<ARTICLE> 9
<RESTATED> 
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               SEP-30-1997
<CASH>                                          28,774
<INT-BEARING-DEPOSITS>                             765
<FED-FUNDS-SOLD>                                11,200
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    111,876
<INVESTMENTS-CARRYING>                          10,300
<INVESTMENTS-MARKET>                            10,427
<LOANS>                                        635,857
<ALLOWANCE>                                      9,552
<TOTAL-ASSETS>                                 817,293
<DEPOSITS>                                     630,005
<SHORT-TERM>                                    55,165
<LIABILITIES-OTHER>                              7,531
<LONG-TERM>                                     49,176
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         5,821
<OTHER-SE>                                      69,595
<TOTAL-LIABILITIES-AND-EQUITY>                 817,293
<INTEREST-LOAN>                                 40,724
<INTEREST-INVEST>                                5,587
<INTEREST-OTHER>                                   664
<INTEREST-TOTAL>                                46,975
<INTEREST-DEPOSIT>                              17,092
<INTEREST-EXPENSE>                              22,485
<INTEREST-INCOME-NET>                           24,490
<LOAN-LOSSES>                                    2,237
<SECURITIES-GAINS>                                  36
<EXPENSE-OTHER>                                 17,288
<INCOME-PRETAX>                                 10,223
<INCOME-PRE-EXTRAORDINARY>                      10,223
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     6,742
<EPS-PRIMARY>                                     1.17<F1>
<EPS-DILUTED>                                     1.14<F2>
<YIELD-ACTUAL>                                    4.30
<LOANS-NON>                                        812
<LOANS-PAST>                                       179
<LOANS-TROUBLED>                                   446
<LOANS-PROBLEM>                                  1,754
<ALLOWANCE-OPEN>                                 8,335
<CHARGE-OFFS>                                    2,039
<RECOVERIES>                                     1,019
<ALLOWANCE-CLOSE>                                9,552
<ALLOWANCE-DOMESTIC>                             6,666
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          2,886
<FN>
<F1>RESTATED FOR ADOPTION OF SFAS NO. 128 "EARNINGS PER SHARE"
<F2>RESTATED FOR ADOPTION OF SFAS NO. 128 "EARNINGS PER SHARE"
</FN>