<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE THIRD
QUARTER 1998 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-END>                               SEP-30-1998
<CASH>                                         360,793
<INT-BEARING-DEPOSITS>                             933
<FED-FUNDS-SOLD>                                23,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,673,722
<INVESTMENTS-CARRYING>                           4,208
<INVESTMENTS-MARKET>                             4,208
<LOANS>                                      7,092,639
<ALLOWANCE>                                     78,955
<TOTAL-ASSETS>                               9,900,439
<DEPOSITS>                                   6,733,368
<SHORT-TERM>                                 1,008,363
<LIABILITIES-OTHER>                            137,697
<LONG-TERM>                                  1,151,585
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           929
<OTHER-SE>                                     868,497
<TOTAL-LIABILITIES-AND-EQUITY>               9,900,439
<INTEREST-LOAN>                                478,149
<INTEREST-INVEST>                               74,804
<INTEREST-OTHER>                                10,655
<INTEREST-TOTAL>                               563,608
<INTEREST-DEPOSIT>                             164,130
<INTEREST-EXPENSE>                             242,535
<INTEREST-INCOME-NET>                          321,073
<LOAN-LOSSES>                                   13,360
<SECURITIES-GAINS>                               2,246
<EXPENSE-OTHER>                                318,934
<INCOME-PRETAX>                                198,157
<INCOME-PRE-EXTRAORDINARY>                     116,675
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   116,675
<EPS-PRIMARY>                                     1.31
<EPS-DILUTED>                                     1.30
<YIELD-ACTUAL>                                    4.90
<LOANS-NON>                                     37,605
<LOANS-PAST>                                        66
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                 13,820
<ALLOWANCE-OPEN>                                82,583
<CHARGE-OFFS>                                   22,489
<RECOVERIES>                                     5,342
<ALLOWANCE-CLOSE>                               78,955
<ALLOWANCE-DOMESTIC>                            54,598
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         24,357