RESOLUTION OF THE 
                   PERSONNEL COMMITTEE AND BOARD OF DIRECTORS
                          OF TCF FINANCIAL CORPORATION
Re: Composition of Administrative Committee
                                          
                        AMENDMENT TO DIRECTORS STOCK PROGRAM
                                          
     RESOLVED, that the Administrative Committee for the Directors' Stock 
Program shall consist of the members of the Personnel/Affirmative Action 
Committee who qualify from time to time as "Non-employee Directors" under 
Rule 16b-3 of the Securities and Exchange Commission.


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