EXHIBIT 23.1

                          INDEPENDENT AUDITORS' CONSENT

         We consent to the incorporation by reference in this Registration
Statement on Form S-3 of Enhance Financial Services Group Inc. of our report
dated February 17, 1998, appearing in the Annual Report on Form 10-K of Enhance
Financial Services Group Inc. for the year ended December 31, 1997 and to the
reference to us under the heading "Experts" in the Prospectus, which is part of
this Registration Statement.


DELOITTE & TOUCHE LLP

New York, New York
December 1, 1998