SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 11, 1998 Argo Bancorp, Inc. ------------------ (Exact name of registrant as specified in its charter) Delaware 0-19829 36-3620612 -------- ------- ---------- (State or other Jurisdiction of (Commission File No.) (I.R.S. Employer incorporation) Identification No.) 7600 West 63rd Street, Summit, Illinois 60501 --------------------------------------- ----- (Address of Principal executive offices) (Zip Code) Registrant's telephone number, including area code: (708) 496-6010 Not Applicable -------------- (Former name or former address, if changed since last report) Item 5. Other Events. On December 11, 1998 the Registrant issued a press release announcing the initial payment and record dates for the first interest payment with respect to Argo Capital Trust's 11% Capital Securities ($10.00 liquidation amount). A copy of the Press Release is attached as Exhibit 99. Item 7. Final Statements, Pro Forma Final Information and Exhibits. (c) Exhibits Exhibit 99. Press Release dated December 11, 1998. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: December 14, 1998 Argo Bancorp, Inc. By: /s/ Frances M. Pitts ---------------- Frances M. Pitts Executive Vice President and Corporate Counsel