Exhibit 23.03


               CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS

The Board of Directors
Citigroup Inc.:

We consent to the incorporation by reference in the Registration Statement on 
Form S-3 ("Registration Statement") of Citigroup Inc. (formed as a result of 
the merger between Travelers Group Inc. and Citicorp which has been accounted 
for as a pooling of interests), Citigroup Capital VI, Citigroup Capital VII, 
Citigroup Capital VIII, Citigroup Capital IX, Citigroup Capital X, Citigroup 
Capital XI, Citigroup Capital XII, and Citigroup Capital XIII, of our report 
dated October 8, 1998, with respect to the supple mental consolidated 
statement of financial position of Citigroup Inc. and subsidiaries 
("Citigroup") as of December 31, 1997 and 1996, and the related supplemental 
consolidated statements of income, changes in stockholders' equity and cash 
flows for each of the years in the three-year period ended December 31, 1997, 
and the related supplemental financial statement schedule, which report 
appears in the Current Report on Form 8-K dated October 26, 1998 of Citigroup 
and to the reference to our firm under the heading "Experts" in the 
Registration Statement.


/s/ KPMG Peat Marwick LLP
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New York, New York
December 15, 1998