EXHIBIT 6



                               ARTHUR ANDERSEN LLP


                    CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS
                    -----------------------------------------

As independent public accountants, we hereby consent to the use of our report 
(and to all references to our Firm) included in or made a part of this 
Registration Statement File No. 333-52645 for Hartford Life Insurance Company 
Separate Account Five on Form S-6.

                                                 /s/ Arthur Andersen LLP

Hartford, Connecticut
February 15, 1999