<ARTICLE> 5 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-START> JAN-01-1998 <PERIOD-END> DEC-31-1998 <CASH> 3,472,990 <SECURITIES> 0 <RECEIVABLES> 7,514,639 <ALLOWANCES> 734,000 <INVENTORY> 0 <CURRENT-ASSETS> 11,030,775 <PP&E> 3,114,908 <DEPRECIATION> 0 <TOTAL-ASSETS> 18,442,178 <CURRENT-LIABILITIES> 4,562,674 <BONDS> 1,202,690 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 317,745 <OTHER-SE> 12,299,547 <TOTAL-LIABILITY-AND-EQUITY> 18,442,178 <SALES> 0 <TOTAL-REVENUES> 42,232,734 <CGS> 0 <TOTAL-COSTS> 39,826,470 <OTHER-EXPENSES> (69,430) <LOSS-PROVISION> 0 <INTEREST-EXPENSE> 0 <INCOME-PRETAX> 2,475,694 <INCOME-TAX> 897,829 <INCOME-CONTINUING> 1,577,865 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1,577,865 <EPS-PRIMARY> 0.57 <EPS-DILUTED> 0.55