Exhibit 99.3


                                 CONSENT


     The undersigned hereby consents to his nomination to serve as a Director 
of Pacific Community Banking Group, a California corporation, and to all 
references to him and to his professional history, including but not limited 
to his biography in the prospectus that is included or made a part of this 
Registration Statement on Form S-1 filed with the Securities and Exchange 
Commission, and any amendment thereto.

Dated as of _________________, 1999

                                                 /s/
                                                 ------------------------
                                                 By: Marion V. Ashley