Exhibit 99.5 CONSENT The undersigned hereby consents to his nomination to serve as a Director of Pacific Community Banking Group, a California corporation, and to all references to him and to his professional history, including but not limited to his biography in the prospectus that is included or made a part of this Registration Statement on Form S-1 filed with the Securities and Exchange Commission, and any amendment thereto. Dated as of ________________, 1999. /s/ Harold R. Williams, Jr. -------------------------------- By: Harold R. Williams, Jr.