EXHIBIT 4.1 NUMBER SHARES SCRIPPS FINANCIAL CORPORATION INCORPORATED UNDER THE LAWS SEE REVERSE FOR OF THE STATE OF CALIFORNIA CERTAIN DEFINITIONS CUSIP This Certifies that SPECIMEN is the record holder of FULLY PAID SHARES OF THE COMMON STOCK OF NO PAR VALUE OF SCRIPPS FINANCIAL CORPORATION CERTIFICATE OF STOCK hereinafter referred to as the Corporation, transferable on the books of the Corporation in person or by duly authorized attorney upon surrender of this Certificate properly endorsed. This Certificate is not valid unless countersigned by the Transfer Agent. Witness the facsimile seal of the Corporation and the facsimile signatures of its duly authorized officers. Dated: SCRIPPS FINANCIAL CORPORATION INCORPORATED CALIFORNIA /s/ [ILLEGIBLE] President and Chief Executive Officer The following abbreviations, when used in the inscription on the face of this certificate, shall be construed as though they were written out in full according to applicable laws or regulations: TEN COM --as tenants in common UNIF GIFT MIN ACT-- .............Custodian............. TEN ENT --as tenants by the entireties (Cust) (Minor) JT TEN --as joint tenants with right under Uniform Gifts to Minors of survivorship and not as Act................................ tenants in common (State) COM PROP--as community property UNIF TRF MIN ACT-- ........Custodian (until age........) (Cust) .............under Uniform Transfers (Minor) to Minors Act....................... (State) Additional abbreviations may also be used though not in the above list. For Value Received, _________________________ hereby sell(s), assign(s) and transfer(s) unto PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF ASSIGNEE - ------------------------------------ - ------------------------------------ _______________________________________________________________________________ (PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS, INCLUDING ZIP CODE, OF ASSIGNEE) _______________________________________________________________________________ _______________________________________________________________________________ _________________________________________________________________________shares of the stock represented by the within Certificate, and do hereby irrevocably constitute and appoint _______________________________________________________________________Attorney to transfer the said stock on the books of the within named Corporation with full power of substitution in the premises. Dated________________________ __________________________________________ __________________________________________ NOTICE: THE SIGNATURE(S) TO THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME(S) AS WRITTEN UPON THE FACE OF THE CERTIFICATE IN EVERY PARTICULAR, WITHOUT ALTERATION OR ENLARGEMENT OR ANY CHANGE WHATSOEVER. Signature(s) Guaranteed: ____________________________________________________________________ THE SIGNATURE(S) SHOULD BE GUARANTEED BY AN ELIGIBLE GUARANTOR INSTITUTION, (BANKS, STOCKBROKERS, SAVINGS AND LOAN ASSOCIATIONS AND CREDIT UNIONS WITH MEMBERSHIP IN AN APPROVED SIGNATURE GUARANTEE MEDALLION PROGRAM), PURSUANT TO S.E.C. RULE 17Ad-15.