Exhibit 23.4 [McGladrey & Pullen LLP Letterhead] CONSENT OF INDEPENDENT ACCOUNTANTS We hereby consent to the use in this Registration Statement on Form S-4 (No. 333-76401) of our report dated January 15, 1999, relating to the financial statements of Valley Bank. We also consent to the reference to our Firm under the caption "Experts" in the Prospectus. /s/ McGladrey & Pullen LLP Pasadena, California June 1, 1999