<ARTICLE> 7 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION FROM THE CONSOLDATED BAL. SHEET & CONSOLIDATED STMNT. OF OPERATIONS OF CUSA AS OF & FOR THE YEAR ENDED DEC. 31, 1998, & THE UNAUDITED CONSOLIDATED BAL. SHEET & UNAUDITED CONSOLIDATED STMNT. OF OPERATIONS AS OF & FOR THE THREE MONTHS ENDED MARCH 31, 1999, & IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 12-MOS 3-MOS <FISCAL-YEAR-END> DEC-31-1998 DEC-31-1999 <PERIOD-START> JAN-01-1998 JAN-01-1999 <PERIOD-END> DEC-31-1998 MAR-31-1999 <DEBT-HELD-FOR-SALE> 84,269 81,890 <DEBT-CARRYING-VALUE> 1,183 1,199 <DEBT-MARKET-VALUE> 1,332 1,316 <EQUITIES> 191 191 <MORTGAGE> 0 0 <REAL-ESTATE> 0 0 <TOTAL-INVEST> 85,643 83,280 <CASH> 9,304 5,939 <RECOVER-REINSURE> 2,760 1,915 <DEFERRED-ACQUISITION> (80) (48) <TOTAL-ASSETS> 223,351 223,051 <POLICY-LOSSES> 80,701 82,982 <UNEARNED-PREMIUMS> 50,647 50,772 <POLICY-OTHER> 4,936 5,013 <POLICY-HOLDER-FUNDS> 0 0 <NOTES-PAYABLE> 9,410 8,934 <PREFERRED-MANDATORY> 0 0 <PREFERRED> 0 0 <COMMON> 2 2 <OTHER-SE> 49,259 49,068 <TOTAL-LIABILITY-AND-EQUITY> 223,351 223,051 <PREMIUMS> 52,424 16,396 <INVESTMENT-INCOME> 4,904 1,044 <INVESTMENT-GAINS> 1,036 52 <OTHER-INCOME> 1,744 365 <BENEFITS> 36,050 10,521 <UNDERWRITING-AMORTIZATION> 10,685 3,365 <UNDERWRITING-OTHER> 12,587 2,933 <INCOME-PRETAX> 786 1,038 <INCOME-TAX> 353 422 <INCOME-CONTINUING> 433 616 <DISCONTINUED> 0 0 <EXTRAORDINARY> 0 0 <CHANGES> 0 0 <NET-INCOME> 433 616 <EPS-BASIC> 174.10 248.11 <EPS-DILUTED> 174.10 248.11 <RESERVE-OPEN> 54,035 0 <PROVISION-CURRENT> 34,313 0 <PROVISION-PRIOR> 1,737 0 <PAYMENTS-CURRENT> 19,495 0 <PAYMENTS-PRIOR> 30,330 0 <RESERVE-CLOSE> 39,921 0 <CUMULATIVE-DEFICIENCY> 1,737 0