<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION FROM THE CONSOLDATED BAL.
SHEET & CONSOLIDATED STMNT. OF OPERATIONS OF CUSA AS OF & FOR THE YEAR ENDED
DEC. 31, 1998, & THE UNAUDITED CONSOLIDATED BAL. SHEET & UNAUDITED CONSOLIDATED
STMNT. OF OPERATIONS AS OF & FOR THE THREE MONTHS ENDED MARCH 31, 1999, & IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

                                                  
<PERIOD-TYPE>                   12-MOS                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1998             DEC-31-1999
<PERIOD-START>                             JAN-01-1998             JAN-01-1999
<PERIOD-END>                               DEC-31-1998             MAR-31-1999
<DEBT-HELD-FOR-SALE>                            84,269                  81,890
<DEBT-CARRYING-VALUE>                            1,183                   1,199
<DEBT-MARKET-VALUE>                              1,332                   1,316
<EQUITIES>                                         191                     191
<MORTGAGE>                                           0                       0
<REAL-ESTATE>                                        0                       0
<TOTAL-INVEST>                                  85,643                  83,280
<CASH>                                           9,304                   5,939
<RECOVER-REINSURE>                               2,760                   1,915
<DEFERRED-ACQUISITION>                            (80)                    (48)
<TOTAL-ASSETS>                                 223,351                 223,051
<POLICY-LOSSES>                                 80,701                  82,982
<UNEARNED-PREMIUMS>                             50,647                  50,772
<POLICY-OTHER>                                   4,936                   5,013
<POLICY-HOLDER-FUNDS>                                0                       0
<NOTES-PAYABLE>                                  9,410                   8,934
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                             2                       2
<OTHER-SE>                                      49,259                  49,068
<TOTAL-LIABILITY-AND-EQUITY>                   223,351                 223,051
<PREMIUMS>                                      52,424                  16,396
<INVESTMENT-INCOME>                              4,904                   1,044
<INVESTMENT-GAINS>                               1,036                      52
<OTHER-INCOME>                                   1,744                     365
<BENEFITS>                                      36,050                  10,521
<UNDERWRITING-AMORTIZATION>                     10,685                   3,365
<UNDERWRITING-OTHER>                            12,587                   2,933
<INCOME-PRETAX>                                    786                   1,038
<INCOME-TAX>                                       353                     422
<INCOME-CONTINUING>                                433                     616
<DISCONTINUED>                                       0                       0
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                       433                     616
<EPS-BASIC>                                     174.10                  248.11
<EPS-DILUTED>                                   174.10                  248.11
<RESERVE-OPEN>                                  54,035                       0
<PROVISION-CURRENT>                             34,313                       0
<PROVISION-PRIOR>                                1,737                       0
<PAYMENTS-CURRENT>                              19,495                       0
<PAYMENTS-PRIOR>                                30,330                       0
<RESERVE-CLOSE>                                 39,921                       0
<CUMULATIVE-DEFICIENCY>                          1,737                       0