<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE AUDITED
FINANCIAL STATEMENTS OF SCRIPPS BANK AS OF AND FOR THE YEARS ENDED DECEMBER 31,
1998, 1997 AND 1996 AND THE UNAUDITED FINANCIAL STATEMENTS AS OF AND FOR THE
THREE MONTHS ENDED MARCH 31, 1999.
</LEGEND>
<MULTIPLIER> 1,000

                                                                                            

<PERIOD-TYPE>                   3-MOS                   3-MOS                   YEAR                   YEAR
YEAR
<FISCAL-YEAR-END>                          DEC-31-1999             DEC-31-1998             DEC-31-1998             DEC-31-1997
             DEC-31-1996
<PERIOD-START>                             JAN-01-1999             JAN-01-1998             JAN-01-1998             JAN-01-1997
             JAN-01-1996
<PERIOD-END>                               MAR-31-1999             MAR-31-1998             DEC-31-1998             DEC-31-1997
             DEC-31-1996
<CASH>                                          60,883                       0                  67,120                  44,499
                       0
<SECURITIES>                                   164,143                       0                 162,317                 119,702
                       0
<RECEIVABLES>                                  354,127                       0                 340,775                 283,647
                       0
<ALLOWANCES>                                     3,897                       0                   4,767                   3,624
                       0
<INVENTORY>                                          0                       0                       0                       0
                       0
<CURRENT-ASSETS>                                     0                       0                       0                       0
                       0
<PP&E>                                          11,624                       0                  11,509                  10,029
                       0
<DEPRECIATION>                                   6,863                       0                   6,524                   5,168
                       0
<TOTAL-ASSETS>                                 591,267                       0                 582,630                 461,998
                       0
<CURRENT-LIABILITIES>                                0                       0                       0                       0
                       0
<BONDS>                                              0                       0                       0                       0
                       0
<PREFERRED-MANDATORY>                                0                       0                       0                       0
                       0
<PREFERRED>                                          0                       0                       0                       0
                       0
<COMMON>                                        34,513                       0                  34,092                  33,502
                       0
<OTHER-SE>                                      10,891                       0                   9,663                   4,455
                       0
<TOTAL-LIABILITY-AND-EQUITY>                   591,267                       0                 582,630                 461,998
                       0
<SALES>                                              0                       0                       0                       0
                       0
<TOTAL-REVENUES>                                12,375                  11,167                  47,806                  39,062
                  30,440
<CGS>                                                0                       0                       0                       0
                       0
<TOTAL-COSTS>                                        0                       0                       0                       0
                       0
<OTHER-EXPENSES>                                 5,644                   5,424                  22,823                  20,168
                  15,746
<LOSS-PROVISION>                                   885                     460                   1,805                   1,452
                     922
<INTEREST-EXPENSE>                               3,313                   3,046                  13,315                  10,454
                   8,111
<INCOME-PRETAX>                                  2,533                   2,237                   9,863                   6,988
                   5,661
<INCOME-TAX>                                     1,000                     880                   3,995                   2,758
                   2,259
<INCOME-CONTINUING>                              1,533                   1,357                   5,868                   4,230
                   3,402
<DISCONTINUED>                                       0                       0                       0                       0
                       0
<EXTRAORDINARY>                                      0                       0                       0                       0
                       0
<CHANGES>                                            0                       0                       0                       0
                       0
<NET-INCOME>                                     1,533                   1,357                   5,868                   4,230
                   3,402
<EPS-BASIC>                                        .22                     .20                     .87                     .63
                     .56
<EPS-DILUTED>                                      .22                     .20                     .84                     .61
                     .55