<ARTICLE> 5 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE AUDITED FINANCIAL STATEMENTS OF SCRIPPS BANK AS OF AND FOR THE YEARS ENDED DECEMBER 31, 1998, 1997 AND 1996 AND THE UNAUDITED FINANCIAL STATEMENTS AS OF AND FOR THE THREE MONTHS ENDED MARCH 31, 1999. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS 3-MOS YEAR YEAR YEAR <FISCAL-YEAR-END> DEC-31-1999 DEC-31-1998 DEC-31-1998 DEC-31-1997 DEC-31-1996 <PERIOD-START> JAN-01-1999 JAN-01-1998 JAN-01-1998 JAN-01-1997 JAN-01-1996 <PERIOD-END> MAR-31-1999 MAR-31-1998 DEC-31-1998 DEC-31-1997 DEC-31-1996 <CASH> 60,883 0 67,120 44,499 0 <SECURITIES> 164,143 0 162,317 119,702 0 <RECEIVABLES> 354,127 0 340,775 283,647 0 <ALLOWANCES> 3,897 0 4,767 3,624 0 <INVENTORY> 0 0 0 0 0 <CURRENT-ASSETS> 0 0 0 0 0 <PP&E> 11,624 0 11,509 10,029 0 <DEPRECIATION> 6,863 0 6,524 5,168 0 <TOTAL-ASSETS> 591,267 0 582,630 461,998 0 <CURRENT-LIABILITIES> 0 0 0 0 0 <BONDS> 0 0 0 0 0 <PREFERRED-MANDATORY> 0 0 0 0 0 <PREFERRED> 0 0 0 0 0 <COMMON> 34,513 0 34,092 33,502 0 <OTHER-SE> 10,891 0 9,663 4,455 0 <TOTAL-LIABILITY-AND-EQUITY> 591,267 0 582,630 461,998 0 <SALES> 0 0 0 0 0 <TOTAL-REVENUES> 12,375 11,167 47,806 39,062 30,440 <CGS> 0 0 0 0 0 <TOTAL-COSTS> 0 0 0 0 0 <OTHER-EXPENSES> 5,644 5,424 22,823 20,168 15,746 <LOSS-PROVISION> 885 460 1,805 1,452 922 <INTEREST-EXPENSE> 3,313 3,046 13,315 10,454 8,111 <INCOME-PRETAX> 2,533 2,237 9,863 6,988 5,661 <INCOME-TAX> 1,000 880 3,995 2,758 2,259 <INCOME-CONTINUING> 1,533 1,357 5,868 4,230 3,402 <DISCONTINUED> 0 0 0 0 0 <EXTRAORDINARY> 0 0 0 0 0 <CHANGES> 0 0 0 0 0 <NET-INCOME> 1,533 1,357 5,868 4,230 3,402 <EPS-BASIC> .22 .20 .87 .63 .56 <EPS-DILUTED> .22 .20 .84 .61 .55