<ARTICLE> 9 <CIK> 0001068300 <NAME> METROCORP BANCSHARES, INC. <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> JUN-30-1999 <CASH> 18,768 <INT-BEARING-DEPOSITS> 677 <FED-FUNDS-SOLD> 5,514 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 83,259 <INVESTMENTS-CARRYING> 37,326 <INVESTMENTS-MARKET> 0 <LOANS> 460,191 <ALLOWANCE> 6,742 <TOTAL-ASSETS> 620,249 <DEPOSITS> 482,174 <SHORT-TERM> 39,430 <LIABILITIES-OTHER> 11,657<F1> <LONG-TERM> 35,000<F2> <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 7,121 <OTHER-SE> 44,866 <TOTAL-LIABILITIES-AND-EQUITY> 620,249 <INTEREST-LOAN> 21,125 <INTEREST-INVEST> 3,891 <INTEREST-OTHER> 276 <INTEREST-TOTAL> 25,292 <INTEREST-DEPOSIT> 8,447 <INTEREST-EXPENSE> 9,855 <INTEREST-INCOME-NET> 15,437 <LOAN-LOSSES> 2,070 <SECURITIES-GAINS> 274 <EXPENSE-OTHER> 10,837 <INCOME-PRETAX> 5,952 <INCOME-PRE-EXTRAORDINARY> 5,952 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 4,006 <EPS-BASIC> 0.56 <EPS-DILUTED> 0.56 <YIELD-ACTUAL> 9.04 <LOANS-NON> 8,970 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 6,119 <CHARGE-OFFS> (1,507) <RECOVERIES> 60 <ALLOWANCE-CLOSE> 6,742 <ALLOWANCE-DOMESTIC> 6,742 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 1,458 <FN> <F1>INCLUDES ACCRUED INTEREST PAYABLE, INCOME TAXES PAYABLE, ACCEPTANCES OUTSTANDING AND OTHER LIABILITIES. <F2>INCLUDES TWO 10-YEAR LOANS FROM THE FEDERAL HOME LOAN BANK OF DALLAS. </FN>