<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> JUN-30-1999 <CASH> 264,476 <INT-BEARING-DEPOSITS> 2,535,369 <FED-FUNDS-SOLD> 50,000 <TRADING-ASSETS> 41,979 <INVESTMENTS-HELD-FOR-SALE> 1,023,582 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 4,722,739 <ALLOWANCE> 140,185 <TOTAL-ASSETS> 6,302,108 <DEPOSITS> 4,684,325 <SHORT-TERM> 654,779 <LIABILITIES-OTHER> 48,229 <LONG-TERM> 353,359 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 46,885 <OTHER-SE> 514,531 <TOTAL-LIABILITIES-AND-EQUITY> 6,302,108 <INTEREST-LOAN> 187,667 <INTEREST-INVEST> 31,873 <INTEREST-OTHER> 2,322 <INTEREST-TOTAL> 221,862 <INTEREST-DEPOSIT> 40,824 <INTEREST-EXPENSE> 68,070 <INTEREST-INCOME-NET> 153,792 <LOAN-LOSSES> 0 <SECURITIES-GAINS> 2,445 <EXPENSE-OTHER> 113,735 <INCOME-PRETAX> 80,889 <INCOME-PRE-EXTRAORDINARY> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 52,107 <EPS-BASIC> 1.14 <EPS-DILUTED> 1.10 <YIELD-ACTUAL> 5.55 <LOANS-NON> 26,533 <LOANS-PAST> 8,904 <LOANS-TROUBLED> 1,771 <LOANS-PROBLEM> 4,542 <ALLOWANCE-OPEN> 135,339 <CHARGE-OFFS> 2,619 <RECOVERIES> 7,465 <ALLOWANCE-CLOSE> 140,185 <ALLOWANCE-DOMESTIC> 140,185 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0