<ARTICLE> 9
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               JUN-30-1999
<CASH>                                         264,476
<INT-BEARING-DEPOSITS>                       2,535,369
<FED-FUNDS-SOLD>                                50,000
<TRADING-ASSETS>                                41,979
<INVESTMENTS-HELD-FOR-SALE>                  1,023,582
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                      4,722,739
<ALLOWANCE>                                    140,185
<TOTAL-ASSETS>                               6,302,108
<DEPOSITS>                                   4,684,325
<SHORT-TERM>                                   654,779
<LIABILITIES-OTHER>                             48,229
<LONG-TERM>                                    353,359
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        46,885
<OTHER-SE>                                     514,531
<TOTAL-LIABILITIES-AND-EQUITY>               6,302,108
<INTEREST-LOAN>                                187,667
<INTEREST-INVEST>                               31,873
<INTEREST-OTHER>                                 2,322
<INTEREST-TOTAL>                               221,862
<INTEREST-DEPOSIT>                              40,824
<INTEREST-EXPENSE>                              68,070
<INTEREST-INCOME-NET>                          153,792
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                               2,445
<EXPENSE-OTHER>                                113,735
<INCOME-PRETAX>                                 80,889
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    52,107
<EPS-BASIC>                                       1.14
<EPS-DILUTED>                                     1.10
<YIELD-ACTUAL>                                    5.55
<LOANS-NON>                                     26,533
<LOANS-PAST>                                     8,904
<LOANS-TROUBLED>                                 1,771
<LOANS-PROBLEM>                                  4,542
<ALLOWANCE-OPEN>                               135,339
<CHARGE-OFFS>                                    2,619
<RECOVERIES>                                     7,465
<ALLOWANCE-CLOSE>                              140,185
<ALLOWANCE-DOMESTIC>                           140,185
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0