<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM PBOC AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             APR-01-1999
<PERIOD-END>                               JUN-30-1999
<CASH>                                          22,660
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,038,165
<INVESTMENTS-CARRYING>                           5,214
<INVESTMENTS-MARKET>                             5,204
<LOANS>                                      2,344,615
<ALLOWANCE>                                  2,325,241
<TOTAL-ASSETS>                               3,524,407
<DEPOSITS>                                   1,611,235
<SHORT-TERM>                                   434,947
<LIABILITIES-OTHER>                             50,425
<LONG-TERM>                                  1,259,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           219
<OTHER-SE>                                     168,581
<TOTAL-LIABILITIES-AND-EQUITY>               3,524,407
<INTEREST-LOAN>                                 78,222
<INTEREST-INVEST>                               28,662
<INTEREST-OTHER>                                 2,692
<INTEREST-TOTAL>                               109,576
<INTEREST-DEPOSIT>                              35,678
<INTEREST-EXPENSE>                              78,771
<INTEREST-INCOME-NET>                           30,805
<LOAN-LOSSES>                                    2,100
<SECURITIES-GAINS>                                 197
<EXPENSE-OTHER>                                 17,341
<INCOME-PRETAX>                                 15,012
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    15,012
<EPS-BASIC>                                       0.64
<EPS-DILUTED>                                     0.64
<YIELD-ACTUAL>                                    6.62
<LOANS-NON>                                      6,363
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                 4,945
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                18,897
<CHARGE-OFFS>                                    1,743
<RECOVERIES>                                       120
<ALLOWANCE-CLOSE>                               19,374
<ALLOWANCE-DOMESTIC>                            19,374
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0