POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as his true and lawful attorney-in-fact and agent with all power and authority on his behalf to sign her name on any and all registration statements, applications for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto (including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof. IN WITNESS WHEREOF, the undersigned has subscribed hereunder this 1st day of October, 1997. /s/Jan R. Carendi Jan R. Carendi POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as his true and lawful attorney-in-fact and agent with all power and authority on his behalf to sign her name on any and all registration statements, applications for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto (including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof. IN WITNESS WHEREOF, the undersigned has subscribed hereunder this 1st day of October, 1997. /s/Gordon C. Boronow Gordon C. Boronow POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as his true and lawful attorney-in-fact and agent with all power and authority on his behalf to sign her name on any and all registration statements, applications for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto (including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof. IN WITNESS WHEREOF, the undersigned has subscribed hereunder this 1st day of October, 1997. /s/Malcolm M. Campbell Malcolm M. Campbell POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as his true and lawful attorney-in-fact and agent with all power and authority on his behalf to sign her name on any and all registration statements, applications for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto (including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof. IN WITNESS WHEREOF, the undersigned has subscribed hereunder this 1st day of October, 1997. /s/Henrik G. Danckwardt Henrik G. Danckwardt POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as his true and lawful attorney-in-fact and agent with all power and authority on his behalf to sign her name on any and all registration statements, applications for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto (including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof. IN WITNESS WHEREOF, the undersigned has subscribed hereunder this 1st day of October, 1997. /s/Wade A. Dokken Wade A. Dokken POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as his true and lawful attorney-in-fact and agent with all power and authority on his behalf to sign her name on any and all registration statements, applications for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto (including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof. IN WITNESS WHEREOF, the undersigned has subscribed hereunder this 2nd day of October, 1997. /s/Thomas M. Mazzaferro Thomas M. Mazzaferro POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as his true and lawful attorney-in-fact and agent with all power and authority on his behalf to sign her name on any and all registration statements, applications for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto (including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof. IN WITNESS WHEREOF, the undersigned has subscribed hereunder this 1st day of October, 1997. /s/Anders O. Soderstrom Anders O. Soderstrom POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as his true and lawful attorney-in-fact and agent with all power and authority on his behalf to sign her name on any and all registration statements, applications for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto (including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof. IN WITNESS WHEREOF, the undersigned has subscribed hereunder this 1st day of October, 1997. /s/Gunnar Moberg Gunnar Moberg POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as his true and lawful attorney-in-fact and agent with all power and authority on his behalf to sign her name on any and all registration statements, applications for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto (including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof. IN WITNESS WHEREOF, the undersigned has subscribed hereunder this 3rd day of October, 1997. /s/Bayard F. Tracy Bayard F. Tracy POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as her true and lawful attorney-in-fact and agent with all power and authority on her behalf to sign her name on any and all registration statements, applications for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto (including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof. IN WITNESS WHEREOF, the undersigned has subscribed hereunder this 1st day of October, 1997. /s/Amanda C. Sutyak Amanda C. Sutyak POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as his true and lawful attorney-in-fact and agent with all power and authority on his behalf to sign her name on any and all registration statements, applciations for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto (including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof. IN WITNESS WHEREOF, the undersigned has subscribed hereunder this 1st day of October, 1997. /s/Lincoln R. Collins Lincoln R. Collins POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as his true and lawful attorney-in-fact and agent with all power and authority on his behalf to sign her name on any and all registration statements, applications for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto (including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof. IN WITNESS WHEREOF, the undersigned has subscribed hereunder this 1st day of October, 1997. /s/C. Ake Svensson C. Ake Svensson POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as her true and lawful attorney-in-fact and agent with all power and authority on her behalf to sign her name on any and all registration statements, applications for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto (including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof. IN WITNESS WHEREOF, the undersigned has subscribed hereunder this 3rd day of October, 1997. /s/Nancy F. Brunetti Nancy F. Brunetti