SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 23, 2002 FBR ASSET INVESTMENT CORPORATION (Exact name of registrant as specified in its charter) VIRGINIA 1-15049 54-1873198 - -------------------------------------------------------------------------------- (State or other jurisdiction of (Commission File Number) (I.R.S. Employer incorporation) Identification No.) Potomac Tower, 1001 Nineteenth Street North, Arlington, Virginia 22209 (Address of principal executive offices and zip code) Registrant's telephone number, including area code: (703) 469-1000 ITEM 9. Regulation FD Disclosure On July 23, 2002, FBR Asset Investment Corporation issued a press release annnouncing second quarter results. The entire text of that press release is being filed herewith and attached as Exhibit 99.1. The following Exhibits are furnished as part of this report: 1. Exhibit 99.1 Press release dated July 23, 2002, FBR Asset Reports Record Second Quarter Results. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FBR ASSET INVESTMENT CORPORATION Date: July 25, 2002 By: /s/ Kurt R. Harrington --------------------------------- Kurt R. Harrington Chief Financial Officer