<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE HERITAGE
COMMERCE CORP UNAUDITED FINANCIAL STATEMENTS AT SEPTEMBER 30, 1998 AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-END>                               SEP-30-1998
<CASH>                                      24,210,000
<INT-BEARING-DEPOSITS>                     237,128,000
<FED-FUNDS-SOLD>                            45,070,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                 27,717,000
<INVESTMENTS-CARRYING>                      27,717,000
<INVESTMENTS-MARKET>                        28,597,000
<LOANS>                                    221,998,000
<ALLOWANCE>                                  3,402,000
<TOTAL-ASSETS>                             399,079,000
<DEPOSITS>                                 363,868,000
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                          4,698,000
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                    29,342,000
<OTHER-SE>                                   1,171,000
<TOTAL-LIABILITIES-AND-EQUITY>             399,079,000
<INTEREST-LOAN>                             13,381,000
<INTEREST-INVEST>                            4,396,000
<INTEREST-OTHER>                             1,064,000
<INTEREST-TOTAL>                            18,841,000
<INTEREST-DEPOSIT>                           5,358,000
<INTEREST-EXPENSE>                           5,358,000
<INTEREST-INCOME-NET>                       13,483,000
<LOAN-LOSSES>                                1,060,000
<SECURITIES-GAINS>                             273,000
<EXPENSE-OTHER>                             10,628,000
<INCOME-PRETAX>                              2,562,000
<INCOME-PRE-EXTRAORDINARY>                   2,562,000
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 1,557,000
<EPS-PRIMARY>                                     0.45
<EPS-DILUTED>                                     0.41
<YIELD-ACTUAL>                                    6.41
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                             2,285,000
<CHARGE-OFFS>                                   41,000
<RECOVERIES>                                    98,000
<ALLOWANCE-CLOSE>                            3,402,000
<ALLOWANCE-DOMESTIC>                         2,939,000
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                        463,000