<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
HERITAGE COMMERCE CORP UNAUDITED FINANCIAL STATEMENTS AT SEPTEMBER 30,
1999 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>

                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-END>                               SEP-30-1999
<CASH>                                      18,892,000
<INT-BEARING-DEPOSITS>                     296,553,000
<FED-FUNDS-SOLD>                           128,130,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                 13,845,000
<INVESTMENTS-CARRYING>                      13,845,000
<INVESTMENTS-MARKET>                        13,791,000
<LOANS>                                    245,411,000
<ALLOWANCE>                                  4,569,000
<TOTAL-ASSETS>                             468,574,000
<DEPOSITS>                                 416,650,000
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                          8,294,000
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                    41,006,000
<OTHER-SE>                                   2,624,000
<TOTAL-LIABILITIES-AND-EQUITY>             468,574,000
<INTEREST-LOAN>                             18,794,000
<INTEREST-INVEST>                            1,944,000
<INTEREST-OTHER>                             1,427,000
<INTEREST-TOTAL>                            22,165,000
<INTEREST-DEPOSIT>                           7,006,000
<INTEREST-EXPENSE>                           7,028,000
<INTEREST-INCOME-NET>                       15,137,000
<LOAN-LOSSES>                                1,483,000
<SECURITIES-GAINS>                           1,004,000
<EXPENSE-OTHER>                             14,252,000
<INCOME-PRETAX>                              3,115,000
<INCOME-PRE-EXTRAORDINARY>                   3,115,000
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 2,055,000
<EPS-BASIC>                                       0.35
<EPS-DILUTED>                                     0.31
<YIELD-ACTUAL>                                    5.89
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                             3,825,000
<CHARGE-OFFS>                                  797,000
<RECOVERIES>                                    58,000
<ALLOWANCE-CLOSE>                            4,569,000
<ALLOWANCE-DOMESTIC>                         4,569,000
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                        988,000