Exhibit 32


                   CERTIFICATION OF PERIODIC FINANCIAL REPORT
            PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


Pursuant to Section 906 of the  Sarbanes-Oxley  Act of 2002  (subsection (a) and
(b)  of  Section  1350,  Chapter  63 of  Title  18,  United  States  Code),  the
undersigned  officer of Penseco Financial  Services  Corporation (the "Company")
certifies to his knowledge that:

     (1)  The Quarterly Report on Form 10-Q of the Company for the quarter ended
          June 30, 2003 (the "Form 10-Q") fully  complies with the  requirements
          of Section 13(a) or 15(d) of the Securities  Exchange Act of 1934 (the
          "Act"); and

     (2)  The  information  contained in the Form 10-Q fairly  presents,  in all
          material respects,  the financial conditions and results of operations
          of the Company as for the dates and for the periods referred to in the
          Form 10-Q.


                                                   /s/  OTTO P. ROBINSON JR.
                                                -------------------------------

                                                Otto P. Robinson, Jr.
                                                President
                                                August 7, 2003


The foregoing certification is being furnished solely pursuant to Section 906 of
the  Sarbanes-Oxley Act of 2002 (subsection (a) and (b) of Section 1350, Chapter
63 of Title 18, United States Code).

A signed  original  of the  foregoing  certification  has been  provided  to the
Company and will be retained by the Company in accordance with Rule 12b-11(d) of
the Act and  furnished to the  Securities  and Exchange  Commission or its staff
upon request.

This  certification  is  qualified  in its entirety by the report to which it is
attached as an exhibit.





                   CERTIFICATION OF PERIODIC FINANCIAL REPORT
            PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


Pursuant to Section 906 of the  Sarbanes-Oxley  Act of 2002  (subsection (a) and
(b)  of  Section  1350,  Chapter  63 of  Title  18,  United  States  Code),  the
undersigned  officer of Penseco Financial  Services  Corporation (the "Company")
certifies to his knowledge that:

     (1)  The Quarterly Report on Form 10-Q of the Company for the quarter ended
          June 30, 2003 (the "Form 10-Q") fully  complies with the  requirements
          of Section 13(a) or 15(d) of the Securities  Exchange Act of 1934 (the
          "Act"); and

     (2)  The  information  contained in the Form 10-Q fairly  presents,  in all
          material respects,  the financial conditions and results of operations
          of the Company as for the dates and for the periods referred to in the
          Form 10-Q.


                                                 /s/  PATRICK SCANLON
                                              ---------------------------------

                                              Patrick Scanlon
                                              Controller
                                              August 7, 2003


The foregoing certification is being furnished solely pursuant to Section 906 of
the  Sarbanes-Oxley Act of 2002 (subsection (a) and (b) of Section 1350, Chapter
63 of Title 18, United States Code).

A signed  original  of the  foregoing  certification  has been  provided  to the
Company and will be retained by the Company in accordance with Rule 12b-11(d) of
the Act and  furnished to the  Securities  and Exchange  Commission or its staff
upon request.

This  certification  is  qualified  in its entirety by the report to which it is
attached as an exhibit.