UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D. C. 20549
Form 8-K
Current Report Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): October 15, 2001
SOUNDVIEW HOME EQUITY LOAN TRUST
Home Equity Loan Asset-Backed Certs., Series 2001-1 Trust
(Exact name of registrant as specified in its charter)
New York (governing law of 333-84929-07
Pooling and Servicing Agreement) (Commission
(State or other File Number) 52-2316396
jurisdiction 52-2316397
of Incorporation) 52-2316398
IRS EIN
c/o Wells Fargo Bank Minnesota, N.A.
11000 Broken Land Parkway
Columbia, MD 21044
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (410) 884-2000
Former name or former address, if changed since last report)
ITEM 5. Other Events
On October 15, 2001 a distribution was made to holders of SOUNDVIEW HOME EQUITY
LOAN TRUST, Home Equity Loan Asset-Backed Certs., Series 2001-1 Trust.
ITEM 7. Financial Statements and Exhibits
(c) Exhibits furnished in accordance with Item 601(a) of
Regulation S-K
Exhibit Number Description
EX-99.1 Monthly report distributed to
holders of Home Equity Loan
Asset-Backed Certs., Series
2001-1 Trust, relating to the
October 15, 2001 distribution.
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
SOUNDVIEW HOME EQUITY LOAN TRUST
Home Equity Loan Asset-Backed Certs., Series 2001-1 Trust
By: Wells Fargo Bank Minnesota, N.A. as Trustee
By: /s/ Beth Belfield, Officer
By: Beth Belfield, Officer
Date: 10/15/01
INDEX TO EXHIBITS
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of Home Equity
Loan Asset-Backed Certs., Series 2001-1 Trust,
relating to the October 15, 2001 distribution.
EX-99.1
Soundview
Mortgage Pass-Through Certificates
Record Date: 9/30/01
Distribution Date: 10/15/01
SDV Series: 2001-1
Contact: Customer Service - CTSLink
Wells Fargo Bank Minnesota, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
Telephone: (301) 815-6600
Fax: (301) 815-6660
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<s> <c> <c> <c> <c> <c> <c>
A 83611PAJ0 SEN 6.26500% 83,723,633.77 437,107.14 2,446,580.56
IO 83611PAK7 SEN 7.00000% 0.00 242,098.21 0.00
M_1 83611PAL5 MEZ 7.10000% 6,335,000.00 37,482.08 0.00
M_2 83611PAM3 MEZ 7.10000% 4,223,000.00 24,986.08 0.00
B 83611PAN1 JUN 7.10000% 2,903,000.00 17,176.08 0.00
BIO SDV011BIO JUN 0.00000% 528.25 0.00 0.00
R_1 SDV0101R1 SEN 0.00000% 0.00 0.00 0.00
R_2 SDV0101R2 SEN 0.00000% 0.00 0.00 0.00
R_3 SDV0101R3 SEN 0.00000% 0.00 0.00 0.00
P SDV01001P JUN 0.00000% 100.00 52,669.72 0.00
Totals 97,185,262.02 811,519.31 2,446,580.56
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<s> <c> <c> <c> <c>
A 0.00 81,277,053.21 2,883,687.70 0.00
IO 0.00 0.00 242,098.21 0.00
M_1 0.00 6,335,000.00 37,482.08 0.00
M_2 0.00 4,223,000.00 24,986.08 0.00
B 0.00 2,903,000.00 17,176.08 0.00
BIO 0.00 528.25 0.00 0.00
R_1 0.00 0.00 0.00 0.00
R_2 0.00 0.00 0.00 0.00
R_3 0.00 0.00 0.00 0.00
P 0.00 100.00 52,669.72 0.00
Totals 0.00 94,738,681.46 3,258,099.87 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<s> <c> <c> <c> <c> <c> <c>
A 92,125,000.00 83,723,633.77 0.00 2,446,580.56 0.00 0.00
IO 0.00 0.00 0.00 0.00 0.00 0.00
M_1 6,335,000.00 6,335,000.00 0.00 0.00 0.00 0.00
M_2 4,223,000.00 4,223,000.00 0.00 0.00 0.00 0.00
B 2,903,000.00 2,903,000.00 0.00 0.00 0.00 0.00
BIO 528.25 528.25 0.00 0.00 0.00 0.00
R_1 0.00 0.00 0.00 0.00 0.00 0.00
R_2 0.00 0.00 0.00 0.00 0.00 0.00
R_3 0.00 0.00 0.00 0.00 0.00 0.00
P 100.00 100.00 0.00 0.00 0.00 0.00
Totals 105,586,628.25 97,185,262.02 0.00 2,446,580.56 0.00 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c>
A 2,446,580.56 81,277,053.21 0.88224752 2,446,580.56
IO 0.00 0.00 0.00000000 0.00
M_1 0.00 6,335,000.00 1.00000000 0.00
M_2 0.00 4,223,000.00 1.00000000 0.00
B 0.00 2,903,000.00 1.00000000 0.00
BIO 0.00 528.25 1.00000000 0.00
R_1 0.00 0.00 0.00000000 0.00
R_2 0.00 0.00 0.00000000 0.00
R_3 0.00 0.00 0.00000000 0.00
P 0.00 100.00 1.00000000 0.00
Totals 2,446,580.56 94,738,681.46 0.89726022 2,446,580.56
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<s> <c> <c> <c> <c> <c>
A 92,125,000.00 908.80470849 0.00000000 26.55718383 0.00000000
IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
M_1 6,335,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
M_2 4,223,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
B 2,903,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
BIO 528.25 1000.00000000 0.00000000 0.00000000 0.00000000
R_1 0.00 0.00000000 0.00000000 0.00000000 0.00000000
R_2 0.00 0.00000000 0.00000000 0.00000000 0.00000000
R_3 0.00 0.00000000 0.00000000 0.00000000 0.00000000
P 100.00 1000.00000000 0.00000000 0.00000000 0.00000000
<FN>
(2) All Classes are per $1,000 denomination.
</FN>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c> <c>
A 0.00000000 26.55718383 882.24752467 0.88224752 26.55718383
IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
M_1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
M_2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
B 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
BIO 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
R_1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
R_2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
R_3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
P 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
A 92,125,000.00 6.26500% 83,723,633.77 437,107.14 0.00 0.00
IO 0.00 7.00000% 41,502,551.00 242,098.21 0.00 0.00
M_1 6,335,000.00 7.10000% 6,335,000.00 37,482.08 0.00 0.00
M_2 4,223,000.00 7.10000% 4,223,000.00 24,986.08 0.00 0.00
B 2,903,000.00 7.10000% 2,903,000.00 17,176.08 0.00 0.00
BIO 528.25 0.00000% 528.25 0.00 0.00 0.00
R_1 0.00 0.00000% 0.00 0.00 0.00 0.00
R_2 0.00 0.00000% 0.00 0.00 0.00 0.00
R_3 0.00 0.00000% 0.00 0.00 0.00 0.00
P 100.00 0.00000% 0.00 0.00 0.00 0.00
Totals 105,586,628.25 758,849.59 0.00 0.00
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
A 0.00 0.00 437,107.14 0.00 81,277,053.21
IO 0.00 0.00 242,098.21 0.00 40,071,429.00
M_1 0.00 0.00 37,482.08 0.00 6,335,000.00
M_2 0.00 0.00 24,986.08 0.00 4,223,000.00
B 0.00 0.00 17,176.08 0.00 2,903,000.00
BIO 0.00 0.00 0.00 0.00 528.25
R_1 0.00 0.00 0.00 0.00 0.00
R_2 0.00 0.00 0.00 0.00 0.00
R_3 0.00 0.00 0.00 0.00 0.00
P 0.00 0.00 52,669.72 0.00 0.00
Totals 0.00 0.00 811,519.31 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
A 92,125,000.00 6.26500% 908.80470849 4.74471794 0.00000000 0.00000000
IO 0.00 7.00000% 966.66667676 5.63888885 0.00000000 0.00000000
M_1 6,335,000.00 7.10000% 1000.00000000 5.91666614 0.00000000 0.00000000
M_2 4,223,000.00 7.10000% 1000.00000000 5.91666588 0.00000000 0.00000000
B 2,903,000.00 7.10000% 1000.00000000 5.91666552 0.00000000 0.00000000
BIO 528.25 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000
R_1 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000
R_2 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000
R_3 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000
P 100.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(5) All Classes are per $1,000 denomination.
</FN>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
A 0.00000000 0.00000000 4.74471794 0.00000000 882.24752467
IO 0.00000000 0.00000000 5.63888885 0.00000000 933.33335352
M_1 0.00000000 0.00000000 5.91666614 0.00000000 1000.00000000
M_2 0.00000000 0.00000000 5.91666588 0.00000000 1000.00000000
B 0.00000000 0.00000000 5.91666552 0.00000000 1000.00000000
BIO 0.00000000 0.00000000 0.00000000 0.00000000 1000.00000000
R_1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
R_2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
R_3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
P 0.00000000 0.00000000 526697.20000000 0.00000000 0.00000000
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<s> <c>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 3,139,466.31
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 116,281.69
Realized Losses 0.00
Prepayment Penalties 52,669.72
Total Deposits 3,308,417.72
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 50,317.85
Payment of Interest and Principal 3,258,099.87
Total Withdrawals (Pool Distribution Amount) 3,308,417.72
Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<s> <c>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES
<s> <c>
Gross Servicing Fee 40,776.45
FSA - Policy # 51074-N 6,279.27
Master Serv Fee 815.53
Special Servicing Fee 0.00
Trustee Fee- Wells Fargo Bank 2,446.60
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 50,317.85
OTHER ACCOUNTS
Beginning Current Current Ending
Account Type Balance Withdrawals Deposits Balance
<s> <c> <c> <c> <c>
Reserve Fund 5,000.00 0.00 0.00 5,000.00
Financial Guaranty 0.00 0.00 0.00 0.00
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENCY STATUS
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s> <c> <c> <c> <c> <c>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 92 0 0 0 92
5,544,678.29 0.00 0.00 0.00 5,544,678.29
60 Days 14 0 0 0 14
935,553.13 0.00 0.00 0.00 935,553.13
90 Days 5 15 84 4 108
153,805.00 1,133,515.18 5,175,046.32 193,020.10 6,655,386.60
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 111 15 84 4 214
6,634,036.42 1,133,515.18 5,175,046.32 193,020.10 13,135,618.02
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 6.938160% 0.000000% 0.000000% 0.000000% 6.938160%
5.800951% 0.000000% 0.000000% 0.000000% 5.800951%
60 Days 1.055807% 0.000000% 0.000000% 0.000000% 1.055807%
0.978794% 0.000000% 0.000000% 0.000000% 0.978794%
90 Days 0.377074% 1.131222% 6.334842% 0.301659% 8.144796%
0.160914% 1.185906% 5.414235% 0.201941% 6.962996%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 8.371041% 1.131222% 6.334842% 0.301659% 16.138763%
6.940659% 1.185906% 5.414235% 0.201941% 13.742741%
Delinquency Status By Groups
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
1 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 92 0 0 0 92
5,544,678.29 0.00 0.00 0.00 5,544,678.29
60 Days 14 0 0 0 14
935,553.13 0.00 0.00 0.00 935,553.13
90 Days 5 15 84 4 108
153,805.00 1,133,515.18 5,175,046.32 193,020.10 6,655,386.60
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 111 15 84 4 214
6,634,036.42 1,133,515.18 5,175,046.32 193,020.10 13,135,618.02
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 9.881847% 0.000000% 0.000000% 0.000000% 9.881847%
8.588496% 0.000000% 0.000000% 0.000000% 8.588496%
60 Days 1.503759% 0.000000% 0.000000% 0.000000% 1.503759%
1.449136% 0.000000% 0.000000% 0.000000% 1.449136%
90 Days 0.537057% 1.611171% 9.022556% 0.429646% 11.600430%
0.238238% 1.755772% 8.015950% 0.298981% 10.308941%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 11.922664% 1.611171% 9.022556% 0.429646% 22.986037%
10.275871% 1.755772% 8.015950% 0.298981% 20.346574%
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
2 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
OTHER INFORMATION
<s> <c>
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 116,281.69
COLLATERAL STATEMENT
Collateral Description Mixed Fixed & Arm
Weighted Average Gross Coupon 11.432119%
Weighted Average Net Coupon 10.922117%
Weighted Average Pass-Through Rate 10.892118%
Weighted Average Maturity(Stepdown Calculation ) 354
Beginning Scheduled Collateral Loan Count 1,355
Number Of Loans Paid In Full 29
Ending Scheduled Collateral Loan Count 1,326
Beginning Scheduled Collateral Balance 97,863,818.14
Ending Scheduled Collateral Balance 95,540,395.53
Ending Actual Collateral Balance at 30-Sep-2001 95,582,228.59
Monthly P &I Constant 1,072,094.79
Special Servicing Fee 0.00
Prepayment Penalties 52,669.72
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Ending Scheduled Balance for Premium Loans 95,540,395.53
Scheduled Principal 87,099.37
Unscheduled Principal 2,236,323.24
Cumulative Loss Event Occurred NO
Delinquency Event Occurred NO
Curtailments $2,159.87
Miscellaneous Reporting
Excess Cash Amount 123,157.95
Required Overcollateralization Amount 2,322,892.00
Subordination Amount 801,714.37
Subordination Deficiency Amount 1,644,335.88
Subordination Increase Amount 123,157.95
Group Level Collateral Statement
Group 1 2 Total
Collateral Description Fixed 15/30 & ARM Fixed 15/30 & ARM Mixed Fixed & Arm
Weighted Average Coupon Rate 11.730762 12.798166 11.432119
Weighted Average Net Rate 11.220761 12.288163 10.922117
Weighted Average Maturity (1) (1) 354
Beginning Loan Count 952 403 1,355
Loans Paid In Full 21 8 29
Ending Loan Count 931 395 1,326
Beginning Scheduled Balance 66,032,069.44 31,831,748.70 97,863,818.14
Ending Scheduled Balance 64,527,039.59 31,013,355.94 95,540,395.53
Record Date 09/30/2001 09/30/2001 09/30/2001
Principal And Interest Constant 720,176.70 351,918.09 1,072,094.79
Scheduled Principal 74,671.27 12,428.10 87,099.37
Unscheduled Principal 1,430,358.58 805,964.66 2,236,323.24
Scheduled Interest 645,505.43 339,489.99 984,995.42
Servicing Fees 28,063.72 13,528.56 41,592.28
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 1,650.82 795.78 2,446.60
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 615,790.89 325,165.65 940,956.54
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.00 0.00 0.00
Prepayment Penalties 16,066.52 36,603.20 52,669.72
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 11.190760 12.258164 10.892118