UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington D. C. 20549

                                    Form 8-K

                Current Report Pursuant to Section 13 or 15(d) of
                       The Securities Exchange Act of 1934




       Date of Report (Date of earliest event reported):  October 27, 2003


                             FREMONT HOME LOAN TRUST
                  Asset-Backed Certificates, Series 2003-A Trust
              (Exact name of registrant as specified in its charter)

New York (governing law of            333-104153-08       54-2123742
Pooling and Servicing Agreement)      (Commission         54-2123741
(State or other                       File Number)        IRS EIN
jurisdiction
of Incorporation)




       c/o Wells Fargo Bank Minnesota, N.A.
       9062 Old Annapolis Road
       Columbia, Maryland                                   21045
       (Address of principal executive offices)             (Zip Code)

       Registrant's telephone number, including area code:  (410) 884-2000


       (Former name or former address, if changed since last report)


ITEM 5.  Other Events

 On October 27, 2003 a distribution was made to holders of FREMONT HOME LOAN
 TRUST, Asset-Backed Certificates, Series 2003-A Trust.



ITEM 7.  Financial Statements and Exhibits

      (c)  Exhibits furnished in accordance with Item 601(a) of Regulation S-K


           Exhibit Number               Description

           EX-99.1                      Monthly report distributed to holders of
                                        Asset-Backed Certificates, Series
                                        2003-A Trust, relating to the
                                        October 27, 2003 distribution.



Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.



                             FREMONT HOME LOAN TRUST
                  Asset-Backed Certificates, Series 2003-A Trust

              By:    Wells Fargo Bank Minnesota, NA, as Trust Administrator
              By:   /s/   Beth Belfield, Assistant Vice President
              By:    Beth Belfield, Assistant Vice President

              Date:  10/30/03
                                INDEX TO EXHIBITS


Exhibit Number            Description

EX-99.1                   Monthly report distributed to holders of Asset-
                          Backed Certificates, Series 2003-A Trust,
                          relating to the October 27, 2003 distribution.





                   EX-99.1



Fremont Home Loan Trust
Asset-Backed Certificates



Record Date:             9/30/03
Distribution Date:       10/27/03


FREMONT  Series: 2003-A

Contact: Customer Service - CTSLink
         Wells Fargo Bank Minnesota, N.A.
         Securities Administration Services
         7485 New Horizon Way
         Frederick, MD 21703
         Telephone: (301) 815-6600
         Fax:       (301) 815-6660







                                          Certificateholder Distribution Summary

                             Certificate    Certificate                  Beginning
                             Class          Pass-Through               Certificate           Interest          Principal
Class             CUSIP      Description    Rate                            Balance       Distribution       Distribution

<s>          <c>             <c>            <c>                <c>                <c>                <c>
1 A-1            35729PBH2     SEN         1.47000%                  293,356,256.50         383,318.84       2,368,640.62
2 A-1            35729PBJ8     SEN         1.25000%                   40,535,917.15          45,039.91         512,905.14
2 A-2            35729PBK5     SEN         1.47500%                  122,168,000.00         160,175.82               0.00
M1               35729PBL3     MEZ         1.77000%                   36,502,000.00          57,429.81               0.00
M2               35729PBM1     MEZ         2.84500%                   26,675,000.00          67,458.11               0.00
M3               35729PBN9     MEZ         3.17000%                    8,424,000.00          23,736.96               0.00
M4               35729PBP4     MEZ         4.22000%                    5,616,000.00          21,066.24               0.00
M5               35729PBQ2     MEZ         5.12000%                   12,635,000.00          57,503.29               0.00
C                FOM0300AC     OC          0.00000%                   12,634,766.24       2,385,758.63               0.00
P                FOM0300AP     PrePay      0.00000%                          100.00          36,677.88               0.00
R-1              FOM030AR1     RES         0.00000%                            0.00               0.00               0.00
R-2              FOM030AR2     RES         0.00000%                            0.00               0.00               0.00
Totals                                                               558,547,039.89       3,238,165.49       2,881,545.76




                     Certificateholder Distribution Summary (continued)

                          Current             Ending                            Cumulative
                         Realized        Certificate              Total           Realized
Class                         Loss            Balance       Distribution             Losses

<s>            <c>               <c>                <c>                <c>
1 A-1                         0.00     290,987,615.88       2,751,959.46               0.00
2 A-1                         0.00      40,023,012.01         557,945.05               0.00
2 A-2                         0.00     122,168,000.00         160,175.82               0.00
M1                            0.00      36,502,000.00          57,429.81               0.00
M2                            0.00      26,675,000.00          67,458.11               0.00
M3                            0.00       8,424,000.00          23,736.96               0.00
M4                            0.00       5,616,000.00          21,066.24               0.00
M5                            0.00      12,635,000.00          57,503.29               0.00
C                             0.00      12,634,766.24       2,385,758.63               0.00
P                             0.00             100.00          36,677.88               0.00
R-1                           0.00               0.00               0.00               0.00
R-2                           0.00               0.00               0.00               0.00
Totals                        0.00     555,665,494.13       6,119,711.25               0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.




</FN>




                                                Principal Distribution Statement

                         Original            Beginning          Scheduled       Unscheduled
                             Face          Certificate          Principal         Principal                        Realized
Class                       Amount              Balance       Distribution      Distribution        Accretion       Loss (1)

<s>            <c>               <c>                  <c>                <c>               <c>              <c>
1 A-1               294,422,000.00       293,356,256.50               0.00      2,368,640.62             0.00           0.00
2 A-1                42,500,000.00        40,535,917.15               0.00        512,905.14             0.00           0.00
2 A-2               122,168,000.00       122,168,000.00               0.00              0.00             0.00           0.00
M1                   36,502,000.00        36,502,000.00               0.00              0.00             0.00           0.00
M2                   26,675,000.00        26,675,000.00               0.00              0.00             0.00           0.00
M3                    8,424,000.00         8,424,000.00               0.00              0.00             0.00           0.00
M4                    5,616,000.00         5,616,000.00               0.00              0.00             0.00           0.00
M5                   12,635,000.00        12,635,000.00               0.00              0.00             0.00           0.00
C                    12,634,766.24        12,634,766.24               0.00              0.00             0.00           0.00
P                           100.00               100.00               0.00              0.00             0.00           0.00
R-1                           0.00                 0.00               0.00              0.00             0.00           0.00
R-2                           0.00                 0.00               0.00              0.00             0.00           0.00
Totals              561,576,866.24       558,547,039.89               0.00      2,881,545.76             0.00           0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
    Please Refer to the Prospectus Supplement for a Full Description.

</FN>

 
 

                                               Principal Distribution Statement (continued)

                             Total               Ending           Ending               Total
                         Principal          Certificate      Certificate           Principal
 Class                    Reduction              Balance       Percentage        Distribution

 <s>            <c>               <c>                  <c>              <c>
 1 A-1                 2,368,640.62       290,987,615.88       0.98833516        2,368,640.62
 2 A-1                   512,905.14        40,023,012.01       0.94171793          512,905.14
 2 A-2                         0.00       122,168,000.00       1.00000000                0.00
 M1                            0.00        36,502,000.00       1.00000000                0.00
 M2                            0.00        26,675,000.00       1.00000000                0.00
 M3                            0.00         8,424,000.00       1.00000000                0.00
 M4                            0.00         5,616,000.00       1.00000000                0.00
 M5                            0.00        12,635,000.00       1.00000000                0.00
 C                             0.00        12,634,766.24       1.00000000                0.00
 P                             0.00               100.00       1.00000000                0.00
 R-1                           0.00                 0.00       0.00000000                0.00
 R-2                           0.00                 0.00       0.00000000                0.00
 Totals                2,881,545.76       555,665,494.13       0.98947362        2,881,545.76

 



                                     Principal Distribution Factors Statement

                             Original          Beginning         Scheduled        Unscheduled
                                 Face        Certificate         Principal          Principal
Class (2)                       Amount            Balance      Distribution       Distribution          Accretion


 <s>           <c>                   <c>                <c>               <c>                <c>
1 A-1                   294,422,000.00       996.38021785        0.00000000         8.04505309         0.00000000
2 A-1                    42,500,000.00       953.78628588        0.00000000        12.06835624         0.00000000
2 A-2                   122,168,000.00      1000.00000000        0.00000000         0.00000000         0.00000000
M1                       36,502,000.00      1000.00000000        0.00000000         0.00000000         0.00000000
M2                       26,675,000.00      1000.00000000        0.00000000         0.00000000         0.00000000
M3                        8,424,000.00      1000.00000000        0.00000000         0.00000000         0.00000000
M4                        5,616,000.00      1000.00000000        0.00000000         0.00000000         0.00000000
M5                       12,635,000.00      1000.00000000        0.00000000         0.00000000         0.00000000
C                        12,634,766.24      1000.00000000        0.00000000         0.00000000         0.00000000
P                               100.00      1000.00000000        0.00000000         0.00000000         0.00000000
R-1                               0.00         0.00000000        0.00000000         0.00000000         0.00000000
R-2                               0.00         0.00000000        0.00000000         0.00000000         0.00000000
<FN>
(2)  All Classes are per $1,000 denomination.
</FN>







                                Principal Distribution Factors Statement (continued)

                                               Total             Ending            Ending              Total
                         Realized          Principal        Certificate       Certificate          Principal
Class                     Loss (3)          Reduction            Balance        Percentage       Distribution

<s>            <c>               <c>                <c>                <c>               <c>
1 A-1                   0.00000000         8.04505309       988.33516476        0.98833516         8.04505309
2 A-1                   0.00000000        12.06835624       941.71792965        0.94171793        12.06835624
2 A-2                   0.00000000         0.00000000     1,000.00000000        1.00000000         0.00000000
M1                      0.00000000         0.00000000     1,000.00000000        1.00000000         0.00000000
M2                      0.00000000         0.00000000     1,000.00000000        1.00000000         0.00000000
M3                      0.00000000         0.00000000     1,000.00000000        1.00000000         0.00000000
M4                      0.00000000         0.00000000     1,000.00000000        1.00000000         0.00000000
M5                      0.00000000         0.00000000     1,000.00000000        1.00000000         0.00000000
C                       0.00000000         0.00000000     1,000.00000000        1.00000000         0.00000000
P                       0.00000000         0.00000000     1,000.00000000        1.00000000         0.00000000
R-1                     0.00000000         0.00000000         0.00000000        0.00000000         0.00000000
R-2                     0.00000000         0.00000000         0.00000000        0.00000000         0.00000000
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses
    Unless Otherwise Disclosed.
    Please Refer to the Prospectus Supplement for a Full Description.
</FN>









                                                Interest Distribution Statement

                                                            Beginning                           Payment of
                         Original          Current       Certificate/            Current            Unpaid            Current
                             Face      Certificate           Notional            Accrued          Interest           Interest
Class                       Amount             Rate            Balance           Interest         Shortfall          Shortfall

<s>            <c>               <c>              <c>                <c>                <c>               <c>

1 A-1               294,422,000.00         1.47000%     293,356,256.50         383,318.84              0.00               0.00
2 A-1                42,500,000.00         1.25000%      40,535,917.15          45,039.91              0.00               0.00
2 A-2               122,168,000.00         1.47500%     122,168,000.00         160,175.82              0.00               0.00
M1                   36,502,000.00         1.77000%      36,502,000.00          57,429.81              0.00               0.00
M2                   26,675,000.00         2.84500%      26,675,000.00          67,458.11              0.00               0.00
M3                    8,424,000.00         3.17000%       8,424,000.00          23,736.96              0.00               0.00
M4                    5,616,000.00         4.22000%       5,616,000.00          21,066.24              0.00               0.00
M5                   12,635,000.00         5.12000%      12,635,000.00          57,503.29              0.00               0.00
C                    12,634,766.24         0.00000%      12,634,766.24               0.00              0.00               0.00
P                           100.00         0.00000%             100.00               0.00              0.00               0.00
R-1                           0.00         0.00000%               0.00               0.00              0.00               0.00
R-2                           0.00         0.00000%               0.00               0.00              0.00               0.00
Totals              561,576,866.24                                             815,728.98              0.00               0.00

 
 

                                      Interest Distribution Statement (continued)

                                                                                   Remaining                Ending
                     Non-Supported                                   Total            Unpaid          Certificate/
                          Interest           Realized             Interest          Interest              Notional
 Class                    Shortfall         Losses (4)         Distribution         Shortfall               Balance


 <s>            <c>               <c>                <c>                  <c>                 <c>
 1 A-1                         0.00               0.00           383,318.84              0.00        290,987,615.88
 2 A-1                         0.00               0.00            45,039.91              0.00         40,023,012.01
 2 A-2                         0.00               0.00           160,175.82              0.00        122,168,000.00
 M1                            0.00               0.00            57,429.81              0.00         36,502,000.00
 M2                            0.00               0.00            67,458.11              0.00         26,675,000.00
 M3                            0.00               0.00            23,736.96              0.00          8,424,000.00
 M4                            0.00               0.00            21,066.24              0.00          5,616,000.00
 M5                            0.00               0.00            57,503.29              0.00         12,635,000.00
 C                             0.00               0.00         2,385,758.63              0.00         12,634,766.24
 P                             0.00               0.00            36,677.88              0.00                100.00
 R-1                           0.00               0.00                 0.00              0.00                  0.00
 R-2                           0.00               0.00                 0.00              0.00                  0.00
 Totals                        0.00               0.00         3,238,165.49              0.00
 <FN>
 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
     Please Refer to the Prospectus Supplement for a Full Description.


 </FN>
 




                                               Interest Distribution Factors Statement
                                                              Beginning                           Payment of
                           Original          Current       Certificate/           Current             Unpaid            Current
                               Face      Certificate           Notional           Accrued          Interest            Interest
Class (5)                     Amount             Rate            Balance          Interest          Shortfall          Shortfall


<s>           <c>                  <c>              <c>                <c>               <c>                <c>
1 A-1                 294,422,000.00         1.47000%       996.38021785        1.30193681         0.00000000         0.00000000
2 A-1                  42,500,000.00         1.25000%       953.78628588        1.05976259         0.00000000         0.00000000
2 A-2                 122,168,000.00         1.47500%      1000.00000000        1.31111109         0.00000000         0.00000000
M1                     36,502,000.00         1.77000%      1000.00000000        1.57333324         0.00000000         0.00000000
M2                     26,675,000.00         2.84500%      1000.00000000        2.52888885         0.00000000         0.00000000
M3                      8,424,000.00         3.17000%      1000.00000000        2.81777778         0.00000000         0.00000000
M4                      5,616,000.00         4.22000%      1000.00000000        3.75111111         0.00000000         0.00000000
M5                     12,635,000.00         5.12000%      1000.00000000        4.55111120         0.00000000         0.00000000
C                      12,634,766.24         0.00000%      1000.00000000        0.00000000         0.00000000         0.00000000
P                             100.00         0.00000%      1000.00000000        0.00000000         0.00000000         0.00000000
R-1                             0.00         0.00000%         0.00000000        0.00000000         0.00000000         0.00000000
R-2                             0.00         0.00000%         0.00000000        0.00000000         0.00000000         0.00000000
<FN>
(5)  All Classes are per $1,000 denomination.


</FN>



                                 Interest Distribution Factors Statement (continued)

                                                                                Remaining             Ending
                    Non-Supported                                 Total            Unpaid       Certificate/
                         Interest           Realized           Interest          Interest           Notional
Class                    Shortfall         Losses (6)       Distribution         Shortfall            Balance


<s>            <c>               <c>                <c>                <c>            <c>
1 A-1                   0.00000000         0.00000000         1.30193681        0.00000000       988.33516476
2 A-1                   0.00000000         0.00000000         1.05976259        0.00000000       941.71792965
2 A-2                   0.00000000         0.00000000         1.31111109        0.00000000      1000.00000000
M1                      0.00000000         0.00000000         1.57333324        0.00000000      1000.00000000
M2                      0.00000000         0.00000000         2.52888885        0.00000000      1000.00000000
M3                      0.00000000         0.00000000         2.81777778        0.00000000      1000.00000000
M4                      0.00000000         0.00000000         3.75111111        0.00000000      1000.00000000
M5                      0.00000000         0.00000000         4.55111120        0.00000000      1000.00000000
C                       0.00000000         0.00000000       188.82491252        0.00000000      1000.00000000
P                       0.00000000         0.00000000    366778.80000000        0.00000000      1000.00000000
R-1                     0.00000000         0.00000000         0.00000000        0.00000000         0.00000000
R-2                     0.00000000         0.00000000         0.00000000        0.00000000         0.00000000
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless
    Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>







                                                  CERTIFICATEHOLDER ACCOUNT STATEMENT

                                                          CERTIFICATE ACCOUNT

<s>                                                                                      <c>
Beginning Balance                                                                                              0.00
Deposits
     Payments of Interest and Principal                                                                6,320,415.89
     Liquidations, Insurance Proceeds, Reserve Funds                                                           0.00
     Proceeds from Repurchased Loans                                                                           0.00
     Other Amounts (Servicer Advances)                                                                         0.00
     Realized Loss (Gains, Subsequent Expenses & Recoveries)                                                   0.00

     Prepayment Penalties                                                                                 36,677.88
Total Deposits                                                                                         6,357,093.77

Withdrawals
     Reimbursement for Servicer Advances                                                                       0.00
     Payment of Service Fee                                                                              237,382.52
     Payment of Interest and Principal                                                                 6,119,711.25
Total Withdrawals (Pool Distribution Amount)                                                           6,357,093.77


Ending Balance                                                                                                 0.00






                                                PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<s>                                                                                       <c>
Total Prepayment/Curtailment Interest Shortfall                                                                0.00

Servicing Fee Support                                                                                          0.00
Non-Supported Prepayment/Curtailment Interest Shortfall                                                        0.00






                                                             SERVICING FEES


<s>                                                                                       <c>
Gross Servicing Fee                                                                                      228,073.36
Master Servicing                                                                                           4,654.58
Trust Administration                                                                                       4,654.58
Supported Prepayment/Curtailment Interest Shortfall                                                            0.00
Net Servicing Fee                                                                                        237,382.52






                                                             OTHER ACCOUNTS

                                                    Beginning            Current           Current            Ending
Account Type                                           Balance        Withdrawals          Deposits           Balance


<s>                                      <c>                 <c>                <c>               <c>
Reserve Fund                                          1,000.00               0.00              0.00          1,000.00




                        LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
                                                           DELINQUENCY STATUS

         DELINQUENT               BANKRUPTCY             FORECLOSURE             REO                     Total

<s>          <c>                    <c>                     <c>                     <c>                     <c>

          No of Loans             No of Loans            No of Loans             No of Loans             No of Loans
          Principal Balance       Principal Balance      Principal Balance       Principal Balance       Principal Balance
0-29 Days                         0                      0                       0                       0
                                  0.00                   0.00                    0.00                    0.00

30 Days   21                      0                      0                       0                       21
          4,145,914.47            0.00                   0.00                    0.00                    4,145,914.47

60 Days   7                       0                      0                       0                       7
          984,769.16              0.00                   0.00                    0.00                    984,769.16

90 Days   0                       5                      4                       0                       9
          0.00                    1,012,754.70           409,337.17              0.00                    1,422,091.87

120 Days  0                       0                      0                       0                       0
          0.00                    0.00                   0.00                    0.00                    0.00

150 Days  0                       0                      0                       0                       0
          0.00                    0.00                   0.00                    0.00                    0.00

180+ Days 0                       0                      0                       0                       0
          0.00                    0.00                   0.00                    0.00                    0.00

Totals    28                      5                      4                       0                       37
          5,130,683.63            1,012,754.70           409,337.17              0.00                    6,552,775.50


          No of Loans             No of Loans            No of Loans             No of Loans             No of Loans
          Principal Balance       Principal Balance      Principal Balance       Principal Balance       Principal Balance
0-29 Days                         0.000000%              0.000000%               0.000000%               0.000000%
                                  0.000000%              0.000000%               0.000000%               0.000000%

30 Days   0.730943%               0.000000%              0.000000%               0.000000%               0.730943%
          0.745568%               0.000000%              0.000000%               0.000000%               0.745568%

60 Days   0.243648%               0.000000%              0.000000%               0.000000%               0.243648%
          0.177093%               0.000000%              0.000000%               0.000000%               0.177093%

90 Days   0.000000%               0.174034%              0.139227%               0.000000%               0.313261%
          0.000000%               0.182126%              0.073612%               0.000000%               0.255738%

120 Days  0.000000%               0.000000%              0.000000%               0.000000%               0.000000%
          0.000000%               0.000000%              0.000000%               0.000000%               0.000000%

150 Days  0.000000%               0.000000%              0.000000%               0.000000%               0.000000%
          0.000000%               0.000000%              0.000000%               0.000000%               0.000000%

180+ Days 0.000000%               0.000000%              0.000000%               0.000000%               0.000000%
          0.000000%               0.000000%              0.000000%               0.000000%               0.000000%

Totals    0.974591%               0.174034%              0.139227%               0.000000%               1.287852%
          0.922661%               0.182126%              0.073612%               0.000000%               1.178399%





                                                            OTHER INFORMATION

<s>                                                                                 <c>
Current Period Class A Insufficient Funds                                                                  0.00
Principal Balance of Contaminated Properties                                                               0.00
Periodic Advance                                                                                           0.00







 
 
                                   COLLATERAL STATEMENT
                                                                            
 Collateral Description                                              Mixed Fixed & Arm

 Weighted Average Gross Coupon                                               7.388264%
 Weighted Average Net Coupon                                                 6.898264%
 Weighted Average Pass-Through Rate                                          6.878264%
 Weighted Average Maturity(Stepdown Calculation )                                  353
 Beginning Scheduled Collateral Loan Count                                       2,887

 Number Of Loans Paid In Full                                                       14
 Ending Scheduled Collateral Loan Count                                          2,873
 Beginning Scheduled Collateral Balance                                 558,547,039.89
 Ending Scheduled Collateral Balance                                    555,665,494.13
 Ending Actual Collateral Balance at 30-Sep-2003                        556,074,366.73
 Monthly P &I Constant                                                    3,898,336.36
 Special Servicing Fee                                                            0.00
 Prepayment Penalties                                                        36,677.88
 Realized Loss Amount                                                             0.00
 Cumulative Realized Loss                                                         0.00
 Ending Scheduled Balance for Premium Loans                             555,665,494.13
 Scheduled Principal                                                        459,425.63
 Unscheduled Principal                                                    2,422,120.13
 
 
 
                                                       

 
   
   

               Miscellaneous Reporting
                                                           
   Excess Cash Amount                                            2,385,758.63
   Overcollateralization Deficiency Amount                               0.00
   Extra Principal Amount                                                0.00
   Overcollateralization Release Amount                                  0.00
   Overcollateralization Amount                                 12,634,766.24
   Target Overcollateralization Amount                          12,634,766.24
   Group 1 Credit Enhancement                                      18.443968%
   Group 2 Credit Enhancement                                      18.348816%
   Step Down Date                                                          NO
   Trigger Event                                                           NO

   


                                     Group Level Collateral Statement
                                                   
Group                                                   Group 1                          Group 2                          Group 3
Collateral Description                              Mixed Fixed                        Mixed ARM                      Mixed Fixed
Weighted Average Coupon Rate                           7.054351                         7.575746                         6.806489
Weighted Average Net Rate                              6.564351                         7.085746                         6.316489
Weighted Average Maturity                                   349                              356                              341
Beginning Loan Count                                        580                            1,447                              237
Loans Paid In Full                                            2                                9                                0
Ending Loan Count                                           578                            1,438                              237
Beginning Scheduled Balance                      105,489,739.46                   253,592,846.70                    65,084,248.72
Ending scheduled Balance                         105,049,309.16                   251,664,636.38                    65,014,187.63
Record Date                                          09/30/2003                       09/30/2003                       09/30/2003
Principal And Interest Constant                      716,200.38                     1,795,382.07                       435,162.81
Scheduled Principal                                   96,065.66                       194,419.61                        66,000.13
Unscheduled Principal                                344,364.64                     1,733,790.71                         4,060.96
Scheduled Interest                                   620,134.72                     1,600,962.46                       369,162.68
Servicing Fees                                        43,074.98                       103,550.42                        26,576.05
Master Servicing Fees                                    879.07                         2,113.27                           542.38
Trustee Fee                                                0.00                             0.00                             0.00
FRY Amount                                                 0.00                             0.00                             0.00
Special Hazard Fee                                         0.00                             0.00                             0.00
Other Fee                                                879.07                         2,113.27                           542.38
Pool Insurance Fee                                         0.00                             0.00                             0.00
Spread Fee 1                                               0.00                             0.00                             0.00
Spread Fee 2                                               0.00                             0.00                             0.00
Spread Fee 3                                               0.00                             0.00                             0.00
Net Interest                                         577,059.81                     1,497,412.03                       342,586.69
Realized Loss Amount                                       0.00                             0.00                             0.00
Cumulative Realized Loss                                   0.00                             0.00                             0.00
Percentage of Cumulative Losses                            0.00                             0.00                             0.00
Prepayment Penalties                                  30,184.20                             0.00                         6,493.68
Special Servicing Fee                                      0.00                             0.00                             0.00
Pass-Through Rate                                      6.544351                         7.065746                         6.296489



                                     Group Level Collateral Statement
                                                   
Group                                                   Group 4                             Total
Collateral Description                                Mixed ARM                 Mixed Fixed & Arm
Weighted Average Coupon Rate                           7.578356                          7.388264
Weighted Average Net Rate                              7.088356                          6.898264
Weighted Average Maturity                                   356                               353
Beginning Loan Count                                        623                             2,887
Loans Paid In Full                                            3                                14
Ending Loan Count                                           620                             2,873
Beginning Scheduled Balance                      134,380,205.01                    558,547,039.89
Ending scheduled Balance                         133,937,360.96                    555,665,494.13
Record Date                                          09/30/2003                        09/30/2003
Principal And Interest Constant                      951,591.10                      3,898,336.36
Scheduled Principal                                  102,940.23                        459,425.63
Unscheduled Principal                                339,903.82                      2,422,120.13
Scheduled Interest                                   848,650.87                      3,438,910.73
Servicing Fees                                        54,871.91                        228,073.36
Master Servicing Fees                                  1,119.86                          4,654.58
Trustee Fee                                                0.00                              0.00
FRY Amount                                                 0.00                              0.00
Special Hazard Fee                                         0.00                              0.00
Other Fee                                              1,119.86                          4,654.58
Pool Insurance Fee                                         0.00                              0.00
Spread Fee 1                                               0.00                              0.00
Spread Fee 2                                               0.00                              0.00
Spread Fee 3                                               0.00                              0.00
Net Interest                                         793,779.04                      3,210,837.57
Realized Loss Amount                                       0.00                              0.00
Cumulative Realized Loss                                   0.00                              0.00
Percentage of Cumulative Losses                            0.00                              0.00
Prepayment Penalties                                       0.00                         36,677.88
Special Servicing Fee                                      0.00                              0.00
Pass-Through Rate                                      7.068356                          6.878264