UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D. C. 20549
Form 8-K
Current Report Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): November 25, 2003
BANC OF AMERICA ALTERNATIVE LOAN TRUST
Mortgage Pass-Through Certificates, Series 2003-7 Trust
(Exact name of registrant as specified in its charter)
New York (governing law of 333-105940-09 54-2123764
Pooling and Servicing Agreement) (Commission IRS EIN
(State or other File Number)
jurisdiction
of Incorporation)
c/o Wells Fargo Bank Minnesota, N.A.
9062 Old Annapolis Road
Columbia, MD 21045
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (410) 884-2000
(Former name or former address, if changed since last report)
ITEM 5. Other Events
On November 25, 2003 a distribution was made to holders of BANC OF AMERICA
ALTERNATIVE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2003-7
Trust.
ITEM 7. Financial Statements and Exhibits
(c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of
Mortgage Pass-Through Certificates,
Series 2003-7 Trust, relating to the
November 25, 2003 distribution.
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
BANC OF AMERICA ALTERNATIVE LOAN TRUST
Mortgage Pass-Through Certificates, Series 2003-7 Trust
By: Wells Fargo Bank Minnesota, N.A. as Trustee
By: /s/ Beth Belfield, Assistant Vice President
By: Beth Belfield, Assistant Vice President
Date: 12/3/03
INDEX TO EXHIBITS
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of Mortgage
Pass-Through Certificates, Series 2003-7 Trust,
relating to the November 25, 2003 distribution.
EX-99.1
Banc of America Alternative Loan Trust
Mortgage Pass-Through Certificates
Record Date: 10/31/03
Distribution Date: 11/25/03
BAA Series: 2003-7
Contact: Customer Service - CTSLink
Wells Fargo Bank Minnesota, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
Telephone: (301) 815-6600
Fax: (301) 815-6660
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<s> <c> <c> <c> <c> <c> <c>
1-CB-1 05948KEJ4 SEN 5.50000% 98,768,549.08 452,689.16 619,444.47
1-CB-WIO 05948KEK1 SEN 0.31788% 0.00 14,691.24 0.00
1-AR 05948KEU9 SEN 5.50000% 0.00 0.10 0.00
1-A-1 05948KEL9 SEN 5.50000% 114,703,354.68 525,723.68 1,314,407.29
1-A-2 05948KEM7 SEN 5.50000% 26,298,000.00 120,532.49 0.00
1-A-3 05948KEN5 SEN 5.50000% 1,311,000.00 6,008.75 0.00
1-A-4 05948KEP0 SEN 5.50000% 128,552,354.68 589,198.26 1,314,407.29
1-A-5 05948KEQ8 SEN 0.00000% 598,261.00 0.00 0.00
1-A-6 05948KFS3 SEN 5.75000% 3,287,000.00 15,750.21 0.00
1-A-7 05948KER6 SEN 5.75000% 1,250,000.00 5,989.58 0.00
1-A-8 05948KES4 SEN 5.75000% 2,975,000.00 14,255.21 0.00
1-A-9 05948KET2 SEN 5.75000% 5,649,739.00 27,071.66 0.00
1-A-WIO 05948KEV7 SEN 0.31707% 0.00 41,807.06 0.00
2-A-1 05948KEW5 SEN 5.00000% 56,889,047.29 237,037.67 484,892.43
2-A-2 05948KEX3 SEN 5.00000% 64,402,047.29 268,341.84 484,892.43
2-A-3 05948KEY1 SEN 5.00000% 24,873,000.00 103,637.49 0.00
2-A-4 05948KEZ8 SEN 5.00000% 73,083,035.60 304,512.62 484,898.99
2-A-WIO 05948KFA2 SEN 0.34401% 0.00 36,994.86 0.00
A-PO 05948KFB0 PO 0.00000% 12,305,190.43 0.00 58,798.00
1-B-1 05948KFC8 SUB 5.50000% 8,928,449.81 40,922.06 9,586.31
1-B-2 05948KFD6 SUB 5.50000% 4,153,556.14 19,037.13 4,459.60
1-B-3 05948KFE4 SUB 5.50000% 2,076,478.71 9,517.19 2,229.48
1-B-4 05948KFL8 SUB 5.50000% 2,076,079.56 9,515.36 2,229.05
1-B-5 05948KFM6 SUB 5.50000% 1,454,043.51 6,664.37 1,561.18
1-B-6 05948KFN4 SUB 5.50000% 1,661,347.62 7,614.51 1,783.76
2-B-1 05948KFF1 SUB 5.00000% 2,301,685.59 9,590.36 8,959.33
2-B-2 05948KFG9 SUB 5.00000% 805,589.96 3,356.62 3,135.77
2-B-3 05948KFH7 SUB 5.00000% 805,589.96 3,356.62 3,135.77
2-B-4 05948KFP9 SUB 5.00000% 460,337.12 1,918.07 1,791.87
2-B-5 05948KFQ7 SUB 5.00000% 230,168.56 959.04 895.93
2-B-6 05948KFR5 SUB 5.00000% 345,435.43 1,439.31 1,344.61
SES 05948KFU8 SEN 0.00000% 0.00 111,150.13 0.00
Totals 640,244,341.02 2,989,282.65 4,802,853.56
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<s> <c> <c> <c> <c>
1-CB-1 0.00 98,149,104.60 1,072,133.63 0.00
1-CB-WIO 0.00 0.00 14,691.24 0.00
1-AR 0.00 0.00 0.10 0.00
1-A-1 0.00 113,388,947.39 1,840,130.97 0.00
1-A-2 0.00 26,298,000.00 120,532.49 0.00
1-A-3 0.00 1,311,000.00 6,008.75 0.00
1-A-4 0.00 127,237,947.39 1,903,605.55 0.00
1-A-5 0.00 598,261.00 0.00 0.00
1-A-6 0.00 3,287,000.00 15,750.21 0.00
1-A-7 0.00 1,250,000.00 5,989.58 0.00
1-A-8 0.00 2,975,000.00 14,255.21 0.00
1-A-9 0.00 5,649,739.00 27,071.66 0.00
1-A-WIO 0.00 0.00 41,807.06 0.00
2-A-1 0.00 56,404,154.86 721,930.10 0.00
2-A-2 0.00 63,917,154.86 753,234.27 0.00
2-A-3 0.00 24,873,000.00 103,637.49 0.00
2-A-4 0.00 72,598,136.61 789,411.61 0.00
2-A-WIO 0.00 0.00 36,994.86 0.00
A-PO 0.00 12,246,392.43 58,798.00 0.00
1-B-1 0.00 8,918,863.50 50,508.37 0.00
1-B-2 0.00 4,149,096.54 23,496.73 0.00
1-B-3 0.00 2,074,249.23 11,746.67 0.00
1-B-4 0.00 2,073,850.51 11,744.41 0.00
1-B-5 0.00 1,452,482.33 8,225.55 0.00
1-B-6 0.00 1,659,563.86 9,398.27 0.00
2-B-1 0.00 2,292,726.25 18,549.69 0.00
2-B-2 0.00 802,454.19 6,492.39 0.00
2-B-3 0.00 802,454.19 6,492.39 0.00
2-B-4 0.00 458,545.25 3,709.94 0.00
2-B-5 0.00 229,272.63 1,854.97 0.00
2-B-6 0.00 344,090.82 2,783.92 0.00
SES 0.00 0.00 111,150.13 0.00
Totals 0.00 635,441,487.44 7,792,136.21 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<s> <c> <c> <c> <c> <c> <c>
1-CB-1 100,000,000.00 98,768,549.08 106,496.50 512,947.97 0.00 0.00
1-CB-WIO 0.00 0.00 0.00 0.00 0.00 0.00
1-AR 100.00 0.00 0.00 0.00 0.00 0.00
1-A-1 116,638,000.00 114,703,354.68 152,573.04 1,161,834.25 0.00 0.00
1-A-2 26,298,000.00 26,298,000.00 0.00 0.00 0.00 0.00
1-A-3 1,311,000.00 1,311,000.00 0.00 0.00 0.00 0.00
1-A-4 130,487,000.00 128,552,354.68 152,573.04 1,161,834.25 0.00 0.00
1-A-5 598,261.00 598,261.00 0.00 0.00 0.00 0.00
1-A-6 3,287,000.00 3,287,000.00 0.00 0.00 0.00 0.00
1-A-7 1,250,000.00 1,250,000.00 0.00 0.00 0.00 0.00
1-A-8 2,975,000.00 2,975,000.00 0.00 0.00 0.00 0.00
1-A-9 5,649,739.00 5,649,739.00 0.00 0.00 0.00 0.00
1-A-WIO 0.00 0.00 0.00 0.00 0.00 0.00
2-A-1 57,754,000.00 56,889,047.29 284,471.19 200,421.24 0.00 0.00
2-A-2 65,267,000.00 64,402,047.29 284,471.19 200,421.24 0.00 0.00
2-A-3 24,873,000.00 24,873,000.00 0.00 0.00 0.00 0.00
2-A-4 73,948,000.00 73,083,035.60 284,475.04 200,423.95 0.00 0.00
2-A-WIO 0.00 0.00 0.00 0.00 0.00 0.00
A-PO 12,413,176.11 12,305,190.43 29,281.24 29,516.76 0.00 0.00
1-B-1 8,947,439.00 8,928,449.81 9,586.31 0.00 0.00 0.00
1-B-2 4,162,390.00 4,153,556.14 4,459.60 0.00 0.00 0.00
1-B-3 2,080,895.00 2,076,478.71 2,229.48 0.00 0.00 0.00
1-B-4 2,080,495.00 2,076,079.56 2,229.05 0.00 0.00 0.00
1-B-5 1,457,136.00 1,454,043.51 1,561.18 0.00 0.00 0.00
1-B-6 1,664,881.00 1,661,347.62 1,783.76 0.00 0.00 0.00
2-B-1 2,319,440.00 2,301,685.59 8,959.33 0.00 0.00 0.00
2-B-2 811,804.00 805,589.96 3,135.77 0.00 0.00 0.00
2-B-3 811,804.00 805,589.96 3,135.77 0.00 0.00 0.00
2-B-4 463,888.00 460,337.12 1,791.87 0.00 0.00 0.00
2-B-5 231,944.00 230,168.56 895.93 0.00 0.00 0.00
2-B-6 348,100.00 345,435.43 1,344.61 0.00 0.00 0.00
SES 0.00 0.00 0.00 0.00 0.00 0.00
Totals 648,129,492.11 640,244,341.02 1,335,453.90 3,467,399.66 0.00 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c>
1-CB-1 619,444.47 98,149,104.60 0.98149105 619,444.47
1-CB-WIO 0.00 0.00 0.00000000 0.00
1-AR 0.00 0.00 0.00000000 0.00
1-A-1 1,314,407.29 113,388,947.39 0.97214413 1,314,407.29
1-A-2 0.00 26,298,000.00 1.00000000 0.00
1-A-3 0.00 1,311,000.00 1.00000000 0.00
1-A-4 1,314,407.29 127,237,947.39 0.97510056 1,314,407.29
1-A-5 0.00 598,261.00 1.00000000 0.00
1-A-6 0.00 3,287,000.00 1.00000000 0.00
1-A-7 0.00 1,250,000.00 1.00000000 0.00
1-A-8 0.00 2,975,000.00 1.00000000 0.00
1-A-9 0.00 5,649,739.00 1.00000000 0.00
1-A-WIO 0.00 0.00 0.00000000 0.00
2-A-1 484,892.43 56,404,154.86 0.97662768 484,892.43
2-A-2 484,892.43 63,917,154.86 0.97931811 484,892.43
2-A-3 0.00 24,873,000.00 1.00000000 0.00
2-A-4 484,898.99 72,598,136.61 0.98174578 484,898.99
2-A-WIO 0.00 0.00 0.00000000 0.00
A-PO 58,798.00 12,246,392.43 0.98656398 58,798.00
1-B-1 9,586.31 8,918,863.50 0.99680629 9,586.31
1-B-2 4,459.60 4,149,096.54 0.99680629 4,459.60
1-B-3 2,229.48 2,074,249.23 0.99680629 2,229.48
1-B-4 2,229.05 2,073,850.51 0.99680629 2,229.05
1-B-5 1,561.18 1,452,482.33 0.99680629 1,561.18
1-B-6 1,783.76 1,659,563.86 0.99680629 1,783.76
2-B-1 8,959.33 2,292,726.25 0.98848267 8,959.33
2-B-2 3,135.77 802,454.19 0.98848268 3,135.77
2-B-3 3,135.77 802,454.19 0.98848268 3,135.77
2-B-4 1,791.87 458,545.25 0.98848267 1,791.87
2-B-5 895.93 229,272.63 0.98848269 895.93
2-B-6 1,344.61 344,090.82 0.98848268 1,344.61
SES 0.00 0.00 0.00000000 0.00
Totals 4,802,853.56 635,441,487.44 0.98042366 4,802,853.56
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<s> <c> <c> <c> <c> <c>
1-CB-1 100,000,000.00 987.68549080 1.06496500 5.12947970 0.00000000
1-CB-WIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
1-AR 100.00 0.00000000 0.00000000 0.00000000 0.00000000
1-A-1 116,638,000.00 983.41325023 1.30809033 9.96102685 0.00000000
1-A-2 26,298,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-3 1,311,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-4 130,487,000.00 985.17365469 1.16925855 8.90383142 0.00000000
1-A-5 598,261.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-6 3,287,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-7 1,250,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-8 2,975,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-9 5,649,739.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-WIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 57,754,000.00 985.02350123 4.92556689 3.47025730 0.00000000
2-A-2 65,267,000.00 986.74747254 4.35857616 3.07078983 0.00000000
2-A-3 24,873,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
2-A-4 73,948,000.00 988.30307243 3.84696057 2.71033632 0.00000000
2-A-WIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
A-PO 12,413,176.11 991.30072118 2.35888380 2.37785718 0.00000000
1-B-1 8,947,439.00 997.87769551 1.07140267 0.00000000 0.00000000
1-B-2 4,162,390.00 997.87769527 1.07140369 0.00000000 0.00000000
1-B-3 2,080,895.00 997.87769686 1.07140437 0.00000000 0.00000000
1-B-4 2,080,495.00 997.87769737 1.07140368 0.00000000 0.00000000
1-B-5 1,457,136.00 997.87769295 1.07140308 0.00000000 0.00000000
1-B-6 1,664,881.00 997.87769817 1.07140390 0.00000000 0.00000000
2-B-1 2,319,440.00 992.34538940 3.86271255 0.00000000 0.00000000
2-B-2 811,804.00 992.34539372 3.86271809 0.00000000 0.00000000
2-B-3 811,804.00 992.34539372 3.86271809 0.00000000 0.00000000
2-B-4 463,888.00 992.34539372 3.86272117 0.00000000 0.00000000
2-B-5 231,944.00 992.34539372 3.86269962 0.00000000 0.00000000
2-B-6 348,100.00 992.34538926 3.86271186 0.00000000 0.00000000
SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(2) All Classes are per $1,000 denomination.
</FN>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c> <c>
1-CB-1 0.00000000 6.19444470 981.49104600 0.98149105 6.19444470
1-CB-WIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-AR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-1 0.00000000 11.26911718 972.14413304 0.97214413 11.26911718
1-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-4 0.00000000 10.07308996 975.10056473 0.97510056 10.07308996
1-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-7 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-8 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-9 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-WIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 0.00000000 8.39582419 976.62767704 0.97662768 8.39582419
2-A-2 0.00000000 7.42936599 979.31810655 0.97931811 7.42936599
2-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
2-A-4 0.00000000 6.55729688 981.74577554 0.98174578 6.55729688
2-A-WIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
A-PO 0.00000000 4.73674098 986.56398020 0.98656398 4.73674098
1-B-1 0.00000000 1.07140267 996.80629284 0.99680629 1.07140267
1-B-2 0.00000000 1.07140369 996.80629158 0.99680629 1.07140369
1-B-3 0.00000000 1.07140437 996.80629248 0.99680629 1.07140437
1-B-4 0.00000000 1.07140368 996.80629369 0.99680629 1.07140368
1-B-5 0.00000000 1.07140308 996.80628987 0.99680629 1.07140308
1-B-6 0.00000000 1.07140390 996.80629426 0.99680629 1.07140390
2-B-1 0.00000000 3.86271255 988.48267254 0.98848267 3.86271255
2-B-2 0.00000000 3.86271809 988.48267562 0.98848268 3.86271809
2-B-3 0.00000000 3.86271809 988.48267562 0.98848268 3.86271809
2-B-4 0.00000000 3.86272117 988.48267254 0.98848267 3.86272117
2-B-5 0.00000000 3.86269962 988.48269410 0.98848269 3.86269962
2-B-6 0.00000000 3.86271186 988.48267739 0.98848268 3.86271186
SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-CB-1 100,000,000.00 5.50000% 98,768,549.08 452,689.18 0.00 0.00
1-CB-WIO 0.00 0.31788% 55,459,898.53 14,691.24 0.00 0.00
1-AR 100.00 5.50000% 0.00 0.00 0.00 0.00
1-A-1 116,638,000.00 5.50000% 114,703,354.68 525,723.71 0.00 0.00
1-A-2 26,298,000.00 5.50000% 26,298,000.00 120,532.50 0.00 0.00
1-A-3 1,311,000.00 5.50000% 1,311,000.00 6,008.75 0.00 0.00
1-A-4 130,487,000.00 5.50000% 128,552,354.68 589,198.29 0.00 0.00
1-A-5 598,261.00 0.00000% 598,261.00 0.00 0.00 0.00
1-A-6 3,287,000.00 5.75000% 3,287,000.00 15,750.21 0.00 0.00
1-A-7 1,250,000.00 5.75000% 1,250,000.00 5,989.58 0.00 0.00
1-A-8 2,975,000.00 5.75000% 2,975,000.00 14,255.21 0.00 0.00
1-A-9 5,649,739.00 5.75000% 5,649,739.00 27,071.67 0.00 0.00
1-A-WIO 0.00 0.31707% 158,227,367.09 41,807.06 0.00 0.00
2-A-1 57,754,000.00 5.00000% 56,889,047.29 237,037.70 0.00 0.00
2-A-2 65,267,000.00 5.00000% 64,402,047.29 268,341.86 0.00 0.00
2-A-3 24,873,000.00 5.00000% 24,873,000.00 103,637.50 0.00 0.00
2-A-4 73,948,000.00 5.00000% 73,083,035.60 304,512.65 0.00 0.00
2-A-WIO 0.00 0.34401% 129,049,723.28 36,994.86 0.00 0.00
A-PO 12,413,176.11 0.00000% 12,305,190.43 0.00 0.00 0.00
1-B-1 8,947,439.00 5.50000% 8,928,449.81 40,922.06 0.00 0.00
1-B-2 4,162,390.00 5.50000% 4,153,556.14 19,037.13 0.00 0.00
1-B-3 2,080,895.00 5.50000% 2,076,478.71 9,517.19 0.00 0.00
1-B-4 2,080,495.00 5.50000% 2,076,079.56 9,515.36 0.00 0.00
1-B-5 1,457,136.00 5.50000% 1,454,043.51 6,664.37 0.00 0.00
1-B-6 1,664,881.00 5.50000% 1,661,347.62 7,614.51 0.00 0.00
2-B-1 2,319,440.00 5.00000% 2,301,685.59 9,590.36 0.00 0.00
2-B-2 811,804.00 5.00000% 805,589.96 3,356.62 0.00 0.00
2-B-3 811,804.00 5.00000% 805,589.96 3,356.62 0.00 0.00
2-B-4 463,888.00 5.00000% 460,337.12 1,918.07 0.00 0.00
2-B-5 231,944.00 5.00000% 230,168.56 959.04 0.00 0.00
2-B-6 348,100.00 5.00000% 345,435.43 1,439.31 0.00 0.00
SES 0.00 0.00000% 640,244,341.94 0.00 0.00 0.00
Totals 648,129,492.11 2,878,132.61 0.00 0.00
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-CB-1 0.02 0.00 452,689.16 0.00 98,149,104.60
1-CB-WIO 0.00 0.00 14,691.24 0.00 54,892,363.62
1-AR 0.00 0.00 0.10 0.00 0.00
1-A-1 0.02 0.00 525,723.68 0.00 113,388,947.39
1-A-2 0.01 0.00 120,532.49 0.00 26,298,000.00
1-A-3 0.00 0.00 6,008.75 0.00 1,311,000.00
1-A-4 0.03 0.00 589,198.26 0.00 127,237,947.39
1-A-5 0.00 0.00 0.00 0.00 598,261.00
1-A-6 0.00 0.00 15,750.21 0.00 3,287,000.00
1-A-7 0.00 0.00 5,989.58 0.00 1,250,000.00
1-A-8 0.00 0.00 14,255.21 0.00 2,975,000.00
1-A-9 0.00 0.00 27,071.66 0.00 5,649,739.00
1-A-WIO 0.00 0.00 41,807.06 0.00 156,796,920.38
2-A-1 0.03 0.00 237,037.67 0.00 56,404,154.86
2-A-2 0.03 0.00 268,341.84 0.00 63,917,154.86
2-A-3 0.01 0.00 103,637.49 0.00 24,873,000.00
2-A-4 0.03 0.00 304,512.62 0.00 72,598,136.61
2-A-WIO 0.00 0.00 36,994.86 0.00 127,994,295.42
A-PO 0.00 0.00 0.00 0.00 12,246,392.43
1-B-1 0.00 0.00 40,922.06 0.00 8,918,863.50
1-B-2 0.00 0.00 19,037.13 0.00 4,149,096.54
1-B-3 0.00 0.00 9,517.19 0.00 2,074,249.23
1-B-4 0.00 0.00 9,515.36 0.00 2,073,850.51
1-B-5 0.00 0.00 6,664.37 0.00 1,452,482.33
1-B-6 0.00 0.00 7,614.51 0.00 1,659,563.86
2-B-1 0.00 0.00 9,590.36 0.00 2,292,726.25
2-B-2 0.00 0.00 3,356.62 0.00 802,454.19
2-B-3 0.00 0.00 3,356.62 0.00 802,454.19
2-B-4 0.00 0.00 1,918.07 0.00 458,545.25
2-B-5 0.00 0.00 959.04 0.00 229,272.63
2-B-6 0.00 0.00 1,439.31 0.00 344,090.82
SES 0.00 0.00 111,150.13 0.00 635,441,488.39
Totals 0.18 0.00 2,989,282.65 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-CB-1 100,000,000.00 5.50000% 987.68549080 4.52689180 0.00000000 0.00000000
1-CB-WIO 0.00 0.31788% 982.80571574 0.26034369 0.00000000 0.00000000
1-AR 100.00 5.50000% 0.00000000 0.00000000 0.00000000 0.00000000
1-A-1 116,638,000.00 5.50000% 983.41325023 4.50731074 0.00000000 0.00000000
1-A-2 26,298,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-3 1,311,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-4 130,487,000.00 5.50000% 985.17365469 4.51537923 0.00000000 0.00000000
1-A-5 598,261.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-6 3,287,000.00 5.75000% 1000.00000000 4.79166717 0.00000000 0.00000000
1-A-7 1,250,000.00 5.75000% 1000.00000000 4.79166400 0.00000000 0.00000000
1-A-8 2,975,000.00 5.75000% 1000.00000000 4.79166723 0.00000000 0.00000000
1-A-9 5,649,739.00 5.75000% 1000.00000000 4.79166737 0.00000000 0.00000000
1-A-WIO 0.00 0.31707% 981.51828617 0.25933816 0.00000000 0.00000000
2-A-1 57,754,000.00 5.00000% 985.02350123 4.10426464 0.00000000 0.00000000
2-A-2 65,267,000.00 5.00000% 986.74747254 4.11144775 0.00000000 0.00000000
2-A-3 24,873,000.00 5.00000% 1000.00000000 4.16666667 0.00000000 0.00000000
2-A-4 73,948,000.00 5.00000% 988.30307243 4.11792949 0.00000000 0.00000000
2-A-WIO 0.00 0.34401% 990.56762126 0.28396737 0.00000000 0.00000000
A-PO 12,413,176.11 0.00000% 991.30072118 0.00000000 0.00000000 0.00000000
1-B-1 8,947,439.00 5.50000% 997.87769551 4.57360592 0.00000000 0.00000000
1-B-2 4,162,390.00 5.50000% 997.87769527 4.57360555 0.00000000 0.00000000
1-B-3 2,080,895.00 5.50000% 997.87769686 4.57360415 0.00000000 0.00000000
1-B-4 2,080,495.00 5.50000% 997.87769737 4.57360388 0.00000000 0.00000000
1-B-5 1,457,136.00 5.50000% 997.87769295 4.57360878 0.00000000 0.00000000
1-B-6 1,664,881.00 5.50000% 997.87769817 4.57360616 0.00000000 0.00000000
2-B-1 2,319,440.00 5.00000% 992.34538940 4.13477391 0.00000000 0.00000000
2-B-2 811,804.00 5.00000% 992.34539372 4.13476652 0.00000000 0.00000000
2-B-3 811,804.00 5.00000% 992.34539372 4.13476652 0.00000000 0.00000000
2-B-4 463,888.00 5.00000% 992.34539372 4.13476960 0.00000000 0.00000000
2-B-5 231,944.00 5.00000% 992.34539372 4.13479116 0.00000000 0.00000000
2-B-6 348,100.00 5.00000% 992.34538926 4.13476013 0.00000000 0.00000000
SES 0.00 0.00000% 987.83398812 0.00000000 0.00000000 0.00000000
<FN>
(5) All Classes are per $1,000 denomination.
</FN>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-CB-1 0.00000020 0.00000000 4.52689160 0.00000000 981.49104600
1-CB-WIO 0.00000000 0.00000000 0.26034369 0.00000000 972.74842086
1-AR 0.00000000 0.00000000 1.00000000 0.00000000 0.00000000
1-A-1 0.00000017 0.00000000 4.50731048 0.00000000 972.14413304
1-A-2 0.00000038 0.00000000 4.58333295 0.00000000 1000.00000000
1-A-3 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
1-A-4 0.00000023 0.00000000 4.51537900 0.00000000 975.10056473
1-A-5 0.00000000 0.00000000 0.00000000 0.00000000 1000.00000000
1-A-6 0.00000000 0.00000000 4.79166717 0.00000000 1000.00000000
1-A-7 0.00000000 0.00000000 4.79166400 0.00000000 1000.00000000
1-A-8 0.00000000 0.00000000 4.79166723 0.00000000 1000.00000000
1-A-9 0.00000000 0.00000000 4.79166560 0.00000000 1000.00000000
1-A-WIO 0.00000000 0.00000000 0.25933816 0.00000000 972.64491850
2-A-1 0.00000052 0.00000000 4.10426412 0.00000000 976.62767704
2-A-2 0.00000046 0.00000000 4.11144744 0.00000000 979.31810655
2-A-3 0.00000040 0.00000000 4.16666626 0.00000000 1000.00000000
2-A-4 0.00000041 0.00000000 4.11792909 0.00000000 981.74577554
2-A-WIO 0.00000000 0.00000000 0.28396737 0.00000000 982.46630466
A-PO 0.00000000 0.00000000 0.00000000 0.00000000 986.56398020
1-B-1 0.00000000 0.00000000 4.57360592 0.00000000 996.80629284
1-B-2 0.00000000 0.00000000 4.57360555 0.00000000 996.80629158
1-B-3 0.00000000 0.00000000 4.57360415 0.00000000 996.80629248
1-B-4 0.00000000 0.00000000 4.57360388 0.00000000 996.80629369
1-B-5 0.00000000 0.00000000 4.57360878 0.00000000 996.80628987
1-B-6 0.00000000 0.00000000 4.57360616 0.00000000 996.80629426
2-B-1 0.00000000 0.00000000 4.13477391 0.00000000 988.48267254
2-B-2 0.00000000 0.00000000 4.13476652 0.00000000 988.48267562
2-B-3 0.00000000 0.00000000 4.13476652 0.00000000 988.48267562
2-B-4 0.00000000 0.00000000 4.13476960 0.00000000 988.48267254
2-B-5 0.00000000 0.00000000 4.13479116 0.00000000 988.48269410
2-B-6 0.00000000 0.00000000 4.13476013 0.00000000 988.48267739
SES 0.00000000 0.00000000 0.17149371 0.00000000 980.42365793
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Certificateholder Component Statement
Component Beginning Ending Beginning Ending Ending
Pass-Through Notional Notional Component Component Component
Class Rate Balance Balance Balance Balance Percentage
<s> <c> <c> <c> <c> <c> <c>
1-CB-APO 0.00000% 0.00 0.00 1,880,050.90 1,877,730.27 99.02351061%
1-A-APO 0.00000% 0.00 0.00 5,362,240.72 5,328,358.69 98.63873583%
2-APO 0.00000% 0.00 0.00 5,062,898.81 5,040,303.47 98.53895470%
1-CB-SES 0.00000% 105,887,626.67 105,260,212.63 0.00 0.00 98.23958348%
1-A-SES 0.00000% 305,097,879.40 302,418,982.36 0.00 0.00 97.85785713%
2-SES 0.00000% 229,258,835.87 227,762,293.40 0.00 0.00 98.19709799%
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<s> <c>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 7,820,680.51
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 0.00
Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00
Prepayment Penalties 0.00
Total Deposits 7,820,680.51
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 28,544.30
Payment of Interest and Principal 7,792,136.21
Total Withdrawals (Pool Distribution Amount) 7,820,680.51
Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<s> <c>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES
<s> <c>
Gross Servicing Fee 26,676.92
Trustee Fee 1,867.38
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 28,544.30
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENCY STATUS
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s> <c> <c> <c> <c> <c>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 20 0 0 0 20
2,775,476.07 0.00 0.00 0.00 2,775,476.07
60 Days 5 0 0 0 5
848,370.10 0.00 0.00 0.00 848,370.10
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 25 0 0 0 25
3,623,846.17 0.00 0.00 0.00 3,623,846.17
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.437828% 0.000000% 0.000000% 0.000000% 0.437828%
0.436025% 0.000000% 0.000000% 0.000000% 0.436025%
60 Days 0.109457% 0.000000% 0.000000% 0.000000% 0.109457%
0.133278% 0.000000% 0.000000% 0.000000% 0.133278%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.547285% 0.000000% 0.000000% 0.000000% 0.547285%
0.569303% 0.000000% 0.000000% 0.000000% 0.569303%
Delinquency Status By Groups
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 3 0 0 0 3
212,013.29 0.00 0.00 0.00 212,013.29
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 3 0 0 0 3
212,013.29 0.00 0.00 0.00 212,013.29
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.418410% 0.000000% 0.000000% 0.000000% 0.418410%
0.201246% 0.000000% 0.000000% 0.000000% 0.201246%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.418410% 0.000000% 0.000000% 0.000000% 0.418410%
0.201246% 0.000000% 0.000000% 0.000000% 0.201246%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 10 0 0 0 10
2,203,748.37 0.00 0.00 0.00 2,203,748.37
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 10 0 0 0 10
2,203,748.37 0.00 0.00 0.00 2,203,748.37
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.531915% 0.000000% 0.000000% 0.000000% 0.531915%
0.728064% 0.000000% 0.000000% 0.000000% 0.728064%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.531915% 0.000000% 0.000000% 0.000000% 0.531915%
0.728064% 0.000000% 0.000000% 0.000000% 0.728064%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 7 0 0 0 7
359,714.41 0.00 0.00 0.00 359,714.41
60 Days 5 0 0 0 5
848,370.10 0.00 0.00 0.00 848,370.10
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 12 0 0 0 12
1,208,084.51 0.00 0.00 0.00 1,208,084.51
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.355150% 0.000000% 0.000000% 0.000000% 0.355150%
0.157421% 0.000000% 0.000000% 0.000000% 0.157421%
60 Days 0.253678% 0.000000% 0.000000% 0.000000% 0.253678%
0.371271% 0.000000% 0.000000% 0.000000% 0.371271%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.608828% 0.000000% 0.000000% 0.000000% 0.608828%
0.528692% 0.000000% 0.000000% 0.000000% 0.528692%
OTHER INFORMATION
<s> <c>
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 23,630.51
COLLATERAL STATEMENT
Collateral Description Fixed
Weighted Average Gross Coupon 5.647939%
Weighted Average Pass-Through Rate 5.394439%
Weighted Average Maturity(Stepdown Calculation ) 289
Beginning Scheduled Collateral Loan Count 4,590
Number Of Loans Paid In Full 22
Ending Scheduled Collateral Loan Count 4,568
Beginning Scheduled Collateral Balance 640,244,341.94
Ending Scheduled Collateral Balance 635,441,488.39
Ending Actual Collateral Balance at 31-Oct-2003 636,540,381.93
Monthly P &I Constant 4,348,838.11
Special Servicing Fee 0.00
Prepayment Penalties 0.00
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Class A Non-PO Optimal Amount 7,408,386.86
Class AP Deferred Amount 0.00
Ending Scheduled Balance for Premium Loans 635,441,488.39
Scheduled Principal 1,335,453.89
Unscheduled Principal 3,467,399.66
Group Level Collateral Statement
Group Group 1 Group 2 Group 3
Collateral Description Fixed 10 Year Fixed 15 Year Fixed 15 Year
Weighted Average Coupon Rate 5.822338 5.821269 5.336722
Weighted Average Net Rate 5.572338 5.571269 5.086722
Weighted Average Maturity 354 354 173
Beginning Loan Count 722 1,892 1,976
Loans Paid In Full 5 12 5
Ending Loan Count 717 1,880 1,971
Beginning Scheduled Balance 105,887,626.67 305,097,879.40 229,258,835.87
Ending scheduled Balance 105,260,212.63 302,418,982.36 227,762,293.40
Record Date 10/31/2003 10/31/2003 10/31/2003
Principal And Interest Constant 628,081.34 1,807,691.47 1,913,065.30
Scheduled Principal 114,320.04 327,644.07 893,489.78
Unscheduled Principal 513,094.00 2,351,252.97 603,052.69
Scheduled Interest 513,761.30 1,480,047.40 1,019,575.52
Servicing Fees 22,059.91 63,562.06 47,762.24
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 308.85 889.86 668.67
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 491,392.54 1,415,595.48 971,144.61
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 0.00 0.00 0.00
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 5.568838 5.567769 5.083222
Group Level Collateral Statement
Group Total
Collateral Description Fixed
Weighted Average Coupon Rate 5.647939
Weighted Average Net Rate 5.397939
Weighted Average Maturity 289
Beginning Loan Count 4,590
Loans Paid In Full 22
Ending Loan Count 4,568
Beginning Scheduled Balance 640,244,341.94
Ending scheduled Balance 635,441,488.39
Record Date 10/31/2003
Principal And Interest Constant 4,348,838.11
Scheduled Principal 1,335,453.89
Unscheduled Principal 3,467,399.66
Scheduled Interest 3,013,384.22
Servicing Fees 133,384.21
Master Servicing Fees 0.00
Trustee Fee 1,867.38
FRY Amount 0.00
Special Hazard Fee 0.00
Other Fee 0.00
Pool Insurance Fee 0.00
Spread Fee 1 0.00
Spread Fee 2 0.00
Spread Fee 3 0.00
Net Interest 2,878,132.63
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Percentage of Cumulative Losses 0.0000
Prepayment Penalties 0.00
Special Servicing Fee 0.00
Pass-Through Rate 5.394439
Miscellaneous Reporting
Group Group 1
CPR 5.668239%
Subordinate % 5.037159%
Subordintate Prepay % 0.000000%
Senior Prepay % 100.000000%
Senior % 94.962841%
Group Group 2
CPR 8.874911%
Subordinate % 5.041419%
Subordintate Prepay % 0.000000%
Senior Prepay % 100.000000%
Senior % 94.958581%
Group Group 3
CPR 3.123261%
Subordinate % 2.207368%
Subordintate Prepay % 0.000000%
Senior Prepay % 100.000000%
Senior % 97.792632%
Group