UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D. C. 20549
Form 8-K
Current Report Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): December 26, 2003
FREMONT HOME LOAN TRUST
Asset-Backed Certificates, Series 2003-A Trust
(Exact name of registrant as specified in its charter)
New York (governing law of 333-104153-08 54-2123742
Pooling and Servicing Agreement) (Commission 54-2123741
(State or other File Number) IRS EIN
jurisdiction
of Incorporation)
c/o Wells Fargo Bank Minnesota, N.A.
9062 Old Annapolis Road
Columbia, Maryland 21045
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (410) 884-2000
(Former name or former address, if changed since last report)
ITEM 5. Other Events
On December 26, 2003 a distribution was made to holders of FREMONT HOME LOAN
TRUST, Asset-Backed Certificates, Series 2003-A Trust.
ITEM 7. Financial Statements and Exhibits
(c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K
Exhibit Number Description
EX-99.1 Monthly report distributed to holders
of Asset-Backed Certificates, Series
2003-A Trust, relating to the
December 26, 2003 distribution.
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
FREMONT HOME LOAN TRUST
Asset-Backed Certificates, Series 2003-A Trust
By: Wells Fargo Bank Minnesota, N.A. as Trust Administrator
By: /s/ Beth Belfield as Assistant Vice President
By: Beth Belfield as Assistant Vice President
Date: 1/6/04
INDEX TO EXHIBITS
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of Asset-
Backed Certificates, Series 2003-A Trust, relating
to the December 26, 2003 distribution.
EX-99.1
Fremont Home Loan Trust
Asset-Backed Certificates
Record Date: 11/30/03
Distribution Date: 12/26/03
FREMONT Series: 2003-A
Contact: Customer Service - CTSLink
Wells Fargo Bank Minnesota, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
Telephone: (301) 815-6600
Fax: (301) 815-6660
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<s> <c> <c> <c> <c> <c> <c>
1 A-1 35729PBH2 SEN 1.46875% 287,897,200.64 364,119.98 4,431,862.19
2 A-1 35729PBJ8 SEN 1.24875% 37,315,680.22 40,126.02 1,533,878.02
2 A-2 35729PBK5 SEN 1.47375% 122,168,000.00 155,038.83 0.00
M1 35729PBL3 MEZ 1.76875% 36,502,000.00 55,595.84 0.00
M2 35729PBM1 MEZ 2.84375% 26,675,000.00 65,321.33 0.00
M3 35729PBN9 MEZ 3.16875% 8,424,000.00 22,986.11 0.00
M4 35729PBP4 MEZ 4.21875% 5,616,000.00 20,401.88 0.00
M5 35729PBQ2 MEZ 5.11875% 12,635,000.00 55,692.71 0.00
C FOM0300AC OC 0.00000% 12,634,766.24 2,369,440.14 0.00
P FOM0300AP PrePay 0.00000% 100.00 122,583.96 0.00
R-1 FOM030AR1 RES 0.00000% 0.00 0.00 0.00
R-2 FOM030AR2 RES 0.00000% 0.00 0.00 0.00
Totals 549,867,747.10 3,271,306.80 5,965,740.21
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<s> <c> <c> <c> <c>
1 A-1 0.00 283,465,338.45 4,795,982.17 0.00
2 A-1 0.00 35,781,802.20 1,574,004.04 0.00
2 A-2 0.00 122,168,000.00 155,038.83 0.00
M1 0.00 36,502,000.00 55,595.84 0.00
M2 0.00 26,675,000.00 65,321.33 0.00
M3 0.00 8,424,000.00 22,986.11 0.00
M4 0.00 5,616,000.00 20,401.88 0.00
M5 0.00 12,635,000.00 55,692.71 0.00
C 0.00 12,634,766.24 2,369,440.14 0.00
P 0.00 100.00 122,583.96 0.00
R-1 0.00 0.00 0.00 0.00
R-2 0.00 0.00 0.00 0.00
Totals 0.00 543,902,006.89 9,237,047.01 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<s> <c> <c> <c> <c> <c> <c>
1 A-1 294,422,000.00 287,897,200.64 0.00 4,431,862.19 0.00 0.00
2 A-1 42,500,000.00 37,315,680.22 0.00 1,533,878.02 0.00 0.00
2 A-2 122,168,000.00 122,168,000.00 0.00 0.00 0.00 0.00
M1 36,502,000.00 36,502,000.00 0.00 0.00 0.00 0.00
M2 26,675,000.00 26,675,000.00 0.00 0.00 0.00 0.00
M3 8,424,000.00 8,424,000.00 0.00 0.00 0.00 0.00
M4 5,616,000.00 5,616,000.00 0.00 0.00 0.00 0.00
M5 12,635,000.00 12,635,000.00 0.00 0.00 0.00 0.00
C 12,634,766.24 12,634,766.24 0.00 0.00 0.00 0.00
P 100.00 100.00 0.00 0.00 0.00 0.00
R-1 0.00 0.00 0.00 0.00 0.00 0.00
R-2 0.00 0.00 0.00 0.00 0.00 0.00
Totals 561,576,866.24 549,867,747.10 0.00 5,965,740.21 0.00 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c>
1 A-1 4,431,862.19 283,465,338.45 0.96278586 4,431,862.19
2 A-1 1,533,878.02 35,781,802.20 0.84192476 1,533,878.02
2 A-2 0.00 122,168,000.00 1.00000000 0.00
M1 0.00 36,502,000.00 1.00000000 0.00
M2 0.00 26,675,000.00 1.00000000 0.00
M3 0.00 8,424,000.00 1.00000000 0.00
M4 0.00 5,616,000.00 1.00000000 0.00
M5 0.00 12,635,000.00 1.00000000 0.00
C 0.00 12,634,766.24 1.00000000 0.00
P 0.00 100.00 1.00000000 0.00
R-1 0.00 0.00 0.00000000 0.00
R-2 0.00 0.00 0.00000000 0.00
Totals 5,965,740.21 543,902,006.89 0.96852638 5,965,740.21
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<s> <c> <c> <c> <c> <c>
1 A-1 294,422,000.00 977.83861478 0.00000000 15.05275486 0.00000000
2 A-1 42,500,000.00 878.01600518 0.00000000 36.09124753 0.00000000
2 A-2 122,168,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
M1 36,502,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
M2 26,675,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
M3 8,424,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
M4 5,616,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
M5 12,635,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
C 12,634,766.24 1000.00000000 0.00000000 0.00000000 0.00000000
P 100.00 1000.00000000 0.00000000 0.00000000 0.00000000
R-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000
R-2 0.00 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(2) All Classes are per $1,000 denomination.
</FN>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c> <c>
1 A-1 0.00000000 15.05275486 962.78585992 0.96278586 15.05275486
2 A-1 0.00000000 36.09124753 841.92475765 0.84192476 36.09124753
2 A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
M1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
M2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
M3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
M4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
M5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
C 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
P 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1 A-1 294,422,000.00 1.46875% 287,897,200.64 364,119.98 0.00 0.00
2 A-1 42,500,000.00 1.24875% 37,315,680.22 40,126.02 0.00 0.00
2 A-2 122,168,000.00 1.47375% 122,168,000.00 155,038.83 0.00 0.00
M1 36,502,000.00 1.76875% 36,502,000.00 55,595.84 0.00 0.00
M2 26,675,000.00 2.84375% 26,675,000.00 65,321.33 0.00 0.00
M3 8,424,000.00 3.16875% 8,424,000.00 22,986.11 0.00 0.00
M4 5,616,000.00 4.21875% 5,616,000.00 20,401.88 0.00 0.00
M5 12,635,000.00 5.11875% 12,635,000.00 55,692.71 0.00 0.00
C 12,634,766.24 0.00000% 12,634,766.24 0.00 0.00 0.00
P 100.00 0.00000% 100.00 0.00 0.00 0.00
R-1 0.00 0.00000% 0.00 0.00 0.00 0.00
R-2 0.00 0.00000% 0.00 0.00 0.00 0.00
Totals 561,576,866.24 779,282.70 0.00 0.00
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1 A-1 0.00 0.00 364,119.98 0.00 283,465,338.45
2 A-1 0.00 0.00 40,126.02 0.00 35,781,802.20
2 A-2 0.00 0.00 155,038.83 0.00 122,168,000.00
M1 0.00 0.00 55,595.84 0.00 36,502,000.00
M2 0.00 0.00 65,321.33 0.00 26,675,000.00
M3 0.00 0.00 22,986.11 0.00 8,424,000.00
M4 0.00 0.00 20,401.88 0.00 5,616,000.00
M5 0.00 0.00 55,692.71 0.00 12,635,000.00
C 0.00 0.00 2,369,440.14 0.00 12,634,766.24
P 0.00 0.00 122,583.96 0.00 100.00
R-1 0.00 0.00 0.00 0.00 0.00
R-2 0.00 0.00 0.00 0.00 0.00
Totals 0.00 0.00 3,271,306.80 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1 A-1 294,422,000.00 1.46875% 977.83861478 1.23672817 0.00000000 0.00000000
2 A-1 42,500,000.00 1.24875% 878.01600518 0.94414165 0.00000000 0.00000000
2 A-2 122,168,000.00 1.47375% 1000.00000000 1.26906252 0.00000000 0.00000000
M1 36,502,000.00 1.76875% 1000.00000000 1.52309024 0.00000000 0.00000000
M2 26,675,000.00 2.84375% 1000.00000000 2.44878463 0.00000000 0.00000000
M3 8,424,000.00 3.16875% 1000.00000000 2.72864554 0.00000000 0.00000000
M4 5,616,000.00 4.21875% 1000.00000000 3.63281339 0.00000000 0.00000000
M5 12,635,000.00 5.11875% 1000.00000000 4.40781243 0.00000000 0.00000000
C 12,634,766.24 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000
P 100.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000
R-1 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000
R-2 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(5) All Classes are per $1,000 denomination.
</FN>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1 A-1 0.00000000 0.00000000 1.23672817 0.00000000 962.78585992
2 A-1 0.00000000 0.00000000 0.94414165 0.00000000 841.92475765
2 A-2 0.00000000 0.00000000 1.26906252 0.00000000 1000.00000000
M1 0.00000000 0.00000000 1.52309024 0.00000000 1000.00000000
M2 0.00000000 0.00000000 2.44878463 0.00000000 1000.00000000
M3 0.00000000 0.00000000 2.72864554 0.00000000 1000.00000000
M4 0.00000000 0.00000000 3.63281339 0.00000000 1000.00000000
M5 0.00000000 0.00000000 4.40781243 0.00000000 1000.00000000
C 0.00000000 0.00000000 187.53335796 0.00000000 1000.00000000
P 0.00000000 0.00000000 1225839.60000000 0.00000000 1000.00000000
R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<s> <c>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 9,250,958.47
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 97,198.38
Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00
Prepayment Penalties 122,583.96
Total Deposits 9,470,740.81
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 233,693.80
Payment of Interest and Principal 9,237,047.01
Total Withdrawals (Pool Distribution Amount) 9,470,740.81
Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<s> <c>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES
<s> <c>
Gross Servicing Fee 224,529.32
Master Servicing 4,582.24
Trust Administration 4,582.24
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 233,693.80
OTHER ACCOUNTS
Beginning Current Current Ending
Account Type Balance Withdrawals Deposits Balance
<s> <c> <c> <c> <c>
Reserve Fund 1,000.00 0.00 0.00 1,000.00
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENCY STATUS
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s> <c> <c> <c> <c> <c>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 4 0 0 4
959,166.57 0.00 0.00 959,166.57
30 Days 166 0 0 0 166
29,202,294.69 0.00 0.00 0.00 29,202,294.69
60 Days 43 0 0 0 43
7,927,690.16 0.00 0.00 0.00 7,927,690.16
90 Days 4 2 21 0 27
936,200.47 141,349.60 4,426,122.47 0.00 5,503,672.54
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 213 6 21 0 240
38,066,185.32 1,100,516.17 4,426,122.47 0.00 43,592,823.96
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.141945% 0.000000% 0.000000% 0.141945%
0.176201% 0.000000% 0.000000% 0.176201%
30 Days 5.890703% 0.000000% 0.000000% 0.000000% 5.890703%
5.364514% 0.000000% 0.000000% 0.000000% 5.364514%
60 Days 1.525905% 0.000000% 0.000000% 0.000000% 1.525905%
1.456331% 0.000000% 0.000000% 0.000000% 1.456331%
90 Days 0.141945% 0.070972% 0.745209% 0.000000% 0.958126%
0.171982% 0.025966% 0.813087% 0.000000% 1.011034%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 7.558552% 0.212917% 0.745209% 0.000000% 8.516678%
6.992826% 0.202167% 0.813087% 0.000000% 8.008080%
OTHER INFORMATION
<s> <c>
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 97,198.38
COLLATERAL STATEMENT
Collateral Description Mixed Fixed & Arm
Weighted Average Gross Coupon 7.381593%
Weighted Average Net Coupon 6.891593%
Weighted Average Pass-Through Rate 6.871593%
Weighted Average Maturity(Stepdown Calculation ) 351
Beginning Scheduled Collateral Loan Count 2,845
Number Of Loans Paid In Full 27
Ending Scheduled Collateral Loan Count 2,818
Beginning Scheduled Collateral Balance 549,867,747.10
Ending Scheduled Collateral Balance 543,902,006.89
Ending Actual Collateral Balance at 30-Nov-2003 544,360,510.69
Monthly P &I Constant 3,842,027.55
Special Servicing Fee 0.00
Prepayment Penalties 122,583.96
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Ending Scheduled Balance for Premium Loans 543,902,006.89
Scheduled Principal 459,610.91
Unscheduled Principal 5,506,129.30
Other Income 0.00
Miscellaneous Reporting
Excess Cash Amount 2,369,440.14
Overcollateralization Deficiency Amount 0.00
Extra Principal Amount 0.00
Overcollateralization Release Amount 0.00
Overcollateralization Amount 12,634,766.24
Target Overcollateralization Amount 12,634,766.24
Group 1 Credit Enhancement 18.842873%
Group 2 Credit Enhancement 18.638439%
Step Down Date NO
Trigger Event NO
Group Level Collateral Statement
Group Group 1 Group 2 Group 3
Collateral Description Mixed Fixed Mixed ARM Mixed Fixed
Weighted Average Coupon Rate 7.045309 7.570001 6.811529
Weighted Average Net Rate 6.555309 7.080001 6.321529
Weighted Average Maturity 347 354 339
Beginning Loan Count 575 1,424 236
Loans Paid In Full 5 18 1
Ending Loan Count 570 1,406 235
Beginning Scheduled Balance 104,406,342.43 249,217,187.87 64,390,488.30
Ending scheduled Balance 103,482,277.42 245,709,390.69 64,147,428.24
Record Date 11/30/2003 11/30/2003 11/30/2003
Principal And Interest Constant 709,628.85 1,766,236.20 431,764.05
Scheduled Principal 96,649.74 194,090.88 66,265.98
Unscheduled Principal 827,415.27 3,313,706.30 176,794.08
Scheduled Interest 612,979.11 1,572,145.32 365,498.07
Servicing Fees 42,632.58 101,763.68 26,292.78
Master Servicing Fees 870.05 2,076.82 536.59
Trustee Fee 0.00 0.00 0.00
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 870.05 2,076.82 536.59
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 570,346.36 1,470,381.68 339,205.27
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 96,452.10 0.00 26,131.86
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 6.535309 7.060001 6.301529
Group Level Collateral Statement
Group Group 4 Total
Collateral Description Mixed ARM Mixed Fixed & Arm
Weighted Average Coupon Rate 7.570154 7.381593
Weighted Average Net Rate 7.080153 6.891593
Weighted Average Maturity 354 351
Beginning Loan Count 610 2,845
Loans Paid In Full 3 27
Ending Loan Count 607 2,818
Beginning Scheduled Balance 131,853,728.50 549,867,747.10
Ending scheduled Balance 130,562,910.54 543,902,006.89
Record Date 11/30/2003 11/30/2003
Principal And Interest Constant 934,398.45 3,842,027.55
Scheduled Principal 102,604.31 459,610.91
Unscheduled Principal 1,188,213.65 5,506,129.30
Scheduled Interest 831,794.14 3,382,416.64
Servicing Fees 53,840.28 224,529.32
Master Servicing Fees 1,098.78 4,582.24
Trustee Fee 0.00 0.00
FRY Amount 0.00 0.00
Special Hazard Fee 0.00 0.00
Other Fee 1,098.78 4,582.24
Pool Insurance Fee 0.00 0.00
Spread Fee 1 0.00 0.00
Spread Fee 2 0.00 0.00
Spread Fee 3 0.00 0.00
Net Interest 777,953.74 3,157,887.05
Realized Loss Amount 0.00 0.00
Cumulative Realized Loss 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000
Prepayment Penalties 0.00 122,583.96
Special Servicing Fee 0.00 0.00
Pass-Through Rate 7.060154 6.871593