UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D. C. 20549
Form 8-K
Current Report Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): February 25, 2004
BANC OF AMERICA ALTERNATIVE LOAN TRUST
Mortgage Pass-Through Certificates, Series 2003-7 Trust
(Exact name of registrant as specified in its charter)
New York (governing law of 333-105940-09 54-2123764
Pooling and Servicing Agreement) (Commission IRS EIN
(State or other File Number)
jurisdiction
of Incorporation)
c/o Wells Fargo Bank, N.A.
9062 Old Annapolis Road
Columbia, MD 21045
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (410) 884-2000
(Former name or former address, if changed since last report)
ITEM 5. Other Events
On February 25, 2004 a distribution was made to holders of BANC OF AMERICA
ALTERNATIVE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2003-7
Trust.
ITEM 7. Financial Statements and Exhibits
(c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of
Mortgage Pass-Through Certificates,
Series 2003-7 Trust, relating to the
February 25, 2004 distribution.
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
BANC OF AMERICA ALTERNATIVE LOAN TRUST
Mortgage Pass-Through Certificates, Series 2003-7 Trust
By: Wells Fargo Bank, N.A. as Trustee
By: /s/ Beth Belfield as Assistant Vice President
By: Beth Belfield as Assistant Vice President
Date: 3/8/04
INDEX TO EXHIBITS
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of Mortgage
Pass-Through Certificates, Series 2003-7 Trust,
relating to the February 25, 2004 distribution.
EX-99.1
Banc of America Alternative Loan Trust
Mortgage Pass-Through Certificates
Record Date: 1/31/04
Distribution Date: 2/25/04
BAA Series: 2003-7
Contact: Customer Service - CTSLink
Wells Fargo Bank, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
Telephone: (301) 815-6600
Fax: (301) 815-6660
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<s> <c> <c> <c> <c> <c> <c>
1-CB-1 05948KEJ4 SEN 5.50000% 96,866,198.84 443,970.06 443,418.58
1-CB-WIO 05948KEK1 SEN 0.31316% 0.00 14,133.88 0.00
1-AR 05948KEU9 SEN 5.50000% 0.00 0.15 0.00
1-A-1 05948KEL9 SEN 5.50000% 111,589,434.85 511,451.56 969,666.54
1-A-2 05948KEM7 SEN 5.50000% 26,298,000.00 120,532.50 0.00
1-A-3 05948KEN5 SEN 5.50000% 1,311,000.00 6,008.75 0.00
1-A-4 05948KEP0 SEN 5.50000% 125,438,434.85 574,926.14 969,666.54
1-A-5 05948KEQ8 SEN 0.00000% 598,261.00 0.00 0.00
1-A-6 05948KFS3 SEN 5.75000% 3,287,000.00 15,750.21 0.00
1-A-7 05948KER6 SEN 5.75000% 1,250,000.00 5,989.58 0.00
1-A-8 05948KES4 SEN 5.75000% 2,975,000.00 14,255.21 0.00
1-A-9 05948KET2 SEN 5.75000% 5,649,739.00 27,071.67 0.00
1-A-WIO 05948KEV7 SEN 0.31626% 0.00 40,603.11 0.00
2-A-1 05948KEW5 SEN 5.00000% 55,009,247.62 229,205.27 582,967.07
2-A-2 05948KEX3 SEN 5.00000% 62,522,247.62 260,509.45 582,967.07
2-A-3 05948KEY1 SEN 5.00000% 24,873,000.00 103,637.53 0.00
2-A-4 05948KEZ8 SEN 5.00000% 71,203,210.51 296,680.14 582,974.96
2-A-WIO 05948KFA2 SEN 0.34332% 0.00 35,881.95 0.00
A-PO 05948KFB0 PO 0.00000% 12,109,977.98 0.00 64,657.18
1-B-1 05948KFC8 SUB 5.50000% 8,899,525.37 40,789.49 9,755.30
1-B-2 05948KFD6 SUB 5.50000% 4,140,100.36 18,975.46 4,538.21
1-B-3 05948KFE4 SUB 5.50000% 2,069,751.79 9,486.36 2,268.78
1-B-4 05948KFL8 SUB 5.50000% 2,069,353.93 9,484.54 2,268.34
1-B-5 05948KFM6 SUB 5.50000% 1,449,333.02 6,642.78 1,588.70
1-B-6 05948KFN4 SUB 5.50000% 1,655,965.55 7,589.84 1,815.20
2-B-1 05948KFF1 SUB 5.00000% 2,274,666.83 9,477.78 9,102.54
2-B-2 05948KFG9 SUB 5.00000% 796,133.39 3,317.22 3,185.89
2-B-3 05948KFH7 SUB 5.00000% 796,133.39 3,317.22 3,185.89
2-B-4 05948KFP9 SUB 5.00000% 454,933.37 1,895.56 1,820.51
2-B-5 05948KFQ7 SUB 5.00000% 227,466.68 947.78 910.25
2-B-6 05948KFR5 SUB 5.00000% 341,380.47 1,422.42 1,366.10
SES 05948KFU8 SEN 0.00000% 0.00 108,824.97 0.00
Totals 626,155,496.42 2,922,778.58 4,238,123.65
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<s> <c> <c> <c> <c>
1-CB-1 0.00 96,422,780.26 887,388.64 0.00
1-CB-WIO 0.00 0.00 14,133.88 0.00
1-AR 0.00 0.00 0.15 0.00
1-A-1 0.00 110,619,768.31 1,481,118.10 0.00
1-A-2 0.00 26,298,000.00 120,532.50 0.00
1-A-3 0.00 1,311,000.00 6,008.75 0.00
1-A-4 0.00 124,468,768.31 1,544,592.68 0.00
1-A-5 0.00 598,261.00 0.00 0.00
1-A-6 0.00 3,287,000.00 15,750.21 0.00
1-A-7 0.00 1,250,000.00 5,989.58 0.00
1-A-8 0.00 2,975,000.00 14,255.21 0.00
1-A-9 0.00 5,649,739.00 27,071.67 0.00
1-A-WIO 0.00 0.00 40,603.11 0.00
2-A-1 0.00 54,426,280.55 812,172.34 0.00
2-A-2 0.00 61,939,280.55 843,476.52 0.00
2-A-3 0.00 24,873,000.00 103,637.53 0.00
2-A-4 0.00 70,620,235.55 879,655.10 0.00
2-A-WIO 0.00 0.00 35,881.95 0.00
A-PO 0.00 12,045,320.80 64,657.18 0.00
1-B-1 0.00 8,889,770.07 50,544.79 0.00
1-B-2 0.00 4,135,562.15 23,513.67 0.00
1-B-3 0.00 2,067,483.01 11,755.14 0.00
1-B-4 0.00 2,067,085.59 11,752.88 0.00
1-B-5 0.00 1,447,744.32 8,231.48 0.00
1-B-6 0.00 1,654,150.34 9,405.04 0.00
2-B-1 0.00 2,265,564.29 18,580.32 0.00
2-B-2 0.00 792,947.50 6,503.11 0.00
2-B-3 0.00 792,947.50 6,503.11 0.00
2-B-4 0.00 453,112.86 3,716.07 0.00
2-B-5 0.00 226,556.43 1,858.03 0.00
2-B-6 0.00 340,014.37 2,788.52 0.00
SES 0.00 0.00 108,824.97 0.00
Totals 0.00 621,917,372.76 7,160,902.23 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<s> <c> <c> <c> <c> <c> <c>
1-CB-1 100,000,000.00 96,866,198.84 106,539.97 336,878.61 0.00 0.00
1-CB-WIO 0.00 0.00 0.00 0.00 0.00 0.00
1-AR 100.00 0.00 0.00 0.00 0.00 0.00
1-A-1 116,638,000.00 111,589,434.85 152,404.83 817,261.72 0.00 0.00
1-A-2 26,298,000.00 26,298,000.00 0.00 0.00 0.00 0.00
1-A-3 1,311,000.00 1,311,000.00 0.00 0.00 0.00 0.00
1-A-4 130,487,000.00 125,438,434.85 152,404.83 817,261.72 0.00 0.00
1-A-5 598,261.00 598,261.00 0.00 0.00 0.00 0.00
1-A-6 3,287,000.00 3,287,000.00 0.00 0.00 0.00 0.00
1-A-7 1,250,000.00 1,250,000.00 0.00 0.00 0.00 0.00
1-A-8 2,975,000.00 2,975,000.00 0.00 0.00 0.00 0.00
1-A-9 5,649,739.00 5,649,739.00 0.00 0.00 0.00 0.00
1-A-WIO 0.00 0.00 0.00 0.00 0.00 0.00
2-A-1 57,754,000.00 55,009,247.62 284,928.44 298,038.63 0.00 0.00
2-A-2 65,267,000.00 62,522,247.62 284,928.44 298,038.63 0.00 0.00
2-A-3 24,873,000.00 24,873,000.00 0.00 0.00 0.00 0.00
2-A-4 73,948,000.00 71,203,210.51 284,932.29 298,042.66 0.00 0.00
2-A-WIO 0.00 0.00 0.00 0.00 0.00 0.00
A-PO 12,413,176.11 12,109,977.98 29,456.92 35,200.26 0.00 0.00
1-B-1 8,947,439.00 8,899,525.37 9,755.30 0.00 0.00 0.00
1-B-2 4,162,390.00 4,140,100.36 4,538.21 0.00 0.00 0.00
1-B-3 2,080,895.00 2,069,751.79 2,268.78 0.00 0.00 0.00
1-B-4 2,080,495.00 2,069,353.93 2,268.34 0.00 0.00 0.00
1-B-5 1,457,136.00 1,449,333.02 1,588.70 0.00 0.00 0.00
1-B-6 1,664,881.00 1,655,965.55 1,815.20 0.00 0.00 0.00
2-B-1 2,319,440.00 2,274,666.83 9,102.54 0.00 0.00 0.00
2-B-2 811,804.00 796,133.39 3,185.89 0.00 0.00 0.00
2-B-3 811,804.00 796,133.39 3,185.89 0.00 0.00 0.00
2-B-4 463,888.00 454,933.37 1,820.51 0.00 0.00 0.00
2-B-5 231,944.00 227,466.68 910.25 0.00 0.00 0.00
2-B-6 348,100.00 341,380.47 1,366.10 0.00 0.00 0.00
SES 0.00 0.00 0.00 0.00 0.00 0.00
Totals 648,129,492.11 626,155,496.42 1,337,401.43 2,900,722.23 0.00 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c>
1-CB-1 443,418.58 96,422,780.26 0.96422780 443,418.58
1-CB-WIO 0.00 0.00 0.00000000 0.00
1-AR 0.00 0.00 0.00000000 0.00
1-A-1 969,666.54 110,619,768.31 0.94840248 969,666.54
1-A-2 0.00 26,298,000.00 1.00000000 0.00
1-A-3 0.00 1,311,000.00 1.00000000 0.00
1-A-4 969,666.54 124,468,768.31 0.95387869 969,666.54
1-A-5 0.00 598,261.00 1.00000000 0.00
1-A-6 0.00 3,287,000.00 1.00000000 0.00
1-A-7 0.00 1,250,000.00 1.00000000 0.00
1-A-8 0.00 2,975,000.00 1.00000000 0.00
1-A-9 0.00 5,649,739.00 1.00000000 0.00
1-A-WIO 0.00 0.00 0.00000000 0.00
2-A-1 582,967.07 54,426,280.55 0.94238114 582,967.07
2-A-2 582,967.07 61,939,280.55 0.94901375 582,967.07
2-A-3 0.00 24,873,000.00 1.00000000 0.00
2-A-4 582,974.96 70,620,235.55 0.95499859 582,974.96
2-A-WIO 0.00 0.00 0.00000000 0.00
A-PO 64,657.18 12,045,320.80 0.97036574 64,657.18
1-B-1 9,755.30 8,889,770.07 0.99355470 9,755.30
1-B-2 4,538.21 4,135,562.15 0.99355470 4,538.21
1-B-3 2,268.78 2,067,483.01 0.99355470 2,268.78
1-B-4 2,268.34 2,067,085.59 0.99355470 2,268.34
1-B-5 1,588.70 1,447,744.32 0.99355470 1,588.70
1-B-6 1,815.20 1,654,150.34 0.99355470 1,815.20
2-B-1 9,102.54 2,265,564.29 0.97677210 9,102.54
2-B-2 3,185.89 792,947.50 0.97677210 3,185.89
2-B-3 3,185.89 792,947.50 0.97677210 3,185.89
2-B-4 1,820.51 453,112.86 0.97677211 1,820.51
2-B-5 910.25 226,556.43 0.97677211 910.25
2-B-6 1,366.10 340,014.37 0.97677211 1,366.10
SES 0.00 0.00 0.00000000 0.00
Totals 4,238,123.65 621,917,372.76 0.95955728 4,238,123.65
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<s> <c> <c> <c> <c> <c>
1-CB-1 100,000,000.00 968.66198840 1.06539970 3.36878610 0.00000000
1-CB-WIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
1-AR 100.00 0.00000000 0.00000000 0.00000000 0.00000000
1-A-1 116,638,000.00 956.71594892 1.30664818 7.00682213 0.00000000
1-A-2 26,298,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-3 1,311,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-4 130,487,000.00 961.30982282 1.16796945 6.26316583 0.00000000
1-A-5 598,261.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-6 3,287,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-7 1,250,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-8 2,975,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-9 5,649,739.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-WIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 57,754,000.00 952.47511203 4.93348409 5.16048464 0.00000000
2-A-2 65,267,000.00 957.94578608 4.36558199 4.56645211 0.00000000
2-A-3 24,873,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
2-A-4 73,948,000.00 962.88216733 3.85314397 4.03043571 0.00000000
2-A-WIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
A-PO 12,413,176.11 975.57449219 2.37303650 2.83571744 0.00000000
1-B-1 8,947,439.00 994.64498948 1.09028963 0.00000000 0.00000000
1-B-2 4,162,390.00 994.64499002 1.09028947 0.00000000 0.00000000
1-B-3 2,080,895.00 994.64499170 1.09029048 0.00000000 0.00000000
1-B-4 2,080,495.00 994.64499074 1.09028861 0.00000000 0.00000000
1-B-5 1,457,136.00 994.64498853 1.09028944 0.00000000 0.00000000
1-B-6 1,664,881.00 994.64499265 1.09028813 0.00000000 0.00000000
2-B-1 2,319,440.00 980.69656038 3.92445590 0.00000000 0.00000000
2-B-2 811,804.00 980.69655976 3.92445713 0.00000000 0.00000000
2-B-3 811,804.00 980.69655976 3.92445713 0.00000000 0.00000000
2-B-4 463,888.00 980.69656900 3.92446021 0.00000000 0.00000000
2-B-5 231,944.00 980.69654744 3.92443866 0.00000000 0.00000000
2-B-6 348,100.00 980.69655271 3.92444700 0.00000000 0.00000000
SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(2) All Classes are per $1,000 denomination.
</FN>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c> <c>
1-CB-1 0.00000000 4.43418580 964.22780260 0.96422780 4.43418580
1-CB-WIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-AR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-1 0.00000000 8.31347022 948.40247869 0.94840248 8.31347022
1-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-4 0.00000000 7.43113521 953.87868761 0.95387869 7.43113521
1-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-7 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-8 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-9 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-WIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 0.00000000 10.09396873 942.38114330 0.94238114 10.09396873
2-A-2 0.00000000 8.93203411 949.01375197 0.94901375 8.93203411
2-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
2-A-4 0.00000000 7.88357981 954.99858752 0.95499859 7.88357981
2-A-WIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
A-PO 0.00000000 5.20875394 970.36573825 0.97036574 5.20875394
1-B-1 0.00000000 1.09028963 993.55469984 0.99355470 1.09028963
1-B-2 0.00000000 1.09028947 993.55470054 0.99355470 1.09028947
1-B-3 0.00000000 1.09029048 993.55470122 0.99355470 1.09029048
1-B-4 0.00000000 1.09028861 993.55470213 0.99355470 1.09028861
1-B-5 0.00000000 1.09028944 993.55469908 0.99355470 1.09028944
1-B-6 0.00000000 1.09028813 993.55469850 0.99355470 1.09028813
2-B-1 0.00000000 3.92445590 976.77210447 0.97677210 3.92445590
2-B-2 0.00000000 3.92445713 976.77210263 0.97677210 3.92445713
2-B-3 0.00000000 3.92445713 976.77210263 0.97677210 3.92445713
2-B-4 0.00000000 3.92446021 976.77210878 0.97677211 3.92446021
2-B-5 0.00000000 3.92443866 976.77210878 0.97677211 3.92443866
2-B-6 0.00000000 3.92444700 976.77210572 0.97677211 3.92444700
SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-CB-1 100,000,000.00 5.50000% 96,866,198.84 443,970.08 0.00 0.00
1-CB-WIO 0.00 0.31316% 54,159,104.62 14,133.88 0.00 0.00
1-AR 100.00 5.50000% 0.00 0.00 0.00 0.00
1-A-1 116,638,000.00 5.50000% 111,589,434.85 511,451.58 0.00 0.00
1-A-2 26,298,000.00 5.50000% 26,298,000.00 120,532.50 0.00 0.00
1-A-3 1,311,000.00 5.50000% 1,311,000.00 6,008.75 0.00 0.00
1-A-4 130,487,000.00 5.50000% 125,438,434.85 574,926.16 0.00 0.00
1-A-5 598,261.00 0.00000% 598,261.00 0.00 0.00 0.00
1-A-6 3,287,000.00 5.75000% 3,287,000.00 15,750.21 0.00 0.00
1-A-7 1,250,000.00 5.75000% 1,250,000.00 5,989.58 0.00 0.00
1-A-8 2,975,000.00 5.75000% 2,975,000.00 14,255.21 0.00 0.00
1-A-9 5,649,739.00 5.75000% 5,649,739.00 27,071.67 0.00 0.00
1-A-WIO 0.00 0.31626% 154,061,964.11 40,603.11 0.00 0.00
2-A-1 57,754,000.00 5.00000% 55,009,247.62 229,205.20 0.00 0.00
2-A-2 65,267,000.00 5.00000% 62,522,247.62 260,509.37 0.00 0.00
2-A-3 24,873,000.00 5.00000% 24,873,000.00 103,637.50 0.00 0.00
2-A-4 73,948,000.00 5.00000% 71,203,210.51 296,680.04 0.00 0.00
2-A-WIO 0.00 0.34332% 125,416,496.28 35,881.95 0.00 0.00
A-PO 12,413,176.11 0.00000% 12,109,977.98 0.00 0.00 0.00
1-B-1 8,947,439.00 5.50000% 8,899,525.37 40,789.49 0.00 0.00
1-B-2 4,162,390.00 5.50000% 4,140,100.36 18,975.46 0.00 0.00
1-B-3 2,080,895.00 5.50000% 2,069,751.79 9,486.36 0.00 0.00
1-B-4 2,080,495.00 5.50000% 2,069,353.93 9,484.54 0.00 0.00
1-B-5 1,457,136.00 5.50000% 1,449,333.02 6,642.78 0.00 0.00
1-B-6 1,664,881.00 5.50000% 1,655,965.55 7,589.84 0.00 0.00
2-B-1 2,319,440.00 5.00000% 2,274,666.83 9,477.78 0.00 0.00
2-B-2 811,804.00 5.00000% 796,133.39 3,317.22 0.00 0.00
2-B-3 811,804.00 5.00000% 796,133.39 3,317.22 0.00 0.00
2-B-4 463,888.00 5.00000% 454,933.37 1,895.56 0.00 0.00
2-B-5 231,944.00 5.00000% 227,466.68 947.78 0.00 0.00
2-B-6 348,100.00 5.00000% 341,380.47 1,422.42 0.00 0.00
SES 0.00 0.00000% 626,155,497.36 0.00 0.00 0.00
Totals 648,129,492.11 2,813,953.24 0.00 0.00
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-CB-1 0.01 0.00 443,970.06 0.00 96,422,780.26
1-CB-WIO 0.00 0.00 14,133.88 0.00 54,049,231.73
1-AR 0.00 0.00 0.15 0.00 0.00
1-A-1 0.02 0.00 511,451.56 0.00 110,619,768.31
1-A-2 0.00 0.00 120,532.50 0.00 26,298,000.00
1-A-3 0.00 0.00 6,008.75 0.00 1,311,000.00
1-A-4 0.02 0.00 574,926.14 0.00 124,468,768.31
1-A-5 0.00 0.00 0.00 0.00 598,261.00
1-A-6 0.00 0.00 15,750.21 0.00 3,287,000.00
1-A-7 0.00 0.00 5,989.58 0.00 1,250,000.00
1-A-8 0.00 0.00 14,255.21 0.00 2,975,000.00
1-A-9 0.00 0.00 27,071.67 0.00 5,649,739.00
1-A-WIO 0.00 0.00 40,603.11 0.00 152,964,073.80
2-A-1 (0.07) 0.00 229,205.27 0.00 54,426,280.55
2-A-2 (0.08) 0.00 260,509.45 0.00 61,939,280.55
2-A-3 (0.03) 0.00 103,637.53 0.00 24,873,000.00
2-A-4 (0.09) 0.00 296,680.14 0.00 70,620,235.55
2-A-WIO 0.00 0.00 35,881.95 0.00 124,320,924.45
A-PO 0.00 0.00 0.00 0.00 12,045,320.80
1-B-1 0.00 0.00 40,789.49 0.00 8,889,770.07
1-B-2 0.00 0.00 18,975.46 0.00 4,135,562.15
1-B-3 0.00 0.00 9,486.36 0.00 2,067,483.01
1-B-4 0.00 0.00 9,484.54 0.00 2,067,085.59
1-B-5 0.00 0.00 6,642.78 0.00 1,447,744.32
1-B-6 0.00 0.00 7,589.84 0.00 1,654,150.34
2-B-1 0.00 0.00 9,477.78 0.00 2,265,564.29
2-B-2 0.00 0.00 3,317.22 0.00 792,947.50
2-B-3 0.00 0.00 3,317.22 0.00 792,947.50
2-B-4 0.00 0.00 1,895.56 0.00 453,112.86
2-B-5 0.00 0.00 947.78 0.00 226,556.43
2-B-6 0.00 0.00 1,422.42 0.00 340,014.37
SES 0.00 0.00 108,824.97 0.00 621,917,373.68
Totals (0.22) 0.00 2,922,778.58 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-CB-1 100,000,000.00 5.50000% 968.66198840 4.43970080 0.00000000 0.00000000
1-CB-WIO 0.00 0.31316% 959.75432683 0.25046671 0.00000000 0.00000000
1-AR 100.00 5.50000% 0.00000000 0.00000000 0.00000000 0.00000000
1-A-1 116,638,000.00 5.50000% 956.71594892 4.38494813 0.00000000 0.00000000
1-A-2 26,298,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-3 1,311,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-4 130,487,000.00 5.50000% 961.30982282 4.40600336 0.00000000 0.00000000
1-A-5 598,261.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-6 3,287,000.00 5.75000% 1000.00000000 4.79166717 0.00000000 0.00000000
1-A-7 1,250,000.00 5.75000% 1000.00000000 4.79166400 0.00000000 0.00000000
1-A-8 2,975,000.00 5.75000% 1000.00000000 4.79166723 0.00000000 0.00000000
1-A-9 5,649,739.00 5.75000% 1000.00000000 4.79166737 0.00000000 0.00000000
1-A-WIO 0.00 0.31626% 955.67939831 0.25186980 0.00000000 0.00000000
2-A-1 57,754,000.00 5.00000% 952.47511203 3.96864633 0.00000000 0.00000000
2-A-2 65,267,000.00 5.00000% 957.94578608 3.99144085 0.00000000 0.00000000
2-A-3 24,873,000.00 5.00000% 1000.00000000 4.16666667 0.00000000 0.00000000
2-A-4 73,948,000.00 5.00000% 962.88216733 4.01200898 0.00000000 0.00000000
2-A-WIO 0.00 0.34332% 962.67947911 0.27542483 0.00000000 0.00000000
A-PO 12,413,176.11 0.00000% 975.57449219 0.00000000 0.00000000 0.00000000
1-B-1 8,947,439.00 5.50000% 994.64498948 4.55878939 0.00000000 0.00000000
1-B-2 4,162,390.00 5.50000% 994.64499002 4.55878954 0.00000000 0.00000000
1-B-3 2,080,895.00 5.50000% 994.64499170 4.55878841 0.00000000 0.00000000
1-B-4 2,080,495.00 5.50000% 994.64499074 4.55879010 0.00000000 0.00000000
1-B-5 1,457,136.00 5.50000% 994.64498853 4.55879204 0.00000000 0.00000000
1-B-6 1,664,881.00 5.50000% 994.64499265 4.55878829 0.00000000 0.00000000
2-B-1 2,319,440.00 5.00000% 980.69656038 4.08623633 0.00000000 0.00000000
2-B-2 811,804.00 5.00000% 980.69655976 4.08623264 0.00000000 0.00000000
2-B-3 811,804.00 5.00000% 980.69655976 4.08623264 0.00000000 0.00000000
2-B-4 463,888.00 5.00000% 980.69656900 4.08624496 0.00000000 0.00000000
2-B-5 231,944.00 5.00000% 980.69654744 4.08624496 0.00000000 0.00000000
2-B-6 348,100.00 5.00000% 980.69655271 4.08623959 0.00000000 0.00000000
SES 0.00 0.00000% 966.09628797 0.00000000 0.00000000 0.00000000
<FN>
(5) All Classes are per $1,000 denomination.
</FN>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-CB-1 0.00000010 0.00000000 4.43970060 0.00000000 964.22780260
1-CB-WIO 0.00000000 0.00000000 0.25046671 0.00000000 957.80726765
1-AR 0.00000000 0.00000000 1.50000000 0.00000000 0.00000000
1-A-1 0.00000017 0.00000000 4.38494796 0.00000000 948.40247869
1-A-2 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
1-A-3 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
1-A-4 0.00000015 0.00000000 4.40600320 0.00000000 953.87868761
1-A-5 0.00000000 0.00000000 0.00000000 0.00000000 1000.00000000
1-A-6 0.00000000 0.00000000 4.79166717 0.00000000 1000.00000000
1-A-7 0.00000000 0.00000000 4.79166400 0.00000000 1000.00000000
1-A-8 0.00000000 0.00000000 4.79166723 0.00000000 1000.00000000
1-A-9 0.00000000 0.00000000 4.79166737 0.00000000 1000.00000000
1-A-WIO 0.00000000 0.00000000 0.25186980 0.00000000 948.86894930
2-A-1 (0.00000121) 0.00000000 3.96864754 0.00000000 942.38114330
2-A-2 (0.00000123) 0.00000000 3.99144208 0.00000000 949.01375197
2-A-3 (0.00000121) 0.00000000 4.16666787 0.00000000 1000.00000000
2-A-4 (0.00000122) 0.00000000 4.01201033 0.00000000 954.99858752
2-A-WIO 0.00000000 0.00000000 0.27542483 0.00000000 954.27002302
A-PO 0.00000000 0.00000000 0.00000000 0.00000000 970.36573825
1-B-1 0.00000000 0.00000000 4.55878939 0.00000000 993.55469984
1-B-2 0.00000000 0.00000000 4.55878954 0.00000000 993.55470054
1-B-3 0.00000000 0.00000000 4.55878841 0.00000000 993.55470122
1-B-4 0.00000000 0.00000000 4.55879010 0.00000000 993.55470213
1-B-5 0.00000000 0.00000000 4.55879204 0.00000000 993.55469908
1-B-6 0.00000000 0.00000000 4.55878829 0.00000000 993.55469850
2-B-1 0.00000000 0.00000000 4.08623633 0.00000000 976.77210447
2-B-2 0.00000000 0.00000000 4.08623264 0.00000000 976.77210263
2-B-3 0.00000000 0.00000000 4.08623264 0.00000000 976.77210263
2-B-4 0.00000000 0.00000000 4.08624496 0.00000000 976.77210878
2-B-5 0.00000000 0.00000000 4.08624496 0.00000000 976.77210878
2-B-6 0.00000000 0.00000000 4.08623959 0.00000000 976.77210572
SES 0.00000000 0.00000000 0.16790621 0.00000000 959.55728037
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Certificateholder Component Statement
Component Beginning Ending Beginning Ending Ending
Pass-Through Notional Notional Component Component Component
Class Rate Balance Balance Balance Balance Percentage
<s> <c> <c> <c> <c> <c> <c>
1-CB-APO 0.00000% 0.00 0.00 1,853,295.41 1,850,820.57 97.60440745%
1-A-APO 0.00000% 0.00 0.00 5,299,603.21 5,265,241.39 97.47030648%
2-APO 0.00000% 0.00 0.00 4,957,079.36 4,929,258.84 96.36800967%
1-CB-SES 0.00000% 103,941,492.07 103,489,855.14 0.00 0.00 96.58730502%
1-A-SES 0.00000% 298,758,505.77 296,768,319.83 0.00 0.00 96.02939477%
2-SES 0.00000% 223,455,499.52 221,659,198.71 0.00 0.00 95.56581878%
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<s> <c>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 7,188,818.28
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 0.00
Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00
Prepayment Penalties 0.00
Total Deposits 7,188,818.28
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 27,916.05
Payment of Interest and Principal 7,160,902.23
Total Withdrawals (Pool Distribution Amount) 7,188,818.28
Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<s> <c>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES
<s> <c>
Gross Servicing Fee 26,089.77
Trustee Fee 1,826.28
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 27,916.05
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENCY STATUS
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s> <c> <c> <c> <c> <c>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 3 0 0 3
402,879.08 0.00 0.00 402,879.08
30 Days 24 0 0 0 24
3,519,214.26 0.00 0.00 0.00 3,519,214.26
60 Days 3 0 0 0 3
117,875.16 0.00 0.00 0.00 117,875.16
90 Days 1 0 0 0 1
396,348.66 0.00 0.00 0.00 396,348.66
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 28 3 0 0 31
4,033,438.08 402,879.08 0.00 0.00 4,436,317.16
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.066622% 0.000000% 0.000000% 0.066622%
0.064665% 0.000000% 0.000000% 0.064665%
30 Days 0.532978% 0.000000% 0.000000% 0.000000% 0.532978%
0.564855% 0.000000% 0.000000% 0.000000% 0.564855%
60 Days 0.066622% 0.000000% 0.000000% 0.000000% 0.066622%
0.018920% 0.000000% 0.000000% 0.000000% 0.018920%
90 Days 0.022207% 0.000000% 0.000000% 0.000000% 0.022207%
0.063616% 0.000000% 0.000000% 0.000000% 0.063616%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.621808% 0.066622% 0.000000% 0.000000% 0.688430%
0.647391% 0.064665% 0.000000% 0.000000% 0.712056%
Delinquency Status By Groups
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 1 0 0 1
103,360.84 0.00 0.00 103,360.84
30 Days 6 0 0 0 6
986,654.43 0.00 0.00 0.00 986,654.43
60 Days 1 0 0 0 1
26,983.27 0.00 0.00 0.00 26,983.27
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 7 1 0 0 8
1,013,637.70 103,360.84 0.00 0.00 1,116,998.54
0-29 Days 0.141443% 0.000000% 0.000000% 0.141443%
0.099785% 0.000000% 0.000000% 0.099785%
30 Days 0.848656% 0.000000% 0.000000% 0.000000% 0.848656%
0.952518% 0.000000% 0.000000% 0.000000% 0.952518%
60 Days 0.141443% 0.000000% 0.000000% 0.000000% 0.141443%
0.026050% 0.000000% 0.000000% 0.000000% 0.026050%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.990099% 0.141443% 0.000000% 0.000000% 1.131542%
0.978568% 0.099785% 0.000000% 0.000000% 1.078353%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 1 0 0 1
272,342.79 0.00 0.00 272,342.79
30 Days 14 0 0 0 14
2,320,399.85 0.00 0.00 0.00 2,320,399.85
60 Days 1 0 0 0 1
26,201.78 0.00 0.00 0.00 26,201.78
90 Days 1 0 0 0 1
396,348.66 0.00 0.00 0.00 396,348.66
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 16 1 0 0 17
2,742,950.29 272,342.79 0.00 0.00 3,015,293.08
0-29 Days 0.053996% 0.000000% 0.000000% 0.053996%
0.091684% 0.000000% 0.000000% 0.091684%
30 Days 0.755940% 0.000000% 0.000000% 0.000000% 0.755940%
0.781165% 0.000000% 0.000000% 0.000000% 0.781165%
60 Days 0.053996% 0.000000% 0.000000% 0.000000% 0.053996%
0.008821% 0.000000% 0.000000% 0.000000% 0.008821%
90 Days 0.053996% 0.000000% 0.000000% 0.000000% 0.053996%
0.133431% 0.000000% 0.000000% 0.000000% 0.133431%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.863931% 0.053996% 0.000000% 0.000000% 0.917927%
0.923417% 0.091684% 0.000000% 0.000000% 1.015101%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 1 0 0 1
27,175.45 0.00 0.00 27,175.45
30 Days 4 0 0 0 4
212,159.98 0.00 0.00 0.00 212,159.98
60 Days 1 0 0 0 1
64,690.11 0.00 0.00 0.00 64,690.11
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 5 1 0 0 6
276,850.09 27,175.45 0.00 0.00 304,025.54
0-29 Days 0.051440% 0.000000% 0.000000% 0.051440%
0.012219% 0.000000% 0.000000% 0.012219%
30 Days 0.205761% 0.000000% 0.000000% 0.000000% 0.205761%
0.095395% 0.000000% 0.000000% 0.000000% 0.095395%
60 Days 0.051440% 0.000000% 0.000000% 0.000000% 0.051440%
0.029087% 0.000000% 0.000000% 0.000000% 0.029087%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.257202% 0.051440% 0.000000% 0.000000% 0.308642%
0.124482% 0.012219% 0.000000% 0.000000% 0.136701%
OTHER INFORMATION
<s> <c>
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 23,723.13
COLLATERAL STATEMENT
Collateral Description Fixed
Weighted Average Gross Coupon 5.646321%
Weighted Average Pass-Through Rate 5.392821%
Weighted Average Maturity(Stepdown Calculation ) 286
Beginning Scheduled Collateral Loan Count 4,522
Number Of Loans Paid In Full 19
Ending Scheduled Collateral Loan Count 4,503
Beginning Scheduled Collateral Balance 626,155,497.36
Ending Scheduled Collateral Balance 621,917,373.68
Ending Actual Collateral Balance at 31-Jan-2004 623,029,598.07
Monthly P &I Constant 4,283,630.38
Special Servicing Fee 0.00
Prepayment Penalties 0.00
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Class A Non-PO Optimal Amount 6,767,610.39
Class AP Deferred Amount 0.00
Ending Scheduled Balance for Premium Loans 621,917,373.68
Scheduled Principal 1,337,401.46
Unscheduled Principal 2,900,722.22
Group Level Collateral Statement
Group Group 1 Group 2 Group 3
Collateral Description Fixed 10 Year Fixed 15 Year Fixed 15 Year
Weighted Average Coupon Rate 5.818609 5.819024 5.335277
Weighted Average Net Rate 5.568609 5.569024 5.085277
Weighted Average Maturity 351 351 170
Beginning Loan Count 709 1,862 1,951
Loans Paid In Full 2 10 7
Ending Loan Count 707 1,852 1,944
Beginning Scheduled Balance 103,941,492.07 298,758,505.77 223,455,499.52
Ending scheduled Balance 103,489,855.14 296,768,319.83 221,659,198.71
Record Date 01/31/2004 01/31/2004 01/31/2004
Principal And Interest Constant 618,462.64 1,776,387.64 1,888,780.10
Scheduled Principal 114,466.91 327,651.90 895,282.65
Unscheduled Principal 337,170.02 1,662,534.04 901,018.16
Scheduled Interest 503,995.73 1,448,735.74 993,497.45
Servicing Fees 21,654.48 62,241.35 46,553.24
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 303.16 871.36 651.76
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 482,038.09 1,385,623.03 946,292.45
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 0.00 0.00 0.00
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 5.565109 5.565524 5.081777
Group Level Collateral Statement
Group Total
Collateral Description Fixed
Weighted Average Coupon Rate 5.646321
Weighted Average Net Rate 5.396321
Weighted Average Maturity 286
Beginning Loan Count 4,522
Loans Paid In Full 19
Ending Loan Count 4,503
Beginning Scheduled Balance 626,155,497.36
Ending scheduled Balance 621,917,373.68
Record Date 01/31/2004
Principal And Interest Constant 4,283,630.38
Scheduled Principal 1,337,401.46
Unscheduled Principal 2,900,722.22
Scheduled Interest 2,946,228.92
Servicing Fees 130,449.07
Master Servicing Fees 0.00
Trustee Fee 1,826.28
FRY Amount 0.00
Special Hazard Fee 0.00
Other Fee 0.00
Pool Insurance Fee 0.00
Spread Fee 1 0.00
Spread Fee 2 0.00
Spread Fee 3 0.00
Net Interest 2,813,953.57
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Percentage of Cumulative Losses 0.0000
Prepayment Penalties 0.00
Special Servicing Fee 0.00
Pass-Through Rate 5.392821
Miscellaneous Reporting
Group Group 1
CPR 3.828051%
Subordinate % 5.115183%
Subordintate Prepay % 0.000000%
Senior Prepay % 100.000000%
Senior % 94.884817%
Group Group 2
CPR 6.484027%
Subordinate % 5.132587%
Subordintate Prepay % 0.000000%
Senior Prepay % 100.000000%
Senior % 94.867413%
Group Group 3
CPR 4.751383%
Subordinate % 2.238344%
Subordintate Prepay % 0.000000%
Senior Prepay % 100.000000%
Senior % 97.761656%
Group