UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D. C. 20549
Form 8-K
Current Report Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): March 25, 2004
BANC OF AMERICA ALTERNATIVE LOAN TRUST
Mortgage Pass-Through Certificates, Series 2003-11 Trust
(Exact name of registrant as specified in its charter)
New York (governing law of 333-105940-18 54-2139182
Pooling and Servicing Agreement) (Commission 54-2139183
(State or other File Number) IRS EIN
jurisdiction
of Incorporation)
c/o Wells Fargo Bank, N.A.
9062 Old Annapolis Road
Columbia, MD 21045
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (410) 884-2000
Former name or former address, if changed since last report)
ITEM 5. Other Events
On March 25, 2004 a distribution was made to holders of BANC OF AMERICA
ALTERNATIVE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2003-11
Trust.
ITEM 7. Financial Statements and Exhibits
(c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of
Mortgage Pass-Through Certificates,
Series 2003-11 Trust, relating to the
March 25, 2004 distribution.
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
BANC OF AMERICA ALTERNATIVE LOAN TRUST
Mortgage Pass-Through Certificates, Series 2003-11 Trust
By: Wells Fargo Bank, N.A. as Trustee
By: /s/ Beth Belfield as Assistant Vice President
By: Beth Belfield as Assistant Vice President
Date: 4/1/2004
INDEX TO EXHIBITS
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of Mortgage
Pass-Through Certificates, Series 2003-11 Trust,
relating to the March 25, 2004 distribution.
EX-99.1
Banc of America Alternative Loan Trust
Mortgage Pass-Through Certificates
Record Date: 2/29/2004
Distribution Date: 3/25/2004
BAA Series: 2003-11
Contact: Customer Service - CTSLink
Wells Fargo Bank, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
Telephone: (301) 815-6600
Fax: (301) 815-6660
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<s> <c> <c> <c> <c> <c> <c>
1-A-1 05948KJJ9 SEN 6.00000% 134,654,341.69 673,271.73 1,193,360.99
1-A-R 05948KJK6 SEN 6.00000% 0.00 0.00 0.00
1-A-LR 05948KJL4 SEN 6.00000% 0.00 0.00 0.00
2-A-1 05948KJM2 SEN 6.00000% 67,501,332.02 337,506.67 569,077.26
CB-IO 05948KJN0 IO 0.33223% 0.00 27,079.00 0.00
3-A-1 05948KJP5 SEN 6.00000% 14,683,337.45 73,416.69 15,848.33
3-IO 05948KJQ3 IO 0.47095% 0.00 2,255.48 0.00
4-A-1 05948KJR1 SEN 4.75000% 48,150,304.80 190,595.01 432,323.35
4-A-2 05948KJS9 SEN 4.75000% 683,227.77 2,704.44 6,134.44
5-A-1 05948KJT7 SEN 5.50000% 43,899,126.88 201,204.39 579,941.67
5-A-2 05948KJU4 SEN 5.50000% 617,209.20 2,828.88 8,153.81
15-IO 05948KJV2 IO 0.35258% 0.00 21,445.06 0.00
PO 05948KJW0 PO 0.00000% 6,945,798.09 0.00 13,759.91
15-B-1 05948KKA6 SUB 5.10780% 1,266,485.29 5,390.79 4,838.16
15-B-2 05948KKB4 SUB 5.10780% 486,346.23 2,070.13 1,857.91
15-B-3 05948KJH3 SUB 5.10780% 340,442.36 1,449.09 1,300.54
15-B-4 05948KKG3 SUB 5.10780% 194,538.49 828.05 743.16
15-B-5 05948KKH1 SUB 5.10780% 98,261.79 418.25 375.37
15-B-6 05948KKJ7 SUB 5.10780% 194,784.64 829.10 744.10
30-B-1 05948KJX8 SUB 6.00000% 5,730,545.76 28,652.73 5,784.02
30-B-2 05948KJY6 SUB 6.00000% 2,625,751.64 13,128.76 2,650.25
30-B-3 05948KJZ3 SUB 6.00000% 1,194,612.20 5,973.06 1,205.76
30-B-4 05948KKD0 SUB 6.00000% 1,551,898.06 7,759.49 1,566.38
30-B-5 05948KKE8 SUB 6.00000% 954,092.96 4,770.46 963.00
30-B-6 05948KKF5 SUB 6.00000% 1,075,405.49 5,377.03 1,085.43
SES 05948KKC2 SEN 0.00000% 0.00 58,554.24 0.00
Totals 332,847,842.81 1,667,508.53 2,841,713.84
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<s> <c> <c> <c> <c>
1-A-1 0.00 133,460,980.70 1,866,632.72 0.00
1-A-R 0.00 0.00 0.00 0.00
1-A-LR 0.00 0.00 0.00 0.00
2-A-1 0.00 66,932,254.76 906,583.93 0.00
CB-IO 0.00 0.00 27,079.00 0.00
3-A-1 0.00 14,667,489.12 89,265.02 0.00
3-IO 0.00 0.00 2,255.48 0.00
4-A-1 0.00 47,717,981.45 622,918.36 0.00
4-A-2 0.00 677,093.33 8,838.88 0.00
5-A-1 0.00 43,319,185.21 781,146.06 0.00
5-A-2 0.00 609,055.39 10,982.69 0.00
15-IO 0.00 0.00 21,445.06 0.00
PO 0.00 6,932,038.18 13,759.91 0.00
15-B-1 0.00 1,261,647.13 10,228.95 0.00
15-B-2 0.00 484,488.32 3,928.04 0.00
15-B-3 0.00 339,141.82 2,749.63 0.00
15-B-4 0.00 193,795.33 1,571.21 0.00
15-B-5 0.00 97,886.42 793.62 0.00
15-B-6 0.00 194,040.54 1,573.20 0.00
30-B-1 0.00 5,724,761.75 34,436.75 0.00
30-B-2 0.00 2,623,101.39 15,779.01 0.00
30-B-3 0.00 1,193,406.45 7,178.82 0.00
30-B-4 0.00 1,550,331.68 9,325.87 0.00
30-B-5 0.00 953,129.96 5,733.46 0.00
30-B-6 0.00 1,074,320.06 6,462.46 0.00
SES 0.00 0.00 58,554.24 0.00
Totals 0.00 330,006,128.99 4,509,222.37 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<s> <c> <c> <c> <c> <c> <c>
1-A-1 136,100,000.00 134,654,341.69 138,468.28 1,054,892.71 0.00 0.00
1-A-R 50.00 0.00 0.00 0.00 0.00 0.00
1-A-LR 50.00 0.00 0.00 0.00 0.00 0.00
2-A-1 67,940,000.00 67,501,332.02 66,301.16 502,776.11 0.00 0.00
CB-IO 0.00 0.00 0.00 0.00 0.00 0.00
3-A-1 15,462,000.00 14,683,337.45 14,116.69 1,731.65 0.00 0.00
3-IO 0.00 0.00 0.00 0.00 0.00 0.00
4-A-1 48,839,000.00 48,150,304.80 188,292.49 244,030.85 0.00 0.00
4-A-2 693,000.00 683,227.77 2,671.77 3,462.67 0.00 0.00
5-A-1 44,880,000.00 43,899,126.88 163,352.23 416,589.44 0.00 0.00
5-A-2 631,000.00 617,209.20 2,296.69 5,857.13 0.00 0.00
15-IO 0.00 0.00 0.00 0.00 0.00 0.00
PO 7,017,645.00 6,945,798.09 9,265.17 4,494.74 0.00 0.00
15-B-1 1,276,000.00 1,266,485.29 4,838.16 0.00 0.00 0.00
15-B-2 490,000.00 486,346.23 1,857.91 0.00 0.00 0.00
15-B-3 343,000.00 340,442.36 1,300.54 0.00 0.00 0.00
15-B-4 196,000.00 194,538.49 743.16 0.00 0.00 0.00
15-B-5 99,000.00 98,261.79 375.37 0.00 0.00 0.00
15-B-6 196,248.00 194,784.64 744.10 0.00 0.00 0.00
30-B-1 5,742,000.00 5,730,545.76 5,784.02 0.00 0.00 0.00
30-B-2 2,631,000.00 2,625,751.64 2,650.25 0.00 0.00 0.00
30-B-3 1,197,000.00 1,194,612.20 1,205.76 0.00 0.00 0.00
30-B-4 1,555,000.00 1,551,898.06 1,566.38 0.00 0.00 0.00
30-B-5 956,000.00 954,092.96 963.00 0.00 0.00 0.00
30-B-6 1,077,555.00 1,075,405.49 1,085.43 0.00 0.00 0.00
SES 0.00 0.00 0.00 0.00 0.00 0.00
Totals 337,321,548.00 332,847,842.81 607,878.56 2,233,835.30 0.00 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c>
1-A-1 1,193,360.99 133,460,980.70 0.98060970 1,193,360.99
1-A-R 0.00 0.00 0.00000000 0.00
1-A-LR 0.00 0.00 0.00000000 0.00
2-A-1 569,077.26 66,932,254.76 0.98516713 569,077.26
CB-IO 0.00 0.00 0.00000000 0.00
3-A-1 15,848.33 14,667,489.12 0.94861526 15,848.33
3-IO 0.00 0.00 0.00000000 0.00
4-A-1 432,323.35 47,717,981.45 0.97704665 432,323.35
4-A-2 6,134.44 677,093.33 0.97704665 6,134.44
5-A-1 579,941.67 43,319,185.21 0.96522249 579,941.67
5-A-2 8,153.81 609,055.39 0.96522249 8,153.81
15-IO 0.00 0.00 0.00000000 0.00
PO 13,759.91 6,932,038.18 0.98780120 13,759.91
15-B-1 4,838.16 1,261,647.13 0.98875167 4,838.16
15-B-2 1,857.91 484,488.32 0.98875167 1,857.91
15-B-3 1,300.54 339,141.82 0.98875166 1,300.54
15-B-4 743.16 193,795.33 0.98875168 743.16
15-B-5 375.37 97,886.42 0.98875172 375.37
15-B-6 744.10 194,040.54 0.98875168 744.10
30-B-1 5,784.02 5,724,761.75 0.99699787 5,784.02
30-B-2 2,650.25 2,623,101.39 0.99699787 2,650.25
30-B-3 1,205.76 1,193,406.45 0.99699787 1,205.76
30-B-4 1,566.38 1,550,331.68 0.99699786 1,566.38
30-B-5 963.00 953,129.96 0.99699787 963.00
30-B-6 1,085.43 1,074,320.06 0.99699789 1,085.43
SES 0.00 0.00 0.00000000 0.00
Totals 2,841,713.84 330,006,128.99 0.97831322 2,841,713.84
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<s> <c> <c> <c> <c> <c>
1-A-1 136,100,000.00 989.37796980 1.01740103 7.75086488 0.00000000
1-A-R 50.00 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 50.00 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 67,940,000.00 993.54330321 0.97587813 7.40029600 0.00000000
CB-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
3-A-1 15,462,000.00 949.64024382 0.91299250 0.11199392 0.00000000
3-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
4-A-1 48,839,000.00 985.89866295 3.85537153 4.99663896 0.00000000
4-A-2 693,000.00 985.89865801 3.85536797 4.99663781 0.00000000
5-A-1 44,880,000.00 978.14453832 3.63975557 9.28229590 0.00000000
5-A-2 631,000.00 978.14453249 3.63976228 9.28229794 0.00000000
15-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
PO 7,017,645.00 989.76196288 1.32026770 0.64049122 0.00000000
15-B-1 1,276,000.00 992.54333072 3.79166144 0.00000000 0.00000000
15-B-2 490,000.00 992.54332653 3.79165306 0.00000000 0.00000000
15-B-3 343,000.00 992.54332362 3.79166181 0.00000000 0.00000000
15-B-4 196,000.00 992.54331633 3.79163265 0.00000000 0.00000000
15-B-5 99,000.00 992.54333333 3.79161616 0.00000000 0.00000000
15-B-6 196,248.00 992.54331254 3.79163100 0.00000000 0.00000000
30-B-1 5,742,000.00 998.00518286 1.00731801 0.00000000 0.00000000
30-B-2 2,631,000.00 998.00518434 1.00731661 0.00000000 0.00000000
30-B-3 1,197,000.00 998.00517962 1.00731830 0.00000000 0.00000000
30-B-4 1,555,000.00 998.00518328 1.00731833 0.00000000 0.00000000
30-B-5 956,000.00 998.00518828 1.00732218 0.00000000 0.00000000
30-B-6 1,077,555.00 998.00519695 1.00730821 0.00000000 0.00000000
SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(2) All deals are per $1,000 denomination.
</FN>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c> <c>
1-A-1 0.00000000 8.76826591 980.60970389 0.98060970 8.76826591
1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 0.00000000 8.37617398 985.16712923 0.98516713 8.37617398
CB-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
3-A-1 0.00000000 1.02498577 948.61525805 0.94861526 1.02498577
3-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
4-A-1 0.00000000 8.85201069 977.04665227 0.97704665 8.85201069
4-A-2 0.00000000 8.85200577 977.04665224 0.97704665 8.85200577
5-A-1 0.00000000 12.92205147 965.22248685 0.96522249 12.92205147
5-A-2 0.00000000 12.92204437 965.22248811 0.96522249 12.92204437
15-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
PO 0.00000000 1.96075892 987.80120397 0.98780120 1.96075892
15-B-1 0.00000000 3.79166144 988.75166928 0.98875167 3.79166144
15-B-2 0.00000000 3.79165306 988.75167347 0.98875167 3.79165306
15-B-3 0.00000000 3.79166181 988.75166181 0.98875166 3.79166181
15-B-4 0.00000000 3.79163265 988.75168367 0.98875168 3.79163265
15-B-5 0.00000000 3.79161616 988.75171717 0.98875172 3.79161616
15-B-6 0.00000000 3.79163100 988.75168155 0.98875168 3.79163100
30-B-1 0.00000000 1.00731801 996.99786660 0.99699787 1.00731801
30-B-2 0.00000000 1.00731661 996.99786773 0.99699787 1.00731661
30-B-3 0.00000000 1.00731830 996.99786967 0.99699787 1.00731830
30-B-4 0.00000000 1.00731833 996.99786495 0.99699786 1.00731833
30-B-5 0.00000000 1.00732218 996.99786611 0.99699787 1.00732218
30-B-6 0.00000000 1.00730821 996.99788874 0.99699789 1.00730821
SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 136,100,000.00 6.00000% 134,654,341.69 673,271.71 0.00 0.00
1-A-R 50.00 6.00000% 0.00 0.00 0.00 0.00
1-A-LR 50.00 6.00000% 0.00 0.00 0.00 0.00
2-A-1 67,940,000.00 6.00000% 67,501,332.02 337,506.66 0.00 0.00
CB-IO 0.00 0.33223% 97,809,660.03 27,079.00 0.00 0.00
3-A-1 15,462,000.00 6.00000% 14,683,337.45 73,416.69 0.00 0.00
3-IO 0.00 0.47095% 5,747,034.99 2,255.48 0.00 0.00
4-A-1 48,839,000.00 4.75000% 48,150,304.80 190,594.96 0.00 0.00
4-A-2 693,000.00 4.75000% 683,227.77 2,704.44 0.00 0.00
5-A-1 44,880,000.00 5.50000% 43,899,126.88 201,204.33 0.00 0.00
5-A-2 631,000.00 5.50000% 617,209.20 2,828.88 0.00 0.00
15-IO 0.00 0.35258% 72,988,632.29 21,445.06 0.00 0.00
PO 7,017,645.00 0.00000% 6,945,798.09 0.00 0.00 0.00
15-B-1 1,276,000.00 5.10780% 1,266,485.29 5,390.79 0.00 0.00
15-B-2 490,000.00 5.10780% 486,346.23 2,070.13 0.00 0.00
15-B-3 343,000.00 5.10780% 340,442.36 1,449.09 0.00 0.00
15-B-4 196,000.00 5.10780% 194,538.49 828.05 0.00 0.00
15-B-5 99,000.00 5.10780% 98,261.79 418.25 0.00 0.00
15-B-6 196,248.00 5.10780% 194,784.64 829.10 0.00 0.00
30-B-1 5,742,000.00 6.00000% 5,730,545.76 28,652.73 0.00 0.00
30-B-2 2,631,000.00 6.00000% 2,625,751.64 13,128.76 0.00 0.00
30-B-3 1,197,000.00 6.00000% 1,194,612.20 5,973.06 0.00 0.00
30-B-4 1,555,000.00 6.00000% 1,551,898.06 7,759.49 0.00 0.00
30-B-5 956,000.00 6.00000% 954,092.96 4,770.46 0.00 0.00
30-B-6 1,077,555.00 6.00000% 1,075,405.49 5,377.03 0.00 0.00
SES 0.00 0.00000% 332,847,843.61 0.00 0.00 0.00
Totals 337,321,548.00 1,608,954.15 0.00 0.00
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 (0.02) 0.00 673,271.73 0.00 133,460,980.70
1-A-R 0.00 0.00 0.00 0.00 0.00
1-A-LR 0.00 0.00 0.00 0.00 0.00
2-A-1 (0.01) 0.00 337,506.67 0.00 66,932,254.76
CB-IO 0.00 0.00 27,079.00 0.00 96,433,297.76
3-A-1 0.00 0.00 73,416.69 0.00 14,667,489.12
3-IO 0.00 0.00 2,255.48 0.00 5,740,753.75
4-A-1 (0.06) 0.00 190,595.01 0.00 47,717,981.45
4-A-2 0.00 0.00 2,704.44 0.00 677,093.33
5-A-1 (0.06) 0.00 201,204.39 0.00 43,319,185.21
5-A-2 0.00 0.00 2,828.88 0.00 609,055.39
15-IO (0.01) 0.00 21,445.06 0.00 72,389,836.24
PO 0.00 0.00 0.00 0.00 6,932,038.18
15-B-1 0.00 0.00 5,390.79 0.00 1,261,647.13
15-B-2 0.00 0.00 2,070.13 0.00 484,488.32
15-B-3 0.00 0.00 1,449.09 0.00 339,141.82
15-B-4 0.00 0.00 828.05 0.00 193,795.33
15-B-5 0.00 0.00 418.25 0.00 97,886.42
15-B-6 0.00 0.00 829.10 0.00 194,040.54
30-B-1 0.00 0.00 28,652.73 0.00 5,724,761.75
30-B-2 0.00 0.00 13,128.76 0.00 2,623,101.39
30-B-3 0.00 0.00 5,973.06 0.00 1,193,406.45
30-B-4 0.00 0.00 7,759.49 0.00 1,550,331.68
30-B-5 0.00 0.00 4,770.46 0.00 953,129.96
30-B-6 0.00 0.00 5,377.03 0.00 1,074,320.06
SES 0.00 0.00 58,554.24 0.00 330,006,129.75
Totals (0.16) 0.00 1,667,508.53 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 136,100,000.00 6.00000% 989.37796980 4.94688986 0.00000000 0.00000000
1-A-R 50.00 6.00000% 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 50.00 6.00000% 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 67,940,000.00 6.00000% 993.54330321 4.96771651 0.00000000 0.00000000
CB-IO 0.00 0.33223% 991.61653515 0.27453305 0.00000000 0.00000000
3-A-1 15,462,000.00 6.00000% 949.64024382 4.74820140 0.00000000 0.00000000
3-IO 0.00 0.47095% 883.16817866 0.34660798 0.00000000 0.00000000
4-A-1 48,839,000.00 4.75000% 985.89866295 3.90251561 0.00000000 0.00000000
4-A-2 693,000.00 4.75000% 985.89865801 3.90251082 0.00000000 0.00000000
5-A-1 44,880,000.00 5.50000% 978.14453832 4.48316243 0.00000000 0.00000000
5-A-2 631,000.00 5.50000% 978.14453249 4.48316957 0.00000000 0.00000000
15-IO 0.00 0.35258% 983.94710739 0.28909714 0.00000000 0.00000000
PO 7,017,645.00 0.00000% 989.76196288 0.00000000 0.00000000 0.00000000
15-B-1 1,276,000.00 5.10780% 992.54333072 4.22475705 0.00000000 0.00000000
15-B-2 490,000.00 5.10780% 992.54332653 4.22475510 0.00000000 0.00000000
15-B-3 343,000.00 5.10780% 992.54332362 4.22475219 0.00000000 0.00000000
15-B-4 196,000.00 5.10780% 992.54331633 4.22474490 0.00000000 0.00000000
15-B-5 99,000.00 5.10780% 992.54333333 4.22474747 0.00000000 0.00000000
15-B-6 196,248.00 5.10780% 992.54331254 4.22475643 0.00000000 0.00000000
30-B-1 5,742,000.00 6.00000% 998.00518286 4.99002612 0.00000000 0.00000000
30-B-2 2,631,000.00 6.00000% 998.00518434 4.99002661 0.00000000 0.00000000
30-B-3 1,197,000.00 6.00000% 998.00517962 4.99002506 0.00000000 0.00000000
30-B-4 1,555,000.00 6.00000% 998.00518328 4.99002572 0.00000000 0.00000000
30-B-5 956,000.00 6.00000% 998.00518828 4.99002092 0.00000000 0.00000000
30-B-6 1,077,555.00 6.00000% 998.00519695 4.99002835 0.00000000 0.00000000
SES 0.00 0.00000% 986.73756478 0.00000000 0.00000000 0.00000000
<FN>
(5) All deals are per $1,000 denomination.
</FN>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 (0.00000015) 0.00000000 4.94689001 0.00000000 980.60970389
1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 (0.00000015) 0.00000000 4.96771666 0.00000000 985.16712923
CB-IO 0.00000000 0.00000000 0.27453305 0.00000000 977.66266204
3-A-1 0.00000000 0.00000000 4.74820140 0.00000000 948.61525805
3-IO 0.00000000 0.00000000 0.34660798 0.00000000 882.20291722
4-A-1 (0.00000123) 0.00000000 3.90251664 0.00000000 977.04665227
4-A-2 0.00000000 0.00000000 3.90251082 0.00000000 977.04665224
5-A-1 (0.00000134) 0.00000000 4.48316377 0.00000000 965.22248685
5-A-2 0.00000000 0.00000000 4.48316957 0.00000000 965.22248811
15-IO (0.00000013) 0.00000000 0.28909714 0.00000000 975.87484158
PO 0.00000000 0.00000000 0.00000000 0.00000000 987.80120397
15-B-1 0.00000000 0.00000000 4.22475705 0.00000000 988.75166928
15-B-2 0.00000000 0.00000000 4.22475510 0.00000000 988.75167347
15-B-3 0.00000000 0.00000000 4.22475219 0.00000000 988.75166181
15-B-4 0.00000000 0.00000000 4.22474490 0.00000000 988.75168367
15-B-5 0.00000000 0.00000000 4.22474747 0.00000000 988.75171717
15-B-6 0.00000000 0.00000000 4.22475643 0.00000000 988.75168155
30-B-1 0.00000000 0.00000000 4.99002612 0.00000000 996.99786660
30-B-2 0.00000000 0.00000000 4.99002661 0.00000000 996.99786773
30-B-3 0.00000000 0.00000000 4.99002506 0.00000000 996.99786967
30-B-4 0.00000000 0.00000000 4.99002572 0.00000000 996.99786495
30-B-5 0.00000000 0.00000000 4.99002092 0.00000000 996.99786611
30-B-6 0.00000000 0.00000000 4.99002835 0.00000000 996.99788874
SES 0.00000000 0.00000000 0.17358583 0.00000000 978.31321753
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Certificateholder Component Statement
Component Beginning Ending Beginning Ending Ending
Pass-Through Notional Notional Component Component Component
Class Rate Balance Balance Balance Balance Percentage
<s> <c> <c> <c> <c> <c> <c>
1-IO 0.30786% 68,982,984.11 68,131,551.84 0.00 0.00 97.67714536%
2-IO 0.39054% 28,826,675.92 28,301,745.92 0.00 0.00 97.98147765%
3-IO-1 0.30786% 68,982,984.11 68,131,551.84 0.00 0.00 97.67714536%
4-IO 0.42135% 38,730,833.56 38,355,329.23 0.00 0.00 97.62677922%
5-IO 0.27482% 34,257,798.73 34,034,507.01 0.00 0.00 97.54323832%
1-PO 0.00000% 0.00 0.00 4,008,871.30 4,000,338.18 99.01376224%
2-PO 0.00000% 0.00 0.00 2,094,549.81 2,092,128.87 98.22316553%
3-PO 0.00000% 0.00 0.00 404,627.94 404,197.73 99.68548584%
4-PO 0.00000% 0.00 0.00 422,059.88 420,188.62 98.67775275%
5-PO 0.00000% 0.00 0.00 15,689.17 15,184.78 93.76793874%
1-SES 0.00000% 146,801,921.03 145,591,657.70 0.00 0.00 98.17667729%
2-SES 0.00000% 73,666,986.93 73,091,490.01 0.00 0.00 98.57379708%
3-SES 0.00000% 16,010,458.74 15,993,293.31 0.00 0.00 95.24512975%
4-SES 0.00000% 50,605,223.71 50,159,616.91 0.00 0.00 97.74295340%
5-SES 0.00000% 45,763,253.20 45,170,071.82 0.00 0.00 96.58457622%
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<s> <c>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 4,525,171.39
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 0.00
Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00
Prepayment Penalties 0.00
Total Deposits 4,525,171.39
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 15,949.02
Payment of Interest and Principal 4,509,222.37
Total Withdrawals (Pool Distribution Amount) 4,525,171.39
Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<s> <c>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES
<s> <c>
Gross Servicing Fee 13,868.66
Trustee Fee - Wells Fargo Bank, N.A. 2,080.36
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 15,949.02
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENCY STATUS
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s> <c> <c> <c> <c> <c>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 2 0 0 2
130,669.31 0.00 0.00 130,669.31
30 Days 26 0 0 0 26
2,999,250.81 0.00 0.00 0.00 2,999,250.81
60 Days 3 0 0 0 3
414,137.32 0.00 0.00 0.00 414,137.32
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 29 2 0 0 31
3,413,388.13 130,669.31 0.00 0.00 3,544,057.44
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.074655% 0.000000% 0.000000% 0.074655%
0.039533% 0.000000% 0.000000% 0.039533%
30 Days 0.970511% 0.000000% 0.000000% 0.000000% 0.970511%
0.907391% 0.000000% 0.000000% 0.000000% 0.907391%
60 Days 0.111982% 0.000000% 0.000000% 0.000000% 0.111982%
0.125293% 0.000000% 0.000000% 0.000000% 0.125293%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 1.082493% 0.074655% 0.000000% 0.000000% 1.157148%
1.032684% 0.039533% 0.000000% 0.000000% 1.072217%
Delinquency Status By Groups
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 1 0 0 1
75,983.42 0.00 0.00 75,983.42
30 Days 14 0 0 0 14
1,277,650.76 0.00 0.00 0.00 1,277,650.76
60 Days 2 0 0 0 2
256,698.19 0.00 0.00 0.00 256,698.19
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 16 1 0 0 17
1,534,348.95 75,983.42 0.00 0.00 1,610,332.37
0-29 Days 0.082034% 0.000000% 0.000000% 0.082034%
0.052143% 0.000000% 0.000000% 0.052143%
30 Days 1.148482% 0.000000% 0.000000% 0.000000% 1.148482%
0.876779% 0.000000% 0.000000% 0.000000% 0.876779%
60 Days 0.164069% 0.000000% 0.000000% 0.000000% 0.164069%
0.176157% 0.000000% 0.000000% 0.000000% 0.176157%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 1.312551% 0.082034% 0.000000% 0.000000% 1.394586%
1.052936% 0.052143% 0.000000% 0.000000% 1.105079%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 2 0 0 0 2
384,693.66 0.00 0.00 0.00 384,693.66
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 2 0 0 0 2
384,693.66 0.00 0.00 0.00 384,693.66
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.415800% 0.000000% 0.000000% 0.000000% 0.415800%
0.525916% 0.000000% 0.000000% 0.000000% 0.525916%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.415800% 0.000000% 0.000000% 0.000000% 0.415800%
0.525916% 0.000000% 0.000000% 0.000000% 0.525916%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
Group 4 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 7 0 0 0 7
857,354.12 0.00 0.00 0.00 857,354.12
60 Days 1 0 0 0 1
157,439.13 0.00 0.00 0.00 157,439.13
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 8 0 0 0 8
1,014,793.25 0.00 0.00 0.00 1,014,793.25
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 1.489362% 0.000000% 0.000000% 0.000000% 1.489362%
1.703142% 0.000000% 0.000000% 0.000000% 1.703142%
60 Days 0.212766% 0.000000% 0.000000% 0.000000% 0.212766%
0.312754% 0.000000% 0.000000% 0.000000% 0.312754%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 1.702128% 0.000000% 0.000000% 0.000000% 1.702128%
2.015896% 0.000000% 0.000000% 0.000000% 2.015896%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
Group 5 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 1 0 0 1
54,685.89 0.00 0.00 54,685.89
30 Days 3 0 0 0 3
479,552.27 0.00 0.00 0.00 479,552.27
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 3 1 0 0 4
479,552.27 54,685.89 0.00 0.00 534,238.16
0-29 Days 0.211416% 0.000000% 0.000000% 0.211416%
0.120665% 0.000000% 0.000000% 0.120665%
30 Days 0.634249% 0.000000% 0.000000% 0.000000% 0.634249%
1.058137% 0.000000% 0.000000% 0.000000% 1.058137%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.634249% 0.211416% 0.000000% 0.000000% 0.845666%
1.058137% 0.120665% 0.000000% 0.000000% 1.178802%
OTHER INFORMATION
<s> <c>
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 23,783.06
COLLATERAL STATEMENT
Collateral Description Fixed
Weighted Average Gross Coupon 6.058184%
Weighted Average Pass-Through Rate 5.800684%
Weighted Average Maturity(Stepdown Calculation ) 282
Beginning Scheduled Collateral Loan Count 2,690
Number Of Loans Paid In Full 11
Ending Scheduled Collateral Loan Count 2,679
Beginning Scheduled Collateral Balance 332,847,843.61
Ending Scheduled Collateral Balance 330,006,129.75
Ending Actual Collateral Balance at 29-Feb-2004 330,535,487.60
Monthly P &I Constant 2,288,256.49
Special Servicing Fee 0.00
Prepayment Penalties 0.00
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Class A Non-PO Optimal Amount 4,323,387.20
Class AP Deferred Amount 0.00
Ending Scheduled Balance for Premium Loans 330,006,129.75
Scheduled Principal 607,878.57
Unscheduled Principal 2,233,835.29
Group Level Collateral Statement
Group Group 1 Group 2 Group 3
Collateral Description Mixed Fixed Mixed Fixed Mixed Fixed
Weighted Average Coupon Rate 6.238315 6.239726 6.274917
Weighted Average Net Rate 5.988315 5.989726 6.024916
Weighted Average Maturity 350 355 356
Beginning Loan Count 1,225 483 36
Loans Paid In Full 6 2 0
Ending Loan Count 1,219 481 36
Beginning Scheduled Balance 146,801,921.03 73,666,986.93 16,010,458.74
Ending scheduled Balance 145,591,657.70 73,091,490.01 15,993,293.31
Record Date 02/29/2004 02/29/2004 02/29/2004
Principal And Interest Constant 914,762.67 455,616.65 99,144.99
Scheduled Principal 151,598.83 72,565.11 15,424.74
Unscheduled Principal 1,058,664.50 502,931.81 1,740.69
Scheduled Interest 763,163.84 383,051.54 83,720.25
Servicing Fees 30,583.72 15,347.29 3,335.52
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 917.53 460.44 100.07
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 731,662.59 367,243.81 80,284.66
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 0.00 0.00 0.00
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 5.980815 5.982226 6.017417
Group Level Collateral Statement
Group Group 4 Group 5 Total
Collateral Description Mixed Fixed Mixed Fixed Fixed
Weighted Average Coupon Rate 5.290368 5.961344 6.058184
Weighted Average Net Rate 5.040368 5.711343 5.808184
Weighted Average Maturity 173 173 282
Beginning Loan Count 471 475 2,690
Loans Paid In Full 1 2 11
Ending Loan Count 470 473 2,679
Beginning Scheduled Balance 50,605,223.71 45,763,253.20 332,847,843.61
Ending scheduled Balance 50,159,616.91 45,170,071.82 330,006,129.75
Record Date 02/29/2004 02/29/2004 02/29/2004
Principal And Interest Constant 421,097.27 397,634.91 2,288,256.49
Scheduled Principal 197,997.04 170,292.85 607,878.57
Unscheduled Principal 247,609.76 422,888.53 2,233,835.29
Scheduled Interest 223,100.23 227,342.06 1,680,377.92
Servicing Fees 10,542.76 9,534.02 69,343.31
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 316.29 286.03 2,080.36
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 212,241.18 217,522.01 1,608,954.25
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 0.00 0.00 0.00
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 5.032868 5.703843 5.800684
Miscellaneous Reporting
Group Group 1
CPR 8.326960%
Senior % 94.300348%
Senior Prepayment % 100.000000%
Subordinate % 5.699652%
Subordinate Prepayment % 0.000000%
Group Group 2
CPR 7.899283%
Senior % 94.311910%
Senior Prepayment % 100.000000%
Subordinate % 5.688090%
Subordinate Prepayment % 0.000000%
Group Group 3
CPR 0.130514%
Senior % 94.088792%
Senior Prepayment % 100.000000%
Subordinate % 5.911208%
Subordinate Prepayment % 0.000000%
Miscellaneous Reporting
Group Group 4
CPR 5.737949%
Senior % 97.310591%
Senior Prepayment % 100.000000%
Subordinate % 2.689410%
Subordinate Prepayment % 0.000000%
Group Group 5
CPR 10.579752%
Senior % 97.308648%
Senior Prepayment % 100.000000%
Subordinate % 2.691352%
Subordinate Prepayment % 0.000000%
Group