UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D. C. 20549
Form 8-K
Current Report Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): March 25, 2004
BANC OF AMERICA ALTERNATIVE LOAN TRUST
Mortgage Pass-Through Certificates, Series 2003-10 Trust
(Exact name of registrant as specified in its charter)
New York (governing law of 333-105940-17 54-2135813
Pooling and Servicing Agreement) (Commission 54-2135814
(State or other File Number) IRS EIN
jurisdiction
of Incorporation)
c/o Wells Fargo Bank, N.A.
9062 Old Annapolis Road
Columbia, MD 21045
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (410) 884-2000
(Former name or former address, if changed since last report)
ITEM 5. Other Events
On March 25, 2004 a distribution was made to holders of BANC OF AMERICA
ALTERNATIVE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2003-10
Trust.
ITEM 7. Financial Statements and Exhibits
(c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of
Mortgage Pass-Through Certificates,
Series 2003-10 Trust, relating to the
March 25, 2004 distribution.
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
BANC OF AMERICA ALTERNATIVE LOAN TRUST
Mortgage Pass-Through Certificates, Series 2003-10 Trust
By: Wells Fargo Bank, N.A. as Trustee
By: /s/ Beth Belfield as Assistant Vice President
By: Beth Belfield as Assistant Vice President
Date: 4/1/2004
INDEX TO EXHIBITS
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of Mortgage
Pass-Through Certificates, Series 2003-10 Trust,
relating to the March 25, 2004 distribution.
EX-99.1
Banc of America Alternative Loan Trust
Mortgage Pass-Through Certificates
Record Date: 2/29/2004
Distribution Date: 3/25/2004
BAA Series: 2003-10
Contact: Customer Service - CTSLink
Wells Fargo Bank, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
Telephone: (301) 815-6600
Fax: (301) 815-6660
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<s> <c> <c> <c> <c> <c> <c>
1-A-1 05948KGY9 SEN 5.50000% 61,204,225.99 280,519.39 82,824.87
1-A-R 05948KGZ6 SEN 5.50000% 0.00 0.00 0.00
1-A-LR 05948KHA0 SEN 5.50000% 0.00 0.00 0.00
2-A-1 05948KHB8 SEN 6.00000% 34,958,189.05 174,790.96 234,927.68
2-A-2 05948KHC6 SEN 1.54000% 62,957,048.62 80,794.88 470,492.72
2-A-3 05948KHD4 SEN 16.70400% 26,232,104.08 365,150.91 196,038.64
2-A-4 05948KHE2 SEN 6.00000% 5,730,099.08 28,650.50 (28,650.50)
3-A-1 05948KHF9 SEN 5.50000% 85,495,375.65 391,853.83 1,049,359.06
CB-IO 05948KHG7 IO 0.41907% 0.00 68,011.01 0.00
4-A-1 05948KHH5 SEN 5.50000% 27,633,065.44 126,651.56 938,863.30
4-A-2 05948KHJ1 SEN 5.50000% 2,341,000.00 10,729.58 0.00
4-A-3 05948KHK8 SEN 5.50000% 2,341,000.00 10,729.58 0.00
4-IO 05948KHL6 IO 0.59279% 0.00 13,191.06 0.00
5-A-1 05948KHM4 SEN 4.50000% 70,276,658.94 263,537.44 305,975.01
5-A-2 05948KHN2 SEN 4.50000% 1,295,136.78 4,856.76 5,638.85
6-A-1 05948KHP7 SEN 5.25000% 1,627,678.03 7,121.09 30,856.97
6-A-2 05948KHQ5 SEN 5.50000% 44,478,883.76 203,861.53 843,215.60
6-A-3 05948KHR3 SEN 5.00000% 44,478,883.76 185,328.66 843,215.60
15-IO 05948KHS1 IO 0.38768% 0.00 35,635.95 0.00
PO 05948KHT9 PO 0.00000% 5,414,582.29 0.00 27,384.83
15-B-1 05948KHX0 SUB 4.91798% 1,930,117.88 7,910.23 7,710.14
15-B-2 05948KHY8 SUB 4.91798% 588,028.75 2,409.93 2,348.97
15-B-3 05948KHZ5 SUB 4.91798% 587,040.46 2,405.88 2,345.02
15-B-4 05948KJE0 SUB 4.91798% 252,012.32 1,032.83 1,006.70
15-B-5 05948KJF7 SUB 4.91798% 168,008.21 688.55 671.13
15-B-6 05948KJG5 SUB 4.91798% 251,942.16 1,032.54 1,006.42
30-B-1 05948KHU6 SUB 5.71023% 7,724,998.20 36,759.62 8,107.20
30-B-2 05948KHV4 SUB 5.71023% 3,358,564.84 15,981.83 3,524.73
30-B-3 05948KHW2 SUB 5.71023% 1,679,780.87 7,993.28 1,762.89
30-B-4 05948KJB6 SUB 5.71023% 1,678,783.97 7,988.54 1,761.84
30-B-5 05948KJC4 SUB 5.71023% 1,175,348.16 5,592.93 1,233.50
30-B-6 05948KJD2 SUB 5.71023% 1,343,846.64 6,394.73 1,410.33
SES 05948KJA8 SEN 0.00000% 0.00 87,059.02 0.00
Totals 497,202,403.93 2,434,664.60 5,033,031.50
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<s> <c> <c> <c> <c>
1-A-1 0.00 61,121,401.12 363,344.26 0.00
1-A-R 0.00 0.00 0.00 0.00
1-A-LR 0.00 0.00 0.00 0.00
2-A-1 0.00 34,723,261.37 409,718.64 0.00
2-A-2 0.00 62,486,555.90 551,287.60 0.00
2-A-3 0.00 26,036,065.44 561,189.55 0.00
2-A-4 0.00 5,758,749.57 0.00 0.00
3-A-1 0.00 84,446,016.59 1,441,212.89 0.00
CB-IO 0.00 0.00 68,011.01 0.00
4-A-1 0.00 26,694,202.14 1,065,514.86 0.00
4-A-2 0.00 2,341,000.00 10,729.58 0.00
4-A-3 0.00 2,341,000.00 10,729.58 0.00
4-IO 0.00 0.00 13,191.06 0.00
5-A-1 0.00 69,970,683.94 569,512.45 0.00
5-A-2 0.00 1,289,497.93 10,495.61 0.00
6-A-1 0.00 1,596,821.06 37,978.06 0.00
6-A-2 0.00 43,635,668.16 1,047,077.13 0.00
6-A-3 0.00 43,635,668.16 1,028,544.26 0.00
15-IO 0.00 0.00 35,635.95 0.00
PO 0.00 5,387,197.46 27,384.83 0.00
15-B-1 0.00 1,922,407.75 15,620.37 0.00
15-B-2 0.00 585,679.78 4,758.90 0.00
15-B-3 0.00 584,695.44 4,750.90 0.00
15-B-4 0.00 251,005.62 2,039.53 0.00
15-B-5 0.00 167,337.08 1,359.68 0.00
15-B-6 0.00 250,935.74 2,038.96 0.00
30-B-1 0.00 7,716,891.01 44,866.82 0.00
30-B-2 0.00 3,355,040.11 19,506.56 0.00
30-B-3 0.00 1,678,017.98 9,756.17 0.00
30-B-4 0.00 1,677,022.13 9,750.38 0.00
30-B-5 0.00 1,174,114.66 6,826.43 0.00
30-B-6 0.00 1,342,436.31 7,805.06 0.00
SES 0.00 0.00 87,059.02 0.00
Totals 0.00 492,169,372.45 7,467,696.10 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<s> <c> <c> <c> <c> <c> <c>
1-A-1 61,876,000.00 61,204,225.99 72,895.19 9,929.68 0.00 0.00
1-A-R 50.00 0.00 0.00 0.00 0.00 0.00
1-A-LR 50.00 0.00 0.00 0.00 0.00 0.00
2-A-1 36,000,000.00 34,958,189.05 34,362.87 200,564.81 0.00 0.00
2-A-2 65,013,882.00 62,957,048.62 68,818.97 401,673.75 0.00 0.00
2-A-3 27,089,118.00 26,232,104.08 28,674.57 167,364.06 0.00 0.00
2-A-4 5,645,000.00 5,730,099.08 0.00 0.00 (28,650.50) 0.00
3-A-1 86,988,000.00 85,495,375.65 90,740.71 958,618.35 0.00 0.00
CB-IO 0.00 0.00 0.00 0.00 0.00 0.00
4-A-1 28,208,000.00 27,633,065.44 32,827.03 906,036.27 0.00 0.00
4-A-2 2,341,000.00 2,341,000.00 0.00 0.00 0.00 0.00
4-A-3 2,341,000.00 2,341,000.00 0.00 0.00 0.00 0.00
4-IO 0.00 0.00 0.00 0.00 0.00 0.00
5-A-1 71,463,000.00 70,276,658.94 293,571.06 12,403.94 0.00 0.00
5-A-2 1,317,000.00 1,295,136.78 5,410.26 228.59 0.00 0.00
6-A-1 1,655,000.00 1,627,678.03 6,265.76 24,591.21 0.00 0.00
6-A-2 45,225,500.00 44,478,883.76 171,221.75 671,993.85 0.00 0.00
6-A-3 45,225,500.00 44,478,883.76 171,221.75 671,993.85 0.00 0.00
15-IO 0.00 0.00 0.00 0.00 0.00 0.00
PO 5,471,808.00 5,414,582.29 10,231.53 17,153.30 0.00 0.00
15-B-1 1,953,000.00 1,930,117.88 7,710.14 0.00 0.00 0.00
15-B-2 595,000.00 588,028.75 2,348.97 0.00 0.00 0.00
15-B-3 594,000.00 587,040.46 2,345.02 0.00 0.00 0.00
15-B-4 255,000.00 252,012.32 1,006.70 0.00 0.00 0.00
15-B-5 170,000.00 168,008.21 671.13 0.00 0.00 0.00
15-B-6 254,929.00 251,942.16 1,006.42 0.00 0.00 0.00
30-B-1 7,749,000.00 7,724,998.20 8,107.20 0.00 0.00 0.00
30-B-2 3,369,000.00 3,358,564.84 3,524.73 0.00 0.00 0.00
30-B-3 1,685,000.00 1,679,780.87 1,762.89 0.00 0.00 0.00
30-B-4 1,684,000.00 1,678,783.97 1,761.84 0.00 0.00 0.00
30-B-5 1,179,000.00 1,175,348.16 1,233.50 0.00 0.00 0.00
30-B-6 1,348,022.00 1,343,846.64 1,410.33 0.00 0.00 0.00
SES 0.00 0.00 0.00 0.00 0.00 0.00
Totals 506,695,859.00 497,202,403.93 1,019,130.32 4,042,551.66 (28,650.50) 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c>
1-A-1 82,824.87 61,121,401.12 0.98780466 82,824.87
1-A-R 0.00 0.00 0.00000000 0.00
1-A-LR 0.00 0.00 0.00000000 0.00
2-A-1 234,927.68 34,723,261.37 0.96453504 234,927.68
2-A-2 470,492.72 62,486,555.90 0.96112636 470,492.72
2-A-3 196,038.64 26,036,065.44 0.96112636 196,038.64
2-A-4 (28,650.50) 5,758,749.57 1.02015050 (28,650.50)
3-A-1 1,049,359.06 84,446,016.59 0.97077777 1,049,359.06
CB-IO 0.00 0.00 0.00000000 0.00
4-A-1 938,863.30 26,694,202.14 0.94633445 938,863.30
4-A-2 0.00 2,341,000.00 1.00000000 0.00
4-A-3 0.00 2,341,000.00 1.00000000 0.00
4-IO 0.00 0.00 0.00000000 0.00
5-A-1 305,975.01 69,970,683.94 0.97911764 305,975.01
5-A-2 5,638.85 1,289,497.93 0.97911764 5,638.85
6-A-1 30,856.97 1,596,821.06 0.96484656 30,856.97
6-A-2 843,215.60 43,635,668.16 0.96484656 843,215.60
6-A-3 843,215.60 43,635,668.16 0.96484656 843,215.60
15-IO 0.00 0.00 0.00000000 0.00
PO 27,384.83 5,387,197.46 0.98453700 27,384.83
15-B-1 7,710.14 1,922,407.75 0.98433577 7,710.14
15-B-2 2,348.97 585,679.78 0.98433576 2,348.97
15-B-3 2,345.02 584,695.44 0.98433576 2,345.02
15-B-4 1,006.70 251,005.62 0.98433576 1,006.70
15-B-5 671.13 167,337.08 0.98433576 671.13
15-B-6 1,006.42 250,935.74 0.98433580 1,006.42
30-B-1 8,107.20 7,716,891.01 0.99585637 8,107.20
30-B-2 3,524.73 3,355,040.11 0.99585637 3,524.73
30-B-3 1,762.89 1,678,017.98 0.99585637 1,762.89
30-B-4 1,761.84 1,677,022.13 0.99585637 1,761.84
30-B-5 1,233.50 1,174,114.66 0.99585637 1,233.50
30-B-6 1,410.33 1,342,436.31 0.99585638 1,410.33
SES 0.00 0.00 0.00000000 0.00
Totals 5,033,031.50 492,169,372.45 0.97133095 5,033,031.50
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<s> <c> <c> <c> <c> <c>
1-A-1 61,876,000.00 989.14322177 1.17808504 0.16047708 0.00000000
1-A-R 50.00 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 50.00 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 36,000,000.00 971.06080694 0.95452417 5.57124472 0.00000000
2-A-2 65,013,882.00 968.36316619 1.05852732 6.17827666 0.00000000
2-A-3 27,089,118.00 968.36316635 1.05852727 6.17827646 0.00000000
2-A-4 5,645,000.00 1015.07512489 0.00000000 0.00000000 (5.07537644)
3-A-1 86,988,000.00 982.84103152 1.04314055 11.02012174 0.00000000
CB-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
4-A-1 28,208,000.00 979.61803176 1.16374894 32.11983374 0.00000000
4-A-2 2,341,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
4-A-3 2,341,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
4-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
5-A-1 71,463,000.00 983.39922673 4.10801478 0.17357150 0.00000000
5-A-2 1,317,000.00 983.39922551 4.10801822 0.17356872 0.00000000
6-A-1 1,655,000.00 983.49125680 3.78595770 14.85873716 0.00000000
6-A-2 45,225,500.00 983.49125515 3.78595593 14.85873788 0.00000000
6-A-3 45,225,500.00 983.49125515 3.78595593 14.85873788 0.00000000
15-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
PO 5,471,808.00 989.54171820 1.86986276 3.13485049 0.00000000
15-B-1 1,953,000.00 988.28360471 3.94784434 0.00000000 0.00000000
15-B-2 595,000.00 988.28361345 3.94784874 0.00000000 0.00000000
15-B-3 594,000.00 988.28360269 3.94784512 0.00000000 0.00000000
15-B-4 255,000.00 988.28360784 3.94784314 0.00000000 0.00000000
15-B-5 170,000.00 988.28358824 3.94782353 0.00000000 0.00000000
15-B-6 254,929.00 988.28363976 3.94784430 0.00000000 0.00000000
30-B-1 7,749,000.00 996.90259388 1.04622532 0.00000000 0.00000000
30-B-2 3,369,000.00 996.90259424 1.04622440 0.00000000 0.00000000
30-B-3 1,685,000.00 996.90259347 1.04622552 0.00000000 0.00000000
30-B-4 1,684,000.00 996.90259501 1.04622328 0.00000000 0.00000000
30-B-5 1,179,000.00 996.90259542 1.04622561 0.00000000 0.00000000
30-B-6 1,348,022.00 996.90260248 1.04622180 0.00000000 0.00000000
SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(2) All Classes are per $1,000 denomination.
</FN>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c> <c>
1-A-1 0.00000000 1.33856212 987.80465964 0.98780466 1.33856212
1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 0.00000000 6.52576889 964.53503806 0.96453504 6.52576889
2-A-2 0.00000000 7.23680398 961.12636221 0.96112636 7.23680398
2-A-3 0.00000000 7.23680409 961.12636225 0.96112636 7.23680409
2-A-4 0.00000000 (5.07537644) 1,020.15049956 1.02015050 (5.07537644)
3-A-1 0.00000000 12.06326229 970.77776923 0.97077777 12.06326229
CB-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
4-A-1 0.00000000 33.28358267 946.33444909 0.94633445 33.28358267
4-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
4-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
4-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
5-A-1 0.00000000 4.28158642 979.11764046 0.97911764 4.28158642
5-A-2 0.00000000 4.28158694 979.11763857 0.97911764 4.28158694
6-A-1 0.00000000 18.64469486 964.84656193 0.96484656 18.64469486
6-A-2 0.00000000 18.64469381 964.84656134 0.96484656 18.64469381
6-A-3 0.00000000 18.64469381 964.84656134 0.96484656 18.64469381
15-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
PO 0.00000000 5.00471325 984.53700495 0.98453700 5.00471325
15-B-1 0.00000000 3.94784434 984.33576549 0.98433577 3.94784434
15-B-2 0.00000000 3.94784874 984.33576471 0.98433576 3.94784874
15-B-3 0.00000000 3.94784512 984.33575758 0.98433576 3.94784512
15-B-4 0.00000000 3.94784314 984.33576471 0.98433576 3.94784314
15-B-5 0.00000000 3.94782353 984.33576471 0.98433576 3.94782353
15-B-6 0.00000000 3.94784430 984.33579546 0.98433580 3.94784430
30-B-1 0.00000000 1.04622532 995.85636985 0.99585637 1.04622532
30-B-2 0.00000000 1.04622440 995.85636984 0.99585637 1.04622440
30-B-3 0.00000000 1.04622552 995.85636795 0.99585637 1.04622552
30-B-4 0.00000000 1.04622328 995.85637173 0.99585637 1.04622328
30-B-5 0.00000000 1.04622561 995.85636980 0.99585637 1.04622561
30-B-6 0.00000000 1.04622180 995.85638068 0.99585638 1.04622180
SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 61,876,000.00 5.50000% 61,204,225.99 280,519.37 0.00 0.00
1-A-R 50.00 5.50000% 0.00 0.00 0.00 0.00
1-A-LR 50.00 5.50000% 0.00 0.00 0.00 0.00
2-A-1 36,000,000.00 6.00000% 34,958,189.05 174,790.95 0.00 0.00
2-A-2 65,013,882.00 1.54000% 62,957,048.62 80,794.88 0.00 0.00
2-A-3 27,089,118.00 16.70400% 26,232,104.08 365,150.88 0.00 0.00
2-A-4 5,645,000.00 6.00000% 5,730,099.08 28,650.50 0.00 0.00
3-A-1 86,988,000.00 5.50000% 85,495,375.65 391,853.81 0.00 0.00
CB-IO 0.00 0.41907% 194,749,092.71 68,011.00 0.00 0.00
4-A-1 28,208,000.00 5.50000% 27,633,065.44 126,651.55 0.00 0.00
4-A-2 2,341,000.00 5.50000% 2,341,000.00 10,729.58 0.00 0.00
4-A-3 2,341,000.00 5.50000% 2,341,000.00 10,729.58 0.00 0.00
4-IO 0.00 0.59279% 26,703,219.01 13,191.06 0.00 0.00
5-A-1 71,463,000.00 4.50000% 70,276,658.94 263,537.47 0.00 0.00
5-A-2 1,317,000.00 4.50000% 1,295,136.78 4,856.76 0.00 0.00
6-A-1 1,655,000.00 5.25000% 1,627,678.03 7,121.09 0.00 0.00
6-A-2 45,225,500.00 5.50000% 44,478,883.76 203,861.55 0.00 0.00
6-A-3 45,225,500.00 5.00000% 44,478,883.76 185,328.68 0.00 0.00
15-IO 0.00 0.38768% 110,305,933.48 35,635.95 0.00 0.00
PO 5,471,808.00 0.00000% 5,414,582.29 0.00 0.00 0.00
15-B-1 1,953,000.00 4.91798% 1,930,117.88 7,910.23 0.00 0.00
15-B-2 595,000.00 4.91798% 588,028.75 2,409.93 0.00 0.00
15-B-3 594,000.00 4.91798% 587,040.46 2,405.88 0.00 0.00
15-B-4 255,000.00 4.91798% 252,012.32 1,032.83 0.00 0.00
15-B-5 170,000.00 4.91798% 168,008.21 688.55 0.00 0.00
15-B-6 254,929.00 4.91798% 251,942.16 1,032.54 0.00 0.00
30-B-1 7,749,000.00 5.71023% 7,724,998.20 36,759.62 0.00 0.00
30-B-2 3,369,000.00 5.71023% 3,358,564.84 15,981.82 0.00 0.00
30-B-3 1,685,000.00 5.71023% 1,679,780.87 7,993.28 0.00 0.00
30-B-4 1,684,000.00 5.71023% 1,678,783.97 7,988.54 0.00 0.00
30-B-5 1,179,000.00 5.71023% 1,175,348.16 5,592.93 0.00 0.00
30-B-6 1,348,022.00 5.71023% 1,343,846.64 6,394.73 0.00 0.00
SES 0.00 0.00000% 497,202,405.07 0.00 0.00 0.00
Totals 506,695,859.00 2,347,605.54 0.00 0.00
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 (0.02) 0.00 280,519.39 0.00 61,121,401.12
1-A-R 0.00 0.00 0.00 0.00 0.00
1-A-LR 0.00 0.00 0.00 0.00 0.00
2-A-1 (0.01) 0.00 174,790.96 0.00 34,723,261.37
2-A-2 (0.01) 0.00 80,794.88 0.00 62,486,555.90
2-A-3 (0.03) 0.00 365,150.91 0.00 26,036,065.44
2-A-4 0.00 0.00 28,650.50 0.00 5,758,749.57
3-A-1 (0.03) 0.00 391,853.83 0.00 84,446,016.59
CB-IO 0.00 0.00 68,011.01 0.00 193,071,904.90
4-A-1 (0.01) 0.00 126,651.56 0.00 26,694,202.14
4-A-2 0.00 0.00 10,729.58 0.00 2,341,000.00
4-A-3 0.00 0.00 10,729.58 0.00 2,341,000.00
4-IO 0.00 0.00 13,191.06 0.00 25,770,811.63
5-A-1 0.03 0.00 263,537.44 0.00 69,970,683.94
5-A-2 0.00 0.00 4,856.76 0.00 1,289,497.93
6-A-1 0.00 0.00 7,121.09 0.00 1,596,821.06
6-A-2 0.02 0.00 203,861.53 0.00 43,635,668.16
6-A-3 0.02 0.00 185,328.66 0.00 43,635,668.16
15-IO 0.00 0.00 35,635.95 0.00 109,193,420.57
PO 0.00 0.00 0.00 0.00 5,387,197.46
15-B-1 0.00 0.00 7,910.23 0.00 1,922,407.75
15-B-2 0.00 0.00 2,409.93 0.00 585,679.78
15-B-3 0.00 0.00 2,405.88 0.00 584,695.44
15-B-4 0.00 0.00 1,032.83 0.00 251,005.62
15-B-5 0.00 0.00 688.55 0.00 167,337.08
15-B-6 0.00 0.00 1,032.54 0.00 250,935.74
30-B-1 0.00 0.00 36,759.62 0.00 7,716,891.01
30-B-2 0.00 0.00 15,981.83 0.00 3,355,040.11
30-B-3 0.00 0.00 7,993.28 0.00 1,678,017.98
30-B-4 0.00 0.00 7,988.54 0.00 1,677,022.13
30-B-5 0.00 0.00 5,592.93 0.00 1,174,114.66
30-B-6 0.00 0.00 6,394.73 0.00 1,342,436.31
SES 0.00 0.00 87,059.02 0.00 492,169,373.58
Totals (0.04) 0.00 2,434,664.60 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 61,876,000.00 5.50000% 989.14322177 4.53357311 0.00000000 0.00000000
1-A-R 50.00 5.50000% 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 50.00 5.50000% 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 36,000,000.00 6.00000% 971.06080694 4.85530417 0.00000000 0.00000000
2-A-2 65,013,882.00 1.54000% 968.36316619 1.24273274 0.00000000 0.00000000
2-A-3 27,089,118.00 16.70400% 968.36316635 13.47961495 0.00000000 0.00000000
2-A-4 5,645,000.00 6.00000% 1015.07512489 5.07537644 0.00000000 0.00000000
3-A-1 86,988,000.00 5.50000% 982.84103152 4.50468812 0.00000000 0.00000000
CB-IO 0.00 0.41907% 973.88694220 0.34010441 0.00000000 0.00000000
4-A-1 28,208,000.00 5.50000% 979.61803176 4.48991598 0.00000000 0.00000000
4-A-2 2,341,000.00 5.50000% 1000.00000000 4.58333191 0.00000000 0.00000000
4-A-3 2,341,000.00 5.50000% 1000.00000000 4.58333191 0.00000000 0.00000000
4-IO 0.00 0.59279% 979.71364074 0.48396642 0.00000000 0.00000000
5-A-1 71,463,000.00 4.50000% 983.39922673 3.68774709 0.00000000 0.00000000
5-A-2 1,317,000.00 4.50000% 983.39922551 3.68774487 0.00000000 0.00000000
6-A-1 1,655,000.00 5.25000% 983.49125680 4.30277341 0.00000000 0.00000000
6-A-2 45,225,500.00 5.50000% 983.49125515 4.50766824 0.00000000 0.00000000
6-A-3 45,225,500.00 5.00000% 983.49125515 4.09788018 0.00000000 0.00000000
15-IO 0.00 0.38768% 984.61510373 0.31809435 0.00000000 0.00000000
PO 5,471,808.00 0.00000% 989.54171820 0.00000000 0.00000000 0.00000000
15-B-1 1,953,000.00 4.91798% 988.28360471 4.05029698 0.00000000 0.00000000
15-B-2 595,000.00 4.91798% 988.28361345 4.05030252 0.00000000 0.00000000
15-B-3 594,000.00 4.91798% 988.28360269 4.05030303 0.00000000 0.00000000
15-B-4 255,000.00 4.91798% 988.28360784 4.05031373 0.00000000 0.00000000
15-B-5 170,000.00 4.91798% 988.28358824 4.05029412 0.00000000 0.00000000
15-B-6 254,929.00 4.91798% 988.28363976 4.05030420 0.00000000 0.00000000
30-B-1 7,749,000.00 5.71023% 996.90259388 4.74378888 0.00000000 0.00000000
30-B-2 3,369,000.00 5.71023% 996.90259424 4.74378747 0.00000000 0.00000000
30-B-3 1,685,000.00 5.71023% 996.90259347 4.74378635 0.00000000 0.00000000
30-B-4 1,684,000.00 5.71023% 996.90259501 4.74378860 0.00000000 0.00000000
30-B-5 1,179,000.00 5.71023% 996.90259542 4.74379135 0.00000000 0.00000000
30-B-6 1,348,022.00 5.71023% 996.90260248 4.74378756 0.00000000 0.00000000
SES 0.00 0.00000% 981.26399715 0.00000000 0.00000000 0.00000000
<FN>
(5) All Classes are per $1,000 denomination.
</FN>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 (0.00000032) 0.00000000 4.53357344 0.00000000 987.80465964
1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 (0.00000028) 0.00000000 4.85530444 0.00000000 964.53503806
2-A-2 (0.00000015) 0.00000000 1.24273274 0.00000000 961.12636221
2-A-3 (0.00000111) 0.00000000 13.47961606 0.00000000 961.12636225
2-A-4 0.00000000 0.00000000 5.07537644 0.00000000 1020.15049956
3-A-1 (0.00000034) 0.00000000 4.50468835 0.00000000 970.77776923
CB-IO 0.00000000 0.00000000 0.34010446 0.00000000 965.49978473
4-A-1 (0.00000035) 0.00000000 4.48991634 0.00000000 946.33444909
4-A-2 0.00000000 0.00000000 4.58333191 0.00000000 1000.00000000
4-A-3 0.00000000 0.00000000 4.58333191 0.00000000 1000.00000000
4-IO 0.00000000 0.00000000 0.48396642 0.00000000 945.50457297
5-A-1 0.00000042 0.00000000 3.68774667 0.00000000 979.11764046
5-A-2 0.00000000 0.00000000 3.68774487 0.00000000 979.11763857
6-A-1 0.00000000 0.00000000 4.30277341 0.00000000 964.84656193
6-A-2 0.00000044 0.00000000 4.50766780 0.00000000 964.84656134
6-A-3 0.00000044 0.00000000 4.09787974 0.00000000 964.84656134
15-IO 0.00000000 0.00000000 0.31809435 0.00000000 974.68456799
PO 0.00000000 0.00000000 0.00000000 0.00000000 984.53700495
15-B-1 0.00000000 0.00000000 4.05029698 0.00000000 984.33576549
15-B-2 0.00000000 0.00000000 4.05030252 0.00000000 984.33576471
15-B-3 0.00000000 0.00000000 4.05030303 0.00000000 984.33575758
15-B-4 0.00000000 0.00000000 4.05031373 0.00000000 984.33576471
15-B-5 0.00000000 0.00000000 4.05029412 0.00000000 984.33576471
15-B-6 0.00000000 0.00000000 4.05030420 0.00000000 984.33579546
30-B-1 0.00000000 0.00000000 4.74378888 0.00000000 995.85636985
30-B-2 0.00000000 0.00000000 4.74379044 0.00000000 995.85636984
30-B-3 0.00000000 0.00000000 4.74378635 0.00000000 995.85636795
30-B-4 0.00000000 0.00000000 4.74378860 0.00000000 995.85637173
30-B-5 0.00000000 0.00000000 4.74379135 0.00000000 995.85636980
30-B-6 0.00000000 0.00000000 4.74378756 0.00000000 995.85638068
SES 0.00000000 0.00000000 0.17181711 0.00000000 971.33095470
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Certificateholder Component Statement
Component Beginning Ending Beginning Ending Ending
Pass-Through Notional Notional Component Component Component
Class Rate Balance Balance Balance Balance Percentage
<s> <c> <c> <c> <c> <c> <c>
1-IO 0.15615% 31,542,392.56 31,502,705.59 0.00 0.00 98.29156435%
2-IO 0.37279% 98,202,001.07 97,370,417.60 0.00 0.00 95.91696430%
3-IO 0.61655% 65,004,699.08 64,198,781.71 0.00 0.00 96.67711207%
4-IO 0.59279% 26,703,219.01 25,770,811.63 0.00 0.00 94.55045730%
5-IO 0.31113% 50,401,225.55 50,190,529.87 0.00 0.00 98.04290559%
6-IO 0.45208% 59,904,707.93 59,002,890.70 0.00 0.00 96.98507694%
1-PO 0.00000% 0.00 0.00 1,768,107.91 1,765,621.26 99.24773975%
2-PO 0.00000% 0.00 0.00 702,639.63 701,718.85 98.35240667%
3-PO 0.00000% 0.00 0.00 1,641,220.10 1,622,959.63 98.46538398%
4-PO 0.00000% 0.00 0.00 220,020.89 219,767.85 99.51406215%
5-PO 0.00000% 0.00 0.00 738,020.87 734,565.76 96.49785018%
6-PO 0.00000% 0.00 0.00 344,572.90 342,564.11 98.15309303%
1-SES 0.00000% 66,346,171.35 66,256,841.54 0.00 0.00 98.83053807%
2-SES 0.00000% 137,711,752.65 136,831,013.10 0.00 0.00 96.62260457%
3-SES 0.00000% 91,836,353.12 90,763,745.49 0.00 0.00 97.22869456%
4-SES 0.00000% 34,291,142.66 33,350,242.45 0.00 0.00 95.63566174%
5-SES 0.00000% 73,981,935.57 73,659,881.57 0.00 0.00 97.90755639%
6-SES 0.00000% 93,035,049.72 91,307,649.43 0.00 0.00 96.53598885%
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<s> <c>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 7,490,277.35
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 0.00
Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00
Prepayment Penalties 0.00
Total Deposits 7,490,277.35
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 22,581.25
Payment of Interest and Principal 7,467,696.10
Total Withdrawals (Pool Distribution Amount) 7,490,277.35
Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<s> <c>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES
<s> <c>
Gross Servicing Fee 20,716.76
Trustee Fee - Wells Fargo Bank, N.A. 1,864.49
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 22,581.25
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENCY STATUS
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s> <c> <c> <c> <c> <c>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 5 1 0 6
730,949.45 117,882.35 0.00 848,831.80
30 Days 21 0 0 0 21
2,258,877.08 0.00 0.00 0.00 2,258,877.08
60 Days 1 0 0 0 1
39,765.33 0.00 0.00 0.00 39,765.33
90 Days 3 0 0 0 3
583,902.38 0.00 0.00 0.00 583,902.38
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 25 5 1 0 31
2,882,544.79 730,949.45 117,882.35 0.00 3,731,376.59
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.124906% 0.024981% 0.000000% 0.149888%
0.148253% 0.023909% 0.000000% 0.172163%
30 Days 0.524607% 0.000000% 0.000000% 0.000000% 0.524607%
0.458152% 0.000000% 0.000000% 0.000000% 0.458152%
60 Days 0.024981% 0.000000% 0.000000% 0.000000% 0.024981%
0.008065% 0.000000% 0.000000% 0.000000% 0.008065%
90 Days 0.074944% 0.000000% 0.000000% 0.000000% 0.074944%
0.118429% 0.000000% 0.000000% 0.000000% 0.118429%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.624532% 0.124906% 0.024981% 0.000000% 0.774419%
0.584646% 0.148253% 0.023909% 0.000000% 0.756809%
Delinquency Status By Groups
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 2 0 0 0 2
367,493.90 0.00 0.00 0.00 367,493.90
60 Days 1 0 0 0 1
39,765.33 0.00 0.00 0.00 39,765.33
90 Days 1 0 0 0 1
300,000.00 0.00 0.00 0.00 300,000.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 4 0 0 0 4
707,259.23 0.00 0.00 0.00 707,259.23
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.388350% 0.000000% 0.000000% 0.000000% 0.388350%
0.554060% 0.000000% 0.000000% 0.000000% 0.554060%
60 Days 0.194175% 0.000000% 0.000000% 0.000000% 0.194175%
0.059953% 0.000000% 0.000000% 0.000000% 0.059953%
90 Days 0.194175% 0.000000% 0.000000% 0.000000% 0.194175%
0.452301% 0.000000% 0.000000% 0.000000% 0.452301%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.776699% 0.000000% 0.000000% 0.000000% 0.776699%
1.066314% 0.000000% 0.000000% 0.000000% 1.066314%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 6 0 0 0 6
495,384.89 0.00 0.00 0.00 495,384.89
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 1 0 0 0 1
172,000.00 0.00 0.00 0.00 172,000.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 7 0 0 0 7
667,384.89 0.00 0.00 0.00 667,384.89
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.526778% 0.000000% 0.000000% 0.000000% 0.526778%
0.361729% 0.000000% 0.000000% 0.000000% 0.361729%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.087796% 0.000000% 0.000000% 0.000000% 0.087796%
0.125594% 0.000000% 0.000000% 0.000000% 0.125594%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.614574% 0.000000% 0.000000% 0.000000% 0.614574%
0.487323% 0.000000% 0.000000% 0.000000% 0.487323%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 4 1 0 5
620,575.87 117,882.35 0.00 738,458.22
30 Days 2 0 0 0 2
223,718.70 0.00 0.00 0.00 223,718.70
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 1 0 0 0 1
111,902.38 0.00 0.00 0.00 111,902.38
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 3 4 1 0 8
335,621.08 620,575.87 117,882.35 0.00 1,074,079.30
0-29 Days 0.631912% 0.157978% 0.000000% 0.789889%
0.683117% 0.129762% 0.000000% 0.812879%
30 Days 0.315956% 0.000000% 0.000000% 0.000000% 0.315956%
0.246265% 0.000000% 0.000000% 0.000000% 0.246265%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.157978% 0.000000% 0.000000% 0.000000% 0.157978%
0.123180% 0.000000% 0.000000% 0.000000% 0.123180%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.473934% 0.631912% 0.157978% 0.000000% 1.263823%
0.369445% 0.683117% 0.129762% 0.000000% 1.182324%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
Group 4 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
Group 5 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 1 0 0 1
110,373.58 0.00 0.00 110,373.58
30 Days 6 0 0 0 6
597,172.06 0.00 0.00 0.00 597,172.06
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 6 1 0 0 7
597,172.06 110,373.58 0.00 0.00 707,545.64
0-29 Days 0.155521% 0.000000% 0.000000% 0.155521%
0.149295% 0.000000% 0.000000% 0.149295%
30 Days 0.933126% 0.000000% 0.000000% 0.000000% 0.933126%
0.807755% 0.000000% 0.000000% 0.000000% 0.807755%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.933126% 0.155521% 0.000000% 0.000000% 1.088647%
0.807755% 0.149295% 0.000000% 0.000000% 0.957050%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
Group 6 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 5 0 0 0 5
575,107.53 0.00 0.00 0.00 575,107.53
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 5 0 0 0 5
575,107.53 0.00 0.00 0.00 575,107.53
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.498008% 0.000000% 0.000000% 0.000000% 0.498008%
0.627765% 0.000000% 0.000000% 0.000000% 0.627765%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.498008% 0.000000% 0.000000% 0.000000% 0.498008%
0.627765% 0.000000% 0.000000% 0.000000% 0.627765%
OTHER INFORMATION
<s> <c>
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 20,052.20
COLLATERAL STATEMENT
Collateral Description Mixed Fixed
Weighted Average Gross Coupon 5.920455%
Weighted Average Pass-Through Rate 5.665955%
Weighted Average Maturity(Stepdown Calculation ) 289
Beginning Scheduled Collateral Loan Count 4,024
Number Of Loans Paid In Full 21
Ending Scheduled Collateral Loan Count 4,003
Beginning Scheduled Collateral Balance 497,202,405.07
Ending Scheduled Collateral Balance 492,169,373.58
Ending Actual Collateral Balance at 29-Feb-2004 493,040,726.93
Monthly P &I Constant 3,467,993.49
Special Servicing Fee 0.00
Prepayment Penalties 0.00
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Class A Non-PO Optimal Amount 7,196,787.60
Class AP Deferred Amount 0.00
Ending Scheduled Balance for Premium Loans 492,169,373.58
Scheduled Principal 1,014,939.62
Unscheduled Principal 4,018,091.87
Group Level Collateral Statement
Group Group 1 Group 2 Group 3
Collateral Description Mixed Fixed Mixed Fixed Mixed Fixed
Weighted Average Coupon Rate 5.682165 6.489723 6.092626
Weighted Average Net Rate 5.432165 6.239723 5.842626
Weighted Average Maturity 344 350 349
Beginning Loan Count 515 1,145 641
Loans Paid In Full 0 6 8
Ending Loan Count 515 1,139 633
Beginning Scheduled Balance 66,346,171.35 137,711,752.65 91,836,353.12
Ending scheduled Balance 66,256,841.54 136,831,013.10 90,763,745.49
Record Date 02/29/2004 02/29/2004 02/29/2004
Principal And Interest Constant 393,464.60 880,195.05 564,236.65
Scheduled Principal 79,306.33 135,435.76 97,966.19
Unscheduled Principal 10,023.48 745,303.79 974,641.44
Scheduled Interest 314,158.27 744,759.29 466,270.46
Servicing Fees 13,822.12 28,689.96 19,132.59
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 248.78 516.40 344.39
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 300,087.37 715,552.93 446,793.48
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 0.00 0.00 0.00
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 5.427665 6.235223 5.838126
Group Level Collateral Statement
Group Group 4 Group 5 Group 6
Collateral Description Mixed Fixed Mixed Fixed Mixed Fixed
Weighted Average Coupon Rate 6.180825 4.921572 5.776146
Weighted Average Net Rate 5.930825 4.671572 5.526146
Weighted Average Maturity 352 169 171
Beginning Loan Count 71 643 1,009
Loans Paid In Full 2 0 5
Ending Loan Count 69 643 1,004
Beginning Scheduled Balance 34,291,142.66 73,981,935.57 93,035,049.72
Ending scheduled Balance 33,350,242.45 73,659,881.57 91,307,649.43
Record Date 02/29/2004 02/29/2004 02/29/2004
Principal And Interest Constant 211,482.24 612,645.82 805,969.13
Scheduled Principal 34,859.29 309,222.95 358,149.10
Unscheduled Principal 906,040.92 12,831.05 1,369,251.19
Scheduled Interest 176,622.95 303,422.87 447,820.03
Servicing Fees 7,143.98 15,412.90 19,382.32
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 128.59 277.43 348.90
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 169,350.38 287,732.54 428,088.81
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 0.00 0.00 0.00
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 5.926325 4.667072 5.521646
Group Level Collateral Statement
Group Total
Collateral Description Mixed Fixed
Weighted Average Coupon Rate 5.920455
Weighted Average Net Rate 5.670455
Weighted Average Maturity 289.00
Record Date 02/29/2004
Principal And Interest Constant 3,467,993.49
Beginning Loan Count 4,024
Loans Paid In Full 21
Ending Loan Count 4,003
Beginning Scheduled Balance 497,202,405.07
Ending Scheduled Balance 492,169,373.58
Scheduled Principal 1,014,939.62
Unscheduled Principal 4,018,091.87
Scheduled Interest 2,453,053.87
Servicing Fee 103,583.87
Master Servicing Fee 0.00
Trustee Fee 1,864.49
Fry Amount 0.00
Special Hazard Fee 0.00
Other Fee 0.00
Pool Insurance Fee 0.00
Spread 1 0.00
Spread 2 0.00
Spread 3 0.00
Net Interest 2,347,605.51
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Percentage of Cumulative Losses 0.0000
Prepayment Penalties 0.00
Special Servicing Fee 0.00
Pass-Through Rate 5.665955
Miscellaneous Reporting
Group Group 1
CPR 0.181360%
Subordinate % 5.224432%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 94.775568%
Group Group 2
CPR 6.310620%
Subordinate % 5.205254%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 94.794746%
Group Group 3
CPR 12.029772%
Subordinate % 5.210654%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 94.789346%
Miscellaneous Reporting
Group Group 4
CPR 27.505504%
Subordinate % 5.154089%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 94.845911%
Group Group 5
CPR 0.208795%
Subordinate % 2.282945%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 97.717055%
Group Group 6
CPR 16.357321%
Subordinate % 2.271033%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 97.728967%
Group