UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D. C. 20549
Form 8-K
Current Report Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): May 25, 2004
BANC OF AMERICA ALTERNATIVE LOAN TRUST
Mortgage Pass-Through Certificates, Series 2003-7 Trust
(Exact name of registrant as specified in its charter)
New York (governing law of 333-105940-09 54-2123764
Pooling and Servicing Agreement) (Commission IRS EIN
(State or other File Number)
jurisdiction
of Incorporation)
c/o Wells Fargo Bank, N.A.
9062 Old Annapolis Road
Columbia, MD 21045
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (410) 884-2000
(Former name or former address, if changed since last report)
ITEM 5. Other Events
On May 25, 2004 a distribution was made to holders of BANC OF AMERICA
ALTERNATIVE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2003-7
Trust.
ITEM 7. Financial Statements and Exhibits
(c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of
Mortgage Pass-Through Certificates,
Series 2003-7 Trust, relating to the May
25, 2004 distribution.
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
BANC OF AMERICA ALTERNATIVE LOAN TRUST
Mortgage Pass-Through Certificates, Series 2003-7 Trust
By: Wells Fargo Bank, N.A. as Trustee
By: /s/ Beth Belfield as Assistant Vice President
By: Beth Belfield as Assistant Vice President
Date: 5/26/04
INDEX TO EXHIBITS
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of Mortgage
Pass-Through Certificates, Series 2003-7 Trust,
relating to the May 25, 2004 distribution.
EX-99.1
Banc of America Alternative Loan Trust
Mortgage Pass-Through Certificates
Record Date: 4/30/04
Distribution Date: 5/25/04
BAA Series: 2003-7
Contact: Customer Service - CTSLink
Wells Fargo Bank, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
Telephone: (301) 815-6600
Fax: (301) 815-6660
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<s> <c> <c> <c> <c> <c> <c>
1-CB-1 05948KEJ4 SEN 5.50000% 93,778,358.81 429,817.49 1,066,390.89
1-CB-WIO 05948KEK1 SEN 0.31183% 0.00 13,737.10 0.00
1-AR 05948KEU9 SEN 5.50000% 0.00 0.12 0.00
1-A-1 05948KEL9 SEN 5.50000% 107,080,590.32 490,786.06 2,227,156.84
1-A-2 05948KEM7 SEN 5.50000% 26,298,000.00 120,532.50 0.00
1-A-3 05948KEN5 SEN 5.50000% 1,311,000.00 6,008.75 0.00
1-A-4 05948KEP0 SEN 5.50000% 120,929,590.32 554,260.64 2,227,156.84
1-A-5 05948KEQ8 SEN 0.00000% 598,261.00 0.00 0.00
1-A-6 05948KFS3 SEN 5.75000% 3,287,000.00 15,750.21 0.00
1-A-7 05948KER6 SEN 5.75000% 1,250,000.00 5,989.58 0.00
1-A-8 05948KES4 SEN 5.75000% 2,975,000.00 14,255.21 0.00
1-A-9 05948KET2 SEN 5.75000% 5,649,739.00 27,071.67 0.00
1-A-WIO 05948KEV7 SEN 0.31388% 0.00 38,737.72 0.00
2-A-1 05948KEW5 SEN 5.00000% 52,941,169.13 220,588.21 1,286,085.14
2-A-2 05948KEX3 SEN 5.00000% 60,454,169.13 251,892.38 1,286,085.14
2-A-3 05948KEY1 SEN 5.00000% 24,873,000.00 103,637.50 0.00
2-A-4 05948KEZ8 SEN 5.00000% 69,135,104.05 288,062.94 1,286,102.54
2-A-WIO 05948KFA2 SEN 0.34242% 0.00 34,679.57 0.00
A-PO 05948KFB0 PO 0.00000% 11,876,333.49 0.00 119,344.94
1-B-1 05948KFC8 SUB 5.50000% 8,870,096.68 40,654.61 9,929.56
1-B-2 05948KFD6 SUB 5.50000% 4,126,410.00 18,912.71 4,619.28
1-B-3 05948KFE4 SUB 5.50000% 2,062,907.59 9,454.99 2,309.31
1-B-4 05948KFL8 SUB 5.50000% 2,062,511.05 9,453.18 2,308.86
1-B-5 05948KFM6 SUB 5.50000% 1,444,540.41 6,620.81 1,617.08
1-B-6 05948KFN4 SUB 5.50000% 1,650,489.65 7,564.74 1,847.63
2-B-1 05948KFF1 SUB 5.00000% 2,247,184.16 9,363.27 9,277.35
2-B-2 05948KFG9 SUB 5.00000% 786,514.46 3,277.14 3,247.07
2-B-3 05948KFH7 SUB 5.00000% 786,514.46 3,277.14 3,247.07
2-B-4 05948KFP9 SUB 5.00000% 449,436.83 1,872.65 1,855.47
2-B-5 05948KFQ7 SUB 5.00000% 224,718.42 936.33 927.73
2-B-6 05948KFR5 SUB 5.00000% 337,255.89 1,405.23 1,392.34
SES 05948KFU8 SEN 0.00000% 0.00 112,540.86 0.00
Totals 607,485,894.85 2,841,141.31 9,540,901.08
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<s> <c> <c> <c> <c>
1-CB-1 0.00 92,711,967.93 1,496,208.38 0.00
1-CB-WIO 0.00 0.00 13,737.10 0.00
1-AR 0.00 0.00 0.12 0.00
1-A-1 0.00 104,853,433.48 2,717,942.90 0.00
1-A-2 0.00 26,298,000.00 120,532.50 0.00
1-A-3 0.00 1,311,000.00 6,008.75 0.00
1-A-4 0.00 118,702,433.48 2,781,417.48 0.00
1-A-5 0.00 598,261.00 0.00 0.00
1-A-6 0.00 3,287,000.00 15,750.21 0.00
1-A-7 0.00 1,250,000.00 5,989.58 0.00
1-A-8 0.00 2,975,000.00 14,255.21 0.00
1-A-9 0.00 5,649,739.00 27,071.67 0.00
1-A-WIO 0.00 0.00 38,737.72 0.00
2-A-1 0.00 51,655,083.99 1,506,673.35 0.00
2-A-2 0.00 59,168,083.99 1,537,977.52 0.00
2-A-3 0.00 24,873,000.00 103,637.50 0.00
2-A-4 0.00 67,849,001.51 1,574,165.48 0.00
2-A-WIO 0.00 0.00 34,679.57 0.00
A-PO 0.00 11,756,988.56 119,344.94 0.00
1-B-1 0.00 8,860,167.12 50,584.17 0.00
1-B-2 0.00 4,121,790.72 23,531.99 0.00
1-B-3 0.00 2,060,598.29 11,764.30 0.00
1-B-4 0.00 2,060,202.19 11,762.04 0.00
1-B-5 0.00 1,442,923.33 8,237.89 0.00
1-B-6 0.00 1,648,642.02 9,412.37 0.00
2-B-1 0.00 2,237,906.81 18,640.62 0.00
2-B-2 0.00 783,267.38 6,524.21 0.00
2-B-3 0.00 783,267.38 6,524.21 0.00
2-B-4 0.00 447,581.36 3,728.12 0.00
2-B-5 0.00 223,790.68 1,864.06 0.00
2-B-6 0.00 335,863.55 2,797.57 0.00
SES 0.00 0.00 112,540.86 0.00
Totals 0.00 597,944,993.77 12,382,042.39 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<s> <c> <c> <c> <c> <c> <c>
1-CB-1 100,000,000.00 93,778,358.81 105,276.74 961,114.15 0.00 0.00
1-CB-WIO 0.00 0.00 0.00 0.00 0.00 0.00
1-AR 100.00 0.00 0.00 0.00 0.00 0.00
1-A-1 116,638,000.00 107,080,590.32 150,629.21 2,076,527.63 0.00 0.00
1-A-2 26,298,000.00 26,298,000.00 0.00 0.00 0.00 0.00
1-A-3 1,311,000.00 1,311,000.00 0.00 0.00 0.00 0.00
1-A-4 130,487,000.00 120,929,590.32 150,629.21 2,076,527.63 0.00 0.00
1-A-5 598,261.00 598,261.00 0.00 0.00 0.00 0.00
1-A-6 3,287,000.00 3,287,000.00 0.00 0.00 0.00 0.00
1-A-7 1,250,000.00 1,250,000.00 0.00 0.00 0.00 0.00
1-A-8 2,975,000.00 2,975,000.00 0.00 0.00 0.00 0.00
1-A-9 5,649,739.00 5,649,739.00 0.00 0.00 0.00 0.00
1-A-WIO 0.00 0.00 0.00 0.00 0.00 0.00
2-A-1 57,754,000.00 52,941,169.13 285,414.09 1,000,671.06 0.00 0.00
2-A-2 65,267,000.00 60,454,169.13 285,414.09 1,000,671.06 0.00 0.00
2-A-3 24,873,000.00 24,873,000.00 0.00 0.00 0.00 0.00
2-A-4 73,948,000.00 69,135,104.05 285,417.95 1,000,684.59 0.00 0.00
2-A-WIO 0.00 0.00 0.00 0.00 0.00 0.00
A-PO 12,413,176.11 11,876,333.49 29,648.61 89,696.33 0.00 0.00
1-B-1 8,947,439.00 8,870,096.68 9,929.56 0.00 0.00 0.00
1-B-2 4,162,390.00 4,126,410.00 4,619.28 0.00 0.00 0.00
1-B-3 2,080,895.00 2,062,907.59 2,309.31 0.00 0.00 0.00
1-B-4 2,080,495.00 2,062,511.05 2,308.86 0.00 0.00 0.00
1-B-5 1,457,136.00 1,444,540.41 1,617.08 0.00 0.00 0.00
1-B-6 1,664,881.00 1,650,489.65 1,847.63 0.00 0.00 0.00
2-B-1 2,319,440.00 2,247,184.16 9,277.35 0.00 0.00 0.00
2-B-2 811,804.00 786,514.46 3,247.07 0.00 0.00 0.00
2-B-3 811,804.00 786,514.46 3,247.07 0.00 0.00 0.00
2-B-4 463,888.00 449,436.83 1,855.47 0.00 0.00 0.00
2-B-5 231,944.00 224,718.42 927.73 0.00 0.00 0.00
2-B-6 348,100.00 337,255.89 1,392.34 0.00 0.00 0.00
SES 0.00 0.00 0.00 0.00 0.00 0.00
Totals 648,129,492.11 607,485,894.85 1,335,008.65 8,205,892.45 0.00 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c>
1-CB-1 1,066,390.89 92,711,967.93 0.92711968 1,066,390.89
1-CB-WIO 0.00 0.00 0.00000000 0.00
1-AR 0.00 0.00 0.00000000 0.00
1-A-1 2,227,156.84 104,853,433.48 0.89896460 2,227,156.84
1-A-2 0.00 26,298,000.00 1.00000000 0.00
1-A-3 0.00 1,311,000.00 1.00000000 0.00
1-A-4 2,227,156.84 118,702,433.48 0.90968781 2,227,156.84
1-A-5 0.00 598,261.00 1.00000000 0.00
1-A-6 0.00 3,287,000.00 1.00000000 0.00
1-A-7 0.00 1,250,000.00 1.00000000 0.00
1-A-8 0.00 2,975,000.00 1.00000000 0.00
1-A-9 0.00 5,649,739.00 1.00000000 0.00
1-A-WIO 0.00 0.00 0.00000000 0.00
2-A-1 1,286,085.14 51,655,083.99 0.89439838 1,286,085.14
2-A-2 1,286,085.14 59,168,083.99 0.90655437 1,286,085.14
2-A-3 0.00 24,873,000.00 1.00000000 0.00
2-A-4 1,286,102.54 67,849,001.51 0.91752314 1,286,102.54
2-A-WIO 0.00 0.00 0.00000000 0.00
A-PO 119,344.94 11,756,988.56 0.94713782 119,344.94
1-B-1 9,929.56 8,860,167.12 0.99024616 9,929.56
1-B-2 4,619.28 4,121,790.72 0.99024616 4,619.28
1-B-3 2,309.31 2,060,598.29 0.99024616 2,309.31
1-B-4 2,308.86 2,060,202.19 0.99024616 2,308.86
1-B-5 1,617.08 1,442,923.33 0.99024616 1,617.08
1-B-6 1,847.63 1,648,642.02 0.99024616 1,847.63
2-B-1 9,277.35 2,237,906.81 0.96484790 9,277.35
2-B-2 3,247.07 783,267.38 0.96484789 3,247.07
2-B-3 3,247.07 783,267.38 0.96484789 3,247.07
2-B-4 1,855.47 447,581.36 0.96484789 1,855.47
2-B-5 927.73 223,790.68 0.96484789 927.73
2-B-6 1,392.34 335,863.55 0.96484789 1,392.34
SES 0.00 0.00 0.00000000 0.00
Totals 9,540,901.08 597,944,993.77 0.92257026 9,540,901.08
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<s> <c> <c> <c> <c> <c>
1-CB-1 100,000,000.00 937.78358810 1.05276740 9.61114150 0.00000000
1-CB-WIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
1-AR 100.00 0.00000000 0.00000000 0.00000000 0.00000000
1-A-1 116,638,000.00 918.05921158 1.29142484 17.80318275 0.00000000
1-A-2 26,298,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-3 1,311,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-4 130,487,000.00 926.75584786 1.15436181 15.91367439 0.00000000
1-A-5 598,261.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-6 3,287,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-7 1,250,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-8 2,975,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-9 5,649,739.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-WIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 57,754,000.00 916.66670932 4.94189303 17.32643730 0.00000000
2-A-2 65,267,000.00 926.25935205 4.37302297 15.33196041 0.00000000
2-A-3 24,873,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
2-A-4 73,948,000.00 934.91513023 3.85971155 13.53227390 0.00000000
2-A-WIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
A-PO 12,413,176.11 956.75219499 2.38847896 7.22589684 0.00000000
1-B-1 8,947,439.00 991.35592654 1.10976560 0.00000000 0.00000000
1-B-2 4,162,390.00 991.35592772 1.10976626 0.00000000 0.00000000
1-B-3 2,080,895.00 991.35592618 1.10976767 0.00000000 0.00000000
1-B-4 2,080,495.00 991.35592732 1.10976474 0.00000000 0.00000000
1-B-5 1,457,136.00 991.35592697 1.10976601 0.00000000 0.00000000
1-B-6 1,664,881.00 991.35592874 1.10976700 0.00000000 0.00000000
2-B-1 2,319,440.00 968.84772186 3.99982323 0.00000000 0.00000000
2-B-2 811,804.00 968.84772679 3.99982015 0.00000000 0.00000000
2-B-3 811,804.00 968.84772679 3.99982015 0.00000000 0.00000000
2-B-4 463,888.00 968.84771755 3.99982323 0.00000000 0.00000000
2-B-5 231,944.00 968.84773911 3.99980168 0.00000000 0.00000000
2-B-6 348,100.00 968.84771617 3.99982764 0.00000000 0.00000000
SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(2) All Classes are per $1,000 denomination.
</FN>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c> <c>
1-CB-1 0.00000000 10.66390890 927.11967930 0.92711968 10.66390890
1-CB-WIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-AR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-1 0.00000000 19.09460759 898.96460399 0.89896460 19.09460759
1-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-4 0.00000000 17.06803620 909.68781166 0.90968781 17.06803620
1-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-7 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-8 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-9 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-WIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 0.00000000 22.26833016 894.39837916 0.89439838 22.26833016
2-A-2 0.00000000 19.70498322 906.55436882 0.90655437 19.70498322
2-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
2-A-4 0.00000000 17.39198545 917.52314478 0.91752314 17.39198545
2-A-WIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
A-PO 0.00000000 9.61437580 947.13781999 0.94713782 9.61437580
1-B-1 0.00000000 1.10976560 990.24616094 0.99024616 1.10976560
1-B-2 0.00000000 1.10976626 990.24616146 0.99024616 1.10976626
1-B-3 0.00000000 1.10976767 990.24616331 0.99024616 1.10976767
1-B-4 0.00000000 1.10976474 990.24616257 0.99024616 1.10976474
1-B-5 0.00000000 1.10976601 990.24616096 0.99024616 1.10976601
1-B-6 0.00000000 1.10976700 990.24616174 0.99024616 1.10976700
2-B-1 0.00000000 3.99982323 964.84789863 0.96484790 3.99982323
2-B-2 0.00000000 3.99982015 964.84789432 0.96484789 3.99982015
2-B-3 0.00000000 3.99982015 964.84789432 0.96484789 3.99982015
2-B-4 0.00000000 3.99982323 964.84789432 0.96484789 3.99982323
2-B-5 0.00000000 3.99980168 964.84789432 0.96484789 3.99980168
2-B-6 0.00000000 3.99982764 964.84788854 0.96484789 3.99982764
SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-CB-1 100,000,000.00 5.50000% 93,778,358.81 429,817.48 0.00 0.00
1-CB-WIO 0.00 0.31183% 52,863,440.33 13,737.10 0.00 0.00
1-AR 100.00 5.50000% 0.00 0.00 0.00 0.00
1-A-1 116,638,000.00 5.50000% 107,080,590.32 490,786.04 0.00 0.00
1-A-2 26,298,000.00 5.50000% 26,298,000.00 120,532.50 0.00 0.00
1-A-3 1,311,000.00 5.50000% 1,311,000.00 6,008.75 0.00 0.00
1-A-4 130,487,000.00 5.50000% 120,929,590.32 554,260.62 0.00 0.00
1-A-5 598,261.00 0.00000% 598,261.00 0.00 0.00 0.00
1-A-6 3,287,000.00 5.75000% 3,287,000.00 15,750.21 0.00 0.00
1-A-7 1,250,000.00 5.75000% 1,250,000.00 5,989.58 0.00 0.00
1-A-8 2,975,000.00 5.75000% 2,975,000.00 14,255.21 0.00 0.00
1-A-9 5,649,739.00 5.75000% 5,649,739.00 27,071.67 0.00 0.00
1-A-WIO 0.00 0.31388% 148,099,735.21 38,737.72 0.00 0.00
2-A-1 57,754,000.00 5.00000% 52,941,169.13 220,588.20 0.00 0.00
2-A-2 65,267,000.00 5.00000% 60,454,169.13 251,892.37 0.00 0.00
2-A-3 24,873,000.00 5.00000% 24,873,000.00 103,637.50 0.00 0.00
2-A-4 73,948,000.00 5.00000% 69,135,104.05 288,062.93 0.00 0.00
2-A-WIO 0.00 0.34242% 121,531,933.85 34,679.57 0.00 0.00
A-PO 12,413,176.11 0.00000% 11,876,333.49 0.00 0.00 0.00
1-B-1 8,947,439.00 5.50000% 8,870,096.68 40,654.61 0.00 0.00
1-B-2 4,162,390.00 5.50000% 4,126,410.00 18,912.71 0.00 0.00
1-B-3 2,080,895.00 5.50000% 2,062,907.59 9,454.99 0.00 0.00
1-B-4 2,080,495.00 5.50000% 2,062,511.05 9,453.18 0.00 0.00
1-B-5 1,457,136.00 5.50000% 1,444,540.41 6,620.81 0.00 0.00
1-B-6 1,664,881.00 5.50000% 1,650,489.65 7,564.74 0.00 0.00
2-B-1 2,319,440.00 5.00000% 2,247,184.16 9,363.27 0.00 0.00
2-B-2 811,804.00 5.00000% 786,514.46 3,277.14 0.00 0.00
2-B-3 811,804.00 5.00000% 786,514.46 3,277.14 0.00 0.00
2-B-4 463,888.00 5.00000% 449,436.83 1,872.65 0.00 0.00
2-B-5 231,944.00 5.00000% 224,718.42 936.33 0.00 0.00
2-B-6 348,100.00 5.00000% 337,255.89 1,405.23 0.00 0.00
SES 0.00 0.00000% 607,485,895.79 0.00 0.00 0.00
Totals 648,129,492.11 2,728,600.25 0.00 0.00
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-CB-1 (0.01) 0.00 429,817.49 0.00 92,711,967.93
1-CB-WIO 0.00 0.00 13,737.10 0.00 51,849,371.40
1-AR 0.00 0.00 0.12 0.00 0.00
1-A-1 (0.02) 0.00 490,786.06 0.00 104,853,433.48
1-A-2 0.00 0.00 120,532.50 0.00 26,298,000.00
1-A-3 0.00 0.00 6,008.75 0.00 1,311,000.00
1-A-4 (0.02) 0.00 554,260.64 0.00 118,702,433.48
1-A-5 0.00 0.00 0.00 0.00 598,261.00
1-A-6 0.00 0.00 15,750.21 0.00 3,287,000.00
1-A-7 0.00 0.00 5,989.58 0.00 1,250,000.00
1-A-8 0.00 0.00 14,255.21 0.00 2,975,000.00
1-A-9 0.00 0.00 27,071.67 0.00 5,649,739.00
1-A-WIO 0.00 0.00 38,737.72 0.00 145,186,177.75
2-A-1 0.00 0.00 220,588.21 0.00 51,655,083.99
2-A-2 (0.01) 0.00 251,892.38 0.00 59,168,083.99
2-A-3 0.00 0.00 103,637.50 0.00 24,873,000.00
2-A-4 (0.01) 0.00 288,062.94 0.00 67,849,001.51
2-A-WIO 0.00 0.00 34,679.57 0.00 119,426,129.65
A-PO 0.00 0.00 0.00 0.00 11,756,988.56
1-B-1 0.00 0.00 40,654.61 0.00 8,860,167.12
1-B-2 0.00 0.00 18,912.71 0.00 4,121,790.72
1-B-3 0.00 0.00 9,454.99 0.00 2,060,598.29
1-B-4 0.00 0.00 9,453.18 0.00 2,060,202.19
1-B-5 0.00 0.00 6,620.81 0.00 1,442,923.33
1-B-6 0.00 0.00 7,564.74 0.00 1,648,642.02
2-B-1 0.00 0.00 9,363.27 0.00 2,237,906.81
2-B-2 0.00 0.00 3,277.14 0.00 783,267.38
2-B-3 0.00 0.00 3,277.14 0.00 783,267.38
2-B-4 0.00 0.00 1,872.65 0.00 447,581.36
2-B-5 0.00 0.00 936.33 0.00 223,790.68
2-B-6 0.00 0.00 1,405.23 0.00 335,863.55
SES 0.00 0.00 112,540.86 0.00 597,944,994.72
Totals (0.07) 0.00 2,841,141.31 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-CB-1 100,000,000.00 5.50000% 937.78358810 4.29817480 0.00000000 0.00000000
1-CB-WIO 0.00 0.31183% 936.79384000 0.24343536 0.00000000 0.00000000
1-AR 100.00 5.50000% 0.00000000 0.00000000 0.00000000 0.00000000
1-A-1 116,638,000.00 5.50000% 918.05921158 4.20777140 0.00000000 0.00000000
1-A-2 26,298,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-3 1,311,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-4 130,487,000.00 5.50000% 926.75584786 4.24763095 0.00000000 0.00000000
1-A-5 598,261.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-6 3,287,000.00 5.75000% 1000.00000000 4.79166717 0.00000000 0.00000000
1-A-7 1,250,000.00 5.75000% 1000.00000000 4.79166400 0.00000000 0.00000000
1-A-8 2,975,000.00 5.75000% 1000.00000000 4.79166723 0.00000000 0.00000000
1-A-9 5,649,739.00 5.75000% 1000.00000000 4.79166737 0.00000000 0.00000000
1-A-WIO 0.00 0.31388% 918.69441399 0.24029838 0.00000000 0.00000000
2-A-1 57,754,000.00 5.00000% 916.66670932 3.81944454 0.00000000 0.00000000
2-A-2 65,267,000.00 5.00000% 926.25935205 3.85941395 0.00000000 0.00000000
2-A-3 24,873,000.00 5.00000% 1000.00000000 4.16666667 0.00000000 0.00000000
2-A-4 73,948,000.00 5.00000% 934.91513023 3.89547966 0.00000000 0.00000000
2-A-WIO 0.00 0.34242% 932.86212137 0.26619553 0.00000000 0.00000000
A-PO 12,413,176.11 0.00000% 956.75219499 0.00000000 0.00000000 0.00000000
1-B-1 8,947,439.00 5.50000% 991.35592654 4.54371469 0.00000000 0.00000000
1-B-2 4,162,390.00 5.50000% 991.35592772 4.54371407 0.00000000 0.00000000
1-B-3 2,080,895.00 5.50000% 991.35592618 4.54371316 0.00000000 0.00000000
1-B-4 2,080,495.00 5.50000% 991.35592732 4.54371676 0.00000000 0.00000000
1-B-5 1,457,136.00 5.50000% 991.35592697 4.54371452 0.00000000 0.00000000
1-B-6 1,664,881.00 5.50000% 991.35592874 4.54371213 0.00000000 0.00000000
2-B-1 2,319,440.00 5.00000% 968.84772186 4.03686666 0.00000000 0.00000000
2-B-2 811,804.00 5.00000% 968.84772679 4.03686111 0.00000000 0.00000000
2-B-3 811,804.00 5.00000% 968.84772679 4.03686111 0.00000000 0.00000000
2-B-4 463,888.00 5.00000% 968.84771755 4.03685803 0.00000000 0.00000000
2-B-5 231,944.00 5.00000% 968.84773911 4.03687959 0.00000000 0.00000000
2-B-6 348,100.00 5.00000% 968.84771617 4.03685722 0.00000000 0.00000000
SES 0.00 0.00000% 937.29093075 0.00000000 0.00000000 0.00000000
<FN>
(5) All Classes are per $1,000 denomination.
</FN>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-CB-1 (0.00000010) 0.00000000 4.29817490 0.00000000 927.11967930
1-CB-WIO 0.00000000 0.00000000 0.24343536 0.00000000 918.82350888
1-AR 0.00000000 0.00000000 1.20000000 0.00000000 0.00000000
1-A-1 (0.00000017) 0.00000000 4.20777157 0.00000000 898.96460399
1-A-2 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
1-A-3 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
1-A-4 (0.00000015) 0.00000000 4.24763111 0.00000000 909.68781166
1-A-5 0.00000000 0.00000000 0.00000000 0.00000000 1000.00000000
1-A-6 0.00000000 0.00000000 4.79166717 0.00000000 1000.00000000
1-A-7 0.00000000 0.00000000 4.79166400 0.00000000 1000.00000000
1-A-8 0.00000000 0.00000000 4.79166723 0.00000000 1000.00000000
1-A-9 0.00000000 0.00000000 4.79166737 0.00000000 1000.00000000
1-A-WIO 0.00000000 0.00000000 0.24029838 0.00000000 900.62099232
2-A-1 0.00000000 0.00000000 3.81944471 0.00000000 894.39837916
2-A-2 (0.00000015) 0.00000000 3.85941410 0.00000000 906.55436882
2-A-3 0.00000000 0.00000000 4.16666667 0.00000000 1000.00000000
2-A-4 (0.00000014) 0.00000000 3.89547980 0.00000000 917.52314478
2-A-WIO 0.00000000 0.00000000 0.26619553 0.00000000 916.69826294
A-PO 0.00000000 0.00000000 0.00000000 0.00000000 947.13781999
1-B-1 0.00000000 0.00000000 4.54371469 0.00000000 990.24616094
1-B-2 0.00000000 0.00000000 4.54371407 0.00000000 990.24616146
1-B-3 0.00000000 0.00000000 4.54371316 0.00000000 990.24616331
1-B-4 0.00000000 0.00000000 4.54371676 0.00000000 990.24616257
1-B-5 0.00000000 0.00000000 4.54371452 0.00000000 990.24616096
1-B-6 0.00000000 0.00000000 4.54371213 0.00000000 990.24616174
2-B-1 0.00000000 0.00000000 4.03686666 0.00000000 964.84789863
2-B-2 0.00000000 0.00000000 4.03686111 0.00000000 964.84789432
2-B-3 0.00000000 0.00000000 4.03686111 0.00000000 964.84789432
2-B-4 0.00000000 0.00000000 4.03685803 0.00000000 964.84789432
2-B-5 0.00000000 0.00000000 4.03687959 0.00000000 964.84789432
2-B-6 0.00000000 0.00000000 4.03685722 0.00000000 964.84788854
SES 0.00000000 0.00000000 0.17363947 0.00000000 922.57025970
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Certificateholder Component Statement
Component Beginning Ending Beginning Ending Ending
Pass-Through Notional Notional Component Component Component
Class Rate Balance Balance Balance Balance Percentage
<s> <c> <c> <c> <c> <c> <c>
1-CB-APO 0.00000% 0.00 0.00 1,823,352.18 1,821,026.94 96.03321808%
1-A-APO 0.00000% 0.00 0.00 5,197,824.84 5,167,677.26 95.66419638%
2-APO 0.00000% 0.00 0.00 4,855,156.47 4,768,284.36 93.22092595%
1-CB-SES 0.00000% 100,806,385.16 99,731,826.20 0.00 0.00 93.07992850%
1-A-SES 0.00000% 289,589,287.36 285,088,037.21 0.00 0.00 92.24984555%
2-SES 0.00000% 217,090,223.27 213,125,131.31 0.00 0.00 91.88645360%
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<s> <c>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 12,409,126.06
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 0.00
Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00
Prepayment Penalties 0.00
Total Deposits 12,409,126.06
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 27,083.67
Payment of Interest and Principal 12,382,042.39
Total Withdrawals (Pool Distribution Amount) 12,409,126.06
Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<s> <c>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES
<s> <c>
Gross Servicing Fee 25,311.88
Trustee Fee 1,771.79
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 27,083.67
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENCY STATUS
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s> <c> <c> <c> <c> <c>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 2 0 0 2
129,609.97 0.00 0.00 129,609.97
30 Days 16 1 0 0 17
2,815,000.63 271,779.24 0.00 0.00 3,086,779.87
60 Days 2 0 0 0 2
391,939.60 0.00 0.00 0.00 391,939.60
90 Days 2 0 0 0 2
363,480.34 0.00 0.00 0.00 363,480.34
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 1 0 1
0.00 0.00 396,348.66 0.00 396,348.66
Totals 20 3 1 0 24
3,570,420.57 401,389.21 396,348.66 0.00 4,368,158.44
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.045589% 0.000000% 0.000000% 0.045589%
0.021635% 0.000000% 0.000000% 0.021635%
30 Days 0.364714% 0.022795% 0.000000% 0.000000% 0.387509%
0.469898% 0.045367% 0.000000% 0.000000% 0.515265%
60 Days 0.045589% 0.000000% 0.000000% 0.000000% 0.045589%
0.065425% 0.000000% 0.000000% 0.000000% 0.065425%
90 Days 0.045589% 0.000000% 0.000000% 0.000000% 0.045589%
0.060674% 0.000000% 0.000000% 0.000000% 0.060674%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.022795% 0.000000% 0.022795%
0.000000% 0.000000% 0.066161% 0.000000% 0.066161%
Totals 0.455892% 0.068384% 0.022795% 0.000000% 0.547071%
0.595997% 0.067002% 0.066161% 0.000000% 0.729160%
Delinquency Status By Groups
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 1 0 0 1
102,976.31 0.00 0.00 102,976.31
30 Days 3 0 0 0 3
517,434.29 0.00 0.00 0.00 517,434.29
60 Days 1 0 0 0 1
296,884.86 0.00 0.00 0.00 296,884.86
90 Days 1 0 0 0 1
184,763.81 0.00 0.00 0.00 184,763.81
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 5 1 0 0 6
999,082.96 102,976.31 0.00 0.00 1,102,059.27
0-29 Days 0.145560% 0.000000% 0.000000% 0.145560%
0.103157% 0.000000% 0.000000% 0.103157%
30 Days 0.436681% 0.000000% 0.000000% 0.000000% 0.436681%
0.518343% 0.000000% 0.000000% 0.000000% 0.518343%
60 Days 0.145560% 0.000000% 0.000000% 0.000000% 0.145560%
0.297406% 0.000000% 0.000000% 0.000000% 0.297406%
90 Days 0.145560% 0.000000% 0.000000% 0.000000% 0.145560%
0.185088% 0.000000% 0.000000% 0.000000% 0.185088%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.727802% 0.145560% 0.000000% 0.000000% 0.873362%
1.000838% 0.103157% 0.000000% 0.000000% 1.103996%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 8 1 0 0 9
1,365,862.55 271,779.24 0.00 0.00 1,637,641.79
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 1 0 0 0 1
178,716.53 0.00 0.00 0.00 178,716.53
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 1 0 1
0.00 0.00 396,348.66 0.00 396,348.66
Totals 9 1 1 0 11
1,544,579.08 271,779.24 396,348.66 0.00 2,212,706.98
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.446180% 0.055772% 0.000000% 0.000000% 0.501952%
0.478642% 0.095240% 0.000000% 0.000000% 0.573882%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.055772% 0.000000% 0.000000% 0.000000% 0.055772%
0.062628% 0.000000% 0.000000% 0.000000% 0.062628%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.055772% 0.000000% 0.055772%
0.000000% 0.000000% 0.138893% 0.000000% 0.138893%
Totals 0.501952% 0.055772% 0.055772% 0.000000% 0.613497%
0.541270% 0.095240% 0.138893% 0.000000% 0.775404%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 1 0 0 1
26,633.66 0.00 0.00 26,633.66
30 Days 5 0 0 0 5
931,703.79 0.00 0.00 0.00 931,703.79
60 Days 1 0 0 0 1
95,054.74 0.00 0.00 0.00 95,054.74
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 6 1 0 0 7
1,026,758.53 26,633.66 0.00 0.00 1,053,392.19
0-29 Days 0.052438% 0.000000% 0.000000% 0.052438%
0.012453% 0.000000% 0.000000% 0.012453%
30 Days 0.262192% 0.000000% 0.000000% 0.000000% 0.262192%
0.435619% 0.000000% 0.000000% 0.000000% 0.435619%
60 Days 0.052438% 0.000000% 0.000000% 0.000000% 0.052438%
0.044443% 0.000000% 0.000000% 0.000000% 0.044443%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.314630% 0.052438% 0.000000% 0.000000% 0.367069%
0.480062% 0.012453% 0.000000% 0.000000% 0.492515%
OTHER INFORMATION
<s> <c>
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 26,455.68
COLLATERAL STATEMENT
Collateral Description Fixed
Weighted Average Gross Coupon 5.643453%
Weighted Average Pass-Through Rate 5.389953%
Weighted Average Maturity(Stepdown Calculation ) 283
Beginning Scheduled Collateral Loan Count 4,429
Number Of Loans Paid In Full 42
Ending Scheduled Collateral Loan Count 4,387
Beginning Scheduled Collateral Balance 607,485,895.79
Ending Scheduled Collateral Balance 597,944,994.72
Ending Actual Collateral Balance at 30-Apr-2004 599,066,890.24
Monthly P &I Constant 4,191,940.49
Special Servicing Fee 0.00
Prepayment Penalties 0.00
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Class A Non-PO Optimal Amount 11,875,439.92
Class AP Deferred Amount 0.00
Ending Scheduled Balance for Premium Loans 597,944,994.72
Scheduled Principal 1,335,008.63
Unscheduled Principal 8,205,892.44
Group Level Collateral Statement
Group Group 1 Group 2 Group 3
Collateral Description Fixed 10 Year Fixed 15 Year Fixed 15 Year
Weighted Average Coupon Rate 5.817544 5.815303 5.333374
Weighted Average Net Rate 5.567544 5.565303 5.083374
Weighted Average Maturity 348 348 167
Beginning Loan Count 691 1,815 1,923
Loans Paid In Full 4 22 16
Ending Loan Count 687 1,793 1,907
Beginning Scheduled Balance 100,806,385.16 289,589,287.36 217,090,223.27
Ending scheduled Balance 99,731,826.20 285,088,037.21 213,125,131.31
Record Date 04/30/2004 04/30/2004 04/30/2004
Principal And Interest Constant 602,012.80 1,727,784.90 1,862,142.79
Scheduled Principal 113,308.16 324,410.46 897,290.01
Unscheduled Principal 961,250.80 4,176,839.69 3,067,801.95
Scheduled Interest 488,704.64 1,403,374.44 964,852.78
Servicing Fees 21,001.33 60,331.07 45,227.13
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 294.02 844.62 633.15
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 467,409.29 1,342,198.75 918,992.50
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 0.00 0.00 0.00
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 5.564044 5.561803 5.079874
Group Level Collateral Statement
Group Total
Collateral Description Fixed
Weighted Average Coupon Rate 5.643453
Weighted Average Net Rate 5.393453
Weighted Average Maturity 283
Beginning Loan Count 4,429
Loans Paid In Full 42
Ending Loan Count 4,387
Beginning Scheduled Balance 607,485,895.79
Ending scheduled Balance 597,944,994.72
Record Date 04/30/2004
Principal And Interest Constant 4,191,940.49
Scheduled Principal 1,335,008.63
Unscheduled Principal 8,205,892.44
Scheduled Interest 2,856,931.86
Servicing Fees 126,559.53
Master Servicing Fees 0.00
Trustee Fee 1,771.79
FRY Amount 0.00
Special Hazard Fee 0.00
Other Fee 0.00
Pool Insurance Fee 0.00
Spread Fee 1 0.00
Spread Fee 2 0.00
Spread Fee 3 0.00
Net Interest 2,728,600.54
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Percentage of Cumulative Losses 0.0000
Prepayment Penalties 0.00
Special Servicing Fee 0.00
Pass-Through Rate 5.389953
<CAPTION
Miscellaneous Reporting
Group Group 1
CPR 10.872872%
Subordinate % 5.258148%
Subordintate Prepay % 0.000000%
Senior Prepay % 100.000000%
Senior % 94.741852%
Group Group 2
CPR 16.015435%
Subordinate % 5.278739%
Subordintate Prepay % 0.000000%
Senior Prepay % 100.000000%
Senior % 94.721261%
Group Group 3
CPR 15.760062%
Subordinate % 2.276556%
Subordintate Prepay % 0.000000%
Senior Prepay % 100.000000%
Senior % 97.723444%
Group