UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D. C. 20549
Form 8-K
Current Report Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): May 25, 2004
BANC OF AMERICA ALTERNATIVE LOAN TRUST
Mortgage Pass-Through Certificates, Series 2003-11 Trust
(Exact name of registrant as specified in its charter)
54-2139182
New York (governing law of 333-105940-18 54-2139183
Pooling and Servicing Agreement) (Commission IRS EIN
(State or other File Number)
jurisdiction
of Incorporation)
c/o Wells Fargo Bank, N.A.
9062 Old Annapolis Road
Columbia, MD 21045
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (410) 884-2000
(Former name or former address, if changed since last report)
ITEM 5. Other Events
On May 25, 2004 a distribution was made to holders of BANC OF AMERICA
ALTERNATIVE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2003-11
Trust.
ITEM 7. Financial Statements and Exhibits
(c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of
Mortgage Pass-Through Certificates,
Series 2003-11 Trust, relating to the
May 25, 2004 distribution.
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
BANC OF AMERICA ALTERNATIVE LOAN TRUST
Mortgage Pass-Through Certificates, Series 2003-11 Trust
By: Wells Fargo Bank, N.A. as Trustee
By: /s/ Beth Belfield as Assistant Vice President
By: Beth Belfield as Assistant Vice President
Date: 5/28/04
INDEX TO EXHIBITS
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of Mortgage
Pass-Through Certificates, Series 2003-11 Trust,
relating to the May 25, 2004 distribution.
EX-99.1
Banc of America Alternative Loan Trust
Mortgage Pass-Through Certificates
Record Date: 4/30/04
Distribution Date: 5/25/04
BAA Series: 2003-11
Contact: Customer Service - CTSLink
Wells Fargo Bank, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
Telephone: (301) 815-6600
Fax: (301) 815-6660
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<s> <c> <c> <c> <c> <c> <c>
1-A-1 05948KJJ9 SEN 6.00000% 131,837,859.20 654,933.93 2,582,791.60
1-A-R 05948KJK6 SEN 6.00000% 0.00 0.00 0.00
1-A-LR 05948KJL4 SEN 6.00000% 0.00 0.00 0.00
2-A-1 05948KJM2 SEN 6.00000% 65,387,568.04 324,827.31 2,071,998.37
CB-IO 05948KJN0 IO 0.33204% 0.00 25,894.13 0.00
3-A-1 05948KJP5 SEN 6.00000% 14,257,358.98 70,826.61 581,672.39
3-IO 05948KJQ3 IO 0.47084% 0.00 2,234.99 0.00
4-A-1 05948KJR1 SEN 4.75000% 46,932,618.24 185,774.95 386,928.99
4-A-2 05948KJS9 SEN 4.75000% 665,949.43 2,636.05 5,490.32
5-A-1 05948KJT7 SEN 5.50000% 42,485,824.79 194,726.70 1,684,387.77
5-A-2 05948KJU4 SEN 5.50000% 597,338.58 2,737.80 23,682.01
15-IO 05948KJV2 IO 0.35151% 0.00 20,897.05 0.00
PO 05948KJW0 PO 0.00000% 6,892,986.76 0.00 87,671.91
15-B-1 05948KKA6 SUB 5.10787% 1,256,757.13 5,349.46 4,918.78
15-B-2 05948KKB4 SUB 5.10787% 482,610.50 2,054.26 1,888.87
15-B-3 05948KJH3 SUB 5.10787% 337,827.35 1,437.98 1,322.21
15-B-4 05948KKG3 SUB 5.10787% 193,044.20 821.70 755.55
15-B-5 05948KKH1 SUB 5.10787% 97,507.02 415.04 381.63
15-B-6 05948KKJ7 SUB 5.10787% 193,288.46 822.74 756.50
30-B-1 05948KJX8 SUB 6.00000% 5,718,940.90 28,410.11 5,860.34
30-B-2 05948KJY6 SUB 6.00000% 2,620,434.26 13,017.59 2,685.22
30-B-3 05948KJZ3 SUB 6.00000% 1,192,193.01 5,922.48 1,221.67
30-B-4 05948KKD0 SUB 6.00000% 1,548,755.33 7,693.79 1,587.05
30-B-5 05948KKE8 SUB 6.00000% 952,160.83 4,730.07 975.70
30-B-6 05948KKF5 SUB 6.00000% 1,073,227.72 5,331.50 1,099.75
SES 05948KKC2 SEN 0.00000% 0.00 58,354.74 0.00
Totals 324,724,250.73 1,619,850.98 7,448,076.63
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<s> <c> <c> <c> <c>
1-A-1 0.00 129,255,067.60 3,237,725.53 0.00
1-A-R 0.00 0.00 0.00 0.00
1-A-LR 0.00 0.00 0.00 0.00
2-A-1 0.00 63,315,569.68 2,396,825.68 0.00
CB-IO 0.00 0.00 25,894.13 0.00
3-A-1 0.00 13,675,686.58 652,499.00 0.00
3-IO 0.00 0.00 2,234.99 0.00
4-A-1 0.00 46,545,689.25 572,703.94 0.00
4-A-2 0.00 660,459.11 8,126.37 0.00
5-A-1 0.00 40,801,437.02 1,879,114.47 0.00
5-A-2 0.00 573,656.57 26,419.81 0.00
15-IO 0.00 0.00 20,897.05 0.00
PO 0.00 6,805,314.86 87,671.91 0.00
15-B-1 0.00 1,251,838.35 10,268.24 0.00
15-B-2 0.00 480,721.62 3,943.13 0.00
15-B-3 0.00 336,505.14 2,760.19 0.00
15-B-4 0.00 192,288.65 1,577.25 0.00
15-B-5 0.00 97,125.39 796.67 0.00
15-B-6 0.00 192,531.96 1,579.24 0.00
30-B-1 0.00 5,713,080.56 34,270.45 0.00
30-B-2 0.00 2,617,749.03 15,702.81 0.00
30-B-3 0.00 1,190,971.34 7,144.15 0.00
30-B-4 0.00 1,547,168.28 9,280.84 0.00
30-B-5 0.00 951,185.13 5,705.77 0.00
30-B-6 0.00 1,072,127.96 6,431.25 0.00
SES 0.00 0.00 58,354.74 0.00
Totals 0.00 317,276,174.08 9,067,927.61 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<s> <c> <c> <c> <c> <c> <c>
1-A-1 136,100,000.00 131,837,859.20 137,590.26 2,445,201.34 0.00 0.00
1-A-R 50.00 0.00 0.00 0.00 0.00 0.00
1-A-LR 50.00 0.00 0.00 0.00 0.00 0.00
2-A-1 67,940,000.00 65,387,568.04 65,263.85 2,006,734.52 0.00 0.00
CB-IO 0.00 0.00 0.00 0.00 0.00 0.00
3-A-1 15,462,000.00 14,257,358.98 13,906.59 567,765.81 0.00 0.00
3-IO 0.00 0.00 0.00 0.00 0.00 0.00
4-A-1 48,839,000.00 46,932,618.24 188,480.01 198,448.98 0.00 0.00
4-A-2 693,000.00 665,949.43 2,674.43 2,815.89 0.00 0.00
5-A-1 44,880,000.00 42,485,824.79 161,530.52 1,522,857.26 0.00 0.00
5-A-2 631,000.00 597,338.58 2,271.07 21,410.94 0.00 0.00
15-IO 0.00 0.00 0.00 0.00 0.00 0.00
PO 7,017,645.00 6,892,986.76 9,318.66 78,353.25 0.00 0.00
15-B-1 1,276,000.00 1,256,757.13 4,918.78 0.00 0.00 0.00
15-B-2 490,000.00 482,610.50 1,888.87 0.00 0.00 0.00
15-B-3 343,000.00 337,827.35 1,322.21 0.00 0.00 0.00
15-B-4 196,000.00 193,044.20 755.55 0.00 0.00 0.00
15-B-5 99,000.00 97,507.02 381.63 0.00 0.00 0.00
15-B-6 196,248.00 193,288.46 756.50 0.00 0.00 0.00
30-B-1 5,742,000.00 5,718,940.90 5,860.34 0.00 0.00 0.00
30-B-2 2,631,000.00 2,620,434.26 2,685.22 0.00 0.00 0.00
30-B-3 1,197,000.00 1,192,193.01 1,221.67 0.00 0.00 0.00
30-B-4 1,555,000.00 1,548,755.33 1,587.05 0.00 0.00 0.00
30-B-5 956,000.00 952,160.83 975.70 0.00 0.00 0.00
30-B-6 1,077,555.00 1,073,227.72 1,099.75 0.00 0.00 0.00
SES 0.00 0.00 0.00 0.00 0.00 0.00
Totals 337,321,548.00 324,724,250.73 604,488.66 6,843,587.99 0.00 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c>
1-A-1 2,582,791.60 129,255,067.60 0.94970660 2,582,791.60
1-A-R 0.00 0.00 0.00000000 0.00
1-A-LR 0.00 0.00 0.00000000 0.00
2-A-1 2,071,998.37 63,315,569.68 0.93193361 2,071,998.37
CB-IO 0.00 0.00 0.00000000 0.00
3-A-1 581,672.39 13,675,686.58 0.88447074 581,672.39
3-IO 0.00 0.00 0.00000000 0.00
4-A-1 386,928.99 46,545,689.25 0.95304345 386,928.99
4-A-2 5,490.32 660,459.11 0.95304345 5,490.32
5-A-1 1,684,387.77 40,801,437.02 0.90912293 1,684,387.77
5-A-2 23,682.01 573,656.57 0.90912293 23,682.01
15-IO 0.00 0.00 0.00000000 0.00
PO 87,671.91 6,805,314.86 0.96974339 87,671.91
15-B-1 4,918.78 1,251,838.35 0.98106454 4,918.78
15-B-2 1,888.87 480,721.62 0.98106453 1,888.87
15-B-3 1,322.21 336,505.14 0.98106455 1,322.21
15-B-4 755.55 192,288.65 0.98106454 755.55
15-B-5 381.63 97,125.39 0.98106455 381.63
15-B-6 756.50 192,531.96 0.98106457 756.50
30-B-1 5,860.34 5,713,080.56 0.99496352 5,860.34
30-B-2 2,685.22 2,617,749.03 0.99496352 2,685.22
30-B-3 1,221.67 1,190,971.34 0.99496353 1,221.67
30-B-4 1,587.05 1,547,168.28 0.99496352 1,587.05
30-B-5 975.70 951,185.13 0.99496353 975.70
30-B-6 1,099.75 1,072,127.96 0.99496356 1,099.75
SES 0.00 0.00 0.00000000 0.00
Totals 7,448,076.63 317,276,174.08 0.94057488 7,448,076.63
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<s> <c> <c> <c> <c> <c>
1-A-1 136,100,000.00 968.68375606 1.01094974 17.96621117 0.00000000
1-A-R 50.00 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 50.00 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 67,940,000.00 962.43108684 0.96061010 29.53686370 0.00000000
CB-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
3-A-1 15,462,000.00 922.09021989 0.89940435 36.72007567 0.00000000
3-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
4-A-1 48,839,000.00 960.96599521 3.85921108 4.06333013 0.00000000
4-A-2 693,000.00 960.96598846 3.85920635 4.06333333 0.00000000
5-A-1 44,880,000.00 946.65385004 3.59916488 33.93175713 0.00000000
5-A-2 631,000.00 946.65385103 3.59916006 33.93175911 0.00000000
15-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
PO 7,017,645.00 982.23645682 1.32788991 11.16517721 0.00000000
15-B-1 1,276,000.00 984.91938088 3.85484326 0.00000000 0.00000000
15-B-2 490,000.00 984.91938776 3.85483673 0.00000000 0.00000000
15-B-3 343,000.00 984.91938776 3.85483965 0.00000000 0.00000000
15-B-4 196,000.00 984.91938776 3.85484694 0.00000000 0.00000000
15-B-5 99,000.00 984.91939394 3.85484848 0.00000000 0.00000000
15-B-6 196,248.00 984.91938771 3.85481635 0.00000000 0.00000000
30-B-1 5,742,000.00 995.98413445 1.02060954 0.00000000 0.00000000
30-B-2 2,631,000.00 995.98413531 1.02060813 0.00000000 0.00000000
30-B-3 1,197,000.00 995.98413534 1.02060986 0.00000000 0.00000000
30-B-4 1,555,000.00 995.98413505 1.02061093 0.00000000 0.00000000
30-B-5 956,000.00 995.98413180 1.02060669 0.00000000 0.00000000
30-B-6 1,077,555.00 995.98416786 1.02059756 0.00000000 0.00000000
SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(2) All deals are per $1,000 denomination.
</FN>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c> <c>
1-A-1 0.00000000 18.97716091 949.70659515 0.94970660 18.97716091
1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 0.00000000 30.49747380 931.93361319 0.93193361 30.49747380
CB-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
3-A-1 0.00000000 37.61947937 884.47073988 0.88447074 37.61947937
3-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
4-A-1 0.00000000 7.92254121 953.04345400 0.95304345 7.92254121
4-A-2 0.00000000 7.92253968 953.04344877 0.95304345 7.92253968
5-A-1 0.00000000 37.53092179 909.12292825 0.90912293 37.53092179
5-A-2 0.00000000 37.53091918 909.12293185 0.90912293 37.53091918
15-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
PO 0.00000000 12.49306712 969.74339112 0.96974339 12.49306712
15-B-1 0.00000000 3.85484326 981.06453762 0.98106454 3.85484326
15-B-2 0.00000000 3.85483673 981.06453061 0.98106453 3.85483673
15-B-3 0.00000000 3.85483965 981.06454810 0.98106455 3.85483965
15-B-4 0.00000000 3.85484694 981.06454082 0.98106454 3.85484694
15-B-5 0.00000000 3.85484848 981.06454545 0.98106455 3.85484848
15-B-6 0.00000000 3.85481635 981.06457136 0.98106457 3.85481635
30-B-1 0.00000000 1.02060954 994.96352490 0.99496352 1.02060954
30-B-2 0.00000000 1.02060813 994.96352338 0.99496352 1.02060813
30-B-3 0.00000000 1.02060986 994.96352548 0.99496353 1.02060986
30-B-4 0.00000000 1.02061093 994.96352412 0.99496352 1.02061093
30-B-5 0.00000000 1.02060669 994.96352510 0.99496353 1.02060669
30-B-6 0.00000000 1.02059756 994.96356102 0.99496356 1.02059756
SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 136,100,000.00 6.00000% 131,837,859.20 659,189.30 0.00 0.00
1-A-R 50.00 6.00000% 0.00 0.00 0.00 0.00
1-A-LR 50.00 6.00000% 0.00 0.00 0.00 0.00
2-A-1 67,940,000.00 6.00000% 65,387,568.04 326,937.84 0.00 0.00
CB-IO 0.00 0.33204% 94,189,942.60 26,062.38 0.00 0.00
3-A-1 15,462,000.00 6.00000% 14,257,358.98 71,286.79 0.00 0.00
3-IO 0.00 0.47084% 5,733,235.13 2,249.51 0.00 0.00
4-A-1 48,839,000.00 4.75000% 46,932,618.24 185,774.95 0.00 0.00
4-A-2 693,000.00 4.75000% 665,949.43 2,636.05 0.00 0.00
5-A-1 44,880,000.00 5.50000% 42,485,824.79 194,726.70 0.00 0.00
5-A-2 631,000.00 5.50000% 597,338.58 2,737.80 0.00 0.00
15-IO 0.00 0.35151% 71,339,904.86 20,897.04 0.00 0.00
PO 7,017,645.00 0.00000% 6,892,986.76 0.00 0.00 0.00
15-B-1 1,276,000.00 5.10787% 1,256,757.13 5,349.46 0.00 0.00
15-B-2 490,000.00 5.10787% 482,610.50 2,054.26 0.00 0.00
15-B-3 343,000.00 5.10787% 337,827.35 1,437.98 0.00 0.00
15-B-4 196,000.00 5.10787% 193,044.20 821.70 0.00 0.00
15-B-5 99,000.00 5.10787% 97,507.02 415.04 0.00 0.00
15-B-6 196,248.00 5.10787% 193,288.46 822.74 0.00 0.00
30-B-1 5,742,000.00 6.00000% 5,718,940.90 28,594.70 0.00 0.00
30-B-2 2,631,000.00 6.00000% 2,620,434.26 13,102.17 0.00 0.00
30-B-3 1,197,000.00 6.00000% 1,192,193.01 5,960.97 0.00 0.00
30-B-4 1,555,000.00 6.00000% 1,548,755.33 7,743.78 0.00 0.00
30-B-5 956,000.00 6.00000% 952,160.83 4,760.80 0.00 0.00
30-B-6 1,077,555.00 6.00000% 1,073,227.72 5,366.14 0.00 0.00
SES 0.00 0.00000% 324,724,251.50 0.00 0.00 0.00
Totals 337,321,548.00 1,568,928.10 0.00 0.00
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 4,255.37 0.00 654,933.93 0.00 129,255,067.60
1-A-R 0.00 0.00 0.00 0.00 0.00
1-A-LR 0.00 0.00 0.00 0.00 0.00
2-A-1 2,110.53 0.00 324,827.31 0.00 63,315,569.68
CB-IO 168.24 0.00 25,894.13 0.00 91,202,952.70
3-A-1 460.19 0.00 70,826.61 0.00 13,675,686.58
3-IO 14.52 0.00 2,234.99 0.00 5,728,051.19
4-A-1 0.00 0.00 185,774.95 0.00 46,545,689.25
4-A-2 0.00 0.00 2,636.05 0.00 660,459.11
5-A-1 0.00 0.00 194,726.70 0.00 40,801,437.02
5-A-2 0.00 0.00 2,737.80 0.00 573,656.57
15-IO 0.00 0.00 20,897.05 0.00 70,214,147.40
PO 0.00 0.00 0.00 0.00 6,805,314.86
15-B-1 0.00 0.00 5,349.46 0.00 1,251,838.35
15-B-2 0.00 0.00 2,054.26 0.00 480,721.62
15-B-3 0.00 0.00 1,437.98 0.00 336,505.14
15-B-4 0.00 0.00 821.70 0.00 192,288.65
15-B-5 0.00 0.00 415.04 0.00 97,125.39
15-B-6 0.00 0.00 822.74 0.00 192,531.96
30-B-1 184.59 0.00 28,410.11 0.00 5,713,080.56
30-B-2 84.58 0.00 13,017.59 0.00 2,617,749.03
30-B-3 38.48 0.00 5,922.48 0.00 1,190,971.34
30-B-4 49.99 0.00 7,693.79 0.00 1,547,168.28
30-B-5 30.73 0.00 4,730.07 0.00 951,185.13
30-B-6 34.64 0.00 5,331.50 0.00 1,072,127.96
SES 0.00 0.00 58,354.74 0.00 317,276,174.85
Totals 7,431.86 0.00 1,619,850.98 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 136,100,000.00 6.00000% 968.68375606 4.84341881 0.00000000 0.00000000
1-A-R 50.00 6.00000% 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 50.00 6.00000% 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 67,940,000.00 6.00000% 962.43108684 4.81215543 0.00000000 0.00000000
CB-IO 0.00 0.33204% 954.91901821 0.26422632 0.00000000 0.00000000
3-A-1 15,462,000.00 6.00000% 922.09021989 4.61045078 0.00000000 0.00000000
3-IO 0.00 0.47084% 881.04750300 0.34569054 0.00000000 0.00000000
4-A-1 48,839,000.00 4.75000% 960.96599521 3.80382379 0.00000000 0.00000000
4-A-2 693,000.00 4.75000% 960.96598846 3.80382395 0.00000000 0.00000000
5-A-1 44,880,000.00 5.50000% 946.65385004 4.33883021 0.00000000 0.00000000
5-A-2 631,000.00 5.50000% 946.65385103 4.33882726 0.00000000 0.00000000
15-IO 0.00 0.35151% 961.72089853 0.28170938 0.00000000 0.00000000
PO 7,017,645.00 0.00000% 982.23645682 0.00000000 0.00000000 0.00000000
15-B-1 1,276,000.00 5.10787% 984.91938088 4.19236677 0.00000000 0.00000000
15-B-2 490,000.00 5.10787% 984.91938776 4.19236735 0.00000000 0.00000000
15-B-3 343,000.00 5.10787% 984.91938776 4.19236152 0.00000000 0.00000000
15-B-4 196,000.00 5.10787% 984.91938776 4.19234694 0.00000000 0.00000000
15-B-5 99,000.00 5.10787% 984.91939394 4.19232323 0.00000000 0.00000000
15-B-6 196,248.00 5.10787% 984.91938771 4.19234846 0.00000000 0.00000000
30-B-1 5,742,000.00 6.00000% 995.98413445 4.97991989 0.00000000 0.00000000
30-B-2 2,631,000.00 6.00000% 995.98413531 4.97992018 0.00000000 0.00000000
30-B-3 1,197,000.00 6.00000% 995.98413534 4.97992481 0.00000000 0.00000000
30-B-4 1,555,000.00 6.00000% 995.98413505 4.97992283 0.00000000 0.00000000
30-B-5 956,000.00 6.00000% 995.98413180 4.97991632 0.00000000 0.00000000
30-B-6 1,077,555.00 6.00000% 995.98416786 4.97992214 0.00000000 0.00000000
SES 0.00 0.00000% 962.65492867 0.00000000 0.00000000 0.00000000
<FN>
(5) All deals are per $1,000 denomination.
</FN>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 0.03126650 0.00000000 4.81215231 0.00000000 949.70659515
1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 0.03106462 0.00000000 4.78109082 0.00000000 931.93361319
CB-IO 0.00170566 0.00000000 0.26252057 0.00000000 924.63623659
3-A-1 0.02976264 0.00000000 4.58068879 0.00000000 884.47073988
3-IO 0.00223134 0.00000000 0.34345920 0.00000000 880.25086772
4-A-1 0.00000000 0.00000000 3.80382379 0.00000000 953.04345400
4-A-2 0.00000000 0.00000000 3.80382395 0.00000000 953.04344877
5-A-1 0.00000000 0.00000000 4.33883021 0.00000000 909.12292825
5-A-2 0.00000000 0.00000000 4.33882726 0.00000000 909.12293185
15-IO 0.00000000 0.00000000 0.28170951 0.00000000 946.54475724
PO 0.00000000 0.00000000 0.00000000 0.00000000 969.74339112
15-B-1 0.00000000 0.00000000 4.19236677 0.00000000 981.06453762
15-B-2 0.00000000 0.00000000 4.19236735 0.00000000 981.06453061
15-B-3 0.00000000 0.00000000 4.19236152 0.00000000 981.06454810
15-B-4 0.00000000 0.00000000 4.19234694 0.00000000 981.06454082
15-B-5 0.00000000 0.00000000 4.19232323 0.00000000 981.06454545
15-B-6 0.00000000 0.00000000 4.19234846 0.00000000 981.06457136
30-B-1 0.03214734 0.00000000 4.94777255 0.00000000 994.96352490
30-B-2 0.03214747 0.00000000 4.94777271 0.00000000 994.96352338
30-B-3 0.03214703 0.00000000 4.94776942 0.00000000 994.96352548
30-B-4 0.03214791 0.00000000 4.94777492 0.00000000 994.96352412
30-B-5 0.03214435 0.00000000 4.94777197 0.00000000 994.96352510
30-B-6 0.03214685 0.00000000 4.94777529 0.00000000 994.96356102
SES 0.00000000 0.00000000 0.17299440 0.00000000 940.57487871
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Certificateholder Component Statement
Component Beginning Ending Beginning Ending Ending
Pass-Through Notional Notional Component Component Component
Class Rate Balance Balance Balance Balance Percentage
<s> <c> <c> <c> <c> <c> <c>
1-IO 0.30947% 66,826,606.53 64,737,774.97 0.00 0.00 92.81163991%
2-IO 0.38716% 27,363,336.07 26,465,177.73 0.00 0.00 91.62322450%
3-IO-1 0.30947% 66,826,606.53 64,737,774.97 0.00 0.00 92.81163991%
4-IO 0.41948% 37,612,953.18 37,267,428.60 0.00 0.00 94.85771852%
5-IO 0.27571% 33,726,951.68 32,946,718.80 0.00 0.00 94.42562641%
1-PO 0.00000% 0.00 0.00 3,973,210.32 3,933,355.87 97.35585978%
2-PO 0.00000% 0.00 0.00 2,083,737.35 2,064,891.54 96.94440263%
3-PO 0.00000% 0.00 0.00 403,273.57 377,405.35 93.07780049%
4-PO 0.00000% 0.00 0.00 418,321.04 416,490.93 97.80938145%
5-PO 0.00000% 0.00 0.00 14,444.48 13,171.18 81.33370384%
1-SES 0.00000% 143,932,987.07 141,301,864.72 0.00 0.00 95.28394547%
2-SES 0.00000% 71,534,385.99 69,439,486.42 0.00 0.00 93.64857445%
3-SES 0.00000% 15,581,346.82 14,972,908.14 0.00 0.00 89.16841271%
4-SES 0.00000% 49,355,899.01 48,956,272.17 0.00 0.00 95.39806968%
5-SES 0.00000% 44,319,632.61 42,605,643.40 0.00 0.00 91.10120587%
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<s> <c>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 9,083,487.28
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 0.00
Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00
Prepayment Penalties 0.00
Total Deposits 9,083,487.28
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 15,559.67
Payment of Interest and Principal 9,067,927.61
Total Withdrawals (Pool Distribution Amount) 9,083,487.28
Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<s> <c>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 7,431.86
SERVICING FEES
<s> <c>
Gross Servicing Fee 13,530.18
Trustee Fee - Wells Fargo Bank, N.A. 2,029.49
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 15,559.67
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENCY STATUS
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s> <c> <c> <c> <c> <c>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 1 0 0 1
57,759.48 0.00 0.00 57,759.48
30 Days 10 0 0 0 10
1,157,361.03 0.00 0.00 0.00 1,157,361.03
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 1 0 1
0.00 0.00 167,709.89 0.00 167,709.89
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 10 1 1 0 12
1,157,361.03 57,759.48 167,709.89 0.00 1,382,830.40
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.038168% 0.000000% 0.000000% 0.038168%
0.018177% 0.000000% 0.000000% 0.018177%
30 Days 0.381679% 0.000000% 0.000000% 0.000000% 0.381679%
0.364214% 0.000000% 0.000000% 0.000000% 0.364214%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.038168% 0.000000% 0.038168%
0.000000% 0.000000% 0.052777% 0.000000% 0.052777%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.381679% 0.038168% 0.038168% 0.000000% 0.458015%
0.364214% 0.018177% 0.052777% 0.000000% 0.435167%
Delinquency Status By Groups
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 1 0 0 1
57,759.48 0.00 0.00 57,759.48
30 Days 6 0 0 0 6
790,990.98 0.00 0.00 0.00 790,990.98
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 6 1 0 0 7
790,990.98 57,759.48 0.00 0.00 848,750.46
0-29 Days 0.083752% 0.000000% 0.000000% 0.083752%
0.040842% 0.000000% 0.000000% 0.040842%
30 Days 0.502513% 0.000000% 0.000000% 0.000000% 0.502513%
0.559307% 0.000000% 0.000000% 0.000000% 0.559307%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.502513% 0.083752% 0.000000% 0.000000% 0.586265%
0.559307% 0.040842% 0.000000% 0.000000% 0.600149%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 1 0 0 0 1
203,402.12 0.00 0.00 0.00 203,402.12
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 1 0 1
0.00 0.00 167,709.89 0.00 167,709.89
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 1 0 1 0 2
203,402.12 0.00 167,709.89 0.00 371,112.01
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.215517% 0.000000% 0.000000% 0.000000% 0.215517%
0.292688% 0.000000% 0.000000% 0.000000% 0.292688%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.215517% 0.000000% 0.215517%
0.000000% 0.000000% 0.241329% 0.000000% 0.241329%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.215517% 0.000000% 0.215517% 0.000000% 0.431034%
0.292688% 0.000000% 0.241329% 0.000000% 0.534017%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
Group 4 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 1 0 0 0 1
92,706.78 0.00 0.00 0.00 92,706.78
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 1 0 0 0 1
92,706.78 0.00 0.00 0.00 92,706.78
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.215054% 0.000000% 0.000000% 0.000000% 0.215054%
0.188731% 0.000000% 0.000000% 0.000000% 0.188731%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.215054% 0.000000% 0.000000% 0.000000% 0.215054%
0.188731% 0.000000% 0.000000% 0.000000% 0.188731%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
Group 5 No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 2 0 0 0 2
70,261.15 0.00 0.00 0.00 70,261.15
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 2 0 0 0 2
70,261.15 0.00 0.00 0.00 70,261.15
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.431965% 0.000000% 0.000000% 0.000000% 0.431965%
0.164377% 0.000000% 0.000000% 0.000000% 0.164377%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.431965% 0.000000% 0.000000% 0.000000% 0.431965%
0.164377% 0.000000% 0.000000% 0.000000% 0.164377%
OTHER INFORMATION
<s> <c>
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 8,683.50
COLLATERAL STATEMENT
Collateral Description Fixed
Weighted Average Gross Coupon 6.055385%
Weighted Average Pass-Through Rate 5.797885%
Weighted Average Maturity(Stepdown Calculation ) 280
Beginning Scheduled Collateral Loan Count 2,657
Number Of Loans Paid In Full 37
Ending Scheduled Collateral Loan Count 2,620
Beginning Scheduled Collateral Balance 324,724,251.50
Ending Scheduled Collateral Balance 317,276,174.85
Ending Actual Collateral Balance at 30-Apr-2004 317,769,835.95
Monthly P &I Constant 2,243,097.34
Special Servicing Fee 0.00
Prepayment Penalties 0.00
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Class A Non-PO Optimal Amount 8,741,777.95
Class AP Deferred Amount 0.00
Ending Scheduled Balance for Premium Loans 317,276,174.85
Scheduled Principal 604,488.68
Unscheduled Principal 6,843,587.97
Group Level Collateral Statement
Group Group 1 Group 2 Group 3
Collateral Description Mixed Fixed Mixed Fixed Mixed Fixed
Weighted Average Coupon Rate 6.235556 6.230823 6.275456
Weighted Average Net Rate 5.985556 5.980823 6.025456
Weighted Average Maturity 348 353 354
Beginning Loan Count 1,210 475 35
Loans Paid In Full 16 11 1
Ending Loan Count 1,194 464 34
Beginning Scheduled Balance 143,932,987.07 71,534,385.99 15,581,346.82
Ending scheduled Balance 141,301,864.72 69,439,486.42 14,972,908.14
Record Date 04/30/2004 04/30/2004 04/30/2004
Principal And Interest Constant 898,767.57 443,034.08 96,712.92
Scheduled Principal 150,849.05 71,602.31 15,229.54
Unscheduled Principal 2,480,273.30 2,023,297.26 593,209.14
Scheduled Interest 747,918.52 371,431.77 81,483.38
Servicing Fees 29,986.02 14,903.01 3,246.12
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 899.57 447.07 97.37
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 717,032.93 356,081.69 78,139.89
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 0.00 0.00 0.00
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 5.978056 5.973323 6.017956
Group Level Collateral Statement
Group Group 4 Group 5 Total
Collateral Description Mixed Fixed Mixed Fixed Fixed
Weighted Average Coupon Rate 5.286914 5.965518 6.055385
Weighted Average Net Rate 5.036915 5.715518 5.805385
Weighted Average Maturity 171 171 280
Beginning Loan Count 467 470 2,657
Loans Paid In Full 2 7 37
Ending Loan Count 465 463 2,620
Beginning Scheduled Balance 49,355,899.01 44,319,632.61 324,724,251.50
Ending scheduled Balance 48,956,272.17 42,605,643.40 317,276,174.85
Record Date 04/30/2004 04/30/2004 04/30/2004
Principal And Interest Constant 415,751.77 388,831.00 2,243,097.34
Scheduled Principal 198,301.43 168,506.35 604,488.68
Unscheduled Principal 201,325.41 1,545,482.86 6,843,587.97
Scheduled Interest 217,450.34 220,324.65 1,638,608.66
Servicing Fees 10,282.47 9,233.25 67,650.87
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 308.47 277.01 2,029.49
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 206,859.40 210,814.39 1,568,928.30
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 0.00 0.00 0.00
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 5.029414 5.708018 5.797885
Miscellaneous Reporting
Group Group 1
CPR 18.844965%
Senior % 94.196964%
Senior Prepayment % 100.000000%
Subordinate % 5.803036%
Subordinate Prepayment % 0.000000%
Group Group 2
CPR 29.153426%
Senior % 94.149688%
Senior Prepayment % 100.000000%
Subordinate % 5.850312%
Subordinate Prepayment % 0.000000%
Group Group 3
CPR 37.264936%
Senior % 93.933921%
Senior Prepayment % 100.000000%
Subordinate % 6.066079%
Subordinate Prepayment % 0.000000%
Miscellaneous Reporting
Group Group 4
CPR 4.805406%
Senior % 97.263841%
Senior Prepayment % 100.000000%
Subordinate % 2.736159%
Subordinate Prepayment % 0.000000%
Group Group 5
CPR 34.791517%
Senior % 97.241802%
Senior Prepayment % 100.000000%
Subordinate % 2.758198%
Subordinate Prepayment % 0.000000%
Group