UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D. C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): August 25, 2004
BANC OF AMERICA MORTGAGE SECURITIES, INC.
Mortgage Pass-Through Certificates, Series 2004-7 Trust
(Exact name of registrant as specified in its charter)
New York (governing law of 333-105940-41 54-2157786
Pooling and Servicing Agreement) (Commission 54-2157787
(State or other File Number) 54-2157788
jurisdiction IRS EIN
of Incorporation)
c/o Wells Fargo Bank, N.A.
9062 Old Annapolis Road
Columbia, MD 21045
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (410) 884-2000
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act(17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act(17 CFR 240.13e-4(c))
ITEM 8.01 Other Events
On August 25, 2004 a distribution was made to holders of BANC OF AMERICA
MORTGAGE SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2004-7
Trust.
ITEM 9.01 Financial Statements and Exhibits
(c) Exhibits
Exhibit Number Description
EX-99.1 Monthly report distributed to holders
of Mortgage Pass-Through Certificates,
Series 2004-7 Trust, relating to the
August 25, 2004 distribution.
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
BANC OF AMERICA MORTGAGE SECURITIES, INC.
Mortgage Pass-Through Certificates, Series 2004-7 Trust
(Registrant)
By: Wells Fargo Bank, N.A. as Trustee
By: /s/ Beth Belfield as Assistant Vice President
By: Beth Belfield as Assistant Vice President
Date: 8/27/04
INDEX TO EXHIBITS
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of Mortgage
Pass-Through Certificates, Series 2004-7 Trust,
relating to the August 25, 2004 distribution.
EX-99.1
Banc of America Mortgage Securities, Inc.
Mortgage Pass-Through Certificates
Record Date: 7/31/04
Distribution Date: 8/25/04
BAM Series: 2004-7
Contact: Customer Service - SecuritiesLink
Wells Fargo Bank, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
Telephone: (301) 846-8130
Fax: (301) 815-6660
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<s> <c> <c> <c> <c> <c> <c>
1-A-1 05949APY0 SEN 6.00000% 18,086,000.00 90,430.00 469,283.79
1-A-2 05949ANB2 SEN 6.00000% 4,587,000.00 22,935.00 0.00
1-A-3 05949ANC0 SEN 6.00000% 1,397,000.00 6,985.00 0.00
1-A-4 05949AND8 SEN 6.25000% 6,300,000.00 32,812.50 0.00
1-A-5 05949ANE6 SEN 6.25000% 2,760,000.00 14,375.00 0.00
1-A-6 05949ANF3 SEN 6.25000% 6,224,352.00 32,418.50 0.00
1-A-7 05949ANG1 SEN 2.19000% 1,000,000.00 1,825.00 25,947.35
1-A-8 05949ANH9 SEN 13.62000% 500,000.00 5,675.00 12,973.68
1-A-9 05949ANJ5 SEN 2.90000% 2,801,600.00 6,770.53 72,694.10
1-A-10 05949ANK2 SEN 8.06667% 4,202,400.00 28,249.48 109,041.15
1-A-11 05949ANL0 SEN 6.00000% 1,426,000.00 7,130.00 38,000.00
1-A-12 05949ANM8 SEN 6.00000% 0.00 51,360.93 0.00
1-A-13 05949ANN6 SEN 4.75000% 24,204,100.00 95,807.90 159,536.98
1-A-14 05949ANP1 SEN 5.00000% 5,000,000.00 20,833.33 0.00
1-A-15 05949ANQ9 SEN 5.00000% 7,391,100.00 30,796.25 0.00
1-A-16 05949ANR7 SEN 5.50000% 20,960,900.00 96,070.79 0.00
1-A-17 05949ANS5 SEN 5.50000% 17,012,900.00 77,975.79 0.00
1-A-18 05949ANT3 SEN 6.00000% 1,479,800.00 7,399.00 0.00
1-A-19 05949ANU0 SEN 0.00000% 636,848.00 0.00 0.00
1-A-R 05949APZ7 SEN 6.00000% 50.00 0.25 50.00
1-A-MR 05949AQY9 SEN 6.00000% 25.00 0.13 25.00
1-A-LR 05949AQA1 SEN 6.00000% 25.00 0.13 25.00
2-A-1 05949AQB9 SEN 5.75000% 33,745,000.00 161,694.79 0.00
2-A-2 05949AQC7 SEN 5.75000% 3,749,000.00 17,963.96 0.00
2-A-3 05949ANV8 SEN 5.75000% 149,976,000.00 718,635.00 226,132.61
2-A-4 05949ANW6 SEN 5.75000% 5,182,000.00 24,830.42 6,250.70
3-A-1 05949AQD5 SEN 5.00000% 31,087,000.00 129,529.17 618,791.86
4-A-1 05949AQE3 SEN 5.00000% 13,019,000.00 54,245.83 50,442.86
5-A-1 05949AQF0 SEN 5.75000% 19,761,333.00 94,689.72 0.00
5-A-2 05949ANX4 SEN 5.75000% 7,000,000.00 33,541.67 0.00
5-A-3 05949ANY2 SEN 5.75000% 3,000,000.00 14,375.00 0.00
5-A-4 05949ANZ9 SEN 5.75000% 15,000,000.00 71,875.00 0.00
5-A-5 05949APA2 SEN 5.75000% 1,666,666.00 7,986.11 0.00
5-A-6 05949APB0 SEN 1.84000% 25,411,300.00 38,963.99 133,708.63
5-A-7 05949APC8 SEN 6.16000% 0.00 130,444.67 0.00
5-A-8 05949APD6 SEN 5.75000% 75,000,000.00 359,375.00 394,633.38
5-A-9 05949APE4 SEN 5.50000% 78,701,700.00 360,716.13 414,110.91
5-A-10 05949APF1 SEN 5.25000% 75,000,000.00 328,125.00 394,633.38
5-A-11 05949APG9 SEN 5.75000% 1,000,000.00 4,791.67 (4,791.67)
5-A-12 05949APH7 SEN 5.75000% 7,272,000.00 34,845.00 56,196.67
5-A-13 05949APJ3 SEN 5.75000% 11,578,000.00 55,477.92 (55,477.92)
5-A-14 05949APK0 SEN 5.75000% 150,000.00 718.75 (718.75)
5-A-15 05949APL8 SEN 5.75000% 0.00 2,800.00 0.00
5-A-16 05949APM6 SEN 5.50000% 21,000,000.00 96,250.00 0.00
6-A-1 05949APN4 SEN 4.50000% 48,216,000.00 180,810.00 195,222.31
6-A-2 05949APP9 SEN 4.50000% 31,500,000.00 118,125.00 143,833.52
6-A-3 05949APQ7 SEN 4.50000% 4,024,000.00 15,090.00 0.00
7-A-1 05949APR5 SEN 5.00000% 89,184,000.00 371,600.00 743,634.51
X-PO 05949AQG8 SEN 0.00000% 19,885,669.00 0.00 60,119.20
15-PO 05949AQH6 SEN 0.00000% 2,097,606.00 0.00 8,988.88
15-B-1 05949AQP8 SUB 4.79641% 1,250,000.00 4,996.26 4,735.83
15-B-2 05949AQQ6 SUB 4.79641% 417,000.00 1,666.75 1,579.87
15-B-3 05949AQR4 SUB 4.79641% 312,000.00 1,247.07 1,182.06
15-B-4 05949AQV5 SUB 4.79641% 208,000.00 831.38 788.04
15-B-5 05949AQW3 SUB 4.79641% 208,000.00 831.38 788.04
15-B-6 05949AQX1 SUB 4.79641% 104,733.00 418.62 396.80
X-B-1 05949APS3 SUB 5.70207% 2,714,000.00 12,896.18 3,245.54
X-B-2 05949APT1 SUB 5.70207% 1,085,000.00 5,155.62 1,297.50
X-B-3 05949APU8 SUB 5.70207% 434,000.00 2,062.25 519.00
X-B-4 05949APV6 SUB 5.70207% 543,000.00 2,580.19 649.35
X-B-5 05949APW4 SUB 5.70207% 326,000.00 1,549.06 389.85
X-B-6 05949APX2 SUB 5.70207% 217,178.00 1,031.97 259.71
30-B-1 05949AQL7 SUB 5.81666% 8,196,000.00 39,727.76 8,325.83
30-B-2 05949AQM5 SUB 5.81666% 2,731,000.00 13,237.74 2,774.26
30-B-3 05949AQN3 SUB 5.81666% 1,491,000.00 7,227.19 1,514.62
30-B-4 05949AQS2 SUB 5.81666% 993,000.00 4,813.28 1,008.73
30-B-5 05949AQT0 SUB 5.81666% 745,000.00 3,611.17 756.80
30-B-6 05949AQU7 SUB 5.81666% 745,656.00 3,614.35 757.47
15-IO 05949AQJ2 SUB 4.79596% 0.00 30,491.71 0.00
30-IO 05949AQK9 SUB 5.80817% 0.00 41,314.24 0.00
Totals 921,896,941.00 4,236,654.48 4,304,257.43
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<s> <c> <c> <c> <c>
1-A-1 0.00 17,616,716.21 559,713.79 0.00
1-A-2 0.00 4,587,000.00 22,935.00 0.00
1-A-3 0.00 1,397,000.00 6,985.00 0.00
1-A-4 0.00 6,300,000.00 32,812.50 0.00
1-A-5 0.00 2,760,000.00 14,375.00 0.00
1-A-6 0.00 6,224,352.00 32,418.50 0.00
1-A-7 0.00 974,052.65 27,772.35 0.00
1-A-8 0.00 487,026.32 18,648.68 0.00
1-A-9 0.00 2,728,905.90 79,464.63 0.00
1-A-10 0.00 4,093,358.85 137,290.63 0.00
1-A-11 0.00 1,388,000.00 45,130.00 0.00
1-A-12 0.00 0.00 51,360.93 0.00
1-A-13 0.00 24,044,563.02 255,344.88 0.00
1-A-14 0.00 5,000,000.00 20,833.33 0.00
1-A-15 0.00 7,391,100.00 30,796.25 0.00
1-A-16 0.00 20,960,900.00 96,070.79 0.00
1-A-17 0.00 17,012,900.00 77,975.79 0.00
1-A-18 0.00 1,479,800.00 7,399.00 0.00
1-A-19 0.00 636,848.00 0.00 0.00
1-A-R 0.00 0.00 50.25 0.00
1-A-MR 0.00 0.00 25.13 0.00
1-A-LR 0.00 0.00 25.13 0.00
2-A-1 0.00 33,745,000.00 161,694.79 0.00
2-A-2 0.00 3,749,000.00 17,963.96 0.00
2-A-3 0.00 149,749,867.39 944,767.61 0.00
2-A-4 0.00 5,175,749.30 31,081.12 0.00
3-A-1 0.00 30,468,208.14 748,321.03 0.00
4-A-1 0.00 12,968,557.14 104,688.69 0.00
5-A-1 0.00 19,761,333.00 94,689.72 0.00
5-A-2 0.00 7,000,000.00 33,541.67 0.00
5-A-3 0.00 3,000,000.00 14,375.00 0.00
5-A-4 0.00 15,000,000.00 71,875.00 0.00
5-A-5 0.00 1,666,666.00 7,986.11 0.00
5-A-6 0.00 25,277,591.37 172,672.62 0.00
5-A-7 0.00 0.00 130,444.67 0.00
5-A-8 0.00 74,605,366.62 754,008.38 0.00
5-A-9 0.00 78,287,589.09 774,827.04 0.00
5-A-10 0.00 74,605,366.62 722,758.38 0.00
5-A-11 0.00 1,004,791.67 0.00 0.00
5-A-12 0.00 7,215,803.33 91,041.67 0.00
5-A-13 0.00 11,633,477.92 0.00 0.00
5-A-14 0.00 150,718.75 0.00 0.00
5-A-15 0.00 0.00 2,800.00 0.00
5-A-16 0.00 21,000,000.00 96,250.00 0.00
6-A-1 0.00 48,020,777.69 376,032.31 0.00
6-A-2 0.00 31,356,166.48 261,958.52 0.00
6-A-3 0.00 4,024,000.00 15,090.00 0.00
7-A-1 0.00 88,440,365.49 1,115,234.51 0.00
X-PO 0.00 19,825,549.80 60,119.20 0.00
15-PO 0.00 2,088,617.12 8,988.88 0.00
15-B-1 0.00 1,245,264.17 9,732.09 0.00
15-B-2 0.00 415,420.13 3,246.62 0.00
15-B-3 0.00 310,817.94 2,429.13 0.00
15-B-4 0.00 207,211.96 1,619.42 0.00
15-B-5 0.00 207,211.96 1,619.42 0.00
15-B-6 0.00 104,336.20 815.42 0.00
X-B-1 0.00 2,710,754.46 16,141.72 0.00
X-B-2 0.00 1,083,702.50 6,453.12 0.00
X-B-3 0.00 433,481.00 2,581.25 0.00
X-B-4 0.00 542,350.65 3,229.54 0.00
X-B-5 0.00 325,610.15 1,938.91 0.00
X-B-6 0.00 216,918.29 1,291.68 0.00
30-B-1 0.00 8,187,674.17 48,053.59 0.00
30-B-2 0.00 2,728,225.74 16,012.00 0.00
30-B-3 0.00 1,489,485.38 8,741.81 0.00
30-B-4 0.00 991,991.27 5,822.01 0.00
30-B-5 0.00 744,243.20 4,367.97 0.00
30-B-6 0.00 744,898.53 4,371.82 0.00
15-IO 0.00 0.00 30,491.71 0.00
30-IO 0.00 0.00 41,314.24 0.00
Totals 0.00 917,592,683.57 8,540,911.91 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<s> <c> <c> <c> <c> <c> <c>
1-A-1 18,086,000.00 18,086,000.00 64,333.42 404,950.37 0.00 0.00
1-A-2 4,587,000.00 4,587,000.00 0.00 0.00 0.00 0.00
1-A-3 1,397,000.00 1,397,000.00 0.00 0.00 0.00 0.00
1-A-4 6,300,000.00 6,300,000.00 0.00 0.00 0.00 0.00
1-A-5 2,760,000.00 2,760,000.00 0.00 0.00 0.00 0.00
1-A-6 6,224,352.00 6,224,352.00 0.00 0.00 0.00 0.00
1-A-7 1,000,000.00 1,000,000.00 3,557.08 22,390.27 0.00 0.00
1-A-8 500,000.00 500,000.00 1,778.54 11,195.13 0.00 0.00
1-A-9 2,801,600.00 2,801,600.00 9,965.53 62,728.57 0.00 0.00
1-A-10 4,202,400.00 4,202,400.00 14,948.29 94,092.86 0.00 0.00
1-A-11 1,426,000.00 1,426,000.00 5,209.36 32,790.64 0.00 0.00
1-A-12 0.00 0.00 0.00 0.00 0.00 0.00
1-A-13 24,204,100.00 24,204,100.00 21,870.69 137,666.29 0.00 0.00
1-A-14 5,000,000.00 5,000,000.00 0.00 0.00 0.00 0.00
1-A-15 7,391,100.00 7,391,100.00 0.00 0.00 0.00 0.00
1-A-16 20,960,900.00 20,960,900.00 0.00 0.00 0.00 0.00
1-A-17 17,012,900.00 17,012,900.00 0.00 0.00 0.00 0.00
1-A-18 1,479,800.00 1,479,800.00 0.00 0.00 0.00 0.00
1-A-19 636,848.00 636,848.00 0.00 0.00 0.00 0.00
1-A-R 50.00 50.00 6.85 43.15 0.00 0.00
1-A-MR 25.00 25.00 3.43 21.57 0.00 0.00
1-A-LR 25.00 25.00 3.43 21.57 0.00 0.00
2-A-1 33,745,000.00 33,745,000.00 0.00 0.00 0.00 0.00
2-A-2 3,749,000.00 3,749,000.00 0.00 0.00 0.00 0.00
2-A-3 149,976,000.00 149,976,000.00 190,763.33 35,369.28 0.00 0.00
2-A-4 5,182,000.00 5,182,000.00 5,273.03 977.67 0.00 0.00
3-A-1 31,087,000.00 31,087,000.00 118,867.88 499,923.98 0.00 0.00
4-A-1 13,019,000.00 13,019,000.00 49,566.51 876.35 0.00 0.00
5-A-1 19,761,333.00 19,761,333.00 0.00 0.00 0.00 0.00
5-A-2 7,000,000.00 7,000,000.00 0.00 0.00 0.00 0.00
5-A-3 3,000,000.00 3,000,000.00 0.00 0.00 0.00 0.00
5-A-4 15,000,000.00 15,000,000.00 0.00 0.00 0.00 0.00
5-A-5 1,666,666.00 1,666,666.00 0.00 0.00 0.00 0.00
5-A-6 25,411,300.00 25,411,300.00 35,442.03 98,266.60 0.00 0.00
5-A-7 0.00 0.00 0.00 0.00 0.00 0.00
5-A-8 75,000,000.00 75,000,000.00 104,605.13 290,028.26 0.00 0.00
5-A-9 78,701,700.00 78,701,700.00 109,768.02 304,342.89 0.00 0.00
5-A-10 75,000,000.00 75,000,000.00 104,605.13 290,028.26 0.00 0.00
5-A-11 1,000,000.00 1,000,000.00 0.00 0.00 (4,791.67) 0.00
5-A-12 7,272,000.00 7,272,000.00 14,896.00 41,300.67 0.00 0.00
5-A-13 11,578,000.00 11,578,000.00 0.00 0.00 (55,477.92) 0.00
5-A-14 150,000.00 150,000.00 0.00 0.00 (718.75) 0.00
5-A-15 0.00 0.00 0.00 0.00 0.00 0.00
5-A-16 21,000,000.00 21,000,000.00 0.00 0.00 0.00 0.00
6-A-1 48,216,000.00 48,216,000.00 187,761.94 7,460.36 0.00 0.00
6-A-2 31,500,000.00 31,500,000.00 138,336.97 5,496.56 0.00 0.00
6-A-3 4,024,000.00 4,024,000.00 0.00 0.00 0.00 0.00
7-A-1 89,184,000.00 89,184,000.00 327,973.25 415,661.26 0.00 0.00
X-PO 19,885,669.00 19,885,669.00 21,473.34 38,645.87 0.00 0.00
15-PO 2,097,606.00 2,097,606.00 8,226.66 762.22 0.00 0.00
15-B-1 1,250,000.00 1,250,000.00 4,735.83 0.00 0.00 0.00
15-B-2 417,000.00 417,000.00 1,579.87 0.00 0.00 0.00
15-B-3 312,000.00 312,000.00 1,182.06 0.00 0.00 0.00
15-B-4 208,000.00 208,000.00 788.04 0.00 0.00 0.00
15-B-5 208,000.00 208,000.00 788.04 0.00 0.00 0.00
15-B-6 104,733.00 104,733.00 396.80 0.00 0.00 0.00
X-B-1 2,714,000.00 2,714,000.00 3,245.54 0.00 0.00 0.00
X-B-2 1,085,000.00 1,085,000.00 1,297.50 0.00 0.00 0.00
X-B-3 434,000.00 434,000.00 519.00 0.00 0.00 0.00
X-B-4 543,000.00 543,000.00 649.35 0.00 0.00 0.00
X-B-5 326,000.00 326,000.00 389.85 0.00 0.00 0.00
X-B-6 217,178.00 217,178.00 259.71 0.00 0.00 0.00
30-B-1 8,196,000.00 8,196,000.00 8,325.83 0.00 0.00 0.00
30-B-2 2,731,000.00 2,731,000.00 2,774.26 0.00 0.00 0.00
30-B-3 1,491,000.00 1,491,000.00 1,514.62 0.00 0.00 0.00
30-B-4 993,000.00 993,000.00 1,008.73 0.00 0.00 0.00
30-B-5 745,000.00 745,000.00 756.80 0.00 0.00 0.00
30-B-6 745,656.00 745,656.00 757.47 0.00 0.00 0.00
30-IO 0.00 0.00 0.00 0.00 0.00 0.00
Totals 921,896,941.00 921,896,941.00 1,570,205.14 2,795,040.65 (60,988.34) 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c>
1-A-1 469,283.79 17,616,716.21 0.97405265 469,283.79
1-A-2 0.00 4,587,000.00 1.00000000 0.00
1-A-3 0.00 1,397,000.00 1.00000000 0.00
1-A-4 0.00 6,300,000.00 1.00000000 0.00
1-A-5 0.00 2,760,000.00 1.00000000 0.00
1-A-6 0.00 6,224,352.00 1.00000000 0.00
1-A-7 25,947.35 974,052.65 0.97405265 25,947.35
1-A-8 12,973.68 487,026.32 0.97405264 12,973.68
1-A-9 72,694.10 2,728,905.90 0.97405265 72,694.10
1-A-10 109,041.15 4,093,358.85 0.97405265 109,041.15
1-A-11 38,000.00 1,388,000.00 0.97335203 38,000.00
1-A-12 0.00 0.00 0.00000000 0.00
1-A-13 159,536.98 24,044,563.02 0.99340868 159,536.98
1-A-14 0.00 5,000,000.00 1.00000000 0.00
1-A-15 0.00 7,391,100.00 1.00000000 0.00
1-A-16 0.00 20,960,900.00 1.00000000 0.00
1-A-17 0.00 17,012,900.00 1.00000000 0.00
1-A-18 0.00 1,479,800.00 1.00000000 0.00
1-A-19 0.00 636,848.00 1.00000000 0.00
1-A-R 50.00 0.00 0.00000000 50.00
1-A-MR 25.00 0.00 0.00000000 25.00
1-A-LR 25.00 0.00 0.00000000 25.00
2-A-1 0.00 33,745,000.00 1.00000000 0.00
2-A-2 0.00 3,749,000.00 1.00000000 0.00
2-A-3 226,132.61 149,749,867.39 0.99849221 226,132.61
2-A-4 6,250.70 5,175,749.30 0.99879377 6,250.70
3-A-1 618,791.86 30,468,208.14 0.98009484 618,791.86
4-A-1 50,442.86 12,968,557.14 0.99612544 50,442.86
5-A-1 0.00 19,761,333.00 1.00000000 0.00
5-A-2 0.00 7,000,000.00 1.00000000 0.00
5-A-3 0.00 3,000,000.00 1.00000000 0.00
5-A-4 0.00 15,000,000.00 1.00000000 0.00
5-A-5 0.00 1,666,666.00 1.00000000 0.00
5-A-6 133,708.63 25,277,591.37 0.99473822 133,708.63
5-A-7 0.00 0.00 0.00000000 0.00
5-A-8 394,633.38 74,605,366.62 0.99473822 394,633.38
5-A-9 414,110.91 78,287,589.09 0.99473822 414,110.91
5-A-10 394,633.38 74,605,366.62 0.99473822 394,633.38
5-A-11 (4,791.67) 1,004,791.67 1.00479167 (4,791.67)
5-A-12 56,196.67 7,215,803.33 0.99227219 56,196.67
5-A-13 (55,477.92) 11,633,477.92 1.00479167 (55,477.92)
5-A-14 (718.75) 150,718.75 1.00479167 (718.75)
5-A-15 0.00 0.00 0.00000000 0.00
5-A-16 0.00 21,000,000.00 1.00000000 0.00
6-A-1 195,222.31 48,020,777.69 0.99595109 195,222.31
6-A-2 143,833.52 31,356,166.48 0.99543386 143,833.52
6-A-3 0.00 4,024,000.00 1.00000000 0.00
7-A-1 743,634.51 88,440,365.49 0.99166179 743,634.51
X-PO 60,119.20 19,825,549.80 0.99697676 60,119.20
15-PO 8,988.88 2,088,617.12 0.99571470 8,988.88
15-B-1 4,735.83 1,245,264.17 0.99621134 4,735.83
15-B-2 1,579.87 415,420.13 0.99621134 1,579.87
15-B-3 1,182.06 310,817.94 0.99621135 1,182.06
15-B-4 788.04 207,211.96 0.99621135 788.04
15-B-5 788.04 207,211.96 0.99621135 788.04
15-B-6 396.80 104,336.20 0.99621132 396.80
X-B-1 3,245.54 2,710,754.46 0.99880415 3,245.54
X-B-2 1,297.50 1,083,702.50 0.99880415 1,297.50
X-B-3 519.00 433,481.00 0.99880415 519.00
X-B-4 649.35 542,350.65 0.99880414 649.35
X-B-5 389.85 325,610.15 0.99880414 389.85
X-B-6 259.71 216,918.29 0.99880416 259.71
30-B-1 8,325.83 8,187,674.17 0.99898416 8,325.83
30-B-2 2,774.26 2,728,225.74 0.99898416 2,774.26
30-B-3 1,514.62 1,489,485.38 0.99898416 1,514.62
30-B-4 1,008.73 991,991.27 0.99898416 1,008.73
30-B-5 756.80 744,243.20 0.99898416 756.80
30-B-6 757.47 744,898.53 0.99898416 757.47
30-IO 0.00 0.00 0.00000000 0.00
Totals 4,304,257.43 917,592,683.57 0.99533109 4,304,257.43
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<s> <c> <c> <c> <c> <c>
1-A-1 18,086,000.00 1000.00000000 3.55708393 22.39026706 0.00000000
1-A-2 4,587,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-3 1,397,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-4 6,300,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-5 2,760,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-6 6,224,352.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-7 1,000,000.00 1000.00000000 3.55708000 22.39027000 0.00000000
1-A-8 500,000.00 1000.00000000 3.55708000 22.39026000 0.00000000
1-A-9 2,801,600.00 1000.00000000 3.55708524 22.39026628 0.00000000
1-A-10 4,202,400.00 1000.00000000 3.55708405 22.39026747 0.00000000
1-A-11 1,426,000.00 1000.00000000 3.65312763 22.99483871 0.00000000
1-A-12 0.00 0.00000000 0.00000000 0.00000000 0.00000000
1-A-13 24,204,100.00 1000.00000000 0.90359443 5.68772605 0.00000000
1-A-14 5,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-15 7,391,100.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-16 20,960,900.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-17 17,012,900.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-18 1,479,800.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-19 636,848.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-R 50.00 1000.00000000 137.00000000 863.00000000 0.00000000
1-A-MR 25.00 1000.00000000 137.20000000 862.80000000 0.00000000
1-A-LR 25.00 1000.00000000 137.20000000 862.80000000 0.00000000
2-A-1 33,745,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
2-A-2 3,749,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
2-A-3 149,976,000.00 1000.00000000 1.27195905 0.23583293 0.00000000
2-A-4 5,182,000.00 1000.00000000 1.01756658 0.18866654 0.00000000
3-A-1 31,087,000.00 1000.00000000 3.82371667 16.08144819 0.00000000
4-A-1 13,019,000.00 1000.00000000 3.80724403 0.06731316 0.00000000
5-A-1 19,761,333.00 1000.00000000 0.00000000 0.00000000 0.00000000
5-A-2 7,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
5-A-3 3,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
5-A-4 15,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
5-A-5 1,666,666.00 1000.00000000 0.00000000 0.00000000 0.00000000
5-A-6 25,411,300.00 1000.00000000 1.39473502 3.86704340 0.00000000
5-A-7 0.00 0.00000000 0.00000000 0.00000000 0.00000000
5-A-8 75,000,000.00 1000.00000000 1.39473507 3.86704347 0.00000000
5-A-9 78,701,700.00 1000.00000000 1.39473506 3.86704341 0.00000000
5-A-10 75,000,000.00 1000.00000000 1.39473507 3.86704347 0.00000000
5-A-11 1,000,000.00 1000.00000000 0.00000000 0.00000000 (4.79167000)
5-A-12 7,272,000.00 1000.00000000 2.04840484 5.67941007 0.00000000
5-A-13 11,578,000.00 1000.00000000 0.00000000 0.00000000 (4.79166695)
5-A-14 150,000.00 1000.00000000 0.00000000 0.00000000 (4.79166667)
5-A-15 0.00 0.00000000 0.00000000 0.00000000 0.00000000
5-A-16 21,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
6-A-1 48,216,000.00 1000.00000000 3.89418326 0.15472789 0.00000000
6-A-2 31,500,000.00 1000.00000000 4.39164984 0.17449397 0.00000000
6-A-3 4,024,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
7-A-1 89,184,000.00 1000.00000000 3.67748980 4.66071560 0.00000000
X-PO 19,885,669.00 1000.00000000 1.07983996 1.94340306 0.00000000
15-PO 2,097,606.00 1000.00000000 3.92192814 0.36337615 0.00000000
15-B-1 1,250,000.00 1000.00000000 3.78866400 0.00000000 0.00000000
15-B-2 417,000.00 1000.00000000 3.78865707 0.00000000 0.00000000
15-B-3 312,000.00 1000.00000000 3.78865385 0.00000000 0.00000000
15-B-4 208,000.00 1000.00000000 3.78865385 0.00000000 0.00000000
15-B-5 208,000.00 1000.00000000 3.78865385 0.00000000 0.00000000
15-B-6 104,733.00 1000.00000000 3.78868170 0.00000000 0.00000000
X-B-1 2,714,000.00 1000.00000000 1.19585114 0.00000000 0.00000000
X-B-2 1,085,000.00 1000.00000000 1.19585253 0.00000000 0.00000000
X-B-3 434,000.00 1000.00000000 1.19585253 0.00000000 0.00000000
X-B-4 543,000.00 1000.00000000 1.19585635 0.00000000 0.00000000
X-B-5 326,000.00 1000.00000000 1.19585890 0.00000000 0.00000000
X-B-6 217,178.00 1000.00000000 1.19583936 0.00000000 0.00000000
30-B-1 8,196,000.00 1000.00000000 1.01584065 0.00000000 0.00000000
30-B-2 2,731,000.00 1000.00000000 1.01584035 0.00000000 0.00000000
30-B-3 1,491,000.00 1000.00000000 1.01584172 0.00000000 0.00000000
30-B-4 993,000.00 1000.00000000 1.01584089 0.00000000 0.00000000
30-B-5 745,000.00 1000.00000000 1.01583893 0.00000000 0.00000000
30-B-6 745,656.00 1000.00000000 1.01584377 0.00000000 0.00000000
15-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
30-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
</FN>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c> <c>
1-A-1 0.00000000 25.94735099 974.05264901 0.97405265 25.94735099
1-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-7 0.00000000 25.94735000 974.05265000 0.97405265 25.94735000
1-A-8 0.00000000 25.94736000 974.05264000 0.97405264 25.94736000
1-A-9 0.00000000 25.94735151 974.05264849 0.97405265 25.94735151
1-A-10 0.00000000 25.94735151 974.05264849 0.97405265 25.94735151
1-A-11 0.00000000 26.64796634 973.35203366 0.97335203 26.64796634
1-A-12 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-13 0.00000000 6.59132048 993.40867952 0.99340868 6.59132048
1-A-14 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-15 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-16 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-17 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-18 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-19 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-R 0.00000000 1,000.00000000 0.00000000 0.00000000 1,000.00000000
1-A-MR 0.00000000 1,000.00000000 0.00000000 0.00000000 1,000.00000000
1-A-LR 0.00000000 1,000.00000000 0.00000000 0.00000000 1,000.00000000
2-A-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
2-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
2-A-3 0.00000000 1.50779198 998.49220802 0.99849221 1.50779198
2-A-4 0.00000000 1.20623311 998.79376689 0.99879377 1.20623311
3-A-1 0.00000000 19.90516486 980.09483514 0.98009484 19.90516486
4-A-1 0.00000000 3.87455719 996.12544281 0.99612544 3.87455719
5-A-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
5-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
5-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
5-A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
5-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
5-A-6 0.00000000 5.26177842 994.73822158 0.99473822 5.26177842
5-A-7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
5-A-8 0.00000000 5.26177840 994.73822160 0.99473822 5.26177840
5-A-9 0.00000000 5.26177846 994.73822154 0.99473822 5.26177846
5-A-10 0.00000000 5.26177840 994.73822160 0.99473822 5.26177840
5-A-11 0.00000000 (4.79167000) 1,004.79167000 1.00479167 (4.79167000)
5-A-12 0.00000000 7.72781491 992.27218509 0.99227219 7.72781491
5-A-13 0.00000000 (4.79166695) 1,004.79166695 1.00479167 (4.79166695)
5-A-14 0.00000000 (4.79166667) 1,004.79166667 1.00479167 (4.79166667)
5-A-15 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
5-A-16 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
6-A-1 0.00000000 4.04891136 995.95108864 0.99595109 4.04891136
6-A-2 0.00000000 4.56614349 995.43385651 0.99543386 4.56614349
6-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
7-A-1 0.00000000 8.33820540 991.66179460 0.99166179 8.33820540
X-PO 0.00000000 3.02324252 996.97675748 0.99697676 3.02324252
15-PO 0.00000000 4.28530429 995.71469571 0.99571470 4.28530429
15-B-1 0.00000000 3.78866400 996.21133600 0.99621134 3.78866400
15-B-2 0.00000000 3.78865707 996.21134293 0.99621134 3.78865707
15-B-3 0.00000000 3.78865385 996.21134615 0.99621135 3.78865385
15-B-4 0.00000000 3.78865385 996.21134615 0.99621135 3.78865385
15-B-5 0.00000000 3.78865385 996.21134615 0.99621135 3.78865385
15-B-6 0.00000000 3.78868170 996.21131830 0.99621132 3.78868170
X-B-1 0.00000000 1.19585114 998.80414886 0.99880415 1.19585114
X-B-2 0.00000000 1.19585253 998.80414747 0.99880415 1.19585253
X-B-3 0.00000000 1.19585253 998.80414747 0.99880415 1.19585253
X-B-4 0.00000000 1.19585635 998.80414365 0.99880414 1.19585635
X-B-5 0.00000000 1.19585890 998.80414110 0.99880414 1.19585890
X-B-6 0.00000000 1.19583936 998.80416064 0.99880416 1.19583936
30-B-1 0.00000000 1.01584065 998.98415935 0.99898416 1.01584065
30-B-2 0.00000000 1.01584035 998.98415965 0.99898416 1.01584035
30-B-3 0.00000000 1.01584172 998.98415828 0.99898416 1.01584172
30-B-4 0.00000000 1.01584089 998.98415911 0.99898416 1.01584089
30-B-5 0.00000000 1.01583893 998.98416107 0.99898416 1.01583893
30-B-6 0.00000000 1.01584377 998.98415623 0.99898416 1.01584377
15-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
30-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 18,086,000.00 6.00000% 18,086,000.00 90,430.00 0.00 0.00
1-A-2 4,587,000.00 6.00000% 4,587,000.00 22,935.00 0.00 0.00
1-A-3 1,397,000.00 6.00000% 1,397,000.00 6,985.00 0.00 0.00
1-A-4 6,300,000.00 6.25000% 6,300,000.00 32,812.50 0.00 0.00
1-A-5 2,760,000.00 6.25000% 2,760,000.00 14,375.00 0.00 0.00
1-A-6 6,224,352.00 6.25000% 6,224,352.00 32,418.50 0.00 0.00
1-A-7 1,000,000.00 2.19000% 1,000,000.00 1,825.00 0.00 0.00
1-A-8 500,000.00 13.62000% 500,000.00 5,675.00 0.00 0.00
1-A-9 2,801,600.00 2.90000% 2,801,600.00 6,770.53 0.00 0.00
1-A-10 4,202,400.00 8.06667% 4,202,400.00 28,249.48 0.00 0.00
1-A-11 1,426,000.00 6.00000% 1,426,000.00 7,130.00 0.00 0.00
1-A-12 0.00 6.00000% 10,272,185.00 51,360.93 0.00 0.00
1-A-13 24,204,100.00 4.75000% 24,204,100.00 95,807.90 0.00 0.00
1-A-14 5,000,000.00 5.00000% 5,000,000.00 20,833.33 0.00 0.00
1-A-15 7,391,100.00 5.00000% 7,391,100.00 30,796.25 0.00 0.00
1-A-16 20,960,900.00 5.50000% 20,960,900.00 96,070.79 0.00 0.00
1-A-17 17,012,900.00 5.50000% 17,012,900.00 77,975.79 0.00 0.00
1-A-18 1,479,800.00 6.00000% 1,479,800.00 7,399.00 0.00 0.00
1-A-19 636,848.00 0.00000% 636,848.00 0.00 0.00 0.00
1-A-R 50.00 6.00000% 50.00 0.25 0.00 0.00
1-A-MR 25.00 6.00000% 25.00 0.13 0.00 0.00
1-A-LR 25.00 6.00000% 25.00 0.13 0.00 0.00
2-A-1 33,745,000.00 5.75000% 33,745,000.00 161,694.79 0.00 0.00
2-A-2 3,749,000.00 5.75000% 3,749,000.00 17,963.96 0.00 0.00
2-A-3 149,976,000.00 5.75000% 149,976,000.00 718,635.00 0.00 0.00
2-A-4 5,182,000.00 5.75000% 5,182,000.00 24,830.42 0.00 0.00
3-A-1 31,087,000.00 5.00000% 31,087,000.00 129,529.17 0.00 0.00
4-A-1 13,019,000.00 5.00000% 13,019,000.00 54,245.83 0.00 0.00
5-A-1 19,761,333.00 5.75000% 19,761,333.00 94,689.72 0.00 0.00
5-A-2 7,000,000.00 5.75000% 7,000,000.00 33,541.67 0.00 0.00
5-A-3 3,000,000.00 5.75000% 3,000,000.00 14,375.00 0.00 0.00
5-A-4 15,000,000.00 5.75000% 15,000,000.00 71,875.00 0.00 0.00
5-A-5 1,666,666.00 5.75000% 1,666,666.00 7,986.11 0.00 0.00
5-A-6 25,411,300.00 1.84000% 25,411,300.00 38,963.99 0.00 0.00
5-A-7 0.00 6.16000% 25,411,300.00 130,444.67 0.00 0.00
5-A-8 75,000,000.00 5.75000% 75,000,000.00 359,375.00 0.00 0.00
5-A-9 78,701,700.00 5.50000% 78,701,700.00 360,716.13 0.00 0.00
5-A-10 75,000,000.00 5.25000% 75,000,000.00 328,125.00 0.00 0.00
5-A-11 1,000,000.00 5.75000% 1,000,000.00 4,791.67 0.00 0.00
5-A-12 7,272,000.00 5.75000% 7,272,000.00 34,845.00 0.00 0.00
5-A-13 11,578,000.00 5.75000% 11,578,000.00 55,477.92 0.00 0.00
5-A-14 150,000.00 5.75000% 150,000.00 718.75 0.00 0.00
5-A-15 0.00 5.75000% 584,347.00 2,800.00 0.00 0.00
5-A-16 21,000,000.00 5.50000% 21,000,000.00 96,250.00 0.00 0.00
6-A-1 48,216,000.00 4.50000% 48,216,000.00 180,810.00 0.00 0.00
6-A-2 31,500,000.00 4.50000% 31,500,000.00 118,125.00 0.00 0.00
6-A-3 4,024,000.00 4.50000% 4,024,000.00 15,090.00 0.00 0.00
7-A-1 89,184,000.00 5.00000% 89,184,000.00 371,600.00 0.00 0.00
X-PO 19,885,669.00 0.00000% 19,885,669.00 0.00 0.00 0.00
15-PO 2,097,606.00 0.00000% 2,097,606.00 0.00 0.00 0.00
15-B-1 1,250,000.00 4.79641% 1,250,000.00 4,996.26 0.00 0.00
15-B-2 417,000.00 4.79641% 417,000.00 1,666.75 0.00 0.00
15-B-3 312,000.00 4.79641% 312,000.00 1,247.07 0.00 0.00
15-B-4 208,000.00 4.79641% 208,000.00 831.38 0.00 0.00
15-B-5 208,000.00 4.79641% 208,000.00 831.38 0.00 0.00
15-B-6 104,733.00 4.79641% 104,733.00 418.62 0.00 0.00
X-B-1 2,714,000.00 5.70207% 2,714,000.00 12,896.18 0.00 0.00
X-B-2 1,085,000.00 5.70207% 1,085,000.00 5,155.62 0.00 0.00
X-B-3 434,000.00 5.70207% 434,000.00 2,062.25 0.00 0.00
X-B-4 543,000.00 5.70207% 543,000.00 2,580.19 0.00 0.00
X-B-5 326,000.00 5.70207% 326,000.00 1,549.06 0.00 0.00
X-B-6 217,178.00 5.70207% 217,178.00 1,031.97 0.00 0.00
30-B-1 8,196,000.00 5.81666% 8,196,000.00 39,727.76 0.00 0.00
30-B-2 2,731,000.00 5.81666% 2,731,000.00 13,237.74 0.00 0.00
30-B-3 1,491,000.00 5.81666% 1,491,000.00 7,227.19 0.00 0.00
30-B-4 993,000.00 5.81666% 993,000.00 4,813.28 0.00 0.00
30-B-5 745,000.00 5.81666% 745,000.00 3,611.17 0.00 0.00
30-B-6 745,656.00 5.81666% 745,656.00 3,614.35 0.00 0.00
15-IO 0.00 4.79596% 7,629,342.95 30,491.71 0.00 0.00
30-IO 0.00 5.80817% 8,535,746.64 41,314.24 0.00 0.00
Totals 921,896,941.00 4,236,654.48 0.00 0.00
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 0.00 0.00 90,430.00 0.00 17,616,716.21
1-A-2 0.00 0.00 22,935.00 0.00 4,587,000.00
1-A-3 0.00 0.00 6,985.00 0.00 1,397,000.00
1-A-4 0.00 0.00 32,812.50 0.00 6,300,000.00
1-A-5 0.00 0.00 14,375.00 0.00 2,760,000.00
1-A-6 0.00 0.00 32,418.50 0.00 6,224,352.00
1-A-7 0.00 0.00 1,825.00 0.00 974,052.65
1-A-8 0.00 0.00 5,675.00 0.00 487,026.32
1-A-9 0.00 0.00 6,770.53 0.00 2,728,905.90
1-A-10 0.00 0.00 28,249.48 0.00 4,093,358.85
1-A-11 0.00 0.00 7,130.00 0.00 1,388,000.00
1-A-12 0.00 0.00 51,360.93 0.00 10,238,948.93
1-A-13 0.00 0.00 95,807.90 0.00 24,044,563.02
1-A-14 0.00 0.00 20,833.33 0.00 5,000,000.00
1-A-15 0.00 0.00 30,796.25 0.00 7,391,100.00
1-A-16 0.00 0.00 96,070.79 0.00 20,960,900.00
1-A-17 0.00 0.00 77,975.79 0.00 17,012,900.00
1-A-18 0.00 0.00 7,399.00 0.00 1,479,800.00
1-A-19 0.00 0.00 0.00 0.00 636,848.00
1-A-R 0.00 0.00 0.25 0.00 0.00
1-A-MR 0.00 0.00 0.13 0.00 0.00
1-A-LR 0.00 0.00 0.13 0.00 0.00
2-A-1 0.00 0.00 161,694.79 0.00 33,745,000.00
2-A-2 0.00 0.00 17,963.96 0.00 3,749,000.00
2-A-3 0.00 0.00 718,635.00 0.00 149,749,867.39
2-A-4 0.00 0.00 24,830.42 0.00 5,175,749.30
3-A-1 0.00 0.00 129,529.17 0.00 30,468,208.14
4-A-1 0.00 0.00 54,245.83 0.00 12,968,557.14
5-A-1 0.00 0.00 94,689.72 0.00 19,761,333.00
5-A-2 0.00 0.00 33,541.67 0.00 7,000,000.00
5-A-3 0.00 0.00 14,375.00 0.00 3,000,000.00
5-A-4 0.00 0.00 71,875.00 0.00 15,000,000.00
5-A-5 0.00 0.00 7,986.11 0.00 1,666,666.00
5-A-6 0.00 0.00 38,963.99 0.00 25,277,591.37
5-A-7 0.00 0.00 130,444.67 0.00 25,277,591.37
5-A-8 0.00 0.00 359,375.00 0.00 74,605,366.62
5-A-9 0.00 0.00 360,716.13 0.00 78,287,589.09
5-A-10 0.00 0.00 328,125.00 0.00 74,605,366.62
5-A-11 0.00 0.00 4,791.67 0.00 1,004,791.67
5-A-12 0.00 0.00 34,845.00 0.00 7,215,803.33
5-A-13 0.00 0.00 55,477.92 0.00 11,633,477.92
5-A-14 0.00 0.00 718.75 0.00 150,718.75
5-A-15 0.00 0.00 2,800.00 0.00 584,347.82
5-A-16 0.00 0.00 96,250.00 0.00 21,000,000.00
6-A-1 0.00 0.00 180,810.00 0.00 48,020,777.69
6-A-2 0.00 0.00 118,125.00 0.00 31,356,166.48
6-A-3 0.00 0.00 15,090.00 0.00 4,024,000.00
7-A-1 0.00 0.00 371,600.00 0.00 88,440,365.49
X-PO 0.00 0.00 0.00 0.00 19,825,549.80
15-PO 0.00 0.00 0.00 0.00 2,088,617.12
15-B-1 0.00 0.00 4,996.26 0.00 1,245,264.17
15-B-2 0.00 0.00 1,666.75 0.00 415,420.13
15-B-3 0.00 0.00 1,247.07 0.00 310,817.94
15-B-4 0.00 0.00 831.38 0.00 207,211.96
15-B-5 0.00 0.00 831.38 0.00 207,211.96
15-B-6 0.00 0.00 418.62 0.00 104,336.20
X-B-1 0.00 0.00 12,896.18 0.00 2,710,754.46
X-B-2 0.00 0.00 5,155.62 0.00 1,083,702.50
X-B-3 0.00 0.00 2,062.25 0.00 433,481.00
X-B-4 0.00 0.00 2,580.19 0.00 542,350.65
X-B-5 0.00 0.00 1,549.06 0.00 325,610.15
X-B-6 0.00 0.00 1,031.97 0.00 216,918.29
30-B-1 0.00 0.00 39,727.76 0.00 8,187,674.17
30-B-2 0.00 0.00 13,237.74 0.00 2,728,225.74
30-B-3 0.00 0.00 7,227.19 0.00 1,489,485.38
30-B-4 0.00 0.00 4,813.28 0.00 991,991.27
30-B-5 0.00 0.00 3,611.17 0.00 744,243.20
30-B-6 0.00 0.00 3,614.35 0.00 744,898.53
15-IO 0.00 0.00 30,491.71 0.00 7,590,167.60
30-IO 0.00 0.00 41,314.24 0.00 8,378,005.00
Totals 0.00 0.00 4,236,654.48 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 18,086,000.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000
1-A-2 4,587,000.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000
1-A-3 1,397,000.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000
1-A-4 6,300,000.00 6.25000% 1000.00000000 5.20833333 0.00000000 0.00000000
1-A-5 2,760,000.00 6.25000% 1000.00000000 5.20833333 0.00000000 0.00000000
1-A-6 6,224,352.00 6.25000% 1000.00000000 5.20833333 0.00000000 0.00000000
1-A-7 1,000,000.00 2.19000% 1000.00000000 1.82500000 0.00000000 0.00000000
1-A-8 500,000.00 13.62000% 1000.00000000 11.35000000 0.00000000 0.00000000
1-A-9 2,801,600.00 2.90000% 1000.00000000 2.41666548 0.00000000 0.00000000
1-A-10 4,202,400.00 8.06667% 1000.00000000 6.72222540 0.00000000 0.00000000
1-A-11 1,426,000.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000
1-A-12 0.00 6.00000% 1000.00000000 5.00000049 0.00000000 0.00000000
1-A-13 24,204,100.00 4.75000% 1000.00000000 3.95833351 0.00000000 0.00000000
1-A-14 5,000,000.00 5.00000% 1000.00000000 4.16666600 0.00000000 0.00000000
1-A-15 7,391,100.00 5.00000% 1000.00000000 4.16666667 0.00000000 0.00000000
1-A-16 20,960,900.00 5.50000% 1000.00000000 4.58333325 0.00000000 0.00000000
1-A-17 17,012,900.00 5.50000% 1000.00000000 4.58333324 0.00000000 0.00000000
1-A-18 1,479,800.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000
1-A-19 636,848.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-R 50.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000
1-A-MR 25.00 6.00000% 1000.00000000 5.20000000 0.00000000 0.00000000
1-A-LR 25.00 6.00000% 1000.00000000 5.20000000 0.00000000 0.00000000
2-A-1 33,745,000.00 5.75000% 1000.00000000 4.79166662 0.00000000 0.00000000
2-A-2 3,749,000.00 5.75000% 1000.00000000 4.79166711 0.00000000 0.00000000
2-A-3 149,976,000.00 5.75000% 1000.00000000 4.79166667 0.00000000 0.00000000
2-A-4 5,182,000.00 5.75000% 1000.00000000 4.79166731 0.00000000 0.00000000
3-A-1 31,087,000.00 5.00000% 1000.00000000 4.16666677 0.00000000 0.00000000
4-A-1 13,019,000.00 5.00000% 1000.00000000 4.16666641 0.00000000 0.00000000
5-A-1 19,761,333.00 5.75000% 1000.00000000 4.79166664 0.00000000 0.00000000
5-A-2 7,000,000.00 5.75000% 1000.00000000 4.79166714 0.00000000 0.00000000
5-A-3 3,000,000.00 5.75000% 1000.00000000 4.79166667 0.00000000 0.00000000
5-A-4 15,000,000.00 5.75000% 1000.00000000 4.79166667 0.00000000 0.00000000
5-A-5 1,666,666.00 5.75000% 1000.00000000 4.79166792 0.00000000 0.00000000
5-A-6 25,411,300.00 1.84000% 1000.00000000 1.53333320 0.00000000 0.00000000
5-A-7 0.00 6.16000% 1000.00000000 5.13333320 0.00000000 0.00000000
5-A-8 75,000,000.00 5.75000% 1000.00000000 4.79166667 0.00000000 0.00000000
5-A-9 78,701,700.00 5.50000% 1000.00000000 4.58333340 0.00000000 0.00000000
5-A-10 75,000,000.00 5.25000% 1000.00000000 4.37500000 0.00000000 0.00000000
5-A-11 1,000,000.00 5.75000% 1000.00000000 4.79167000 0.00000000 0.00000000
5-A-12 7,272,000.00 5.75000% 1000.00000000 4.79166667 0.00000000 0.00000000
5-A-13 11,578,000.00 5.75000% 1000.00000000 4.79166695 0.00000000 0.00000000
5-A-14 150,000.00 5.75000% 1000.00000000 4.79166667 0.00000000 0.00000000
5-A-15 0.00 5.75000% 1000.00000000 4.79167344 0.00000000 0.00000000
5-A-16 21,000,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
6-A-1 48,216,000.00 4.50000% 1000.00000000 3.75000000 0.00000000 0.00000000
6-A-2 31,500,000.00 4.50000% 1000.00000000 3.75000000 0.00000000 0.00000000
6-A-3 4,024,000.00 4.50000% 1000.00000000 3.75000000 0.00000000 0.00000000
7-A-1 89,184,000.00 5.00000% 1000.00000000 4.16666667 0.00000000 0.00000000
X-PO 19,885,669.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000
15-PO 2,097,606.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000
15-B-1 1,250,000.00 4.79641% 1000.00000000 3.99700800 0.00000000 0.00000000
15-B-2 417,000.00 4.79641% 1000.00000000 3.99700240 0.00000000 0.00000000
15-B-3 312,000.00 4.79641% 1000.00000000 3.99701923 0.00000000 0.00000000
15-B-4 208,000.00 4.79641% 1000.00000000 3.99701923 0.00000000 0.00000000
15-B-5 208,000.00 4.79641% 1000.00000000 3.99701923 0.00000000 0.00000000
15-B-6 104,733.00 4.79641% 1000.00000000 3.99702100 0.00000000 0.00000000
X-B-1 2,714,000.00 5.70207% 1000.00000000 4.75172439 0.00000000 0.00000000
X-B-2 1,085,000.00 5.70207% 1000.00000000 4.75172350 0.00000000 0.00000000
X-B-3 434,000.00 5.70207% 1000.00000000 4.75172811 0.00000000 0.00000000
X-B-4 543,000.00 5.70207% 1000.00000000 4.75173112 0.00000000 0.00000000
X-B-5 326,000.00 5.70207% 1000.00000000 4.75171779 0.00000000 0.00000000
X-B-6 217,178.00 5.70207% 1000.00000000 4.75172439 0.00000000 0.00000000
30-B-1 8,196,000.00 5.81666% 1000.00000000 4.84721327 0.00000000 0.00000000
30-B-2 2,731,000.00 5.81666% 1000.00000000 4.84721347 0.00000000 0.00000000
30-B-3 1,491,000.00 5.81666% 1000.00000000 4.84720993 0.00000000 0.00000000
30-B-4 993,000.00 5.81666% 1000.00000000 4.84721047 0.00000000 0.00000000
30-B-5 745,000.00 5.81666% 1000.00000000 4.84720805 0.00000000 0.00000000
30-B-6 745,656.00 5.81666% 1000.00000000 4.84720836 0.00000000 0.00000000
15-IO 0.00 4.79596% 1000.00025559 3.99663746 0.00000000 0.00000000
30-IO 0.00 5.80817% 1000.00019213 4.84014459 0.00000000 0.00000000
<FN>
</FN>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 0.00000000 0.00000000 5.00000000 0.00000000 974.05264901
1-A-2 0.00000000 0.00000000 5.00000000 0.00000000 1000.00000000
1-A-3 0.00000000 0.00000000 5.00000000 0.00000000 1000.00000000
1-A-4 0.00000000 0.00000000 5.20833333 0.00000000 1000.00000000
1-A-5 0.00000000 0.00000000 5.20833333 0.00000000 1000.00000000
1-A-6 0.00000000 0.00000000 5.20833333 0.00000000 1000.00000000
1-A-7 0.00000000 0.00000000 1.82500000 0.00000000 974.05265000
1-A-8 0.00000000 0.00000000 11.35000000 0.00000000 974.05264000
1-A-9 0.00000000 0.00000000 2.41666548 0.00000000 974.05264849
1-A-10 0.00000000 0.00000000 6.72222540 0.00000000 974.05264849
1-A-11 0.00000000 0.00000000 5.00000000 0.00000000 973.35203366
1-A-12 0.00000000 0.00000000 5.00000049 0.00000000 996.76445956
1-A-13 0.00000000 0.00000000 3.95833351 0.00000000 993.40867952
1-A-14 0.00000000 0.00000000 4.16666600 0.00000000 1000.00000000
1-A-15 0.00000000 0.00000000 4.16666667 0.00000000 1000.00000000
1-A-16 0.00000000 0.00000000 4.58333325 0.00000000 1000.00000000
1-A-17 0.00000000 0.00000000 4.58333324 0.00000000 1000.00000000
1-A-18 0.00000000 0.00000000 5.00000000 0.00000000 1000.00000000
1-A-19 0.00000000 0.00000000 0.00000000 0.00000000 1000.00000000
1-A-R 0.00000000 0.00000000 5.00000000 0.00000000 0.00000000
1-A-MR 0.00000000 0.00000000 5.20000000 0.00000000 0.00000000
1-A-LR 0.00000000 0.00000000 5.20000000 0.00000000 0.00000000
2-A-1 0.00000000 0.00000000 4.79166662 0.00000000 1000.00000000
2-A-2 0.00000000 0.00000000 4.79166711 0.00000000 1000.00000000
2-A-3 0.00000000 0.00000000 4.79166667 0.00000000 998.49220802
2-A-4 0.00000000 0.00000000 4.79166731 0.00000000 998.79376689
3-A-1 0.00000000 0.00000000 4.16666677 0.00000000 980.09483514
4-A-1 0.00000000 0.00000000 4.16666641 0.00000000 996.12544281
5-A-1 0.00000000 0.00000000 4.79166664 0.00000000 1000.00000000
5-A-2 0.00000000 0.00000000 4.79166714 0.00000000 1000.00000000
5-A-3 0.00000000 0.00000000 4.79166667 0.00000000 1000.00000000
5-A-4 0.00000000 0.00000000 4.79166667 0.00000000 1000.00000000
5-A-5 0.00000000 0.00000000 4.79166792 0.00000000 1000.00000000
5-A-6 0.00000000 0.00000000 1.53333320 0.00000000 994.73822158
5-A-7 0.00000000 0.00000000 5.13333320 0.00000000 994.73822158
5-A-8 0.00000000 0.00000000 4.79166667 0.00000000 994.73822160
5-A-9 0.00000000 0.00000000 4.58333340 0.00000000 994.73822154
5-A-10 0.00000000 0.00000000 4.37500000 0.00000000 994.73822160
5-A-11 0.00000000 0.00000000 4.79167000 0.00000000 1004.79167000
5-A-12 0.00000000 0.00000000 4.79166667 0.00000000 992.27218509
5-A-13 0.00000000 0.00000000 4.79166695 0.00000000 1004.79166695
5-A-14 0.00000000 0.00000000 4.79166667 0.00000000 1004.79166667
5-A-15 0.00000000 0.00000000 4.79167344 0.00000000 1000.00140328
5-A-16 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
6-A-1 0.00000000 0.00000000 3.75000000 0.00000000 995.95108864
6-A-2 0.00000000 0.00000000 3.75000000 0.00000000 995.43385651
6-A-3 0.00000000 0.00000000 3.75000000 0.00000000 1000.00000000
7-A-1 0.00000000 0.00000000 4.16666667 0.00000000 991.66179460
X-PO 0.00000000 0.00000000 0.00000000 0.00000000 996.97675748
15-PO 0.00000000 0.00000000 0.00000000 0.00000000 995.71469571
15-B-1 0.00000000 0.00000000 3.99700800 0.00000000 996.21133600
15-B-2 0.00000000 0.00000000 3.99700240 0.00000000 996.21134293
15-B-3 0.00000000 0.00000000 3.99701923 0.00000000 996.21134615
15-B-4 0.00000000 0.00000000 3.99701923 0.00000000 996.21134615
15-B-5 0.00000000 0.00000000 3.99701923 0.00000000 996.21134615
15-B-6 0.00000000 0.00000000 3.99702100 0.00000000 996.21131830
X-B-1 0.00000000 0.00000000 4.75172439 0.00000000 998.80414886
X-B-2 0.00000000 0.00000000 4.75172350 0.00000000 998.80414747
X-B-3 0.00000000 0.00000000 4.75172811 0.00000000 998.80414747
X-B-4 0.00000000 0.00000000 4.75173112 0.00000000 998.80414365
X-B-5 0.00000000 0.00000000 4.75171779 0.00000000 998.80414110
X-B-6 0.00000000 0.00000000 4.75172439 0.00000000 998.80416064
30-B-1 0.00000000 0.00000000 4.84721327 0.00000000 998.98415935
30-B-2 0.00000000 0.00000000 4.84721347 0.00000000 998.98415965
30-B-3 0.00000000 0.00000000 4.84720993 0.00000000 998.98415828
30-B-4 0.00000000 0.00000000 4.84721047 0.00000000 998.98415911
30-B-5 0.00000000 0.00000000 4.84720805 0.00000000 998.98416107
30-B-6 0.00000000 0.00000000 4.84720836 0.00000000 998.98415623
15-IO 0.00000000 0.00000000 3.99663746 0.00000000 994.86542809
30-IO 0.00000000 0.00000000 4.84014459 0.00000000 981.52006650
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Certificateholder Component Statement
Component Beginning Ending Beginning Ending Ending
Pass-Through Notional Notional Component Component Component
Class Rate Balance Balance Balance Balance Percentage
<s> <c> <c> <c> <c> <c> <c>
X-PO-1 0.00000% 0.00 0.00 2,484,723.00 2,481,638.71 99.87586987%
X-PO-2 0.00000% 0.00 0.00 5,566,791.00 5,559,898.75 99.87618989%
X-PO-3 0.00000% 0.00 0.00 5,000.00 4,977.33 99.54660000%
X-PO-4 0.00000% 0.00 0.00 5,000.00 4,980.19 99.60380000%
X-P0-5 0.00000% 0.00 0.00 11,814,155.00 11,764,095.79 99.57627769%
X-PO-6 0.00000% 0.00 0.00 5,000.00 4,979.06 99.58120000%
X-PO-7 0.00000% 0.00 0.00 5,000.00 4,979.96 99.59920000%
15-PO-3 0.00000% 0.00 0.00 1,146,483.00 1,141,285.35 99.54664395%
15-PO-4 0.00000% 0.00 0.00 475,656.00 473,771.88 99.60389021%
15-PO-6 0.00000% 0.00 0.00 6,621.00 6,593.27 99.58118109%
15-PO-7 0.00000% 0.00 0.00 468,846.00 466,966.62 99.59914769%
15-IO-3 5.00000% 675,043.54 672,499.14 0.00 0.00 99.62315586%
15-IO-4 5.00000% 376,090.05 374,628.22 0.00 0.00 99.61132176%
15-IO-6 4.50000% 3,113,334.69 3,100,719.50 0.00 0.00 99.59482343%
15-IO-7 5.00000% 3,464,874.67 3,442,320.73 0.00 0.00 99.34908831%
30-IO-1 6.00000% 1,986,196.64 1,835,218.39 0.00 0.00 92.39865502%
30-IO-2 5.75000% 3,337,924.55 3,334,277.78 0.00 0.00 99.89076384%
30-IO-5 5.75000% 3,211,625.45 3,208,508.83 0.00 0.00 99.90297217%
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<s> <c>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 8,735,278.48
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 0.00
Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00
Prepayment Penalties 0.00
Total Deposits 8,735,278.48
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 195,941.57
Payment of Interest and Principal 8,540,911.91
Total Withdrawals (Pool Distribution Amount) 8,736,853.48
Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<s> <c>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES
<s> <c>
Gross Servicing Fee 192,061.84
MBIA Fee 1,575.00
Trustee Fee 2,304.73
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 195,941.57
OTHER ACCOUNTS
Beginning Current Current Ending
Account Type Balance Withdrawals Deposits Balance
<s> <c> <c> <c> <c>
Class 1-A-11 Reserve Fund 999.99 999.08 0.00 0.91
Class 5-A-16 Reserve Fund 999.99 0.00 0.00 999.99
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENCY STATUS
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s> <c> <c> <c> <c> <c>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Delinquency Status By Groups
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
7 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
1 - 30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
2 - 30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
3 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
4 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
5 - Fixed 30 Year No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
6 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
OTHER INFORMATION
<s> <c>
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 0.00
COLLATERAL STATEMENT
Collateral Description Mixed Fixed
Weighted Average Gross Coupon 5.769751%
Weighted Average Net Coupon 5.519751%
Weighted Average Pass-Through Rate 5.516751%
Weighted Average Maturity(Stepdown Calculation ) 254
Beginning Scheduled Collateral Loan Count 1,764
Number Of Loans Paid In Full 5
Ending Scheduled Collateral Loan Count 1,759
Beginning Scheduled Collateral Balance 921,896,941.00
Ending Scheduled Collateral Balance 917,593,684.86
Ending Actual Collateral Balance at 31-Jul-2004 918,817,578.04
Monthly P &I Constant 5,986,635.18
Special Servicing Fee 0.00
Prepayment Penalties 0.00
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Scheduled Principal 1,554,039.01
Unscheduled Principal 2,749,219.35
Miscellaneous Reporting
30 Year Crossed Aggregate Senior % 96.911015%
30 Year Crossed Aggregate Subordinate % 3.088985%
California Crossed Aggregate Senior % 97.478945%
California Crossed Aggregate Subordinate 2.521055%
15 Year Crossed Aggregate Senior % 98.789538%
15 Year Crossed Aggregate Subordinate % 1.210462%
Group Level Collateral Statement
Group 1 - 30 Year Fixed 2 - 30 Year Fixed 3 - 15 Year Fixed
Collateral Description Fixed 30 Year Fixed 30 Year Fixed 30 Year
Weighted Average Coupon Rate 6.230413 5.939929 5.179996
Weighted Average Net Rate 5.980413 5.689928 4.929997
Weighted Average Maturity 358 357 175
Beginning Loan Count 257 379 61
Loans Paid In Full 2 0 1
Ending Loan Count 255 379 60
Beginning Scheduled Balance 132,427,939.47 203,198,027.04 32,630,638.44
Ending scheduled Balance 131,534,439.51 202,953,684.78 32,005,126.77
Record Date 07/31/2004 07/31/2004 07/31/2004
Principal And Interest Constant 815,631.48 1,212,939.60 265,840.32
Scheduled Principal 128,064.18 207,121.46 124,984.84
Unscheduled Principal 765,435.78 37,220.80 500,526.83
Scheduled Interest 687,567.30 1,005,818.14 140,855.48
Servicing Fees 27,589.15 42,332.94 6,798.03
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 331.05 508.00 81.58
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 659,647.10 962,977.20 133,975.87
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 0.00 0.00 0.00
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 5.977413 5.686929 4.926996
Group Level Collateral Statement
Group 4 - 15 Year Fixed 5 - Fixed 30 Year 6 - 15 Year Fixed
Collateral Description Fixed 15 Year Fixed 30 Year Fixed 15 Year
Weighted Average Coupon Rate 5.215223 5.867214 4.917655
Weighted Average Net Rate 4.965224 5.617214 4.667655
Weighted Average Maturity 176 357 176
Beginning Loan Count 25 711 157
Loans Paid In Full 0 2 0
Ending Loan Count 25 709 157
Beginning Scheduled Balance 13,839,598.47 364,283,694.89 84,769,477.09
Ending scheduled Balance 13,785,957.44 362,890,041.03 84,426,408.88
Record Date 07/31/2004 07/31/2004 07/31/2004
Principal And Interest Constant 112,840.44 2,158,386.49 677,496.83
Scheduled Principal 52,693.28 377,277.70 330,107.63
Unscheduled Principal 947.75 1,016,376.16 12,960.58
Scheduled Interest 60,147.16 1,781,108.79 347,389.20
Servicing Fees 2,883.24 75,892.43 17,660.31
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 34.60 910.71 211.92
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 57,229.32 1,704,305.65 329,516.97
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 0.00 0.00 0.00
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 4.962223 5.614214 4.664655
Group Level Collateral Statement
Group 7 - 15 Year Fixed Total
Collateral Description Fixed 15 Year Mixed Fixed
Weighted Average Coupon Rate 5.417799 5.769751
Weighted Average Net Rate 5.167799 5.519751
Weighted Average Maturity 177.00 254.00
Record Date 07/31/2004 07/31/2004
Principal And Interest Constant 743,500.02 5,986,635.18
Beginning Loan Count 174 1,764
Loans Paid In Full 0 5
Ending Loan Count 174 1,759
Beginning Scheduled Balance 90,747,567.82 921,896,943.22
Ending Scheduled Balance 89,998,026.45 917,593,684.86
Scheduled Principal 333,789.92 1,554,039.01
Unscheduled Principal 415,751.45 2,749,219.35
Scheduled Interest 409,710.10 4,432,596.17
Servicing Fee 18,905.74 192,061.84
Master Servicing Fee 0.00 0.00
Trustee Fee 226.87 2,304.73
Fry Amount 0.00 0.00
Special Hazard Fee 0.00 0.00
Other Fee 0.00 0.00
Pool Insurance Fee 0.00 0.00
Spread 1 0.00 0.00
Spread 2 0.00 0.00
Spread 3 0.00 0.00
Net Interest 390,577.49 4,238,229.60
Realized Loss Amount 0.00 0.00
Cumulative Realized Loss 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000
Prepayment Penalties 0.00 0.00
Special Servicing Fee 0.00 0.00
Pass-Through Rate 5.164799 5.516751
Miscellaneous Reporting
Group 1 - 30 Year Fixed
CPR 0.082460%
Subordinate % 3.057579%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 96.942421%
Group 2 - 30 Year Fixed
CPR 3.300544%
Subordinate % 2.519458%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 97.480542%
Group 3 - 15 Year Fixed
CPR 0.184032%
Subordinate % 1.245760%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 98.754240%
Miscellaneous Reporting
Group 4 - 15 Year Fixed
CPR 5.380547%
Subordinate % 2.544681%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 97.455319%
Group 5 - Fixed 30 Year
Subordinate % 3.100563%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 96.899437%
Group 6 - 15 Year Fixed
Subordinate % 1.200898%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 98.799102%
Miscellaneous Reporting
Group 7 - 15 Year Fixed
Subordinate % 1.207130%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 98.792870%
Group