UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D. C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): September 27, 2004
BANC OF AMERICA ALTERNATIVE LOAN TRUST
Mortgage Pass-Through Certificates, Series 2003-11 Trust
(Exact name of registrant as specified in its charter)
New York (governing law of 333-105940-18 54-2139182
Pooling and Servicing Agreement) (Commission 54-2139183
(State or other File Number) IRS EIN
jurisdiction
of Incorporation)
c/o Wells Fargo Bank, N.A.
9062 Old Annapolis Road
Columbia, MD 21045
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (410) 884-2000
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act(17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act(17 CFR 240.13e-4(c))
ITEM 8.01 Other Events
On September 27, 2004 a distribution was made to holders of BANC OF AMERICA
ALTERNATIVE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2003-11
Trust.
ITEM 9.01 Financial Statements and Exhibits
(c) Exhibits
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of
Mortgage Pass-Through Certificates,
Series 2003-11 Trust, relating to the
September 27, 2004 distribution.
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
BANC OF AMERICA ALTERNATIVE LOAN TRUST
Mortgage Pass-Through Certificates, Series 2003-11 Trust
(Registrant)
By: Wells Fargo Bank, N.A. as Trustee
By: /s/ Beth Belfield as Assistant Vice President
By: Beth Belfield as Assistant Vice President
Date: 9/27/2004
INDEX TO EXHIBITS
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of Mortgage
Pass-Through Certificates, Series 2003-11 Trust,
relating to the September 27, 2004 distribution.
EX-99.1
Banc of America Alternative Loan Trust
Mortgage Pass-Through Certificates
Record Date: 8/31/2004
Distribution Date: 9/27/2004
BAA Series: 2003-11
Contact: Customer Service - CTSLink
Wells Fargo Bank, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
Telephone: (301) 815-6600
Fax: (301) 815-6660
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<s> <c> <c> <c> <c> <c> <c>
1-A-1 05948KJJ9 SEN 6.00000% 124,072,029.42 620,360.20 2,346,689.12
1-A-R 05948KJK6 SEN 6.00000% 0.00 0.00 0.00
1-A-LR 05948KJL4 SEN 6.00000% 0.00 0.00 0.00
2-A-1 05948KJM2 SEN 6.00000% 59,013,355.19 295,066.80 945,929.21
CB-IO 05948KJN0 IO 0.32933% 0.00 23,355.21 0.00
3-A-1 05948KJP5 SEN 6.00000% 12,293,318.59 61,466.60 13,811.60
3-IO 05948KJQ3 IO 0.48755% 0.00 2,160.62 0.00
4-A-1 05948KJR1 SEN 4.75000% 45,262,900.61 179,165.70 307,595.27
4-A-2 05948KJS9 SEN 4.75000% 642,257.01 2,542.27 4,364.62
5-A-1 05948KJT7 SEN 5.50000% 39,126,849.53 179,331.44 559,788.55
5-A-2 05948KJU4 SEN 5.50000% 550,112.35 2,521.35 7,870.47
15-IO 05948KJV2 IO 0.35058% 0.00 19,808.29 0.00
PO 05948KJW0 PO 0.00000% 6,595,731.71 0.00 76,259.44
15-B-1 05948KKA6 SUB 5.10802% 1,236,875.72 5,264.99 5,048.09
15-B-2 05948KKB4 SUB 5.10802% 474,975.78 2,021.82 1,938.53
15-B-3 05948KJH3 SUB 5.10802% 332,483.05 1,415.28 1,356.97
15-B-4 05948KKG3 SUB 5.10802% 189,990.31 808.73 775.41
15-B-5 05948KKH1 SUB 5.10802% 95,964.50 408.49 391.66
15-B-6 05948KKJ7 SUB 5.10802% 190,230.72 809.75 776.39
30-B-1 05948KJX8 SUB 6.00000% 5,695,233.37 28,476.17 6,032.41
30-B-2 05948KJY6 SUB 6.00000% 2,609,571.40 13,047.86 2,764.07
30-B-3 05948KJZ3 SUB 6.00000% 1,187,250.84 5,936.25 1,257.54
30-B-4 05948KKD0 SUB 6.00000% 1,542,335.06 7,711.68 1,633.65
30-B-5 05948KKE8 SUB 6.00000% 948,213.71 4,741.07 1,004.35
30-B-6 05948KKF5 SUB 6.00000% 1,068,778.75 5,343.89 1,132.05
SES 05948KKC2 SEN 0.00000% 0.00 54,033.71 0.00
Totals 303,128,457.62 1,515,798.17 4,286,419.40
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<s> <c> <c> <c> <c>
1-A-1 0.00 121,725,340.30 2,967,049.32 0.00
1-A-R 0.00 0.00 0.00 0.00
1-A-LR 0.00 0.00 0.00 0.00
2-A-1 0.00 58,067,425.98 1,240,996.01 0.00
CB-IO 0.00 0.00 23,355.21 0.00
3-A-1 0.00 12,279,506.98 75,278.20 0.00
3-IO 0.00 0.00 2,160.62 0.00
4-A-1 0.00 44,955,305.33 486,760.97 0.00
4-A-2 0.00 637,892.39 6,906.89 0.00
5-A-1 0.00 38,567,060.98 739,119.99 0.00
5-A-2 0.00 542,241.88 10,391.82 0.00
15-IO 0.00 0.00 19,808.29 0.00
PO 0.00 6,519,472.27 76,259.44 0.00
15-B-1 0.00 1,231,827.62 10,313.08 0.00
15-B-2 0.00 473,037.25 3,960.35 0.00
15-B-3 0.00 331,126.08 2,772.25 0.00
15-B-4 0.00 189,214.90 1,584.14 0.00
15-B-5 0.00 95,572.83 800.15 0.00
15-B-6 0.00 189,454.32 1,586.14 0.00
30-B-1 0.00 5,689,200.95 34,508.58 0.00
30-B-2 0.00 2,606,807.33 15,811.93 0.00
30-B-3 0.00 1,185,993.30 7,193.79 0.00
30-B-4 0.00 1,540,701.41 9,345.33 0.00
30-B-5 0.00 947,209.35 5,745.42 0.00
30-B-6 0.00 1,067,646.70 6,475.94 0.00
SES 0.00 0.00 54,033.71 0.00
Totals 0.00 298,842,038.15 5,802,217.57 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<s> <c> <c> <c> <c> <c> <c>
1-A-1 136,100,000.00 124,072,029.42 134,016.14 2,212,672.99 0.00 0.00
1-A-R 50.00 0.00 0.00 0.00 0.00 0.00
1-A-LR 50.00 0.00 0.00 0.00 0.00 0.00
2-A-1 67,940,000.00 59,013,355.19 60,808.71 885,120.50 0.00 0.00
CB-IO 0.00 0.00 0.00 0.00 0.00 0.00
3-A-1 15,462,000.00 12,293,318.59 12,311.84 1,499.77 0.00 0.00
3-IO 0.00 0.00 0.00 0.00 0.00 0.00
4-A-1 48,839,000.00 45,262,900.61 189,216.68 118,378.59 0.00 0.00
4-A-2 693,000.00 642,257.01 2,684.89 1,679.73 0.00 0.00
5-A-1 44,880,000.00 39,126,849.53 155,445.68 404,342.87 0.00 0.00
5-A-2 631,000.00 550,112.35 2,185.52 5,684.95 0.00 0.00
15-IO 0.00 0.00 0.00 0.00 0.00 0.00
PO 7,017,645.00 6,595,731.71 9,201.20 67,058.24 0.00 0.00
15-B-1 1,276,000.00 1,236,875.72 5,048.09 0.00 0.00 0.00
15-B-2 490,000.00 474,975.78 1,938.53 0.00 0.00 0.00
15-B-3 343,000.00 332,483.05 1,356.97 0.00 0.00 0.00
15-B-4 196,000.00 189,990.31 775.41 0.00 0.00 0.00
15-B-5 99,000.00 95,964.50 391.66 0.00 0.00 0.00
15-B-6 196,248.00 190,230.72 776.39 0.00 0.00 0.00
30-B-1 5,742,000.00 5,695,233.37 6,032.41 0.00 0.00 0.00
30-B-2 2,631,000.00 2,609,571.40 2,764.07 0.00 0.00 0.00
30-B-3 1,197,000.00 1,187,250.84 1,257.54 0.00 0.00 0.00
30-B-4 1,555,000.00 1,542,335.06 1,633.65 0.00 0.00 0.00
30-B-5 956,000.00 948,213.71 1,004.35 0.00 0.00 0.00
30-B-6 1,077,555.00 1,068,778.75 1,132.05 0.00 0.00 0.00
SES 0.00 0.00 0.00 0.00 0.00 0.00
Totals 337,321,548.00 303,128,457.62 589,981.78 3,696,437.64 0.00 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c>
1-A-1 2,346,689.12 121,725,340.30 0.89438163 2,346,689.12
1-A-R 0.00 0.00 0.00000000 0.00
1-A-LR 0.00 0.00 0.00000000 0.00
2-A-1 945,929.21 58,067,425.98 0.85468687 945,929.21
CB-IO 0.00 0.00 0.00000000 0.00
3-A-1 13,811.60 12,279,506.98 0.79417326 13,811.60
3-IO 0.00 0.00 0.00000000 0.00
4-A-1 307,595.27 44,955,305.33 0.92047964 307,595.27
4-A-2 4,364.62 637,892.39 0.92047964 4,364.62
5-A-1 559,788.55 38,567,060.98 0.85933737 559,788.55
5-A-2 7,870.47 542,241.88 0.85933737 7,870.47
15-IO 0.00 0.00 0.00000000 0.00
PO 76,259.44 6,519,472.27 0.92901141 76,259.44
15-B-1 5,048.09 1,231,827.62 0.96538215 5,048.09
15-B-2 1,938.53 473,037.25 0.96538214 1,938.53
15-B-3 1,356.97 331,126.08 0.96538216 1,356.97
15-B-4 775.41 189,214.90 0.96538214 775.41
15-B-5 391.66 95,572.83 0.96538212 391.66
15-B-6 776.39 189,454.32 0.96538217 776.39
30-B-1 6,032.41 5,689,200.95 0.99080476 6,032.41
30-B-2 2,764.07 2,606,807.33 0.99080476 2,764.07
30-B-3 1,257.54 1,185,993.30 0.99080476 1,257.54
30-B-4 1,633.65 1,540,701.41 0.99080477 1,633.65
30-B-5 1,004.35 947,209.35 0.99080476 1,004.35
30-B-6 1,132.05 1,067,646.70 0.99080483 1,132.05
SES 0.00 0.00 0.00000000 0.00
Totals 4,286,419.40 298,842,038.15 0.88592632 4,286,419.40
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<s> <c> <c> <c> <c> <c>
1-A-1 136,100,000.00 911.62402219 0.98468876 16.25770015 0.00000000
1-A-R 50.00 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 50.00 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 67,940,000.00 868.60987916 0.89503547 13.02797321 0.00000000
CB-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
3-A-1 15,462,000.00 795.06652374 0.79626439 0.09699715 0.00000000
3-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
4-A-1 48,839,000.00 926.77779254 3.87429472 2.42385368 0.00000000
4-A-2 693,000.00 926.77779221 3.87430014 2.42385281 0.00000000
5-A-1 44,880,000.00 871.81037277 3.46358467 9.00942224 0.00000000
5-A-2 631,000.00 871.81038035 3.46358162 9.00942948 0.00000000
15-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
PO 7,017,645.00 939.87822268 1.31115210 9.55566148 0.00000000
15-B-1 1,276,000.00 969.33833856 3.95618339 0.00000000 0.00000000
15-B-2 490,000.00 969.33832653 3.95618367 0.00000000 0.00000000
15-B-3 343,000.00 969.33833819 3.95618076 0.00000000 0.00000000
15-B-4 196,000.00 969.33831633 3.95617347 0.00000000 0.00000000
15-B-5 99,000.00 969.33838384 3.95616162 0.00000000 0.00000000
15-B-6 196,248.00 969.33838816 3.95616771 0.00000000 0.00000000
30-B-1 5,742,000.00 991.85534134 1.05057645 0.00000000 0.00000000
30-B-2 2,631,000.00 991.85534017 1.05057773 0.00000000 0.00000000
30-B-3 1,197,000.00 991.85533835 1.05057644 0.00000000 0.00000000
30-B-4 1,555,000.00 991.85534405 1.05057878 0.00000000 0.00000000
30-B-5 956,000.00 991.85534519 1.05057531 0.00000000 0.00000000
30-B-6 1,077,555.00 991.85540413 1.05057282 0.00000000 0.00000000
SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(2) All deals are per $1,000 denomination.
</FN>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c> <c>
1-A-1 0.00000000 17.24238883 894.38163336 0.89438163 17.24238883
1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 0.00000000 13.92300868 854.68687047 0.85468687 13.92300868
CB-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
3-A-1 0.00000000 0.89326090 794.17326219 0.79417326 0.89326090
3-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
4-A-1 0.00000000 6.29814841 920.47964393 0.92047964 6.29814841
4-A-2 0.00000000 6.29815296 920.47963925 0.92047964 6.29815296
5-A-1 0.00000000 12.47300691 859.33736586 0.85933737 12.47300691
5-A-2 0.00000000 12.47301109 859.33736926 0.85933737 12.47301109
15-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
PO 0.00000000 10.86681358 929.01140910 0.92901141 10.86681358
15-B-1 0.00000000 3.95618339 965.38214734 0.96538215 3.95618339
15-B-2 0.00000000 3.95618367 965.38214286 0.96538214 3.95618367
15-B-3 0.00000000 3.95618076 965.38215743 0.96538216 3.95618076
15-B-4 0.00000000 3.95617347 965.38214286 0.96538214 3.95617347
15-B-5 0.00000000 3.95616162 965.38212121 0.96538212 3.95616162
15-B-6 0.00000000 3.95616771 965.38216950 0.96538217 3.95616771
30-B-1 0.00000000 1.05057645 990.80476315 0.99080476 1.05057645
30-B-2 0.00000000 1.05057773 990.80476245 0.99080476 1.05057773
30-B-3 0.00000000 1.05057644 990.80476190 0.99080476 1.05057644
30-B-4 0.00000000 1.05057878 990.80476527 0.99080477 1.05057878
30-B-5 0.00000000 1.05057531 990.80475941 0.99080476 1.05057531
30-B-6 0.00000000 1.05057282 990.80483131 0.99080483 1.05057282
SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 136,100,000.00 6.00000% 124,072,029.42 620,360.15 0.00 0.00
1-A-R 50.00 6.00000% 0.00 0.00 0.00 0.00
1-A-LR 50.00 6.00000% 0.00 0.00 0.00 0.00
2-A-1 67,940,000.00 6.00000% 59,013,355.19 295,066.78 0.00 0.00
CB-IO 0.00 0.32933% 85,100,105.44 23,355.20 0.00 0.00
3-A-1 15,462,000.00 6.00000% 12,293,318.59 61,466.59 0.00 0.00
3-IO 0.00 0.48755% 5,317,958.88 2,160.62 0.00 0.00
4-A-1 48,839,000.00 4.75000% 45,262,900.61 179,165.65 0.00 0.00
4-A-2 693,000.00 4.75000% 642,257.01 2,542.27 0.00 0.00
5-A-1 44,880,000.00 5.50000% 39,126,849.53 179,331.39 0.00 0.00
5-A-2 631,000.00 5.50000% 550,112.35 2,521.35 0.00 0.00
15-IO 0.00 0.35058% 67,801,003.47 19,808.29 0.00 0.00
PO 7,017,645.00 0.00000% 6,595,731.71 0.00 0.00 0.00
15-B-1 1,276,000.00 5.10802% 1,236,875.72 5,264.99 0.00 0.00
15-B-2 490,000.00 5.10802% 474,975.78 2,021.82 0.00 0.00
15-B-3 343,000.00 5.10802% 332,483.05 1,415.28 0.00 0.00
15-B-4 196,000.00 5.10802% 189,990.31 808.73 0.00 0.00
15-B-5 99,000.00 5.10802% 95,964.50 408.49 0.00 0.00
15-B-6 196,248.00 5.10802% 190,230.72 809.75 0.00 0.00
30-B-1 5,742,000.00 6.00000% 5,695,233.37 28,476.17 0.00 0.00
30-B-2 2,631,000.00 6.00000% 2,609,571.40 13,047.86 0.00 0.00
30-B-3 1,197,000.00 6.00000% 1,187,250.84 5,936.25 0.00 0.00
30-B-4 1,555,000.00 6.00000% 1,542,335.06 7,711.68 0.00 0.00
30-B-5 956,000.00 6.00000% 948,213.71 4,741.07 0.00 0.00
30-B-6 1,077,555.00 6.00000% 1,068,778.75 5,343.89 0.00 0.00
SES 0.00 0.00000% 303,128,458.32 0.00 0.00 0.00
Totals 337,321,548.00 1,461,764.27 0.00 0.00
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 (0.05) 0.00 620,360.20 0.00 121,725,340.30
1-A-R 0.00 0.00 0.00 0.00 0.00
1-A-LR 0.00 0.00 0.00 0.00 0.00
2-A-1 (0.02) 0.00 295,066.80 0.00 58,067,425.98
CB-IO 0.00 0.00 23,355.21 0.00 84,180,548.55
3-A-1 0.00 0.00 61,466.60 0.00 12,279,506.98
3-IO 0.00 0.00 2,160.62 0.00 5,311,835.65
4-A-1 (0.05) 0.00 179,165.70 0.00 44,955,305.33
4-A-2 0.00 0.00 2,542.27 0.00 637,892.39
5-A-1 (0.05) 0.00 179,331.44 0.00 38,567,060.98
5-A-2 0.00 0.00 2,521.35 0.00 542,241.88
15-IO (0.01) 0.00 19,808.29 0.00 67,021,525.78
PO 0.00 0.00 0.00 0.00 6,519,472.27
15-B-1 0.00 0.00 5,264.99 0.00 1,231,827.62
15-B-2 0.00 0.00 2,021.82 0.00 473,037.25
15-B-3 0.00 0.00 1,415.28 0.00 331,126.08
15-B-4 0.00 0.00 808.73 0.00 189,214.90
15-B-5 0.00 0.00 408.49 0.00 95,572.83
15-B-6 0.00 0.00 809.75 0.00 189,454.32
30-B-1 0.00 0.00 28,476.17 0.00 5,689,200.95
30-B-2 0.00 0.00 13,047.86 0.00 2,606,807.33
30-B-3 0.00 0.00 5,936.25 0.00 1,185,993.30
30-B-4 0.00 0.00 7,711.68 0.00 1,540,701.41
30-B-5 0.00 0.00 4,741.07 0.00 947,209.35
30-B-6 0.00 0.00 5,343.89 0.00 1,067,646.70
SES 0.00 0.00 54,033.71 0.00 298,842,038.90
Totals (0.18) 0.00 1,515,798.17 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 136,100,000.00 6.00000% 911.62402219 4.55812013 0.00000000 0.00000000
1-A-R 50.00 6.00000% 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 50.00 6.00000% 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 67,940,000.00 6.00000% 868.60987916 4.34304946 0.00000000 0.00000000
CB-IO 0.00 0.32933% 862.76418578 0.23678032 0.00000000 0.00000000
3-A-1 15,462,000.00 6.00000% 795.06652374 3.97533243 0.00000000 0.00000000
3-IO 0.00 0.48755% 817.23046169 0.33203049 0.00000000 0.00000000
4-A-1 48,839,000.00 4.75000% 926.77779254 3.66849546 0.00000000 0.00000000
4-A-2 693,000.00 4.75000% 926.77779221 3.66849928 0.00000000 0.00000000
5-A-1 44,880,000.00 5.50000% 871.81037277 3.99579746 0.00000000 0.00000000
5-A-2 631,000.00 5.50000% 871.81038035 3.99580032 0.00000000 0.00000000
15-IO 0.00 0.35058% 914.01358197 0.26703213 0.00000000 0.00000000
PO 7,017,645.00 0.00000% 939.87822268 0.00000000 0.00000000 0.00000000
15-B-1 1,276,000.00 5.10802% 969.33833856 4.12616771 0.00000000 0.00000000
15-B-2 490,000.00 5.10802% 969.33832653 4.12616327 0.00000000 0.00000000
15-B-3 343,000.00 5.10802% 969.33833819 4.12618076 0.00000000 0.00000000
15-B-4 196,000.00 5.10802% 969.33831633 4.12617347 0.00000000 0.00000000
15-B-5 99,000.00 5.10802% 969.33838384 4.12616162 0.00000000 0.00000000
15-B-6 196,248.00 5.10802% 969.33838816 4.12615670 0.00000000 0.00000000
30-B-1 5,742,000.00 6.00000% 991.85534134 4.95927726 0.00000000 0.00000000
30-B-2 2,631,000.00 6.00000% 991.85534017 4.95927784 0.00000000 0.00000000
30-B-3 1,197,000.00 6.00000% 991.85533835 4.95927318 0.00000000 0.00000000
30-B-4 1,555,000.00 6.00000% 991.85534405 4.95927974 0.00000000 0.00000000
30-B-5 956,000.00 6.00000% 991.85534519 4.95927824 0.00000000 0.00000000
30-B-6 1,077,555.00 6.00000% 991.85540413 4.95927354 0.00000000 0.00000000
SES 0.00 0.00000% 898.63354238 0.00000000 0.00000000 0.00000000
<FN>
(5) All deals are per $1,000 denomination.
</FN>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 (0.00000037) 0.00000000 4.55812050 0.00000000 894.38163336
1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 (0.00000029) 0.00000000 4.34304975 0.00000000 854.68687047
CB-IO 0.00000000 0.00000000 0.23678042 0.00000000 853.44150930
3-A-1 0.00000000 0.00000000 3.97533307 0.00000000 794.17326219
3-IO 0.00000000 0.00000000 0.33203049 0.00000000 816.28948223
4-A-1 (0.00000102) 0.00000000 3.66849649 0.00000000 920.47964393
4-A-2 0.00000000 0.00000000 3.66849928 0.00000000 920.47963925
5-A-1 (0.00000111) 0.00000000 3.99579857 0.00000000 859.33736586
5-A-2 0.00000000 0.00000000 3.99580032 0.00000000 859.33736926
15-IO (0.00000013) 0.00000000 0.26703213 0.00000000 903.50557827
PO 0.00000000 0.00000000 0.00000000 0.00000000 929.01140910
15-B-1 0.00000000 0.00000000 4.12616771 0.00000000 965.38214734
15-B-2 0.00000000 0.00000000 4.12616327 0.00000000 965.38214286
15-B-3 0.00000000 0.00000000 4.12618076 0.00000000 965.38215743
15-B-4 0.00000000 0.00000000 4.12617347 0.00000000 965.38214286
15-B-5 0.00000000 0.00000000 4.12616162 0.00000000 965.38212121
15-B-6 0.00000000 0.00000000 4.12615670 0.00000000 965.38216950
30-B-1 0.00000000 0.00000000 4.95927726 0.00000000 990.80476315
30-B-2 0.00000000 0.00000000 4.95927784 0.00000000 990.80476245
30-B-3 0.00000000 0.00000000 4.95927318 0.00000000 990.80476190
30-B-4 0.00000000 0.00000000 4.95927974 0.00000000 990.80476527
30-B-5 0.00000000 0.00000000 4.95927824 0.00000000 990.80475941
30-B-6 0.00000000 0.00000000 4.95927354 0.00000000 990.80483131
SES 0.00000000 0.00000000 0.16018458 0.00000000 885.92632153
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Certificateholder Component Statement
Component Beginning Ending Beginning Ending Ending
Pass-Through Notional Notional Component Component Component
Class Rate Balance Balance Balance Balance Percentage
<s> <c> <c> <c> <c> <c> <c>
1-IO 0.31089% 61,581,107.26 60,871,213.36 0.00 0.00 87.26832422%
2-IO 0.37762% 23,518,998.18 23,309,335.19 0.00 0.00 80.69760471%
3-IO-1 0.48755% 5,317,958.88 5,311,835.65 0.00 0.00 7.61534016%
4-IO 0.41880% 36,400,130.28 36,149,202.97 0.00 0.00 92.01147085%
5-IO 0.27151% 31,400,873.19 30,872,322.81 0.00 0.00 88.48038670%
1-PO 0.00000% 0.00 0.00 3,811,463.91 3,763,356.38 93.14814325%
2-PO 0.00000% 0.00 0.00 1,992,647.34 1,966,799.71 92.33909835%
3-PO 0.00000% 0.00 0.00 374,985.79 374,571.45 92.37888836%
4-PO 0.00000% 0.00 0.00 403,690.78 401,860.78 94.37361414%
5-PO 0.00000% 0.00 0.00 12,943.88 12,883.95 79.56002223%
1-SES 0.00000% 135,971,099.72 133,567,567.25 0.00 0.00 90.06848437%
2-SES 0.00000% 65,052,685.12 64,076,738.49 0.00 0.00 86.41618082%
3-SES 0.00000% 13,585,398.86 13,570,254.44 0.00 0.00 80.81516544%
4-SES 0.00000% 47,626,158.36 47,306,861.60 0.00 0.00 92.18396498%
5-SES 0.00000% 40,893,116.26 40,320,617.12 0.00 0.00 86.21526512%
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<s> <c>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 5,816,742.45
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 0.00
Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00
Prepayment Penalties 0.00
Total Deposits 5,816,742.45
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 14,524.88
Payment of Interest and Principal 5,802,217.57
Total Withdrawals (Pool Distribution Amount) 5,816,742.45
Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<s> <c>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES
<s> <c>
Gross Servicing Fee 12,630.35
Trustee Fee - Wells Fargo Bank, N.A. 1,894.53
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 14,524.88
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENCY STATUS
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s> <c> <c> <c> <c> <c>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 2 0 0 2
207,330.69 0.00 0.00 207,330.69
30 Days 17 0 0 0 17
2,045,083.53 0.00 0.00 0.00 2,045,083.53
60 Days 2 1 0 0 3
194,544.12 157,441.66 0.00 0.00 351,985.78
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 19 3 0 0 22
2,239,627.65 364,772.35 0.00 0.00 2,604,400.00
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.079491% 0.000000% 0.000000% 0.079491%
0.069265% 0.000000% 0.000000% 0.069265%
30 Days 0.675676% 0.000000% 0.000000% 0.000000% 0.675676%
0.683222% 0.000000% 0.000000% 0.000000% 0.683222%
60 Days 0.079491% 0.039746% 0.000000% 0.000000% 0.119237%
0.064993% 0.052598% 0.000000% 0.000000% 0.117591%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.755167% 0.119237% 0.000000% 0.000000% 0.874404%
0.748215% 0.121863% 0.000000% 0.000000% 0.870078%
Delinquency Status By Groups
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
1 - 30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 5 0 0 0 5
839,524.61 0.00 0.00 0.00 839,524.61
60 Days 1 0 0 0 1
67,493.22 0.00 0.00 0.00 67,493.22
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 6 0 0 0 6
907,017.83 0.00 0.00 0.00 907,017.83
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.436681% 0.000000% 0.000000% 0.000000% 0.436681%
0.627984% 0.000000% 0.000000% 0.000000% 0.627984%
60 Days 0.087336% 0.000000% 0.000000% 0.000000% 0.087336%
0.050487% 0.000000% 0.000000% 0.000000% 0.050487%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.524017% 0.000000% 0.000000% 0.000000% 0.524017%
0.678471% 0.000000% 0.000000% 0.000000% 0.678471%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
2 - 30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 3 0 0 0 3
363,387.74 0.00 0.00 0.00 363,387.74
60 Days 1 1 0 0 2
127,050.90 157,441.66 0.00 0.00 284,492.56
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 4 1 0 0 5
490,438.64 157,441.66 0.00 0.00 647,880.30
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.689655% 0.000000% 0.000000% 0.000000% 0.689655%
0.566649% 0.000000% 0.000000% 0.000000% 0.566649%
60 Days 0.229885% 0.229885% 0.000000% 0.000000% 0.459770%
0.198117% 0.245507% 0.000000% 0.000000% 0.443623%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.919540% 0.229885% 0.000000% 0.000000% 1.149425%
0.764765% 0.245507% 0.000000% 0.000000% 1.010272%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
3 - 30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
4 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 6 0 0 0 6
289,503.04 0.00 0.00 0.00 289,503.04
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 6 0 0 0 6
289,503.04 0.00 0.00 0.00 289,503.04
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 1.307190% 0.000000% 0.000000% 0.000000% 1.307190%
0.609845% 0.000000% 0.000000% 0.000000% 0.609845%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 1.307190% 0.000000% 0.000000% 0.000000% 1.307190%
0.609845% 0.000000% 0.000000% 0.000000% 0.609845%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
5 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 2 0 0 2
207,330.69 0.00 0.00 207,330.69
30 Days 3 0 0 0 3
552,668.14 0.00 0.00 0.00 552,668.14
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 3 2 0 0 5
552,668.14 207,330.69 0.00 0.00 759,998.83
0-29 Days 0.448430% 0.000000% 0.000000% 0.448430%
0.512439% 0.000000% 0.000000% 0.512439%
30 Days 0.672646% 0.000000% 0.000000% 0.000000% 0.672646%
1.365977% 0.000000% 0.000000% 0.000000% 1.365977%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.672646% 0.448430% 0.000000% 0.000000% 1.121076%
1.365977% 0.512439% 0.000000% 0.000000% 1.878416%
OTHER INFORMATION
<s> <c>
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 0.00
COLLATERAL STATEMENT
Collateral Description Fixed
Weighted Average Gross Coupon 6.044212%
Weighted Average Pass-Through Rate 5.786714%
Weighted Average Maturity(Stepdown Calculation ) 276
Beginning Scheduled Collateral Loan Count 2,539
Number Of Loans Paid In Full 23
Ending Scheduled Collateral Loan Count 2,516
Beginning Scheduled Collateral Balance 303,128,458.32
Ending Scheduled Collateral Balance 298,842,038.90
Ending Actual Collateral Balance at 31-Aug-2004 299,329,475.27
Monthly P &I Constant 2,116,792.53
Special Servicing Fee 0.00
Prepayment Penalties 0.00
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Class A Non-PO Optimal Amount 5,495,567.71
Class AP Deferred Amount 0.00
Ending Scheduled Balance for Premium Loans 298,842,038.90
Scheduled Principal 589,981.79
Unscheduled Principal 3,696,437.63
Group Level Collateral Statement
Group 1 - 30 Year Fixed 2 - 30 Year Fixed 3 - 30 Year Fixed
Collateral Description Mixed Fixed Mixed Fixed Mixed Fixed
Weighted Average Coupon Rate 6.230114 6.210235 6.282733
Weighted Average Net Rate 5.980114 5.960235 6.032734
Weighted Average Maturity 344 349 350
Beginning Loan Count 1,157 440 31
Loans Paid In Full 12 5 0
Ending Loan Count 1,145 435 31
Beginning Scheduled Balance 135,971,099.72 65,052,685.12 13,585,398.86
Ending scheduled Balance 133,567,567.25 64,076,738.49 13,570,254.44
Record Date 08/31/2004 08/31/2004 08/31/2004
Principal And Interest Constant 853,411.41 403,879.42 84,763.76
Scheduled Principal 147,481.83 67,219.01 13,635.90
Unscheduled Principal 2,256,050.64 908,727.62 1,508.52
Scheduled Interest 705,929.58 336,660.41 71,127.86
Servicing Fees 28,327.30 13,552.65 2,830.28
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 849.80 406.59 84.90
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 676,752.48 322,701.17 68,212.68
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 0.00 0.00 0.00
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 5.972614 5.952735 6.025233
Group Level Collateral Statement
Group 4 - 15 Year Fixed 5 - 15 Year Fixed Total
Collateral Description Mixed Fixed Mixed Fixed Fixed
Weighted Average Coupon Rate 5.287324 5.964244 6.044212
Weighted Average Net Rate 5.037324 5.714244 5.794212
Weighted Average Maturity 167 167 276
Beginning Loan Count 460 451 2,539
Loans Paid In Full 1 5 23
Ending Loan Count 459 446 2,516
Beginning Scheduled Balance 47,626,158.36 40,893,116.26 303,128,458.32
Ending scheduled Balance 47,306,861.60 40,320,617.12 298,842,038.90
Record Date 08/31/2004 08/31/2004 08/31/2004
Principal And Interest Constant 409,023.67 365,714.27 2,116,792.53
Scheduled Principal 199,177.89 162,467.16 589,981.79
Unscheduled Principal 120,118.87 410,031.98 3,696,437.63
Scheduled Interest 209,845.78 203,247.11 1,526,810.74
Servicing Fees 9,922.12 8,519.40 63,151.75
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 297.67 255.57 1,894.53
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 199,625.99 194,472.14 1,461,764.46
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 0.00 0.00 0.00
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 5.029824 5.706744 5.786714
Miscellaneous Reporting
Group 1 - 30 Year Fixed
CPR 18.208409%
Senior % 93.880427%
Senior Prepayment % 100.000000%
Subordinate % 6.119573%
Subordinate Prepayment % 0.000000%
Group 2 - 30 Year Fixed
CPR 15.548004%
Senior % 93.582811%
Senior Prepayment % 100.000000%
Subordinate % 6.417189%
Subordinate Prepayment % 0.000000%
Group 3 - 30 Year Fixed
CPR 0.133300%
Senior % 93.057793%
Senior Prepayment % 100.000000%
Subordinate % 6.942207%
Subordinate Prepayment % 0.000000%
Miscellaneous Reporting
Group 4 - 15 Year Fixed
CPR 2.997273%
Senior % 97.210418%
Senior Prepayment % 100.000000%
Subordinate % 2.789582%
Subordinate Prepayment % 0.000000%
Group 5 - 15 Year Fixed
CPR 11.433380%
Senior % 97.056738%
Senior Prepayment % 100.000000%
Subordinate % 2.943262%
Subordinate Prepayment % 0.000000%
Group