UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D. C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): October 25, 2004
BANC OF AMERICA MORTGAGE SECURITIES, INC.
Mortgage Pass-Through Certificates, Series 2004-7 Trust
(Exact name of registrant as specified in its charter)
New York (governing law of 333-105940-41 54-2157786
Pooling and Servicing Agreement) (Commission 54-2157787
(State or other File Number) 54-2157788
jurisdiction IRS EIN
of Incorporation)
c/o Wells Fargo Bank, N.A.
9062 Old Annapolis Road
Columbia, MD 21045
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (410) 884-2000
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act(17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act(17 CFR 240.13e-4(c))
ITEM 8.01 Other Events
On October 25, 2004 a distribution was made to holders of BANC OF AMERICA
MORTGAGE SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2004-7
Trust.
ITEM 9.01 Financial Statements and Exhibits
(c) Exhibits
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of
Mortgage Pass-Through Certificates,
Series 2004-7 Trust, relating to the
October 25, 2004 distribution.
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
BANC OF AMERICA MORTGAGE SECURITIES, INC.
Mortgage Pass-Through Certificates, Series 2004-7 Trust
(Registrant)
By: Wells Fargo Bank, N.A. as Trustee
By: /s/ Beth Belfield as Assistant Vice President
By: Beth Belfield as Assistant Vice President
Date: 10/25/2004
INDEX TO EXHIBITS
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of Mortgage
Pass-Through Certificates, Series 2004-7 Trust,
relating to the October 25, 2004 distribution.
EX-99.1
Banc of America Mortgage Securities, Inc.
Mortgage Pass-Through Certificates
Record Date: 9/30/2004
Distribution Date: 10/25/2004
BAM Series: 2004-7
Contact: Customer Service - SecuritiesLink
Wells Fargo Bank, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
Telephone: (301) 846-8130
Fax: (301) 815-6660
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<s> <c> <c> <c> <c> <c> <c>
1-A-1 05949APY0 SEN 6.00000% 17,176,388.96 85,881.94 1,142,528.13
1-A-2 05949ANB2 SEN 6.00000% 4,587,000.00 22,935.00 0.00
1-A-3 05949ANC0 SEN 6.00000% 1,397,000.00 6,985.00 0.00
1-A-4 05949AND8 SEN 6.25000% 6,300,000.00 32,812.50 0.00
1-A-5 05949ANE6 SEN 6.25000% 2,760,000.00 14,375.00 0.00
1-A-6 05949ANF3 SEN 6.25000% 6,224,352.00 32,418.50 0.00
1-A-7 05949ANG1 SEN 2.65000% 949,706.35 2,097.27 63,171.96
1-A-8 05949ANH9 SEN 12.70000% 474,853.17 5,025.53 31,585.98
1-A-9 05949ANJ5 SEN 3.25000% 2,660,697.30 7,206.06 176,982.57
1-A-10 05949ANK2 SEN 7.83327% 3,991,045.95 26,052.47 265,473.86
1-A-11 05949ANL0 SEN 6.00000% 1,354,000.00 6,770.00 90,000.00
1-A-12 05949ANM8 SEN 6.00000% 0.00 50,999.63 0.00
1-A-13 05949ANN6 SEN 4.75000% 23,857,256.03 94,434.97 214,927.56
1-A-14 05949ANP1 SEN 5.00000% 5,000,000.00 20,833.33 0.00
1-A-15 05949ANQ9 SEN 5.00000% 7,391,100.00 30,796.25 0.00
1-A-16 05949ANR7 SEN 5.50000% 20,960,900.00 96,070.79 0.00
1-A-17 05949ANS5 SEN 5.50000% 17,012,900.00 77,975.79 0.00
1-A-18 05949ANT3 SEN 6.00000% 1,479,800.00 7,399.00 0.00
1-A-19 05949ANU0 PO 0.00000% 636,848.00 0.00 0.00
1-A-R 05949APZ7 SEN 6.00000% 0.00 0.00 0.00
1-A-MR 05949AQY9 SEN 6.00000% 0.00 0.00 0.00
1-A-LR 05949AQA1 SEN 6.00000% 0.00 1.72 0.00
2-A-1 05949AQB9 SEN 5.75000% 33,745,000.00 161,694.79 0.00
2-A-2 05949AQC7 SEN 5.75000% 3,749,000.00 17,963.96 0.00
2-A-3 05949ANV8 SEN 5.75000% 149,098,291.22 714,429.31 7,327,600.83
2-A-4 05949ANW6 SEN 5.75000% 5,157,738.59 24,714.16 202,547.75
3-A-1 05949AQD5 SEN 5.00000% 30,343,002.59 126,429.18 126,334.40
4-A-1 05949AQE3 SEN 5.00000% 12,913,958.61 53,808.16 51,031.16
5-A-1 05949AQF0 SEN 5.75000% 19,761,333.00 94,689.72 0.00
5-A-2 05949ANX4 SEN 5.75000% 7,000,000.00 33,541.67 0.00
5-A-3 05949ANY2 SEN 5.75000% 3,000,000.00 14,375.00 0.00
5-A-4 05949ANZ9 SEN 5.75000% 15,000,000.00 71,875.00 0.00
5-A-5 05949APA2 SEN 5.75000% 1,666,666.00 7,986.11 0.00
5-A-6 05949APB0 SEN 2.29000% 25,165,077.58 48,023.36 79,390.09
5-A-7 05949APC8 SEN 5.71000% 0.00 119,743.83 0.00
5-A-8 05949APD6 SEN 5.75000% 74,273,288.59 355,892.84 234,315.31
5-A-9 05949APE4 SEN 5.50000% 77,939,121.02 357,220.97 245,880.17
5-A-10 05949APF1 SEN 5.25000% 74,273,288.59 324,945.64 234,315.31
5-A-11 05949APG9 SEN 5.75000% 1,009,606.29 4,837.70 (4,837.70)
5-A-12 05949APH7 SEN 5.75000% 7,159,337.39 34,305.16 56,736.51
5-A-13 05949APJ3 SEN 5.75000% 11,689,221.67 56,010.85 (56,010.85)
5-A-14 05949APK0 SEN 5.75000% 151,440.94 725.65 (725.65)
5-A-15 05949APL8 SEN 5.75000% 0.00 2,800.00 0.00
5-A-16 05949APM6 SEN 5.50000% 21,000,000.00 96,250.00 0.00
6-A-1 05949APN4 SEN 4.50000% 47,624,418.33 178,591.57 197,366.01
6-A-2 05949APP9 SEN 4.50000% 31,064,141.63 116,490.53 145,412.94
6-A-3 05949APQ7 SEN 4.50000% 4,024,000.00 15,090.00 0.00
7-A-1 05949APR5 SEN 5.00000% 88,089,053.63 367,037.72 1,703,543.50
X-PO 05949AQG8 PO 0.00000% 19,801,697.00 0.00 55,005.12
15-PO 05949AQH6 PO 0.00000% 2,079,310.87 0.00 21,109.52
15-B-1 05949AQP8 SUB 4.79645% 1,240,492.65 4,958.30 4,794.52
15-B-2 05949AQQ6 SUB 4.79645% 413,828.35 1,654.09 1,599.45
15-B-3 05949AQR4 SUB 4.79645% 309,626.96 1,237.59 1,196.71
15-B-4 05949AQV5 SUB 4.79645% 206,417.98 825.06 797.81
15-B-5 05949AQW3 SUB 4.79645% 206,417.98 825.06 797.81
15-B-6 05949AQX1 SUB 4.79645% 103,936.41 415.44 401.72
X-B-1 05949APS3 SUB 5.70232% 2,707,490.37 12,865.81 3,281.72
X-B-2 05949APT1 SUB 5.70232% 1,082,397.59 5,143.48 1,311.96
X-B-3 05949APU8 SUB 5.70232% 432,959.04 2,057.39 524.78
X-B-4 05949APV6 SUB 5.70232% 541,697.60 2,574.11 656.59
X-B-5 05949APW4 SUB 5.70232% 325,218.08 1,545.41 394.19
X-B-6 05949APX2 SUB 5.70232% 216,657.09 1,029.54 262.61
30-B-1 05949AQL7 SUB 5.81666% 8,179,301.09 39,646.86 8,421.04
30-B-2 05949AQM5 SUB 5.81666% 2,725,435.73 13,210.78 2,805.99
30-B-3 05949AQN3 SUB 5.81666% 1,487,962.17 7,212.48 1,531.94
30-B-4 05949AQS2 SUB 5.81666% 990,976.82 4,803.48 1,020.27
30-B-5 05949AQT0 SUB 5.81666% 743,482.10 3,603.82 765.46
30-B-6 05949AQU7 SUB 5.81666% 744,136.77 3,606.99 766.13
15-IO 05949AQJ2 IO 4.79577% 0.00 30,213.67 0.00
30-IO 05949AQK9 IO 5.80444% 0.00 39,993.39 0.00
Totals 913,650,276.08 4,197,966.38 12,635,015.18
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<s> <c> <c> <c> <c>
1-A-1 0.00 16,033,860.84 1,228,410.07 0.00
1-A-2 0.00 4,587,000.00 22,935.00 0.00
1-A-3 0.00 1,397,000.00 6,985.00 0.00
1-A-4 0.00 6,300,000.00 32,812.50 0.00
1-A-5 0.00 2,760,000.00 14,375.00 0.00
1-A-6 0.00 6,224,352.00 32,418.50 0.00
1-A-7 0.00 886,534.38 65,269.23 0.00
1-A-8 0.00 443,267.19 36,611.51 0.00
1-A-9 0.00 2,483,714.73 184,188.63 0.00
1-A-10 0.00 3,725,572.09 291,526.33 0.00
1-A-11 0.00 1,264,000.00 96,770.00 0.00
1-A-12 0.00 0.00 50,999.63 0.00
1-A-13 0.00 23,642,328.47 309,362.53 0.00
1-A-14 0.00 5,000,000.00 20,833.33 0.00
1-A-15 0.00 7,391,100.00 30,796.25 0.00
1-A-16 0.00 20,960,900.00 96,070.79 0.00
1-A-17 0.00 17,012,900.00 77,975.79 0.00
1-A-18 0.00 1,479,800.00 7,399.00 0.00
1-A-19 0.00 636,848.00 0.00 0.00
1-A-R 0.00 0.00 0.00 0.00
1-A-MR 0.00 0.00 0.00 0.00
1-A-LR 0.00 0.00 1.72 0.00
2-A-1 0.00 33,745,000.00 161,694.79 0.00
2-A-2 0.00 3,749,000.00 17,963.96 0.00
2-A-3 0.00 141,770,690.39 8,042,030.14 0.00
2-A-4 0.00 4,955,190.83 227,261.91 0.00
3-A-1 0.00 30,216,668.18 252,763.58 0.00
4-A-1 0.00 12,862,927.45 104,839.32 0.00
5-A-1 0.00 19,761,333.00 94,689.72 0.00
5-A-2 0.00 7,000,000.00 33,541.67 0.00
5-A-3 0.00 3,000,000.00 14,375.00 0.00
5-A-4 0.00 15,000,000.00 71,875.00 0.00
5-A-5 0.00 1,666,666.00 7,986.11 0.00
5-A-6 0.00 25,085,687.49 127,413.45 0.00
5-A-7 0.00 0.00 119,743.83 0.00
5-A-8 0.00 74,038,973.28 590,208.15 0.00
5-A-9 0.00 77,693,240.85 603,101.14 0.00
5-A-10 0.00 74,038,973.28 559,260.95 0.00
5-A-11 0.00 1,014,443.99 0.00 0.00
5-A-12 0.00 7,102,600.88 91,041.67 0.00
5-A-13 0.00 11,745,232.52 0.00 0.00
5-A-14 0.00 152,166.60 0.00 0.00
5-A-15 0.00 0.00 2,800.00 0.00
5-A-16 0.00 21,000,000.00 96,250.00 0.00
6-A-1 0.00 47,427,052.32 375,957.58 0.00
6-A-2 0.00 30,918,728.69 261,903.47 0.00
6-A-3 0.00 4,024,000.00 15,090.00 0.00
7-A-1 0.00 86,385,510.13 2,070,581.22 0.00
X-PO 0.00 19,746,691.88 55,005.12 0.00
15-PO 0.00 2,058,201.35 21,109.52 0.00
15-B-1 0.00 1,235,698.12 9,752.82 0.00
15-B-2 0.00 412,228.89 3,253.54 0.00
15-B-3 0.00 308,430.25 2,434.30 0.00
15-B-4 0.00 205,620.17 1,622.87 0.00
15-B-5 0.00 205,620.17 1,622.87 0.00
15-B-6 0.00 103,534.70 817.16 0.00
X-B-1 0.00 2,704,208.66 16,147.53 0.00
X-B-2 0.00 1,081,085.63 6,455.44 0.00
X-B-3 0.00 432,434.25 2,582.17 0.00
X-B-4 0.00 541,041.01 3,230.70 0.00
X-B-5 0.00 324,823.88 1,939.60 0.00
X-B-6 0.00 216,394.48 1,292.15 0.00
30-B-1 0.00 8,170,880.05 48,067.90 0.00
30-B-2 0.00 2,722,629.75 16,016.77 0.00
30-B-3 0.00 1,486,430.23 8,744.42 0.00
30-B-4 0.00 989,956.55 5,823.75 0.00
30-B-5 0.00 742,716.65 4,369.28 0.00
30-B-6 0.00 743,370.64 4,373.12 0.00
15-IO 0.00 0.00 30,213.67 0.00
30-IO 0.00 0.00 39,993.39 0.00
Totals 0.00 901,015,260.89 16,832,981.56 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<s> <c> <c> <c> <c> <c> <c>
1-A-1 18,086,000.00 17,176,388.96 70,153.11 1,072,375.02 0.00 0.00
1-A-2 4,587,000.00 4,587,000.00 0.00 0.00 0.00 0.00
1-A-3 1,397,000.00 1,397,000.00 0.00 0.00 0.00 0.00
1-A-4 6,300,000.00 6,300,000.00 0.00 0.00 0.00 0.00
1-A-5 2,760,000.00 2,760,000.00 0.00 0.00 0.00 0.00
1-A-6 6,224,352.00 6,224,352.00 0.00 0.00 0.00 0.00
1-A-7 1,000,000.00 949,706.35 3,878.86 59,293.10 0.00 0.00
1-A-8 500,000.00 474,853.17 1,939.43 29,646.55 0.00 0.00
1-A-9 2,801,600.00 2,660,697.30 10,867.02 166,115.55 0.00 0.00
1-A-10 4,202,400.00 3,991,045.95 16,300.53 249,173.33 0.00 0.00
1-A-11 1,426,000.00 1,354,000.00 5,526.15 84,473.85 0.00 0.00
1-A-12 0.00 0.00 0.00 0.00 0.00 0.00
1-A-13 24,204,100.00 23,857,256.03 13,196.91 201,730.65 0.00 0.00
1-A-14 5,000,000.00 5,000,000.00 0.00 0.00 0.00 0.00
1-A-15 7,391,100.00 7,391,100.00 0.00 0.00 0.00 0.00
1-A-16 20,960,900.00 20,960,900.00 0.00 0.00 0.00 0.00
1-A-17 17,012,900.00 17,012,900.00 0.00 0.00 0.00 0.00
1-A-18 1,479,800.00 1,479,800.00 0.00 0.00 0.00 0.00
1-A-19 636,848.00 636,848.00 0.00 0.00 0.00 0.00
1-A-R 50.00 0.00 0.00 0.00 0.00 0.00
1-A-MR 25.00 0.00 0.00 0.00 0.00 0.00
1-A-LR 25.00 0.00 0.00 0.00 0.00 0.00
2-A-1 33,745,000.00 33,745,000.00 0.00 0.00 0.00 0.00
2-A-2 3,749,000.00 3,749,000.00 0.00 0.00 0.00 0.00
2-A-3 149,976,000.00 149,098,291.22 192,453.40 7,135,147.42 0.00 0.00
2-A-4 5,182,000.00 5,157,738.59 5,319.75 197,228.00 0.00 0.00
3-A-1 31,087,000.00 30,343,002.59 118,100.47 8,233.93 0.00 0.00
4-A-1 13,019,000.00 12,913,958.61 50,021.18 1,009.98 0.00 0.00
5-A-1 19,761,333.00 19,761,333.00 0.00 0.00 0.00 0.00
5-A-2 7,000,000.00 7,000,000.00 0.00 0.00 0.00 0.00
5-A-3 3,000,000.00 3,000,000.00 0.00 0.00 0.00 0.00
5-A-4 15,000,000.00 15,000,000.00 0.00 0.00 0.00 0.00
5-A-5 1,666,666.00 1,666,666.00 0.00 0.00 0.00 0.00
5-A-6 25,411,300.00 25,165,077.58 35,726.58 43,663.51 0.00 0.00
5-A-7 0.00 0.00 0.00 0.00 0.00 0.00
5-A-8 75,000,000.00 74,273,288.59 105,444.95 128,870.36 0.00 0.00
5-A-9 78,701,700.00 77,939,121.02 110,649.29 135,230.88 0.00 0.00
5-A-10 75,000,000.00 74,273,288.59 105,444.95 128,870.36 0.00 0.00
5-A-11 1,000,000.00 1,009,606.29 0.00 0.00 (4,837.70) 0.00
5-A-12 7,272,000.00 7,159,337.39 25,532.17 31,204.34 0.00 0.00
5-A-13 11,578,000.00 11,689,221.67 0.00 0.00 (56,010.85) 0.00
5-A-14 150,000.00 151,440.94 0.00 0.00 (725.65) 0.00
5-A-15 0.00 0.00 0.00 0.00 0.00 0.00
5-A-16 21,000,000.00 21,000,000.00 0.00 0.00 0.00 0.00
6-A-1 48,216,000.00 47,624,418.33 188,605.26 8,760.75 0.00 0.00
6-A-2 31,500,000.00 31,064,141.63 138,958.30 6,454.64 0.00 0.00
6-A-3 4,024,000.00 4,024,000.00 0.00 0.00 0.00 0.00
7-A-1 89,184,000.00 88,089,053.63 331,771.39 1,371,772.11 0.00 0.00
X-PO 19,885,669.00 19,801,697.00 21,665.67 33,339.45 0.00 0.00
15-PO 2,097,606.00 2,079,310.87 8,298.77 12,810.74 0.00 0.00
15-B-1 1,250,000.00 1,240,492.65 4,794.52 0.00 0.00 0.00
15-B-2 417,000.00 413,828.35 1,599.45 0.00 0.00 0.00
15-B-3 312,000.00 309,626.96 1,196.71 0.00 0.00 0.00
15-B-4 208,000.00 206,417.98 797.81 0.00 0.00 0.00
15-B-5 208,000.00 206,417.98 797.81 0.00 0.00 0.00
15-B-6 104,733.00 103,936.41 401.72 0.00 0.00 0.00
X-B-1 2,714,000.00 2,707,490.37 3,281.72 0.00 0.00 0.00
X-B-2 1,085,000.00 1,082,397.59 1,311.96 0.00 0.00 0.00
X-B-3 434,000.00 432,959.04 524.78 0.00 0.00 0.00
X-B-4 543,000.00 541,697.60 656.59 0.00 0.00 0.00
X-B-5 326,000.00 325,218.08 394.19 0.00 0.00 0.00
X-B-6 217,178.00 216,657.09 262.61 0.00 0.00 0.00
30-B-1 8,196,000.00 8,179,301.09 8,421.04 0.00 0.00 0.00
30-B-2 2,731,000.00 2,725,435.73 2,805.99 0.00 0.00 0.00
30-B-3 1,491,000.00 1,487,962.17 1,531.94 0.00 0.00 0.00
30-B-4 993,000.00 990,976.82 1,020.27 0.00 0.00 0.00
30-B-5 745,000.00 743,482.10 765.46 0.00 0.00 0.00
30-B-6 745,656.00 744,136.77 766.13 0.00 0.00 0.00
30-IO 0.00 0.00 0.00 0.00 0.00 0.00
Totals 921,896,941.00 913,650,276.08 1,591,184.84 11,105,404.52 (61,574.20) 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c>
1-A-1 1,142,528.13 16,033,860.84 0.88653438 1,142,528.13
1-A-2 0.00 4,587,000.00 1.00000000 0.00
1-A-3 0.00 1,397,000.00 1.00000000 0.00
1-A-4 0.00 6,300,000.00 1.00000000 0.00
1-A-5 0.00 2,760,000.00 1.00000000 0.00
1-A-6 0.00 6,224,352.00 1.00000000 0.00
1-A-7 63,171.96 886,534.38 0.88653438 63,171.96
1-A-8 31,585.98 443,267.19 0.88653438 31,585.98
1-A-9 176,982.57 2,483,714.73 0.88653438 176,982.57
1-A-10 265,473.86 3,725,572.09 0.88653438 265,473.86
1-A-11 90,000.00 1,264,000.00 0.88639551 90,000.00
1-A-12 0.00 0.00 0.00000000 0.00
1-A-13 214,927.56 23,642,328.47 0.97679023 214,927.56
1-A-14 0.00 5,000,000.00 1.00000000 0.00
1-A-15 0.00 7,391,100.00 1.00000000 0.00
1-A-16 0.00 20,960,900.00 1.00000000 0.00
1-A-17 0.00 17,012,900.00 1.00000000 0.00
1-A-18 0.00 1,479,800.00 1.00000000 0.00
1-A-19 0.00 636,848.00 1.00000000 0.00
1-A-R 0.00 0.00 0.00000000 0.00
1-A-MR 0.00 0.00 0.00000000 0.00
1-A-LR 0.00 0.00 0.00000000 0.00
2-A-1 0.00 33,745,000.00 1.00000000 0.00
2-A-2 0.00 3,749,000.00 1.00000000 0.00
2-A-3 7,327,600.83 141,770,690.39 0.94528918 7,327,600.83
2-A-4 202,547.75 4,955,190.83 0.95623135 202,547.75
3-A-1 126,334.40 30,216,668.18 0.97200335 126,334.40
4-A-1 51,031.16 12,862,927.45 0.98801194 51,031.16
5-A-1 0.00 19,761,333.00 1.00000000 0.00
5-A-2 0.00 7,000,000.00 1.00000000 0.00
5-A-3 0.00 3,000,000.00 1.00000000 0.00
5-A-4 0.00 15,000,000.00 1.00000000 0.00
5-A-5 0.00 1,666,666.00 1.00000000 0.00
5-A-6 79,390.09 25,085,687.49 0.98718631 79,390.09
5-A-7 0.00 0.00 0.00000000 0.00
5-A-8 234,315.31 74,038,973.28 0.98718631 234,315.31
5-A-9 245,880.17 77,693,240.85 0.98718631 245,880.17
5-A-10 234,315.31 74,038,973.28 0.98718631 234,315.31
5-A-11 (4,837.70) 1,014,443.99 1.01444399 (4,837.70)
5-A-12 56,736.51 7,102,600.88 0.97670529 56,736.51
5-A-13 (56,010.85) 11,745,232.52 1.01444399 (56,010.85)
5-A-14 (725.65) 152,166.60 1.01444400 (725.65)
5-A-15 0.00 0.00 0.00000000 0.00
5-A-16 0.00 21,000,000.00 1.00000000 0.00
6-A-1 197,366.01 47,427,052.32 0.98363722 197,366.01
6-A-2 145,412.94 30,918,728.69 0.98154694 145,412.94
6-A-3 0.00 4,024,000.00 1.00000000 0.00
7-A-1 1,703,543.50 86,385,510.13 0.96862117 1,703,543.50
X-PO 55,005.12 19,746,691.88 0.99301119 55,005.12
15-PO 21,109.52 2,058,201.35 0.98121447 21,109.52
15-B-1 4,794.52 1,235,698.12 0.98855850 4,794.52
15-B-2 1,599.45 412,228.89 0.98855849 1,599.45
15-B-3 1,196.71 308,430.25 0.98855849 1,196.71
15-B-4 797.81 205,620.17 0.98855851 797.81
15-B-5 797.81 205,620.17 0.98855851 797.81
15-B-6 401.72 103,534.70 0.98855853 401.72
X-B-1 3,281.72 2,704,208.66 0.99639228 3,281.72
X-B-2 1,311.96 1,081,085.63 0.99639229 1,311.96
X-B-3 524.78 432,434.25 0.99639228 524.78
X-B-4 656.59 541,041.01 0.99639228 656.59
X-B-5 394.19 324,823.88 0.99639227 394.19
X-B-6 262.61 216,394.48 0.99639227 262.61
30-B-1 8,421.04 8,170,880.05 0.99693510 8,421.04
30-B-2 2,805.99 2,722,629.75 0.99693510 2,805.99
30-B-3 1,531.94 1,486,430.23 0.99693510 1,531.94
30-B-4 1,020.27 989,956.55 0.99693510 1,020.27
30-B-5 765.46 742,716.65 0.99693510 765.46
30-B-6 766.13 743,370.64 0.99693510 766.13
30-IO 0.00 0.00 0.00000000 0.00
Totals 12,635,015.18 901,015,260.89 0.97734923 12,635,015.18
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<s> <c> <c> <c> <c> <c>
1-A-1 18,086,000.00 949.70634524 3.87886266 59.29310074 0.00000000
1-A-2 4,587,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-3 1,397,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-4 6,300,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-5 2,760,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-6 6,224,352.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-7 1,000,000.00 949.70635000 3.87886000 59.29310000 0.00000000
1-A-8 500,000.00 949.70634000 3.87886000 59.29310000 0.00000000
1-A-9 2,801,600.00 949.70634637 3.87886208 59.29310037 0.00000000
1-A-10 4,202,400.00 949.70634637 3.87886208 59.29310156 0.00000000
1-A-11 1,426,000.00 949.50911641 3.87528050 59.23832398 0.00000000
1-A-12 0.00 0.00000000 0.00000000 0.00000000 0.00000000
1-A-13 24,204,100.00 985.67003235 0.54523449 8.33456522 0.00000000
1-A-14 5,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-15 7,391,100.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-16 20,960,900.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-17 17,012,900.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-18 1,479,800.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-19 636,848.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-R 50.00 0.00000000 0.00000000 0.00000000 0.00000000
1-A-MR 25.00 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 25.00 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 33,745,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
2-A-2 3,749,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
2-A-3 149,976,000.00 994.14767176 1.28322798 47.57526151 0.00000000
2-A-4 5,182,000.00 995.31813778 1.02658240 38.06020841 0.00000000
3-A-1 31,087,000.00 976.06724965 3.79903078 0.26486731 0.00000000
4-A-1 13,019,000.00 991.93168523 3.84216760 0.07757739 0.00000000
5-A-1 19,761,333.00 1000.00000000 0.00000000 0.00000000 0.00000000
5-A-2 7,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
5-A-3 3,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
5-A-4 15,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
5-A-5 1,666,666.00 1000.00000000 0.00000000 0.00000000 0.00000000
5-A-6 25,411,300.00 990.31051461 1.40593279 1.71827140 0.00000000
5-A-7 0.00 0.00000000 0.00000000 0.00000000 0.00000000
5-A-8 75,000,000.00 990.31051453 1.40593267 1.71827147 0.00000000
5-A-9 78,701,700.00 990.31051451 1.40593265 1.71827140 0.00000000
5-A-10 75,000,000.00 990.31051453 1.40593267 1.71827147 0.00000000
5-A-11 1,000,000.00 1009.60629000 0.00000000 0.00000000 (4.83770000)
5-A-12 7,272,000.00 984.50734186 3.51102448 4.29102585 0.00000000
5-A-13 11,578,000.00 1009.60629383 0.00000000 0.00000000 (4.83769649)
5-A-14 150,000.00 1009.60626667 0.00000000 0.00000000 (4.83766667)
5-A-15 0.00 0.00000000 0.00000000 0.00000000 0.00000000
5-A-16 21,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
6-A-1 48,216,000.00 987.73059420 3.91167372 0.18169798 0.00000000
6-A-2 31,500,000.00 986.16322635 4.41137460 0.20490921 0.00000000
6-A-3 4,024,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
7-A-1 89,184,000.00 987.72261426 3.72007748 15.38137009 0.00000000
X-PO 19,885,669.00 995.77726050 1.08951175 1.67655662 0.00000000
15-PO 2,097,606.00 991.27809036 3.95630543 6.10731472 0.00000000
15-B-1 1,250,000.00 992.39412000 3.83561600 0.00000000 0.00000000
15-B-2 417,000.00 992.39412470 3.83561151 0.00000000 0.00000000
15-B-3 312,000.00 992.39410256 3.83560897 0.00000000 0.00000000
15-B-4 208,000.00 992.39413462 3.83562500 0.00000000 0.00000000
15-B-5 208,000.00 992.39413462 3.83562500 0.00000000 0.00000000
15-B-6 104,733.00 992.39408782 3.83565829 0.00000000 0.00000000
X-B-1 2,714,000.00 997.60146279 1.20918202 0.00000000 0.00000000
X-B-2 1,085,000.00 997.60146544 1.20917972 0.00000000 0.00000000
X-B-3 434,000.00 997.60147465 1.20917051 0.00000000 0.00000000
X-B-4 543,000.00 997.60147330 1.20918969 0.00000000 0.00000000
X-B-5 326,000.00 997.60147239 1.20917178 0.00000000 0.00000000
X-B-6 217,178.00 997.60146055 1.20919246 0.00000000 0.00000000
30-B-1 8,196,000.00 997.96255368 1.02745730 0.00000000 0.00000000
30-B-2 2,731,000.00 997.96255218 1.02745881 0.00000000 0.00000000
30-B-3 1,491,000.00 997.96255533 1.02745808 0.00000000 0.00000000
30-B-4 993,000.00 997.96255791 1.02746224 0.00000000 0.00000000
30-B-5 745,000.00 997.96255034 1.02746309 0.00000000 0.00000000
30-B-6 745,656.00 997.96255914 1.02745770 0.00000000 0.00000000
15-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
30-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
</FN>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c> <c>
1-A-1 0.00000000 63.17196340 886.53438240 0.88653438 63.17196340
1-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-7 0.00000000 63.17196000 886.53438000 0.88653438 63.17196000
1-A-8 0.00000000 63.17196000 886.53438000 0.88653438 63.17196000
1-A-9 0.00000000 63.17196245 886.53438392 0.88653438 63.17196245
1-A-10 0.00000000 63.17196364 886.53438273 0.88653438 63.17196364
1-A-11 0.00000000 63.11360449 886.39551192 0.88639551 63.11360449
1-A-12 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-13 0.00000000 8.87979970 976.79023265 0.97679023 8.87979970
1-A-14 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-15 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-16 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-17 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-18 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-19 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-MR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
2-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
2-A-3 0.00000000 48.85848956 945.28918220 0.94528918 48.85848956
2-A-4 0.00000000 39.08679081 956.23134504 0.95623135 39.08679081
3-A-1 0.00000000 4.06389809 972.00335124 0.97200335 4.06389809
4-A-1 0.00000000 3.91974499 988.01194024 0.98801194 3.91974499
5-A-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
5-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
5-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
5-A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
5-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
5-A-6 0.00000000 3.12420419 987.18631042 0.98718631 3.12420419
5-A-7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
5-A-8 0.00000000 3.12420413 987.18631040 0.98718631 3.12420413
5-A-9 0.00000000 3.12420405 987.18631046 0.98718631 3.12420405
5-A-10 0.00000000 3.12420413 987.18631040 0.98718631 3.12420413
5-A-11 0.00000000 (4.83770000) 1,014.44399000 1.01444399 (4.83770000)
5-A-12 0.00000000 7.80205033 976.70529153 0.97670529 7.80205033
5-A-13 0.00000000 (4.83769649) 1,014.44399033 1.01444399 (4.83769649)
5-A-14 0.00000000 (4.83766667) 1,014.44400000 1.01444400 (4.83766667)
5-A-15 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
5-A-16 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
6-A-1 0.00000000 4.09337170 983.63722250 0.98363722 4.09337170
6-A-2 0.00000000 4.61628381 981.54694254 0.98154694 4.61628381
6-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
7-A-1 0.00000000 19.10144757 968.62116669 0.96862117 19.10144757
X-PO 0.00000000 2.76606837 993.01119213 0.99301119 2.76606837
15-PO 0.00000000 10.06362491 981.21446544 0.98121447 10.06362491
15-B-1 0.00000000 3.83561600 988.55849600 0.98855850 3.83561600
15-B-2 0.00000000 3.83561151 988.55848921 0.98855849 3.83561151
15-B-3 0.00000000 3.83560897 988.55849359 0.98855849 3.83560897
15-B-4 0.00000000 3.83562500 988.55850962 0.98855851 3.83562500
15-B-5 0.00000000 3.83562500 988.55850962 0.98855851 3.83562500
15-B-6 0.00000000 3.83565829 988.55852501 0.98855853 3.83565829
X-B-1 0.00000000 1.20918202 996.39228445 0.99639228 1.20918202
X-B-2 0.00000000 1.20917972 996.39228571 0.99639229 1.20917972
X-B-3 0.00000000 1.20917051 996.39228111 0.99639228 1.20917051
X-B-4 0.00000000 1.20918969 996.39228361 0.99639228 1.20918969
X-B-5 0.00000000 1.20917178 996.39226994 0.99639227 1.20917178
X-B-6 0.00000000 1.20919246 996.39226809 0.99639227 1.20919246
30-B-1 0.00000000 1.02745730 996.93509639 0.99693510 1.02745730
30-B-2 0.00000000 1.02745881 996.93509703 0.99693510 1.02745881
30-B-3 0.00000000 1.02745808 996.93509725 0.99693510 1.02745808
30-B-4 0.00000000 1.02746224 996.93509567 0.99693510 1.02746224
30-B-5 0.00000000 1.02746309 996.93510067 0.99693510 1.02746309
30-B-6 0.00000000 1.02745770 996.93510144 0.99693510 1.02745770
15-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
30-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 18,086,000.00 6.00000% 17,176,388.96 85,881.94 0.00 0.00
1-A-2 4,587,000.00 6.00000% 4,587,000.00 22,935.00 0.00 0.00
1-A-3 1,397,000.00 6.00000% 1,397,000.00 6,985.00 0.00 0.00
1-A-4 6,300,000.00 6.25000% 6,300,000.00 32,812.50 0.00 0.00
1-A-5 2,760,000.00 6.25000% 2,760,000.00 14,375.00 0.00 0.00
1-A-6 6,224,352.00 6.25000% 6,224,352.00 32,418.50 0.00 0.00
1-A-7 1,000,000.00 2.65000% 949,706.35 2,097.27 0.00 0.00
1-A-8 500,000.00 12.70000% 474,853.17 5,025.53 0.00 0.00
1-A-9 2,801,600.00 3.25000% 2,660,697.30 7,206.06 0.00 0.00
1-A-10 4,202,400.00 7.83327% 3,991,045.95 26,052.47 0.00 0.00
1-A-11 1,426,000.00 6.00000% 1,354,000.00 6,770.00 0.00 0.00
1-A-12 0.00 6.00000% 10,199,926.64 50,999.63 0.00 0.00
1-A-13 24,204,100.00 4.75000% 23,857,256.03 94,434.97 0.00 0.00
1-A-14 5,000,000.00 5.00000% 5,000,000.00 20,833.33 0.00 0.00
1-A-15 7,391,100.00 5.00000% 7,391,100.00 30,796.25 0.00 0.00
1-A-16 20,960,900.00 5.50000% 20,960,900.00 96,070.79 0.00 0.00
1-A-17 17,012,900.00 5.50000% 17,012,900.00 77,975.79 0.00 0.00
1-A-18 1,479,800.00 6.00000% 1,479,800.00 7,399.00 0.00 0.00
1-A-19 636,848.00 0.00000% 636,848.00 0.00 0.00 0.00
1-A-R 50.00 6.00000% 0.00 0.00 0.00 0.00
1-A-MR 25.00 6.00000% 0.00 0.00 0.00 0.00
1-A-LR 25.00 6.00000% 0.00 0.00 0.00 0.00
2-A-1 33,745,000.00 5.75000% 33,745,000.00 161,694.79 0.00 0.00
2-A-2 3,749,000.00 5.75000% 3,749,000.00 17,963.96 0.00 0.00
2-A-3 149,976,000.00 5.75000% 149,098,291.22 714,429.31 0.00 0.00
2-A-4 5,182,000.00 5.75000% 5,157,738.59 24,714.16 0.00 0.00
3-A-1 31,087,000.00 5.00000% 30,343,002.59 126,429.18 0.00 0.00
4-A-1 13,019,000.00 5.00000% 12,913,958.61 53,808.16 0.00 0.00
5-A-1 19,761,333.00 5.75000% 19,761,333.00 94,689.72 0.00 0.00
5-A-2 7,000,000.00 5.75000% 7,000,000.00 33,541.67 0.00 0.00
5-A-3 3,000,000.00 5.75000% 3,000,000.00 14,375.00 0.00 0.00
5-A-4 15,000,000.00 5.75000% 15,000,000.00 71,875.00 0.00 0.00
5-A-5 1,666,666.00 5.75000% 1,666,666.00 7,986.11 0.00 0.00
5-A-6 25,411,300.00 2.29000% 25,165,077.58 48,023.36 0.00 0.00
5-A-7 0.00 5.71000% 25,165,077.58 119,743.83 0.00 0.00
5-A-8 75,000,000.00 5.75000% 74,273,288.59 355,892.84 0.00 0.00
5-A-9 78,701,700.00 5.50000% 77,939,121.02 357,220.97 0.00 0.00
5-A-10 75,000,000.00 5.25000% 74,273,288.59 324,945.64 0.00 0.00
5-A-11 1,000,000.00 5.75000% 1,009,606.29 4,837.70 0.00 0.00
5-A-12 7,272,000.00 5.75000% 7,159,337.39 34,305.16 0.00 0.00
5-A-13 11,578,000.00 5.75000% 11,689,221.67 56,010.85 0.00 0.00
5-A-14 150,000.00 5.75000% 151,440.94 725.65 0.00 0.00
5-A-15 0.00 5.75000% 584,347.82 2,800.00 0.00 0.00
5-A-16 21,000,000.00 5.50000% 21,000,000.00 96,250.00 0.00 0.00
6-A-1 48,216,000.00 4.50000% 47,624,418.33 178,591.57 0.00 0.00
6-A-2 31,500,000.00 4.50000% 31,064,141.63 116,490.53 0.00 0.00
6-A-3 4,024,000.00 4.50000% 4,024,000.00 15,090.00 0.00 0.00
7-A-1 89,184,000.00 5.00000% 88,089,053.63 367,037.72 0.00 0.00
X-PO 19,885,669.00 0.00000% 19,801,697.00 0.00 0.00 0.00
15-PO 2,097,606.00 0.00000% 2,079,310.87 0.00 0.00 0.00
15-B-1 1,250,000.00 4.79645% 1,240,492.65 4,958.30 0.00 0.00
15-B-2 417,000.00 4.79645% 413,828.35 1,654.09 0.00 0.00
15-B-3 312,000.00 4.79645% 309,626.96 1,237.59 0.00 0.00
15-B-4 208,000.00 4.79645% 206,417.98 825.06 0.00 0.00
15-B-5 208,000.00 4.79645% 206,417.98 825.06 0.00 0.00
15-B-6 104,733.00 4.79645% 103,936.41 415.44 0.00 0.00
X-B-1 2,714,000.00 5.70232% 2,707,490.37 12,865.81 0.00 0.00
X-B-2 1,085,000.00 5.70232% 1,082,397.59 5,143.48 0.00 0.00
X-B-3 434,000.00 5.70232% 432,959.04 2,057.39 0.00 0.00
X-B-4 543,000.00 5.70232% 541,697.60 2,574.11 0.00 0.00
X-B-5 326,000.00 5.70232% 325,218.08 1,545.41 0.00 0.00
X-B-6 217,178.00 5.70232% 216,657.09 1,029.54 0.00 0.00
30-B-1 8,196,000.00 5.81666% 8,179,301.09 39,646.86 0.00 0.00
30-B-2 2,731,000.00 5.81666% 2,725,435.73 13,210.78 0.00 0.00
30-B-3 1,491,000.00 5.81666% 1,487,962.17 7,212.48 0.00 0.00
30-B-4 993,000.00 5.81666% 990,976.82 4,803.48 0.00 0.00
30-B-5 745,000.00 5.81666% 743,482.10 3,603.82 0.00 0.00
30-B-6 745,656.00 5.81666% 744,136.77 3,606.99 0.00 0.00
15-IO 0.00 4.79577% 7,560,063.19 30,213.67 0.00 0.00
30-IO 0.00 5.80444% 8,268,026.81 39,993.39 0.00 0.00
Totals 921,896,941.00 4,197,964.66 0.00 0.00
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 0.00 0.00 85,881.94 0.00 16,033,860.84
1-A-2 0.00 0.00 22,935.00 0.00 4,587,000.00
1-A-3 0.00 0.00 6,985.00 0.00 1,397,000.00
1-A-4 0.00 0.00 32,812.50 0.00 6,300,000.00
1-A-5 0.00 0.00 14,375.00 0.00 2,760,000.00
1-A-6 0.00 0.00 32,418.50 0.00 6,224,352.00
1-A-7 0.00 0.00 2,097.27 0.00 886,534.38
1-A-8 0.00 0.00 5,025.53 0.00 443,267.19
1-A-9 0.00 0.00 7,206.06 0.00 2,483,714.73
1-A-10 0.00 0.00 26,052.47 0.00 3,725,572.09
1-A-11 0.00 0.00 6,770.00 0.00 1,264,000.00
1-A-12 0.00 0.00 50,999.63 0.00 10,155,150.07
1-A-13 0.00 0.00 94,434.97 0.00 23,642,328.47
1-A-14 0.00 0.00 20,833.33 0.00 5,000,000.00
1-A-15 0.00 0.00 30,796.25 0.00 7,391,100.00
1-A-16 0.00 0.00 96,070.79 0.00 20,960,900.00
1-A-17 0.00 0.00 77,975.79 0.00 17,012,900.00
1-A-18 0.00 0.00 7,399.00 0.00 1,479,800.00
1-A-19 0.00 0.00 0.00 0.00 636,848.00
1-A-R 0.00 0.00 0.00 0.00 0.00
1-A-MR 0.00 0.00 0.00 0.00 0.00
1-A-LR 0.00 0.00 1.72 0.00 0.00
2-A-1 0.00 0.00 161,694.79 0.00 33,745,000.00
2-A-2 0.00 0.00 17,963.96 0.00 3,749,000.00
2-A-3 0.00 0.00 714,429.31 0.00 141,770,690.39
2-A-4 0.00 0.00 24,714.16 0.00 4,955,190.83
3-A-1 0.00 0.00 126,429.18 0.00 30,216,668.18
4-A-1 0.00 0.00 53,808.16 0.00 12,862,927.45
5-A-1 0.00 0.00 94,689.72 0.00 19,761,333.00
5-A-2 0.00 0.00 33,541.67 0.00 7,000,000.00
5-A-3 0.00 0.00 14,375.00 0.00 3,000,000.00
5-A-4 0.00 0.00 71,875.00 0.00 15,000,000.00
5-A-5 0.00 0.00 7,986.11 0.00 1,666,666.00
5-A-6 0.00 0.00 48,023.36 0.00 25,085,687.49
5-A-7 0.00 0.00 119,743.83 0.00 25,085,687.49
5-A-8 0.00 0.00 355,892.84 0.00 74,038,973.28
5-A-9 0.00 0.00 357,220.97 0.00 77,693,240.85
5-A-10 0.00 0.00 324,945.64 0.00 74,038,973.28
5-A-11 0.00 0.00 4,837.70 0.00 1,014,443.99
5-A-12 0.00 0.00 34,305.16 0.00 7,102,600.88
5-A-13 0.00 0.00 56,010.85 0.00 11,745,232.52
5-A-14 0.00 0.00 725.65 0.00 152,166.60
5-A-15 0.00 0.00 2,800.00 0.00 584,347.82
5-A-16 0.00 0.00 96,250.00 0.00 21,000,000.00
6-A-1 0.00 0.00 178,591.57 0.00 47,427,052.32
6-A-2 0.00 0.00 116,490.53 0.00 30,918,728.69
6-A-3 0.00 0.00 15,090.00 0.00 4,024,000.00
7-A-1 0.00 0.00 367,037.72 0.00 86,385,510.13
X-PO 0.00 0.00 0.00 0.00 19,746,691.88
15-PO 0.00 0.00 0.00 0.00 2,058,201.35
15-B-1 0.00 0.00 4,958.30 0.00 1,235,698.12
15-B-2 0.00 0.00 1,654.09 0.00 412,228.89
15-B-3 0.00 0.00 1,237.59 0.00 308,430.25
15-B-4 0.00 0.00 825.06 0.00 205,620.17
15-B-5 0.00 0.00 825.06 0.00 205,620.17
15-B-6 0.00 0.00 415.44 0.00 103,534.70
X-B-1 0.00 0.00 12,865.81 0.00 2,704,208.66
X-B-2 0.00 0.00 5,143.48 0.00 1,081,085.63
X-B-3 0.00 0.00 2,057.39 0.00 432,434.25
X-B-4 0.00 0.00 2,574.11 0.00 541,041.01
X-B-5 0.00 0.00 1,545.41 0.00 324,823.88
X-B-6 0.00 0.00 1,029.54 0.00 216,394.48
30-B-1 0.00 0.00 39,646.86 0.00 8,170,880.05
30-B-2 0.00 0.00 13,210.78 0.00 2,722,629.75
30-B-3 0.00 0.00 7,212.48 0.00 1,486,430.23
30-B-4 0.00 0.00 4,803.48 0.00 989,956.55
30-B-5 0.00 0.00 3,603.82 0.00 742,716.65
30-B-6 0.00 0.00 3,606.99 0.00 743,370.64
15-IO 0.00 0.00 30,213.67 0.00 7,468,173.14
30-IO 0.00 0.00 39,993.39 0.00 7,882,918.66
Totals 0.00 0.00 4,197,966.38 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 18,086,000.00 6.00000% 949.70634524 4.74853146 0.00000000 0.00000000
1-A-2 4,587,000.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000
1-A-3 1,397,000.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000
1-A-4 6,300,000.00 6.25000% 1000.00000000 5.20833333 0.00000000 0.00000000
1-A-5 2,760,000.00 6.25000% 1000.00000000 5.20833333 0.00000000 0.00000000
1-A-6 6,224,352.00 6.25000% 1000.00000000 5.20833333 0.00000000 0.00000000
1-A-7 1,000,000.00 2.65000% 949.70635000 2.09727000 0.00000000 0.00000000
1-A-8 500,000.00 12.70000% 949.70634000 10.05106000 0.00000000 0.00000000
1-A-9 2,801,600.00 3.25000% 949.70634637 2.57212307 0.00000000 0.00000000
1-A-10 4,202,400.00 7.83327% 949.70634637 6.19942652 0.00000000 0.00000000
1-A-11 1,426,000.00 6.00000% 949.50911641 4.74754558 0.00000000 0.00000000
1-A-12 0.00 6.00000% 992.96562903 4.96482783 0.00000000 0.00000000
1-A-13 24,204,100.00 4.75000% 985.67003235 3.90161047 0.00000000 0.00000000
1-A-14 5,000,000.00 5.00000% 1000.00000000 4.16666600 0.00000000 0.00000000
1-A-15 7,391,100.00 5.00000% 1000.00000000 4.16666667 0.00000000 0.00000000
1-A-16 20,960,900.00 5.50000% 1000.00000000 4.58333325 0.00000000 0.00000000
1-A-17 17,012,900.00 5.50000% 1000.00000000 4.58333324 0.00000000 0.00000000
1-A-18 1,479,800.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000
1-A-19 636,848.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-R 50.00 6.00000% 0.00000000 0.00000000 0.00000000 0.00000000
1-A-MR 25.00 6.00000% 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 25.00 6.00000% 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 33,745,000.00 5.75000% 1000.00000000 4.79166662 0.00000000 0.00000000
2-A-2 3,749,000.00 5.75000% 1000.00000000 4.79166711 0.00000000 0.00000000
2-A-3 149,976,000.00 5.75000% 994.14767176 4.76362425 0.00000000 0.00000000
2-A-4 5,182,000.00 5.75000% 995.31813778 4.76923196 0.00000000 0.00000000
3-A-1 31,087,000.00 5.00000% 976.06724965 4.06694696 0.00000000 0.00000000
4-A-1 13,019,000.00 5.00000% 991.93168523 4.13304862 0.00000000 0.00000000
5-A-1 19,761,333.00 5.75000% 1000.00000000 4.79166664 0.00000000 0.00000000
5-A-2 7,000,000.00 5.75000% 1000.00000000 4.79166714 0.00000000 0.00000000
5-A-3 3,000,000.00 5.75000% 1000.00000000 4.79166667 0.00000000 0.00000000
5-A-4 15,000,000.00 5.75000% 1000.00000000 4.79166667 0.00000000 0.00000000
5-A-5 1,666,666.00 5.75000% 1000.00000000 4.79166792 0.00000000 0.00000000
5-A-6 25,411,300.00 2.29000% 990.31051461 1.88984271 0.00000000 0.00000000
5-A-7 0.00 5.71000% 990.31051461 4.71222763 0.00000000 0.00000000
5-A-8 75,000,000.00 5.75000% 990.31051453 4.74523787 0.00000000 0.00000000
5-A-9 78,701,700.00 5.50000% 990.31051451 4.53892317 0.00000000 0.00000000
5-A-10 75,000,000.00 5.25000% 990.31051453 4.33260853 0.00000000 0.00000000
5-A-11 1,000,000.00 5.75000% 1009.60629000 4.83770000 0.00000000 0.00000000
5-A-12 7,272,000.00 5.75000% 984.50734186 4.71743124 0.00000000 0.00000000
5-A-13 11,578,000.00 5.75000% 1009.60629383 4.83769649 0.00000000 0.00000000
5-A-14 150,000.00 5.75000% 1009.60626667 4.83766667 0.00000000 0.00000000
5-A-15 0.00 5.75000% 1000.00140328 4.79167344 0.00000000 0.00000000
5-A-16 21,000,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
6-A-1 48,216,000.00 4.50000% 987.73059420 3.70398975 0.00000000 0.00000000
6-A-2 31,500,000.00 4.50000% 986.16322635 3.69811206 0.00000000 0.00000000
6-A-3 4,024,000.00 4.50000% 1000.00000000 3.75000000 0.00000000 0.00000000
7-A-1 89,184,000.00 5.00000% 987.72261426 4.11551085 0.00000000 0.00000000
X-PO 19,885,669.00 0.00000% 995.77726050 0.00000000 0.00000000 0.00000000
15-PO 2,097,606.00 0.00000% 991.27809036 0.00000000 0.00000000 0.00000000
15-B-1 1,250,000.00 4.79645% 992.39412000 3.96664000 0.00000000 0.00000000
15-B-2 417,000.00 4.79645% 992.39412470 3.96664269 0.00000000 0.00000000
15-B-3 312,000.00 4.79645% 992.39410256 3.96663462 0.00000000 0.00000000
15-B-4 208,000.00 4.79645% 992.39413462 3.96663462 0.00000000 0.00000000
15-B-5 208,000.00 4.79645% 992.39413462 3.96663462 0.00000000 0.00000000
15-B-6 104,733.00 4.79645% 992.39408782 3.96665807 0.00000000 0.00000000
X-B-1 2,714,000.00 5.70232% 997.60146279 4.74053427 0.00000000 0.00000000
X-B-2 1,085,000.00 5.70232% 997.60146544 4.74053456 0.00000000 0.00000000
X-B-3 434,000.00 5.70232% 997.60147465 4.74052995 0.00000000 0.00000000
X-B-4 543,000.00 5.70232% 997.60147330 4.74053407 0.00000000 0.00000000
X-B-5 326,000.00 5.70232% 997.60147239 4.74052147 0.00000000 0.00000000
X-B-6 217,178.00 5.70232% 997.60146055 4.74053541 0.00000000 0.00000000
30-B-1 8,196,000.00 5.81666% 997.96255368 4.83734261 0.00000000 0.00000000
30-B-2 2,731,000.00 5.81666% 997.96255218 4.83734163 0.00000000 0.00000000
30-B-3 1,491,000.00 5.81666% 997.96255533 4.83734406 0.00000000 0.00000000
30-B-4 993,000.00 5.81666% 997.96255791 4.83734139 0.00000000 0.00000000
30-B-5 745,000.00 5.81666% 997.96255034 4.83734228 0.00000000 0.00000000
30-B-6 745,656.00 5.81666% 997.96255914 4.83733786 0.00000000 0.00000000
15-IO 0.00 4.79577% 990.91955518 3.96019394 0.00000000 0.00000000
30-IO 0.00 5.80444% 968.63563872 4.68540122 0.00000000 0.00000000
<FN>
</FN>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 0.00000000 0.00000000 4.74853146 0.00000000 886.53438240
1-A-2 0.00000000 0.00000000 5.00000000 0.00000000 1000.00000000
1-A-3 0.00000000 0.00000000 5.00000000 0.00000000 1000.00000000
1-A-4 0.00000000 0.00000000 5.20833333 0.00000000 1000.00000000
1-A-5 0.00000000 0.00000000 5.20833333 0.00000000 1000.00000000
1-A-6 0.00000000 0.00000000 5.20833333 0.00000000 1000.00000000
1-A-7 0.00000000 0.00000000 2.09727000 0.00000000 886.53438000
1-A-8 0.00000000 0.00000000 10.05106000 0.00000000 886.53438000
1-A-9 0.00000000 0.00000000 2.57212307 0.00000000 886.53438392
1-A-10 0.00000000 0.00000000 6.19942652 0.00000000 886.53438273
1-A-11 0.00000000 0.00000000 4.74754558 0.00000000 886.39551192
1-A-12 0.00000000 0.00000000 4.96482783 0.00000000 988.60661777
1-A-13 0.00000000 0.00000000 3.90161047 0.00000000 976.79023265
1-A-14 0.00000000 0.00000000 4.16666600 0.00000000 1000.00000000
1-A-15 0.00000000 0.00000000 4.16666667 0.00000000 1000.00000000
1-A-16 0.00000000 0.00000000 4.58333325 0.00000000 1000.00000000
1-A-17 0.00000000 0.00000000 4.58333324 0.00000000 1000.00000000
1-A-18 0.00000000 0.00000000 5.00000000 0.00000000 1000.00000000
1-A-19 0.00000000 0.00000000 0.00000000 0.00000000 1000.00000000
1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-MR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 0.00000000 0.00000000 68.80000000 0.00000000 0.00000000
2-A-1 0.00000000 0.00000000 4.79166662 0.00000000 1000.00000000
2-A-2 0.00000000 0.00000000 4.79166711 0.00000000 1000.00000000
2-A-3 0.00000000 0.00000000 4.76362425 0.00000000 945.28918220
2-A-4 0.00000000 0.00000000 4.76923196 0.00000000 956.23134504
3-A-1 0.00000000 0.00000000 4.06694696 0.00000000 972.00335124
4-A-1 0.00000000 0.00000000 4.13304862 0.00000000 988.01194024
5-A-1 0.00000000 0.00000000 4.79166664 0.00000000 1000.00000000
5-A-2 0.00000000 0.00000000 4.79166714 0.00000000 1000.00000000
5-A-3 0.00000000 0.00000000 4.79166667 0.00000000 1000.00000000
5-A-4 0.00000000 0.00000000 4.79166667 0.00000000 1000.00000000
5-A-5 0.00000000 0.00000000 4.79166792 0.00000000 1000.00000000
5-A-6 0.00000000 0.00000000 1.88984271 0.00000000 987.18631042
5-A-7 0.00000000 0.00000000 4.71222763 0.00000000 987.18631042
5-A-8 0.00000000 0.00000000 4.74523787 0.00000000 987.18631040
5-A-9 0.00000000 0.00000000 4.53892317 0.00000000 987.18631046
5-A-10 0.00000000 0.00000000 4.33260853 0.00000000 987.18631040
5-A-11 0.00000000 0.00000000 4.83770000 0.00000000 1014.44399000
5-A-12 0.00000000 0.00000000 4.71743124 0.00000000 976.70529153
5-A-13 0.00000000 0.00000000 4.83769649 0.00000000 1014.44399033
5-A-14 0.00000000 0.00000000 4.83766667 0.00000000 1014.44400000
5-A-15 0.00000000 0.00000000 4.79167344 0.00000000 1000.00140328
5-A-16 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
6-A-1 0.00000000 0.00000000 3.70398975 0.00000000 983.63722250
6-A-2 0.00000000 0.00000000 3.69811206 0.00000000 981.54694254
6-A-3 0.00000000 0.00000000 3.75000000 0.00000000 1000.00000000
7-A-1 0.00000000 0.00000000 4.11551085 0.00000000 968.62116669
X-PO 0.00000000 0.00000000 0.00000000 0.00000000 993.01119213
15-PO 0.00000000 0.00000000 0.00000000 0.00000000 981.21446544
15-B-1 0.00000000 0.00000000 3.96664000 0.00000000 988.55849600
15-B-2 0.00000000 0.00000000 3.96664269 0.00000000 988.55848921
15-B-3 0.00000000 0.00000000 3.96663462 0.00000000 988.55849359
15-B-4 0.00000000 0.00000000 3.96663462 0.00000000 988.55850962
15-B-5 0.00000000 0.00000000 3.96663462 0.00000000 988.55850962
15-B-6 0.00000000 0.00000000 3.96665807 0.00000000 988.55852501
X-B-1 0.00000000 0.00000000 4.74053427 0.00000000 996.39228445
X-B-2 0.00000000 0.00000000 4.74053456 0.00000000 996.39228571
X-B-3 0.00000000 0.00000000 4.74052995 0.00000000 996.39228111
X-B-4 0.00000000 0.00000000 4.74053407 0.00000000 996.39228361
X-B-5 0.00000000 0.00000000 4.74052147 0.00000000 996.39226994
X-B-6 0.00000000 0.00000000 4.74053541 0.00000000 996.39226809
30-B-1 0.00000000 0.00000000 4.83734261 0.00000000 996.93509639
30-B-2 0.00000000 0.00000000 4.83734163 0.00000000 996.93509703
30-B-3 0.00000000 0.00000000 4.83734406 0.00000000 996.93509725
30-B-4 0.00000000 0.00000000 4.83734139 0.00000000 996.93509567
30-B-5 0.00000000 0.00000000 4.83734228 0.00000000 996.93510067
30-B-6 0.00000000 0.00000000 4.83733786 0.00000000 996.93510144
15-IO 0.00000000 0.00000000 3.96019394 0.00000000 978.87525803
30-IO 0.00000000 0.00000000 4.68540122 0.00000000 923.51852826
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Certificateholder Component Statement
Component Beginning Ending Beginning Ending Ending
Pass-Through Notional Notional Component Component Component
Class Rate Balance Balance Balance Balance Percentage
<s> <c> <c> <c> <c> <c> <c>
X-PO-1 0.00000% 0.00 0.00 2,478,104.77 2,474,778.58 99.59977752%
X-PO-2 0.00000% 0.00 0.00 5,553,472.98 5,517,532.87 99.11514318%
X-PO-3 0.00000% 0.00 0.00 4,955.78 4,934.02 98.68040000%
X-PO-4 0.00000% 0.00 0.00 4,956.32 4,936.55 98.73100000%
X-P0-5 0.00000% 0.00 0.00 11,750,388.23 11,734,862.91 99.32883825%
X-PO-6 0.00000% 0.00 0.00 4,859.60 4,839.20 96.78400000%
X-PO-7 0.00000% 0.00 0.00 4,959.32 4,807.76 96.15520000%
15-PO-3 0.00000% 0.00 0.00 1,136,342.98 1,131,353.23 98.68033194%
15-PO-4 0.00000% 0.00 0.00 471,501.01 469,619.89 98.73099257%
15-PO-6 0.00000% 0.00 0.00 6,435.08 6,408.06 96.78386951%
15-PO-7 0.00000% 0.00 0.00 465,031.79 450,820.17 96.15527700%
15-IO-3 5.00000% 669,952.15 667,309.75 0.00 0.00 98.85440631%
15-IO-4 5.00000% 373,155.65 371,671.31 0.00 0.00 98.82509772%
15-IO-6 4.50000% 3,087,819.70 3,075,073.69 0.00 0.00 98.77108238%
15-IO-7 5.00000% 3,429,135.69 3,354,118.40 0.00 0.00 96.80347395%
30-IO-1 6.00000% 1,803,659.40 1,745,802.49 0.00 0.00 87.89678813%
30-IO-2 5.75000% 3,290,959.93 2,980,912.33 0.00 0.00 89.30437991%
30-IO-5 5.75000% 3,173,407.47 3,156,203.84 0.00 0.00 98.27435768%
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<s> <c>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 17,027,184.55
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 0.00
Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00
Prepayment Penalties 0.00
Total Deposits 17,027,184.55
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 194,202.99
Payment of Interest and Principal 16,832,981.56
Total Withdrawals (Pool Distribution Amount) 17,027,184.55
Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<s> <c>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES
<s> <c>
Gross Servicing Fee 190,343.87
MBIA Fee 1,575.00
Trustee Fee 2,284.12
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 194,202.99
OTHER ACCOUNTS
Beginning Current Current Ending
Account Type Balance Withdrawals Deposits Balance
<s> <c> <c> <c> <c>
Class 1-A-11 Reserve Fund 718.74 198.03 281.25 801.96
Class 5-A-16 Reserve Fund 999.99 0.00 0.00 999.99
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENCY STATUS
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s> <c> <c> <c> <c> <c>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 2 0 0 0 2
801,455.34 0.00 0.00 0.00 801,455.34
60 Days 1 0 0 0 1
520,900.00 0.00 0.00 0.00 520,900.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 3 0 0 0 3
1,322,355.34 0.00 0.00 0.00 1,322,355.34
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.115340% 0.000000% 0.000000% 0.000000% 0.115340%
0.088826% 0.000000% 0.000000% 0.000000% 0.088826%
60 Days 0.057670% 0.000000% 0.000000% 0.000000% 0.057670%
0.057732% 0.000000% 0.000000% 0.000000% 0.057732%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.173010% 0.000000% 0.000000% 0.000000% 0.173010%
0.146558% 0.000000% 0.000000% 0.000000% 0.146558%
Delinquency Status By Groups
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
7 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
1 - 30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 1 0 0 0 1
442,693.23 0.00 0.00 0.00 442,693.23
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 1 0 0 0 1
442,693.23 0.00 0.00 0.00 442,693.23
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.400000% 0.000000% 0.000000% 0.000000% 0.400000%
0.343811% 0.000000% 0.000000% 0.000000% 0.343811%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.400000% 0.000000% 0.000000% 0.000000% 0.400000%
0.343811% 0.000000% 0.000000% 0.000000% 0.343811%
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
2 - 30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
3 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
4 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 1 0 0 0 1
358,762.11 0.00 0.00 0.00 358,762.11
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 1 0 0 0 1
358,762.11 0.00 0.00 0.00 358,762.11
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 4.000000% 0.000000% 0.000000% 0.000000% 4.000000%
2.614904% 0.000000% 0.000000% 0.000000% 2.614904%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 4.000000% 0.000000% 0.000000% 0.000000% 4.000000%
2.614904% 0.000000% 0.000000% 0.000000% 2.614904%
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
5 - Fixed 30 Year No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 1 0 0 0 1
520,900.00 0.00 0.00 0.00 520,900.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 1 0 0 0 1
520,900.00 0.00 0.00 0.00 520,900.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.141443% 0.000000% 0.000000% 0.000000% 0.141443%
0.144203% 0.000000% 0.000000% 0.000000% 0.144203%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.141443% 0.000000% 0.000000% 0.000000% 0.141443%
0.144203% 0.000000% 0.000000% 0.000000% 0.144203%
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
6 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
OTHER INFORMATION
<s> <c>
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 8,426.90
COLLATERAL STATEMENT
Collateral Description Mixed Fixed
Weighted Average Gross Coupon 5.768730%
Weighted Average Pass-Through Rate 5.515730%
Weighted Average Maturity(Stepdown Calculation ) 252
Beginning Scheduled Collateral Loan Count 1,756
Number Of Loans Paid In Full 22
Ending Scheduled Collateral Loan Count 1,734
Beginning Scheduled Collateral Balance 913,650,559.50
Ending Scheduled Collateral Balance 901,015,461.13
Ending Actual Collateral Balance at 30-Sep-2004 902,276,956.01
Monthly P &I Constant 5,955,645.00
Special Servicing Fee 0.00
Prepayment Penalties 0.00
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Class A Non-PO Optimal Amount 16,471,997.11
Class AP Deferred Amount 0.00
Scheduled Principal 1,563,475.64
Unscheduled Principal 11,071,622.73
Miscellaneous Reporting
30 Year Crossed Aggregate Senior % 96.895171%
30 Year Crossed Aggregate Subordinate % 3.104829%
California Crossed Aggregate Senior % 97.464127%
California Crossed Aggregate Subordinate 2.535873%
15 Year Crossed Aggregate Senior % 98.771487%
15 Year Crossed Aggregate Subordinate % 1.228513%
Group Level Collateral Statement
Group 1 - 30 Year Fixed 2 - 30 Year Fixed 3 - 15 Year Fixed
Collateral Description Fixed 30 Year Fixed 30 Year Fixed 30 Year
Weighted Average Coupon Rate 6.222028 5.938683 5.179060
Weighted Average Net Rate 5.972028 5.688683 4.929060
Weighted Average Maturity 356 355 173
Beginning Loan Count 254 378 60
Loans Paid In Full 4 14 0
Ending Loan Count 250 364 60
Beginning Scheduled Balance 130,657,648.13 202,272,574.89 31,873,449.95
Ending scheduled Balance 128,665,678.33 194,701,361.04 31,740,589.40
Record Date 09/30/2004 09/30/2004 09/30/2004
Principal And Interest Constant 805,797.72 1,210,006.72 261,833.93
Scheduled Principal 128,334.72 208,979.41 124,271.85
Unscheduled Principal 1,863,635.08 7,362,234.44 8,588.70
Scheduled Interest 677,463.00 1,001,027.31 137,562.08
Servicing Fees 27,220.35 42,140.12 6,640.30
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 326.63 505.70 79.67
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 649,916.02 958,381.49 130,842.11
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 0.00 0.00 0.00
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 5.969028 5.685683 4.926060
Group Level Collateral Statement
Group 4 - 15 Year Fixed 5 - Fixed 30 Year 6 - 15 Year Fixed
Collateral Description Fixed 15 Year Fixed 30 Year Fixed 15 Year
Weighted Average Coupon Rate 5.215376 5.866667 4.918337
Weighted Average Net Rate 4.965376 5.616668 4.668337
Weighted Average Maturity 174 355 174
Beginning Loan Count 25 708 157
Loans Paid In Full 0 1 0
Ending Loan Count 25 707 157
Beginning Scheduled Balance 13,727,764.11 361,744,650.97 83,733,765.80
Ending scheduled Balance 13,673,525.36 360,928,641.99 83,386,939.92
Record Date 09/30/2004 09/30/2004 09/30/2004
Principal And Interest Constant 112,840.45 2,147,963.19 674,799.99
Scheduled Principal 53,177.57 379,433.54 331,607.57
Unscheduled Principal 1,061.18 436,575.44 15,218.31
Scheduled Interest 59,662.88 1,768,529.65 343,192.42
Servicing Fees 2,859.96 75,363.46 17,444.53
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 34.31 904.36 209.34
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 56,768.61 1,692,261.83 325,538.55
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 0.00 0.00 0.00
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 4.962376 5.613667 4.665337
Group Level Collateral Statement
Group 7 - 15 Year Fixed Total
Collateral Description Fixed 15 Year Mixed Fixed
Weighted Average Coupon Rate 5.418057 5.768730
Weighted Average Net Rate 5.168057 5.518730
Weighted Average Maturity 175.00 252.00
Record Date 09/30/2004 09/30/2004
Principal And Interest Constant 742,403.00 5,955,645.00
Beginning Loan Count 174 1,756
Loans Paid In Full 3 22
Ending Loan Count 171 1,734
Beginning Scheduled Balance 89,640,705.65 913,650,559.50
Ending Scheduled Balance 87,918,725.09 901,015,461.13
Scheduled Principal 337,670.98 1,563,475.64
Unscheduled Principal 1,384,309.58 11,071,622.73
Scheduled Interest 404,732.02 4,392,169.36
Servicing Fee 18,675.15 190,343.87
Master Servicing Fee 0.00 0.00
Trustee Fee 224.11 2,284.12
Fry Amount 0.00 0.00
Special Hazard Fee 0.00 0.00
Other Fee 0.00 0.00
Pool Insurance Fee 0.00 0.00
Spread 1 0.00 0.00
Spread 2 0.00 0.00
Spread 3 0.00 0.00
Net Interest 385,832.76 4,199,541.37
Realized Loss Amount 0.00 0.00
Cumulative Realized Loss 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000
Prepayment Penalties 0.00 0.00
Special Servicing Fee 0.00 0.00
Pass-Through Rate 5.165057 5.515730
Miscellaneous Reporting
Group 1 - 30 Year Fixed
CPR 15.849650%
Subordinate % 3.093640%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 96.906360%
Group 2 - 30 Year Fixed
CPR 35.942360%
Subordinate % 2.525973%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 97.474027%
Group 3 - 15 Year Fixed
CPR 0.324138%
Subordinate % 1.266256%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 98.733744%
Miscellaneous Reporting
Group 4 - 15 Year Fixed
CPR 0.093083%
Subordinate % 2.545772%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 97.454228%
Group 5 - Fixed 30 Year
CPR 1.440159%
Subordinate % 3.116017%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 96.883983%
Group 6 - 15 Year Fixed
CPR 0.218743%
Subordinate % 1.206260%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 98.793740%
Miscellaneous Reporting
Group 7 - 15 Year Fixed
CPR 17.094761%
Subordinate % 1.213022%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 98.786978%