UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D. C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): November 26, 2004
BANC OF AMERICA MORTGAGE SECURITIES, INC.
Mortgage Pass-Through Certificates, Series 2004-7 Trust
(Exact name of registrant as specified in its charter)
New York (governing law of 333-105940-41 54-2157786
Pooling and Servicing Agreement) (Commission 54-2157787
(State or other File Number) 54-2157788
jurisdiction IRS EIN
of Incorporation)
c/o Wells Fargo Bank, N.A.
9062 Old Annapolis Road
Columbia, MD 21045
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (410) 884-2000
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act(17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act(17 CFR 240.13e-4(c))
ITEM 8.01 Other Events
On November 26, 2004 a distribution was made to holders of BANC OF AMERICA
MORTGAGE SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2004-7
Trust.
ITEM 9.01 Financial Statements and Exhibits
(c) Exhibits
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of
Mortgage Pass-Through Certificates,
Series 2004-7 Trust, relating to the
November 26, 2004 distribution.
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
BANC OF AMERICA MORTGAGE SECURITIES, INC.
Mortgage Pass-Through Certificates, Series 2004-7 Trust
(Registrant)
By: Wells Fargo Bank, N.A. as Trustee
By: /s/ Beth Belfield as Assistant Vice President
By: Beth Belfield as Assistant Vice President
Date: 11/26/04
INDEX TO EXHIBITS
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of Mortgage
Pass-Through Certificates, Series 2004-7 Trust,
relating to the November 26, 2004 distribution.
EX-99.1
Banc of America Mortgage Securities, Inc.
Mortgage Pass-Through Certificates
Record Date: 10/31/04
Distribution Date: 11/26/04
BAM Series: 2004-7
Contact: Customer Service - SecuritiesLink
Wells Fargo Bank, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
Telephone: (301) 846-8130
Fax: (301) 815-6660
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<s> <c> <c> <c> <c> <c> <c>
1-A-1 05949APY0 SEN 6.00000% 16,033,860.84 80,169.30 3,846,036.52
1-A-2 05949ANB2 SEN 6.00000% 4,587,000.00 22,935.00 0.00
1-A-3 05949ANC0 SEN 6.00000% 1,397,000.00 6,985.00 0.00
1-A-4 05949AND8 SEN 6.25000% 6,300,000.00 32,812.50 0.00
1-A-5 05949ANE6 SEN 6.25000% 2,760,000.00 14,375.00 0.00
1-A-6 05949ANF3 SEN 6.25000% 6,224,352.00 32,418.50 0.00
1-A-7 05949ANG1 SEN 2.84000% 886,534.38 2,098.13 212,652.69
1-A-8 05949ANH9 SEN 12.32000% 443,267.19 4,550.88 106,326.34
1-A-9 05949ANJ5 SEN 3.44000% 2,483,714.73 7,119.98 595,767.77
1-A-10 05949ANK2 SEN 7.70660% 3,725,572.09 23,926.25 893,651.66
1-A-11 05949ANL0 SEN 6.00000% 1,264,000.00 6,320.00 304,000.00
1-A-12 05949ANM8 SEN 6.00000% 0.00 50,775.75 0.00
1-A-13 05949ANN6 SEN 4.75000% 23,642,328.47 93,584.22 242,480.92
1-A-14 05949ANP1 SEN 5.00000% 5,000,000.00 20,833.33 0.00
1-A-15 05949ANQ9 SEN 5.00000% 7,391,100.00 30,796.25 0.00
1-A-16 05949ANR7 SEN 5.50000% 20,960,900.00 96,070.79 0.00
1-A-17 05949ANS5 SEN 5.50000% 17,012,900.00 77,975.79 0.00
1-A-18 05949ANT3 SEN 6.00000% 1,479,800.00 7,399.00 0.00
1-A-19 05949ANU0 PO 0.00000% 636,848.00 0.00 0.00
1-A-R 05949APZ7 SEN 6.00000% 0.00 0.00 0.00
1-A-MR 05949AQY9 SEN 6.00000% 0.00 0.00 0.00
1-A-LR 05949AQA1 SEN 6.00000% 0.00 1.35 0.00
2-A-1 05949AQB9 SEN 5.75000% 33,745,000.00 161,694.79 0.00
2-A-2 05949AQC7 SEN 5.75000% 3,749,000.00 17,963.96 0.00
2-A-3 05949ANV8 SEN 5.75000% 141,770,690.39 679,317.89 4,474,940.39
2-A-4 05949ANW6 SEN 5.75000% 4,955,190.83 23,743.62 123,695.21
3-A-1 05949AQD5 SEN 5.00000% 30,216,668.18 125,902.78 495,603.01
4-A-1 05949AQE3 SEN 5.00000% 12,862,927.45 53,595.53 104,097.17
5-A-1 05949AQF0 SEN 5.75000% 19,761,333.00 94,689.72 0.00
5-A-2 05949ANX4 SEN 5.75000% 7,000,000.00 33,541.67 0.00
5-A-3 05949ANY2 SEN 5.75000% 3,000,000.00 14,375.00 0.00
5-A-4 05949ANZ9 SEN 5.75000% 15,000,000.00 71,875.00 0.00
5-A-5 05949APA2 SEN 5.75000% 1,666,666.00 7,986.11 0.00
5-A-6 05949APB0 SEN 2.38250% 25,085,687.49 49,805.54 327,681.48
5-A-7 05949APC8 SEN 5.61750% 0.00 117,432.37 0.00
5-A-8 05949APD6 SEN 5.75000% 74,038,973.28 354,770.08 967,133.18
5-A-9 05949APE4 SEN 5.50000% 77,693,240.85 356,094.02 1,014,867.00
5-A-10 05949APF1 SEN 5.25000% 74,038,973.28 323,920.51 967,133.18
5-A-11 05949APG9 SEN 5.75000% 1,014,443.99 4,860.88 (4,860.88)
5-A-12 05949APH7 SEN 5.75000% 7,102,600.88 34,033.30 57,008.37
5-A-13 05949APJ3 SEN 5.75000% 11,745,232.52 56,279.24 (56,279.24)
5-A-14 05949APK0 SEN 5.75000% 152,166.60 729.13 (729.13)
5-A-15 05949APL8 SEN 5.75000% 0.00 2,800.00 0.00
5-A-16 05949APM6 SEN 5.50000% 21,000,000.00 96,250.00 0.00
6-A-1 05949APN4 SEN 4.50000% 47,427,052.32 177,851.45 394,358.44
6-A-2 05949APP9 SEN 4.50000% 30,918,728.69 115,945.23 290,550.63
6-A-3 05949APQ7 SEN 4.50000% 4,024,000.00 15,090.00 0.00
7-A-1 05949APR5 SEN 5.00000% 86,385,510.13 359,939.63 1,257,283.47
X-PO 05949AQG8 PO 0.00000% 19,746,691.88 0.00 99,542.24
15-PO 05949AQH6 PO 0.00000% 2,058,201.35 0.00 11,622.88
15-B-1 05949AQP8 SUB 4.79647% 1,235,698.12 4,939.15 4,818.42
15-B-2 05949AQQ6 SUB 4.79647% 412,228.89 1,647.70 1,607.42
15-B-3 05949AQR4 SUB 4.79647% 308,430.25 1,232.81 1,202.68
15-B-4 05949AQV5 SUB 4.79647% 205,620.17 821.88 801.79
15-B-5 05949AQW3 SUB 4.79647% 205,620.17 821.88 801.79
15-B-6 05949AQX1 SUB 4.79647% 103,534.70 413.83 403.72
X-B-1 05949APS3 SUB 5.70245% 2,704,208.66 12,850.51 3,306.56
X-B-2 05949APT1 SUB 5.70245% 1,081,085.63 5,137.36 1,321.89
X-B-3 05949APU8 SUB 5.70245% 432,434.25 2,054.94 528.76
X-B-4 05949APV6 SUB 5.70245% 541,041.01 2,571.05 661.56
X-B-5 05949APW4 SUB 5.70245% 324,823.88 1,543.58 397.18
X-B-6 05949APX2 SUB 5.70245% 216,394.48 1,028.32 264.53
30-B-1 05949AQL7 SUB 5.81667% 8,170,880.05 39,606.06 8,472.80
30-B-2 05949AQM5 SUB 5.81667% 2,722,629.75 13,197.19 2,823.23
30-B-3 05949AQN3 SUB 5.81667% 1,486,430.23 7,205.06 1,541.35
30-B-4 05949AQS2 SUB 5.81667% 989,956.55 4,798.54 1,026.54
30-B-5 05949AQT0 SUB 5.81667% 742,716.65 3,600.11 770.16
30-B-6 05949AQU7 SUB 5.81667% 743,370.64 3,603.28 770.84
15-IO 05949AQJ2 IO 4.79412% 0.00 29,680.74 0.00
30-IO 05949AQK9 IO 5.80537% 0.00 37,557.87 0.00
Totals 901,015,260.89 4,135,946.33 16,756,084.52
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<s> <c> <c> <c> <c>
1-A-1 0.00 12,187,824.31 3,926,205.82 0.00
1-A-2 0.00 4,587,000.00 22,935.00 0.00
1-A-3 0.00 1,397,000.00 6,985.00 0.00
1-A-4 0.00 6,300,000.00 32,812.50 0.00
1-A-5 0.00 2,760,000.00 14,375.00 0.00
1-A-6 0.00 6,224,352.00 32,418.50 0.00
1-A-7 0.00 673,881.69 214,750.82 0.00
1-A-8 0.00 336,940.85 110,877.22 0.00
1-A-9 0.00 1,887,946.95 602,887.75 0.00
1-A-10 0.00 2,831,920.43 917,577.91 0.00
1-A-11 0.00 960,000.00 310,320.00 0.00
1-A-12 0.00 0.00 50,775.75 0.00
1-A-13 0.00 23,399,847.55 336,065.14 0.00
1-A-14 0.00 5,000,000.00 20,833.33 0.00
1-A-15 0.00 7,391,100.00 30,796.25 0.00
1-A-16 0.00 20,960,900.00 96,070.79 0.00
1-A-17 0.00 17,012,900.00 77,975.79 0.00
1-A-18 0.00 1,479,800.00 7,399.00 0.00
1-A-19 0.00 636,848.00 0.00 0.00
1-A-R 0.00 0.00 0.00 0.00
1-A-MR 0.00 0.00 0.00 0.00
1-A-LR 0.00 0.00 1.35 0.00
2-A-1 0.00 33,745,000.00 161,694.79 0.00
2-A-2 0.00 3,749,000.00 17,963.96 0.00
2-A-3 0.00 137,295,750.00 5,154,258.28 0.00
2-A-4 0.00 4,831,495.62 147,438.83 0.00
3-A-1 0.00 29,721,065.17 621,505.79 0.00
4-A-1 0.00 12,758,830.28 157,692.70 0.00
5-A-1 0.00 19,761,333.00 94,689.72 0.00
5-A-2 0.00 7,000,000.00 33,541.67 0.00
5-A-3 0.00 3,000,000.00 14,375.00 0.00
5-A-4 0.00 15,000,000.00 71,875.00 0.00
5-A-5 0.00 1,666,666.00 7,986.11 0.00
5-A-6 0.00 24,758,006.01 377,487.02 0.00
5-A-7 0.00 0.00 117,432.37 0.00
5-A-8 0.00 73,071,840.11 1,321,903.26 0.00
5-A-9 0.00 76,678,373.85 1,370,961.02 0.00
5-A-10 0.00 73,071,840.11 1,291,053.69 0.00
5-A-11 0.00 1,019,304.87 0.00 0.00
5-A-12 0.00 7,045,592.51 91,041.67 0.00
5-A-13 0.00 11,801,511.76 0.00 0.00
5-A-14 0.00 152,895.73 0.00 0.00
5-A-15 0.00 0.00 2,800.00 0.00
5-A-16 0.00 21,000,000.00 96,250.00 0.00
6-A-1 0.00 47,032,693.88 572,209.89 0.00
6-A-2 0.00 30,628,178.06 406,495.86 0.00
6-A-3 0.00 4,024,000.00 15,090.00 0.00
7-A-1 0.00 85,128,226.66 1,617,223.10 0.00
X-PO 0.00 19,647,149.64 99,542.24 0.00
15-PO 0.00 2,046,578.47 11,622.88 0.00
15-B-1 0.00 1,230,879.70 9,757.57 0.00
15-B-2 0.00 410,621.47 3,255.12 0.00
15-B-3 0.00 307,227.57 2,435.49 0.00
15-B-4 0.00 204,818.38 1,623.67 0.00
15-B-5 0.00 204,818.38 1,623.67 0.00
15-B-6 0.00 103,130.98 817.55 0.00
X-B-1 0.00 2,700,902.10 16,157.07 0.00
X-B-2 0.00 1,079,763.73 6,459.25 0.00
X-B-3 0.00 431,905.49 2,583.70 0.00
X-B-4 0.00 540,379.45 3,232.61 0.00
X-B-5 0.00 324,426.71 1,940.76 0.00
X-B-6 0.00 216,129.95 1,292.85 0.00
30-B-1 0.00 8,162,407.25 48,078.86 0.00
30-B-2 0.00 2,719,806.52 16,020.42 0.00
30-B-3 0.00 1,484,888.87 8,746.41 0.00
30-B-4 0.00 988,930.01 5,825.08 0.00
30-B-5 0.00 741,946.49 4,370.27 0.00
30-B-6 0.00 742,599.80 4,374.12 0.00
15-IO 0.00 0.00 29,680.74 0.00
30-IO 0.00 0.00 37,557.87 0.00
Totals 0.00 884,259,176.36 20,892,030.85 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<s> <c> <c> <c> <c> <c> <c>
1-A-1 18,086,000.00 16,033,860.84 74,939.42 3,771,097.10 0.00 0.00
1-A-2 4,587,000.00 4,587,000.00 0.00 0.00 0.00 0.00
1-A-3 1,397,000.00 1,397,000.00 0.00 0.00 0.00 0.00
1-A-4 6,300,000.00 6,300,000.00 0.00 0.00 0.00 0.00
1-A-5 2,760,000.00 2,760,000.00 0.00 0.00 0.00 0.00
1-A-6 6,224,352.00 6,224,352.00 0.00 0.00 0.00 0.00
1-A-7 1,000,000.00 886,534.38 4,143.50 208,509.18 0.00 0.00
1-A-8 500,000.00 443,267.19 2,071.75 104,254.59 0.00 0.00
1-A-9 2,801,600.00 2,483,714.73 11,608.44 584,159.33 0.00 0.00
1-A-10 4,202,400.00 3,725,572.09 17,412.66 876,238.99 0.00 0.00
1-A-11 1,426,000.00 1,264,000.00 5,923.39 298,076.61 0.00 0.00
1-A-12 0.00 0.00 0.00 0.00 0.00 0.00
1-A-13 24,204,100.00 23,642,328.47 4,724.70 237,756.22 0.00 0.00
1-A-14 5,000,000.00 5,000,000.00 0.00 0.00 0.00 0.00
1-A-15 7,391,100.00 7,391,100.00 0.00 0.00 0.00 0.00
1-A-16 20,960,900.00 20,960,900.00 0.00 0.00 0.00 0.00
1-A-17 17,012,900.00 17,012,900.00 0.00 0.00 0.00 0.00
1-A-18 1,479,800.00 1,479,800.00 0.00 0.00 0.00 0.00
1-A-19 636,848.00 636,848.00 0.00 0.00 0.00 0.00
1-A-R 50.00 0.00 0.00 0.00 0.00 0.00
1-A-MR 25.00 0.00 0.00 0.00 0.00 0.00
1-A-LR 25.00 0.00 0.00 0.00 0.00 0.00
2-A-1 33,745,000.00 33,745,000.00 0.00 0.00 0.00 0.00
2-A-2 3,749,000.00 3,749,000.00 0.00 0.00 0.00 0.00
2-A-3 149,976,000.00 141,770,690.39 186,631.96 4,288,308.43 0.00 0.00
2-A-4 5,182,000.00 4,955,190.83 5,158.84 118,536.38 0.00 0.00
3-A-1 31,087,000.00 30,216,668.18 118,644.02 376,958.99 0.00 0.00
4-A-1 13,019,000.00 12,862,927.45 50,243.20 53,853.97 0.00 0.00
5-A-1 19,761,333.00 19,761,333.00 0.00 0.00 0.00 0.00
5-A-2 7,000,000.00 7,000,000.00 0.00 0.00 0.00 0.00
5-A-3 3,000,000.00 3,000,000.00 0.00 0.00 0.00 0.00
5-A-4 15,000,000.00 15,000,000.00 0.00 0.00 0.00 0.00
5-A-5 1,666,666.00 1,666,666.00 0.00 0.00 0.00 0.00
5-A-6 25,411,300.00 25,085,687.49 35,728.98 291,952.51 0.00 0.00
5-A-7 0.00 0.00 0.00 0.00 0.00 0.00
5-A-8 75,000,000.00 74,038,973.28 105,452.03 861,681.15 0.00 0.00
5-A-9 78,701,700.00 77,693,240.85 110,656.72 904,210.28 0.00 0.00
5-A-10 75,000,000.00 74,038,973.28 105,452.03 861,681.15 0.00 0.00
5-A-11 1,000,000.00 1,014,443.99 0.00 0.00 (4,860.88) 0.00
5-A-12 7,272,000.00 7,102,600.88 6,215.95 50,792.42 0.00 0.00
5-A-13 11,578,000.00 11,745,232.52 0.00 0.00 (56,279.24) 0.00
5-A-14 150,000.00 152,166.60 0.00 0.00 (729.13) 0.00
5-A-15 0.00 0.00 0.00 0.00 0.00 0.00
5-A-16 21,000,000.00 21,000,000.00 0.00 0.00 0.00 0.00
6-A-1 48,216,000.00 47,427,052.32 189,413.45 204,944.98 0.00 0.00
6-A-2 31,500,000.00 30,918,728.69 139,553.75 150,996.88 0.00 0.00
6-A-3 4,024,000.00 4,024,000.00 0.00 0.00 0.00 0.00
7-A-1 89,184,000.00 86,385,510.13 328,390.71 928,892.76 0.00 0.00
X-PO 19,885,669.00 19,746,691.88 21,754.62 77,787.62 0.00 0.00
15-PO 2,097,606.00 2,058,201.35 8,288.01 3,334.88 0.00 0.00
15-B-1 1,250,000.00 1,235,698.12 4,818.42 0.00 0.00 0.00
15-B-2 417,000.00 412,228.89 1,607.42 0.00 0.00 0.00
15-B-3 312,000.00 308,430.25 1,202.68 0.00 0.00 0.00
15-B-4 208,000.00 205,620.17 801.79 0.00 0.00 0.00
15-B-5 208,000.00 205,620.17 801.79 0.00 0.00 0.00
15-B-6 104,733.00 103,534.70 403.72 0.00 0.00 0.00
X-B-1 2,714,000.00 2,704,208.66 3,306.56 0.00 0.00 0.00
X-B-2 1,085,000.00 1,081,085.63 1,321.89 0.00 0.00 0.00
X-B-3 434,000.00 432,434.25 528.76 0.00 0.00 0.00
X-B-4 543,000.00 541,041.01 661.56 0.00 0.00 0.00
X-B-5 326,000.00 324,823.88 397.18 0.00 0.00 0.00
X-B-6 217,178.00 216,394.48 264.53 0.00 0.00 0.00
30-B-1 8,196,000.00 8,170,880.05 8,472.80 0.00 0.00 0.00
30-B-2 2,731,000.00 2,722,629.75 2,823.23 0.00 0.00 0.00
30-B-3 1,491,000.00 1,486,430.23 1,541.35 0.00 0.00 0.00
30-B-4 993,000.00 989,956.55 1,026.54 0.00 0.00 0.00
30-B-5 745,000.00 742,716.65 770.16 0.00 0.00 0.00
30-B-6 745,656.00 743,370.64 770.84 0.00 0.00 0.00
30-IO 0.00 0.00 0.00 0.00 0.00 0.00
Totals 921,896,941.00 901,015,260.89 1,563,929.35 15,254,024.42 (61,869.25) 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c>
1-A-1 3,846,036.52 12,187,824.31 0.67388169 3,846,036.52
1-A-2 0.00 4,587,000.00 1.00000000 0.00
1-A-3 0.00 1,397,000.00 1.00000000 0.00
1-A-4 0.00 6,300,000.00 1.00000000 0.00
1-A-5 0.00 2,760,000.00 1.00000000 0.00
1-A-6 0.00 6,224,352.00 1.00000000 0.00
1-A-7 212,652.69 673,881.69 0.67388169 212,652.69
1-A-8 106,326.34 336,940.85 0.67388170 106,326.34
1-A-9 595,767.77 1,887,946.95 0.67388169 595,767.77
1-A-10 893,651.66 2,831,920.43 0.67388169 893,651.66
1-A-11 304,000.00 960,000.00 0.67321178 304,000.00
1-A-12 0.00 0.00 0.00000000 0.00
1-A-13 242,480.92 23,399,847.55 0.96677206 242,480.92
1-A-14 0.00 5,000,000.00 1.00000000 0.00
1-A-15 0.00 7,391,100.00 1.00000000 0.00
1-A-16 0.00 20,960,900.00 1.00000000 0.00
1-A-17 0.00 17,012,900.00 1.00000000 0.00
1-A-18 0.00 1,479,800.00 1.00000000 0.00
1-A-19 0.00 636,848.00 1.00000000 0.00
1-A-R 0.00 0.00 0.00000000 0.00
1-A-MR 0.00 0.00 0.00000000 0.00
1-A-LR 0.00 0.00 0.00000000 0.00
2-A-1 0.00 33,745,000.00 1.00000000 0.00
2-A-2 0.00 3,749,000.00 1.00000000 0.00
2-A-3 4,474,940.39 137,295,750.00 0.91545147 4,474,940.39
2-A-4 123,695.21 4,831,495.62 0.93236118 123,695.21
3-A-1 495,603.01 29,721,065.17 0.95606090 495,603.01
4-A-1 104,097.17 12,758,830.28 0.98001615 104,097.17
5-A-1 0.00 19,761,333.00 1.00000000 0.00
5-A-2 0.00 7,000,000.00 1.00000000 0.00
5-A-3 0.00 3,000,000.00 1.00000000 0.00
5-A-4 0.00 15,000,000.00 1.00000000 0.00
5-A-5 0.00 1,666,666.00 1.00000000 0.00
5-A-6 327,681.48 24,758,006.01 0.97429120 327,681.48
5-A-7 0.00 0.00 0.00000000 0.00
5-A-8 967,133.18 73,071,840.11 0.97429120 967,133.18
5-A-9 1,014,867.00 76,678,373.85 0.97429120 1,014,867.00
5-A-10 967,133.18 73,071,840.11 0.97429120 967,133.18
5-A-11 (4,860.88) 1,019,304.87 1.01930487 (4,860.88)
5-A-12 57,008.37 7,045,592.51 0.96886586 57,008.37
5-A-13 (56,279.24) 11,801,511.76 1.01930487 (56,279.24)
5-A-14 (729.13) 152,895.73 1.01930487 (729.13)
5-A-15 0.00 0.00 0.00000000 0.00
5-A-16 0.00 21,000,000.00 1.00000000 0.00
6-A-1 394,358.44 47,032,693.88 0.97545823 394,358.44
6-A-2 290,550.63 30,628,178.06 0.97232311 290,550.63
6-A-3 0.00 4,024,000.00 1.00000000 0.00
7-A-1 1,257,283.47 85,128,226.66 0.95452353 1,257,283.47
X-PO 99,542.24 19,647,149.64 0.98800546 99,542.24
15-PO 11,622.88 2,046,578.47 0.97567344 11,622.88
15-B-1 4,818.42 1,230,879.70 0.98470376 4,818.42
15-B-2 1,607.42 410,621.47 0.98470376 1,607.42
15-B-3 1,202.68 307,227.57 0.98470375 1,202.68
15-B-4 801.79 204,818.38 0.98470375 801.79
15-B-5 801.79 204,818.38 0.98470375 801.79
15-B-6 403.72 103,130.98 0.98470377 403.72
X-B-1 3,306.56 2,700,902.10 0.99517395 3,306.56
X-B-2 1,321.89 1,079,763.73 0.99517394 1,321.89
X-B-3 528.76 431,905.49 0.99517394 528.76
X-B-4 661.56 540,379.45 0.99517394 661.56
X-B-5 397.18 324,426.71 0.99517396 397.18
X-B-6 264.53 216,129.95 0.99517423 264.53
30-B-1 8,472.80 8,162,407.25 0.99590132 8,472.80
30-B-2 2,823.23 2,719,806.52 0.99590133 2,823.23
30-B-3 1,541.35 1,484,888.87 0.99590132 1,541.35
30-B-4 1,026.54 988,930.01 0.99590132 1,026.54
30-B-5 770.16 741,946.49 0.99590133 770.16
30-B-6 770.84 742,599.80 0.99590133 770.84
30-IO 0.00 0.00 0.00000000 0.00
Totals 16,756,084.52 884,259,176.36 0.95917357 16,756,084.52
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<s> <c> <c> <c> <c> <c>
1-A-1 18,086,000.00 886.53438240 4.14350437 208.50918390 0.00000000
1-A-2 4,587,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-3 1,397,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-4 6,300,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-5 2,760,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-6 6,224,352.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-7 1,000,000.00 886.53438000 4.14350000 208.50918000 0.00000000
1-A-8 500,000.00 886.53438000 4.14350000 208.50918000 0.00000000
1-A-9 2,801,600.00 886.53438392 4.14350371 208.50918404 0.00000000
1-A-10 4,202,400.00 886.53438273 4.14350371 208.50918285 0.00000000
1-A-11 1,426,000.00 886.39551192 4.15384993 209.02988079 0.00000000
1-A-12 0.00 0.00000000 0.00000000 0.00000000 0.00000000
1-A-13 24,204,100.00 976.79023265 0.19520247 9.82297297 0.00000000
1-A-14 5,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-15 7,391,100.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-16 20,960,900.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-17 17,012,900.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-18 1,479,800.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-19 636,848.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-R 50.00 0.00000000 0.00000000 0.00000000 0.00000000
1-A-MR 25.00 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 25.00 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 33,745,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
2-A-2 3,749,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
2-A-3 149,976,000.00 945.28918220 1.24441217 28.59329779 0.00000000
2-A-4 5,182,000.00 956.23134504 0.99553068 22.87463914 0.00000000
3-A-1 31,087,000.00 972.00335124 3.81651559 12.12593657 0.00000000
4-A-1 13,019,000.00 988.01194024 3.85922114 4.13656732 0.00000000
5-A-1 19,761,333.00 1000.00000000 0.00000000 0.00000000 0.00000000
5-A-2 7,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
5-A-3 3,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
5-A-4 15,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
5-A-5 1,666,666.00 1000.00000000 0.00000000 0.00000000 0.00000000
5-A-6 25,411,300.00 987.18631042 1.40602724 11.48908202 0.00000000
5-A-7 0.00 0.00000000 0.00000000 0.00000000 0.00000000
5-A-8 75,000,000.00 987.18631040 1.40602707 11.48908200 0.00000000
5-A-9 78,701,700.00 987.18631046 1.40602706 11.48908194 0.00000000
5-A-10 75,000,000.00 987.18631040 1.40602707 11.48908200 0.00000000
5-A-11 1,000,000.00 1014.44399000 0.00000000 0.00000000 (4.86088000)
5-A-12 7,272,000.00 976.70529153 0.85477860 6.98465622 0.00000000
5-A-13 11,578,000.00 1014.44399033 0.00000000 0.00000000 (4.86087753)
5-A-14 150,000.00 1014.44400000 0.00000000 0.00000000 (4.86086667)
5-A-15 0.00 0.00000000 0.00000000 0.00000000 0.00000000
5-A-16 21,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
6-A-1 48,216,000.00 983.63722250 3.92843558 4.25055957 0.00000000
6-A-2 31,500,000.00 981.54694254 4.43027778 4.79355175 0.00000000
6-A-3 4,024,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
7-A-1 89,184,000.00 968.62116669 3.68217068 10.41546421 0.00000000
X-PO 19,885,669.00 993.01119213 1.09398482 3.91174267 0.00000000
15-PO 2,097,606.00 981.21446544 3.95117577 1.58985052 0.00000000
15-B-1 1,250,000.00 988.55849600 3.85473600 0.00000000 0.00000000
15-B-2 417,000.00 988.55848921 3.85472422 0.00000000 0.00000000
15-B-3 312,000.00 988.55849359 3.85474359 0.00000000 0.00000000
15-B-4 208,000.00 988.55850962 3.85475962 0.00000000 0.00000000
15-B-5 208,000.00 988.55850962 3.85475962 0.00000000 0.00000000
15-B-6 104,733.00 988.55852501 3.85475447 0.00000000 0.00000000
X-B-1 2,714,000.00 996.39228445 1.21833456 0.00000000 0.00000000
X-B-2 1,085,000.00 996.39228571 1.21833180 0.00000000 0.00000000
X-B-3 434,000.00 996.39228111 1.21834101 0.00000000 0.00000000
X-B-4 543,000.00 996.39228361 1.21834254 0.00000000 0.00000000
X-B-5 326,000.00 996.39226994 1.21834356 0.00000000 0.00000000
X-B-6 217,178.00 996.39226809 1.21803313 0.00000000 0.00000000
30-B-1 8,196,000.00 996.93509639 1.03377257 0.00000000 0.00000000
30-B-2 2,731,000.00 996.93509703 1.03377151 0.00000000 0.00000000
30-B-3 1,491,000.00 996.93509725 1.03376928 0.00000000 0.00000000
30-B-4 993,000.00 996.93509567 1.03377644 0.00000000 0.00000000
30-B-5 745,000.00 996.93510067 1.03377181 0.00000000 0.00000000
30-B-6 745,656.00 996.93510144 1.03377429 0.00000000 0.00000000
15-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
30-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
</FN>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c> <c>
1-A-1 0.00000000 212.65268827 673.88169358 0.67388169 212.65268827
1-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-7 0.00000000 212.65269000 673.88169000 0.67388169 212.65269000
1-A-8 0.00000000 212.65268000 673.88170000 0.67388170 212.65268000
1-A-9 0.00000000 212.65268775 673.88169260 0.67388169 212.65268775
1-A-10 0.00000000 212.65268894 673.88169379 0.67388169 212.65268894
1-A-11 0.00000000 213.18373072 673.21178121 0.67321178 213.18373072
1-A-12 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-13 0.00000000 10.01817543 966.77205721 0.96677206 10.01817543
1-A-14 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-15 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-16 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-17 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-18 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-19 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-MR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
2-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
2-A-3 0.00000000 29.83770997 915.45147224 0.91545147 29.83770997
2-A-4 0.00000000 23.87016789 932.36117715 0.93236118 23.87016789
3-A-1 0.00000000 15.94245215 956.06089909 0.95606090 15.94245215
4-A-1 0.00000000 7.99578846 980.01615178 0.98001615 7.99578846
5-A-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
5-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
5-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
5-A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
5-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
5-A-6 0.00000000 12.89510887 974.29120155 0.97429120 12.89510887
5-A-7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
5-A-8 0.00000000 12.89510907 974.29120147 0.97429120 12.89510907
5-A-9 0.00000000 12.89510900 974.29120146 0.97429120 12.89510900
5-A-10 0.00000000 12.89510907 974.29120147 0.97429120 12.89510907
5-A-11 0.00000000 (4.86088000) 1,019.30487000 1.01930487 (4.86088000)
5-A-12 0.00000000 7.83943482 968.86585671 0.96886586 7.83943482
5-A-13 0.00000000 (4.86087753) 1,019.30486785 1.01930487 (4.86087753)
5-A-14 0.00000000 (4.86086667) 1,019.30486667 1.01930487 (4.86086667)
5-A-15 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
5-A-16 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
6-A-1 0.00000000 8.17899535 975.45822714 0.97545823 8.17899535
6-A-2 0.00000000 9.22382952 972.32311302 0.97232311 9.22382952
6-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
7-A-1 0.00000000 14.09763489 954.52353180 0.95452353 14.09763489
X-PO 0.00000000 5.00572749 988.00546464 0.98800546 5.00572749
15-PO 0.00000000 5.54102153 975.67344392 0.97567344 5.54102153
15-B-1 0.00000000 3.85473600 984.70376000 0.98470376 3.85473600
15-B-2 0.00000000 3.85472422 984.70376499 0.98470376 3.85472422
15-B-3 0.00000000 3.85474359 984.70375000 0.98470375 3.85474359
15-B-4 0.00000000 3.85475962 984.70375000 0.98470375 3.85475962
15-B-5 0.00000000 3.85475962 984.70375000 0.98470375 3.85475962
15-B-6 0.00000000 3.85475447 984.70377054 0.98470377 3.85475447
X-B-1 0.00000000 1.21833456 995.17394989 0.99517395 1.21833456
X-B-2 0.00000000 1.21833180 995.17394470 0.99517394 1.21833180
X-B-3 0.00000000 1.21834101 995.17394009 0.99517394 1.21834101
X-B-4 0.00000000 1.21834254 995.17394107 0.99517394 1.21834254
X-B-5 0.00000000 1.21834356 995.17395706 0.99517396 1.21834356
X-B-6 0.00000000 1.21803313 995.17423496 0.99517423 1.21803313
30-B-1 0.00000000 1.03377257 995.90132382 0.99590132 1.03377257
30-B-2 0.00000000 1.03377151 995.90132552 0.99590133 1.03377151
30-B-3 0.00000000 1.03376928 995.90132126 0.99590132 1.03376928
30-B-4 0.00000000 1.03377644 995.90131923 0.99590132 1.03377644
30-B-5 0.00000000 1.03377181 995.90132886 0.99590133 1.03377181
30-B-6 0.00000000 1.03377429 995.90132715 0.99590133 1.03377429
15-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
30-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 18,086,000.00 6.00000% 16,033,860.84 80,169.30 0.00 0.00
1-A-2 4,587,000.00 6.00000% 4,587,000.00 22,935.00 0.00 0.00
1-A-3 1,397,000.00 6.00000% 1,397,000.00 6,985.00 0.00 0.00
1-A-4 6,300,000.00 6.25000% 6,300,000.00 32,812.50 0.00 0.00
1-A-5 2,760,000.00 6.25000% 2,760,000.00 14,375.00 0.00 0.00
1-A-6 6,224,352.00 6.25000% 6,224,352.00 32,418.50 0.00 0.00
1-A-7 1,000,000.00 2.84000% 886,534.38 2,098.13 0.00 0.00
1-A-8 500,000.00 12.32000% 443,267.19 4,550.88 0.00 0.00
1-A-9 2,801,600.00 3.44000% 2,483,714.73 7,119.98 0.00 0.00
1-A-10 4,202,400.00 7.70660% 3,725,572.09 23,926.25 0.00 0.00
1-A-11 1,426,000.00 6.00000% 1,264,000.00 6,320.00 0.00 0.00
1-A-12 0.00 6.00000% 10,155,150.07 50,775.75 0.00 0.00
1-A-13 24,204,100.00 4.75000% 23,642,328.47 93,584.22 0.00 0.00
1-A-14 5,000,000.00 5.00000% 5,000,000.00 20,833.33 0.00 0.00
1-A-15 7,391,100.00 5.00000% 7,391,100.00 30,796.25 0.00 0.00
1-A-16 20,960,900.00 5.50000% 20,960,900.00 96,070.79 0.00 0.00
1-A-17 17,012,900.00 5.50000% 17,012,900.00 77,975.79 0.00 0.00
1-A-18 1,479,800.00 6.00000% 1,479,800.00 7,399.00 0.00 0.00
1-A-19 636,848.00 0.00000% 636,848.00 0.00 0.00 0.00
1-A-R 50.00 6.00000% 0.00 0.00 0.00 0.00
1-A-MR 25.00 6.00000% 0.00 0.00 0.00 0.00
1-A-LR 25.00 6.00000% 0.00 0.00 0.00 0.00
2-A-1 33,745,000.00 5.75000% 33,745,000.00 161,694.79 0.00 0.00
2-A-2 3,749,000.00 5.75000% 3,749,000.00 17,963.96 0.00 0.00
2-A-3 149,976,000.00 5.75000% 141,770,690.39 679,317.89 0.00 0.00
2-A-4 5,182,000.00 5.75000% 4,955,190.83 23,743.62 0.00 0.00
3-A-1 31,087,000.00 5.00000% 30,216,668.18 125,902.78 0.00 0.00
4-A-1 13,019,000.00 5.00000% 12,862,927.45 53,595.53 0.00 0.00
5-A-1 19,761,333.00 5.75000% 19,761,333.00 94,689.72 0.00 0.00
5-A-2 7,000,000.00 5.75000% 7,000,000.00 33,541.67 0.00 0.00
5-A-3 3,000,000.00 5.75000% 3,000,000.00 14,375.00 0.00 0.00
5-A-4 15,000,000.00 5.75000% 15,000,000.00 71,875.00 0.00 0.00
5-A-5 1,666,666.00 5.75000% 1,666,666.00 7,986.11 0.00 0.00
5-A-6 25,411,300.00 2.38250% 25,085,687.49 49,805.54 0.00 0.00
5-A-7 0.00 5.61750% 25,085,687.49 117,432.37 0.00 0.00
5-A-8 75,000,000.00 5.75000% 74,038,973.28 354,770.08 0.00 0.00
5-A-9 78,701,700.00 5.50000% 77,693,240.85 356,094.02 0.00 0.00
5-A-10 75,000,000.00 5.25000% 74,038,973.28 323,920.51 0.00 0.00
5-A-11 1,000,000.00 5.75000% 1,014,443.99 4,860.88 0.00 0.00
5-A-12 7,272,000.00 5.75000% 7,102,600.88 34,033.30 0.00 0.00
5-A-13 11,578,000.00 5.75000% 11,745,232.52 56,279.24 0.00 0.00
5-A-14 150,000.00 5.75000% 152,166.60 729.13 0.00 0.00
5-A-15 0.00 5.75000% 584,347.82 2,800.00 0.00 0.00
5-A-16 21,000,000.00 5.50000% 21,000,000.00 96,250.00 0.00 0.00
6-A-1 48,216,000.00 4.50000% 47,427,052.32 177,851.45 0.00 0.00
6-A-2 31,500,000.00 4.50000% 30,918,728.69 115,945.23 0.00 0.00
6-A-3 4,024,000.00 4.50000% 4,024,000.00 15,090.00 0.00 0.00
7-A-1 89,184,000.00 5.00000% 86,385,510.13 359,939.63 0.00 0.00
X-PO 19,885,669.00 0.00000% 19,746,691.88 0.00 0.00 0.00
15-PO 2,097,606.00 0.00000% 2,058,201.35 0.00 0.00 0.00
15-B-1 1,250,000.00 4.79647% 1,235,698.12 4,939.15 0.00 0.00
15-B-2 417,000.00 4.79647% 412,228.89 1,647.70 0.00 0.00
15-B-3 312,000.00 4.79647% 308,430.25 1,232.81 0.00 0.00
15-B-4 208,000.00 4.79647% 205,620.17 821.88 0.00 0.00
15-B-5 208,000.00 4.79647% 205,620.17 821.88 0.00 0.00
15-B-6 104,733.00 4.79647% 103,534.70 413.83 0.00 0.00
X-B-1 2,714,000.00 5.70245% 2,704,208.66 12,850.51 0.00 0.00
X-B-2 1,085,000.00 5.70245% 1,081,085.63 5,137.36 0.00 0.00
X-B-3 434,000.00 5.70245% 432,434.25 2,054.94 0.00 0.00
X-B-4 543,000.00 5.70245% 541,041.01 2,571.05 0.00 0.00
X-B-5 326,000.00 5.70245% 324,823.88 1,543.58 0.00 0.00
X-B-6 217,178.00 5.70245% 216,394.48 1,028.32 0.00 0.00
30-B-1 8,196,000.00 5.81667% 8,170,880.05 39,606.06 0.00 0.00
30-B-2 2,731,000.00 5.81667% 2,722,629.75 13,197.19 0.00 0.00
30-B-3 1,491,000.00 5.81667% 1,486,430.23 7,205.06 0.00 0.00
30-B-4 993,000.00 5.81667% 989,956.55 4,798.54 0.00 0.00
30-B-5 745,000.00 5.81667% 742,716.65 3,600.11 0.00 0.00
30-B-6 745,656.00 5.81667% 743,370.64 3,603.28 0.00 0.00
15-IO 0.00 4.79412% 7,430,872.80 29,680.74 0.00 0.00
30-IO 0.00 5.80537% 7,761,453.98 37,557.87 0.00 0.00
Totals 921,896,941.00 4,135,944.98 0.00 0.00
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 0.00 0.00 80,169.30 0.00 12,187,824.31
1-A-2 0.00 0.00 22,935.00 0.00 4,587,000.00
1-A-3 0.00 0.00 6,985.00 0.00 1,397,000.00
1-A-4 0.00 0.00 32,812.50 0.00 6,300,000.00
1-A-5 0.00 0.00 14,375.00 0.00 2,760,000.00
1-A-6 0.00 0.00 32,418.50 0.00 6,224,352.00
1-A-7 0.00 0.00 2,098.13 0.00 673,881.69
1-A-8 0.00 0.00 4,550.88 0.00 336,940.85
1-A-9 0.00 0.00 7,119.98 0.00 1,887,946.95
1-A-10 0.00 0.00 23,926.25 0.00 2,831,920.43
1-A-11 0.00 0.00 6,320.00 0.00 960,000.00
1-A-12 0.00 0.00 50,775.75 0.00 10,104,633.21
1-A-13 0.00 0.00 93,584.22 0.00 23,399,847.55
1-A-14 0.00 0.00 20,833.33 0.00 5,000,000.00
1-A-15 0.00 0.00 30,796.25 0.00 7,391,100.00
1-A-16 0.00 0.00 96,070.79 0.00 20,960,900.00
1-A-17 0.00 0.00 77,975.79 0.00 17,012,900.00
1-A-18 0.00 0.00 7,399.00 0.00 1,479,800.00
1-A-19 0.00 0.00 0.00 0.00 636,848.00
1-A-R 0.00 0.00 0.00 0.00 0.00
1-A-MR 0.00 0.00 0.00 0.00 0.00
1-A-LR 0.00 0.00 1.35 0.00 0.00
2-A-1 0.00 0.00 161,694.79 0.00 33,745,000.00
2-A-2 0.00 0.00 17,963.96 0.00 3,749,000.00
2-A-3 0.00 0.00 679,317.89 0.00 137,295,750.00
2-A-4 0.00 0.00 23,743.62 0.00 4,831,495.62
3-A-1 0.00 0.00 125,902.78 0.00 29,721,065.17
4-A-1 0.00 0.00 53,595.53 0.00 12,758,830.28
5-A-1 0.00 0.00 94,689.72 0.00 19,761,333.00
5-A-2 0.00 0.00 33,541.67 0.00 7,000,000.00
5-A-3 0.00 0.00 14,375.00 0.00 3,000,000.00
5-A-4 0.00 0.00 71,875.00 0.00 15,000,000.00
5-A-5 0.00 0.00 7,986.11 0.00 1,666,666.00
5-A-6 0.00 0.00 49,805.54 0.00 24,758,006.01
5-A-7 0.00 0.00 117,432.37 0.00 24,758,006.01
5-A-8 0.00 0.00 354,770.08 0.00 73,071,840.11
5-A-9 0.00 0.00 356,094.02 0.00 76,678,373.85
5-A-10 0.00 0.00 323,920.51 0.00 73,071,840.11
5-A-11 0.00 0.00 4,860.88 0.00 1,019,304.87
5-A-12 0.00 0.00 34,033.30 0.00 7,045,592.51
5-A-13 0.00 0.00 56,279.24 0.00 11,801,511.76
5-A-14 0.00 0.00 729.13 0.00 152,895.73
5-A-15 0.00 0.00 2,800.00 0.00 584,347.82
5-A-16 0.00 0.00 96,250.00 0.00 21,000,000.00
6-A-1 0.00 0.00 177,851.45 0.00 47,032,693.88
6-A-2 0.00 0.00 115,945.23 0.00 30,628,178.06
6-A-3 0.00 0.00 15,090.00 0.00 4,024,000.00
7-A-1 0.00 0.00 359,939.63 0.00 85,128,226.66
X-PO 0.00 0.00 0.00 0.00 19,647,149.64
15-PO 0.00 0.00 0.00 0.00 2,046,578.47
15-B-1 0.00 0.00 4,939.15 0.00 1,230,879.70
15-B-2 0.00 0.00 1,647.70 0.00 410,621.47
15-B-3 0.00 0.00 1,232.81 0.00 307,227.57
15-B-4 0.00 0.00 821.88 0.00 204,818.38
15-B-5 0.00 0.00 821.88 0.00 204,818.38
15-B-6 0.00 0.00 413.83 0.00 103,130.98
X-B-1 0.00 0.00 12,850.51 0.00 2,700,902.10
X-B-2 0.00 0.00 5,137.36 0.00 1,079,763.73
X-B-3 0.00 0.00 2,054.94 0.00 431,905.49
X-B-4 0.00 0.00 2,571.05 0.00 540,379.45
X-B-5 0.00 0.00 1,543.58 0.00 324,426.71
X-B-6 0.00 0.00 1,028.32 0.00 216,129.95
30-B-1 0.00 0.00 39,606.06 0.00 8,162,407.25
30-B-2 0.00 0.00 13,197.19 0.00 2,719,806.52
30-B-3 0.00 0.00 7,205.06 0.00 1,484,888.87
30-B-4 0.00 0.00 4,798.54 0.00 988,930.01
30-B-5 0.00 0.00 3,600.11 0.00 741,946.49
30-B-6 0.00 0.00 3,603.28 0.00 742,599.80
15-IO 0.00 0.00 29,680.74 0.00 7,271,055.85
30-IO 0.00 0.00 37,557.87 0.00 7,240,576.70
Totals 0.00 0.00 4,135,946.33 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 18,086,000.00 6.00000% 886.53438240 4.43267168 0.00000000 0.00000000
1-A-2 4,587,000.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000
1-A-3 1,397,000.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000
1-A-4 6,300,000.00 6.25000% 1000.00000000 5.20833333 0.00000000 0.00000000
1-A-5 2,760,000.00 6.25000% 1000.00000000 5.20833333 0.00000000 0.00000000
1-A-6 6,224,352.00 6.25000% 1000.00000000 5.20833333 0.00000000 0.00000000
1-A-7 1,000,000.00 2.84000% 886.53438000 2.09813000 0.00000000 0.00000000
1-A-8 500,000.00 12.32000% 886.53438000 9.10176000 0.00000000 0.00000000
1-A-9 2,801,600.00 3.44000% 886.53438392 2.54139777 0.00000000 0.00000000
1-A-10 4,202,400.00 7.70660% 886.53438273 5.69347278 0.00000000 0.00000000
1-A-11 1,426,000.00 6.00000% 886.39551192 4.43197756 0.00000000 0.00000000
1-A-12 0.00 6.00000% 988.60661777 4.94303305 0.00000000 0.00000000
1-A-13 24,204,100.00 4.75000% 976.79023265 3.86646147 0.00000000 0.00000000
1-A-14 5,000,000.00 5.00000% 1000.00000000 4.16666600 0.00000000 0.00000000
1-A-15 7,391,100.00 5.00000% 1000.00000000 4.16666667 0.00000000 0.00000000
1-A-16 20,960,900.00 5.50000% 1000.00000000 4.58333325 0.00000000 0.00000000
1-A-17 17,012,900.00 5.50000% 1000.00000000 4.58333324 0.00000000 0.00000000
1-A-18 1,479,800.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000
1-A-19 636,848.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-R 50.00 6.00000% 0.00000000 0.00000000 0.00000000 0.00000000
1-A-MR 25.00 6.00000% 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 25.00 6.00000% 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 33,745,000.00 5.75000% 1000.00000000 4.79166662 0.00000000 0.00000000
2-A-2 3,749,000.00 5.75000% 1000.00000000 4.79166711 0.00000000 0.00000000
2-A-3 149,976,000.00 5.75000% 945.28918220 4.52951066 0.00000000 0.00000000
2-A-4 5,182,000.00 5.75000% 956.23134504 4.58194134 0.00000000 0.00000000
3-A-1 31,087,000.00 5.00000% 972.00335124 4.05001383 0.00000000 0.00000000
4-A-1 13,019,000.00 5.00000% 988.01194024 4.11671634 0.00000000 0.00000000
5-A-1 19,761,333.00 5.75000% 1000.00000000 4.79166664 0.00000000 0.00000000
5-A-2 7,000,000.00 5.75000% 1000.00000000 4.79166714 0.00000000 0.00000000
5-A-3 3,000,000.00 5.75000% 1000.00000000 4.79166667 0.00000000 0.00000000
5-A-4 15,000,000.00 5.75000% 1000.00000000 4.79166667 0.00000000 0.00000000
5-A-5 1,666,666.00 5.75000% 1000.00000000 4.79166792 0.00000000 0.00000000
5-A-6 25,411,300.00 2.38250% 987.18631042 1.95997607 0.00000000 0.00000000
5-A-7 0.00 5.61750% 987.18631042 4.62126574 0.00000000 0.00000000
5-A-8 75,000,000.00 5.75000% 987.18631040 4.73026773 0.00000000 0.00000000
5-A-9 78,701,700.00 5.50000% 987.18631046 4.52460392 0.00000000 0.00000000
5-A-10 75,000,000.00 5.25000% 987.18631040 4.31894013 0.00000000 0.00000000
5-A-11 1,000,000.00 5.75000% 1014.44399000 4.86088000 0.00000000 0.00000000
5-A-12 7,272,000.00 5.75000% 976.70529153 4.68004675 0.00000000 0.00000000
5-A-13 11,578,000.00 5.75000% 1014.44399033 4.86087753 0.00000000 0.00000000
5-A-14 150,000.00 5.75000% 1014.44400000 4.86086667 0.00000000 0.00000000
5-A-15 0.00 5.75000% 1000.00140328 4.79167344 0.00000000 0.00000000
5-A-16 21,000,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
6-A-1 48,216,000.00 4.50000% 983.63722250 3.68863966 0.00000000 0.00000000
6-A-2 31,500,000.00 4.50000% 981.54694254 3.68080095 0.00000000 0.00000000
6-A-3 4,024,000.00 4.50000% 1000.00000000 3.75000000 0.00000000 0.00000000
7-A-1 89,184,000.00 5.00000% 968.62116669 4.03592158 0.00000000 0.00000000
X-PO 19,885,669.00 0.00000% 993.01119213 0.00000000 0.00000000 0.00000000
15-PO 2,097,606.00 0.00000% 981.21446544 0.00000000 0.00000000 0.00000000
15-B-1 1,250,000.00 4.79647% 988.55849600 3.95132000 0.00000000 0.00000000
15-B-2 417,000.00 4.79647% 988.55848921 3.95131894 0.00000000 0.00000000
15-B-3 312,000.00 4.79647% 988.55849359 3.95131410 0.00000000 0.00000000
15-B-4 208,000.00 4.79647% 988.55850962 3.95134615 0.00000000 0.00000000
15-B-5 208,000.00 4.79647% 988.55850962 3.95134615 0.00000000 0.00000000
15-B-6 104,733.00 4.79647% 988.55852501 3.95128565 0.00000000 0.00000000
X-B-1 2,714,000.00 5.70245% 996.39228445 4.73489683 0.00000000 0.00000000
X-B-2 1,085,000.00 5.70245% 996.39228571 4.73489401 0.00000000 0.00000000
X-B-3 434,000.00 5.70245% 996.39228111 4.73488479 0.00000000 0.00000000
X-B-4 543,000.00 5.70245% 996.39228361 4.73489871 0.00000000 0.00000000
X-B-5 326,000.00 5.70245% 996.39226994 4.73490798 0.00000000 0.00000000
X-B-6 217,178.00 5.70245% 996.39226809 4.73491790 0.00000000 0.00000000
30-B-1 8,196,000.00 5.81667% 996.93509639 4.83236457 0.00000000 0.00000000
30-B-2 2,731,000.00 5.81667% 996.93509703 4.83236543 0.00000000 0.00000000
30-B-3 1,491,000.00 5.81667% 996.93509725 4.83236754 0.00000000 0.00000000
30-B-4 993,000.00 5.81667% 996.93509567 4.83236657 0.00000000 0.00000000
30-B-5 745,000.00 5.81667% 996.93510067 4.83236242 0.00000000 0.00000000
30-B-6 745,656.00 5.81667% 996.93510144 4.83236238 0.00000000 0.00000000
15-IO 0.00 4.79412% 973.98619357 3.89034125 0.00000000 0.00000000
30-IO 0.00 5.80537% 909.28840775 4.40006936 0.00000000 0.00000000
<FN>
</FN>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 0.00000000 0.00000000 4.43267168 0.00000000 673.88169358
1-A-2 0.00000000 0.00000000 5.00000000 0.00000000 1000.00000000
1-A-3 0.00000000 0.00000000 5.00000000 0.00000000 1000.00000000
1-A-4 0.00000000 0.00000000 5.20833333 0.00000000 1000.00000000
1-A-5 0.00000000 0.00000000 5.20833333 0.00000000 1000.00000000
1-A-6 0.00000000 0.00000000 5.20833333 0.00000000 1000.00000000
1-A-7 0.00000000 0.00000000 2.09813000 0.00000000 673.88169000
1-A-8 0.00000000 0.00000000 9.10176000 0.00000000 673.88170000
1-A-9 0.00000000 0.00000000 2.54139777 0.00000000 673.88169260
1-A-10 0.00000000 0.00000000 5.69347278 0.00000000 673.88169379
1-A-11 0.00000000 0.00000000 4.43197756 0.00000000 673.21178121
1-A-12 0.00000000 0.00000000 4.94303305 0.00000000 983.68878773
1-A-13 0.00000000 0.00000000 3.86646147 0.00000000 966.77205721
1-A-14 0.00000000 0.00000000 4.16666600 0.00000000 1000.00000000
1-A-15 0.00000000 0.00000000 4.16666667 0.00000000 1000.00000000
1-A-16 0.00000000 0.00000000 4.58333325 0.00000000 1000.00000000
1-A-17 0.00000000 0.00000000 4.58333324 0.00000000 1000.00000000
1-A-18 0.00000000 0.00000000 5.00000000 0.00000000 1000.00000000
1-A-19 0.00000000 0.00000000 0.00000000 0.00000000 1000.00000000
1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-MR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 0.00000000 0.00000000 54.00000000 0.00000000 0.00000000
2-A-1 0.00000000 0.00000000 4.79166662 0.00000000 1000.00000000
2-A-2 0.00000000 0.00000000 4.79166711 0.00000000 1000.00000000
2-A-3 0.00000000 0.00000000 4.52951066 0.00000000 915.45147224
2-A-4 0.00000000 0.00000000 4.58194134 0.00000000 932.36117715
3-A-1 0.00000000 0.00000000 4.05001383 0.00000000 956.06089909
4-A-1 0.00000000 0.00000000 4.11671634 0.00000000 980.01615178
5-A-1 0.00000000 0.00000000 4.79166664 0.00000000 1000.00000000
5-A-2 0.00000000 0.00000000 4.79166714 0.00000000 1000.00000000
5-A-3 0.00000000 0.00000000 4.79166667 0.00000000 1000.00000000
5-A-4 0.00000000 0.00000000 4.79166667 0.00000000 1000.00000000
5-A-5 0.00000000 0.00000000 4.79166792 0.00000000 1000.00000000
5-A-6 0.00000000 0.00000000 1.95997607 0.00000000 974.29120155
5-A-7 0.00000000 0.00000000 4.62126574 0.00000000 974.29120155
5-A-8 0.00000000 0.00000000 4.73026773 0.00000000 974.29120147
5-A-9 0.00000000 0.00000000 4.52460392 0.00000000 974.29120146
5-A-10 0.00000000 0.00000000 4.31894013 0.00000000 974.29120147
5-A-11 0.00000000 0.00000000 4.86088000 0.00000000 1019.30487000
5-A-12 0.00000000 0.00000000 4.68004675 0.00000000 968.86585671
5-A-13 0.00000000 0.00000000 4.86087753 0.00000000 1019.30486785
5-A-14 0.00000000 0.00000000 4.86086667 0.00000000 1019.30486667
5-A-15 0.00000000 0.00000000 4.79167344 0.00000000 1000.00140328
5-A-16 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
6-A-1 0.00000000 0.00000000 3.68863966 0.00000000 975.45822714
6-A-2 0.00000000 0.00000000 3.68080095 0.00000000 972.32311302
6-A-3 0.00000000 0.00000000 3.75000000 0.00000000 1000.00000000
7-A-1 0.00000000 0.00000000 4.03592158 0.00000000 954.52353180
X-PO 0.00000000 0.00000000 0.00000000 0.00000000 988.00546464
15-PO 0.00000000 0.00000000 0.00000000 0.00000000 975.67344392
15-B-1 0.00000000 0.00000000 3.95132000 0.00000000 984.70376000
15-B-2 0.00000000 0.00000000 3.95131894 0.00000000 984.70376499
15-B-3 0.00000000 0.00000000 3.95131410 0.00000000 984.70375000
15-B-4 0.00000000 0.00000000 3.95134615 0.00000000 984.70375000
15-B-5 0.00000000 0.00000000 3.95134615 0.00000000 984.70375000
15-B-6 0.00000000 0.00000000 3.95128565 0.00000000 984.70377054
X-B-1 0.00000000 0.00000000 4.73489683 0.00000000 995.17394989
X-B-2 0.00000000 0.00000000 4.73489401 0.00000000 995.17394470
X-B-3 0.00000000 0.00000000 4.73488479 0.00000000 995.17394009
X-B-4 0.00000000 0.00000000 4.73489871 0.00000000 995.17394107
X-B-5 0.00000000 0.00000000 4.73490798 0.00000000 995.17395706
X-B-6 0.00000000 0.00000000 4.73491790 0.00000000 995.17423496
30-B-1 0.00000000 0.00000000 4.83236457 0.00000000 995.90132382
30-B-2 0.00000000 0.00000000 4.83236543 0.00000000 995.90132552
30-B-3 0.00000000 0.00000000 4.83236754 0.00000000 995.90132126
30-B-4 0.00000000 0.00000000 4.83236657 0.00000000 995.90131923
30-B-5 0.00000000 0.00000000 4.83236242 0.00000000 995.90132886
30-B-6 0.00000000 0.00000000 4.83236238 0.00000000 995.90132715
15-IO 0.00000000 0.00000000 3.89034125 0.00000000 953.03851932
30-IO 0.00000000 0.00000000 4.40006936 0.00000000 848.26534766
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Certificateholder Component Statement
Component Beginning Ending Beginning Ending Ending
Pass-Through Notional Notional Component Component Component
Class Rate Balance Balance Balance Balance Percentage
<s> <c> <c> <c> <c> <c> <c>
X-PO-1 0.00000% 0.00 0.00 2,474,778.58 2,471,494.89 99.46762235%
X-PO-2 0.00000% 0.00 0.00 5,517,532.87 5,473,049.82 98.31606432%
X-PO-3 0.00000% 0.00 0.00 4,934.02 4,912.15 98.24300000%
X-PO-4 0.00000% 0.00 0.00 4,936.55 4,886.78 97.73560000%
X-P0-5 0.00000% 0.00 0.00 11,734,862.91 11,683,199.55 98.89153774%
X-PO-6 0.00000% 0.00 0.00 4,839.20 4,818.39 96.36780000%
X-PO-7 0.00000% 0.00 0.00 4,807.76 4,788.06 95.76120000%
15-PO-3 0.00000% 0.00 0.00 1,131,353.23 1,126,339.92 98.24305463%
15-PO-4 0.00000% 0.00 0.00 469,619.89 464,885.48 97.73564929%
15-PO-6 0.00000% 0.00 0.00 6,408.06 6,380.52 96.36792025%
15-PO-7 0.00000% 0.00 0.00 450,820.17 448,972.56 95.76120091%
15-IO-3 5.00000% 667,383.31 664,802.16 0.00 0.00 98.48293516%
15-IO-4 5.00000% 371,672.10 370,189.11 0.00 0.00 98.43098992%
15-IO-6 4.50000% 3,074,958.47 3,043,439.15 0.00 0.00 97.75498389%
15-IO-7 5.00000% 3,316,858.92 3,192,625.44 0.00 0.00 92.14261298%
30-IO-1 6.00000% 1,764,319.78 1,536,492.24 0.00 0.00 77.35854065%
30-IO-2 5.75000% 2,834,742.83 2,676,853.31 0.00 0.00 80.19515453%
30-IO-5 5.75000% 3,162,391.37 3,027,231.16 0.00 0.00 94.25855011%
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<s> <c>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 21,083,569.92
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 0.00
Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00
Prepayment Penalties 0.00
Total Deposits 21,083,569.92
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 191,539.07
Payment of Interest and Principal 20,892,030.85
Total Withdrawals (Pool Distribution Amount) 21,083,569.92
Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<s> <c>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES
<s> <c>
Gross Servicing Fee 187,711.54
MBIA Fee 1,575.00
Trustee Fee 2,252.53
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 191,539.07
OTHER ACCOUNTS
Beginning Current Current Ending
Account Type Balance Withdrawals Deposits Balance
<s> <c> <c> <c> <c>
Class 1-A-11 Reserve Fund 801.96 955.30 198.03 44.69
Class 5-A-16 Reserve Fund 999.99 0.00 0.00 999.99
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENCY STATUS
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s> <c> <c> <c> <c> <c>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 5 0 0 0 5
3,159,377.74 0.00 0.00 0.00 3,159,377.74
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 5 0 0 0 5
3,159,377.74 0.00 0.00 0.00 3,159,377.74
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.292740% 0.000000% 0.000000% 0.000000% 0.292740%
0.356777% 0.000000% 0.000000% 0.000000% 0.356777%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.292740% 0.000000% 0.000000% 0.000000% 0.292740%
0.356777% 0.000000% 0.000000% 0.000000% 0.356777%
Delinquency Status By Groups
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
7 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 1 0 0 0 1
408,113.30 0.00 0.00 0.00 408,113.30
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 1 0 0 0 1
408,113.30 0.00 0.00 0.00 408,113.30
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.591716% 0.000000% 0.000000% 0.000000% 0.591716%
0.469419% 0.000000% 0.000000% 0.000000% 0.469419%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.591716% 0.000000% 0.000000% 0.000000% 0.591716%
0.469419% 0.000000% 0.000000% 0.000000% 0.469419%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
1 - 30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 1 0 0 0 1
717,889.87 0.00 0.00 0.00 717,889.87
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 1 0 0 0 1
717,889.87 0.00 0.00 0.00 717,889.87
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.416667% 0.000000% 0.000000% 0.000000% 0.416667%
0.585763% 0.000000% 0.000000% 0.000000% 0.585763%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.416667% 0.000000% 0.000000% 0.000000% 0.416667%
0.585763% 0.000000% 0.000000% 0.000000% 0.585763%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
2 - 30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
3 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
4 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
5 - Fixed 30 Year No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 3 0 0 0 3
2,033,374.57 0.00 0.00 0.00 2,033,374.57
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 3 0 0 0 3
2,033,374.57 0.00 0.00 0.00 2,033,374.57
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.427350% 0.000000% 0.000000% 0.000000% 0.427350%
0.568148% 0.000000% 0.000000% 0.000000% 0.568148%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.427350% 0.000000% 0.000000% 0.000000% 0.427350%
0.568148% 0.000000% 0.000000% 0.000000% 0.568148%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
6 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
OTHER INFORMATION
<s> <c>
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 19,021.66
COLLATERAL STATEMENT
Collateral Description Mixed Fixed
Weighted Average Gross Coupon 5.763477%
Weighted Average Pass-Through Rate 5.510477%
Weighted Average Maturity(Stepdown Calculation ) 251
Beginning Scheduled Collateral Loan Count 1,734
Number Of Loans Paid In Full 26
Ending Scheduled Collateral Loan Count 1,708
Beginning Scheduled Collateral Balance 901,015,461.13
Ending Scheduled Collateral Balance 884,260,133.81
Ending Actual Collateral Balance at 31-Oct-2004 885,533,712.96
Monthly P &I Constant 5,884,668.62
Special Servicing Fee 0.00
Prepayment Penalties 0.00
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Class A Non-PO Optimal Amount 20,463,866.19
Class AP Deferred Amount 0.00
Scheduled Principal 1,557,183.45
Unscheduled Principal 15,198,143.87
<caption>
Miscellaneous Reporting
30 Year Crossed Aggregate Senior % 96.870400%
30 Year Crossed Aggregate Subordinate % 3.129600%
California Crossed Aggregate Senior % 97.415079%
California Crossed Aggregate Subordinate 2.584921%
15 Year Crossed Aggregate Senior % 98.764959%
15 Year Crossed Aggregate Subordinate % 1.235041%
Group Level Collateral Statement
Group 1 - 30 Year Fixed 2 - 30 Year Fixed 3 - 15 Year Fixed
Collateral Description Fixed 30 Year Fixed 30 Year Fixed 30 Year
Weighted Average Coupon Rate 6.219870 5.923770 5.179136
Weighted Average Net Rate 5.969870 5.673771 4.929136
Weighted Average Maturity 355 354 172
Beginning Loan Count 250 364 60
Loans Paid In Full 10 8 1
Ending Loan Count 240 356 59
Beginning Scheduled Balance 128,665,678.33 194,701,361.04 31,740,589.40
Ending scheduled Balance 122,458,320.03 190,053,074.44 31,238,429.20
Record Date 10/31/2004 10/31/2004 10/31/2004
Principal And Interest Constant 794,240.51 1,164,179.30 261,833.93
Scheduled Principal 127,337.40 203,040.83 124,843.25
Unscheduled Principal 6,080,020.90 4,445,245.77 377,316.95
Scheduled Interest 666,903.11 961,138.47 136,990.68
Servicing Fees 26,805.35 40,562.77 6,612.61
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 321.67 486.75 79.35
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 639,776.09 920,088.95 130,298.72
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 0.00 0.00 0.00
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 5.966870 5.670770 4.926136
Group Level Collateral Statement
Group 4 - 15 Year Fixed 5 - Fixed 30 Year 6 - 15 Year Fixed
Collateral Description Fixed 15 Year Fixed 30 Year Fixed 15 Year
Weighted Average Coupon Rate 5.215377 5.866431 4.918335
Weighted Average Net Rate 4.965378 5.616430 4.668335
Weighted Average Maturity 173 354 173
Beginning Loan Count 25 707 157
Loans Paid In Full 0 5 0
Ending Loan Count 25 702 157
Beginning Scheduled Balance 13,673,525.36 360,928,641.99 83,386,939.92
Ending scheduled Balance 13,563,331.42 357,593,535.71 82,697,965.11
Record Date 10/31/2004 10/31/2004 10/31/2004
Principal And Interest Constant 112,840.45 2,145,714.99 674,800.02
Scheduled Principal 53,413.29 381,245.98 333,029.28
Unscheduled Principal 56,780.65 2,953,860.30 355,945.53
Scheduled Interest 59,427.16 1,764,469.01 341,770.74
Servicing Fees 2,848.64 75,193.49 17,372.28
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 34.17 902.32 208.47
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 56,544.35 1,688,373.20 324,189.99
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 0.00 0.00 0.00
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 4.962377 5.613431 4.665335
Group Level Collateral Statement
Group 7 - 15 Year Fixed Total
Collateral Description Fixed 15 Year Mixed Fixed
Weighted Average Coupon Rate 5.415720 5.763477
Weighted Average Net Rate 5.165720 5.513477
Weighted Average Maturity 174.00 251.00
Record Date 10/31/2004 10/31/2004
Principal And Interest Constant 731,059.42 5,884,668.62
Beginning Loan Count 171 1,734
Loans Paid In Full 2 26
Ending Loan Count 169 1,708
Beginning Scheduled Balance 87,918,725.09 901,015,461.13
Ending Scheduled Balance 86,655,477.90 884,260,133.81
Scheduled Principal 334,273.42 1,557,183.45
Unscheduled Principal 928,973.77 15,198,143.87
Scheduled Interest 396,786.00 4,327,485.17
Servicing Fee 18,316.40 187,711.54
Master Servicing Fee 0.00 0.00
Trustee Fee 219.80 2,252.53
Fry Amount 0.00 0.00
Special Hazard Fee 0.00 0.00
Other Fee 0.00 0.00
Pool Insurance Fee 0.00 0.00
Spread 1 0.00 0.00
Spread 2 0.00 0.00
Spread 3 0.00 0.00
Net Interest 378,249.80 4,137,521.10
Realized Loss Amount 0.00 0.00
Cumulative Realized Loss 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000
Prepayment Penalties 0.00 0.00
Special Servicing Fee 0.00 0.00
Pass-Through Rate 5.162720 5.510477
<caption>
Miscellaneous Reporting
Group 1 - 30 Year Fixed
CPR 44.092859%
Subordinate % 3.139310%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 96.860690%
Group 2 - 30 Year Fixed
CPR 24.228038%
Subordinate % 2.623875%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 97.376125%
Group 3 - 15 Year Fixed
CPR 13.417719%
Subordinate % 1.266597%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 98.733403%
<caption>
Miscellaneous Reporting
Group 4 - 15 Year Fixed
CPR 4.889533%
Subordinate % 2.545967%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 97.454033%
Group 5 - Fixed 30 Year
CPR 9.400135%
Subordinate % 3.119890%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 96.880110%
Group 6 - 15 Year Fixed
CPR 5.023351%
Subordinate % 1.206480%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 98.793520%
<caption>
Miscellaneous Reporting
Group 7 - 15 Year Fixed
CPR 12.011062%
Subordinate % 1.232047%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 98.767953%
Group