UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D. C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): November 26, 2004
BANC OF AMERICA MORTGAGE SECURITIES, INC.
Mortgage Pass-Through Certificates, Series 2003-9 Trust
(Exact name of registrant as specified in its charter)
New York (governing law of 333-105940-16 54-2135808
Pooling and Servicing Agreement) (Commission 54-2135809
(State or other File Number) 54-2135810
jurisdiction IRS EIN
of Incorporation)
c/o Wells Fargo Bank, N.A.
9062 Old Annapolis Road
Columbia, MD 21045
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (410) 884-2000
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act(17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act(17 CFR 240.13e-4(c))
ITEM 8.01 Other Events
On November 26, 2004 a distribution was made to holders of BANC OF AMERICA
MORTGAGE SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2003-9
Trust.
ITEM 9.01 Financial Statements and Exhibits
(c) Exhibits
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of
Mortgage Pass-Through Certificates,
Series 2003-9 Trust, relating to the
November 26, 2004 distribution.
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
BANC OF AMERICA MORTGAGE SECURITIES, INC.
Mortgage Pass-Through Certificates, Series 2003-9 Trust
(Registrant)
By: Wells Fargo Bank, N.A. as Trustee
By: /s/ Beth Belfield as Assistant Vice President
By: Beth Belfield as Assistant Vice President
Date: 11/26/2004
INDEX TO EXHIBITS
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of Mortgage
Pass-Through Certificates, Series 2003-9 Trust,
relating to the November 26, 2004 distribution.
EX-99.1
Banc of America Mortgage Securities, Inc.
Mortgage Pass-Through Certificates
Record Date: 10/31/2004
Distribution Date: 11/26/2004
BAM Series: 2003-9
Contact: Customer Service - CTSLink
Wells Fargo Bank, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
Telephone: (301) 815-6600
Fax: (301) 815-6660
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<s> <c> <c> <c> <c> <c> <c>
1-A-1 05948XZV6 SEN 5.00000% 30,922,911.07 128,845.47 770,918.42
1-A-2 05948XZW4 PO 0.00000% 363,070.00 0.00 0.00
1-A-3 05948XZX2 SEN 5.50000% 24,961,000.00 114,404.59 0.00
1-A-4 05948XZY0 SEN 5.50000% 38,834,000.00 177,989.17 0.00
1-A-5 05948XZZ7 SEN 2.43250% 6,184,582.21 12,536.66 154,183.68
1-A-6 05948XA27 SEN 5.56750% 0.00 28,693.89 0.00
1-A-7 05948XA35 SEN 5.50000% 3,466,000.00 15,885.83 0.00
1-A-8 05948XA43 SEN 5.50000% 1,200,000.00 5,500.00 0.00
1-A-9 05948XA50 SEN 5.50000% 3,483,000.00 15,963.75 0.00
1-A-10 05948XA68 SEN 5.50000% 2,966,000.00 13,594.17 0.00
1-A-11 05948XA76 SEN 5.50000% 4,315,000.00 19,777.08 0.00
1-A-12 05948XA84 SEN 2.38250% 100,921,112.15 200,370.46 2,329,873.30
1-A-13 05948XA92 SEN 2.38250% 2,270,209.26 4,507.31 52,410.24
1-A-14 05948XB26 SEN 11.21542% 56,286,175.55 526,060.77 1,299,427.39
1-A-15 05948XB34 SEN 5.25000% 1,625,000.00 7,109.38 0.00
1-A-16 05948XB42 SEN 5.75000% 1,625,000.00 7,786.46 0.00
1-A-17 05948XB59 SEN 5.25000% 1,972,500.00 8,629.69 0.00
1-A-18 05948XB67 SEN 5.75000% 1,972,500.00 9,451.56 0.00
1-A-19 05948XB75 SEN 5.25000% 1,367,500.00 5,982.81 0.00
1-A-20 05948XB83 SEN 5.75000% 1,367,500.00 6,552.60 0.00
1-A-21 05948XB91 SEN 5.50000% 22,012,666.00 100,891.39 0.00
1-A-22 05948XC25 SEN 5.50000% 495,172.00 2,269.54 0.00
1-A-R 05948XC33 SEN 5.50000% 0.00 0.00 0.00
1-A-MR 05948XC41 SEN 5.50000% 0.00 0.00 0.00
1-A-LR 05948XC58 SEN 5.50000% 0.00 0.01 0.00
2-A-1 05948XC66 SEN 2.38250% 16,185,597.43 32,135.15 943,619.05
2-A-2 05948XC74 SEN 11.21542% 8,828,508.07 82,512.82 514,701.32
2-A-3 05948XC82 SEN 5.50000% 9,975,000.00 45,718.74 0.00
2-A-4 05948XC90 SEN 5.50000% 6,675,000.00 30,593.75 0.00
2-A-5 05948XD24 SEN 5.50000% 769,149.99 3,525.27 26,921.67
3-A-1 05948XD32 SEN 5.00000% 117,332,673.35 488,886.15 1,490,332.92
4-A-1 05948XD40 SEN 5.00000% 44,935,955.73 187,233.12 190,251.71
4-A-2 05948XD57 SEN 5.00000% 835,621.19 3,481.75 3,537.89
1-B-1 05948XD99 SUB 5.50000% 5,971,467.27 27,369.23 6,595.20
1-B-2 05948XE23 SUB 5.50000% 2,559,200.26 11,729.67 2,826.52
1-B-3 05948XE31 SUB 5.50000% 1,279,105.88 5,862.57 1,412.71
1-B-4 05948XG39 SUB 5.50000% 853,066.75 3,909.89 942.17
1-B-5 05948XG47 SUB 5.50000% 639,552.94 2,931.28 706.36
1-B-6 05948XG54 SUB 5.50000% 641,061.20 2,938.20 708.02
X-B-1 05948XE49 SUB 5.27308% 2,423,227.92 10,648.22 5,893.04
X-B-2 05948XE56 SUB 5.27308% 807,092.81 3,546.55 1,962.77
X-B-3 05948XE64 SUB 5.27308% 310,945.18 1,366.36 756.19
X-B-4 05948XH46 SUB 5.27308% 124,767.97 548.26 303.42
X-B-5 05948XH53 SUB 5.27308% 123,793.22 543.98 301.05
X-B-6 05948XH61 SUB 5.27308% 250,830.07 1,102.21 609.99
3-B-1 05948XE72 SUB 5.00000% 974,313.54 4,059.64 4,026.84
3-B-2 05948XE80 SUB 5.00000% 298,904.45 1,245.44 1,235.37
3-B-3 05948XE98 SUB 5.00000% 225,136.36 938.07 930.49
3-B-4 05948XG62 SUB 5.00000% 149,452.23 622.72 617.69
3-B-5 05948XG70 SUB 5.00000% 149,452.23 622.72 617.69
3-B-6 05948XG88 SUB 5.00000% 150,875.41 628.65 623.57
A-PO 05948XD65 PO 0.00000% 4,326,128.38 0.00 10,861.21
15-IO 05948XD73 IO 0.32497% 0.00 22,767.14 0.00
30-IO 05948XD81 IO 0.33724% 0.00 75,021.72 0.00
SES 05948XG21 SEN 0.00000% 0.00 92,260.31 0.00
Totals 536,406,778.07 2,557,552.17 7,818,107.89
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<s> <c> <c> <c> <c>
1-A-1 0.00 30,151,992.65 899,763.89 0.00
1-A-2 0.00 363,070.00 0.00 0.00
1-A-3 0.00 24,961,000.00 114,404.59 0.00
1-A-4 0.00 38,834,000.00 177,989.17 0.00
1-A-5 0.00 6,030,398.53 166,720.34 0.00
1-A-6 0.00 0.00 28,693.89 0.00
1-A-7 0.00 3,466,000.00 15,885.83 0.00
1-A-8 0.00 1,200,000.00 5,500.00 0.00
1-A-9 0.00 3,483,000.00 15,963.75 0.00
1-A-10 0.00 2,966,000.00 13,594.17 0.00
1-A-11 0.00 4,315,000.00 19,777.08 0.00
1-A-12 0.00 98,591,238.84 2,530,243.76 0.00
1-A-13 0.00 2,217,799.02 56,917.55 0.00
1-A-14 0.00 54,986,748.16 1,825,488.16 0.00
1-A-15 0.00 1,625,000.00 7,109.38 0.00
1-A-16 0.00 1,625,000.00 7,786.46 0.00
1-A-17 0.00 1,972,500.00 8,629.69 0.00
1-A-18 0.00 1,972,500.00 9,451.56 0.00
1-A-19 0.00 1,367,500.00 5,982.81 0.00
1-A-20 0.00 1,367,500.00 6,552.60 0.00
1-A-21 0.00 22,012,666.00 100,891.39 0.00
1-A-22 0.00 495,172.00 2,269.54 0.00
1-A-R 0.00 0.00 0.00 0.00
1-A-MR 0.00 0.00 0.00 0.00
1-A-LR 0.00 0.00 0.01 0.00
2-A-1 0.00 15,241,978.38 975,754.20 0.00
2-A-2 0.00 8,313,806.74 597,214.14 0.00
2-A-3 0.00 9,975,000.00 45,718.74 0.00
2-A-4 0.00 6,675,000.00 30,593.75 0.00
2-A-5 0.00 742,228.32 30,446.94 0.00
3-A-1 0.00 115,842,340.43 1,979,219.07 0.00
4-A-1 0.00 44,745,704.02 377,484.83 0.00
4-A-2 0.00 832,083.30 7,019.64 0.00
1-B-1 0.00 5,964,872.06 33,964.43 0.00
1-B-2 0.00 2,556,373.74 14,556.19 0.00
1-B-3 0.00 1,277,693.17 7,275.28 0.00
1-B-4 0.00 852,124.58 4,852.06 0.00
1-B-5 0.00 638,846.59 3,637.64 0.00
1-B-6 0.00 640,353.18 3,646.22 0.00
X-B-1 0.00 2,417,334.88 16,541.26 0.00
X-B-2 0.00 805,130.04 5,509.32 0.00
X-B-3 0.00 310,188.99 2,122.55 0.00
X-B-4 0.00 124,464.55 851.68 0.00
X-B-5 0.00 123,492.17 845.03 0.00
X-B-6 0.00 250,220.09 1,712.20 0.00
3-B-1 0.00 970,286.70 8,086.48 0.00
3-B-2 0.00 297,669.08 2,480.81 0.00
3-B-3 0.00 224,205.87 1,868.56 0.00
3-B-4 0.00 148,834.54 1,240.41 0.00
3-B-5 0.00 148,834.54 1,240.41 0.00
3-B-6 0.00 150,251.84 1,252.22 0.00
A-PO 0.00 4,315,267.17 10,861.21 0.00
15-IO 0.00 0.00 22,767.14 0.00
30-IO 0.00 0.00 75,021.72 0.00
SES 0.00 0.00 92,260.31 0.00
Totals 0.00 528,588,670.17 10,375,660.06 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<s> <c> <c> <c> <c> <c> <c>
1-A-1 49,000,000.00 30,922,911.07 57,038.26 713,880.16 0.00 0.00
1-A-2 363,070.00 363,070.00 0.00 0.00 0.00 0.00
1-A-3 24,961,000.00 24,961,000.00 0.00 0.00 0.00 0.00
1-A-4 38,834,000.00 38,834,000.00 0.00 0.00 0.00 0.00
1-A-5 9,800,000.00 6,184,582.21 11,407.65 142,776.03 0.00 0.00
1-A-6 0.00 0.00 0.00 0.00 0.00 0.00
1-A-7 3,466,000.00 3,466,000.00 0.00 0.00 0.00 0.00
1-A-8 1,200,000.00 1,200,000.00 0.00 0.00 0.00 0.00
1-A-9 3,483,000.00 3,483,000.00 0.00 0.00 0.00 0.00
1-A-10 2,966,000.00 2,966,000.00 0.00 0.00 0.00 0.00
1-A-11 4,315,000.00 4,315,000.00 0.00 0.00 0.00 0.00
1-A-12 155,553,776.00 100,921,112.15 172,381.31 2,157,491.99 0.00 0.00
1-A-13 3,499,165.00 2,270,209.26 3,877.70 48,532.54 0.00 0.00
1-A-14 86,756,150.00 56,286,175.55 96,141.28 1,203,286.11 0.00 0.00
1-A-15 1,625,000.00 1,625,000.00 0.00 0.00 0.00 0.00
1-A-16 1,625,000.00 1,625,000.00 0.00 0.00 0.00 0.00
1-A-17 1,972,500.00 1,972,500.00 0.00 0.00 0.00 0.00
1-A-18 1,972,500.00 1,972,500.00 0.00 0.00 0.00 0.00
1-A-19 1,367,500.00 1,367,500.00 0.00 0.00 0.00 0.00
1-A-20 1,367,500.00 1,367,500.00 0.00 0.00 0.00 0.00
1-A-21 22,012,666.00 22,012,666.00 0.00 0.00 0.00 0.00
1-A-22 495,172.00 495,172.00 0.00 0.00 0.00 0.00
1-A-R 50.00 0.00 0.00 0.00 0.00 0.00
1-A-MR 25.00 0.00 0.00 0.00 0.00 0.00
1-A-LR 25.00 0.00 0.00 0.00 0.00 0.00
2-A-1 31,322,176.00 16,185,597.43 29,068.34 914,550.71 0.00 0.00
2-A-2 17,084,824.00 8,828,508.07 15,855.46 498,845.86 0.00 0.00
2-A-3 9,975,000.00 9,975,000.00 0.00 0.00 0.00 0.00
2-A-4 6,675,000.00 6,675,000.00 0.00 0.00 0.00 0.00
2-A-5 1,201,000.00 769,149.99 829.33 26,092.34 0.00 0.00
3-A-1 153,135,000.00 117,332,673.35 484,936.77 1,005,396.15 0.00 0.00
4-A-1 55,335,000.00 44,935,955.73 182,479.81 7,771.89 0.00 0.00
4-A-2 1,029,000.00 835,621.19 3,393.36 144.52 0.00 0.00
1-B-1 6,041,000.00 5,971,467.27 6,595.20 0.00 0.00 0.00
1-B-2 2,589,000.00 2,559,200.26 2,826.52 0.00 0.00 0.00
1-B-3 1,294,000.00 1,279,105.88 1,412.71 0.00 0.00 0.00
1-B-4 863,000.00 853,066.75 942.17 0.00 0.00 0.00
1-B-5 647,000.00 639,552.94 706.36 0.00 0.00 0.00
1-B-6 648,525.82 641,061.20 708.02 0.00 0.00 0.00
X-B-1 2,486,000.00 2,423,227.92 5,893.04 0.00 0.00 0.00
X-B-2 828,000.00 807,092.81 1,962.77 0.00 0.00 0.00
X-B-3 319,000.00 310,945.18 756.19 0.00 0.00 0.00
X-B-4 128,000.00 124,767.97 303.42 0.00 0.00 0.00
X-B-5 127,000.00 123,793.22 301.05 0.00 0.00 0.00
X-B-6 257,327.61 250,830.07 609.99 0.00 0.00 0.00
3-B-1 1,017,000.00 974,313.54 4,026.84 0.00 0.00 0.00
3-B-2 312,000.00 298,904.45 1,235.37 0.00 0.00 0.00
3-B-3 235,000.00 225,136.36 930.49 0.00 0.00 0.00
3-B-4 156,000.00 149,452.23 617.69 0.00 0.00 0.00
3-B-5 156,000.00 149,452.23 617.69 0.00 0.00 0.00
3-B-6 157,485.54 150,875.41 623.57 0.00 0.00 0.00
A-PO 4,705,505.00 4,326,128.38 9,741.93 1,119.28 0.00 0.00
15-IO 0.00 0.00 0.00 0.00 0.00 0.00
30-IO 0.00 0.00 0.00 0.00 0.00 0.00
SES 0.00 0.00 0.00 0.00 0.00 0.00
Totals 715,358,942.97 536,406,778.07 1,098,220.29 6,719,887.58 0.00 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c>
1-A-1 770,918.42 30,151,992.65 0.61534679 770,918.42
1-A-2 0.00 363,070.00 1.00000000 0.00
1-A-3 0.00 24,961,000.00 1.00000000 0.00
1-A-4 0.00 38,834,000.00 1.00000000 0.00
1-A-5 154,183.68 6,030,398.53 0.61534679 154,183.68
1-A-6 0.00 0.00 0.00000000 0.00
1-A-7 0.00 3,466,000.00 1.00000000 0.00
1-A-8 0.00 1,200,000.00 1.00000000 0.00
1-A-9 0.00 3,483,000.00 1.00000000 0.00
1-A-10 0.00 2,966,000.00 1.00000000 0.00
1-A-11 0.00 4,315,000.00 1.00000000 0.00
1-A-12 2,329,873.30 98,591,238.84 0.63380807 2,329,873.30
1-A-13 52,410.24 2,217,799.02 0.63380807 52,410.24
1-A-14 1,299,427.39 54,986,748.16 0.63380807 1,299,427.39
1-A-15 0.00 1,625,000.00 1.00000000 0.00
1-A-16 0.00 1,625,000.00 1.00000000 0.00
1-A-17 0.00 1,972,500.00 1.00000000 0.00
1-A-18 0.00 1,972,500.00 1.00000000 0.00
1-A-19 0.00 1,367,500.00 1.00000000 0.00
1-A-20 0.00 1,367,500.00 1.00000000 0.00
1-A-21 0.00 22,012,666.00 1.00000000 0.00
1-A-22 0.00 495,172.00 1.00000000 0.00
1-A-R 0.00 0.00 0.00000000 0.00
1-A-MR 0.00 0.00 0.00000000 0.00
1-A-LR 0.00 0.00 0.00000000 0.00
2-A-1 943,619.05 15,241,978.38 0.48661940 943,619.05
2-A-2 514,701.32 8,313,806.74 0.48661940 514,701.32
2-A-3 0.00 9,975,000.00 1.00000000 0.00
2-A-4 0.00 6,675,000.00 1.00000000 0.00
2-A-5 26,921.67 742,228.32 0.61800859 26,921.67
3-A-1 1,490,332.92 115,842,340.43 0.75647200 1,490,332.92
4-A-1 190,251.71 44,745,704.02 0.80863295 190,251.71
4-A-2 3,537.89 832,083.30 0.80863294 3,537.89
1-B-1 6,595.20 5,964,872.06 0.98739812 6,595.20
1-B-2 2,826.52 2,556,373.74 0.98739812 2,826.52
1-B-3 1,412.71 1,277,693.17 0.98739812 1,412.71
1-B-4 942.17 852,124.58 0.98739812 942.17
1-B-5 706.36 638,846.59 0.98739813 706.36
1-B-6 708.02 640,353.18 0.98739813 708.02
X-B-1 5,893.04 2,417,334.88 0.97237928 5,893.04
X-B-2 1,962.77 805,130.04 0.97237928 1,962.77
X-B-3 756.19 310,188.99 0.97237928 756.19
X-B-4 303.42 124,464.55 0.97237930 303.42
X-B-5 301.05 123,492.17 0.97237929 301.05
X-B-6 609.99 250,220.09 0.97237949 609.99
3-B-1 4,026.84 970,286.70 0.95406755 4,026.84
3-B-2 1,235.37 297,669.08 0.95406756 1,235.37
3-B-3 930.49 224,205.87 0.95406753 930.49
3-B-4 617.69 148,834.54 0.95406756 617.69
3-B-5 617.69 148,834.54 0.95406756 617.69
3-B-6 623.57 150,251.84 0.95406753 623.57
A-PO 10,861.21 4,315,267.17 0.91706781 10,861.21
15-IO 0.00 0.00 0.00000000 0.00
30-IO 0.00 0.00 0.00000000 0.00
SES 0.00 0.00 0.00000000 0.00
Totals 7,818,107.89 528,588,670.17 0.73891391 7,818,107.89
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<s> <c> <c> <c> <c> <c>
1-A-1 49,000,000.00 631.07981776 1.16404612 14.56898286 0.00000000
1-A-2 363,070.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-3 24,961,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-4 38,834,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-5 9,800,000.00 631.07981735 1.16404592 14.56898265 0.00000000
1-A-6 0.00 0.00000000 0.00000000 0.00000000 0.00000000
1-A-7 3,466,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-8 1,200,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-9 3,483,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-10 2,966,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-11 4,315,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-12 155,553,776.00 648.78600022 1.10817824 13.86975003 0.00000000
1-A-13 3,499,165.00 648.78599895 1.10817867 13.86974893 0.00000000
1-A-14 86,756,150.00 648.78600019 1.10817827 13.86974998 0.00000000
1-A-15 1,625,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-16 1,625,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-17 1,972,500.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-18 1,972,500.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-19 1,367,500.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-20 1,367,500.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-21 22,012,666.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-22 495,172.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-R 50.00 0.00000000 0.00000000 0.00000000 0.00000000
1-A-MR 25.00 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 25.00 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 31,322,176.00 516.74562553 0.92804344 29.19818566 0.00000000
2-A-2 17,084,824.00 516.74562583 0.92804351 29.19818548 0.00000000
2-A-3 9,975,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
2-A-4 6,675,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
2-A-5 1,201,000.00 640.42463780 0.69053289 21.72551207 0.00000000
3-A-1 153,135,000.00 766.20415548 3.16672720 6.56542365 0.00000000
4-A-1 55,335,000.00 812.07112551 3.29772856 0.14045161 0.00000000
4-A-2 1,029,000.00 812.07112731 3.29772595 0.14044704 0.00000000
1-B-1 6,041,000.00 988.48986426 1.09173978 0.00000000 0.00000000
1-B-2 2,589,000.00 988.48986481 1.09174199 0.00000000 0.00000000
1-B-3 1,294,000.00 988.48986090 1.09173879 0.00000000 0.00000000
1-B-4 863,000.00 988.48986095 1.09173812 0.00000000 0.00000000
1-B-5 647,000.00 988.48986090 1.09174652 0.00000000 0.00000000
1-B-6 648,525.82 988.48986460 1.09173757 0.00000000 0.00000000
X-B-1 2,486,000.00 974.74976669 2.37049075 0.00000000 0.00000000
X-B-2 828,000.00 974.74977053 2.37049517 0.00000000 0.00000000
X-B-3 319,000.00 974.74978056 2.37050157 0.00000000 0.00000000
X-B-4 128,000.00 974.74976563 2.37046875 0.00000000 0.00000000
X-B-5 127,000.00 974.74976378 2.37047244 0.00000000 0.00000000
X-B-6 257,327.61 974.74993064 2.37048018 0.00000000 0.00000000
3-B-1 1,017,000.00 958.02707965 3.95952802 0.00000000 0.00000000
3-B-2 312,000.00 958.02708333 3.95951923 0.00000000 0.00000000
3-B-3 235,000.00 958.02706383 3.95953191 0.00000000 0.00000000
3-B-4 156,000.00 958.02711538 3.95955128 0.00000000 0.00000000
3-B-5 156,000.00 958.02711538 3.95955128 0.00000000 0.00000000
3-B-6 157,485.54 958.02706712 3.95953813 0.00000000 0.00000000
A-PO 4,705,505.00 919.37600321 2.07032614 0.23786607 0.00000000
15-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
30-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(2) All Classes are per $1,000 denomination.
</FN>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c> <c>
1-A-1 0.00000000 15.73302898 615.34678878 0.61534679 15.73302898
1-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-5 0.00000000 15.73302857 615.34678878 0.61534679 15.73302857
1-A-6 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-7 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-8 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-9 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-10 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-11 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-12 0.00000000 14.97792828 633.80807188 0.63380807 14.97792828
1-A-13 0.00000000 14.97792759 633.80807135 0.63380807 14.97792759
1-A-14 0.00000000 14.97792825 633.80807193 0.63380807 14.97792825
1-A-15 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-16 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-17 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-18 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-19 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-20 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-21 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-22 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-MR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 0.00000000 30.12622910 486.61939643 0.48661940 30.12622910
2-A-2 0.00000000 30.12622899 486.61939625 0.48661940 30.12622899
2-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
2-A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
2-A-5 0.00000000 22.41604496 618.00859284 0.61800859 22.41604496
3-A-1 0.00000000 9.73215085 756.47200464 0.75647200 9.73215085
4-A-1 0.00000000 3.43818036 808.63294515 0.80863295 3.43818036
4-A-2 0.00000000 3.43818270 808.63294461 0.80863294 3.43818270
1-B-1 0.00000000 1.09173978 987.39812283 0.98739812 1.09173978
1-B-2 0.00000000 1.09174199 987.39812283 0.98739812 1.09174199
1-B-3 0.00000000 1.09173879 987.39812210 0.98739812 1.09173879
1-B-4 0.00000000 1.09173812 987.39812283 0.98739812 1.09173812
1-B-5 0.00000000 1.09174652 987.39812983 0.98739813 1.09174652
1-B-6 0.00000000 1.09173757 987.39812703 0.98739813 1.09173757
X-B-1 0.00000000 2.37049075 972.37927595 0.97237928 2.37049075
X-B-2 0.00000000 2.37049517 972.37927536 0.97237928 2.37049517
X-B-3 0.00000000 2.37050157 972.37927900 0.97237928 2.37050157
X-B-4 0.00000000 2.37046875 972.37929688 0.97237930 2.37046875
X-B-5 0.00000000 2.37047244 972.37929134 0.97237929 2.37047244
X-B-6 0.00000000 2.37048018 972.37948932 0.97237949 2.37048018
3-B-1 0.00000000 3.95952802 954.06755162 0.95406755 3.95952802
3-B-2 0.00000000 3.95951923 954.06756410 0.95406756 3.95951923
3-B-3 0.00000000 3.95953191 954.06753191 0.95406753 3.95953191
3-B-4 0.00000000 3.95955128 954.06756410 0.95406756 3.95955128
3-B-5 0.00000000 3.95955128 954.06756410 0.95406756 3.95955128
3-B-6 0.00000000 3.95953813 954.06752899 0.95406753 3.95953813
A-PO 0.00000000 2.30819221 917.06781100 0.91706781 2.30819221
15-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
30-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 49,000,000.00 5.00000% 30,922,911.07 128,845.46 0.00 0.00
1-A-2 363,070.00 0.00000% 363,070.00 0.00 0.00 0.00
1-A-3 24,961,000.00 5.50000% 24,961,000.00 114,404.58 0.00 0.00
1-A-4 38,834,000.00 5.50000% 38,834,000.00 177,989.17 0.00 0.00
1-A-5 9,800,000.00 2.43250% 6,184,582.21 12,536.66 0.00 0.00
1-A-6 0.00 5.56750% 6,184,582.21 28,693.88 0.00 0.00
1-A-7 3,466,000.00 5.50000% 3,466,000.00 15,885.83 0.00 0.00
1-A-8 1,200,000.00 5.50000% 1,200,000.00 5,500.00 0.00 0.00
1-A-9 3,483,000.00 5.50000% 3,483,000.00 15,963.75 0.00 0.00
1-A-10 2,966,000.00 5.50000% 2,966,000.00 13,594.17 0.00 0.00
1-A-11 4,315,000.00 5.50000% 4,315,000.00 19,777.08 0.00 0.00
1-A-12 155,553,776.00 2.38250% 100,921,112.15 200,370.46 0.00 0.00
1-A-13 3,499,165.00 2.38250% 2,270,209.26 4,507.31 0.00 0.00
1-A-14 86,756,150.00 11.21542% 56,286,175.55 526,060.76 0.00 0.00
1-A-15 1,625,000.00 5.25000% 1,625,000.00 7,109.38 0.00 0.00
1-A-16 1,625,000.00 5.75000% 1,625,000.00 7,786.46 0.00 0.00
1-A-17 1,972,500.00 5.25000% 1,972,500.00 8,629.69 0.00 0.00
1-A-18 1,972,500.00 5.75000% 1,972,500.00 9,451.56 0.00 0.00
1-A-19 1,367,500.00 5.25000% 1,367,500.00 5,982.81 0.00 0.00
1-A-20 1,367,500.00 5.75000% 1,367,500.00 6,552.60 0.00 0.00
1-A-21 22,012,666.00 5.50000% 22,012,666.00 100,891.39 0.00 0.00
1-A-22 495,172.00 5.50000% 495,172.00 2,269.54 0.00 0.00
1-A-R 50.00 5.50000% 0.00 0.00 0.00 0.00
1-A-MR 25.00 5.50000% 0.00 0.00 0.00 0.00
1-A-LR 25.00 5.50000% 0.00 0.00 0.00 0.00
2-A-1 31,322,176.00 2.38250% 16,185,597.43 32,135.15 0.00 0.00
2-A-2 17,084,824.00 11.21542% 8,828,508.07 82,512.83 0.00 0.00
2-A-3 9,975,000.00 5.50000% 9,975,000.00 45,718.75 0.00 0.00
2-A-4 6,675,000.00 5.50000% 6,675,000.00 30,593.75 0.00 0.00
2-A-5 1,201,000.00 5.50000% 769,149.99 3,525.27 0.00 0.00
3-A-1 153,135,000.00 5.00000% 117,332,673.35 488,886.14 0.00 0.00
4-A-1 55,335,000.00 5.00000% 44,935,955.73 187,233.15 0.00 0.00
4-A-2 1,029,000.00 5.00000% 835,621.19 3,481.75 0.00 0.00
1-B-1 6,041,000.00 5.50000% 5,971,467.27 27,369.22 0.00 0.00
1-B-2 2,589,000.00 5.50000% 2,559,200.26 11,729.67 0.00 0.00
1-B-3 1,294,000.00 5.50000% 1,279,105.88 5,862.57 0.00 0.00
1-B-4 863,000.00 5.50000% 853,066.75 3,909.89 0.00 0.00
1-B-5 647,000.00 5.50000% 639,552.94 2,931.28 0.00 0.00
1-B-6 648,525.82 5.50000% 641,061.20 2,938.20 0.00 0.00
X-B-1 2,486,000.00 5.27308% 2,423,227.92 10,648.22 0.00 0.00
X-B-2 828,000.00 5.27308% 807,092.81 3,546.55 0.00 0.00
X-B-3 319,000.00 5.27308% 310,945.18 1,366.36 0.00 0.00
X-B-4 128,000.00 5.27308% 124,767.97 548.26 0.00 0.00
X-B-5 127,000.00 5.27308% 123,793.22 543.98 0.00 0.00
X-B-6 257,327.61 5.27308% 250,830.07 1,102.21 0.00 0.00
3-B-1 1,017,000.00 5.00000% 974,313.54 4,059.64 0.00 0.00
3-B-2 312,000.00 5.00000% 298,904.45 1,245.44 0.00 0.00
3-B-3 235,000.00 5.00000% 225,136.36 938.07 0.00 0.00
3-B-4 156,000.00 5.00000% 149,452.23 622.72 0.00 0.00
3-B-5 156,000.00 5.00000% 149,452.23 622.72 0.00 0.00
3-B-6 157,485.54 5.00000% 150,875.41 628.65 0.00 0.00
A-PO 4,705,505.00 0.00000% 4,326,128.38 0.00 0.00 0.00
15-IO 0.00 0.32497% 84,069,912.56 22,767.14 0.00 0.00
30-IO 0.00 0.33724% 266,952,171.53 75,021.72 0.00 0.00
SES 0.00 0.00000% 536,406,776.72 0.00 0.00 0.00
Totals 715,358,942.97 2,465,291.84 0.00 0.00
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 0.00 0.00 128,845.47 0.00 30,151,992.65
1-A-2 0.00 0.00 0.00 0.00 363,070.00
1-A-3 0.00 0.00 114,404.59 0.00 24,961,000.00
1-A-4 0.00 0.00 177,989.17 0.00 38,834,000.00
1-A-5 0.00 0.00 12,536.66 0.00 6,030,398.53
1-A-6 0.00 0.00 28,693.89 0.00 6,030,398.53
1-A-7 0.00 0.00 15,885.83 0.00 3,466,000.00
1-A-8 0.00 0.00 5,500.00 0.00 1,200,000.00
1-A-9 0.00 0.00 15,963.75 0.00 3,483,000.00
1-A-10 0.00 0.00 13,594.17 0.00 2,966,000.00
1-A-11 0.00 0.00 19,777.08 0.00 4,315,000.00
1-A-12 0.00 0.00 200,370.46 0.00 98,591,238.84
1-A-13 0.00 0.00 4,507.31 0.00 2,217,799.02
1-A-14 (0.01) 0.00 526,060.77 0.00 54,986,748.16
1-A-15 0.00 0.00 7,109.38 0.00 1,625,000.00
1-A-16 0.00 0.00 7,786.46 0.00 1,625,000.00
1-A-17 0.00 0.00 8,629.69 0.00 1,972,500.00
1-A-18 0.00 0.00 9,451.56 0.00 1,972,500.00
1-A-19 0.00 0.00 5,982.81 0.00 1,367,500.00
1-A-20 0.00 0.00 6,552.60 0.00 1,367,500.00
1-A-21 0.00 0.00 100,891.39 0.00 22,012,666.00
1-A-22 0.00 0.00 2,269.54 0.00 495,172.00
1-A-R 0.00 0.00 0.00 0.00 0.00
1-A-MR 0.00 0.00 0.00 0.00 0.00
1-A-LR 0.00 0.00 0.01 0.00 0.00
2-A-1 0.00 0.00 32,135.15 0.00 15,241,978.38
2-A-2 0.01 0.00 82,512.82 0.00 8,313,806.74
2-A-3 0.01 0.00 45,718.74 0.00 9,975,000.00
2-A-4 0.00 0.00 30,593.75 0.00 6,675,000.00
2-A-5 0.00 0.00 3,525.27 0.00 742,228.32
3-A-1 (0.02) 0.00 488,886.15 0.00 115,842,340.43
4-A-1 0.03 0.00 187,233.12 0.00 44,745,704.02
4-A-2 0.00 0.00 3,481.75 0.00 832,083.30
1-B-1 0.00 0.00 27,369.23 0.00 5,964,872.06
1-B-2 0.00 0.00 11,729.67 0.00 2,556,373.74
1-B-3 0.00 0.00 5,862.57 0.00 1,277,693.17
1-B-4 0.00 0.00 3,909.89 0.00 852,124.58
1-B-5 0.00 0.00 2,931.28 0.00 638,846.59
1-B-6 0.00 0.00 2,938.20 0.00 640,353.18
X-B-1 0.00 0.00 10,648.22 0.00 2,417,334.88
X-B-2 0.00 0.00 3,546.55 0.00 805,130.04
X-B-3 0.00 0.00 1,366.36 0.00 310,188.99
X-B-4 0.00 0.00 548.26 0.00 124,464.55
X-B-5 0.00 0.00 543.98 0.00 123,492.17
X-B-6 0.00 0.00 1,102.21 0.00 250,220.09
3-B-1 0.00 0.00 4,059.64 0.00 970,286.70
3-B-2 0.00 0.00 1,245.44 0.00 297,669.08
3-B-3 0.00 0.00 938.07 0.00 224,205.87
3-B-4 0.00 0.00 622.72 0.00 148,834.54
3-B-5 0.00 0.00 622.72 0.00 148,834.54
3-B-6 0.00 0.00 628.65 0.00 150,251.84
A-PO 0.00 0.00 0.00 0.00 4,315,267.17
15-IO 0.00 0.00 22,767.14 0.00 82,746,007.95
30-IO 0.00 0.00 75,021.72 0.00 260,967,773.59
SES 0.00 0.00 92,260.31 0.00 528,588,668.81
Totals 0.02 0.00 2,557,552.17 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 49,000,000.00 5.00000% 631.07981776 2.62949918 0.00000000 0.00000000
1-A-2 363,070.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-3 24,961,000.00 5.50000% 1000.00000000 4.58333320 0.00000000 0.00000000
1-A-4 38,834,000.00 5.50000% 1000.00000000 4.58333342 0.00000000 0.00000000
1-A-5 9,800,000.00 2.43250% 631.07981735 1.27925102 0.00000000 0.00000000
1-A-6 0.00 5.56750% 631.07981735 2.92794694 0.00000000 0.00000000
1-A-7 3,466,000.00 5.50000% 1000.00000000 4.58333237 0.00000000 0.00000000
1-A-8 1,200,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-9 3,483,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-10 2,966,000.00 5.50000% 1000.00000000 4.58333446 0.00000000 0.00000000
1-A-11 4,315,000.00 5.50000% 1000.00000000 4.58333256 0.00000000 0.00000000
1-A-12 155,553,776.00 2.38250% 648.78600022 1.28811055 0.00000000 0.00000000
1-A-13 3,499,165.00 2.38250% 648.78599895 1.28811016 0.00000000 0.00000000
1-A-14 86,756,150.00 11.21542% 648.78600019 6.06367111 0.00000000 0.00000000
1-A-15 1,625,000.00 5.25000% 1000.00000000 4.37500308 0.00000000 0.00000000
1-A-16 1,625,000.00 5.75000% 1000.00000000 4.79166769 0.00000000 0.00000000
1-A-17 1,972,500.00 5.25000% 1000.00000000 4.37500127 0.00000000 0.00000000
1-A-18 1,972,500.00 5.75000% 1000.00000000 4.79166540 0.00000000 0.00000000
1-A-19 1,367,500.00 5.25000% 1000.00000000 4.37499817 0.00000000 0.00000000
1-A-20 1,367,500.00 5.75000% 1000.00000000 4.79166362 0.00000000 0.00000000
1-A-21 22,012,666.00 5.50000% 1000.00000000 4.58333352 0.00000000 0.00000000
1-A-22 495,172.00 5.50000% 1000.00000000 4.58333670 0.00000000 0.00000000
1-A-R 50.00 5.50000% 0.00000000 0.00000000 0.00000000 0.00000000
1-A-MR 25.00 5.50000% 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 25.00 5.50000% 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 31,322,176.00 2.38250% 516.74562553 1.02595522 0.00000000 0.00000000
2-A-2 17,084,824.00 11.21542% 516.74562583 4.82959789 0.00000000 0.00000000
2-A-3 9,975,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
2-A-4 6,675,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
2-A-5 1,201,000.00 5.50000% 640.42463780 2.93527893 0.00000000 0.00000000
3-A-1 153,135,000.00 5.00000% 766.20415548 3.19251732 0.00000000 0.00000000
4-A-1 55,335,000.00 5.00000% 812.07112551 3.38362971 0.00000000 0.00000000
4-A-2 1,029,000.00 5.00000% 812.07112731 3.38362488 0.00000000 0.00000000
1-B-1 6,041,000.00 5.50000% 988.48986426 4.53057772 0.00000000 0.00000000
1-B-2 2,589,000.00 5.50000% 988.48986481 4.53057937 0.00000000 0.00000000
1-B-3 1,294,000.00 5.50000% 988.48986090 4.53057960 0.00000000 0.00000000
1-B-4 863,000.00 5.50000% 988.48986095 4.53057937 0.00000000 0.00000000
1-B-5 647,000.00 5.50000% 988.48986090 4.53057187 0.00000000 0.00000000
1-B-6 648,525.82 5.50000% 988.48986460 4.53058291 0.00000000 0.00000000
X-B-1 2,486,000.00 5.27308% 974.74976669 4.28327434 0.00000000 0.00000000
X-B-2 828,000.00 5.27308% 974.74977053 4.28327295 0.00000000 0.00000000
X-B-3 319,000.00 5.27308% 974.74978056 4.28326019 0.00000000 0.00000000
X-B-4 128,000.00 5.27308% 974.74976563 4.28328125 0.00000000 0.00000000
X-B-5 127,000.00 5.27308% 974.74976378 4.28330709 0.00000000 0.00000000
X-B-6 257,327.61 5.27308% 974.74993064 4.28329475 0.00000000 0.00000000
3-B-1 1,017,000.00 5.00000% 958.02707965 3.99177974 0.00000000 0.00000000
3-B-2 312,000.00 5.00000% 958.02708333 3.99179487 0.00000000 0.00000000
3-B-3 235,000.00 5.00000% 958.02706383 3.99178723 0.00000000 0.00000000
3-B-4 156,000.00 5.00000% 958.02711538 3.99179487 0.00000000 0.00000000
3-B-5 156,000.00 5.00000% 958.02711538 3.99179487 0.00000000 0.00000000
3-B-6 157,485.54 5.00000% 958.02706712 3.99179506 0.00000000 0.00000000
A-PO 4,705,505.00 0.00000% 919.37600321 0.00000000 0.00000000 0.00000000
15-IO 0.00 0.32497% 752.65504866 0.20382801 0.00000000 0.00000000
30-IO 0.00 0.33724% 683.87996763 0.19219117 0.00000000 0.00000000
SES 0.00 0.00000% 749.84283239 0.00000000 0.00000000 0.00000000
<FN>
(5) All Classes are per $1,000 denomination.
</FN>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 0.00000000 0.00000000 2.62949939 0.00000000 615.34678878
1-A-2 0.00000000 0.00000000 0.00000000 0.00000000 1000.00000000
1-A-3 0.00000000 0.00000000 4.58333360 0.00000000 1000.00000000
1-A-4 0.00000000 0.00000000 4.58333342 0.00000000 1000.00000000
1-A-5 0.00000000 0.00000000 1.27925102 0.00000000 615.34678878
1-A-6 0.00000000 0.00000000 2.92794796 0.00000000 615.34678878
1-A-7 0.00000000 0.00000000 4.58333237 0.00000000 1000.00000000
1-A-8 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
1-A-9 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
1-A-10 0.00000000 0.00000000 4.58333446 0.00000000 1000.00000000
1-A-11 0.00000000 0.00000000 4.58333256 0.00000000 1000.00000000
1-A-12 0.00000000 0.00000000 1.28811055 0.00000000 633.80807188
1-A-13 0.00000000 0.00000000 1.28811016 0.00000000 633.80807135
1-A-14 (0.00000012) 0.00000000 6.06367122 0.00000000 633.80807193
1-A-15 0.00000000 0.00000000 4.37500308 0.00000000 1000.00000000
1-A-16 0.00000000 0.00000000 4.79166769 0.00000000 1000.00000000
1-A-17 0.00000000 0.00000000 4.37500127 0.00000000 1000.00000000
1-A-18 0.00000000 0.00000000 4.79166540 0.00000000 1000.00000000
1-A-19 0.00000000 0.00000000 4.37499817 0.00000000 1000.00000000
1-A-20 0.00000000 0.00000000 4.79166362 0.00000000 1000.00000000
1-A-21 0.00000000 0.00000000 4.58333352 0.00000000 1000.00000000
1-A-22 0.00000000 0.00000000 4.58333670 0.00000000 1000.00000000
1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-MR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 0.00000000 0.00000000 0.40000000 0.00000000 0.00000000
2-A-1 0.00000000 0.00000000 1.02595522 0.00000000 486.61939643
2-A-2 0.00000059 0.00000000 4.82959731 0.00000000 486.61939625
2-A-3 0.00000100 0.00000000 4.58333233 0.00000000 1000.00000000
2-A-4 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
2-A-5 0.00000000 0.00000000 2.93527893 0.00000000 618.00859284
3-A-1 (0.00000013) 0.00000000 3.19251739 0.00000000 756.47200464
4-A-1 0.00000054 0.00000000 3.38362917 0.00000000 808.63294515
4-A-2 0.00000000 0.00000000 3.38362488 0.00000000 808.63294461
1-B-1 0.00000000 0.00000000 4.53057937 0.00000000 987.39812283
1-B-2 0.00000000 0.00000000 4.53057937 0.00000000 987.39812283
1-B-3 0.00000000 0.00000000 4.53057960 0.00000000 987.39812210
1-B-4 0.00000000 0.00000000 4.53057937 0.00000000 987.39812283
1-B-5 0.00000000 0.00000000 4.53057187 0.00000000 987.39812983
1-B-6 0.00000000 0.00000000 4.53058291 0.00000000 987.39812703
X-B-1 0.00000000 0.00000000 4.28327434 0.00000000 972.37927595
X-B-2 0.00000000 0.00000000 4.28327295 0.00000000 972.37927536
X-B-3 0.00000000 0.00000000 4.28326019 0.00000000 972.37927900
X-B-4 0.00000000 0.00000000 4.28328125 0.00000000 972.37929688
X-B-5 0.00000000 0.00000000 4.28330709 0.00000000 972.37929134
X-B-6 0.00000000 0.00000000 4.28329475 0.00000000 972.37948932
3-B-1 0.00000000 0.00000000 3.99177974 0.00000000 954.06755162
3-B-2 0.00000000 0.00000000 3.99179487 0.00000000 954.06756410
3-B-3 0.00000000 0.00000000 3.99178723 0.00000000 954.06753191
3-B-4 0.00000000 0.00000000 3.99179487 0.00000000 954.06756410
3-B-5 0.00000000 0.00000000 3.99179487 0.00000000 954.06756410
3-B-6 0.00000000 0.00000000 3.99179506 0.00000000 954.06752899
A-PO 0.00000000 0.00000000 0.00000000 0.00000000 917.06781100
15-IO 0.00000000 0.00000000 0.20382801 0.00000000 740.80249097
30-IO 0.00000000 0.00000000 0.19219117 0.00000000 668.54909452
SES 0.00000000 0.00000000 0.12897065 0.00000000 738.91390227
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Certificateholder Component Statement
Component Beginning Ending Beginning Ending Ending
Pass-Through Notional Notional Component Component Component
Class Rate Balance Balance Balance Balance Percentage
<s> <c> <c> <c> <c> <c> <c>
1-SES 0.00000% 323,198,662.12 318,575,098.37 0.00 0.00 73.83096801%
2-SES 0.00000% 44,801,215.13 43,313,400.86 0.00 0.00 63.08965972%
3-SES 0.00000% 120,350,257.06 118,846,756.56 0.00 0.00 76.00228756%
4-SES 0.00000% 48,056,642.41 47,853,413.02 0.00 0.00 81.32788708%
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<s> <c>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 10,401,238.90
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 0.00
Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00
Prepayment Penalties 0.00
Total Deposits 10,401,238.90
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 25,578.84
Payment of Interest and Principal 10,375,660.06
Total Withdrawals (Pool Distribution Amount) 10,401,238.90
Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<s> <c>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.02
SERVICING FEES
<s> <c>
Gross Servicing Fee 22,350.28
MBIA Fee 1,664.07
Trustee Fee - Wells Fargo Bank, N.A. 1,564.49
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 25,578.84
OTHER ACCOUNTS
Beginning Current Current Ending
Account Type Balance Withdrawals Deposits Balance
<s> <c> <c> <c> <c>
Class 1-A3 Reserve Fund 19,999.99 0.00 0.00 19,999.99
Class 1-A3 Rounding Account 999.99 0.00 0.00 999.99
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENCY STATUS
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s> <c> <c> <c> <c> <c>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 6 0 0 0 6
2,823,765.92 0.00 0.00 0.00 2,823,765.92
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 6 0 0 0 6
2,823,765.92 0.00 0.00 0.00 2,823,765.92
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.541028% 0.000000% 0.000000% 0.000000% 0.541028%
0.533280% 0.000000% 0.000000% 0.000000% 0.533280%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.541028% 0.000000% 0.000000% 0.000000% 0.541028%
0.533280% 0.000000% 0.000000% 0.000000% 0.533280%
Delinquency Status By Groups
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
1 - 30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 5 0 0 0 5
2,310,546.58 0.00 0.00 0.00 2,310,546.58
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 5 0 0 0 5
2,310,546.58 0.00 0.00 0.00 2,310,546.58
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.749625% 0.000000% 0.000000% 0.000000% 0.749625%
0.724596% 0.000000% 0.000000% 0.000000% 0.724596%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.749625% 0.000000% 0.000000% 0.000000% 0.749625%
0.724596% 0.000000% 0.000000% 0.000000% 0.724596%
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
2 - 30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
3 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 1 0 0 0 1
513,219.34 0.00 0.00 0.00 513,219.34
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 1 0 0 0 1
513,219.34 0.00 0.00 0.00 513,219.34
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.393701% 0.000000% 0.000000% 0.000000% 0.393701%
0.430303% 0.000000% 0.000000% 0.000000% 0.430303%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.393701% 0.000000% 0.000000% 0.000000% 0.393701%
0.430303% 0.000000% 0.000000% 0.000000% 0.430303%
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
4 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
OTHER INFORMATION
<s> <c>
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 17,922.23
COLLATERAL STATEMENT
Collateral Description Fixed
Weighted Average Gross Coupon 5.772347%
Weighted Average Net Coupon 5.522348%
Weighted Average Pass-Through Rate 5.518847%
Weighted Average Maturity (Stepdown Calculation) 257
Beginning Scheduled Collateral Loan Count 1,122
Number Of Loans Paid In Full 13
Ending Scheduled Collateral Loan Count 1,109
Beginning Scheduled Collateral Balance 536,406,776.72
Ending Scheduled Collateral Balance 528,588,668.81
Ending Actual Collateral Balance at 31-Oct-2004 529,509,075.39
Monthly P &I Constant 3,678,492.15
Special Servicing Fee 0.00
Prepayment Penalties 0.00
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Ending Scheduled Balance for Premium Loans 528,588,668.81
Scheduled Principal 1,098,220.31
Unscheduled Principal 6,719,887.60
Miscellaneous Reporting
Senior % 96.629788%
Subordinate % 3.370212%
Group Level Collateral Statement
Group 1 - 30 Year Fixed 2 - 30 Year Fixed 3 - 15 Year Fixed
Collateral Description Mixed Fixed Mixed Fixed Mixed Fixed
Weighted Average Coupon Rate 5.951797 5.988022 5.380217
Weighted Average Net Rate 5.701797 5.738023 5.130218
Weighted Average Maturity 346 347 166
Beginning Loan Count 676 94 255
Loans Paid In Full 9 3 1
Ending Loan Count 667 91 254
Beginning Scheduled Balance 323,198,662.12 44,801,215.13 120,350,257.06
Ending scheduled Balance 318,575,098.37 43,313,400.86 118,846,756.56
Record Date 10/31/2004 10/31/2004 10/31/2004
Principal And Interest Constant 1,960,259.23 271,879.49 1,037,040.34
Scheduled Principal 357,248.61 48,320.61 497,448.22
Unscheduled Principal 4,266,315.14 1,439,493.66 1,006,052.28
Scheduled Interest 1,603,010.62 223,558.88 539,592.12
Servicing Fees 67,333.07 9,333.60 25,072.95
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 942.66 130.67 351.01
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 1,534,734.89 214,094.61 514,168.16
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 0.00 0.00 0.00
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 5.698297 5.734523 5.126717
Group Level Collateral Statement
Group 4 - 15 Year Fixed Total
Collateral Description Mixed Fixed Fixed
Weighted Average Coupon Rate 5.346446 5.772347
Weighted Average Net Rate 5.096445 5.522348
Weighted Average Maturity 167 257
Beginning Loan Count 97 1,122
Loans Paid In Full 0 13
Ending Loan Count 97 1,109
Beginning Scheduled Balance 48,056,642.41 536,406,776.72
Ending scheduled Balance 47,853,413.02 528,588,668.81
Record Date 10/31/2004 10/31/2004
Principal And Interest Constant 409,313.09 3,678,492.15
Scheduled Principal 195,202.87 1,098,220.31
Unscheduled Principal 8,026.52 6,719,887.60
Scheduled Interest 214,110.22 2,580,271.84
Servicing Fees 10,011.80 111,751.42
Master Servicing Fees 0.00 0.00
Trustee Fee 140.15 1,564.49
FRY Amount 0.00 0.00
Special Hazard Fee 0.00 0.00
Other Fee 0.00 0.00
Pool Insurance Fee 0.00 0.00
Spread Fee 1 0.00 0.00
Spread Fee 2 0.00 0.00
Spread Fee 3 0.00 0.00
Net Interest 203,958.27 2,466,955.93
Realized Loss Amount 0.00 0.00
Cumulative Realized Loss 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000
Prepayment Penalties 0.00 0.00
Special Servicing Fee 0.00 0.00
Pass-Through Rate 5.092944 5.518847
Miscellaneous Reporting
Group 1 - 30 Year Fixed
CPR 14.754585%
Subordinate % 3.725875%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 96.274125%
Group 2 - 30 Year Fixed
CPR 32.451788%
Subordinate % 4.943590%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 95.056410%
Group 3 - 15 Year Fixed
CPR 9.620609%
Subordinate % 1.633233%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 98.366767%
Miscellaneous Reporting
Group 4 - 15 Year Fixed
CPR 0.201058%
Subordinate % 3.852153%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 96.147847%