UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D. C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): December 27, 2004
BANC OF AMERICA MORTGAGE SECURITIES, INC.
Mortgage Pass-Through Certificates, Series 2004-7 Trust
(Exact name of registrant as specified in its charter)
New York (governing law of 333-105940-41
Pooling and Servicing Agreement) (Commission 54-2157786
(State or other File Number) 54-2157787
jurisdiction 54-2157788
of Incorporation) IRS EIN
c/o Wells Fargo Bank, N.A.
9062 Old Annapolis Road
Columbia, MD 21045
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (410) 884-2000
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act(17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act(17 CFR 240.13e-4(c))
ITEM 8.01 Other Events
On December 27, 2004 a distribution was made to holders of BANC OF AMERICA
MORTGAGE SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2004-7
Trust.
ITEM 9.01 Financial Statements and Exhibits
(c) Exhibits
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of
Mortgage Pass-Through Certificates,
Series 2004-7 Trust, relating to the
December 27, 2004 distribution.
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
BANC OF AMERICA MORTGAGE SECURITIES, INC.
Mortgage Pass-Through Certificates, Series 2004-7 Trust
(Registrant)
By: Wells Fargo Bank, N.A. as Trustee
By: /s/ Beth Belfield as Assistant Vice President
By: Beth Belfield as Assistant Vice President
Date: 12/29/04
INDEX TO EXHIBITS
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of Mortgage
Pass-Through Certificates, Series 2004-7 Trust,
relating to the December 27, 2004 distribution.
EX-99.1
Banc of America Mortgage Securities, Inc.
Mortgage Pass-Through Certificates
Record Date: 11/30/04
Distribution Date: 12/27/04
Banc of America Mortgage Securities, Inc.
Mortgage Pass-Through Certificates
Series 2004-7
Contact: Customer Service - SecuritiesLink
Wells Fargo Bank, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
Telephone: (301) 846-8130
Fax: (301) 815-6660
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<s> <c> <c> <c> <c> <c> <c>
1-A-1 05949APY0 SEN 6.00000% 12,187,824.31 60,939.12 1,059,126.14
1-A-2 05949ANB2 SEN 6.00000% 4,587,000.00 22,935.00 0.00
1-A-3 05949ANC0 SEN 6.00000% 1,397,000.00 6,985.00 0.00
1-A-4 05949AND8 SEN 6.25000% 6,300,000.00 32,812.50 0.00
1-A-5 05949ANE6 SEN 6.25000% 2,760,000.00 14,375.00 0.00
1-A-6 05949ANF3 SEN 6.25000% 6,224,352.00 32,418.50 0.00
1-A-7 05949ANG1 SEN 2.99000% 673,881.69 1,679.09 58,560.55
1-A-8 05949ANH9 SEN 12.02000% 336,940.85 3,375.02 29,280.28
1-A-9 05949ANJ5 SEN 3.59000% 1,887,946.95 5,648.11 164,063.24
1-A-10 05949ANK2 SEN 7.60660% 2,831,920.43 17,951.06 246,094.86
1-A-11 05949ANL0 SEN 6.00000% 960,000.00 4,800.00 83,000.00
1-A-12 05949ANM8 SEN 6.00000% 0.00 50,523.17 0.00
1-A-13 05949ANN6 SEN 4.75000% 23,399,847.55 92,624.40 269,949.30
1-A-14 05949ANP1 SEN 5.00000% 5,000,000.00 20,833.33 0.00
1-A-15 05949ANQ9 SEN 5.00000% 7,391,100.00 30,796.25 0.00
1-A-16 05949ANR7 SEN 5.50000% 20,960,900.00 96,070.79 0.00
1-A-17 05949ANS5 SEN 5.50000% 17,012,900.00 77,975.79 0.00
1-A-18 05949ANT3 SEN 6.00000% 1,479,800.00 7,399.00 0.00
1-A-19 05949ANU0 PO 0.00000% 636,848.00 0.00 0.00
1-A-R 05949APZ7 SEN 6.00000% 0.00 0.00 0.00
1-A-MR 05949AQY9 SEN 6.00000% 0.00 0.00 0.00
1-A-LR 05949AQA1 SEN 6.00000% 0.00 4.85 0.00
2-A-1 05949AQB9 SEN 5.75000% 33,745,000.00 161,694.79 0.00
2-A-2 05949AQC7 SEN 5.75000% 3,749,000.00 17,963.96 0.00
2-A-3 05949ANV8 SEN 5.75000% 137,295,750.00 657,875.47 2,613,933.54
2-A-4 05949ANW6 SEN 5.75000% 4,831,495.62 23,150.92 72,253.71
3-A-1 05949AQD5 SEN 5.00000% 29,721,065.17 123,837.77 1,993,958.04
4-A-1 05949AQE3 SEN 5.00000% 12,758,830.28 53,161.79 52,770.08
5-A-1 05949AQF0 SEN 5.75000% 19,761,333.00 94,689.72 0.00
5-A-2 05949ANX4 SEN 5.75000% 7,000,000.00 33,541.67 0.00
5-A-3 05949ANY2 SEN 5.75000% 3,000,000.00 14,375.00 0.00
5-A-4 05949ANZ9 SEN 5.75000% 15,000,000.00 71,875.00 0.00
5-A-5 05949APA2 SEN 5.75000% 1,666,666.00 7,986.11 0.00
5-A-6 05949APB0 SEN 2.63000% 24,758,006.01 54,261.30 602,791.58
5-A-7 05949APC8 SEN 5.37000% 0.00 110,792.08 0.00
5-A-8 05949APD6 SEN 5.75000% 73,071,840.11 350,135.90 1,779,104.90
5-A-9 05949APE4 SEN 5.50000% 76,678,373.85 351,442.55 1,866,914.40
5-A-10 05949APF1 SEN 5.25000% 73,071,840.11 319,689.30 1,779,104.90
5-A-11 05949APG9 SEN 5.75000% 1,019,304.87 4,884.17 (4,884.17)
5-A-12 05949APH7 SEN 5.75000% 7,045,592.51 33,760.13 57,281.54
5-A-13 05949APJ3 SEN 5.75000% 11,801,511.76 56,548.91 (56,548.91)
5-A-14 05949APK0 SEN 5.75000% 152,895.73 732.63 (732.63)
5-A-15 05949APL8 SEN 5.75000% 0.00 2,800.00 0.00
5-A-16 05949APM6 SEN 5.50000% 21,000,000.00 96,250.00 0.00
6-A-1 05949APN4 SEN 4.50000% 47,032,693.88 176,372.60 662,069.08
6-A-2 05949APP9 SEN 4.50000% 30,628,178.06 114,855.67 487,791.23
6-A-3 05949APQ7 SEN 4.50000% 4,024,000.00 15,090.00 0.00
7-A-1 05949APR5 SEN 5.00000% 85,128,226.66 354,700.94 730,802.66
X-PO 05949AQG8 PO 0.00000% 19,647,149.64 0.00 58,145.06
15-PO 05949AQH6 PO 0.00000% 2,046,578.47 0.00 18,916.39
15-B-1 05949AQP8 SUB 4.79649% 1,230,879.70 4,919.92 4,859.86
15-B-2 05949AQQ6 SUB 4.79649% 410,621.47 1,641.28 1,621.25
15-B-3 05949AQR4 SUB 4.79649% 307,227.57 1,228.01 1,213.02
15-B-4 05949AQV5 SUB 4.79649% 204,818.38 818.67 808.68
15-B-5 05949AQW3 SUB 4.79649% 204,818.38 818.67 808.68
15-B-6 05949AQX1 SUB 4.79649% 103,130.98 412.22 407.16
X-B-1 05949APS3 SUB 5.70258% 2,700,902.10 12,835.08 3,345.55
X-B-2 05949APT1 SUB 5.70258% 1,079,763.73 5,131.19 1,337.48
X-B-3 05949APU8 SUB 5.70258% 431,905.49 2,052.48 534.99
X-B-4 05949APV6 SUB 5.70258% 540,379.45 2,567.96 669.36
X-B-5 05949APW4 SUB 5.70258% 324,426.71 1,541.72 401.86
X-B-6 05949APX2 SUB 5.70258% 216,129.95 1,027.08 267.68
30-B-1 05949AQL7 SUB 5.81667% 8,162,407.25 39,565.02 8,596.16
30-B-2 05949AQM5 SUB 5.81667% 2,719,806.52 13,183.51 2,864.34
30-B-3 05949AQN3 SUB 5.81667% 1,484,888.87 7,197.59 1,563.80
30-B-4 05949AQS2 SUB 5.81667% 988,930.01 4,793.57 1,041.48
30-B-5 05949AQT0 SUB 5.81667% 741,946.49 3,596.38 781.37
30-B-6 05949AQU7 SUB 5.81667% 742,599.80 3,599.55 782.06
15-IO 05949AQJ2 IO 4.79072% 0.00 29,027.97 0.00
30-IO 05949AQK9 IO 5.80305% 0.00 35,014.53 0.00
Totals 884,259,176.36 4,053,586.76 14,655,650.55
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<s> <c> <c> <c> <c>
1-A-1 0.00 11,128,698.17 1,120,065.26 0.00
1-A-2 0.00 4,587,000.00 22,935.00 0.00
1-A-3 0.00 1,397,000.00 6,985.00 0.00
1-A-4 0.00 6,300,000.00 32,812.50 0.00
1-A-5 0.00 2,760,000.00 14,375.00 0.00
1-A-6 0.00 6,224,352.00 32,418.50 0.00
1-A-7 0.00 615,321.14 60,239.64 0.00
1-A-8 0.00 307,660.57 32,655.30 0.00
1-A-9 0.00 1,723,883.71 169,711.35 0.00
1-A-10 0.00 2,585,825.57 264,045.92 0.00
1-A-11 0.00 877,000.00 87,800.00 0.00
1-A-12 0.00 0.00 50,523.17 0.00
1-A-13 0.00 23,129,898.25 362,573.70 0.00
1-A-14 0.00 5,000,000.00 20,833.33 0.00
1-A-15 0.00 7,391,100.00 30,796.25 0.00
1-A-16 0.00 20,960,900.00 96,070.79 0.00
1-A-17 0.00 17,012,900.00 77,975.79 0.00
1-A-18 0.00 1,479,800.00 7,399.00 0.00
1-A-19 0.00 636,848.00 0.00 0.00
1-A-R 0.00 0.00 0.00 0.00
1-A-MR 0.00 0.00 0.00 0.00
1-A-LR 0.00 0.00 4.85 0.00
2-A-1 0.00 33,745,000.00 161,694.79 0.00
2-A-2 0.00 3,749,000.00 17,963.96 0.00
2-A-3 0.00 134,681,816.46 3,271,809.01 0.00
2-A-4 0.00 4,759,241.91 95,404.63 0.00
3-A-1 0.00 27,727,107.13 2,117,795.81 0.00
4-A-1 0.00 12,706,060.19 105,931.87 0.00
5-A-1 0.00 19,761,333.00 94,689.72 0.00
5-A-2 0.00 7,000,000.00 33,541.67 0.00
5-A-3 0.00 3,000,000.00 14,375.00 0.00
5-A-4 0.00 15,000,000.00 71,875.00 0.00
5-A-5 0.00 1,666,666.00 7,986.11 0.00
5-A-6 0.00 24,155,214.43 657,052.88 0.00
5-A-7 0.00 0.00 110,792.08 0.00
5-A-8 0.00 71,292,735.20 2,129,240.80 0.00
5-A-9 0.00 74,811,459.44 2,218,356.95 0.00
5-A-10 0.00 71,292,735.20 2,098,794.20 0.00
5-A-11 0.00 1,024,189.04 0.00 0.00
5-A-12 0.00 6,988,310.98 91,041.67 0.00
5-A-13 0.00 11,858,060.67 0.00 0.00
5-A-14 0.00 153,628.36 0.00 0.00
5-A-15 0.00 0.00 2,800.00 0.00
5-A-16 0.00 21,000,000.00 96,250.00 0.00
6-A-1 0.00 46,370,624.80 838,441.68 0.00
6-A-2 0.00 30,140,386.83 602,646.90 0.00
6-A-3 0.00 4,024,000.00 15,090.00 0.00
7-A-1 0.00 84,397,424.00 1,085,503.60 0.00
X-PO 0.00 19,589,004.58 58,145.06 0.00
15-PO 0.00 2,027,662.08 18,916.39 0.00
15-B-1 0.00 1,226,019.84 9,779.78 0.00
15-B-2 0.00 409,000.22 3,262.53 0.00
15-B-3 0.00 306,014.55 2,441.03 0.00
15-B-4 0.00 204,009.70 1,627.35 0.00
15-B-5 0.00 204,009.70 1,627.35 0.00
15-B-6 0.00 102,723.82 819.38 0.00
X-B-1 0.00 2,697,556.54 16,180.63 0.00
X-B-2 0.00 1,078,426.25 6,468.67 0.00
X-B-3 0.00 431,370.50 2,587.47 0.00
X-B-4 0.00 539,710.10 3,237.32 0.00
X-B-5 0.00 324,024.85 1,943.58 0.00
X-B-6 0.00 215,862.27 1,294.76 0.00
30-B-1 0.00 8,153,811.09 48,161.18 0.00
30-B-2 0.00 2,716,942.18 16,047.85 0.00
30-B-3 0.00 1,483,325.08 8,761.39 0.00
30-B-4 0.00 987,888.53 5,835.05 0.00
30-B-5 0.00 741,165.11 4,377.75 0.00
30-B-6 0.00 741,817.74 4,381.61 0.00
15-IO 0.00 0.00 29,027.97 0.00
30-IO 0.00 0.00 35,014.53 0.00
Totals 0.00 869,603,525.78 18,709,237.31 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<s> <c> <c> <c> <c> <c> <c>
1-A-1 18,086,000.00 12,187,824.31 65,487.30 993,638.84 0.00 0.00
1-A-2 4,587,000.00 4,587,000.00 0.00 0.00 0.00 0.00
1-A-3 1,397,000.00 1,397,000.00 0.00 0.00 0.00 0.00
1-A-4 6,300,000.00 6,300,000.00 0.00 0.00 0.00 0.00
1-A-5 2,760,000.00 2,760,000.00 0.00 0.00 0.00 0.00
1-A-6 6,224,352.00 6,224,352.00 0.00 0.00 0.00 0.00
1-A-7 1,000,000.00 673,881.69 3,620.88 54,939.67 0.00 0.00
1-A-8 500,000.00 336,940.85 1,810.44 27,469.83 0.00 0.00
1-A-9 2,801,600.00 1,887,946.95 10,144.27 153,918.98 0.00 0.00
1-A-10 4,202,400.00 2,831,920.43 15,216.40 230,878.46 0.00 0.00
1-A-11 1,426,000.00 960,000.00 5,132.01 77,867.99 0.00 0.00
1-A-12 0.00 0.00 0.00 0.00 0.00 0.00
1-A-13 24,204,100.00 23,399,847.55 16,691.35 253,257.95 0.00 0.00
1-A-14 5,000,000.00 5,000,000.00 0.00 0.00 0.00 0.00
1-A-15 7,391,100.00 7,391,100.00 0.00 0.00 0.00 0.00
1-A-16 20,960,900.00 20,960,900.00 0.00 0.00 0.00 0.00
1-A-17 17,012,900.00 17,012,900.00 0.00 0.00 0.00 0.00
1-A-18 1,479,800.00 1,479,800.00 0.00 0.00 0.00 0.00
1-A-19 636,848.00 636,848.00 0.00 0.00 0.00 0.00
1-A-R 50.00 0.00 0.00 0.00 0.00 0.00
1-A-MR 25.00 0.00 0.00 0.00 0.00 0.00
1-A-LR 25.00 0.00 0.00 0.00 0.00 0.00
2-A-1 33,745,000.00 33,745,000.00 0.00 0.00 0.00 0.00
2-A-2 3,749,000.00 3,749,000.00 0.00 0.00 0.00 0.00
2-A-3 149,976,000.00 137,295,750.00 184,261.48 2,429,672.05 0.00 0.00
2-A-4 5,182,000.00 4,831,495.62 5,093.31 67,160.40 0.00 0.00
3-A-1 31,087,000.00 29,721,065.17 117,749.13 1,876,208.91 0.00 0.00
4-A-1 13,019,000.00 12,758,830.28 50,675.15 2,094.94 0.00 0.00
5-A-1 19,761,333.00 19,761,333.00 0.00 0.00 0.00 0.00
5-A-2 7,000,000.00 7,000,000.00 0.00 0.00 0.00 0.00
5-A-3 3,000,000.00 3,000,000.00 0.00 0.00 0.00 0.00
5-A-4 15,000,000.00 15,000,000.00 0.00 0.00 0.00 0.00
5-A-5 1,666,666.00 1,666,666.00 0.00 0.00 0.00 0.00
5-A-6 25,411,300.00 24,758,006.01 35,741.73 567,049.85 0.00 0.00
5-A-7 0.00 0.00 0.00 0.00 0.00 0.00
5-A-8 75,000,000.00 73,071,840.11 105,489.68 1,673,615.23 0.00 0.00
5-A-9 78,701,700.00 76,678,373.85 110,696.22 1,756,218.18 0.00 0.00
5-A-10 75,000,000.00 73,071,840.11 105,489.68 1,673,615.23 0.00 0.00
5-A-11 1,000,000.00 1,019,304.87 0.00 0.00 (4,884.17) 0.00
5-A-12 7,272,000.00 7,045,592.51 3,396.43 53,885.10 0.00 0.00
5-A-13 11,578,000.00 11,801,511.76 0.00 0.00 (56,548.91) 0.00
5-A-14 150,000.00 152,895.73 0.00 0.00 (732.63) 0.00
5-A-15 0.00 0.00 0.00 0.00 0.00 0.00
5-A-16 21,000,000.00 21,000,000.00 0.00 0.00 0.00 0.00
6-A-1 48,216,000.00 47,032,693.88 191,022.78 471,046.30 0.00 0.00
6-A-2 31,500,000.00 30,628,178.06 140,739.45 347,051.78 0.00 0.00
6-A-3 4,024,000.00 4,024,000.00 0.00 0.00 0.00 0.00
7-A-1 89,184,000.00 85,128,226.66 326,702.77 404,099.88 0.00 0.00
X-PO 19,885,669.00 19,647,149.64 21,943.18 36,201.89 0.00 0.00
15-PO 2,097,606.00 2,046,578.47 8,334.33 10,582.06 0.00 0.00
15-B-1 1,250,000.00 1,230,879.70 4,859.86 0.00 0.00 0.00
15-B-2 417,000.00 410,621.47 1,621.25 0.00 0.00 0.00
15-B-3 312,000.00 307,227.57 1,213.02 0.00 0.00 0.00
15-B-4 208,000.00 204,818.38 808.68 0.00 0.00 0.00
15-B-5 208,000.00 204,818.38 808.68 0.00 0.00 0.00
15-B-6 104,733.00 103,130.98 407.16 0.00 0.00 0.00
X-B-1 2,714,000.00 2,700,902.10 3,345.55 0.00 0.00 0.00
X-B-2 1,085,000.00 1,079,763.73 1,337.48 0.00 0.00 0.00
X-B-3 434,000.00 431,905.49 534.99 0.00 0.00 0.00
X-B-4 543,000.00 540,379.45 669.36 0.00 0.00 0.00
X-B-5 326,000.00 324,426.71 401.86 0.00 0.00 0.00
X-B-6 217,178.00 216,129.95 267.68 0.00 0.00 0.00
30-B-1 8,196,000.00 8,162,407.25 8,596.16 0.00 0.00 0.00
30-B-2 2,731,000.00 2,719,806.52 2,864.34 0.00 0.00 0.00
30-B-3 1,491,000.00 1,484,888.87 1,563.80 0.00 0.00 0.00
30-B-4 993,000.00 988,930.01 1,041.48 0.00 0.00 0.00
30-B-5 745,000.00 741,946.49 781.37 0.00 0.00 0.00
30-B-6 745,656.00 742,599.80 782.06 0.00 0.00 0.00
30-IO 0.00 0.00 0.00 0.00 0.00 0.00
Totals 921,896,941.00 884,259,176.36 1,557,342.75 13,160,473.52 (62,165.71) 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c>
1-A-1 1,059,126.14 11,128,698.17 0.61532114 1,059,126.14
1-A-2 0.00 4,587,000.00 1.00000000 0.00
1-A-3 0.00 1,397,000.00 1.00000000 0.00
1-A-4 0.00 6,300,000.00 1.00000000 0.00
1-A-5 0.00 2,760,000.00 1.00000000 0.00
1-A-6 0.00 6,224,352.00 1.00000000 0.00
1-A-7 58,560.55 615,321.14 0.61532114 58,560.55
1-A-8 29,280.28 307,660.57 0.61532114 29,280.28
1-A-9 164,063.24 1,723,883.71 0.61532114 164,063.24
1-A-10 246,094.86 2,585,825.57 0.61532114 246,094.86
1-A-11 83,000.00 877,000.00 0.61500701 83,000.00
1-A-12 0.00 0.00 0.00000000 0.00
1-A-13 269,949.30 23,129,898.25 0.95561902 269,949.30
1-A-14 0.00 5,000,000.00 1.00000000 0.00
1-A-15 0.00 7,391,100.00 1.00000000 0.00
1-A-16 0.00 20,960,900.00 1.00000000 0.00
1-A-17 0.00 17,012,900.00 1.00000000 0.00
1-A-18 0.00 1,479,800.00 1.00000000 0.00
1-A-19 0.00 636,848.00 1.00000000 0.00
1-A-R 0.00 0.00 0.00000000 0.00
1-A-MR 0.00 0.00 0.00000000 0.00
1-A-LR 0.00 0.00 0.00000000 0.00
2-A-1 0.00 33,745,000.00 1.00000000 0.00
2-A-2 0.00 3,749,000.00 1.00000000 0.00
2-A-3 2,613,933.54 134,681,816.46 0.89802246 2,613,933.54
2-A-4 72,253.71 4,759,241.91 0.91841797 72,253.71
3-A-1 1,993,958.04 27,727,107.13 0.89191968 1,993,958.04
4-A-1 52,770.08 12,706,060.19 0.97596284 52,770.08
5-A-1 0.00 19,761,333.00 1.00000000 0.00
5-A-2 0.00 7,000,000.00 1.00000000 0.00
5-A-3 0.00 3,000,000.00 1.00000000 0.00
5-A-4 0.00 15,000,000.00 1.00000000 0.00
5-A-5 0.00 1,666,666.00 1.00000000 0.00
5-A-6 602,791.58 24,155,214.43 0.95056980 602,791.58
5-A-7 0.00 0.00 0.00000000 0.00
5-A-8 1,779,104.90 71,292,735.20 0.95056980 1,779,104.90
5-A-9 1,866,914.40 74,811,459.44 0.95056980 1,866,914.40
5-A-10 1,779,104.90 71,292,735.20 0.95056980 1,779,104.90
5-A-11 (4,884.17) 1,024,189.04 1.02418904 (4,884.17)
5-A-12 57,281.54 6,988,310.98 0.96098886 57,281.54
5-A-13 (56,548.91) 11,858,060.67 1.02418904 (56,548.91)
5-A-14 (732.63) 153,628.36 1.02418907 (732.63)
5-A-15 0.00 0.00 0.00000000 0.00
5-A-16 0.00 21,000,000.00 1.00000000 0.00
6-A-1 662,069.08 46,370,624.80 0.96172691 662,069.08
6-A-2 487,791.23 30,140,386.83 0.95683768 487,791.23
6-A-3 0.00 4,024,000.00 1.00000000 0.00
7-A-1 730,802.66 84,397,424.00 0.94632921 730,802.66
X-PO 58,145.06 19,589,004.58 0.98508150 58,145.06
15-PO 18,916.39 2,027,662.08 0.96665536 18,916.39
15-B-1 4,859.86 1,226,019.84 0.98081587 4,859.86
15-B-2 1,621.25 409,000.22 0.98081588 1,621.25
15-B-3 1,213.02 306,014.55 0.98081587 1,213.02
15-B-4 808.68 204,009.70 0.98081587 808.68
15-B-5 808.68 204,009.70 0.98081587 808.68
15-B-6 407.16 102,723.82 0.98081617 407.16
X-B-1 3,345.55 2,697,556.54 0.99394125 3,345.55
X-B-2 1,337.48 1,078,426.25 0.99394124 1,337.48
X-B-3 534.99 431,370.50 0.99394124 534.99
X-B-4 669.36 539,710.10 0.99394125 669.36
X-B-5 401.86 324,024.85 0.99394126 401.86
X-B-6 267.68 215,862.27 0.99394170 267.68
30-B-1 8,596.16 8,153,811.09 0.99485250 8,596.16
30-B-2 2,864.34 2,716,942.18 0.99485250 2,864.34
30-B-3 1,563.80 1,483,325.08 0.99485250 1,563.80
30-B-4 1,041.48 987,888.53 0.99485250 1,041.48
30-B-5 781.37 741,165.11 0.99485250 781.37
30-B-6 782.06 741,817.74 0.99485251 782.06
30-IO 0.00 0.00 0.00000000 0.00
Totals 14,655,650.55 869,603,525.78 0.94327629 14,655,650.55
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<s> <c> <c> <c> <c> <c>
1-A-1 18,086,000.00 673.88169358 3.62088356 54.93966825 0.00000000
1-A-2 4,587,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-3 1,397,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-4 6,300,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-5 2,760,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-6 6,224,352.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-7 1,000,000.00 673.88169000 3.62088000 54.93967000 0.00000000
1-A-8 500,000.00 673.88170000 3.62088000 54.93966000 0.00000000
1-A-9 2,801,600.00 673.88169260 3.62088449 54.93967019 0.00000000
1-A-10 4,202,400.00 673.88169379 3.62088330 54.93966781 0.00000000
1-A-11 1,426,000.00 673.21178121 3.59888499 54.60588359 0.00000000
1-A-12 0.00 0.00000000 0.00000000 0.00000000 0.00000000
1-A-13 24,204,100.00 966.77205721 0.68960837 10.46343182 0.00000000
1-A-14 5,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-15 7,391,100.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-16 20,960,900.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-17 17,012,900.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-18 1,479,800.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-19 636,848.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-R 50.00 0.00000000 0.00000000 0.00000000 0.00000000
1-A-MR 25.00 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 25.00 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 33,745,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
2-A-2 3,749,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
2-A-3 149,976,000.00 915.45147224 1.22860644 16.20040573 0.00000000
2-A-4 5,182,000.00 932.36117715 0.98288499 12.96032420 0.00000000
3-A-1 31,087,000.00 956.06089909 3.78772895 60.35348892 0.00000000
4-A-1 13,019,000.00 980.01615178 3.89239957 0.16091405 0.00000000
5-A-1 19,761,333.00 1000.00000000 0.00000000 0.00000000 0.00000000
5-A-2 7,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
5-A-3 3,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
5-A-4 15,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
5-A-5 1,666,666.00 1000.00000000 0.00000000 0.00000000 0.00000000
5-A-6 25,411,300.00 974.29120155 1.40652899 22.31486976 0.00000000
5-A-7 0.00 0.00000000 0.00000000 0.00000000 0.00000000
5-A-8 75,000,000.00 974.29120147 1.40652907 22.31486973 0.00000000
5-A-9 78,701,700.00 974.29120146 1.40652896 22.31486969 0.00000000
5-A-10 75,000,000.00 974.29120147 1.40652907 22.31486973 0.00000000
5-A-11 1,000,000.00 1019.30487000 0.00000000 0.00000000 (4.88417000)
5-A-12 7,272,000.00 968.86585671 0.46705583 7.40994224 0.00000000
5-A-13 11,578,000.00 1019.30486785 0.00000000 0.00000000 (4.88416911)
5-A-14 150,000.00 1019.30486667 0.00000000 0.00000000 (4.88420000)
5-A-15 0.00 0.00000000 0.00000000 0.00000000 0.00000000
5-A-16 21,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
6-A-1 48,216,000.00 975.45822714 3.96181309 9.76950183 0.00000000
6-A-2 31,500,000.00 972.32311302 4.46791905 11.01751683 0.00000000
6-A-3 4,024,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
7-A-1 89,184,000.00 954.52353180 3.66324419 4.53108046 0.00000000
X-PO 19,885,669.00 988.00546464 1.10346702 1.82050149 0.00000000
15-PO 2,097,606.00 975.67344392 3.97325809 5.04482729 0.00000000
15-B-1 1,250,000.00 984.70376000 3.88788800 0.00000000 0.00000000
15-B-2 417,000.00 984.70376499 3.88788969 0.00000000 0.00000000
15-B-3 312,000.00 984.70375000 3.88788462 0.00000000 0.00000000
15-B-4 208,000.00 984.70375000 3.88788462 0.00000000 0.00000000
15-B-5 208,000.00 984.70375000 3.88788462 0.00000000 0.00000000
15-B-6 104,733.00 984.70377054 3.88759990 0.00000000 0.00000000
X-B-1 2,714,000.00 995.17394989 1.23270081 0.00000000 0.00000000
X-B-2 1,085,000.00 995.17394470 1.23270046 0.00000000 0.00000000
X-B-3 434,000.00 995.17394009 1.23269585 0.00000000 0.00000000
X-B-4 543,000.00 995.17394107 1.23270718 0.00000000 0.00000000
X-B-5 326,000.00 995.17395706 1.23269939 0.00000000 0.00000000
X-B-6 217,178.00 995.17423496 1.23253737 0.00000000 0.00000000
30-B-1 8,196,000.00 995.90132382 1.04882382 0.00000000 0.00000000
30-B-2 2,731,000.00 995.90132552 1.04882461 0.00000000 0.00000000
30-B-3 1,491,000.00 995.90132126 1.04882629 0.00000000 0.00000000
30-B-4 993,000.00 995.90131923 1.04882175 0.00000000 0.00000000
30-B-5 745,000.00 995.90132886 1.04881879 0.00000000 0.00000000
30-B-6 745,656.00 995.90132715 1.04882144 0.00000000 0.00000000
15-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
30-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
</FN>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c> <c>
1-A-1 0.00000000 58.56055181 615.32114177 0.61532114 58.56055181
1-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-7 0.00000000 58.56055000 615.32114000 0.61532114 58.56055000
1-A-8 0.00000000 58.56056000 615.32114000 0.61532114 58.56056000
1-A-9 0.00000000 58.56055111 615.32114149 0.61532114 58.56055111
1-A-10 0.00000000 58.56055111 615.32114268 0.61532114 58.56055111
1-A-11 0.00000000 58.20476858 615.00701262 0.61500701 58.20476858
1-A-12 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-13 0.00000000 11.15304019 955.61901703 0.95561902 11.15304019
1-A-14 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-15 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-16 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-17 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-18 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-19 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-MR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
2-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
2-A-3 0.00000000 17.42901224 898.02245999 0.89802246 17.42901224
2-A-4 0.00000000 13.94320919 918.41796797 0.91841797 13.94320919
3-A-1 0.00000000 64.14121787 891.91968122 0.89191968 64.14121787
4-A-1 0.00000000 4.05331285 975.96283816 0.97596284 4.05331285
5-A-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
5-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
5-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
5-A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
5-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
5-A-6 0.00000000 23.72139875 950.56980280 0.95056980 23.72139875
5-A-7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
5-A-8 0.00000000 23.72139867 950.56980267 0.95056980 23.72139867
5-A-9 0.00000000 23.72139865 950.56980269 0.95056980 23.72139865
5-A-10 0.00000000 23.72139867 950.56980267 0.95056980 23.72139867
5-A-11 0.00000000 (4.88417000) 1,024.18904000 1.02418904 (4.88417000)
5-A-12 0.00000000 7.87699945 960.98885864 0.96098886 7.87699945
5-A-13 0.00000000 (4.88416911) 1,024.18903697 1.02418904 (4.88416911)
5-A-14 0.00000000 (4.88420000) 1,024.18906667 1.02418907 (4.88420000)
5-A-15 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
5-A-16 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
6-A-1 0.00000000 13.73131492 961.72691223 0.96172691 13.73131492
6-A-2 0.00000000 15.48543587 956.83767714 0.95683768 15.48543587
6-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
7-A-1 0.00000000 8.19432477 946.32920703 0.94632921 8.19432477
X-PO 0.00000000 2.92396801 985.08149663 0.98508150 2.92396801
15-PO 0.00000000 9.01808538 966.65535854 0.96665536 9.01808538
15-B-1 0.00000000 3.88788800 980.81587200 0.98081587 3.88788800
15-B-2 0.00000000 3.88788969 980.81587530 0.98081588 3.88788969
15-B-3 0.00000000 3.88788462 980.81586538 0.98081587 3.88788462
15-B-4 0.00000000 3.88788462 980.81586538 0.98081587 3.88788462
15-B-5 0.00000000 3.88788462 980.81586538 0.98081587 3.88788462
15-B-6 0.00000000 3.88759990 980.81617064 0.98081617 3.88759990
X-B-1 0.00000000 1.23270081 993.94124539 0.99394125 1.23270081
X-B-2 0.00000000 1.23270046 993.94124424 0.99394124 1.23270046
X-B-3 0.00000000 1.23269585 993.94124424 0.99394124 1.23269585
X-B-4 0.00000000 1.23270718 993.94125230 0.99394125 1.23270718
X-B-5 0.00000000 1.23269939 993.94125767 0.99394126 1.23269939
X-B-6 0.00000000 1.23253737 993.94169759 0.99394170 1.23253737
30-B-1 0.00000000 1.04882382 994.85250000 0.99485250 1.04882382
30-B-2 0.00000000 1.04882461 994.85250092 0.99485250 1.04882461
30-B-3 0.00000000 1.04882629 994.85250168 0.99485250 1.04882629
30-B-4 0.00000000 1.04882175 994.85249748 0.99485250 1.04882175
30-B-5 0.00000000 1.04881879 994.85249664 0.99485250 1.04881879
30-B-6 0.00000000 1.04882144 994.85250571 0.99485251 1.04882144
15-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
30-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 18,086,000.00 6.00000% 12,187,824.31 60,939.12 0.00 0.00
1-A-2 4,587,000.00 6.00000% 4,587,000.00 22,935.00 0.00 0.00
1-A-3 1,397,000.00 6.00000% 1,397,000.00 6,985.00 0.00 0.00
1-A-4 6,300,000.00 6.25000% 6,300,000.00 32,812.50 0.00 0.00
1-A-5 2,760,000.00 6.25000% 2,760,000.00 14,375.00 0.00 0.00
1-A-6 6,224,352.00 6.25000% 6,224,352.00 32,418.50 0.00 0.00
1-A-7 1,000,000.00 2.99000% 673,881.69 1,679.09 0.00 0.00
1-A-8 500,000.00 12.02000% 336,940.85 3,375.02 0.00 0.00
1-A-9 2,801,600.00 3.59000% 1,887,946.95 5,648.11 0.00 0.00
1-A-10 4,202,400.00 7.60660% 2,831,920.43 17,951.06 0.00 0.00
1-A-11 1,426,000.00 6.00000% 960,000.00 4,800.00 0.00 0.00
1-A-12 0.00 6.00000% 10,104,633.21 50,523.17 0.00 0.00
1-A-13 24,204,100.00 4.75000% 23,399,847.55 92,624.40 0.00 0.00
1-A-14 5,000,000.00 5.00000% 5,000,000.00 20,833.33 0.00 0.00
1-A-15 7,391,100.00 5.00000% 7,391,100.00 30,796.25 0.00 0.00
1-A-16 20,960,900.00 5.50000% 20,960,900.00 96,070.79 0.00 0.00
1-A-17 17,012,900.00 5.50000% 17,012,900.00 77,975.79 0.00 0.00
1-A-18 1,479,800.00 6.00000% 1,479,800.00 7,399.00 0.00 0.00
1-A-19 636,848.00 0.00000% 636,848.00 0.00 0.00 0.00
1-A-R 50.00 6.00000% 0.00 0.00 0.00 0.00
1-A-MR 25.00 6.00000% 0.00 0.00 0.00 0.00
1-A-LR 25.00 6.00000% 0.00 0.00 0.00 0.00
2-A-1 33,745,000.00 5.75000% 33,745,000.00 161,694.79 0.00 0.00
2-A-2 3,749,000.00 5.75000% 3,749,000.00 17,963.96 0.00 0.00
2-A-3 149,976,000.00 5.75000% 137,295,750.00 657,875.47 0.00 0.00
2-A-4 5,182,000.00 5.75000% 4,831,495.62 23,150.92 0.00 0.00
3-A-1 31,087,000.00 5.00000% 29,721,065.17 123,837.77 0.00 0.00
4-A-1 13,019,000.00 5.00000% 12,758,830.28 53,161.79 0.00 0.00
5-A-1 19,761,333.00 5.75000% 19,761,333.00 94,689.72 0.00 0.00
5-A-2 7,000,000.00 5.75000% 7,000,000.00 33,541.67 0.00 0.00
5-A-3 3,000,000.00 5.75000% 3,000,000.00 14,375.00 0.00 0.00
5-A-4 15,000,000.00 5.75000% 15,000,000.00 71,875.00 0.00 0.00
5-A-5 1,666,666.00 5.75000% 1,666,666.00 7,986.11 0.00 0.00
5-A-6 25,411,300.00 2.63000% 24,758,006.01 54,261.30 0.00 0.00
5-A-7 0.00 5.37000% 24,758,006.01 110,792.08 0.00 0.00
5-A-8 75,000,000.00 5.75000% 73,071,840.11 350,135.90 0.00 0.00
5-A-9 78,701,700.00 5.50000% 76,678,373.85 351,442.55 0.00 0.00
5-A-10 75,000,000.00 5.25000% 73,071,840.11 319,689.30 0.00 0.00
5-A-11 1,000,000.00 5.75000% 1,019,304.87 4,884.17 0.00 0.00
5-A-12 7,272,000.00 5.75000% 7,045,592.51 33,760.13 0.00 0.00
5-A-13 11,578,000.00 5.75000% 11,801,511.76 56,548.91 0.00 0.00
5-A-14 150,000.00 5.75000% 152,895.73 732.63 0.00 0.00
5-A-15 0.00 5.75000% 584,347.82 2,800.00 0.00 0.00
5-A-16 21,000,000.00 5.50000% 21,000,000.00 96,250.00 0.00 0.00
6-A-1 48,216,000.00 4.50000% 47,032,693.88 176,372.60 0.00 0.00
6-A-2 31,500,000.00 4.50000% 30,628,178.06 114,855.67 0.00 0.00
6-A-3 4,024,000.00 4.50000% 4,024,000.00 15,090.00 0.00 0.00
7-A-1 89,184,000.00 5.00000% 85,128,226.66 354,700.94 0.00 0.00
X-PO 19,885,669.00 0.00000% 19,647,149.64 0.00 0.00 0.00
15-PO 2,097,606.00 0.00000% 2,046,578.47 0.00 0.00 0.00
15-B-1 1,250,000.00 4.79649% 1,230,879.70 4,919.92 0.00 0.00
15-B-2 417,000.00 4.79649% 410,621.47 1,641.28 0.00 0.00
15-B-3 312,000.00 4.79649% 307,227.57 1,228.01 0.00 0.00
15-B-4 208,000.00 4.79649% 204,818.38 818.67 0.00 0.00
15-B-5 208,000.00 4.79649% 204,818.38 818.67 0.00 0.00
15-B-6 104,733.00 4.79649% 103,130.98 412.22 0.00 0.00
X-B-1 2,714,000.00 5.70258% 2,700,902.10 12,835.08 0.00 0.00
X-B-2 1,085,000.00 5.70258% 1,079,763.73 5,131.19 0.00 0.00
X-B-3 434,000.00 5.70258% 431,905.49 2,052.48 0.00 0.00
X-B-4 543,000.00 5.70258% 540,379.45 2,567.96 0.00 0.00
X-B-5 326,000.00 5.70258% 324,426.71 1,541.72 0.00 0.00
X-B-6 217,178.00 5.70258% 216,129.95 1,027.08 0.00 0.00
30-B-1 8,196,000.00 5.81667% 8,162,407.25 39,565.02 0.00 0.00
30-B-2 2,731,000.00 5.81667% 2,719,806.52 13,183.51 0.00 0.00
30-B-3 1,491,000.00 5.81667% 1,484,888.87 7,197.59 0.00 0.00
30-B-4 993,000.00 5.81667% 988,930.01 4,793.57 0.00 0.00
30-B-5 745,000.00 5.81667% 741,946.49 3,596.38 0.00 0.00
30-B-6 745,656.00 5.81667% 742,599.80 3,599.55 0.00 0.00
15-IO 0.00 4.79072% 7,271,055.85 29,027.97 0.00 0.00
30-IO 0.00 5.80305% 7,240,576.70 35,014.53 0.00 0.00
Totals 921,896,941.00 4,053,581.91 0.00 0.00
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 0.00 0.00 60,939.12 0.00 11,128,698.17
1-A-2 0.00 0.00 22,935.00 0.00 4,587,000.00
1-A-3 0.00 0.00 6,985.00 0.00 1,397,000.00
1-A-4 0.00 0.00 32,812.50 0.00 6,300,000.00
1-A-5 0.00 0.00 14,375.00 0.00 2,760,000.00
1-A-6 0.00 0.00 32,418.50 0.00 6,224,352.00
1-A-7 0.00 0.00 1,679.09 0.00 615,321.14
1-A-8 0.00 0.00 3,375.02 0.00 307,660.57
1-A-9 0.00 0.00 5,648.11 0.00 1,723,883.71
1-A-10 0.00 0.00 17,951.06 0.00 2,585,825.57
1-A-11 0.00 0.00 4,800.00 0.00 877,000.00
1-A-12 0.00 0.00 50,523.17 0.00 10,048,393.77
1-A-13 0.00 0.00 92,624.40 0.00 23,129,898.25
1-A-14 0.00 0.00 20,833.33 0.00 5,000,000.00
1-A-15 0.00 0.00 30,796.25 0.00 7,391,100.00
1-A-16 0.00 0.00 96,070.79 0.00 20,960,900.00
1-A-17 0.00 0.00 77,975.79 0.00 17,012,900.00
1-A-18 0.00 0.00 7,399.00 0.00 1,479,800.00
1-A-19 0.00 0.00 0.00 0.00 636,848.00
1-A-R 0.00 0.00 0.00 0.00 0.00
1-A-MR 0.00 0.00 0.00 0.00 0.00
1-A-LR 0.00 0.00 4.85 0.00 0.00
2-A-1 0.00 0.00 161,694.79 0.00 33,745,000.00
2-A-2 0.00 0.00 17,963.96 0.00 3,749,000.00
2-A-3 0.00 0.00 657,875.47 0.00 134,681,816.46
2-A-4 0.00 0.00 23,150.92 0.00 4,759,241.91
3-A-1 0.00 0.00 123,837.77 0.00 27,727,107.13
4-A-1 0.00 0.00 53,161.79 0.00 12,706,060.19
5-A-1 0.00 0.00 94,689.72 0.00 19,761,333.00
5-A-2 0.00 0.00 33,541.67 0.00 7,000,000.00
5-A-3 0.00 0.00 14,375.00 0.00 3,000,000.00
5-A-4 0.00 0.00 71,875.00 0.00 15,000,000.00
5-A-5 0.00 0.00 7,986.11 0.00 1,666,666.00
5-A-6 0.00 0.00 54,261.30 0.00 24,155,214.43
5-A-7 0.00 0.00 110,792.08 0.00 24,155,214.43
5-A-8 0.00 0.00 350,135.90 0.00 71,292,735.20
5-A-9 0.00 0.00 351,442.55 0.00 74,811,459.44
5-A-10 0.00 0.00 319,689.30 0.00 71,292,735.20
5-A-11 0.00 0.00 4,884.17 0.00 1,024,189.04
5-A-12 0.00 0.00 33,760.13 0.00 6,988,310.98
5-A-13 0.00 0.00 56,548.91 0.00 11,858,060.67
5-A-14 0.00 0.00 732.63 0.00 153,628.36
5-A-15 0.00 0.00 2,800.00 0.00 584,347.82
5-A-16 0.00 0.00 96,250.00 0.00 21,000,000.00
6-A-1 0.00 0.00 176,372.60 0.00 46,370,624.80
6-A-2 0.00 0.00 114,855.67 0.00 30,140,386.83
6-A-3 0.00 0.00 15,090.00 0.00 4,024,000.00
7-A-1 0.00 0.00 354,700.94 0.00 84,397,424.00
X-PO 0.00 0.00 0.00 0.00 19,589,004.58
15-PO 0.00 0.00 0.00 0.00 2,027,662.08
15-B-1 0.00 0.00 4,919.92 0.00 1,226,019.84
15-B-2 0.00 0.00 1,641.28 0.00 409,000.22
15-B-3 0.00 0.00 1,228.01 0.00 306,014.55
15-B-4 0.00 0.00 818.67 0.00 204,009.70
15-B-5 0.00 0.00 818.67 0.00 204,009.70
15-B-6 0.00 0.00 412.22 0.00 102,723.82
X-B-1 0.00 0.00 12,835.08 0.00 2,697,556.54
X-B-2 0.00 0.00 5,131.19 0.00 1,078,426.25
X-B-3 0.00 0.00 2,052.48 0.00 431,370.50
X-B-4 0.00 0.00 2,567.96 0.00 539,710.10
X-B-5 0.00 0.00 1,541.72 0.00 324,024.85
X-B-6 0.00 0.00 1,027.08 0.00 215,862.27
30-B-1 0.00 0.00 39,565.02 0.00 8,153,811.09
30-B-2 0.00 0.00 13,183.51 0.00 2,716,942.18
30-B-3 0.00 0.00 7,197.59 0.00 1,483,325.08
30-B-4 0.00 0.00 4,793.57 0.00 987,888.53
30-B-5 0.00 0.00 3,596.38 0.00 741,165.11
30-B-6 0.00 0.00 3,599.55 0.00 741,817.74
15-IO 0.00 0.00 29,027.97 0.00 7,058,960.91
30-IO 0.00 0.00 35,014.53 0.00 6,997,363.29
Totals 0.00 0.00 4,053,586.76 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 18,086,000.00 6.00000% 673.88169358 3.36940838 0.00000000 0.00000000
1-A-2 4,587,000.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000
1-A-3 1,397,000.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000
1-A-4 6,300,000.00 6.25000% 1000.00000000 5.20833333 0.00000000 0.00000000
1-A-5 2,760,000.00 6.25000% 1000.00000000 5.20833333 0.00000000 0.00000000
1-A-6 6,224,352.00 6.25000% 1000.00000000 5.20833333 0.00000000 0.00000000
1-A-7 1,000,000.00 2.99000% 673.88169000 1.67909000 0.00000000 0.00000000
1-A-8 500,000.00 12.02000% 673.88170000 6.75004000 0.00000000 0.00000000
1-A-9 2,801,600.00 3.59000% 673.88169260 2.01603013 0.00000000 0.00000000
1-A-10 4,202,400.00 7.60660% 673.88169379 4.27162098 0.00000000 0.00000000
1-A-11 1,426,000.00 6.00000% 673.21178121 3.36605891 0.00000000 0.00000000
1-A-12 0.00 6.00000% 983.68878773 4.91844432 0.00000000 0.00000000
1-A-13 24,204,100.00 4.75000% 966.77205721 3.82680620 0.00000000 0.00000000
1-A-14 5,000,000.00 5.00000% 1000.00000000 4.16666600 0.00000000 0.00000000
1-A-15 7,391,100.00 5.00000% 1000.00000000 4.16666667 0.00000000 0.00000000
1-A-16 20,960,900.00 5.50000% 1000.00000000 4.58333325 0.00000000 0.00000000
1-A-17 17,012,900.00 5.50000% 1000.00000000 4.58333324 0.00000000 0.00000000
1-A-18 1,479,800.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000
1-A-19 636,848.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-R 50.00 6.00000% 0.00000000 0.00000000 0.00000000 0.00000000
1-A-MR 25.00 6.00000% 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 25.00 6.00000% 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 33,745,000.00 5.75000% 1000.00000000 4.79166662 0.00000000 0.00000000
2-A-2 3,749,000.00 5.75000% 1000.00000000 4.79166711 0.00000000 0.00000000
2-A-3 149,976,000.00 5.75000% 915.45147224 4.38653831 0.00000000 0.00000000
2-A-4 5,182,000.00 5.75000% 932.36117715 4.46756465 0.00000000 0.00000000
3-A-1 31,087,000.00 5.00000% 956.06089909 3.98358703 0.00000000 0.00000000
4-A-1 13,019,000.00 5.00000% 980.01615178 4.08340041 0.00000000 0.00000000
5-A-1 19,761,333.00 5.75000% 1000.00000000 4.79166664 0.00000000 0.00000000
5-A-2 7,000,000.00 5.75000% 1000.00000000 4.79166714 0.00000000 0.00000000
5-A-3 3,000,000.00 5.75000% 1000.00000000 4.79166667 0.00000000 0.00000000
5-A-4 15,000,000.00 5.75000% 1000.00000000 4.79166667 0.00000000 0.00000000
5-A-5 1,666,666.00 5.75000% 1000.00000000 4.79166792 0.00000000 0.00000000
5-A-6 25,411,300.00 2.63000% 974.29120155 2.13532169 0.00000000 0.00000000
5-A-7 0.00 5.37000% 974.29120155 4.35995325 0.00000000 0.00000000
5-A-8 75,000,000.00 5.75000% 974.29120147 4.66847867 0.00000000 0.00000000
5-A-9 78,701,700.00 5.50000% 974.29120146 4.46550138 0.00000000 0.00000000
5-A-10 75,000,000.00 5.25000% 974.29120147 4.26252400 0.00000000 0.00000000
5-A-11 1,000,000.00 5.75000% 1019.30487000 4.88417000 0.00000000 0.00000000
5-A-12 7,272,000.00 5.75000% 968.86585671 4.64248212 0.00000000 0.00000000
5-A-13 11,578,000.00 5.75000% 1019.30486785 4.88416911 0.00000000 0.00000000
5-A-14 150,000.00 5.75000% 1019.30486667 4.88420000 0.00000000 0.00000000
5-A-15 0.00 5.75000% 1000.00140328 4.79167344 0.00000000 0.00000000
5-A-16 21,000,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
6-A-1 48,216,000.00 4.50000% 975.45822714 3.65796831 0.00000000 0.00000000
6-A-2 31,500,000.00 4.50000% 972.32311302 3.64621175 0.00000000 0.00000000
6-A-3 4,024,000.00 4.50000% 1000.00000000 3.75000000 0.00000000 0.00000000
7-A-1 89,184,000.00 5.00000% 954.52353180 3.97718133 0.00000000 0.00000000
X-PO 19,885,669.00 0.00000% 988.00546464 0.00000000 0.00000000 0.00000000
15-PO 2,097,606.00 0.00000% 975.67344392 0.00000000 0.00000000 0.00000000
15-B-1 1,250,000.00 4.79649% 984.70376000 3.93593600 0.00000000 0.00000000
15-B-2 417,000.00 4.79649% 984.70376499 3.93592326 0.00000000 0.00000000
15-B-3 312,000.00 4.79649% 984.70375000 3.93592949 0.00000000 0.00000000
15-B-4 208,000.00 4.79649% 984.70375000 3.93591346 0.00000000 0.00000000
15-B-5 208,000.00 4.79649% 984.70375000 3.93591346 0.00000000 0.00000000
15-B-6 104,733.00 4.79649% 984.70377054 3.93591323 0.00000000 0.00000000
X-B-1 2,714,000.00 5.70258% 995.17394989 4.72921150 0.00000000 0.00000000
X-B-2 1,085,000.00 5.70258% 995.17394470 4.72920737 0.00000000 0.00000000
X-B-3 434,000.00 5.70258% 995.17394009 4.72921659 0.00000000 0.00000000
X-B-4 543,000.00 5.70258% 995.17394107 4.72920810 0.00000000 0.00000000
X-B-5 326,000.00 5.70258% 995.17395706 4.72920245 0.00000000 0.00000000
X-B-6 217,178.00 5.70258% 995.17423496 4.72920830 0.00000000 0.00000000
30-B-1 8,196,000.00 5.81667% 995.90132382 4.82735725 0.00000000 0.00000000
30-B-2 2,731,000.00 5.81667% 995.90132552 4.82735628 0.00000000 0.00000000
30-B-3 1,491,000.00 5.81667% 995.90132126 4.82735748 0.00000000 0.00000000
30-B-4 993,000.00 5.81667% 995.90131923 4.82736153 0.00000000 0.00000000
30-B-5 745,000.00 5.81667% 995.90132886 4.82735570 0.00000000 0.00000000
30-B-6 745,656.00 5.81667% 995.90132715 4.82736007 0.00000000 0.00000000
15-IO 0.00 4.79072% 953.03851932 3.80478078 0.00000000 0.00000000
30-IO 0.00 5.80305% 848.26534766 4.10210591 0.00000000 0.00000000
<FN>
</FN>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 0.00000000 0.00000000 3.36940838 0.00000000 615.32114177
1-A-2 0.00000000 0.00000000 5.00000000 0.00000000 1000.00000000
1-A-3 0.00000000 0.00000000 5.00000000 0.00000000 1000.00000000
1-A-4 0.00000000 0.00000000 5.20833333 0.00000000 1000.00000000
1-A-5 0.00000000 0.00000000 5.20833333 0.00000000 1000.00000000
1-A-6 0.00000000 0.00000000 5.20833333 0.00000000 1000.00000000
1-A-7 0.00000000 0.00000000 1.67909000 0.00000000 615.32114000
1-A-8 0.00000000 0.00000000 6.75004000 0.00000000 615.32114000
1-A-9 0.00000000 0.00000000 2.01603013 0.00000000 615.32114149
1-A-10 0.00000000 0.00000000 4.27162098 0.00000000 615.32114268
1-A-11 0.00000000 0.00000000 3.36605891 0.00000000 615.00701262
1-A-12 0.00000000 0.00000000 4.91844432 0.00000000 978.21386297
1-A-13 0.00000000 0.00000000 3.82680620 0.00000000 955.61901703
1-A-14 0.00000000 0.00000000 4.16666600 0.00000000 1000.00000000
1-A-15 0.00000000 0.00000000 4.16666667 0.00000000 1000.00000000
1-A-16 0.00000000 0.00000000 4.58333325 0.00000000 1000.00000000
1-A-17 0.00000000 0.00000000 4.58333324 0.00000000 1000.00000000
1-A-18 0.00000000 0.00000000 5.00000000 0.00000000 1000.00000000
1-A-19 0.00000000 0.00000000 0.00000000 0.00000000 1000.00000000
1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-MR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-LR 0.00000000 0.00000000 194.00000000 0.00000000 0.00000000
2-A-1 0.00000000 0.00000000 4.79166662 0.00000000 1000.00000000
2-A-2 0.00000000 0.00000000 4.79166711 0.00000000 1000.00000000
2-A-3 0.00000000 0.00000000 4.38653831 0.00000000 898.02245999
2-A-4 0.00000000 0.00000000 4.46756465 0.00000000 918.41796797
3-A-1 0.00000000 0.00000000 3.98358703 0.00000000 891.91968122
4-A-1 0.00000000 0.00000000 4.08340041 0.00000000 975.96283816
5-A-1 0.00000000 0.00000000 4.79166664 0.00000000 1000.00000000
5-A-2 0.00000000 0.00000000 4.79166714 0.00000000 1000.00000000
5-A-3 0.00000000 0.00000000 4.79166667 0.00000000 1000.00000000
5-A-4 0.00000000 0.00000000 4.79166667 0.00000000 1000.00000000
5-A-5 0.00000000 0.00000000 4.79166792 0.00000000 1000.00000000
5-A-6 0.00000000 0.00000000 2.13532169 0.00000000 950.56980280
5-A-7 0.00000000 0.00000000 4.35995325 0.00000000 950.56980280
5-A-8 0.00000000 0.00000000 4.66847867 0.00000000 950.56980267
5-A-9 0.00000000 0.00000000 4.46550138 0.00000000 950.56980269
5-A-10 0.00000000 0.00000000 4.26252400 0.00000000 950.56980267
5-A-11 0.00000000 0.00000000 4.88417000 0.00000000 1024.18904000
5-A-12 0.00000000 0.00000000 4.64248212 0.00000000 960.98885864
5-A-13 0.00000000 0.00000000 4.88416911 0.00000000 1024.18903697
5-A-14 0.00000000 0.00000000 4.88420000 0.00000000 1024.18906667
5-A-15 0.00000000 0.00000000 4.79167344 0.00000000 1000.00140328
5-A-16 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
6-A-1 0.00000000 0.00000000 3.65796831 0.00000000 961.72691223
6-A-2 0.00000000 0.00000000 3.64621175 0.00000000 956.83767714
6-A-3 0.00000000 0.00000000 3.75000000 0.00000000 1000.00000000
7-A-1 0.00000000 0.00000000 3.97718133 0.00000000 946.32920703
X-PO 0.00000000 0.00000000 0.00000000 0.00000000 985.08149663
15-PO 0.00000000 0.00000000 0.00000000 0.00000000 966.65535854
15-B-1 0.00000000 0.00000000 3.93593600 0.00000000 980.81587200
15-B-2 0.00000000 0.00000000 3.93592326 0.00000000 980.81587530
15-B-3 0.00000000 0.00000000 3.93592949 0.00000000 980.81586538
15-B-4 0.00000000 0.00000000 3.93591346 0.00000000 980.81586538
15-B-5 0.00000000 0.00000000 3.93591346 0.00000000 980.81586538
15-B-6 0.00000000 0.00000000 3.93591323 0.00000000 980.81617064
X-B-1 0.00000000 0.00000000 4.72921150 0.00000000 993.94124539
X-B-2 0.00000000 0.00000000 4.72920737 0.00000000 993.94124424
X-B-3 0.00000000 0.00000000 4.72921659 0.00000000 993.94124424
X-B-4 0.00000000 0.00000000 4.72920810 0.00000000 993.94125230
X-B-5 0.00000000 0.00000000 4.72920245 0.00000000 993.94125767
X-B-6 0.00000000 0.00000000 4.72920830 0.00000000 993.94169759
30-B-1 0.00000000 0.00000000 4.82735725 0.00000000 994.85250000
30-B-2 0.00000000 0.00000000 4.82735628 0.00000000 994.85250092
30-B-3 0.00000000 0.00000000 4.82735748 0.00000000 994.85250168
30-B-4 0.00000000 0.00000000 4.82736153 0.00000000 994.85249748
30-B-5 0.00000000 0.00000000 4.82735570 0.00000000 994.85249664
30-B-6 0.00000000 0.00000000 4.82736007 0.00000000 994.85250571
15-IO 0.00000000 0.00000000 3.80478078 0.00000000 925.23861628
30-IO 0.00000000 0.00000000 4.10210591 0.00000000 819.77182894
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Certificateholder Component Statement
Component Beginning Ending Beginning Ending Ending
Pass-Through Notional Notional Component Component Component
Class Rate Balance Balance Balance Balance Percentage
<s> <c> <c> <c> <c> <c> <c>
X-PO-1 0.00000% 0.00 0.00 2,471,494.89 2,448,641.41 98.54786268%
X-PO-2 0.00000% 0.00 0.00 5,473,049.82 5,466,184.91 98.19274534%
X-PO-3 0.00000% 0.00 0.00 4,912.15 4,890.40 97.80800000%
X-PO-4 0.00000% 0.00 0.00 4,886.78 4,865.46 97.30920000%
X-P0-5 0.00000% 0.00 0.00 11,683,199.55 11,655,080.46 98.65352588%
X-PO-6 0.00000% 0.00 0.00 4,818.39 4,678.81 93.57620000%
X-PO-7 0.00000% 0.00 0.00 4,788.06 4,663.13 93.26260000%
15-PO-3 0.00000% 0.00 0.00 1,126,339.92 1,121,351.03 97.80790731%
15-PO-4 0.00000% 0.00 0.00 464,885.48 462,857.10 97.30921086%
15-PO-6 0.00000% 0.00 0.00 6,380.52 6,195.68 93.57619695%
15-PO-7 0.00000% 0.00 0.00 448,972.56 437,258.27 93.26266407%
15-IO-3 5.00000% 664,802.16 501,140.09 0.00 0.00 74.23824705%
15-IO-4 5.00000% 370,189.11 368,691.34 0.00 0.00 98.03274216%
15-IO-6 4.50000% 3,043,439.15 3,009,082.54 0.00 0.00 96.65145275%
15-IO-7 5.00000% 3,192,625.44 3,180,046.94 0.00 0.00 91.77958390%
30-IO-1 6.00000% 1,536,492.24 1,534,835.52 0.00 0.00 77.27512894%
30-IO-2 5.75000% 2,676,853.31 2,595,669.02 0.00 0.00 77.76297543%
30-IO-5 5.75000% 3,027,231.16 2,866,858.75 0.00 0.00 89.26505274%
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<s> <c>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 18,897,243.76
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 0.00
Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00
Prepayment Penalties 0.00
Total Deposits 18,897,243.76
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 188,006.45
Payment of Interest and Principal 18,709,237.31
Total Withdrawals (Pool Distribution Amount) 18,897,243.76
Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<s> <c>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES
<s> <c>
Gross Servicing Fee 184,220.81
MBIA Fee 1,575.00
Trustee Fee 2,210.64
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 188,006.45
OTHER ACCOUNTS
Beginning Current Current Ending
Account Type Balance Withdrawals Deposits Balance
<s> <c> <c> <c> <c>
Class 1-A-11 Rounding Account 44.69 447.95 955.30 552.04
Class 5-A-16 Rounding Account 999.99 0.00 0.00 999.99
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENCY STATUS
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s> <c> <c> <c> <c> <c>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 3 0 0 0 3
2,653,351.88 0.00 0.00 0.00 2,653,351.88
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 3 0 0 0 3
2,653,351.88 0.00 0.00 0.00 2,653,351.88
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.178253% 0.000000% 0.000000% 0.000000% 0.178253%
0.304678% 0.000000% 0.000000% 0.000000% 0.304678%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.178253% 0.000000% 0.000000% 0.000000% 0.178253%
0.304678% 0.000000% 0.000000% 0.000000% 0.304678%
Delinquency Status By Groups
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
7 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 1 0 0 0 1
725,565.35 0.00 0.00 0.00 725,565.35
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 1 0 0 0 1
725,565.35 0.00 0.00 0.00 725,565.35
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.595238% 0.000000% 0.000000% 0.000000% 0.595238%
0.841753% 0.000000% 0.000000% 0.000000% 0.841753%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.595238% 0.000000% 0.000000% 0.000000% 0.595238%
0.841753% 0.000000% 0.000000% 0.000000% 0.841753%
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
1 - 30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
2 - 30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 1 0 0 0 1
433,662.97 0.00 0.00 0.00 433,662.97
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 1 0 0 0 1
433,662.97 0.00 0.00 0.00 433,662.97
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.284900% 0.000000% 0.000000% 0.000000% 0.284900%
0.231265% 0.000000% 0.000000% 0.000000% 0.231265%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.284900% 0.000000% 0.000000% 0.000000% 0.284900%
0.231265% 0.000000% 0.000000% 0.000000% 0.231265%
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
3 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
4 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
5 - Fixed 30 Year No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 1 0 0 0 1
1,494,123.56 0.00 0.00 0.00 1,494,123.56
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 1 0 0 0 1
1,494,123.56 0.00 0.00 0.00 1,494,123.56
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.144718% 0.000000% 0.000000% 0.000000% 0.144718%
0.424665% 0.000000% 0.000000% 0.000000% 0.424665%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.144718% 0.000000% 0.000000% 0.000000% 0.144718%
0.424665% 0.000000% 0.000000% 0.000000% 0.424665%
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
6 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
OTHER INFORMATION
<s> <c>
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 17,363.62
COLLATERAL STATEMENT
Collateral Description Mixed Fixed
Weighted Average Gross Coupon 5.756125%
Weighted Average Pass-Through Rate 5.503125%
Weighted Average Maturity(Stepdown Calculation ) 250
Beginning Scheduled Collateral Loan Count 1,708
Number Of Loans Paid In Full 25
Ending Scheduled Collateral Loan Count 1,683
Beginning Scheduled Collateral Balance 884,260,133.81
Ending Scheduled Collateral Balance 869,603,975.81
Ending Actual Collateral Balance at 30-Nov-2004 870,869,440.23
Monthly P &I Constant 5,795,249.96
Special Servicing Fee 0.00
Prepayment Penalties 0.00
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Class A Non-PO Optimal Amount 18,352,232.39
Class AP Deferred Amount 0.00
Scheduled Principal 1,553,656.80
Unscheduled Principal 13,102,501.20
Miscellaneous Reporting
30 Year Crossed Aggregate Senior % 96.777724%
30 Year Crossed Aggregate Subordinate % 3.222276%
California Crossed Aggregate Senior % 97.378521%
California Crossed Aggregate Subordinate 2.621479%
15 Year Crossed Aggregate Senior % 98.753516%
15 Year Crossed Aggregate Subordinate % 1.246484%
Group Level Collateral Statement
Group 1 - 30 Year Fixed 2 - 30 Year Fixed 3 - 15 Year Fixed
Collateral Description Fixed 30 Year Fixed 30 Year Fixed 30 Year
Weighted Average Coupon Rate 6.207188 5.918402 5.178340
Weighted Average Net Rate 5.957188 5.668402 4.928340
Weighted Average Maturity 354 353 171
Beginning Loan Count 240 356 59
Loans Paid In Full 4 5 2
Ending Loan Count 236 351 57
Beginning Scheduled Balance 122,458,320.03 190,053,074.44 31,238,429.20
Ending scheduled Balance 120,520,856.50 187,354,794.79 29,237,930.81
Record Date 11/30/2004 11/30/2004 11/30/2004
Principal And Interest Constant 758,178.25 1,138,019.82 258,777.52
Scheduled Principal 124,743.41 200,677.73 123,974.85
Unscheduled Principal 1,812,720.12 2,497,601.92 1,876,523.54
Scheduled Interest 633,434.84 937,342.09 134,802.67
Servicing Fees 25,512.14 39,594.36 6,508.00
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 306.15 475.13 78.09
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 607,616.55 897,272.60 128,216.58
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 0.00 0.00 0.00
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 5.954188 5.665402 4.925340
Group Level Collateral Statement
Group 4 - 15 Year Fixed 5 - Fixed 30 Year 6 - 15 Year Fixed
Collateral Description Fixed 15 Year Fixed 30 Year Fixed 15 Year
Weighted Average Coupon Rate 5.216288 5.863814 4.917999
Weighted Average Net Rate 4.966289 5.613814 4.667998
Weighted Average Maturity 172 353 172
Beginning Loan Count 25 702 157
Loans Paid In Full 0 11 2
Ending Loan Count 25 691 155
Beginning Scheduled Balance 13,563,331.42 357,593,535.71 82,697,965.11
Ending scheduled Balance 13,507,182.17 351,530,784.13 81,543,711.19
Record Date 11/30/2004 11/30/2004 11/30/2004
Principal And Interest Constant 112,840.45 2,129,270.73 674,800.02
Scheduled Principal 53,881.91 381,885.73 335,876.29
Unscheduled Principal 2,267.34 5,680,865.85 818,377.63
Scheduled Interest 58,958.54 1,747,385.00 338,923.73
Servicing Fees 2,825.69 74,498.65 17,228.75
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 33.90 893.99 206.75
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 56,098.95 1,671,992.36 321,488.23
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 0.00 0.00 0.00
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 4.963288 5.610814 4.664999
Group Level Collateral Statement
Group 7 - 15 Year Fixed Total
Collateral Description Fixed 15 Year Mixed Fixed
Weighted Average Coupon Rate 5.411032 5.756125
Weighted Average Net Rate 5.161032 5.506125
Weighted Average Maturity 173.00 250.00
Record Date 11/30/2004 11/30/2004
Principal And Interest Constant 723,363.17 5,795,249.96
Beginning Loan Count 169 1,708
Loans Paid In Full 1 25
Ending Loan Count 168 1,683
Beginning Scheduled Balance 86,655,477.90 884,260,133.81
Ending Scheduled Balance 85,908,716.22 869,603,975.81
Scheduled Principal 332,616.88 1,553,656.80
Unscheduled Principal 414,144.80 13,102,501.20
Scheduled Interest 390,746.29 4,241,593.16
Servicing Fee 18,053.22 184,220.81
Master Servicing Fee 0.00 0.00
Trustee Fee 216.63 2,210.64
Fry Amount 0.00 0.00
Special Hazard Fee 0.00 0.00
Other Fee 0.00 0.00
Pool Insurance Fee 0.00 0.00
Spread 1 0.00 0.00
Spread 2 0.00 0.00
Spread 3 0.00 0.00
Net Interest 372,476.44 4,055,161.71
Realized Loss Amount 0.00 0.00
Cumulative Realized Loss 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000
Prepayment Penalties 0.00 0.00
Special Servicing Fee 0.00 0.00
Pass-Through Rate 5.158032 5.503125
Miscellaneous Reporting
Group 1 - 30 Year Fixed
CPR 16.401510%
Subordinate % 3.298369%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 96.701631%
Group 2 - 30 Year Fixed
CPR 14.692987%
Subordinate % 2.686519%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 97.313481%
Group 3 - 15 Year Fixed
CPR 52.596180%
Subordinate % 1.282456%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 98.717544%
Miscellaneous Reporting
Group 4 - 15 Year Fixed
CPR 0.201215%
Subordinate % 2.556439%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 97.443561%
Group 5 - Fixed 30 Year
CPR 17.500184%
Subordinate % 3.146183%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 96.853817%
Group 6 - 15 Year Fixed
CPR 11.293091%
Subordinate % 1.211674%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 98.788326%
Miscellaneous Reporting
Group 7 - 15 Year Fixed
CPR 5.607641%
Subordinate % 1.245323%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 98.754677%
Group