UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D. C. 20549
Form 8-K/A
Current Report
Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): December 26, 2003
BANC OF AMERICA ALTERNATIVE LOAN TRUST
Mortgage Pass-Through Certificates, Series 2003-10 Trust
(Exact name of registrant as specified in its charter)
New York (governing law of 333-105940-17 54-2135813
Pooling and Servicing Agreement) (Commission 54-2135814
(State or other File Number) IRS EIN
jurisdiction
of Incorporation)
c/o Wells Fargo Bank, N.A.
9062 Old Annapolis Road
Columbia, MD 21045
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (410) 884-2000
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act(17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act(17 CFR 240.13e-4(c))
ITEM 8.01 Other Events
Subsequent to filing the 8-K relating to the payment date on December 26, 2003,
a revision was made to the BANC OF AMERICA ALTERNATIVE LOAN TRUST, Mortgage
Pass-Through Certificates, Series 2003-10 which was not included in the original
8-K filed. The 8-K is being amended because delinquency information was revised.
This revision was not previously disclosed in a 1934 Act filing. The revised
data has been and will continue to be available on the Wells Fargo Bank, N.A.
as Trustee, website at www.ctslink.com.
ITEM 9.01 Financial Statements and Exhibits
(c) Exhibits
Exhibit Number Description
EX-99.1 Amended monthly report distributed to
holders of Mortgage Pass-Through
Certificates, Series 2003-10 Trust,
relating to the December 26, 2003
distribution.
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
BANC OF AMERICA ALTERNATIVE LOAN TRUST
Mortgage Pass-Through Certificates, Series 2003-10 Trust
(Registrant)
By: Wells Fargo Bank, N.A. as Trustee
By: /s/ Beth Belfield as Assistant Vice President
By: Beth Belfield as Assistant Vice President
Date: 8/6/04
INDEX TO EXHIBITS
Exhibit Number Description
EX-99.1 Amended monthly report distributed to holders of
Mortgage Pass-Through Certificates, Series 2003-10
Trust, relating to the December 26, 2003 distribution.
EX-99.1
Banc of America Alternative Loan Trust
Mortgage Pass-Through Certificates
Record Date: 11/30/03
Distribution Date: 12/26/03
BAA Series: 2003-10
Contact: Customer Service - CTSLink
Wells Fargo Bank, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
Telephone: (301) 815-6600
Fax: (301) 815-6660
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<s> <c> <c> <c> <c> <c> <c>
1-A-1 05948KGY9 SEN 5.50000% 61,876,000.00 283,598.33 129,685.70
1-A-R 05948KGZ6 SEN 5.50000% 50.00 0.29 50.00
1-A-LR 05948KHA0 SEN 5.50000% 50.00 0.23 50.00
2-A-1 05948KHB8 SEN 6.00000% 36,000,000.00 180,000.00 177,924.33
2-A-2 05948KHC6 SEN 1.57000% 65,013,882.00 85,059.83 360,938.18
2-A-3 05948KHD4 SEN 16.63200% 27,089,118.00 375,455.13 150,390.91
2-A-4 05948KHE2 SEN 6.00000% 5,645,000.00 28,225.00 (28,225.00)
3-A-1 05948KHF9 SEN 5.50000% 86,988,000.00 398,695.00 235,557.05
CB-IO 05948KHG7 IO 0.42391% 0.00 70,642.01 0.00
4-A-1 05948KHH5 SEN 5.50000% 28,208,000.00 129,286.67 501,182.79
4-A-2 05948KHJ1 SEN 5.50000% 2,341,000.00 10,729.58 0.00
4-A-3 05948KHK8 SEN 5.50000% 2,341,000.00 10,729.58 0.00
4-IO 05948KHL6 IO 0.60817% 0.00 13,813.52 0.00
5-A-1 05948KHM4 SEN 4.50000% 71,463,000.00 267,986.25 364,473.70
5-A-2 05948KHN2 SEN 4.50000% 1,317,000.00 4,938.75 6,716.93
6-A-1 05948KHP7 SEN 5.25000% 1,655,000.00 7,240.63 6,798.54
6-A-2 05948KHQ5 SEN 5.50000% 45,225,500.00 207,283.54 185,780.84
6-A-3 05948KHR3 SEN 5.00000% 45,225,500.00 188,439.58 185,780.84
15-IO 05948KHS1 IO 0.38754% 0.00 36,180.25 0.00
PO 05948KHT9 PO 0.00000% 5,471,808.00 0.00 19,090.12
15-B-1 05948KHX0 SUB 4.91780% 1,953,000.00 8,003.71 7,585.56
15-B-2 05948KHY8 SUB 4.91780% 595,000.00 2,438.41 2,311.01
15-B-3 05948KHZ5 SUB 4.91780% 594,000.00 2,434.31 2,307.13
15-B-4 05948KJE0 SUB 4.91780% 255,000.00 1,045.03 990.43
15-B-5 05948KJF7 SUB 4.91780% 170,000.00 696.69 660.29
15-B-6 05948KJG5 SUB 4.91780% 254,929.00 1,044.74 990.16
30-B-1 05948KHU6 SUB 5.71019% 7,749,000.00 36,873.55 7,950.92
30-B-2 05948KHV4 SUB 5.71019% 3,369,000.00 16,031.36 3,456.79
30-B-3 05948KHW2 SUB 5.71019% 1,685,000.00 8,018.06 1,728.91
30-B-4 05948KJB6 SUB 5.71019% 1,684,000.00 8,013.30 1,727.88
30-B-5 05948KJC4 SUB 5.71019% 1,179,000.00 5,610.26 1,209.72
30-B-6 05948KJD2 SUB 5.71019% 1,348,022.00 6,414.55 1,383.15
SES 05948KJA8 SEN 0.00000% 0.00 85,985.49 0.00
Totals 506,695,859.00 2,480,913.63 2,328,496.88
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<s> <c> <c> <c> <c>
1-A-1 0.00 61,746,314.30 413,284.03 0.00
1-A-R 0.00 0.00 50.29 0.00
1-A-LR 0.00 0.00 50.23 0.00
2-A-1 0.00 35,822,075.67 357,924.33 0.00
2-A-2 0.00 64,652,943.82 445,998.01 0.00
2-A-3 0.00 26,938,727.09 525,846.04 0.00
2-A-4 0.00 5,673,225.00 0.00 0.00
3-A-1 0.00 86,752,442.95 634,252.05 0.00
CB-IO 0.00 0.00 70,642.01 0.00
4-A-1 0.00 27,706,817.21 630,469.46 0.00
4-A-2 0.00 2,341,000.00 10,729.58 0.00
4-A-3 0.00 2,341,000.00 10,729.58 0.00
4-IO 0.00 0.00 13,813.52 0.00
5-A-1 0.00 71,098,526.30 632,459.95 0.00
5-A-2 0.00 1,310,283.07 11,655.68 0.00
6-A-1 0.00 1,648,201.46 14,039.17 0.00
6-A-2 0.00 45,039,719.16 393,064.38 0.00
6-A-3 0.00 45,039,719.16 374,220.42 0.00
15-IO 0.00 0.00 36,180.25 0.00
PO 0.00 5,452,717.88 19,090.12 0.00
15-B-1 0.00 1,945,414.44 15,589.27 0.00
15-B-2 0.00 592,688.99 4,749.42 0.00
15-B-3 0.00 591,692.87 4,741.44 0.00
15-B-4 0.00 254,009.57 2,035.46 0.00
15-B-5 0.00 169,339.71 1,356.98 0.00
15-B-6 0.00 253,938.84 2,034.90 0.00
30-B-1 0.00 7,741,049.08 44,824.47 0.00
30-B-2 0.00 3,365,543.21 19,488.15 0.00
30-B-3 0.00 1,683,271.09 9,746.97 0.00
30-B-4 0.00 1,682,272.12 9,741.18 0.00
30-B-5 0.00 1,177,790.28 6,819.98 0.00
30-B-6 0.00 1,346,638.85 7,797.70 0.00
SES 0.00 0.00 85,985.49 0.00
Totals 0.00 504,367,362.12 4,809,410.51 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<s> <c> <c> <c> <c> <c> <c>
1-A-1 61,876,000.00 61,876,000.00 72,122.33 57,563.37 0.00 0.00
1-A-R 50.00 50.00 27.81 22.19 0.00 0.00
1-A-LR 50.00 50.00 27.81 22.19 0.00 0.00
2-A-1 36,000,000.00 36,000,000.00 34,563.54 143,360.79 0.00 0.00
2-A-2 65,013,882.00 65,013,882.00 70,115.76 290,822.42 0.00 0.00
2-A-3 27,089,118.00 27,089,118.00 29,214.90 121,176.01 0.00 0.00
2-A-4 5,645,000.00 5,645,000.00 0.00 0.00 (28,225.00) 0.00
3-A-1 86,988,000.00 86,988,000.00 90,266.23 145,290.82 0.00 0.00
CB-IO 0.00 0.00 0.00 0.00 0.00 0.00
4-A-1 28,208,000.00 28,208,000.00 32,654.18 468,528.61 0.00 0.00
4-A-2 2,341,000.00 2,341,000.00 0.00 0.00 0.00 0.00
4-A-3 2,341,000.00 2,341,000.00 0.00 0.00 0.00 0.00
4-IO 0.00 0.00 0.00 0.00 0.00 0.00
5-A-1 71,463,000.00 71,463,000.00 290,897.64 73,576.06 0.00 0.00
5-A-2 1,317,000.00 1,317,000.00 5,360.99 1,355.94 0.00 0.00
6-A-1 1,655,000.00 1,655,000.00 6,182.63 615.91 0.00 0.00
6-A-2 45,225,500.00 45,225,500.00 168,950.09 16,830.75 0.00 0.00
6-A-3 45,225,500.00 45,225,500.00 168,950.09 16,830.75 0.00 0.00
15-IO 0.00 0.00 0.00 0.00 0.00 0.00
PO 5,471,808.00 5,471,808.00 10,178.65 8,911.47 0.00 0.00
15-B-1 1,953,000.00 1,953,000.00 7,585.56 0.00 0.00 0.00
15-B-2 595,000.00 595,000.00 2,311.01 0.00 0.00 0.00
15-B-3 594,000.00 594,000.00 2,307.13 0.00 0.00 0.00
15-B-4 255,000.00 255,000.00 990.43 0.00 0.00 0.00
15-B-5 170,000.00 170,000.00 660.29 0.00 0.00 0.00
15-B-6 254,929.00 254,929.00 990.16 0.00 0.00 0.00
30-B-1 7,749,000.00 7,749,000.00 7,950.92 0.00 0.00 0.00
30-B-2 3,369,000.00 3,369,000.00 3,456.79 0.00 0.00 0.00
30-B-3 1,685,000.00 1,685,000.00 1,728.91 0.00 0.00 0.00
30-B-4 1,684,000.00 1,684,000.00 1,727.88 0.00 0.00 0.00
30-B-5 1,179,000.00 1,179,000.00 1,209.72 0.00 0.00 0.00
30-B-6 1,348,022.00 1,348,022.00 1,383.15 0.00 0.00 0.00
SES 0.00 0.00 0.00 0.00 0.00 0.00
Totals 506,695,859.00 506,695,859.00 1,011,814.60 1,344,907.28 (28,225.00) 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c>
1-A-1 129,685.70 61,746,314.30 0.99790410 129,685.70
1-A-R 50.00 0.00 0.00000000 50.00
1-A-LR 50.00 0.00 0.00000000 50.00
2-A-1 177,924.33 35,822,075.67 0.99505766 177,924.33
2-A-2 360,938.18 64,652,943.82 0.99444829 360,938.18
2-A-3 150,390.91 26,938,727.09 0.99444829 150,390.91
2-A-4 (28,225.00) 5,673,225.00 1.00500000 (28,225.00)
3-A-1 235,557.05 86,752,442.95 0.99729207 235,557.05
CB-IO 0.00 0.00 0.00000000 0.00
4-A-1 501,182.79 27,706,817.21 0.98223260 501,182.79
4-A-2 0.00 2,341,000.00 1.00000000 0.00
4-A-3 0.00 2,341,000.00 1.00000000 0.00
4-IO 0.00 0.00 0.00000000 0.00
5-A-1 364,473.70 71,098,526.30 0.99489983 364,473.70
5-A-2 6,716.93 1,310,283.07 0.99489983 6,716.93
6-A-1 6,798.54 1,648,201.46 0.99589212 6,798.54
6-A-2 185,780.84 45,039,719.16 0.99589212 185,780.84
6-A-3 185,780.84 45,039,719.16 0.99589212 185,780.84
15-IO 0.00 0.00 0.00000000 0.00
PO 19,090.12 5,452,717.88 0.99651119 19,090.12
15-B-1 7,585.56 1,945,414.44 0.99611594 7,585.56
15-B-2 2,311.01 592,688.99 0.99611595 2,311.01
15-B-3 2,307.13 591,692.87 0.99611594 2,307.13
15-B-4 990.43 254,009.57 0.99611596 990.43
15-B-5 660.29 169,339.71 0.99611594 660.29
15-B-6 990.16 253,938.84 0.99611594 990.16
30-B-1 7,950.92 7,741,049.08 0.99897394 7,950.92
30-B-2 3,456.79 3,365,543.21 0.99897394 3,456.79
30-B-3 1,728.91 1,683,271.09 0.99897394 1,728.91
30-B-4 1,727.88 1,682,272.12 0.99897394 1,727.88
30-B-5 1,209.72 1,177,790.28 0.99897394 1,209.72
30-B-6 1,383.15 1,346,638.85 0.99897394 1,383.15
SES 0.00 0.00 0.00000000 0.00
Totals 2,328,496.88 504,367,362.12 0.99540455 2,328,496.88
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<s> <c> <c> <c> <c> <c>
1-A-1 61,876,000.00 1000.00000000 1.16559458 0.93030206 0.00000000
1-A-R 50.00 1000.00000000 556.20000000 443.80000000 0.00000000
1-A-LR 50.00 1000.00000000 556.20000000 443.80000000 0.00000000
2-A-1 36,000,000.00 1000.00000000 0.96009833 3.98224417 0.00000000
2-A-2 65,013,882.00 1000.00000000 1.07847367 4.47323573 0.00000000
2-A-3 27,089,118.00 1000.00000000 1.07847365 4.47323571 0.00000000
2-A-4 5,645,000.00 1000.00000000 0.00000000 0.00000000 (5.00000000)
3-A-1 86,988,000.00 1000.00000000 1.03768600 1.67023980 0.00000000
CB-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
4-A-1 28,208,000.00 1000.00000000 1.15762124 16.60977772 0.00000000
4-A-2 2,341,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
4-A-3 2,341,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
4-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
5-A-1 71,463,000.00 1000.00000000 4.07060493 1.02956859 0.00000000
5-A-2 1,317,000.00 1000.00000000 4.07060744 1.02956720 0.00000000
6-A-1 1,655,000.00 1000.00000000 3.73572810 0.37215106 0.00000000
6-A-2 45,225,500.00 1000.00000000 3.73572630 0.37215177 0.00000000
6-A-3 45,225,500.00 1000.00000000 3.73572630 0.37215177 0.00000000
15-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
PO 5,471,808.00 1000.00000000 1.86019868 1.62861526 0.00000000
15-B-1 1,953,000.00 1000.00000000 3.88405530 0.00000000 0.00000000
15-B-2 595,000.00 1000.00000000 3.88405042 0.00000000 0.00000000
15-B-3 594,000.00 1000.00000000 3.88405724 0.00000000 0.00000000
15-B-4 255,000.00 1000.00000000 3.88403922 0.00000000 0.00000000
15-B-5 170,000.00 1000.00000000 3.88405882 0.00000000 0.00000000
15-B-6 254,929.00 1000.00000000 3.88406184 0.00000000 0.00000000
30-B-1 7,749,000.00 1000.00000000 1.02605756 0.00000000 0.00000000
30-B-2 3,369,000.00 1000.00000000 1.02605818 0.00000000 0.00000000
30-B-3 1,685,000.00 1000.00000000 1.02605935 0.00000000 0.00000000
30-B-4 1,684,000.00 1000.00000000 1.02605701 0.00000000 0.00000000
30-B-5 1,179,000.00 1000.00000000 1.02605598 0.00000000 0.00000000
30-B-6 1,348,022.00 1000.00000000 1.02605892 0.00000000 0.00000000
SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(2) All Classes are per $1,000 denomination.
</FN>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c> <c>
1-A-1 0.00000000 2.09589663 997.90410337 0.99790410 2.09589663
1-A-R 0.00000000 1,000.00000000 0.00000000 0.00000000 1,000.00000000
1-A-LR 0.00000000 1,000.00000000 0.00000000 0.00000000 1,000.00000000
2-A-1 0.00000000 4.94234250 995.05765750 0.99505766 4.94234250
2-A-2 0.00000000 5.55170940 994.44829060 0.99444829 5.55170940
2-A-3 0.00000000 5.55170936 994.44829064 0.99444829 5.55170936
2-A-4 0.00000000 (5.00000000) 1,005.00000000 1.00500000 (5.00000000)
3-A-1 0.00000000 2.70792581 997.29207419 0.99729207 2.70792581
CB-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
4-A-1 0.00000000 17.76739896 982.23260104 0.98223260 17.76739896
4-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
4-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
4-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
5-A-1 0.00000000 5.10017352 994.89982648 0.99489983 5.10017352
5-A-2 0.00000000 5.10017464 994.89982536 0.99489983 5.10017464
6-A-1 0.00000000 4.10787915 995.89212085 0.99589212 4.10787915
6-A-2 0.00000000 4.10787808 995.89212192 0.99589212 4.10787808
6-A-3 0.00000000 4.10787808 995.89212192 0.99589212 4.10787808
15-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
PO 0.00000000 3.48881393 996.51118607 0.99651119 3.48881393
15-B-1 0.00000000 3.88405530 996.11594470 0.99611594 3.88405530
15-B-2 0.00000000 3.88405042 996.11594958 0.99611595 3.88405042
15-B-3 0.00000000 3.88405724 996.11594276 0.99611594 3.88405724
15-B-4 0.00000000 3.88403922 996.11596078 0.99611596 3.88403922
15-B-5 0.00000000 3.88405882 996.11594118 0.99611594 3.88405882
15-B-6 0.00000000 3.88406184 996.11593816 0.99611594 3.88406184
30-B-1 0.00000000 1.02605756 998.97394244 0.99897394 1.02605756
30-B-2 0.00000000 1.02605818 998.97394182 0.99897394 1.02605818
30-B-3 0.00000000 1.02605935 998.97394065 0.99897394 1.02605935
30-B-4 0.00000000 1.02605701 998.97394299 0.99897394 1.02605701
30-B-5 0.00000000 1.02605598 998.97394402 0.99897394 1.02605598
30-B-6 0.00000000 1.02605892 998.97394108 0.99897394 1.02605892
SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 61,876,000.00 5.50000% 61,876,000.00 283,598.33 0.00 0.00
1-A-R 50.00 5.50000% 50.00 0.23 0.00 0.00
1-A-LR 50.00 5.50000% 50.00 0.23 0.00 0.00
2-A-1 36,000,000.00 6.00000% 36,000,000.00 180,000.00 0.00 0.00
2-A-2 65,013,882.00 1.57000% 65,013,882.00 85,059.83 0.00 0.00
2-A-3 27,089,118.00 16.63200% 27,089,118.00 375,455.13 0.00 0.00
2-A-4 5,645,000.00 6.00000% 5,645,000.00 28,225.00 0.00 0.00
3-A-1 86,988,000.00 5.50000% 86,988,000.00 398,695.00 0.00 0.00
CB-IO 0.00 0.42391% 199,970,945.57 70,642.01 0.00 0.00
4-A-1 28,208,000.00 5.50000% 28,208,000.00 129,286.67 0.00 0.00
4-A-2 2,341,000.00 5.50000% 2,341,000.00 10,729.58 0.00 0.00
4-A-3 2,341,000.00 5.50000% 2,341,000.00 10,729.58 0.00 0.00
4-IO 0.00 0.60817% 27,256,147.00 13,813.52 0.00 0.00
5-A-1 71,463,000.00 4.50000% 71,463,000.00 267,986.25 0.00 0.00
5-A-2 1,317,000.00 4.50000% 1,317,000.00 4,938.75 0.00 0.00
6-A-1 1,655,000.00 5.25000% 1,655,000.00 7,240.63 0.00 0.00
6-A-2 45,225,500.00 5.50000% 45,225,500.00 207,283.54 0.00 0.00
6-A-3 45,225,500.00 5.00000% 45,225,500.00 188,439.58 0.00 0.00
15-IO 0.00 0.38754% 112,029,495.65 36,180.25 0.00 0.00
PO 5,471,808.00 0.00000% 5,471,808.00 0.00 0.00 0.00
15-B-1 1,953,000.00 4.91780% 1,953,000.00 8,003.71 0.00 0.00
15-B-2 595,000.00 4.91780% 595,000.00 2,438.41 0.00 0.00
15-B-3 594,000.00 4.91780% 594,000.00 2,434.31 0.00 0.00
15-B-4 255,000.00 4.91780% 255,000.00 1,045.03 0.00 0.00
15-B-5 170,000.00 4.91780% 170,000.00 696.69 0.00 0.00
15-B-6 254,929.00 4.91780% 254,929.00 1,044.74 0.00 0.00
30-B-1 7,749,000.00 5.71019% 7,749,000.00 36,873.55 0.00 0.00
30-B-2 3,369,000.00 5.71019% 3,369,000.00 16,031.36 0.00 0.00
30-B-3 1,685,000.00 5.71019% 1,685,000.00 8,018.06 0.00 0.00
30-B-4 1,684,000.00 5.71019% 1,684,000.00 8,013.30 0.00 0.00
30-B-5 1,179,000.00 5.71019% 1,179,000.00 5,610.26 0.00 0.00
30-B-6 1,348,022.00 5.71019% 1,348,022.00 6,414.55 0.00 0.00
SES 0.00 0.00000% 506,695,860.15 0.00 0.00 0.00
Totals 506,695,859.00 2,394,928.08 0.00 0.00
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 0.00 0.00 283,598.33 0.00 61,746,314.30
1-A-R 0.00 0.00 0.29 0.00 0.00
1-A-LR 0.00 0.00 0.23 0.00 0.00
2-A-1 0.00 0.00 180,000.00 0.00 35,822,075.67
2-A-2 0.00 0.00 85,059.83 0.00 64,652,943.82
2-A-3 0.00 0.00 375,455.13 0.00 26,938,727.09
2-A-4 0.00 0.00 28,225.00 0.00 5,673,225.00
3-A-1 0.00 0.00 398,695.00 0.00 86,752,442.95
CB-IO 0.00 0.00 70,642.01 0.00 199,160,878.01
4-A-1 0.00 0.00 129,286.67 0.00 27,706,817.21
4-A-2 0.00 0.00 10,729.58 0.00 2,341,000.00
4-A-3 0.00 0.00 10,729.58 0.00 2,341,000.00
4-IO 0.00 0.00 13,813.52 0.00 26,761,568.19
5-A-1 0.00 0.00 267,986.25 0.00 71,098,526.30
5-A-2 0.00 0.00 4,938.75 0.00 1,310,283.07
6-A-1 0.00 0.00 7,240.63 0.00 1,648,201.46
6-A-2 0.00 0.00 207,283.54 0.00 45,039,719.16
6-A-3 0.00 0.00 188,439.58 0.00 45,039,719.16
15-IO 0.00 0.00 36,180.25 0.00 111,562,607.28
PO 0.00 0.00 0.00 0.00 5,452,717.88
15-B-1 0.00 0.00 8,003.71 0.00 1,945,414.44
15-B-2 0.00 0.00 2,438.41 0.00 592,688.99
15-B-3 0.00 0.00 2,434.31 0.00 591,692.87
15-B-4 0.00 0.00 1,045.03 0.00 254,009.57
15-B-5 0.00 0.00 696.69 0.00 169,339.71
15-B-6 0.00 0.00 1,044.74 0.00 253,938.84
30-B-1 0.00 0.00 36,873.55 0.00 7,741,049.08
30-B-2 0.00 0.00 16,031.36 0.00 3,365,543.21
30-B-3 0.00 0.00 8,018.06 0.00 1,683,271.09
30-B-4 0.00 0.00 8,013.30 0.00 1,682,272.12
30-B-5 0.00 0.00 5,610.26 0.00 1,177,790.28
30-B-6 0.00 0.00 6,414.55 0.00 1,346,638.85
SES 0.00 0.00 85,985.49 0.00 504,367,363.26
Totals 0.00 0.00 2,480,913.63 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 61,876,000.00 5.50000% 1000.00000000 4.58333328 0.00000000 0.00000000
1-A-R 50.00 5.50000% 1000.00000000 4.60000000 0.00000000 0.00000000
1-A-LR 50.00 5.50000% 1000.00000000 4.60000000 0.00000000 0.00000000
2-A-1 36,000,000.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000
2-A-2 65,013,882.00 1.57000% 1000.00000000 1.30833335 0.00000000 0.00000000
2-A-3 27,089,118.00 16.63200% 1000.00000000 13.85999832 0.00000000 0.00000000
2-A-4 5,645,000.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000
3-A-1 86,988,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
CB-IO 0.00 0.42391% 1000.00000000 0.35326137 0.00000000 0.00000000
4-A-1 28,208,000.00 5.50000% 1000.00000000 4.58333345 0.00000000 0.00000000
4-A-2 2,341,000.00 5.50000% 1000.00000000 4.58333191 0.00000000 0.00000000
4-A-3 2,341,000.00 5.50000% 1000.00000000 4.58333191 0.00000000 0.00000000
4-IO 0.00 0.60817% 1000.00000000 0.50680384 0.00000000 0.00000000
5-A-1 71,463,000.00 4.50000% 1000.00000000 3.75000000 0.00000000 0.00000000
5-A-2 1,317,000.00 4.50000% 1000.00000000 3.75000000 0.00000000 0.00000000
6-A-1 1,655,000.00 5.25000% 1000.00000000 4.37500302 0.00000000 0.00000000
6-A-2 45,225,500.00 5.50000% 1000.00000000 4.58333330 0.00000000 0.00000000
6-A-3 45,225,500.00 5.00000% 1000.00000000 4.16666659 0.00000000 0.00000000
15-IO 0.00 0.38754% 1000.00000000 0.32295290 0.00000000 0.00000000
PO 5,471,808.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000
15-B-1 1,953,000.00 4.91780% 1000.00000000 4.09816180 0.00000000 0.00000000
15-B-2 595,000.00 4.91780% 1000.00000000 4.09816807 0.00000000 0.00000000
15-B-3 594,000.00 4.91780% 1000.00000000 4.09816498 0.00000000 0.00000000
15-B-4 255,000.00 4.91780% 1000.00000000 4.09815686 0.00000000 0.00000000
15-B-5 170,000.00 4.91780% 1000.00000000 4.09817647 0.00000000 0.00000000
15-B-6 254,929.00 4.91780% 1000.00000000 4.09816066 0.00000000 0.00000000
30-B-1 7,749,000.00 5.71019% 1000.00000000 4.75849142 0.00000000 0.00000000
30-B-2 3,369,000.00 5.71019% 1000.00000000 4.75849213 0.00000000 0.00000000
30-B-3 1,685,000.00 5.71019% 1000.00000000 4.75849258 0.00000000 0.00000000
30-B-4 1,684,000.00 5.71019% 1000.00000000 4.75849169 0.00000000 0.00000000
30-B-5 1,179,000.00 5.71019% 1000.00000000 4.75849025 0.00000000 0.00000000
30-B-6 1,348,022.00 5.71019% 1000.00000000 4.75849059 0.00000000 0.00000000
SES 0.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000
<FN>
(5) All Classes are per $1,000 denomination.
</FN>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 0.00000000 0.00000000 4.58333328 0.00000000 997.90410337
1-A-R 0.00000000 0.00000000 5.80000000 0.00000000 0.00000000
1-A-LR 0.00000000 0.00000000 4.60000000 0.00000000 0.00000000
2-A-1 0.00000000 0.00000000 5.00000000 0.00000000 995.05765750
2-A-2 0.00000000 0.00000000 1.30833335 0.00000000 994.44829060
2-A-3 0.00000000 0.00000000 13.85999832 0.00000000 994.44829064
2-A-4 0.00000000 0.00000000 5.00000000 0.00000000 1005.00000000
3-A-1 0.00000000 0.00000000 4.58333333 0.00000000 997.29207419
CB-IO 0.00000000 0.00000000 0.35326137 0.00000000 995.94907371
4-A-1 0.00000000 0.00000000 4.58333345 0.00000000 982.23260104
4-A-2 0.00000000 0.00000000 4.58333191 0.00000000 1000.00000000
4-A-3 0.00000000 0.00000000 4.58333191 0.00000000 1000.00000000
4-IO 0.00000000 0.00000000 0.50680384 0.00000000 981.85441214
5-A-1 0.00000000 0.00000000 3.75000000 0.00000000 994.89982648
5-A-2 0.00000000 0.00000000 3.75000000 0.00000000 994.89982536
6-A-1 0.00000000 0.00000000 4.37500302 0.00000000 995.89212085
6-A-2 0.00000000 0.00000000 4.58333330 0.00000000 995.89212192
6-A-3 0.00000000 0.00000000 4.16666659 0.00000000 995.89212192
15-IO 0.00000000 0.00000000 0.32295290 0.00000000 995.83245138
PO 0.00000000 0.00000000 0.00000000 0.00000000 996.51118607
15-B-1 0.00000000 0.00000000 4.09816180 0.00000000 996.11594470
15-B-2 0.00000000 0.00000000 4.09816807 0.00000000 996.11594958
15-B-3 0.00000000 0.00000000 4.09816498 0.00000000 996.11594276
15-B-4 0.00000000 0.00000000 4.09815686 0.00000000 996.11596078
15-B-5 0.00000000 0.00000000 4.09817647 0.00000000 996.11594118
15-B-6 0.00000000 0.00000000 4.09816066 0.00000000 996.11593816
30-B-1 0.00000000 0.00000000 4.75849142 0.00000000 998.97394244
30-B-2 0.00000000 0.00000000 4.75849213 0.00000000 998.97394182
30-B-3 0.00000000 0.00000000 4.75849258 0.00000000 998.97394065
30-B-4 0.00000000 0.00000000 4.75849169 0.00000000 998.97394299
30-B-5 0.00000000 0.00000000 4.75849025 0.00000000 998.97394402
30-B-6 0.00000000 0.00000000 4.75849059 0.00000000 998.97394108
SES 0.00000000 0.00000000 0.16969843 0.00000000 995.40454724
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Certificateholder Component Statement
Component Beginning Ending Beginning Ending Ending
Pass-Through Notional Notional Component Component Component
Class Rate Balance Balance Balance Balance Percentage
<s> <c> <c> <c> <c> <c> <c>
1-IO 0.00000% 0.00 32,000,331.87 0.00 0.00 99.84420768%
2-IO 0.00000% 0.00 100,960,958.36 0.00 0.00 99.45390887%
3-IO 0.00000% 0.00 66,199,587.78 0.00 0.00 99.69013113%
4-IO 0.00000% 0.00 26,761,568.19 0.00 0.00 98.18544121%
5-IO 0.00000% 0.00 50,975,721.90 0.00 0.00 99.57671103%
6-IO 0.00000% 0.00 60,586,885.38 0.00 0.00 99.58874337%
1-PO 0.00000% 0.00 0.00 1,779,004.00 1,773,531.25 99.69237000%
2-PO 0.00000% 0.00 0.00 713,474.00 712,547.65 99.87016345%
3-PO 0.00000% 0.00 0.00 1,648,254.00 1,645,888.30 99.85647236%
4-PO 0.00000% 0.00 0.00 220,841.00 220,580.09 99.88185618%
5-PO 0.00000% 0.00 0.00 761,225.00 752,592.05 98.86591349%
6-PO 0.00000% 0.00 0.00 349,010.00 347,578.53 99.58984843%
1-SES 0.00000% 67,040,858.86 66,901,650.96 0.00 0.00 99.79235364%
2-SES 0.00000% 141,613,873.60 140,945,051.83 0.00 0.00 99.52771451%
3-SES 0.00000% 93,350,780.76 93,107,965.81 0.00 0.00 99.73988975%
4-SES 0.00000% 34,872,182.45 34,368,990.04 0.00 0.00 98.55703780%
5-SES 0.00000% 75,234,112.96 74,847,398.31 0.00 0.00 99.48598497%
6-SES 0.00000% 94,584,051.52 94,196,306.31 0.00 0.00 99.59005223%
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<s> <c>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 4,830,887.18
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 0.00
Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00
Prepayment Penalties 0.00
Total Deposits 4,830,887.18
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 21,476.67
Payment of Interest and Principal 4,809,410.51
Total Withdrawals (Pool Distribution Amount) 4,830,887.18
Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<s> <c>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES
<s> <c>
Gross Servicing Fee 19,576.56
Trustee Fee - Wells Fargo Bank, N.A. 1,900.11
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 21,476.67
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENCY STATUS
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s> <c> <c> <c> <c> <c>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 3 0 0 3
339,515.41 0.00 0.00 339,515.41
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 3 0 0 3
0.00 339,515.41 0.00 0.00 339,515.41
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.073873% 0.000000% 0.000000% 0.073873%
0.067203% 0.000000% 0.000000% 0.067203%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.073873% 0.000000% 0.000000% 0.073873%
0.000000% 0.067203% 0.000000% 0.000000% 0.067203%
Delinquency Status By Groups
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
1 - 30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
2 - 30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
3 - 30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 3 0 0 3
339,515.41 0.00 0.00 339,515.41
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 3 0 0 3
0.00 339,515.41 0.00 0.00 339,515.41
0-29 Days 0.462963% 0.000000% 0.000000% 0.462963%
0.364337% 0.000000% 0.000000% 0.364337%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.462963% 0.000000% 0.000000% 0.462963%
0.000000% 0.364337% 0.000000% 0.000000% 0.364337%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
4 - 30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
5 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
<caption>
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
6 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
OTHER INFORMATION
<s> <c>
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 0.00
COLLATERAL STATEMENT
Collateral Description Mixed Fixed
Weighted Average Gross Coupon 5.926372%
Weighted Average Pass-Through Rate 5.671871%
Weighted Average Maturity(Stepdown Calculation ) 292
Beginning Scheduled Collateral Loan Count 4,070
Number Of Loans Paid In Full 9
Ending Scheduled Collateral Loan Count 4,061
Beginning Scheduled Collateral Balance 506,695,859.00
Ending Scheduled Collateral Balance 504,367,363.26
Ending Actual Collateral Balance at 30-Nov-2003 505,211,990.42
Monthly P &I Constant 3,508,721.89
Special Servicing Fee 0.00
Prepayment Penalties 0.00
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Class A Non-PO Optimal Amount 4,556,318.80
Class AP Deferred Amount 0.00
Ending Scheduled Balance for Premium Loans 504,367,363.26
Scheduled Principal 1,006,331.62
Unscheduled Principal 1,322,165.27
Group Level Collateral Statement
Group 1 - 30 Year Fixed 2 - 30 Year Fixed 3 - 30 Year Fixed
Collateral Description Mixed Fixed Mixed Fixed Mixed Fixed
Weighted Average Coupon Rate 5.683015 6.495776 6.100125
Weighted Average Net Rate 5.433015 6.245776 5.850126
Weighted Average Maturity 347 353 352
Beginning Loan Count 518 1,171 649
Loans Paid In Full 1 5 1
Ending Loan Count 517 1,166 648
Beginning Scheduled Balance 67,040,858.86 141,613,873.60 93,350,780.76
Ending scheduled Balance 66,901,650.96 140,945,051.83 93,107,965.81
Record Date 11/30/2003 11/30/2003 11/30/2003
Principal And Interest Constant 395,984.93 902,610.42 571,908.17
Scheduled Principal 78,489.76 136,033.71 97,365.28
Unscheduled Principal 60,718.14 532,788.06 145,449.67
Scheduled Interest 317,495.17 766,576.71 474,542.89
Servicing Fees 13,966.84 29,502.90 19,448.07
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 251.41 531.04 350.07
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 303,276.92 736,542.77 454,744.75
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 0.00 0.00 0.00
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 5.428515 6.241276 5.845625
Group Level Collateral Statement
Group 4 - 30 Year Fixed 5 - 15 Year Fixed 6 - 15 Year Fixed
Collateral Description Mixed Fixed Mixed Fixed Mixed Fixed
Weighted Average Coupon Rate 6.195012 4.920409 5.775968
Weighted Average Net Rate 5.945011 4.670409 5.525968
Weighted Average Maturity 355 172 174
Beginning Loan Count 72 647 1,013
Loans Paid In Full 1 1 0
Ending Loan Count 71 646 1,013
Beginning Scheduled Balance 34,872,182.45 75,234,112.96 94,584,051.52
Ending scheduled Balance 34,368,990.04 74,847,398.31 94,196,306.31
Record Date 11/30/2003 11/30/2003 11/30/2003
Principal And Interest Constant 214,675.51 614,926.68 808,616.18
Scheduled Principal 34,647.53 306,441.17 353,354.17
Unscheduled Principal 468,544.88 80,273.48 34,391.04
Scheduled Interest 180,027.98 308,485.51 455,262.01
Servicing Fees 7,265.05 15,673.77 19,705.01
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 130.78 282.13 354.68
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 172,632.15 292,529.61 435,202.32
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 0.00 0.00 0.00
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 5.940512 4.665909 5.521468
Group Level Collateral Statement
Group Total
Collateral Description Mixed Fixed
Weighted Average Coupon Rate 5.926372
Weighted Average Net Rate 5.676371
Weighted Average Maturity 292.00
Record Date 11/30/2003
Principal And Interest Constant 3,508,721.89
Beginning Loan Count 4,070
Loans Paid In Full 9
Ending Loan Count 4,061
Beginning Scheduled Balance 506,695,860.15
Ending Scheduled Balance 504,367,363.26
Scheduled Principal 1,006,331.62
Unscheduled Principal 1,322,165.27
Scheduled Interest 2,502,390.27
Servicing Fee 105,561.64
Master Servicing Fee 0.00
Trustee Fee 1,900.11
Fry Amount 0.00
Special Hazard Fee 0.00
Other Fee 0.00
Pool Insurance Fee 0.00
Spread 1 0.00
Spread 2 0.00
Spread 3 0.00
Net Interest 2,394,928.52
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Percentage of Cumulative Losses 0.0000
Prepayment Penalties 0.00
Special Servicing Fee 0.00
Pass-Through Rate 5.671871
Miscellaneous Reporting
Group 1 - 30 Year Fixed
CPR 1.082690%
Subordinate % 5.187953%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 94.812047%
Group 2 - 30 Year Fixed
CPR 4.426617%
Subordinate % 5.076209%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 94.923791%
Group 3 - 30 Year Fixed
CPR 1.855697%
Subordinate % 5.141108%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 94.858892%
Miscellaneous Reporting
Group 4 - 30 Year Fixed
CPR 14.997394%
Subordinate % 5.083039%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 94.916961%
Group 5 - 15 Year Fixed
CPR 1.278067%
Subordinate % 2.273159%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 97.726841%
Group 6 - 15 Year Fixed
CPR 0.437082%
Subordinate % 2.259288%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 97.740712%
Group