UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D. C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): April 25, 2005
BANC OF AMERICA MORTGAGE SECURITIES, INC.
Mortgage Pass-Through Certificates, Series 2005-3 Trust
(Exact name of registrant as specified in its charter)
New York (governing law of 333-118843-17
Pooling and Servicing Agreement) (Commission 54-2169425
(State or other File Number) 54-2169426
jurisdiction 54-2169427
of Incorporation) IRS EIN
c/o Wells Fargo Bank, N.A.
9062 Old Annapolis Road
Columbia, MD 21045
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (410) 884-2000
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act(17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act(17 CFR 240.13e-4(c))
ITEM 8.01 Other Events
On April 25, 2005 a distribution was made to holders of BANC OF AMERICA
MORTGAGE SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2005-3
Trust.
ITEM 9.01 Financial Statements and Exhibits
(c) Exhibits
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of
Mortgage Pass-Through Certificates,
Series 2005-3 Trust, relating to the
April 25, 2005 distribution.
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
BANC OF AMERICA MORTGAGE SECURITIES, INC.
Mortgage Pass-Through Certificates, Series 2005-3 Trust
(Registrant)
By: Wells Fargo Bank, N.A. as Trustee
By: /s/ Beth Belfield as Assistant Vice President
By: Beth Belfield as Assistant Vice President
Date: 4/26/05
INDEX TO EXHIBITS
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of Mortgage
Pass-Through Certificates, Series 2005-3 Trust,
relating to the April 25, 2005 distribution.
EX-99.1
Banc of America Mortgage Securities, Inc.
Mortgage Pass-Through Certificates
Record Date: 3/31/05
Distribution Date: 4/25/05
Banc of America Mortgage Securities, Inc.
Mortgage Pass-Through Certificates
Series 2005-3
Contact: Customer Service - CTSLink
Wells Fargo Bank, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
Telephone: (301) 815-6600
Fax: (301) 815-6660
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<s> <c> <c> <c> <c> <c> <c>
1-A-1 05949A2C3 SEN 5.50000% 14,420,000.00 66,091.67 539,245.82
1-A-2 05949A2D1 SEN 5.50000% 125,000.00 572.92 0.00
1-A-3 05949A2E9 SEN 5.50000% 2,100,000.00 9,625.00 0.00
1-A-4 05949A2F6 SEN 5.50000% 680,000.00 3,116.67 0.00
1-A-5 05949A2G4 SEN 5.50000% 3,256,500.00 14,925.63 0.00
1-A-6 05949A2H2 SEN 3.92000% 4,550,000.00 14,863.33 170,150.38
1-A-7 05949A2J8 SEN 5.50000% 0.00 10,464.79 0.00
1-A-8 05949A2K5 SEN 8.13333% 1,410,000.00 9,556.67 52,727.92
1-A-9 05949A2L3 SEN 7.08000% 2,200,000.00 12,980.00 82,270.51
1-A-10 05949A2M1 SEN 5.50000% 4,000,000.00 18,333.33 150,000.00
1-A-11 05949A2N9 SEN 5.50000% 2,373,000.00 10,876.25 0.00
1-A-12 05949A2P4 SEN 5.25000% 6,000,000.00 26,250.00 224,374.13
1-A-13 05949A2Q2 SEN 7.00000% 1,000,000.00 5,833.33 37,395.69
1-A-15 05949A2S8 SEN 5.50000% 10,000,000.00 45,833.33 0.00
1-A-16 05949A2T6 SEN 5.50000% 4,800,000.00 22,000.00 7,092.30
1-A-17 05949A2U3 SEN 5.50000% 3,200,000.00 14,666.67 292,073.20
1-A-18 05949A2V1 SEN 5.00000% 10,000,000.00 41,666.67 52,670.75
1-A-19 05949A2W9 SEN 5.25000% 30,231,000.00 132,260.63 159,228.94
1-A-20 05949A2X7 SEN 5.50000% 29,264,000.00 134,126.67 0.00
1-A-21 05949A2Y5 SEN 5.50000% 22,137,000.00 101,461.25 0.00
1-A-22 05949A2Z2 SEN 5.50000% 1,314,000.00 6,022.50 0.00
1-A-23 05949A3A6 SEN 5.50000% 1,307,000.00 5,990.42 0.00
1-A-24 05949A3B4 SEN 5.50000% 20,866,500.00 95,638.13 0.00
1-A-25 05949A3C2 SEN 5.50000% 40,000,000.00 183,333.33 847,374.50
1-A-26 05949A3D0 SEN 5.50000% 50,000,000.00 229,166.67 896,660.96
1-A-27 05949A3E8 SEN 5.50000% 28,565,000.00 130,922.92 0.00
1-A-28 05949A3F5 SEN 5.50000% 5,709,000.00 26,166.25 (26,166.25)
1-A-29 05949A3G3 SEN 5.50000% 15,275,000.00 70,010.42 26,166.25
1-A-30 05949A3H1 SEN 5.50000% 1,098,000.00 5,032.50 0.00
1-A-31 05949A3J7 SEN 5.50000% 38,134,000.00 174,780.83 807,844.48
1-A-32 05949A3K4 SEN 5.50000% 1,548,000.00 7,095.00 32,793.39
1-A-R 05949A3L2 SEN 5.50000% 100.00 9.51 100.00
2-A-1 05949A3N8 SEN 5.50000% 21,583,000.00 98,922.08 0.00
2-A-2 05949A3P3 SEN 5.50000% 165,542,000.00 758,734.17 1,586,626.07
2-A-3 05949A3Q1 SEN 5.50000% 31,907,000.00 146,240.42 0.00
2-A-4 05949A3R9 SEN 5.50000% 1,136,000.00 5,206.67 0.00
30-PO 05949A3T5 SEN 0.00000% 1,971,571.00 0.00 4,021.65
1-A-IO 05949A3M0 SEN 5.50000% 0.00 21,153.76 0.00
2-A-IO 05949A3S7 SEN 5.50000% 0.00 15,437.75 0.00
1-B-1 05949A3U2 SUB 5.50000% 6,640,000.00 30,433.33 6,955.91
1-B-2 05949A3V0 SUB 5.50000% 1,844,000.00 8,451.67 1,931.73
1-B-3 05949A3W8 SUB 5.50000% 1,107,000.00 5,073.75 1,159.67
1-B-4 05949A4A5 SUB 5.50000% 738,000.00 3,382.50 773.11
1-B-5 05949A4B3 SUB 5.50000% 553,000.00 2,534.58 579.31
1-B-6 05949A4C1 SUB 5.50000% 553,883.00 2,538.63 580.23
2-B-1 05949A3X6 SUB 5.50000% 3,749,000.00 17,182.92 3,899.96
2-B-2 05949A3Y4 SUB 5.50000% 1,363,000.00 6,247.08 1,417.88
2-B-3 05949A3Z1 SUB 5.50000% 682,000.00 3,125.83 709.46
2-B-4 05949A4D9 SUB 5.50000% 454,000.00 2,080.83 472.28
2-B-5 05949A4E7 SUB 5.50000% 341,000.00 1,562.92 354.73
2-B-6 05949A4F4 SUB 5.50000% 340,955.00 1,562.71 354.68
Totals 596,068,509.00 2,759,544.89 5,961,839.64
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<s> <c> <c> <c> <c>
1-A-1 0.00 13,880,754.18 605,337.49 0.00
1-A-2 0.00 125,000.00 572.92 0.00
1-A-3 0.00 2,100,000.00 9,625.00 0.00
1-A-4 0.00 680,000.00 3,116.67 0.00
1-A-5 0.00 3,256,500.00 14,925.63 0.00
1-A-6 0.00 4,379,849.62 185,013.71 0.00
1-A-7 0.00 0.00 10,464.79 0.00
1-A-8 0.00 1,357,272.08 62,284.59 0.00
1-A-9 0.00 2,117,729.49 95,250.51 0.00
1-A-10 0.00 3,850,000.00 168,333.33 0.00
1-A-11 0.00 2,373,000.00 10,876.25 0.00
1-A-12 0.00 5,775,625.87 250,624.13 0.00
1-A-13 0.00 962,604.31 43,229.02 0.00
1-A-15 0.00 10,000,000.00 45,833.33 0.00
1-A-16 0.00 4,792,907.70 29,092.30 0.00
1-A-17 0.00 2,907,926.80 306,739.87 0.00
1-A-18 0.00 9,947,329.25 94,337.42 0.00
1-A-19 0.00 30,071,771.06 291,489.57 0.00
1-A-20 0.00 29,264,000.00 134,126.67 0.00
1-A-21 0.00 22,137,000.00 101,461.25 0.00
1-A-22 0.00 1,314,000.00 6,022.50 0.00
1-A-23 0.00 1,307,000.00 5,990.42 0.00
1-A-24 0.00 20,866,500.00 95,638.13 0.00
1-A-25 0.00 39,152,625.50 1,030,707.83 0.00
1-A-26 0.00 49,103,339.04 1,125,827.63 0.00
1-A-27 0.00 28,565,000.00 130,922.92 0.00
1-A-28 0.00 5,735,166.25 0.00 0.00
1-A-29 0.00 15,248,833.75 96,176.67 0.00
1-A-30 0.00 1,098,000.00 5,032.50 0.00
1-A-31 0.00 37,326,155.52 982,625.31 0.00
1-A-32 0.00 1,515,206.61 39,888.39 0.00
1-A-R 0.00 0.00 109.51 0.00
2-A-1 0.00 21,583,000.00 98,922.08 0.00
2-A-2 0.00 163,955,373.93 2,345,360.24 0.00
2-A-3 0.00 31,907,000.00 146,240.42 0.00
2-A-4 0.00 1,136,000.00 5,206.67 0.00
30-PO 0.00 1,967,549.35 4,021.65 0.00
1-A-IO 0.00 0.00 21,153.76 0.00
2-A-IO 0.00 0.00 15,437.75 0.00
1-B-1 0.00 6,633,044.09 37,389.24 0.00
1-B-2 0.00 1,842,068.27 10,383.40 0.00
1-B-3 0.00 1,105,840.33 6,233.42 0.00
1-B-4 0.00 737,226.89 4,155.61 0.00
1-B-5 0.00 552,420.69 3,113.89 0.00
1-B-6 0.00 553,302.77 3,118.86 0.00
2-B-1 0.00 3,745,100.04 21,082.88 0.00
2-B-2 0.00 1,361,582.12 7,664.96 0.00
2-B-3 0.00 681,290.54 3,835.29 0.00
2-B-4 0.00 453,527.72 2,553.11 0.00
2-B-5 0.00 340,645.27 1,917.65 0.00
2-B-6 0.00 340,600.32 1,917.39 0.00
Totals 0.00 590,106,669.36 8,721,384.53 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<s> <c> <c> <c> <c> <c> <c>
1-A-1 14,420,000.00 14,420,000.00 46,153.01 493,092.81 0.00 0.00
1-A-2 125,000.00 125,000.00 0.00 0.00 0.00 0.00
1-A-3 2,100,000.00 2,100,000.00 0.00 0.00 0.00 0.00
1-A-4 680,000.00 680,000.00 0.00 0.00 0.00 0.00
1-A-5 3,256,500.00 3,256,500.00 0.00 0.00 0.00 0.00
1-A-6 4,550,000.00 4,550,000.00 14,562.84 155,587.54 0.00 0.00
1-A-7 0.00 0.00 0.00 0.00 0.00 0.00
1-A-8 1,410,000.00 1,410,000.00 4,512.88 48,215.04 0.00 0.00
1-A-9 2,200,000.00 2,200,000.00 7,041.37 75,229.14 0.00 0.00
1-A-10 4,000,000.00 4,000,000.00 12,838.21 137,161.79 0.00 0.00
1-A-11 2,373,000.00 2,373,000.00 0.00 0.00 0.00 0.00
1-A-12 6,000,000.00 6,000,000.00 19,203.75 205,170.38 0.00 0.00
1-A-13 1,000,000.00 1,000,000.00 3,200.62 34,195.06 0.00 0.00
1-A-15 10,000,000.00 10,000,000.00 0.00 0.00 0.00 0.00
1-A-16 4,800,000.00 4,800,000.00 607.02 6,485.28 0.00 0.00
1-A-17 3,200,000.00 3,200,000.00 24,997.98 267,075.22 0.00 0.00
1-A-18 10,000,000.00 10,000,000.00 4,507.99 48,162.76 0.00 0.00
1-A-19 30,231,000.00 30,231,000.00 13,628.10 145,600.84 0.00 0.00
1-A-20 29,264,000.00 29,264,000.00 0.00 0.00 0.00 0.00
1-A-21 22,137,000.00 22,137,000.00 0.00 0.00 0.00 0.00
1-A-22 1,314,000.00 1,314,000.00 0.00 0.00 0.00 0.00
1-A-23 1,307,000.00 1,307,000.00 0.00 0.00 0.00 0.00
1-A-24 20,866,500.00 20,866,500.00 0.00 0.00 0.00 0.00
1-A-25 40,000,000.00 40,000,000.00 72,525.15 774,849.35 0.00 0.00
1-A-26 50,000,000.00 50,000,000.00 76,743.48 819,917.48 0.00 0.00
1-A-27 28,565,000.00 28,565,000.00 0.00 0.00 0.00 0.00
1-A-28 5,709,000.00 5,709,000.00 0.00 0.00 (26,166.25) 0.00
1-A-29 15,275,000.00 15,275,000.00 2,239.52 23,926.73 0.00 0.00
1-A-30 1,098,000.00 1,098,000.00 0.00 0.00 0.00 0.00
1-A-31 38,134,000.00 38,134,000.00 69,141.85 738,702.63 0.00 0.00
1-A-32 1,548,000.00 1,548,000.00 2,806.72 29,986.67 0.00 0.00
1-A-R 100.00 100.00 8.56 91.44 0.00 0.00
2-A-1 21,583,000.00 21,583,000.00 0.00 0.00 0.00 0.00
2-A-2 165,542,000.00 165,542,000.00 229,033.17 1,357,592.89 0.00 0.00
2-A-3 31,907,000.00 31,907,000.00 0.00 0.00 0.00 0.00
2-A-4 1,136,000.00 1,136,000.00 0.00 0.00 0.00 0.00
30-PO 1,971,571.00 1,971,571.00 2,175.19 1,846.46 0.00 0.00
1-A-IO 0.00 0.00 0.00 0.00 0.00 0.00
2-A-IO 0.00 0.00 0.00 0.00 0.00 0.00
1-B-1 6,640,000.00 6,640,000.00 6,955.91 0.00 0.00 0.00
1-B-2 1,844,000.00 1,844,000.00 1,931.73 0.00 0.00 0.00
1-B-3 1,107,000.00 1,107,000.00 1,159.67 0.00 0.00 0.00
1-B-4 738,000.00 738,000.00 773.11 0.00 0.00 0.00
1-B-5 553,000.00 553,000.00 579.31 0.00 0.00 0.00
1-B-6 553,883.00 553,883.00 580.23 0.00 0.00 0.00
2-B-1 3,749,000.00 3,749,000.00 3,899.96 0.00 0.00 0.00
2-B-2 1,363,000.00 1,363,000.00 1,417.88 0.00 0.00 0.00
2-B-3 682,000.00 682,000.00 709.46 0.00 0.00 0.00
2-B-4 454,000.00 454,000.00 472.28 0.00 0.00 0.00
2-B-5 341,000.00 341,000.00 354.73 0.00 0.00 0.00
2-B-6 340,955.00 340,955.00 354.68 0.00 0.00 0.00
Totals 596,068,509.00 596,068,509.00 625,116.36 5,362,889.51 (26,166.25) 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c>
1-A-1 539,245.82 13,880,754.18 0.96260431 539,245.82
1-A-2 0.00 125,000.00 1.00000000 0.00
1-A-3 0.00 2,100,000.00 1.00000000 0.00
1-A-4 0.00 680,000.00 1.00000000 0.00
1-A-5 0.00 3,256,500.00 1.00000000 0.00
1-A-6 170,150.38 4,379,849.62 0.96260431 170,150.38
1-A-7 0.00 0.00 0.00000000 0.00
1-A-8 52,727.92 1,357,272.08 0.96260431 52,727.92
1-A-9 82,270.51 2,117,729.49 0.96260431 82,270.51
1-A-10 150,000.00 3,850,000.00 0.96250000 150,000.00
1-A-11 0.00 2,373,000.00 1.00000000 0.00
1-A-12 224,374.13 5,775,625.87 0.96260431 224,374.13
1-A-13 37,395.69 962,604.31 0.96260431 37,395.69
1-A-15 0.00 10,000,000.00 1.00000000 0.00
1-A-16 7,092.30 4,792,907.70 0.99852244 7,092.30
1-A-17 292,073.20 2,907,926.80 0.90872713 292,073.20
1-A-18 52,670.75 9,947,329.25 0.99473292 52,670.75
1-A-19 159,228.94 30,071,771.06 0.99473293 159,228.94
1-A-20 0.00 29,264,000.00 1.00000000 0.00
1-A-21 0.00 22,137,000.00 1.00000000 0.00
1-A-22 0.00 1,314,000.00 1.00000000 0.00
1-A-23 0.00 1,307,000.00 1.00000000 0.00
1-A-24 0.00 20,866,500.00 1.00000000 0.00
1-A-25 847,374.50 39,152,625.50 0.97881564 847,374.50
1-A-26 896,660.96 49,103,339.04 0.98206678 896,660.96
1-A-27 0.00 28,565,000.00 1.00000000 0.00
1-A-28 (26,166.25) 5,735,166.25 1.00458333 (26,166.25)
1-A-29 26,166.25 15,248,833.75 0.99828699 26,166.25
1-A-30 0.00 1,098,000.00 1.00000000 0.00
1-A-31 807,844.48 37,326,155.52 0.97881564 807,844.48
1-A-32 32,793.39 1,515,206.61 0.97881564 32,793.39
1-A-R 100.00 0.00 0.00000000 100.00
2-A-1 0.00 21,583,000.00 1.00000000 0.00
2-A-2 1,586,626.07 163,955,373.93 0.99041557 1,586,626.07
2-A-3 0.00 31,907,000.00 1.00000000 0.00
2-A-4 0.00 1,136,000.00 1.00000000 0.00
30-PO 4,021.65 1,967,549.35 0.99796018 4,021.65
1-A-IO 0.00 0.00 0.00000000 0.00
2-A-IO 0.00 0.00 0.00000000 0.00
1-B-1 6,955.91 6,633,044.09 0.99895242 6,955.91
1-B-2 1,931.73 1,842,068.27 0.99895242 1,931.73
1-B-3 1,159.67 1,105,840.33 0.99895242 1,159.67
1-B-4 773.11 737,226.89 0.99895243 773.11
1-B-5 579.31 552,420.69 0.99895242 579.31
1-B-6 580.23 553,302.77 0.99895243 580.23
2-B-1 3,899.96 3,745,100.04 0.99895973 3,899.96
2-B-2 1,417.88 1,361,582.12 0.99895974 1,417.88
2-B-3 709.46 681,290.54 0.99895974 709.46
2-B-4 472.28 453,527.72 0.99895974 472.28
2-B-5 354.73 340,645.27 0.99895974 354.73
2-B-6 354.68 340,600.32 0.99895975 354.68
Totals 5,961,839.64 590,106,669.36 0.98999806 5,961,839.64
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<s> <c> <c> <c> <c> <c>
1-A-1 14,420,000.00 1000.00000000 3.20062483 34.19506311 0.00000000
1-A-2 125,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-3 2,100,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-4 680,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-5 3,256,500.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-6 4,550,000.00 1000.00000000 3.20062418 34.19506374 0.00000000
1-A-7 0.00 0.00000000 0.00000000 0.00000000 0.00000000
1-A-8 1,410,000.00 1000.00000000 3.20062411 34.19506383 0.00000000
1-A-9 2,200,000.00 1000.00000000 3.20062273 34.19506364 0.00000000
1-A-10 4,000,000.00 1000.00000000 3.20955250 34.29044750 0.00000000
1-A-11 2,373,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-12 6,000,000.00 1000.00000000 3.20062500 34.19506333 0.00000000
1-A-13 1,000,000.00 1000.00000000 3.20062000 34.19506000 0.00000000
1-A-15 10,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-16 4,800,000.00 1000.00000000 0.12646250 1.35110000 0.00000000
1-A-17 3,200,000.00 1000.00000000 7.81186875 83.46100625 0.00000000
1-A-18 10,000,000.00 1000.00000000 0.45079900 4.81627600 0.00000000
1-A-19 30,231,000.00 1000.00000000 0.45079885 4.81627601 0.00000000
1-A-20 29,264,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-21 22,137,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-22 1,314,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-23 1,307,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-24 20,866,500.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-25 40,000,000.00 1000.00000000 1.81312875 19.37123375 0.00000000
1-A-26 50,000,000.00 1000.00000000 1.53486960 16.39834960 0.00000000
1-A-27 28,565,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-28 5,709,000.00 1000.00000000 0.00000000 0.00000000 (4.58333333)
1-A-29 15,275,000.00 1000.00000000 0.14661342 1.56639804 0.00000000
1-A-30 1,098,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-31 38,134,000.00 1000.00000000 1.81312870 19.37123381 0.00000000
1-A-32 1,548,000.00 1000.00000000 1.81312661 19.37123385 0.00000000
1-A-R 100.00 1000.00000000 85.60000000 914.40000000 0.00000000
2-A-1 21,583,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
2-A-2 165,542,000.00 1000.00000000 1.38353511 8.20089699 0.00000000
2-A-3 31,907,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
2-A-4 1,136,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
30-PO 1,971,571.00 1000.00000000 1.10327754 0.93654248 0.00000000
1-A-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
2-A-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
1-B-1 6,640,000.00 1000.00000000 1.04757681 0.00000000 0.00000000
1-B-2 1,844,000.00 1000.00000000 1.04757592 0.00000000 0.00000000
1-B-3 1,107,000.00 1000.00000000 1.04757904 0.00000000 0.00000000
1-B-4 738,000.00 1000.00000000 1.04757453 0.00000000 0.00000000
1-B-5 553,000.00 1000.00000000 1.04757685 0.00000000 0.00000000
1-B-6 553,883.00 1000.00000000 1.04756781 0.00000000 0.00000000
2-B-1 3,749,000.00 1000.00000000 1.04026674 0.00000000 0.00000000
2-B-2 1,363,000.00 1000.00000000 1.04026412 0.00000000 0.00000000
2-B-3 682,000.00 1000.00000000 1.04026393 0.00000000 0.00000000
2-B-4 454,000.00 1000.00000000 1.04026432 0.00000000 0.00000000
2-B-5 341,000.00 1000.00000000 1.04026393 0.00000000 0.00000000
2-B-6 340,955.00 1000.00000000 1.04025458 0.00000000 0.00000000
<FN>
(2) All classes are per $1,000 denomination
</FN>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c> <c>
1-A-1 0.00000000 37.39568793 962.60431207 0.96260431 37.39568793
1-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-6 0.00000000 37.39568791 962.60431209 0.96260431 37.39568791
1-A-7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-8 0.00000000 37.39568794 962.60431206 0.96260431 37.39568794
1-A-9 0.00000000 37.39568636 962.60431364 0.96260431 37.39568636
1-A-10 0.00000000 37.50000000 962.50000000 0.96250000 37.50000000
1-A-11 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-12 0.00000000 37.39568833 962.60431167 0.96260431 37.39568833
1-A-13 0.00000000 37.39569000 962.60431000 0.96260431 37.39569000
1-A-15 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-16 0.00000000 1.47756250 998.52243750 0.99852244 1.47756250
1-A-17 0.00000000 91.27287500 908.72712500 0.90872713 91.27287500
1-A-18 0.00000000 5.26707500 994.73292500 0.99473292 5.26707500
1-A-19 0.00000000 5.26707486 994.73292514 0.99473293 5.26707486
1-A-20 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-21 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-22 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-23 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-24 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-25 0.00000000 21.18436250 978.81563750 0.97881564 21.18436250
1-A-26 0.00000000 17.93321920 982.06678080 0.98206678 17.93321920
1-A-27 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-28 0.00000000 (4.58333333) 1,004.58333333 1.00458333 (4.58333333)
1-A-29 0.00000000 1.71301146 998.28698854 0.99828699 1.71301146
1-A-30 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-31 0.00000000 21.18436251 978.81563749 0.97881564 21.18436251
1-A-32 0.00000000 21.18436047 978.81563953 0.97881564 21.18436047
1-A-R 0.00000000 1,000.00000000 0.00000000 0.00000000 1,000.00000000
2-A-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
2-A-2 0.00000000 9.58443217 990.41556783 0.99041557 9.58443217
2-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
2-A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
30-PO 0.00000000 2.03982002 997.96017998 0.99796018 2.03982002
1-A-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
2-A-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-B-1 0.00000000 1.04757681 998.95242319 0.99895242 1.04757681
1-B-2 0.00000000 1.04757592 998.95242408 0.99895242 1.04757592
1-B-3 0.00000000 1.04757904 998.95242096 0.99895242 1.04757904
1-B-4 0.00000000 1.04757453 998.95242547 0.99895243 1.04757453
1-B-5 0.00000000 1.04757685 998.95242315 0.99895242 1.04757685
1-B-6 0.00000000 1.04756781 998.95243219 0.99895243 1.04756781
2-B-1 0.00000000 1.04026674 998.95973326 0.99895973 1.04026674
2-B-2 0.00000000 1.04026412 998.95973588 0.99895974 1.04026412
2-B-3 0.00000000 1.04026393 998.95973607 0.99895974 1.04026393
2-B-4 0.00000000 1.04026432 998.95973568 0.99895974 1.04026432
2-B-5 0.00000000 1.04026393 998.95973607 0.99895974 1.04026393
2-B-6 0.00000000 1.04025458 998.95974542 0.99895975 1.04025458
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 14,420,000.00 5.50000% 14,420,000.00 66,091.67 0.00 0.00
1-A-2 125,000.00 5.50000% 125,000.00 572.92 0.00 0.00
1-A-3 2,100,000.00 5.50000% 2,100,000.00 9,625.00 0.00 0.00
1-A-4 680,000.00 5.50000% 680,000.00 3,116.67 0.00 0.00
1-A-5 3,256,500.00 5.50000% 3,256,500.00 14,925.63 0.00 0.00
1-A-6 4,550,000.00 3.92000% 4,550,000.00 14,863.33 0.00 0.00
1-A-7 0.00 5.50000% 2,283,227.00 10,464.79 0.00 0.00
1-A-8 1,410,000.00 8.13333% 1,410,000.00 9,556.67 0.00 0.00
1-A-9 2,200,000.00 7.08000% 2,200,000.00 12,980.00 0.00 0.00
1-A-10 4,000,000.00 5.50000% 4,000,000.00 18,333.33 0.00 0.00
1-A-11 2,373,000.00 5.50000% 2,373,000.00 10,876.25 0.00 0.00
1-A-12 6,000,000.00 5.25000% 6,000,000.00 26,250.00 0.00 0.00
1-A-13 1,000,000.00 7.00000% 1,000,000.00 5,833.33 0.00 0.00
1-A-15 10,000,000.00 5.50000% 10,000,000.00 45,833.33 0.00 0.00
1-A-16 4,800,000.00 5.50000% 4,800,000.00 22,000.00 0.00 0.00
1-A-17 3,200,000.00 5.50000% 3,200,000.00 14,666.67 0.00 0.00
1-A-18 10,000,000.00 5.00000% 10,000,000.00 41,666.67 0.00 0.00
1-A-19 30,231,000.00 5.25000% 30,231,000.00 132,260.63 0.00 0.00
1-A-20 29,264,000.00 5.50000% 29,264,000.00 134,126.67 0.00 0.00
1-A-21 22,137,000.00 5.50000% 22,137,000.00 101,461.25 0.00 0.00
1-A-22 1,314,000.00 5.50000% 1,314,000.00 6,022.50 0.00 0.00
1-A-23 1,307,000.00 5.50000% 1,307,000.00 5,990.42 0.00 0.00
1-A-24 20,866,500.00 5.50000% 20,866,500.00 95,638.13 0.00 0.00
1-A-25 40,000,000.00 5.50000% 40,000,000.00 183,333.33 0.00 0.00
1-A-26 50,000,000.00 5.50000% 50,000,000.00 229,166.67 0.00 0.00
1-A-27 28,565,000.00 5.50000% 28,565,000.00 130,922.92 0.00 0.00
1-A-28 5,709,000.00 5.50000% 5,709,000.00 26,166.25 0.00 0.00
1-A-29 15,275,000.00 5.50000% 15,275,000.00 70,010.42 0.00 0.00
1-A-30 1,098,000.00 5.50000% 1,098,000.00 5,032.50 0.00 0.00
1-A-31 38,134,000.00 5.50000% 38,134,000.00 174,780.83 0.00 0.00
1-A-32 1,548,000.00 5.50000% 1,548,000.00 7,095.00 0.00 0.00
1-A-R 100.00 5.50000% 100.00 0.46 0.00 0.00
2-A-1 21,583,000.00 5.50000% 21,583,000.00 98,922.08 0.00 0.00
2-A-2 165,542,000.00 5.50000% 165,542,000.00 758,734.17 0.00 0.00
2-A-3 31,907,000.00 5.50000% 31,907,000.00 146,240.42 0.00 0.00
2-A-4 1,136,000.00 5.50000% 1,136,000.00 5,206.67 0.00 0.00
30-PO 1,971,571.00 0.00000% 1,971,571.00 0.00 0.00 0.00
1-A-IO 0.00 5.50000% 4,615,366.01 21,153.76 0.00 0.00
2-A-IO 0.00 5.50000% 3,368,235.58 15,437.75 0.00 0.00
1-B-1 6,640,000.00 5.50000% 6,640,000.00 30,433.33 0.00 0.00
1-B-2 1,844,000.00 5.50000% 1,844,000.00 8,451.67 0.00 0.00
1-B-3 1,107,000.00 5.50000% 1,107,000.00 5,073.75 0.00 0.00
1-B-4 738,000.00 5.50000% 738,000.00 3,382.50 0.00 0.00
1-B-5 553,000.00 5.50000% 553,000.00 2,534.58 0.00 0.00
1-B-6 553,883.00 5.50000% 553,883.00 2,538.63 0.00 0.00
2-B-1 3,749,000.00 5.50000% 3,749,000.00 17,182.92 0.00 0.00
2-B-2 1,363,000.00 5.50000% 1,363,000.00 6,247.08 0.00 0.00
2-B-3 682,000.00 5.50000% 682,000.00 3,125.83 0.00 0.00
2-B-4 454,000.00 5.50000% 454,000.00 2,080.83 0.00 0.00
2-B-5 341,000.00 5.50000% 341,000.00 1,562.92 0.00 0.00
2-B-6 340,955.00 5.50000% 340,955.00 1,562.71 0.00 0.00
Totals 596,068,509.00 2,759,535.84 0.00 0.00
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 0.00 0.00 66,091.67 0.00 13,880,754.18
1-A-2 0.00 0.00 572.92 0.00 125,000.00
1-A-3 0.00 0.00 9,625.00 0.00 2,100,000.00
1-A-4 0.00 0.00 3,116.67 0.00 680,000.00
1-A-5 0.00 0.00 14,925.63 0.00 3,256,500.00
1-A-6 0.00 0.00 14,863.33 0.00 4,379,849.62
1-A-7 0.00 0.00 10,464.79 0.00 2,271,201.34
1-A-8 0.00 0.00 9,556.67 0.00 1,357,272.08
1-A-9 0.00 0.00 12,980.00 0.00 2,117,729.49
1-A-10 0.00 0.00 18,333.33 0.00 3,850,000.00
1-A-11 0.00 0.00 10,876.25 0.00 2,373,000.00
1-A-12 0.00 0.00 26,250.00 0.00 5,775,625.87
1-A-13 0.00 0.00 5,833.33 0.00 962,604.31
1-A-15 0.00 0.00 45,833.33 0.00 10,000,000.00
1-A-16 0.00 0.00 22,000.00 0.00 4,792,907.70
1-A-17 0.00 0.00 14,666.67 0.00 2,907,926.80
1-A-18 0.00 0.00 41,666.67 0.00 9,947,329.25
1-A-19 0.00 0.00 132,260.63 0.00 30,071,771.06
1-A-20 0.00 0.00 134,126.67 0.00 29,264,000.00
1-A-21 0.00 0.00 101,461.25 0.00 22,137,000.00
1-A-22 0.00 0.00 6,022.50 0.00 1,314,000.00
1-A-23 0.00 0.00 5,990.42 0.00 1,307,000.00
1-A-24 0.00 0.00 95,638.13 0.00 20,866,500.00
1-A-25 0.00 0.00 183,333.33 0.00 39,152,625.50
1-A-26 0.00 0.00 229,166.67 0.00 49,103,339.04
1-A-27 0.00 0.00 130,922.92 0.00 28,565,000.00
1-A-28 0.00 0.00 26,166.25 0.00 5,735,166.25
1-A-29 0.00 0.00 70,010.42 0.00 15,248,833.75
1-A-30 0.00 0.00 5,032.50 0.00 1,098,000.00
1-A-31 0.00 0.00 174,780.83 0.00 37,326,155.52
1-A-32 0.00 0.00 7,095.00 0.00 1,515,206.61
1-A-R 0.00 0.00 9.51 0.00 0.00
2-A-1 0.00 0.00 98,922.08 0.00 21,583,000.00
2-A-2 0.00 0.00 758,734.17 0.00 163,955,373.93
2-A-3 0.00 0.00 146,240.42 0.00 31,907,000.00
2-A-4 0.00 0.00 5,206.67 0.00 1,136,000.00
30-PO 0.00 0.00 0.00 0.00 1,967,549.35
1-A-IO 0.00 0.00 21,153.76 0.00 4,537,380.62
2-A-IO 0.00 0.00 15,437.75 0.00 3,324,910.34
1-B-1 0.00 0.00 30,433.33 0.00 6,633,044.09
1-B-2 0.00 0.00 8,451.67 0.00 1,842,068.27
1-B-3 0.00 0.00 5,073.75 0.00 1,105,840.33
1-B-4 0.00 0.00 3,382.50 0.00 737,226.89
1-B-5 0.00 0.00 2,534.58 0.00 552,420.69
1-B-6 0.00 0.00 2,538.63 0.00 553,302.77
2-B-1 0.00 0.00 17,182.92 0.00 3,745,100.04
2-B-2 0.00 0.00 6,247.08 0.00 1,361,582.12
2-B-3 0.00 0.00 3,125.83 0.00 681,290.54
2-B-4 0.00 0.00 2,080.83 0.00 453,527.72
2-B-5 0.00 0.00 1,562.92 0.00 340,645.27
2-B-6 0.00 0.00 1,562.71 0.00 340,600.32
Totals 0.00 0.00 2,759,544.89 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 14,420,000.00 5.50000% 1000.00000000 4.58333356 0.00000000 0.00000000
1-A-2 125,000.00 5.50000% 1000.00000000 4.58336000 0.00000000 0.00000000
1-A-3 2,100,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-4 680,000.00 5.50000% 1000.00000000 4.58333824 0.00000000 0.00000000
1-A-5 3,256,500.00 5.50000% 1000.00000000 4.58333487 0.00000000 0.00000000
1-A-6 4,550,000.00 3.92000% 1000.00000000 3.26666593 0.00000000 0.00000000
1-A-7 0.00 5.50000% 1000.00000000 4.58333315 0.00000000 0.00000000
1-A-8 1,410,000.00 8.13333% 1000.00000000 6.77778014 0.00000000 0.00000000
1-A-9 2,200,000.00 7.08000% 1000.00000000 5.90000000 0.00000000 0.00000000
1-A-10 4,000,000.00 5.50000% 1000.00000000 4.58333250 0.00000000 0.00000000
1-A-11 2,373,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-12 6,000,000.00 5.25000% 1000.00000000 4.37500000 0.00000000 0.00000000
1-A-13 1,000,000.00 7.00000% 1000.00000000 5.83333000 0.00000000 0.00000000
1-A-15 10,000,000.00 5.50000% 1000.00000000 4.58333300 0.00000000 0.00000000
1-A-16 4,800,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-17 3,200,000.00 5.50000% 1000.00000000 4.58333438 0.00000000 0.00000000
1-A-18 10,000,000.00 5.00000% 1000.00000000 4.16666700 0.00000000 0.00000000
1-A-19 30,231,000.00 5.25000% 1000.00000000 4.37500017 0.00000000 0.00000000
1-A-20 29,264,000.00 5.50000% 1000.00000000 4.58333345 0.00000000 0.00000000
1-A-21 22,137,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-22 1,314,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-23 1,307,000.00 5.50000% 1000.00000000 4.58333588 0.00000000 0.00000000
1-A-24 20,866,500.00 5.50000% 1000.00000000 4.58333357 0.00000000 0.00000000
1-A-25 40,000,000.00 5.50000% 1000.00000000 4.58333325 0.00000000 0.00000000
1-A-26 50,000,000.00 5.50000% 1000.00000000 4.58333340 0.00000000 0.00000000
1-A-27 28,565,000.00 5.50000% 1000.00000000 4.58333345 0.00000000 0.00000000
1-A-28 5,709,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-29 15,275,000.00 5.50000% 1000.00000000 4.58333355 0.00000000 0.00000000
1-A-30 1,098,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-31 38,134,000.00 5.50000% 1000.00000000 4.58333325 0.00000000 0.00000000
1-A-32 1,548,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-R 100.00 5.50000% 1000.00000000 4.60000000 0.00000000 0.00000000
2-A-1 21,583,000.00 5.50000% 1000.00000000 4.58333318 0.00000000 0.00000000
2-A-2 165,542,000.00 5.50000% 1000.00000000 4.58333335 0.00000000 0.00000000
2-A-3 31,907,000.00 5.50000% 1000.00000000 4.58333344 0.00000000 0.00000000
2-A-4 1,136,000.00 5.50000% 1000.00000000 4.58333627 0.00000000 0.00000000
30-PO 1,971,571.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-IO 0.00 5.50000% 1000.00000217 4.58333315 0.00000000 0.00000000
2-A-IO 0.00 5.50000% 1000.00017220 4.58333519 0.00000000 0.00000000
1-B-1 6,640,000.00 5.50000% 1000.00000000 4.58333283 0.00000000 0.00000000
1-B-2 1,844,000.00 5.50000% 1000.00000000 4.58333514 0.00000000 0.00000000
1-B-3 1,107,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-B-4 738,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-B-5 553,000.00 5.50000% 1000.00000000 4.58332731 0.00000000 0.00000000
1-B-6 553,883.00 5.50000% 1000.00000000 4.58333258 0.00000000 0.00000000
2-B-1 3,749,000.00 5.50000% 1000.00000000 4.58333422 0.00000000 0.00000000
2-B-2 1,363,000.00 5.50000% 1000.00000000 4.58333089 0.00000000 0.00000000
2-B-3 682,000.00 5.50000% 1000.00000000 4.58332845 0.00000000 0.00000000
2-B-4 454,000.00 5.50000% 1000.00000000 4.58332599 0.00000000 0.00000000
2-B-5 341,000.00 5.50000% 1000.00000000 4.58334311 0.00000000 0.00000000
2-B-6 340,955.00 5.50000% 1000.00000000 4.58333211 0.00000000 0.00000000
<FN>
(5) All classes are per $1,000 denomination
</FN>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 0.00000000 0.00000000 4.58333356 0.00000000 962.60431207
1-A-2 0.00000000 0.00000000 4.58336000 0.00000000 1000.00000000
1-A-3 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
1-A-4 0.00000000 0.00000000 4.58333824 0.00000000 1000.00000000
1-A-5 0.00000000 0.00000000 4.58333487 0.00000000 1000.00000000
1-A-6 0.00000000 0.00000000 3.26666593 0.00000000 962.60431209
1-A-7 0.00000000 0.00000000 4.58333315 0.00000000 994.73304231
1-A-8 0.00000000 0.00000000 6.77778014 0.00000000 962.60431206
1-A-9 0.00000000 0.00000000 5.90000000 0.00000000 962.60431364
1-A-10 0.00000000 0.00000000 4.58333250 0.00000000 962.50000000
1-A-11 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
1-A-12 0.00000000 0.00000000 4.37500000 0.00000000 962.60431167
1-A-13 0.00000000 0.00000000 5.83333000 0.00000000 962.60431000
1-A-15 0.00000000 0.00000000 4.58333300 0.00000000 1000.00000000
1-A-16 0.00000000 0.00000000 4.58333333 0.00000000 998.52243750
1-A-17 0.00000000 0.00000000 4.58333438 0.00000000 908.72712500
1-A-18 0.00000000 0.00000000 4.16666700 0.00000000 994.73292500
1-A-19 0.00000000 0.00000000 4.37500017 0.00000000 994.73292514
1-A-20 0.00000000 0.00000000 4.58333345 0.00000000 1000.00000000
1-A-21 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
1-A-22 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
1-A-23 0.00000000 0.00000000 4.58333588 0.00000000 1000.00000000
1-A-24 0.00000000 0.00000000 4.58333357 0.00000000 1000.00000000
1-A-25 0.00000000 0.00000000 4.58333325 0.00000000 978.81563750
1-A-26 0.00000000 0.00000000 4.58333340 0.00000000 982.06678080
1-A-27 0.00000000 0.00000000 4.58333345 0.00000000 1000.00000000
1-A-28 0.00000000 0.00000000 4.58333333 0.00000000 1004.58333333
1-A-29 0.00000000 0.00000000 4.58333355 0.00000000 998.28698854
1-A-30 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
1-A-31 0.00000000 0.00000000 4.58333325 0.00000000 978.81563749
1-A-32 0.00000000 0.00000000 4.58333333 0.00000000 978.81563953
1-A-R 0.00000000 0.00000000 95.10000000 0.00000000 0.00000000
2-A-1 0.00000000 0.00000000 4.58333318 0.00000000 1000.00000000
2-A-2 0.00000000 0.00000000 4.58333335 0.00000000 990.41556783
2-A-3 0.00000000 0.00000000 4.58333344 0.00000000 1000.00000000
2-A-4 0.00000000 0.00000000 4.58333627 0.00000000 1000.00000000
30-PO 0.00000000 0.00000000 0.00000000 0.00000000 997.96017998
1-A-IO 0.00000000 0.00000000 4.58333315 0.00000000 983.10309952
2-A-IO 0.00000000 0.00000000 4.58333519 0.00000000 987.13728110
1-B-1 0.00000000 0.00000000 4.58333283 0.00000000 998.95242319
1-B-2 0.00000000 0.00000000 4.58333514 0.00000000 998.95242408
1-B-3 0.00000000 0.00000000 4.58333333 0.00000000 998.95242096
1-B-4 0.00000000 0.00000000 4.58333333 0.00000000 998.95242547
1-B-5 0.00000000 0.00000000 4.58332731 0.00000000 998.95242315
1-B-6 0.00000000 0.00000000 4.58333258 0.00000000 998.95243219
2-B-1 0.00000000 0.00000000 4.58333422 0.00000000 998.95973326
2-B-2 0.00000000 0.00000000 4.58333089 0.00000000 998.95973588
2-B-3 0.00000000 0.00000000 4.58332845 0.00000000 998.95973607
2-B-4 0.00000000 0.00000000 4.58332599 0.00000000 998.95973568
2-B-5 0.00000000 0.00000000 4.58334311 0.00000000 998.95973607
2-B-6 0.00000000 0.00000000 4.58333211 0.00000000 998.95974542
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Certificateholder Component Statement
Component Beginning Ending Beginning Ending Ending
Pass-Through Notional Notional Component Component Component
Class Rate Balance Balance Balance Balance Percentage
<s> <c> <c> <c> <c> <c> <c>
30-PO-1 0.00000% 0.00 0.00 1,884,219.00 1,880,647.14 99.81043286%
30-PO-2 0.00000% 0.00 0.00 87,352.00 86,902.21 99.48508334%
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<s> <c>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 8,847,800.72
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 0.00
Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00
Prepayment Penalties 0.00
Total Deposits 8,847,800.72
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 126,416.19
Payment of Interest and Principal 8,721,384.53
Total Withdrawals (Pool Distribution Amount) 8,847,800.72
Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<s> <c>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES
<s> <c>
Gross Servicing Fee 124,180.94
Trustee Fee - Wells Fargo Bank, N.A. 2,235.25
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 126,416.19
OTHER ACCOUNTS
Beginning Current Current Ending
Account Type Balance Withdrawals Deposits Balance
<s> <c> <c> <c> <c>
1-A-10 Reserve Fund 999.99 417.25 0.00 582.74
1-A-11 Reserve Fund 999.99 0.00 0.00 999.99
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENCY STATUS
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s> <c> <c> <c> <c> <c>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Delinquency Status By Groups
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
1 -30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
2 -15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
OTHER INFORMATION
<s> <c>
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 0.00
COLLATERAL STATEMENT
Collateral Description Mixed Fixed
Weighted Average Gross Coupon 5.809992%
Weighted Average Net Coupon 5.559992%
Weighted Average Pass-Through Rate 5.555492%
Weighted Average Maturity(Stepdown Calculation ) 357
Beginning Scheduled Collateral Loan Count 1,602
Number Of Loans Paid In Full 9
Ending Scheduled Collateral Loan Count 1,593
Beginning Scheduled Collateral Balance 596,068,509.00
Ending Scheduled Collateral Balance 590,107,088.26
Ending Actual Collateral Balance at 31-Mar-2005 590,570,174.89
Monthly P &I Constant 3,508,837.94
Special Servicing Fee 0.00
Prepayment Penalties 0.00
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Scheduled Principal 622,876.85
Unscheduled Principal 5,338,545.56
Miscellaneous Reporting
Senior % 96.908612%
Subordinate % 3.091388%
Group Level Collateral Statement
Group 1 -30 Year Fixed 2 -15 Year Fixed Total
Collateral Description Fixed 30 Year Fixed 15 Year Mixed Fixed
Weighted Average Coupon Rate 5.795222 5.833975 5.809992
Weighted Average Net Rate 5.545222 5.583975 5.559992
Weighted Average Maturity 357 357 357
Beginning Loan Count 683 919 1,602
Loans Paid In Full 6 3 9
Ending Loan Count 677 916 1,593
Beginning Scheduled Balance 368,883,203.28 227,185,307.39 596,068,510.67
Ending scheduled Balance 364,516,065.72 225,591,022.54 590,107,088.26
Record Date 03/31/2005 03/31/2005 03/31/2005
Principal And Interest Constant 2,168,009.24 1,340,828.70 3,508,837.94
Scheduled Principal 386,542.65 236,334.20 622,876.85
Unscheduled Principal 3,980,594.91 1,357,950.65 5,338,545.56
Scheduled Interest 1,781,466.59 1,104,494.50 2,885,961.09
Servicing Fees 76,850.67 47,330.27 124,180.94
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 1,383.31 851.94 2,235.25
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 1,703,232.61 1,056,312.29 2,759,544.90
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 0.00 0.00 0.00
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 5.540722 5.579475 5.555492
Miscellaneous Reporting
Group 1 -30 Year Fixed
CPR 12.219629%
Subordinate % 3.116053%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 96.883947%
Group 2 -15 Year Fixed
CPR 6.948562%
Subordinate % 3.051527%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 96.948473%