UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D. C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): May 25, 2005
BANC OF AMERICA MORTGAGE SECURITIES, INC.
Mortgage Pass-Through Certificates, Series 2005-3 Trust
(Exact name of registrant as specified in its charter)
New York (governing law of 333-118843-17
Pooling and Servicing Agreement) (Commission 54-2169425
(State or other File Number) 54-2169426
jurisdiction 54-2169427
of Incorporation) IRS EIN
c/o Wells Fargo Bank, N.A.
9062 Old Annapolis Road
Columbia, MD 21045
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (410) 884-2000
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act(17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act(17 CFR 240.13e-4(c))
ITEM 8.01 Other Events
On May 25, 2005 a distribution was made to holders of BANC OF AMERICA MORTGAGE
SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2005-3 Trust.
ITEM 9.01 Financial Statements and Exhibits
(c) Exhibits
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of
Mortgage Pass-Through Certificates,
Series 2005-3 Trust, relating to the May
25, 2005 distribution.
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
BANC OF AMERICA MORTGAGE SECURITIES, INC.
Mortgage Pass-Through Certificates, Series 2005-3 Trust
(Registrant)
By: Wells Fargo Bank, N.A. as Trustee
By: /s/ Beth Belfield as Officer
By: Beth Belfield as Officer
Date: 5/25/2005
INDEX TO EXHIBITS
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of Mortgage
Pass-Through Certificates, Series 2005-3 Trust,
relating to the May 25, 2005 distribution.
EX-99.1
Banc of America Mortgage Securities, Inc.
Mortgage Pass-Through Certificates
Record Date: 4/29/2005
Distribution Date: 5/25/2005
Banc of America Mortgage Securities, Inc.
Mortgage Pass-Through Certificates
Series 2005-3
Contact: Customer Service - CTSLink
Wells Fargo Bank, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
Telephone: (301) 815-6600
Fax: (301) 815-6660
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<s> <c> <c> <c> <c> <c> <c>
1-A-1 05949A2C3 SEN 5.50000% 13,880,754.18 63,620.12 504,793.08
1-A-2 05949A2D1 SEN 5.50000% 125,000.00 572.92 0.00
1-A-3 05949A2E9 SEN 5.50000% 2,100,000.00 9,625.00 0.00
1-A-4 05949A2F6 SEN 5.50000% 680,000.00 3,116.67 0.00
1-A-5 05949A2G4 SEN 5.50000% 3,256,500.00 14,925.63 0.00
1-A-6 05949A2H2 SEN 4.06000% 4,379,849.62 14,818.49 159,279.37
1-A-7 05949A2J8 SEN 5.50000% 0.00 10,409.67 0.00
1-A-8 05949A2K5 SEN 7.90000% 1,357,272.08 8,935.37 49,359.10
1-A-9 05949A2L3 SEN 6.94000% 2,117,729.49 12,247.54 77,014.20
1-A-10 05949A2M1 SEN 5.50000% 3,850,000.00 17,645.83 140,000.00
1-A-11 05949A2N9 SEN 5.50000% 2,373,000.00 10,876.25 0.00
1-A-12 05949A2P4 SEN 5.25000% 5,775,625.87 25,268.36 210,038.73
1-A-13 05949A2Q2 SEN 7.00000% 962,604.31 5,615.19 35,006.46
1-A-15 05949A2S8 SEN 5.50000% 10,000,000.00 45,833.33 0.00
1-A-16 05949A2T6 SEN 5.50000% 4,792,907.70 21,967.49 10,695.37
1-A-17 05949A2U3 SEN 5.50000% 2,907,926.80 13,328.00 269,356.27
1-A-18 05949A2V1 SEN 5.00000% 9,947,329.25 41,447.21 60,564.38
1-A-19 05949A2W9 SEN 5.25000% 30,071,771.06 131,564.00 183,092.18
1-A-20 05949A2X7 SEN 5.50000% 29,264,000.00 134,126.67 0.00
1-A-21 05949A2Y5 SEN 5.50000% 22,137,000.00 101,461.25 0.00
1-A-22 05949A2Z2 SEN 5.50000% 1,314,000.00 6,022.50 0.00
1-A-23 05949A3A6 SEN 5.50000% 1,307,000.00 5,990.42 0.00
1-A-24 05949A3B4 SEN 5.50000% 20,866,500.00 95,638.13 0.00
1-A-25 05949A3C2 SEN 5.50000% 39,152,625.50 179,449.53 814,959.14
1-A-26 05949A3D0 SEN 5.50000% 49,103,339.04 225,056.97 862,360.20
1-A-27 05949A3E8 SEN 5.50000% 28,565,000.00 130,922.92 0.00
1-A-28 05949A3F5 SEN 5.50000% 5,735,166.25 26,286.18 (26,286.18)
1-A-29 05949A3G3 SEN 5.50000% 15,248,833.75 69,890.49 26,286.18
1-A-30 05949A3H1 SEN 5.50000% 1,098,000.00 5,032.50 0.00
1-A-31 05949A3J7 SEN 5.50000% 37,326,155.52 171,078.21 776,941.29
1-A-32 05949A3K4 SEN 5.50000% 1,515,206.61 6,944.70 31,538.92
1-A-R 05949A3L2 SEN 5.50000% 0.00 1.81 0.00
2-A-1 05949A3N8 SEN 5.50000% 21,583,000.00 98,922.08 0.00
2-A-2 05949A3P3 SEN 5.50000% 163,955,373.93 751,462.13 2,513,292.03
2-A-3 05949A3Q1 SEN 5.50000% 31,907,000.00 146,240.42 0.00
2-A-4 05949A3R9 SEN 5.50000% 1,136,000.00 5,206.67 0.00
30-PO 05949A3T5 SEN 0.00000% 1,967,549.35 0.00 4,766.03
1-A-IO 05949A3M0 SEN 5.50000% 0.00 20,796.33 0.00
2-A-IO 05949A3S7 SEN 5.50000% 0.00 15,239.17 0.00
1-B-1 05949A3U2 SUB 5.50000% 6,633,044.09 30,401.45 7,009.27
1-B-2 05949A3V0 SUB 5.50000% 1,842,068.27 8,442.81 1,946.55
1-B-3 05949A3W8 SUB 5.50000% 1,105,840.33 5,068.43 1,168.56
1-B-4 05949A4A5 SUB 5.50000% 737,226.89 3,378.96 779.04
1-B-5 05949A4B3 SUB 5.50000% 552,420.69 2,531.93 583.75
1-B-6 05949A4C1 SUB 5.50000% 553,302.77 2,535.97 584.69
2-B-1 05949A3X6 SUB 5.50000% 3,745,100.04 17,165.04 3,938.26
2-B-2 05949A3Y4 SUB 5.50000% 1,361,582.12 6,240.58 1,431.81
2-B-3 05949A3Z1 SUB 5.50000% 681,290.54 3,122.58 716.43
2-B-4 05949A4D9 SUB 5.50000% 453,527.72 2,078.67 476.92
2-B-5 05949A4E7 SUB 5.50000% 340,645.27 1,561.29 358.21
2-B-6 05949A4F4 SUB 5.50000% 340,600.32 1,561.08 358.06
Totals 590,106,669.36 2,731,674.94 6,722,408.30
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<s> <c> <c> <c> <c>
1-A-1 0.00 13,375,961.10 568,413.20 0.00
1-A-2 0.00 125,000.00 572.92 0.00
1-A-3 0.00 2,100,000.00 9,625.00 0.00
1-A-4 0.00 680,000.00 3,116.67 0.00
1-A-5 0.00 3,256,500.00 14,925.63 0.00
1-A-6 0.00 4,220,570.25 174,097.86 0.00
1-A-7 0.00 0.00 10,409.67 0.00
1-A-8 0.00 1,307,912.98 58,294.47 0.00
1-A-9 0.00 2,040,715.29 89,261.74 0.00
1-A-10 0.00 3,710,000.00 157,645.83 0.00
1-A-11 0.00 2,373,000.00 10,876.25 0.00
1-A-12 0.00 5,565,587.14 235,307.09 0.00
1-A-13 0.00 927,597.86 40,621.65 0.00
1-A-15 0.00 10,000,000.00 45,833.33 0.00
1-A-16 0.00 4,782,212.33 32,662.86 0.00
1-A-17 0.00 2,638,570.52 282,684.27 0.00
1-A-18 0.00 9,886,764.87 102,011.59 0.00
1-A-19 0.00 29,888,678.88 314,656.18 0.00
1-A-20 0.00 29,264,000.00 134,126.67 0.00
1-A-21 0.00 22,137,000.00 101,461.25 0.00
1-A-22 0.00 1,314,000.00 6,022.50 0.00
1-A-23 0.00 1,307,000.00 5,990.42 0.00
1-A-24 0.00 20,866,500.00 95,638.13 0.00
1-A-25 0.00 38,337,666.36 994,408.67 0.00
1-A-26 0.00 48,240,978.84 1,087,417.17 0.00
1-A-27 0.00 28,565,000.00 130,922.92 0.00
1-A-28 0.00 5,761,452.43 0.00 0.00
1-A-29 0.00 15,222,547.57 96,176.67 0.00
1-A-30 0.00 1,098,000.00 5,032.50 0.00
1-A-31 0.00 36,549,214.23 948,019.50 0.00
1-A-32 0.00 1,483,667.69 38,483.62 0.00
1-A-R 0.00 0.00 1.81 0.00
2-A-1 0.00 21,583,000.00 98,922.08 0.00
2-A-2 0.00 161,442,081.90 3,264,754.16 0.00
2-A-3 0.00 31,907,000.00 146,240.42 0.00
2-A-4 0.00 1,136,000.00 5,206.67 0.00
30-PO 0.00 1,962,783.32 4,766.03 0.00
1-A-IO 0.00 0.00 20,796.33 0.00
2-A-IO 0.00 0.00 15,239.17 0.00
1-B-1 0.00 6,626,034.82 37,410.72 0.00
1-B-2 0.00 1,840,121.72 10,389.36 0.00
1-B-3 0.00 1,104,671.77 6,236.99 0.00
1-B-4 0.00 736,447.85 4,158.00 0.00
1-B-5 0.00 551,836.94 3,115.68 0.00
1-B-6 0.00 552,718.08 3,120.66 0.00
2-B-1 0.00 3,741,161.79 21,103.30 0.00
2-B-2 0.00 1,360,150.31 7,672.39 0.00
2-B-3 0.00 680,574.11 3,839.01 0.00
2-B-4 0.00 453,050.80 2,555.59 0.00
2-B-5 0.00 340,287.06 1,919.50 0.00
2-B-6 0.00 340,242.25 1,919.14 0.00
Totals 0.00 583,384,261.06 9,454,083.24 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<s> <c> <c> <c> <c> <c> <c>
1-A-1 14,420,000.00 13,880,754.18 44,765.84 460,027.25 0.00 0.00
1-A-2 125,000.00 125,000.00 0.00 0.00 0.00 0.00
1-A-3 2,100,000.00 2,100,000.00 0.00 0.00 0.00 0.00
1-A-4 680,000.00 680,000.00 0.00 0.00 0.00 0.00
1-A-5 3,256,500.00 3,256,500.00 0.00 0.00 0.00 0.00
1-A-6 4,550,000.00 4,379,849.62 14,125.14 145,154.23 0.00 0.00
1-A-7 0.00 0.00 0.00 0.00 0.00 0.00
1-A-8 1,410,000.00 1,357,272.08 4,377.24 44,981.86 0.00 0.00
1-A-9 2,200,000.00 2,117,729.49 6,829.74 70,184.46 0.00 0.00
1-A-10 4,000,000.00 3,850,000.00 12,415.42 127,584.58 0.00 0.00
1-A-11 2,373,000.00 2,373,000.00 0.00 0.00 0.00 0.00
1-A-12 6,000,000.00 5,775,625.87 18,626.56 191,412.17 0.00 0.00
1-A-13 1,000,000.00 962,604.31 3,104.43 31,902.03 0.00 0.00
1-A-15 10,000,000.00 10,000,000.00 0.00 0.00 0.00 0.00
1-A-16 4,800,000.00 4,792,907.70 948.48 9,746.89 0.00 0.00
1-A-17 3,200,000.00 2,907,926.80 23,886.93 245,469.34 0.00 0.00
1-A-18 10,000,000.00 9,947,329.25 5,370.94 55,193.44 0.00 0.00
1-A-19 30,231,000.00 30,071,771.06 16,236.90 166,855.28 0.00 0.00
1-A-20 29,264,000.00 29,264,000.00 0.00 0.00 0.00 0.00
1-A-21 22,137,000.00 22,137,000.00 0.00 0.00 0.00 0.00
1-A-22 1,314,000.00 1,314,000.00 0.00 0.00 0.00 0.00
1-A-23 1,307,000.00 1,307,000.00 0.00 0.00 0.00 0.00
1-A-24 20,866,500.00 20,866,500.00 0.00 0.00 0.00 0.00
1-A-25 40,000,000.00 39,152,625.50 72,271.85 742,687.29 0.00 0.00
1-A-26 50,000,000.00 49,103,339.04 76,475.45 785,884.75 0.00 0.00
1-A-27 28,565,000.00 28,565,000.00 0.00 0.00 0.00 0.00
1-A-28 5,709,000.00 5,735,166.25 0.00 0.00 (26,286.18) 0.00
1-A-29 15,275,000.00 15,248,833.75 2,331.10 23,955.08 0.00 0.00
1-A-30 1,098,000.00 1,098,000.00 0.00 0.00 0.00 0.00
1-A-31 38,134,000.00 37,326,155.52 68,900.36 708,040.93 0.00 0.00
1-A-32 1,548,000.00 1,515,206.61 2,796.92 28,742.00 0.00 0.00
1-A-R 100.00 0.00 0.00 0.00 0.00 0.00
2-A-1 21,583,000.00 21,583,000.00 0.00 0.00 0.00 0.00
2-A-2 165,542,000.00 163,955,373.93 229,854.91 2,283,437.12 0.00 0.00
2-A-3 31,907,000.00 31,907,000.00 0.00 0.00 0.00 0.00
2-A-4 1,136,000.00 1,136,000.00 0.00 0.00 0.00 0.00
30-PO 1,971,571.00 1,967,549.35 2,183.89 2,582.14 0.00 0.00
1-A-IO 0.00 0.00 0.00 0.00 0.00 0.00
2-A-IO 0.00 0.00 0.00 0.00 0.00 0.00
1-B-1 6,640,000.00 6,633,044.09 7,009.27 0.00 0.00 0.00
1-B-2 1,844,000.00 1,842,068.27 1,946.55 0.00 0.00 0.00
1-B-3 1,107,000.00 1,105,840.33 1,168.56 0.00 0.00 0.00
1-B-4 738,000.00 737,226.89 779.04 0.00 0.00 0.00
1-B-5 553,000.00 552,420.69 583.75 0.00 0.00 0.00
1-B-6 553,883.00 553,302.77 584.69 0.00 0.00 0.00
2-B-1 3,749,000.00 3,745,100.04 3,938.26 0.00 0.00 0.00
2-B-2 1,363,000.00 1,361,582.12 1,431.81 0.00 0.00 0.00
2-B-3 682,000.00 681,290.54 716.43 0.00 0.00 0.00
2-B-4 454,000.00 453,527.72 476.92 0.00 0.00 0.00
2-B-5 341,000.00 340,645.27 358.21 0.00 0.00 0.00
2-B-6 340,955.00 340,600.32 358.06 0.00 0.00 0.00
Totals 596,068,509.00 590,106,669.36 624,853.65 6,123,840.84 (26,286.18) 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c>
1-A-1 504,793.08 13,375,961.10 0.92759786 504,793.08
1-A-2 0.00 125,000.00 1.00000000 0.00
1-A-3 0.00 2,100,000.00 1.00000000 0.00
1-A-4 0.00 680,000.00 1.00000000 0.00
1-A-5 0.00 3,256,500.00 1.00000000 0.00
1-A-6 159,279.37 4,220,570.25 0.92759786 159,279.37
1-A-7 0.00 0.00 0.00000000 0.00
1-A-8 49,359.10 1,307,912.98 0.92759786 49,359.10
1-A-9 77,014.20 2,040,715.29 0.92759786 77,014.20
1-A-10 140,000.00 3,710,000.00 0.92750000 140,000.00
1-A-11 0.00 2,373,000.00 1.00000000 0.00
1-A-12 210,038.73 5,565,587.14 0.92759786 210,038.73
1-A-13 35,006.46 927,597.86 0.92759786 35,006.46
1-A-15 0.00 10,000,000.00 1.00000000 0.00
1-A-16 10,695.37 4,782,212.33 0.99629424 10,695.37
1-A-17 269,356.27 2,638,570.52 0.82455329 269,356.27
1-A-18 60,564.38 9,886,764.87 0.98867649 60,564.38
1-A-19 183,092.18 29,888,678.88 0.98867649 183,092.18
1-A-20 0.00 29,264,000.00 1.00000000 0.00
1-A-21 0.00 22,137,000.00 1.00000000 0.00
1-A-22 0.00 1,314,000.00 1.00000000 0.00
1-A-23 0.00 1,307,000.00 1.00000000 0.00
1-A-24 0.00 20,866,500.00 1.00000000 0.00
1-A-25 814,959.14 38,337,666.36 0.95844166 814,959.14
1-A-26 862,360.20 48,240,978.84 0.96481958 862,360.20
1-A-27 0.00 28,565,000.00 1.00000000 0.00
1-A-28 (26,286.18) 5,761,452.43 1.00918767 (26,286.18)
1-A-29 26,286.18 15,222,547.57 0.99656613 26,286.18
1-A-30 0.00 1,098,000.00 1.00000000 0.00
1-A-31 776,941.29 36,549,214.23 0.95844166 776,941.29
1-A-32 31,538.92 1,483,667.69 0.95844166 31,538.92
1-A-R 0.00 0.00 0.00000000 0.00
2-A-1 0.00 21,583,000.00 1.00000000 0.00
2-A-2 2,513,292.03 161,442,081.90 0.97523337 2,513,292.03
2-A-3 0.00 31,907,000.00 1.00000000 0.00
2-A-4 0.00 1,136,000.00 1.00000000 0.00
30-PO 4,766.03 1,962,783.32 0.99554280 4,766.03
1-A-IO 0.00 0.00 0.00000000 0.00
2-A-IO 0.00 0.00 0.00000000 0.00
1-B-1 7,009.27 6,626,034.82 0.99789681 7,009.27
1-B-2 1,946.55 1,840,121.72 0.99789681 1,946.55
1-B-3 1,168.56 1,104,671.77 0.99789681 1,168.56
1-B-4 779.04 736,447.85 0.99789682 779.04
1-B-5 583.75 551,836.94 0.99789682 583.75
1-B-6 584.69 552,718.08 0.99789681 584.69
2-B-1 3,938.26 3,741,161.79 0.99790925 3,938.26
2-B-2 1,431.81 1,360,150.31 0.99790925 1,431.81
2-B-3 716.43 680,574.11 0.99790925 716.43
2-B-4 476.92 453,050.80 0.99790925 476.92
2-B-5 358.21 340,287.06 0.99790927 358.21
2-B-6 358.06 340,242.25 0.99790955 358.06
Totals 6,722,408.30 583,384,261.06 0.97872015 6,722,408.30
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<s> <c> <c> <c> <c> <c>
1-A-1 14,420,000.00 962.60431207 3.10442718 31.90202843 0.00000000
1-A-2 125,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-3 2,100,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-4 680,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-5 3,256,500.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-6 4,550,000.00 962.60431209 3.10442637 31.90202857 0.00000000
1-A-7 0.00 0.00000000 0.00000000 0.00000000 0.00000000
1-A-8 1,410,000.00 962.60431206 3.10442553 31.90202837 0.00000000
1-A-9 2,200,000.00 962.60431364 3.10442727 31.90202727 0.00000000
1-A-10 4,000,000.00 962.50000000 3.10385500 31.89614500 0.00000000
1-A-11 2,373,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-12 6,000,000.00 962.60431167 3.10442667 31.90202833 0.00000000
1-A-13 1,000,000.00 962.60431000 3.10443000 31.90203000 0.00000000
1-A-15 10,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-16 4,800,000.00 998.52243750 0.19760000 2.03060208 0.00000000
1-A-17 3,200,000.00 908.72712500 7.46466563 76.70916875 0.00000000
1-A-18 10,000,000.00 994.73292500 0.53709400 5.51934400 0.00000000
1-A-19 30,231,000.00 994.73292514 0.53709437 5.51934372 0.00000000
1-A-20 29,264,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-21 22,137,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-22 1,314,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-23 1,307,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-24 20,866,500.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-25 40,000,000.00 978.81563750 1.80679625 18.56718225 0.00000000
1-A-26 50,000,000.00 982.06678080 1.52950900 15.71769500 0.00000000
1-A-27 28,565,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-28 5,709,000.00 1004.58333333 0.00000000 0.00000000 (4.60434051)
1-A-29 15,275,000.00 998.28698854 0.15260884 1.56825401 0.00000000
1-A-30 1,098,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-31 38,134,000.00 978.81563749 1.80679604 18.56718230 0.00000000
1-A-32 1,548,000.00 978.81563953 1.80679587 18.56718346 0.00000000
1-A-R 100.00 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 21,583,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
2-A-2 165,542,000.00 990.41556783 1.38849905 13.79370263 0.00000000
2-A-3 31,907,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
2-A-4 1,136,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
30-PO 1,971,571.00 997.96017998 1.10769026 1.30968654 0.00000000
1-A-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
2-A-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
1-B-1 6,640,000.00 998.95242319 1.05561295 0.00000000 0.00000000
1-B-2 1,844,000.00 998.95242408 1.05561280 0.00000000 0.00000000
1-B-3 1,107,000.00 998.95242096 1.05560976 0.00000000 0.00000000
1-B-4 738,000.00 998.95242547 1.05560976 0.00000000 0.00000000
1-B-5 553,000.00 998.95242315 1.05560579 0.00000000 0.00000000
1-B-6 553,883.00 998.95243219 1.05562005 0.00000000 0.00000000
2-B-1 3,749,000.00 998.95973326 1.05048280 0.00000000 0.00000000
2-B-2 1,363,000.00 998.95973588 1.05048423 0.00000000 0.00000000
2-B-3 682,000.00 998.95973607 1.05048387 0.00000000 0.00000000
2-B-4 454,000.00 998.95973568 1.05048458 0.00000000 0.00000000
2-B-5 341,000.00 998.95973607 1.05046921 0.00000000 0.00000000
2-B-6 340,955.00 998.95974542 1.05016791 0.00000000 0.00000000
<FN>
(2) All classes are per $1,000 denomination
</FN>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c> <c>
1-A-1 0.00000000 35.00645492 927.59785714 0.92759786 35.00645492
1-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-6 0.00000000 35.00645495 927.59785714 0.92759786 35.00645495
1-A-7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-8 0.00000000 35.00645390 927.59785816 0.92759786 35.00645390
1-A-9 0.00000000 35.00645455 927.59785909 0.92759786 35.00645455
1-A-10 0.00000000 35.00000000 927.50000000 0.92750000 35.00000000
1-A-11 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-12 0.00000000 35.00645500 927.59785667 0.92759786 35.00645500
1-A-13 0.00000000 35.00646000 927.59786000 0.92759786 35.00646000
1-A-15 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-16 0.00000000 2.22820208 996.29423542 0.99629424 2.22820208
1-A-17 0.00000000 84.17383438 824.55328750 0.82455329 84.17383438
1-A-18 0.00000000 6.05643800 988.67648700 0.98867649 6.05643800
1-A-19 0.00000000 6.05643809 988.67648705 0.98867649 6.05643809
1-A-20 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-21 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-22 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-23 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-24 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-25 0.00000000 20.37397850 958.44165900 0.95844166 20.37397850
1-A-26 0.00000000 17.24720400 964.81957680 0.96481958 17.24720400
1-A-27 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-28 0.00000000 (4.60434051) 1,009.18767385 1.00918767 (4.60434051)
1-A-29 0.00000000 1.72086285 996.56612570 0.99656613 1.72086285
1-A-30 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-31 0.00000000 20.37397834 958.44165915 0.95844166 20.37397834
1-A-32 0.00000000 20.37397933 958.44166021 0.95844166 20.37397933
1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
2-A-2 0.00000000 15.18220168 975.23336615 0.97523337 15.18220168
2-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
2-A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
30-PO 0.00000000 2.41737680 995.54280318 0.99554280 2.41737680
1-A-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
2-A-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-B-1 0.00000000 1.05561295 997.89681024 0.99789681 1.05561295
1-B-2 0.00000000 1.05561280 997.89681128 0.99789681 1.05561280
1-B-3 0.00000000 1.05560976 997.89681120 0.99789681 1.05560976
1-B-4 0.00000000 1.05560976 997.89681572 0.99789682 1.05560976
1-B-5 0.00000000 1.05560579 997.89681736 0.99789682 1.05560579
1-B-6 0.00000000 1.05562005 997.89681214 0.99789681 1.05562005
2-B-1 0.00000000 1.05048280 997.90925313 0.99790925 1.05048280
2-B-2 0.00000000 1.05048423 997.90925165 0.99790925 1.05048423
2-B-3 0.00000000 1.05048387 997.90925220 0.99790925 1.05048387
2-B-4 0.00000000 1.05048458 997.90925110 0.99790925 1.05048458
2-B-5 0.00000000 1.05046921 997.90926686 0.99790927 1.05046921
2-B-6 0.00000000 1.05016791 997.90954818 0.99790955 1.05016791
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 14,420,000.00 5.50000% 13,880,754.18 63,620.12 0.00 0.00
1-A-2 125,000.00 5.50000% 125,000.00 572.92 0.00 0.00
1-A-3 2,100,000.00 5.50000% 2,100,000.00 9,625.00 0.00 0.00
1-A-4 680,000.00 5.50000% 680,000.00 3,116.67 0.00 0.00
1-A-5 3,256,500.00 5.50000% 3,256,500.00 14,925.63 0.00 0.00
1-A-6 4,550,000.00 4.06000% 4,379,849.62 14,818.49 0.00 0.00
1-A-7 0.00 5.50000% 2,271,201.34 10,409.67 0.00 0.00
1-A-8 1,410,000.00 7.90000% 1,357,272.08 8,935.37 0.00 0.00
1-A-9 2,200,000.00 6.94000% 2,117,729.49 12,247.54 0.00 0.00
1-A-10 4,000,000.00 5.50000% 3,850,000.00 17,645.83 0.00 0.00
1-A-11 2,373,000.00 5.50000% 2,373,000.00 10,876.25 0.00 0.00
1-A-12 6,000,000.00 5.25000% 5,775,625.87 25,268.36 0.00 0.00
1-A-13 1,000,000.00 7.00000% 962,604.31 5,615.19 0.00 0.00
1-A-15 10,000,000.00 5.50000% 10,000,000.00 45,833.33 0.00 0.00
1-A-16 4,800,000.00 5.50000% 4,792,907.70 21,967.49 0.00 0.00
1-A-17 3,200,000.00 5.50000% 2,907,926.80 13,328.00 0.00 0.00
1-A-18 10,000,000.00 5.00000% 9,947,329.25 41,447.21 0.00 0.00
1-A-19 30,231,000.00 5.25000% 30,071,771.06 131,564.00 0.00 0.00
1-A-20 29,264,000.00 5.50000% 29,264,000.00 134,126.67 0.00 0.00
1-A-21 22,137,000.00 5.50000% 22,137,000.00 101,461.25 0.00 0.00
1-A-22 1,314,000.00 5.50000% 1,314,000.00 6,022.50 0.00 0.00
1-A-23 1,307,000.00 5.50000% 1,307,000.00 5,990.42 0.00 0.00
1-A-24 20,866,500.00 5.50000% 20,866,500.00 95,638.13 0.00 0.00
1-A-25 40,000,000.00 5.50000% 39,152,625.50 179,449.53 0.00 0.00
1-A-26 50,000,000.00 5.50000% 49,103,339.04 225,056.97 0.00 0.00
1-A-27 28,565,000.00 5.50000% 28,565,000.00 130,922.92 0.00 0.00
1-A-28 5,709,000.00 5.50000% 5,735,166.25 26,286.18 0.00 0.00
1-A-29 15,275,000.00 5.50000% 15,248,833.75 69,890.49 0.00 0.00
1-A-30 1,098,000.00 5.50000% 1,098,000.00 5,032.50 0.00 0.00
1-A-31 38,134,000.00 5.50000% 37,326,155.52 171,078.21 0.00 0.00
1-A-32 1,548,000.00 5.50000% 1,515,206.61 6,944.70 0.00 0.00
1-A-R 100.00 5.50000% 0.00 0.00 0.00 0.00
2-A-1 21,583,000.00 5.50000% 21,583,000.00 98,922.08 0.00 0.00
2-A-2 165,542,000.00 5.50000% 163,955,373.93 751,462.13 0.00 0.00
2-A-3 31,907,000.00 5.50000% 31,907,000.00 146,240.42 0.00 0.00
2-A-4 1,136,000.00 5.50000% 1,136,000.00 5,206.67 0.00 0.00
30-PO 1,971,571.00 0.00000% 1,967,549.35 0.00 0.00 0.00
1-A-IO 0.00 5.50000% 4,537,380.62 20,796.33 0.00 0.00
2-A-IO 0.00 5.50000% 3,324,910.34 15,239.17 0.00 0.00
1-B-1 6,640,000.00 5.50000% 6,633,044.09 30,401.45 0.00 0.00
1-B-2 1,844,000.00 5.50000% 1,842,068.27 8,442.81 0.00 0.00
1-B-3 1,107,000.00 5.50000% 1,105,840.33 5,068.43 0.00 0.00
1-B-4 738,000.00 5.50000% 737,226.89 3,378.96 0.00 0.00
1-B-5 553,000.00 5.50000% 552,420.69 2,531.93 0.00 0.00
1-B-6 553,883.00 5.50000% 553,302.77 2,535.97 0.00 0.00
2-B-1 3,749,000.00 5.50000% 3,745,100.04 17,165.04 0.00 0.00
2-B-2 1,363,000.00 5.50000% 1,361,582.12 6,240.58 0.00 0.00
2-B-3 682,000.00 5.50000% 681,290.54 3,122.58 0.00 0.00
2-B-4 454,000.00 5.50000% 453,527.72 2,078.67 0.00 0.00
2-B-5 341,000.00 5.50000% 340,645.27 1,561.29 0.00 0.00
2-B-6 340,955.00 5.50000% 340,600.32 1,561.08 0.00 0.00
Totals 596,068,509.00 2,731,673.13 0.00 0.00
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 0.00 0.00 63,620.12 0.00 13,375,961.10
1-A-2 0.00 0.00 572.92 0.00 125,000.00
1-A-3 0.00 0.00 9,625.00 0.00 2,100,000.00
1-A-4 0.00 0.00 3,116.67 0.00 680,000.00
1-A-5 0.00 0.00 14,925.63 0.00 3,256,500.00
1-A-6 0.00 0.00 14,818.49 0.00 4,220,570.25
1-A-7 0.00 0.00 10,409.67 0.00 2,257,373.12
1-A-8 0.00 0.00 8,935.37 0.00 1,307,912.98
1-A-9 0.00 0.00 12,247.54 0.00 2,040,715.29
1-A-10 0.00 0.00 17,645.83 0.00 3,710,000.00
1-A-11 0.00 0.00 10,876.25 0.00 2,373,000.00
1-A-12 0.00 0.00 25,268.36 0.00 5,565,587.14
1-A-13 0.00 0.00 5,615.19 0.00 927,597.86
1-A-15 0.00 0.00 45,833.33 0.00 10,000,000.00
1-A-16 0.00 0.00 21,967.49 0.00 4,782,212.33
1-A-17 0.00 0.00 13,328.00 0.00 2,638,570.52
1-A-18 0.00 0.00 41,447.21 0.00 9,886,764.87
1-A-19 0.00 0.00 131,564.00 0.00 29,888,678.88
1-A-20 0.00 0.00 134,126.67 0.00 29,264,000.00
1-A-21 0.00 0.00 101,461.25 0.00 22,137,000.00
1-A-22 0.00 0.00 6,022.50 0.00 1,314,000.00
1-A-23 0.00 0.00 5,990.42 0.00 1,307,000.00
1-A-24 0.00 0.00 95,638.13 0.00 20,866,500.00
1-A-25 0.00 0.00 179,449.53 0.00 38,337,666.36
1-A-26 0.00 0.00 225,056.97 0.00 48,240,978.84
1-A-27 0.00 0.00 130,922.92 0.00 28,565,000.00
1-A-28 0.00 0.00 26,286.18 0.00 5,761,452.43
1-A-29 0.00 0.00 69,890.49 0.00 15,222,547.57
1-A-30 0.00 0.00 5,032.50 0.00 1,098,000.00
1-A-31 0.00 0.00 171,078.21 0.00 36,549,214.23
1-A-32 0.00 0.00 6,944.70 0.00 1,483,667.69
1-A-R 0.00 0.00 1.81 0.00 0.00
2-A-1 0.00 0.00 98,922.08 0.00 21,583,000.00
2-A-2 0.00 0.00 751,462.13 0.00 161,442,081.90
2-A-3 0.00 0.00 146,240.42 0.00 31,907,000.00
2-A-4 0.00 0.00 5,206.67 0.00 1,136,000.00
30-PO 0.00 0.00 0.00 0.00 1,962,783.32
1-A-IO 0.00 0.00 20,796.33 0.00 4,416,700.15
2-A-IO 0.00 0.00 15,239.17 0.00 3,284,485.29
1-B-1 0.00 0.00 30,401.45 0.00 6,626,034.82
1-B-2 0.00 0.00 8,442.81 0.00 1,840,121.72
1-B-3 0.00 0.00 5,068.43 0.00 1,104,671.77
1-B-4 0.00 0.00 3,378.96 0.00 736,447.85
1-B-5 0.00 0.00 2,531.93 0.00 551,836.94
1-B-6 0.00 0.00 2,535.97 0.00 552,718.08
2-B-1 0.00 0.00 17,165.04 0.00 3,741,161.79
2-B-2 0.00 0.00 6,240.58 0.00 1,360,150.31
2-B-3 0.00 0.00 3,122.58 0.00 680,574.11
2-B-4 0.00 0.00 2,078.67 0.00 453,050.80
2-B-5 0.00 0.00 1,561.29 0.00 340,287.06
2-B-6 0.00 0.00 1,561.08 0.00 340,242.25
Totals 0.00 0.00 2,731,674.94 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 14,420,000.00 5.50000% 962.60431207 4.41193620 0.00000000 0.00000000
1-A-2 125,000.00 5.50000% 1000.00000000 4.58336000 0.00000000 0.00000000
1-A-3 2,100,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-4 680,000.00 5.50000% 1000.00000000 4.58333824 0.00000000 0.00000000
1-A-5 3,256,500.00 5.50000% 1000.00000000 4.58333487 0.00000000 0.00000000
1-A-6 4,550,000.00 4.06000% 962.60431209 3.25681099 0.00000000 0.00000000
1-A-7 0.00 5.50000% 994.73304231 4.55919188 0.00000000 0.00000000
1-A-8 1,410,000.00 7.90000% 962.60431206 6.33714184 0.00000000 0.00000000
1-A-9 2,200,000.00 6.94000% 962.60431364 5.56706364 0.00000000 0.00000000
1-A-10 4,000,000.00 5.50000% 962.50000000 4.41145750 0.00000000 0.00000000
1-A-11 2,373,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-12 6,000,000.00 5.25000% 962.60431167 4.21139333 0.00000000 0.00000000
1-A-13 1,000,000.00 7.00000% 962.60431000 5.61519000 0.00000000 0.00000000
1-A-15 10,000,000.00 5.50000% 1000.00000000 4.58333300 0.00000000 0.00000000
1-A-16 4,800,000.00 5.50000% 998.52243750 4.57656042 0.00000000 0.00000000
1-A-17 3,200,000.00 5.50000% 908.72712500 4.16500000 0.00000000 0.00000000
1-A-18 10,000,000.00 5.00000% 994.73292500 4.14472100 0.00000000 0.00000000
1-A-19 30,231,000.00 5.25000% 994.73292514 4.35195660 0.00000000 0.00000000
1-A-20 29,264,000.00 5.50000% 1000.00000000 4.58333345 0.00000000 0.00000000
1-A-21 22,137,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-22 1,314,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-23 1,307,000.00 5.50000% 1000.00000000 4.58333588 0.00000000 0.00000000
1-A-24 20,866,500.00 5.50000% 1000.00000000 4.58333357 0.00000000 0.00000000
1-A-25 40,000,000.00 5.50000% 978.81563750 4.48623825 0.00000000 0.00000000
1-A-26 50,000,000.00 5.50000% 982.06678080 4.50113940 0.00000000 0.00000000
1-A-27 28,565,000.00 5.50000% 1000.00000000 4.58333345 0.00000000 0.00000000
1-A-28 5,709,000.00 5.50000% 1004.58333333 4.60434051 0.00000000 0.00000000
1-A-29 15,275,000.00 5.50000% 998.28698854 4.57548216 0.00000000 0.00000000
1-A-30 1,098,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-31 38,134,000.00 5.50000% 978.81563749 4.48623827 0.00000000 0.00000000
1-A-32 1,548,000.00 5.50000% 978.81563953 4.48624031 0.00000000 0.00000000
1-A-R 100.00 5.50000% 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 21,583,000.00 5.50000% 1000.00000000 4.58333318 0.00000000 0.00000000
2-A-2 165,542,000.00 5.50000% 990.41556783 4.53940468 0.00000000 0.00000000
2-A-3 31,907,000.00 5.50000% 1000.00000000 4.58333344 0.00000000 0.00000000
2-A-4 1,136,000.00 5.50000% 1000.00000000 4.58333627 0.00000000 0.00000000
30-PO 1,971,571.00 0.00000% 997.96017998 0.00000000 0.00000000 0.00000000
1-A-IO 0.00 5.50000% 983.10309952 4.50588967 0.00000000 0.00000000
2-A-IO 0.00 5.50000% 987.13728110 4.52437849 0.00000000 0.00000000
1-B-1 6,640,000.00 5.50000% 998.95242319 4.57853163 0.00000000 0.00000000
1-B-2 1,844,000.00 5.50000% 998.95242408 4.57853037 0.00000000 0.00000000
1-B-3 1,107,000.00 5.50000% 998.95242096 4.57852755 0.00000000 0.00000000
1-B-4 738,000.00 5.50000% 998.95242547 4.57853659 0.00000000 0.00000000
1-B-5 553,000.00 5.50000% 998.95242315 4.57853526 0.00000000 0.00000000
1-B-6 553,883.00 5.50000% 998.95243219 4.57853012 0.00000000 0.00000000
2-B-1 3,749,000.00 5.50000% 998.95973326 4.57856495 0.00000000 0.00000000
2-B-2 1,363,000.00 5.50000% 998.95973588 4.57856200 0.00000000 0.00000000
2-B-3 682,000.00 5.50000% 998.95973607 4.57856305 0.00000000 0.00000000
2-B-4 454,000.00 5.50000% 998.95973568 4.57856828 0.00000000 0.00000000
2-B-5 341,000.00 5.50000% 998.95973607 4.57856305 0.00000000 0.00000000
2-B-6 340,955.00 5.50000% 998.95974542 4.57855142 0.00000000 0.00000000
<FN>
(5) All classes are per $1,000 denomination
</FN>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 0.00000000 0.00000000 4.41193620 0.00000000 927.59785714
1-A-2 0.00000000 0.00000000 4.58336000 0.00000000 1000.00000000
1-A-3 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
1-A-4 0.00000000 0.00000000 4.58333824 0.00000000 1000.00000000
1-A-5 0.00000000 0.00000000 4.58333487 0.00000000 1000.00000000
1-A-6 0.00000000 0.00000000 3.25681099 0.00000000 927.59785714
1-A-7 0.00000000 0.00000000 4.55919188 0.00000000 988.67660552
1-A-8 0.00000000 0.00000000 6.33714184 0.00000000 927.59785816
1-A-9 0.00000000 0.00000000 5.56706364 0.00000000 927.59785909
1-A-10 0.00000000 0.00000000 4.41145750 0.00000000 927.50000000
1-A-11 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
1-A-12 0.00000000 0.00000000 4.21139333 0.00000000 927.59785667
1-A-13 0.00000000 0.00000000 5.61519000 0.00000000 927.59786000
1-A-15 0.00000000 0.00000000 4.58333300 0.00000000 1000.00000000
1-A-16 0.00000000 0.00000000 4.57656042 0.00000000 996.29423542
1-A-17 0.00000000 0.00000000 4.16500000 0.00000000 824.55328750
1-A-18 0.00000000 0.00000000 4.14472100 0.00000000 988.67648700
1-A-19 0.00000000 0.00000000 4.35195660 0.00000000 988.67648705
1-A-20 0.00000000 0.00000000 4.58333345 0.00000000 1000.00000000
1-A-21 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
1-A-22 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
1-A-23 0.00000000 0.00000000 4.58333588 0.00000000 1000.00000000
1-A-24 0.00000000 0.00000000 4.58333357 0.00000000 1000.00000000
1-A-25 0.00000000 0.00000000 4.48623825 0.00000000 958.44165900
1-A-26 0.00000000 0.00000000 4.50113940 0.00000000 964.81957680
1-A-27 0.00000000 0.00000000 4.58333345 0.00000000 1000.00000000
1-A-28 0.00000000 0.00000000 4.60434051 0.00000000 1009.18767385
1-A-29 0.00000000 0.00000000 4.57548216 0.00000000 996.56612570
1-A-30 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
1-A-31 0.00000000 0.00000000 4.48623827 0.00000000 958.44165915
1-A-32 0.00000000 0.00000000 4.48624031 0.00000000 958.44166021
1-A-R 0.00000000 0.00000000 18.10000000 0.00000000 0.00000000
2-A-1 0.00000000 0.00000000 4.58333318 0.00000000 1000.00000000
2-A-2 0.00000000 0.00000000 4.53940468 0.00000000 975.23336615
2-A-3 0.00000000 0.00000000 4.58333344 0.00000000 1000.00000000
2-A-4 0.00000000 0.00000000 4.58333627 0.00000000 1000.00000000
30-PO 0.00000000 0.00000000 0.00000000 0.00000000 995.54280318
1-A-IO 0.00000000 0.00000000 4.50588967 0.00000000 956.95555889
2-A-IO 0.00000000 0.00000000 4.52437849 0.00000000 975.13543146
1-B-1 0.00000000 0.00000000 4.57853163 0.00000000 997.89681024
1-B-2 0.00000000 0.00000000 4.57853037 0.00000000 997.89681128
1-B-3 0.00000000 0.00000000 4.57852755 0.00000000 997.89681120
1-B-4 0.00000000 0.00000000 4.57853659 0.00000000 997.89681572
1-B-5 0.00000000 0.00000000 4.57853526 0.00000000 997.89681736
1-B-6 0.00000000 0.00000000 4.57853012 0.00000000 997.89681214
2-B-1 0.00000000 0.00000000 4.57856495 0.00000000 997.90925313
2-B-2 0.00000000 0.00000000 4.57856200 0.00000000 997.90925165
2-B-3 0.00000000 0.00000000 4.57856305 0.00000000 997.90925220
2-B-4 0.00000000 0.00000000 4.57856828 0.00000000 997.90925110
2-B-5 0.00000000 0.00000000 4.57856305 0.00000000 997.90926686
2-B-6 0.00000000 0.00000000 4.57855142 0.00000000 997.90954818
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Certificateholder Component Statement
Component Beginning Ending Beginning Ending Ending
Pass-Through Notional Notional Component Component Component
Class Rate Balance Balance Balance Balance Percentage
<s> <c> <c> <c> <c> <c> <c>
30-PO-1 0.00000% 0.00 0.00 1,880,647.14 1,876,914.26 99.61232001%
30-PO-2 0.00000% 0.00 0.00 86,902.21 85,869.05 98.30232851%
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<s> <c>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 9,579,235.13
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 0.00
Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00
Prepayment Penalties 0.00
Total Deposits 9,579,235.13
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 125,151.89
Payment of Interest and Principal 9,454,083.24
Total Withdrawals (Pool Distribution Amount) 9,579,235.13
Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<s> <c>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES
<s> <c>
Gross Servicing Fee 122,938.98
Trustee Fee - Wells Fargo Bank, N.A. 2,212.91
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 125,151.89
OTHER ACCOUNTS
Beginning Current Current Ending
Account Type Balance Withdrawals Deposits Balance
<s> <c> <c> <c> <c>
1-A-10 Reserve Fund 582.74 391.43 417.25 608.56
1-A-11 Reserve Fund 999.99 0.00 0.00 999.99
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENCY STATUS
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s> <c> <c> <c> <c> <c>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 8 0 0 0 8
4,160,645.33 0.00 0.00 0.00 4,160,645.33
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 8 0 0 0 8
4,160,645.33 0.00 0.00 0.00 4,160,645.33
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.506650% 0.000000% 0.000000% 0.000000% 0.506650%
0.712612% 0.000000% 0.000000% 0.000000% 0.712612%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.506650% 0.000000% 0.000000% 0.000000% 0.506650%
0.712612% 0.000000% 0.000000% 0.000000% 0.712612%
Delinquency Status By Groups
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
1 -30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 5 0 0 0 5
3,473,538.80 0.00 0.00 0.00 3,473,538.80
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 5 0 0 0 5
3,473,538.80 0.00 0.00 0.00 3,473,538.80
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.745156% 0.000000% 0.000000% 0.000000% 0.745156%
0.963244% 0.000000% 0.000000% 0.000000% 0.963244%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.745156% 0.000000% 0.000000% 0.000000% 0.745156%
0.963244% 0.000000% 0.000000% 0.000000% 0.963244%
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
2 -15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 3 0 0 0 3
687,106.53 0.00 0.00 0.00 687,106.53
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 3 0 0 0 3
687,106.53 0.00 0.00 0.00 687,106.53
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.330396% 0.000000% 0.000000% 0.000000% 0.330396%
0.307774% 0.000000% 0.000000% 0.000000% 0.307774%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.330396% 0.000000% 0.000000% 0.000000% 0.330396%
0.307774% 0.000000% 0.000000% 0.000000% 0.307774%
OTHER INFORMATION
<s> <c>
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 23,703.96
COLLATERAL STATEMENT
Collateral Description Mixed Fixed
Weighted Average Gross Coupon 5.809441%
Weighted Average Net Coupon 5.559441%
Weighted Average Pass-Through Rate 5.554941%
Weighted Average Maturity(Stepdown Calculation ) 356
Beginning Scheduled Collateral Loan Count 1,593
Number Of Loans Paid In Full 14
Ending Scheduled Collateral Loan Count 1,579
Beginning Scheduled Collateral Balance 590,107,088.26
Ending Scheduled Collateral Balance 583,384,654.03
Ending Actual Collateral Balance at 29-Apr-2005 583,858,847.54
Monthly P &I Constant 3,479,349.48
Special Servicing Fee 0.00
Prepayment Penalties 0.00
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Scheduled Principal 622,522.66
Unscheduled Principal 6,099,911.57
Miscellaneous Reporting
Senior % 96.880562%
Subordinate % 3.119438%
Group Level Collateral Statement
Group 1 -30 Year Fixed 2 -15 Year Fixed Total
Collateral Description Fixed 30 Year Fixed 15 Year Mixed Fixed
Weighted Average Coupon Rate 5.794586 5.833444 5.809441
Weighted Average Net Rate 5.544586 5.583444 5.559441
Weighted Average Maturity 356 356 356
Beginning Loan Count 677 916 1,593
Loans Paid In Full 6 8 14
Ending Loan Count 671 908 1,579
Beginning Scheduled Balance 364,516,065.72 225,591,022.54 590,107,088.26
Ending scheduled Balance 360,315,236.47 223,069,417.56 583,384,654.03
Record Date 04/29/2005 04/29/2005 04/29/2005
Principal And Interest Constant 2,145,478.78 1,333,870.70 3,479,349.48
Scheduled Principal 385,295.81 237,226.85 622,522.66
Unscheduled Principal 3,815,533.44 2,284,378.13 6,099,911.57
Scheduled Interest 1,760,182.97 1,096,643.85 2,856,826.82
Servicing Fees 75,940.85 46,998.13 122,938.98
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 1,366.94 845.97 2,212.91
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 1,682,875.18 1,048,799.75 2,731,674.93
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 0.00 0.00 0.00
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 5.540086 5.578944 5.554941
Miscellaneous Reporting
Group 1 -30 Year Fixed
CPR 11.874220%
Subordinate % 3.150245%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 96.849755%
Group 2 -15 Year Fixed
CPR 11.508436%
Subordinate % 3.069898%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 96.930102%