UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D. C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): June 27, 2005
BANC OF AMERICA MORTGAGE SECURITIES, INC.
Mortgage Pass-Through Certificates, Series 2005-3 Trust
(Exact name of registrant as specified in its charter)
New York (governing law of 333-118843-17
Pooling and Servicing Agreement) (Commission 54-2169425
(State or other File Number) 54-2169426
jurisdiction 54-2169427
of Incorporation) IRS EIN
c/o Wells Fargo Bank, N.A.
9062 Old Annapolis Road
Columbia, MD 21045
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (410) 884-2000
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act(17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act(17 CFR 240.13e-4(c))
ITEM 8.01 Other Events
On June 27, 2005 a distribution was made to holders of BANC OF AMERICA
MORTGAGE SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2005-3
Trust.
ITEM 9.01 Financial Statements and Exhibits
(c) Exhibits
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of
Mortgage Pass-Through Certificates,
Series 2005-3 Trust, relating to the
June 27, 2005 distribution.
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
BANC OF AMERICA MORTGAGE SECURITIES, INC.
Mortgage Pass-Through Certificates, Series 2005-3 Trust
(Registrant)
By: Wells Fargo Bank, N.A. as Trustee
By: /s/ Beth Belfield as Officer
By: Beth Belfield as Officer
Date: 6/28/2005
INDEX TO EXHIBITS
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of Mortgage
Pass-Through Certificates, Series 2005-3 Trust,
relating to the June 27, 2005 distribution.
EX-99.1
Banc of America Mortgage Securities, Inc.
Mortgage Pass-Through Certificates
Record Date: 5/31/2005
Distribution Date: 6/27/2005
Banc of America Mortgage Securities, Inc.
Mortgage Pass-Through Certificates
Series 2005-3
Contact: Customer Service - CTSLink
Wells Fargo Bank, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
www.ctslink.com
Telephone: (301) 815-6600
Fax: (301) 815-6660
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest
Class CUSIP Description Rate Balance Distribution
<s> <c> <c> <c> <c> <c>
1-A-1 05949A2C3 SEN 5.50000% 13,375,961.10 61,306.49
1-A-2 05949A2D1 SEN 5.50000% 125,000.00 572.92
1-A-3 05949A2E9 SEN 5.50000% 2,100,000.00 9,625.00
1-A-4 05949A2F6 SEN 5.50000% 680,000.00 3,116.67
1-A-5 05949A2G4 SEN 5.50000% 3,256,500.00 14,925.63
1-A-6 05949A2H2 SEN 4.28125% 4,220,570.25 15,057.76
1-A-7 05949A2J8 SEN 5.50000% 0.00 10,346.29
1-A-8 05949A2K5 SEN 7.53125% 1,307,912.98 8,208.52
1-A-9 05949A2L3 SEN 6.71875% 2,040,715.29 11,425.88
1-A-10 05949A2M1 SEN 5.50000% 3,710,000.00 17,004.17
1-A-11 05949A2N9 SEN 5.50000% 2,373,000.00 10,876.25
1-A-12 05949A2P4 SEN 5.25000% 5,565,587.14 24,349.44
1-A-13 05949A2Q2 SEN 7.00000% 927,597.86 5,410.99
1-A-15 05949A2S8 SEN 5.50000% 10,000,000.00 45,833.33
1-A-16 05949A2T6 SEN 5.50000% 4,782,212.33 21,918.47
1-A-17 05949A2U3 SEN 5.50000% 2,638,570.52 12,093.45
1-A-18 05949A2V1 SEN 5.00000% 9,886,764.87 41,194.85
1-A-19 05949A2W9 SEN 5.25000% 29,888,678.88 130,762.97
1-A-20 05949A2X7 SEN 5.50000% 29,264,000.00 134,126.67
1-A-21 05949A2Y5 SEN 5.50000% 22,137,000.00 101,461.25
1-A-22 05949A2Z2 SEN 5.50000% 1,314,000.00 6,022.50
1-A-23 05949A3A6 SEN 5.50000% 1,307,000.00 5,990.42
1-A-24 05949A3B4 SEN 5.50000% 20,866,500.00 95,638.13
1-A-25 05949A3C2 SEN 5.50000% 38,337,666.36 175,714.30
1-A-26 05949A3D0 SEN 5.50000% 48,240,978.84 221,104.49
1-A-27 05949A3E8 SEN 5.50000% 28,565,000.00 130,922.92
1-A-28 05949A3F5 SEN 5.50000% 5,761,452.43 26,406.66
1-A-29 05949A3G3 SEN 5.50000% 15,222,547.57 69,770.01
1-A-30 05949A3H1 SEN 5.50000% 1,098,000.00 5,032.50
1-A-31 05949A3J7 SEN 5.50000% 36,549,214.23 167,517.23
1-A-32 05949A3K4 SEN 5.50000% 1,483,667.69 6,800.14
1-A-R 05949A3L2 SEN 5.50000% 0.00 2.17
2-A-1 05949A3N8 SEN 5.50000% 21,583,000.00 98,922.08
2-A-2 05949A3P3 SEN 5.50000% 161,442,081.90 739,942.88
2-A-3 05949A3Q1 SEN 5.50000% 31,907,000.00 146,240.42
2-A-4 05949A3R9 SEN 5.50000% 1,136,000.00 5,206.67
30-PO 05949A3T5 SEN 0.00000% 1,962,783.32 0.00
1-A-IO 05949A3M0 SEN 5.50000% 0.00 20,243.21
2-A-IO 05949A3S7 SEN 5.50000% 0.00 15,053.89
1-B-1 05949A3U2 SUB 5.50000% 6,626,034.82 30,369.33
1-B-2 05949A3V0 SUB 5.50000% 1,840,121.72 8,433.89
1-B-3 05949A3W8 SUB 5.50000% 1,104,671.77 5,063.08
1-B-4 05949A4A5 SUB 5.50000% 736,447.85 3,375.39
1-B-5 05949A4B3 SUB 5.50000% 551,836.94 2,529.25
1-B-6 05949A4C1 SUB 5.50000% 552,718.08 2,533.29
2-B-1 05949A3X6 SUB 5.50000% 3,741,161.79 17,146.99
2-B-2 05949A3Y4 SUB 5.50000% 1,360,150.31 6,234.02
2-B-3 05949A3Z1 SUB 5.50000% 680,574.11 3,119.30
2-B-4 05949A4D9 SUB 5.50000% 453,050.80 2,076.48
2-B-5 05949A4E7 SUB 5.50000% 340,287.06 1,559.65
2-B-6 05949A4F4 SUB 5.50000% 340,242.25 1,559.44
Totals 583,384,261.06 2,700,147.73
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Principal Realized Certificate Total Realized
Class Distribution Loss Balance Distribution Losses
<s> <c> <c> <c> <c>
1-A-1 201,843.88 0.00 13,174,117.22 263,150.37 0.00
1-A-2 0.00 0.00 125,000.00 572.92 0.00
1-A-3 0.00 0.00 2,100,000.00 9,625.00 0.00
1-A-4 0.00 0.00 680,000.00 3,116.67 0.00
1-A-5 0.00 0.00 3,256,500.00 14,925.63 0.00
1-A-6 63,688.60 0.00 4,156,881.65 78,746.36 0.00
1-A-7 0.00 0.00 0.00 10,346.29 0.00
1-A-8 19,736.47 0.00 1,288,176.51 27,944.99 0.00
1-A-9 30,794.49 0.00 2,009,920.80 42,220.37 0.00
1-A-10 56,000.00 0.00 3,654,000.00 73,004.17 0.00
1-A-11 0.00 0.00 2,373,000.00 10,876.25 0.00
1-A-12 83,984.97 0.00 5,481,602.17 108,334.41 0.00
1-A-13 13,997.50 0.00 913,600.36 19,408.49 0.00
1-A-15 0.00 0.00 10,000,000.00 45,833.33 0.00
1-A-16 14,293.16 0.00 4,767,919.17 36,211.63 0.00
1-A-17 97,686.80 0.00 2,540,883.72 109,780.25 0.00
1-A-18 68,429.13 0.00 9,818,335.74 109,623.98 0.00
1-A-19 206,868.12 0.00 29,681,810.76 337,631.09 0.00
1-A-20 0.00 0.00 29,264,000.00 134,126.67 0.00
1-A-21 0.00 0.00 22,137,000.00 101,461.25 0.00
1-A-22 0.00 0.00 1,314,000.00 6,022.50 0.00
1-A-23 0.00 0.00 1,307,000.00 5,990.42 0.00
1-A-24 0.00 0.00 20,866,500.00 95,638.13 0.00
1-A-25 411,172.83 0.00 37,926,493.53 586,887.13 0.00
1-A-26 435,088.18 0.00 47,805,890.66 656,192.67 0.00
1-A-27 0.00 0.00 28,565,000.00 130,922.92 0.00
1-A-28 (26,406.66) 0.00 5,787,859.09 0.00 0.00
1-A-29 26,406.66 0.00 15,196,140.91 96,176.67 0.00
1-A-30 0.00 0.00 1,098,000.00 5,032.50 0.00
1-A-31 391,991.62 0.00 36,157,222.61 559,508.85 0.00
1-A-32 15,912.39 0.00 1,467,755.30 22,712.53 0.00
1-A-R 0.00 0.00 0.00 2.17 0.00
2-A-1 0.00 0.00 21,583,000.00 98,922.08 0.00
2-A-2 1,458,280.90 0.00 159,983,801.00 2,198,223.78 0.00
2-A-3 0.00 0.00 31,907,000.00 146,240.42 0.00
2-A-4 0.00 0.00 1,136,000.00 5,206.67 0.00
30-PO 3,819.18 0.00 1,958,964.14 3,819.18 0.00
1-A-IO 0.00 0.00 0.00 20,243.21 0.00
2-A-IO 0.00 0.00 0.00 15,053.89 0.00
1-B-1 7,047.06 0.00 6,618,987.76 37,416.39 0.00
1-B-2 1,957.05 0.00 1,838,164.67 10,390.94 0.00
1-B-3 1,174.86 0.00 1,103,496.90 6,237.94 0.00
1-B-4 783.24 0.00 735,664.60 4,158.63 0.00
1-B-5 586.90 0.00 551,250.03 3,116.15 0.00
1-B-6 587.84 0.00 552,130.24 3,121.13 0.00
2-B-1 3,950.50 0.00 3,737,211.28 21,097.49 0.00
2-B-2 1,436.26 0.00 1,358,714.05 7,670.28 0.00
2-B-3 718.66 0.00 679,855.45 3,837.96 0.00
2-B-4 478.40 0.00 452,572.40 2,554.88 0.00
2-B-5 359.33 0.00 339,927.73 1,918.98 0.00
2-B-6 359.28 0.00 339,882.97 1,918.72 0.00
Totals 3,593,027.60 0.00 579,791,233.42 6,293,175.33 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
</FN>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<s> <c> <c> <c> <c> <c> <c>
1-A-1 14,420,000.00 13,375,961.10 35,281.25 166,562.63 0.00 0.00
1-A-2 125,000.00 125,000.00 0.00 0.00 0.00 0.00
1-A-3 2,100,000.00 2,100,000.00 0.00 0.00 0.00 0.00
1-A-4 680,000.00 680,000.00 0.00 0.00 0.00 0.00
1-A-5 3,256,500.00 3,256,500.00 0.00 0.00 0.00 0.00
1-A-6 4,550,000.00 4,220,570.25 11,132.43 52,556.17 0.00 0.00
1-A-7 0.00 0.00 0.00 0.00 0.00 0.00
1-A-8 1,410,000.00 1,307,912.98 3,449.83 16,286.64 0.00 0.00
1-A-9 2,200,000.00 2,040,715.29 5,382.72 25,411.77 0.00 0.00
1-A-10 4,000,000.00 3,710,000.00 9,788.51 46,211.49 0.00 0.00
1-A-11 2,373,000.00 2,373,000.00 0.00 0.00 0.00 0.00
1-A-12 6,000,000.00 5,565,587.14 14,680.13 69,304.84 0.00 0.00
1-A-13 1,000,000.00 927,597.86 2,446.69 11,550.81 0.00 0.00
1-A-15 10,000,000.00 10,000,000.00 0.00 0.00 0.00 0.00
1-A-16 4,800,000.00 4,782,212.33 2,498.37 11,794.79 0.00 0.00
1-A-17 3,200,000.00 2,638,570.52 17,075.14 80,611.66 0.00 0.00
1-A-18 10,000,000.00 9,886,764.87 11,961.05 56,468.08 0.00 0.00
1-A-19 30,231,000.00 29,888,678.88 36,159.46 170,708.65 0.00 0.00
1-A-20 29,264,000.00 29,264,000.00 0.00 0.00 0.00 0.00
1-A-21 22,137,000.00 22,137,000.00 0.00 0.00 0.00 0.00
1-A-22 1,314,000.00 1,314,000.00 0.00 0.00 0.00 0.00
1-A-23 1,307,000.00 1,307,000.00 0.00 0.00 0.00 0.00
1-A-24 20,866,500.00 20,866,500.00 0.00 0.00 0.00 0.00
1-A-25 40,000,000.00 38,337,666.36 71,870.86 339,301.98 0.00 0.00
1-A-26 50,000,000.00 48,240,978.84 76,051.13 359,037.04 0.00 0.00
1-A-27 28,565,000.00 28,565,000.00 0.00 0.00 0.00 0.00
1-A-28 5,709,000.00 5,761,452.43 0.00 0.00 (26,406.66) 0.00
1-A-29 15,275,000.00 15,222,547.57 4,615.75 21,790.91 0.00 0.00
1-A-30 1,098,000.00 1,098,000.00 0.00 0.00 0.00 0.00
1-A-31 38,134,000.00 36,549,214.23 68,518.08 323,473.54 0.00 0.00
1-A-32 1,548,000.00 1,483,667.69 2,781.40 13,130.99 0.00 0.00
1-A-R 100.00 0.00 0.00 0.00 0.00 0.00
2-A-1 21,583,000.00 21,583,000.00 0.00 0.00 0.00 0.00
2-A-2 165,542,000.00 161,442,081.90 228,158.54 1,230,122.36 0.00 0.00
2-A-3 31,907,000.00 31,907,000.00 0.00 0.00 0.00 0.00
2-A-4 1,136,000.00 1,136,000.00 0.00 0.00 0.00 0.00
30-PO 1,971,571.00 1,962,783.32 2,194.30 1,624.88 0.00 0.00
1-A-IO 0.00 0.00 0.00 0.00 0.00 0.00
2-A-IO 0.00 0.00 0.00 0.00 0.00 0.00
1-B-1 6,640,000.00 6,626,034.82 7,047.06 0.00 0.00 0.00
1-B-2 1,844,000.00 1,840,121.72 1,957.05 0.00 0.00 0.00
1-B-3 1,107,000.00 1,104,671.77 1,174.86 0.00 0.00 0.00
1-B-4 738,000.00 736,447.85 783.24 0.00 0.00 0.00
1-B-5 553,000.00 551,836.94 586.90 0.00 0.00 0.00
1-B-6 553,883.00 552,718.08 587.84 0.00 0.00 0.00
2-B-1 3,749,000.00 3,741,161.79 3,950.50 0.00 0.00 0.00
2-B-2 1,363,000.00 1,360,150.31 1,436.26 0.00 0.00 0.00
2-B-3 682,000.00 680,574.11 718.66 0.00 0.00 0.00
2-B-4 454,000.00 453,050.80 478.40 0.00 0.00 0.00
2-B-5 341,000.00 340,287.06 359.33 0.00 0.00 0.00
2-B-6 340,955.00 340,242.25 359.28 0.00 0.00 0.00
Totals 596,068,509.00 583,384,261.06 623,485.02 2,995,949.23 (26,406.66) 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c>
1-A-1 201,843.88 13,174,117.22 0.91360036 201,843.88
1-A-2 0.00 125,000.00 1.00000000 0.00
1-A-3 0.00 2,100,000.00 1.00000000 0.00
1-A-4 0.00 680,000.00 1.00000000 0.00
1-A-5 0.00 3,256,500.00 1.00000000 0.00
1-A-6 63,688.60 4,156,881.65 0.91360036 63,688.60
1-A-7 0.00 0.00 0.00000000 0.00
1-A-8 19,736.47 1,288,176.51 0.91360036 19,736.47
1-A-9 30,794.49 2,009,920.80 0.91360036 30,794.49
1-A-10 56,000.00 3,654,000.00 0.91350000 56,000.00
1-A-11 0.00 2,373,000.00 1.00000000 0.00
1-A-12 83,984.97 5,481,602.17 0.91360036 83,984.97
1-A-13 13,997.50 913,600.36 0.91360036 13,997.50
1-A-15 0.00 10,000,000.00 1.00000000 0.00
1-A-16 14,293.16 4,767,919.17 0.99331649 14,293.16
1-A-17 97,686.80 2,540,883.72 0.79402616 97,686.80
1-A-18 68,429.13 9,818,335.74 0.98183357 68,429.13
1-A-19 206,868.12 29,681,810.76 0.98183357 206,868.12
1-A-20 0.00 29,264,000.00 1.00000000 0.00
1-A-21 0.00 22,137,000.00 1.00000000 0.00
1-A-22 0.00 1,314,000.00 1.00000000 0.00
1-A-23 0.00 1,307,000.00 1.00000000 0.00
1-A-24 0.00 20,866,500.00 1.00000000 0.00
1-A-25 411,172.83 37,926,493.53 0.94816234 411,172.83
1-A-26 435,088.18 47,805,890.66 0.95611781 435,088.18
1-A-27 0.00 28,565,000.00 1.00000000 0.00
1-A-28 (26,406.66) 5,787,859.09 1.01381312 (26,406.66)
1-A-29 26,406.66 15,196,140.91 0.99483738 26,406.66
1-A-30 0.00 1,098,000.00 1.00000000 0.00
1-A-31 391,991.62 36,157,222.61 0.94816234 391,991.62
1-A-32 15,912.39 1,467,755.30 0.94816234 15,912.39
1-A-R 0.00 0.00 0.00000000 0.00
2-A-1 0.00 21,583,000.00 1.00000000 0.00
2-A-2 1,458,280.90 159,983,801.00 0.96642424 1,458,280.90
2-A-3 0.00 31,907,000.00 1.00000000 0.00
2-A-4 0.00 1,136,000.00 1.00000000 0.00
30-PO 3,819.18 1,958,964.14 0.99360568 3,819.18
1-A-IO 0.00 0.00 0.00000000 0.00
2-A-IO 0.00 0.00 0.00000000 0.00
1-B-1 7,047.06 6,618,987.76 0.99683551 7,047.06
1-B-2 1,957.05 1,838,164.67 0.99683550 1,957.05
1-B-3 1,174.86 1,103,496.90 0.99683550 1,174.86
1-B-4 783.24 735,664.60 0.99683550 783.24
1-B-5 586.90 551,250.03 0.99683550 586.90
1-B-6 587.84 552,130.24 0.99683550 587.84
2-B-1 3,950.50 3,737,211.28 0.99685550 3,950.50
2-B-2 1,436.26 1,358,714.05 0.99685550 1,436.26
2-B-3 718.66 679,855.45 0.99685550 718.66
2-B-4 478.40 452,572.40 0.99685551 478.40
2-B-5 359.33 339,927.73 0.99685551 359.33
2-B-6 359.28 339,882.97 0.99685580 359.28
Totals 3,593,027.60 579,791,233.42 0.97269227 3,593,027.60
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<s> <c> <c> <c> <c> <c>
1-A-1 14,420,000.00 927.59785714 2.44668863 11.55080652 0.00000000
1-A-2 125,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-3 2,100,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-4 680,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-5 3,256,500.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-6 4,550,000.00 927.59785714 2.44668791 11.55080659 0.00000000
1-A-7 0.00 0.00000000 0.00000000 0.00000000 0.00000000
1-A-8 1,410,000.00 927.59785816 2.44668794 11.55080851 0.00000000
1-A-9 2,200,000.00 927.59785909 2.44669091 11.55080455 0.00000000
1-A-10 4,000,000.00 927.50000000 2.44712750 11.55287250 0.00000000
1-A-11 2,373,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-12 6,000,000.00 927.59785667 2.44668833 11.55080667 0.00000000
1-A-13 1,000,000.00 927.59786000 2.44669000 11.55081000 0.00000000
1-A-15 10,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-16 4,800,000.00 996.29423542 0.52049375 2.45724792 0.00000000
1-A-17 3,200,000.00 824.55328750 5.33598125 25.19114375 0.00000000
1-A-18 10,000,000.00 988.67648700 1.19610500 5.64680800 0.00000000
1-A-19 30,231,000.00 988.67648705 1.19610532 5.64680791 0.00000000
1-A-20 29,264,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-21 22,137,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-22 1,314,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-23 1,307,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-24 20,866,500.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-25 40,000,000.00 958.44165900 1.79677150 8.48254950 0.00000000
1-A-26 50,000,000.00 964.81957680 1.52102260 7.18074080 0.00000000
1-A-27 28,565,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-28 5,709,000.00 1009.18767385 0.00000000 0.00000000 (4.62544404)
1-A-29 15,275,000.00 996.56612570 0.30217676 1.42657349 0.00000000
1-A-30 1,098,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
1-A-31 38,134,000.00 958.44165915 1.79677139 8.48254943 0.00000000
1-A-32 1,548,000.00 958.44166021 1.79677003 8.48255168 0.00000000
1-A-R 100.00 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 21,583,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
2-A-2 165,542,000.00 975.23336615 1.37825168 7.43087772 0.00000000
2-A-3 31,907,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
2-A-4 1,136,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
30-PO 1,971,571.00 995.54280318 1.11297032 0.82415495 0.00000000
1-A-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
2-A-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
1-B-1 6,640,000.00 997.89681024 1.06130422 0.00000000 0.00000000
1-B-2 1,844,000.00 997.89681128 1.06130694 0.00000000 0.00000000
1-B-3 1,107,000.00 997.89681120 1.06130081 0.00000000 0.00000000
1-B-4 738,000.00 997.89681572 1.06130081 0.00000000 0.00000000
1-B-5 553,000.00 997.89681736 1.06130199 0.00000000 0.00000000
1-B-6 553,883.00 997.89681214 1.06130717 0.00000000 0.00000000
2-B-1 3,749,000.00 997.90925313 1.05374767 0.00000000 0.00000000
2-B-2 1,363,000.00 997.90925165 1.05374908 0.00000000 0.00000000
2-B-3 682,000.00 997.90925220 1.05375367 0.00000000 0.00000000
2-B-4 454,000.00 997.90925110 1.05374449 0.00000000 0.00000000
2-B-5 341,000.00 997.90926686 1.05375367 0.00000000 0.00000000
2-B-6 340,955.00 997.90954818 1.05374610 0.00000000 0.00000000
<FN>
(2) All classes are per $1,000 denomination
</FN>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c> <c>
1-A-1 0.00000000 13.99749515 913.60036200 0.91360036 13.99749515
1-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-6 0.00000000 13.99749451 913.60036264 0.91360036 13.99749451
1-A-7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-A-8 0.00000000 13.99749645 913.60036170 0.91360036 13.99749645
1-A-9 0.00000000 13.99749545 913.60036364 0.91360036 13.99749545
1-A-10 0.00000000 14.00000000 913.50000000 0.91350000 14.00000000
1-A-11 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-12 0.00000000 13.99749500 913.60036167 0.91360036 13.99749500
1-A-13 0.00000000 13.99750000 913.60036000 0.91360036 13.99750000
1-A-15 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-16 0.00000000 2.97774167 993.31649375 0.99331649 2.97774167
1-A-17 0.00000000 30.52712500 794.02616250 0.79402616 30.52712500
1-A-18 0.00000000 6.84291300 981.83357400 0.98183357 6.84291300
1-A-19 0.00000000 6.84291357 981.83357348 0.98183357 6.84291357
1-A-20 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-21 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-22 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-23 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-24 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-25 0.00000000 10.27932075 948.16233825 0.94816234 10.27932075
1-A-26 0.00000000 8.70176360 956.11781320 0.95611781 8.70176360
1-A-27 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-28 0.00000000 (4.62544404) 1,013.81311788 1.01381312 (4.62544404)
1-A-29 0.00000000 1.72875025 994.83737545 0.99483738 1.72875025
1-A-30 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
1-A-31 0.00000000 10.27932082 948.16233833 0.94816234 10.27932082
1-A-32 0.00000000 10.27932171 948.16233850 0.94816234 10.27932171
1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
2-A-2 0.00000000 8.80912941 966.42423675 0.96642424 8.80912941
2-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
2-A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
30-PO 0.00000000 1.93712527 993.60567791 0.99360568 1.93712527
1-A-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
2-A-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
1-B-1 0.00000000 1.06130422 996.83550602 0.99683551 1.06130422
1-B-2 0.00000000 1.06130694 996.83550434 0.99683550 1.06130694
1-B-3 0.00000000 1.06130081 996.83550136 0.99683550 1.06130081
1-B-4 0.00000000 1.06130081 996.83550136 0.99683550 1.06130081
1-B-5 0.00000000 1.06130199 996.83549729 0.99683550 1.06130199
1-B-6 0.00000000 1.06130717 996.83550497 0.99683550 1.06130717
2-B-1 0.00000000 1.05374767 996.85550280 0.99685550 1.05374767
2-B-2 0.00000000 1.05374908 996.85550257 0.99685550 1.05374908
2-B-3 0.00000000 1.05375367 996.85549853 0.99685550 1.05375367
2-B-4 0.00000000 1.05374449 996.85550661 0.99685551 1.05374449
2-B-5 0.00000000 1.05375367 996.85551320 0.99685551 1.05375367
2-B-6 0.00000000 1.05374610 996.85580209 0.99685580 1.05374610
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 14,420,000.00 5.50000% 13,375,961.10 61,306.49 0.00 0.00
1-A-2 125,000.00 5.50000% 125,000.00 572.92 0.00 0.00
1-A-3 2,100,000.00 5.50000% 2,100,000.00 9,625.00 0.00 0.00
1-A-4 680,000.00 5.50000% 680,000.00 3,116.67 0.00 0.00
1-A-5 3,256,500.00 5.50000% 3,256,500.00 14,925.63 0.00 0.00
1-A-6 4,550,000.00 4.28125% 4,220,570.25 15,057.76 0.00 0.00
1-A-7 0.00 5.50000% 2,257,373.12 10,346.29 0.00 0.00
1-A-8 1,410,000.00 7.53125% 1,307,912.98 8,208.52 0.00 0.00
1-A-9 2,200,000.00 6.71875% 2,040,715.29 11,425.88 0.00 0.00
1-A-10 4,000,000.00 5.50000% 3,710,000.00 17,004.17 0.00 0.00
1-A-11 2,373,000.00 5.50000% 2,373,000.00 10,876.25 0.00 0.00
1-A-12 6,000,000.00 5.25000% 5,565,587.14 24,349.44 0.00 0.00
1-A-13 1,000,000.00 7.00000% 927,597.86 5,410.99 0.00 0.00
1-A-15 10,000,000.00 5.50000% 10,000,000.00 45,833.33 0.00 0.00
1-A-16 4,800,000.00 5.50000% 4,782,212.33 21,918.47 0.00 0.00
1-A-17 3,200,000.00 5.50000% 2,638,570.52 12,093.45 0.00 0.00
1-A-18 10,000,000.00 5.00000% 9,886,764.87 41,194.85 0.00 0.00
1-A-19 30,231,000.00 5.25000% 29,888,678.88 130,762.97 0.00 0.00
1-A-20 29,264,000.00 5.50000% 29,264,000.00 134,126.67 0.00 0.00
1-A-21 22,137,000.00 5.50000% 22,137,000.00 101,461.25 0.00 0.00
1-A-22 1,314,000.00 5.50000% 1,314,000.00 6,022.50 0.00 0.00
1-A-23 1,307,000.00 5.50000% 1,307,000.00 5,990.42 0.00 0.00
1-A-24 20,866,500.00 5.50000% 20,866,500.00 95,638.13 0.00 0.00
1-A-25 40,000,000.00 5.50000% 38,337,666.36 175,714.30 0.00 0.00
1-A-26 50,000,000.00 5.50000% 48,240,978.84 221,104.49 0.00 0.00
1-A-27 28,565,000.00 5.50000% 28,565,000.00 130,922.92 0.00 0.00
1-A-28 5,709,000.00 5.50000% 5,761,452.43 26,406.66 0.00 0.00
1-A-29 15,275,000.00 5.50000% 15,222,547.57 69,770.01 0.00 0.00
1-A-30 1,098,000.00 5.50000% 1,098,000.00 5,032.50 0.00 0.00
1-A-31 38,134,000.00 5.50000% 36,549,214.23 167,517.23 0.00 0.00
1-A-32 1,548,000.00 5.50000% 1,483,667.69 6,800.14 0.00 0.00
1-A-R 100.00 5.50000% 0.00 0.00 0.00 0.00
2-A-1 21,583,000.00 5.50000% 21,583,000.00 98,922.08 0.00 0.00
2-A-2 165,542,000.00 5.50000% 161,442,081.90 739,942.88 0.00 0.00
2-A-3 31,907,000.00 5.50000% 31,907,000.00 146,240.42 0.00 0.00
2-A-4 1,136,000.00 5.50000% 1,136,000.00 5,206.67 0.00 0.00
30-PO 1,971,571.00 0.00000% 1,962,783.32 0.00 0.00 0.00
1-A-IO 0.00 5.50000% 4,416,700.15 20,243.21 0.00 0.00
2-A-IO 0.00 5.50000% 3,284,485.29 15,053.89 0.00 0.00
1-B-1 6,640,000.00 5.50000% 6,626,034.82 30,369.33 0.00 0.00
1-B-2 1,844,000.00 5.50000% 1,840,121.72 8,433.89 0.00 0.00
1-B-3 1,107,000.00 5.50000% 1,104,671.77 5,063.08 0.00 0.00
1-B-4 738,000.00 5.50000% 736,447.85 3,375.39 0.00 0.00
1-B-5 553,000.00 5.50000% 551,836.94 2,529.25 0.00 0.00
1-B-6 553,883.00 5.50000% 552,718.08 2,533.29 0.00 0.00
2-B-1 3,749,000.00 5.50000% 3,741,161.79 17,146.99 0.00 0.00
2-B-2 1,363,000.00 5.50000% 1,360,150.31 6,234.02 0.00 0.00
2-B-3 682,000.00 5.50000% 680,574.11 3,119.30 0.00 0.00
2-B-4 454,000.00 5.50000% 453,050.80 2,076.48 0.00 0.00
2-B-5 341,000.00 5.50000% 340,287.06 1,559.65 0.00 0.00
2-B-6 340,955.00 5.50000% 340,242.25 1,559.44 0.00 0.00
Totals 596,068,509.00 2,700,145.56 0.00 0.00
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 0.00 0.00 61,306.49 0.00 13,174,117.22
1-A-2 0.00 0.00 572.92 0.00 125,000.00
1-A-3 0.00 0.00 9,625.00 0.00 2,100,000.00
1-A-4 0.00 0.00 3,116.67 0.00 680,000.00
1-A-5 0.00 0.00 14,925.63 0.00 3,256,500.00
1-A-6 0.00 0.00 15,057.76 0.00 4,156,881.65
1-A-7 0.00 0.00 10,346.29 0.00 2,241,749.19
1-A-8 0.00 0.00 8,208.52 0.00 1,288,176.51
1-A-9 0.00 0.00 11,425.88 0.00 2,009,920.80
1-A-10 0.00 0.00 17,004.17 0.00 3,654,000.00
1-A-11 0.00 0.00 10,876.25 0.00 2,373,000.00
1-A-12 0.00 0.00 24,349.44 0.00 5,481,602.17
1-A-13 0.00 0.00 5,410.99 0.00 913,600.36
1-A-15 0.00 0.00 45,833.33 0.00 10,000,000.00
1-A-16 0.00 0.00 21,918.47 0.00 4,767,919.17
1-A-17 0.00 0.00 12,093.45 0.00 2,540,883.72
1-A-18 0.00 0.00 41,194.85 0.00 9,818,335.74
1-A-19 0.00 0.00 130,762.97 0.00 29,681,810.76
1-A-20 0.00 0.00 134,126.67 0.00 29,264,000.00
1-A-21 0.00 0.00 101,461.25 0.00 22,137,000.00
1-A-22 0.00 0.00 6,022.50 0.00 1,314,000.00
1-A-23 0.00 0.00 5,990.42 0.00 1,307,000.00
1-A-24 0.00 0.00 95,638.13 0.00 20,866,500.00
1-A-25 0.00 0.00 175,714.30 0.00 37,926,493.53
1-A-26 0.00 0.00 221,104.49 0.00 47,805,890.66
1-A-27 0.00 0.00 130,922.92 0.00 28,565,000.00
1-A-28 0.00 0.00 26,406.66 0.00 5,787,859.09
1-A-29 0.00 0.00 69,770.01 0.00 15,196,140.91
1-A-30 0.00 0.00 5,032.50 0.00 1,098,000.00
1-A-31 0.00 0.00 167,517.23 0.00 36,157,222.61
1-A-32 0.00 0.00 6,800.14 0.00 1,467,755.30
1-A-R 0.00 0.00 2.17 0.00 0.00
2-A-1 0.00 0.00 98,922.08 0.00 21,583,000.00
2-A-2 0.00 0.00 739,942.88 0.00 159,983,801.00
2-A-3 0.00 0.00 146,240.42 0.00 31,907,000.00
2-A-4 0.00 0.00 5,206.67 0.00 1,136,000.00
30-PO 0.00 0.00 0.00 0.00 1,958,964.14
1-A-IO 0.00 0.00 20,243.21 0.00 4,404,488.80
2-A-IO 0.00 0.00 15,053.89 0.00 3,242,521.64
1-B-1 0.00 0.00 30,369.33 0.00 6,618,987.76
1-B-2 0.00 0.00 8,433.89 0.00 1,838,164.67
1-B-3 0.00 0.00 5,063.08 0.00 1,103,496.90
1-B-4 0.00 0.00 3,375.39 0.00 735,664.60
1-B-5 0.00 0.00 2,529.25 0.00 551,250.03
1-B-6 0.00 0.00 2,533.29 0.00 552,130.24
2-B-1 0.00 0.00 17,146.99 0.00 3,737,211.28
2-B-2 0.00 0.00 6,234.02 0.00 1,358,714.05
2-B-3 0.00 0.00 3,119.30 0.00 679,855.45
2-B-4 0.00 0.00 2,076.48 0.00 452,572.40
2-B-5 0.00 0.00 1,559.65 0.00 339,927.73
2-B-6 0.00 0.00 1,559.44 0.00 339,882.97
Totals 0.00 0.00 2,700,147.73 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<s> <c> <c> <c> <c> <c> <c>
1-A-1 14,420,000.00 5.50000% 927.59785714 4.25149029 0.00000000 0.00000000
1-A-2 125,000.00 5.50000% 1000.00000000 4.58336000 0.00000000 0.00000000
1-A-3 2,100,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-4 680,000.00 5.50000% 1000.00000000 4.58333824 0.00000000 0.00000000
1-A-5 3,256,500.00 5.50000% 1000.00000000 4.58333487 0.00000000 0.00000000
1-A-6 4,550,000.00 4.28125% 927.59785714 3.30939780 0.00000000 0.00000000
1-A-7 0.00 5.50000% 988.67660552 4.53143292 0.00000000 0.00000000
1-A-8 1,410,000.00 7.53125% 927.59785816 5.82164539 0.00000000 0.00000000
1-A-9 2,200,000.00 6.71875% 927.59785909 5.19358182 0.00000000 0.00000000
1-A-10 4,000,000.00 5.50000% 927.50000000 4.25104250 0.00000000 0.00000000
1-A-11 2,373,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-12 6,000,000.00 5.25000% 927.59785667 4.05824000 0.00000000 0.00000000
1-A-13 1,000,000.00 7.00000% 927.59786000 5.41099000 0.00000000 0.00000000
1-A-15 10,000,000.00 5.50000% 1000.00000000 4.58333300 0.00000000 0.00000000
1-A-16 4,800,000.00 5.50000% 996.29423542 4.56634792 0.00000000 0.00000000
1-A-17 3,200,000.00 5.50000% 824.55328750 3.77920313 0.00000000 0.00000000
1-A-18 10,000,000.00 5.00000% 988.67648700 4.11948500 0.00000000 0.00000000
1-A-19 30,231,000.00 5.25000% 988.67648705 4.32545963 0.00000000 0.00000000
1-A-20 29,264,000.00 5.50000% 1000.00000000 4.58333345 0.00000000 0.00000000
1-A-21 22,137,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-22 1,314,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-23 1,307,000.00 5.50000% 1000.00000000 4.58333588 0.00000000 0.00000000
1-A-24 20,866,500.00 5.50000% 1000.00000000 4.58333357 0.00000000 0.00000000
1-A-25 40,000,000.00 5.50000% 958.44165900 4.39285750 0.00000000 0.00000000
1-A-26 50,000,000.00 5.50000% 964.81957680 4.42208980 0.00000000 0.00000000
1-A-27 28,565,000.00 5.50000% 1000.00000000 4.58333345 0.00000000 0.00000000
1-A-28 5,709,000.00 5.50000% 1009.18767385 4.62544404 0.00000000 0.00000000
1-A-29 15,275,000.00 5.50000% 996.56612570 4.56759476 0.00000000 0.00000000
1-A-30 1,098,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000
1-A-31 38,134,000.00 5.50000% 958.44165915 4.39285755 0.00000000 0.00000000
1-A-32 1,548,000.00 5.50000% 958.44166021 4.39285530 0.00000000 0.00000000
1-A-R 100.00 5.50000% 0.00000000 0.00000000 0.00000000 0.00000000
2-A-1 21,583,000.00 5.50000% 1000.00000000 4.58333318 0.00000000 0.00000000
2-A-2 165,542,000.00 5.50000% 975.23336615 4.46981962 0.00000000 0.00000000
2-A-3 31,907,000.00 5.50000% 1000.00000000 4.58333344 0.00000000 0.00000000
2-A-4 1,136,000.00 5.50000% 1000.00000000 4.58333627 0.00000000 0.00000000
30-PO 1,971,571.00 0.00000% 995.54280318 0.00000000 0.00000000 0.00000000
1-A-IO 0.00 5.50000% 956.95555889 4.38604652 0.00000000 0.00000000
2-A-IO 0.00 5.50000% 975.13543146 4.46937046 0.00000000 0.00000000
1-B-1 6,640,000.00 5.50000% 997.89681024 4.57369428 0.00000000 0.00000000
1-B-2 1,844,000.00 5.50000% 997.89681128 4.57369306 0.00000000 0.00000000
1-B-3 1,107,000.00 5.50000% 997.89681120 4.57369467 0.00000000 0.00000000
1-B-4 738,000.00 5.50000% 997.89681572 4.57369919 0.00000000 0.00000000
1-B-5 553,000.00 5.50000% 997.89681736 4.57368897 0.00000000 0.00000000
1-B-6 553,883.00 5.50000% 997.89681214 4.57369156 0.00000000 0.00000000
2-B-1 3,749,000.00 5.50000% 997.90925313 4.57375033 0.00000000 0.00000000
2-B-2 1,363,000.00 5.50000% 997.90925165 4.57374908 0.00000000 0.00000000
2-B-3 682,000.00 5.50000% 997.90925220 4.57375367 0.00000000 0.00000000
2-B-4 454,000.00 5.50000% 997.90925110 4.57374449 0.00000000 0.00000000
2-B-5 341,000.00 5.50000% 997.90926686 4.57375367 0.00000000 0.00000000
2-B-6 340,955.00 5.50000% 997.90954818 4.57374140 0.00000000 0.00000000
<FN>
(5) All classes are per $1,000 denomination
</FN>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<s> <c> <c> <c> <c> <c>
1-A-1 0.00000000 0.00000000 4.25149029 0.00000000 913.60036200
1-A-2 0.00000000 0.00000000 4.58336000 0.00000000 1000.00000000
1-A-3 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
1-A-4 0.00000000 0.00000000 4.58333824 0.00000000 1000.00000000
1-A-5 0.00000000 0.00000000 4.58333487 0.00000000 1000.00000000
1-A-6 0.00000000 0.00000000 3.30939780 0.00000000 913.60036264
1-A-7 0.00000000 0.00000000 4.53143292 0.00000000 981.83368977
1-A-8 0.00000000 0.00000000 5.82164539 0.00000000 913.60036170
1-A-9 0.00000000 0.00000000 5.19358182 0.00000000 913.60036364
1-A-10 0.00000000 0.00000000 4.25104250 0.00000000 913.50000000
1-A-11 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
1-A-12 0.00000000 0.00000000 4.05824000 0.00000000 913.60036167
1-A-13 0.00000000 0.00000000 5.41099000 0.00000000 913.60036000
1-A-15 0.00000000 0.00000000 4.58333300 0.00000000 1000.00000000
1-A-16 0.00000000 0.00000000 4.56634792 0.00000000 993.31649375
1-A-17 0.00000000 0.00000000 3.77920313 0.00000000 794.02616250
1-A-18 0.00000000 0.00000000 4.11948500 0.00000000 981.83357400
1-A-19 0.00000000 0.00000000 4.32545963 0.00000000 981.83357348
1-A-20 0.00000000 0.00000000 4.58333345 0.00000000 1000.00000000
1-A-21 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
1-A-22 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
1-A-23 0.00000000 0.00000000 4.58333588 0.00000000 1000.00000000
1-A-24 0.00000000 0.00000000 4.58333357 0.00000000 1000.00000000
1-A-25 0.00000000 0.00000000 4.39285750 0.00000000 948.16233825
1-A-26 0.00000000 0.00000000 4.42208980 0.00000000 956.11781320
1-A-27 0.00000000 0.00000000 4.58333345 0.00000000 1000.00000000
1-A-28 0.00000000 0.00000000 4.62544404 0.00000000 1013.81311788
1-A-29 0.00000000 0.00000000 4.56759476 0.00000000 994.83737545
1-A-30 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000
1-A-31 0.00000000 0.00000000 4.39285755 0.00000000 948.16233833
1-A-32 0.00000000 0.00000000 4.39285530 0.00000000 948.16233850
1-A-R 0.00000000 0.00000000 21.70000000 0.00000000 0.00000000
2-A-1 0.00000000 0.00000000 4.58333318 0.00000000 1000.00000000
2-A-2 0.00000000 0.00000000 4.46981962 0.00000000 966.42423675
2-A-3 0.00000000 0.00000000 4.58333344 0.00000000 1000.00000000
2-A-4 0.00000000 0.00000000 4.58333627 0.00000000 1000.00000000
30-PO 0.00000000 0.00000000 0.00000000 0.00000000 993.60567791
1-A-IO 0.00000000 0.00000000 4.38604652 0.00000000 954.30975572
2-A-IO 0.00000000 0.00000000 4.46937046 0.00000000 962.67678473
1-B-1 0.00000000 0.00000000 4.57369428 0.00000000 996.83550602
1-B-2 0.00000000 0.00000000 4.57369306 0.00000000 996.83550434
1-B-3 0.00000000 0.00000000 4.57369467 0.00000000 996.83550136
1-B-4 0.00000000 0.00000000 4.57369919 0.00000000 996.83550136
1-B-5 0.00000000 0.00000000 4.57368897 0.00000000 996.83549729
1-B-6 0.00000000 0.00000000 4.57369156 0.00000000 996.83550497
2-B-1 0.00000000 0.00000000 4.57375033 0.00000000 996.85550280
2-B-2 0.00000000 0.00000000 4.57374908 0.00000000 996.85550257
2-B-3 0.00000000 0.00000000 4.57375367 0.00000000 996.85549853
2-B-4 0.00000000 0.00000000 4.57374449 0.00000000 996.85550661
2-B-5 0.00000000 0.00000000 4.57375367 0.00000000 996.85551320
2-B-6 0.00000000 0.00000000 4.57374140 0.00000000 996.85580209
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<s> <c>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 6,416,901.49
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 0.00
Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00
Prepayment Penalties 0.00
Total Deposits 6,416,901.49
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 123,726.16
Payment of Interest and Principal 6,293,175.33
Total Withdrawals (Pool Distribution Amount) 6,416,901.49
Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<s> <c>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES
<s> <c>
Gross Servicing Fee 121,538.47
Trustee Fee - Wells Fargo Bank, N.A. 2,187.69
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 123,726.16
OTHER ACCOUNTS
Beginning Current Current Ending
Account Type Balance Withdrawals Deposits Balance
<s> <c> <c> <c> <c>
1-A-10 Reserve Fund 608.56 401.45 391.43 598.54
1-A-11 Reserve Fund 999.99 0.00 0.00 999.99
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s> <c> <c> <c> <c> <c>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 9 0 0 0 9
3,365,438.30 0.00 0.00 0.00 3,365,438.30
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 9 0 0 0 9
3,365,438.30 0.00 0.00 0.00 3,365,438.30
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.572519% 0.000000% 0.000000% 0.000000% 0.572519%
0.579960% 0.000000% 0.000000% 0.000000% 0.579960%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.572519% 0.000000% 0.000000% 0.000000% 0.572519%
0.579960% 0.000000% 0.000000% 0.000000% 0.579960%
Delinquency Status By Groups
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
1 -30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 5 0 0 0 5
2,334,004.20 0.00 0.00 0.00 2,334,004.20
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 5 0 0 0 5
2,334,004.20 0.00 0.00 0.00 2,334,004.20
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.748503% 0.000000% 0.000000% 0.000000% 0.748503%
0.651053% 0.000000% 0.000000% 0.000000% 0.651053%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.748503% 0.000000% 0.000000% 0.000000% 0.748503%
0.651053% 0.000000% 0.000000% 0.000000% 0.651053%
DELINQUENT BANKRUPTCY FORECLOSURE REO Total
<s>
2 -15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 4 0 0 0 4
1,031,434.10 0.00 0.00 0.00 1,031,434.10
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 4 0 0 0 4
1,031,434.10 0.00 0.00 0.00 1,031,434.10
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.442478% 0.000000% 0.000000% 0.000000% 0.442478%
0.465048% 0.000000% 0.000000% 0.000000% 0.465048%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.442478% 0.000000% 0.000000% 0.000000% 0.442478%
0.465048% 0.000000% 0.000000% 0.000000% 0.465048%
OTHER INFORMATION
<s> <c>
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 19,118.92
COLLATERAL STATEMENT
Collateral Description Mixed Fixed
Weighted Average Gross Coupon 5.808601%
Weighted Average Pass-Through Rate 5.554101%
Weighted Average Maturity(Stepdown Calculation) 355
Beginning Scheduled Collateral Loan Count 1,579
Number Of Loans Paid In Full 7
Ending Scheduled Collateral Loan Count 1,572
Beginning Scheduled Collateral Balance 583,384,654.03
Ending Scheduled Collateral Balance 579,791,636.44
Ending Actual Collateral Balance at 31-May-2005 580,287,602.11
Monthly P&I Constant 3,442,743.15
Special Servicing Fee 0.00
Prepayment Penalties 0.00
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Class A Non-PO Optimal Amount 6,182,095.31
Class AP Deferred Amount 0.00
Scheduled Principal 618,869.29
Unscheduled Principal 2,974,148.30
Miscellaneous Reporting
Senior % 96.847849%
Subordinate % 3.152151%
Group Level Collateral Statement
Group 1 -30 Year Fixed 2 -15 Year Fixed Total
Collateral Description Fixed 30 Year Fixed 15 Year Mixed Fixed
Weighted Average Coupon Rate 5.793269 5.833366 5.808601
Weighted Average Net Rate 5.543269 5.583366 5.558601
Weighted Average Maturity 355 355 355
Beginning Loan Count 671 908 1,579
Loans Paid In Full 3 4 7
Ending Loan Count 668 904 1,572
Beginning Scheduled Balance 360,315,236.47 223,069,417.56 583,384,654.03
Ending Scheduled Balance 358,187,904.60 221,603,731.84 579,791,636.44
Record Date 05/31/2005 05/31/2005 05/31/2005
Principal And Interest Constant 2,122,819.25 1,319,923.90 3,442,743.15
Scheduled Principal 383,316.67 235,552.62 618,869.29
Unscheduled Principal 1,744,015.20 1,230,133.10 2,974,148.30
Scheduled Interest 1,739,502.58 1,084,371.28 2,823,873.86
Servicing Fees 75,065.67 46,472.80 121,538.47
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 1,351.18 836.51 2,187.69
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread 1 0.00 0.00 0.00
Spread 2 0.00 0.00 0.00
Spread 3 0.00 0.00 0.00
Net Interest 1,663,085.73 1,037,061.97 2,700,147.70
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalties 0.00 0.00 0.00
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 5.538769 5.578866 5.554101
Miscellaneous Reporting
Group 1 -30 Year Fixed
CPR 5.662005%
Subordinate % 3.183764%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 96.816236%
Group 2 -15 Year Fixed
CPR 6.427007%
Subordinate % 3.101335%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 96.898665%