UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D. C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): December 27, 2005
BANC OF AMERICA ALTERNATIVE LOAN TRUST
Mortgage Pass-Through Certificates, Series 2005-6
(Exact name of registrant as specified in its charter)
New York (governing law of 333-118843-26
Pooling and Servicing Agreement) (Commission 54-2176713
(State or other File Number) 54-2176714
jurisdiction 54-2176715
of Incorporation) IRS EIN
c/o Wells Fargo Bank, N.A.
9062 Old Annapolis Road
Columbia, MD 21045
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (410) 884-2000
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act(17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act(17 CFR 240.13e-4(c))
ITEM 8.01 Other Events
On December 27, 2005 a distribution was made to holders of BANC OF AMERICA
ALTERNATIVE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2005-6
Trust.
ITEM 9.01 Financial Statements and Exhibits
(c) Exhibits
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of
Mortgage Pass-Through Certificates,
Series 2005-6 Trust, relating to the
December 27, 2005 distribution.
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
BANC OF AMERICA ALTERNATIVE LOAN TRUST
Mortgage Pass-Through Certificates, Series 2005-6 Trust
(Registrant)
By: Wells Fargo Bank, N.A. as Trustee
By: /s/ Beth Belfield as Officer
By: Beth Belfield as Officer
Date: 12/30/2005
INDEX TO EXHIBITS
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of Mortgage
Pass-Through Certificates, Series 2005-6 Trust,
relating to the December 27, 2005 distribution.
EX-99.1
Banc of America Alternative Loan Trust
Mortgage Pass-Through Certificates
Record Date: 11/30/2005
Distribution Date: 12/27/2005
Banc of America Alternative Loan Trust
Mortgage Pass-Through Certificates
Series 2005-6
Contact: Customer Service - CTSLink
Wells Fargo Bank, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
www.ctslink.com
Telephone: (301) 815-6600
Fax: (301) 815-6660
Certificateholder Distribution Summary
Class CUSIP Certificate Beginning Interest
Pass-Through Certificate Distribution
Rate Balance
<s> <c> <c> <c> <c>
CB1 05948KC98 5.50000% 17,658,000.00 80,932.50
CB2 05948KD21 5.00000% 115,958,794.53 483,161.64
CB3 05948KD30 2.95625% 0.00 71,417.33
CB4 05948KD48 4.48375% 27,757,252.52 103,713.82
CB5 05948KD55 4.48375% 1,232,446.12 4,604.98
CB6 05948KD63 0.06000% 0.00 1,449.48
CB7 05948KD71 5.25000% 8,382,000.00 36,671.25
CB8 05948KD89 5.50000% 0.00 1,746.25
CB9 05948KD97 5.50000% 2,023,000.00 9,272.08
CB10 05948KE21 5.50000% 1,000,000.00 4,583.33
CBR 05948KE39 5.50000% 0.00 0.12
2CB1 05948KE54 6.00000% 81,289,554.52 406,447.77
2CB2 05948KE62 6.00000% 34,768,533.01 173,842.67
2CB3 05948KE70 6.00000% 1,542,853.65 7,714.27
3CB1 05948KE88 6.00000% 88,315,986.59 441,579.93
4CB1 05948KE96 6.50000% 14,642,427.15 79,313.15
5A1 05948KF20 5.50000% 17,971,000.00 82,367.08
5A2 05948KF38 5.50000% 129,701,294.75 594,464.27
5A3 05948KF46 5.50000% 5,347,000.00 24,507.08
5A4 05948KF53 5.50000% 5,347,000.00 24,507.08
5A5 05948KF61 5.50000% 5,362,000.00 24,575.83
5A6 05948KF79 5.50000% 1,000,000.00 4,583.33
5IO 05948KF87 5.50000% 0.00 40,195.00
6A1 05948KF95 5.00000% 22,400,794.38 93,336.64
7A1 05948KG29 5.50000% 58,910,491.63 270,006.42
15IO 05948KG37 5.50000% 0.00 15,078.42
CBIO 05948KE47 5.50000% 0.00 58,965.01
APO 05948KG45 0.00000% 1,268,730.53 0.00
B1 05948KG52 5.66855% 13,185,046.28 62,283.40
B2 05948KG60 5.66855% 5,699,977.06 26,925.50
B3 05948KG78 5.66855% 4,274,486.11 20,191.78
B4 05948KG86 5.66855% 2,849,988.53 13,462.75
B5 05948KG94 5.66855% 1,425,490.95 6,733.72
B6 05948KH28 5.66855% 2,849,905.51 13,462.36
Totals 672,164,053.82 3,282,096.24
Certificateholder Distribution Summary (continued)
Class Principal Current Ending Total Cummulative
Distribution Realized Certificate Distribution Realized
Loss Balance Losses
<s> <c> <c> <c> <c> <c>
CB1 0.00 0.00 17,658,000.00 80,932.50 0.00
CB2 629,978.85 0.00 115,328,815.68 1,113,140.49 0.00
CB3 0.00 0.00 0.00 71,417.33 0.00
CB4 150,799.10 0.00 27,606,453.42 254,512.92 0.00
CB5 6,695.61 0.00 1,225,750.51 11,300.59 0.00
CB6 0.00 0.00 0.00 1,449.48 0.00
CB7 0.00 0.00 8,382,000.00 36,671.25 0.00
CB8 0.00 0.00 0.00 1,746.25 0.00
CB9 0.00 0.00 2,023,000.00 9,272.08 0.00
CB10 0.00 0.00 1,000,000.00 4,583.33 0.00
CBR 0.00 0.00 0.00 0.12 0.00
2CB1 738,983.99 0.00 80,550,570.54 1,145,431.76 0.00
2CB2 316,072.46 0.00 34,452,460.55 489,915.13 0.00
2CB3 14,025.72 0.00 1,528,827.94 21,739.99 0.00
3CB1 990,620.41 0.00 87,325,366.18 1,432,200.34 0.00
4CB1 259,934.11 0.00 14,382,493.04 339,247.26 0.00
5A1 0.00 0.00 17,971,000.00 82,367.08 0.00
5A2 1,500,635.02 0.00 128,200,659.73 2,095,099.29 0.00
5A3 0.00 0.00 5,347,000.00 24,507.08 0.00
5A4 0.00 0.00 5,347,000.00 24,507.08 0.00
5A5 0.00 0.00 5,362,000.00 24,575.83 0.00
5A6 0.00 0.00 1,000,000.00 4,583.33 0.00
5IO 0.00 0.00 0.00 40,195.00 0.00
6A1 107,934.24 0.00 22,292,860.14 201,270.88 0.00
7A1 930,887.82 0.00 57,979,603.80 1,200,894.24 0.00
15IO 0.00 0.00 0.00 15,078.42 0.00
CBIO 0.00 0.00 0.00 58,965.01 0.00
APO 45,445.07 0.00 1,223,285.46 45,445.07 0.00
B1 17,981.78 0.00 13,167,064.50 80,265.18 0.00
B2 7,773.63 0.00 5,692,203.43 34,699.13 0.00
B3 5,829.55 0.00 4,268,656.56 26,021.33 0.00
B4 3,886.82 0.00 2,846,101.71 17,349.57 0.00
B5 1,944.09 0.00 1,423,546.87 8,677.81 0.00
B6 3,886.70 0.00 2,846,018.80 17,349.06 0.00
Totals 5,733,314.97 0.00 666,430,738.86 9,015,411.21 0.00
<FN>
This report has been compiled from information provided to Wells Fargo Bank, N.A., by various
third parties, which may include the Servicer, Master Servicer, Special Servicer and others.
Wells Fargo Bank, N.A., has not independently confirmed the accuracy of information received
from these third parties and assumes no duty to do so.Wells Fargo Bank, N.A., expressly
disclaims any responsibility for the accuracy or completeness of information furnished by
third parties.
</FN>
Principal Distribution Statement
Class Original Beginning Scheduled UnScheduled Accretion Realized
Face Certificate Principal Principal Loss
Amount Balance Distribution Distribution
<s> <c> <c> <c> <c> <c> <c>
CB1 17,658,000.00 17,658,000.00 0.00 0.00 0.00 0.00
CB2 119,304,000.00 115,958,794.53 147,471.31 482,507.54 0.00 0.00
CB3 0.00 0.00 0.00 0.00 0.00 0.00
CB4 28,558,000.00 27,757,252.52 35,300.46 115,498.64 0.00 0.00
CB5 1,268,000.00 1,232,446.12 1,567.37 5,128.24 0.00 0.00
CB6 0.00 0.00 0.00 0.00 0.00 0.00
CB7 8,382,000.00 8,382,000.00 0.00 0.00 0.00 0.00
CB8 0.00 0.00 0.00 0.00 0.00 0.00
CB9 2,023,000.00 2,023,000.00 0.00 0.00 0.00 0.00
CB10 1,000,000.00 1,000,000.00 0.00 0.00 0.00 0.00
CBR 100.00 0.00 0.00 0.00 0.00 0.00
2CB1 89,780,000.00 81,289,554.52 78,100.34 660,883.65 0.00 0.00
2CB2 38,400,000.00 34,768,533.01 33,404.47 282,667.99 0.00 0.00
2CB3 1,704,000.00 1,542,853.65 1,482.32 12,543.39 0.00 0.00
3CB1 93,431,000.00 88,315,986.59 85,622.66 904,997.75 0.00 0.00
4CB1 15,240,000.00 14,642,427.15 13,504.12 246,429.99 0.00 0.00
5A1 17,971,000.00 17,971,000.00 0.00 0.00 0.00 0.00
5A2 146,259,000.00 129,701,294.75 174,294.82 1,326,340.20 0.00 0.00
5A3 5,347,000.00 5,347,000.00 0.00 0.00 0.00 0.00
5A4 5,347,000.00 5,347,000.00 0.00 0.00 0.00 0.00
5A5 5,362,000.00 5,362,000.00 0.00 0.00 0.00 0.00
5A6 1,000,000.00 1,000,000.00 0.00 0.00 0.00 0.00
5IO 0.00 0.00 0.00 0.00 0.00 0.00
6A1 23,684,000.00 22,400,794.38 86,428.08 21,506.16 0.00 0.00
7A1 63,709,000.00 58,910,491.63 218,408.82 712,479.01 0.00 0.00
15IO 0.00 0.00 0.00 0.00 0.00 0.00
CBIO 0.00 0.00 0.00 0.00 0.00 0.00
APO 1,307,864.00 1,268,730.53 1,815.30 43,629.77 0.00 0.00
B1 13,273,000.00 13,185,046.28 17,981.78 0.00 0.00 0.00
B2 5,738,000.00 5,699,977.06 7,773.63 0.00 0.00 0.00
B3 4,303,000.00 4,274,486.11 5,829.55 0.00 0.00 0.00
B4 2,869,000.00 2,849,988.53 3,886.82 0.00 0.00 0.00
B5 1,435,000.00 1,425,490.95 1,944.09 0.00 0.00 0.00
B6 2,868,916.00 2,849,905.51 3,886.70 0.00 0.00 0.00
Totals 717,221,880.00 672,164,053.82 918,702.64 4,814,612.33 0.00 0.00
Principal Distribution Statement (continued)
Class Total Ending Ending Total
Principal Certificate Certificate Principal
Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c>
CB1 0.00 17,658,000.00 1.000000 0.00
CB2 629,978.85 115,328,815.68 0.966680 629,978.85
CB3 0.00 0.00 0.000000 0.00
CB4 150,799.10 27,606,453.42 0.966680 150,799.10
CB5 6,695.61 1,225,750.51 0.966680 6,695.61
CB6 0.00 0.00 0.000000 0.00
CB7 0.00 8,382,000.00 1.000000 0.00
CB8 0.00 0.00 0.000000 0.00
CB9 0.00 2,023,000.00 1.000000 0.00
CB10 0.00 1,000,000.00 1.000000 0.00
CBR 0.00 0.00 0.000000 0.00
2CB1 738,983.99 80,550,570.54 0.897199 738,983.99
2CB2 316,072.46 34,452,460.55 0.897199 316,072.46
2CB3 14,025.72 1,528,827.94 0.897199 14,025.72
3CB1 990,620.41 87,325,366.18 0.934651 990,620.41
4CB1 259,934.11 14,382,493.04 0.943733 259,934.11
5A1 0.00 17,971,000.00 1.000000 0.00
5A2 1,500,635.02 128,200,659.73 0.876532 1,500,635.02
5A3 0.00 5,347,000.00 1.000000 0.00
5A4 0.00 5,347,000.00 1.000000 0.00
5A5 0.00 5,362,000.00 1.000000 0.00
5A6 0.00 1,000,000.00 1.000000 0.00
5IO 0.00 0.00 0.000000 0.00
6A1 107,934.24 22,292,860.14 0.941262 107,934.24
7A1 930,887.82 57,979,603.80 0.910069 930,887.82
15IO 0.00 0.00 0.000000 0.00
CBIO 0.00 0.00 0.000000 0.00
APO 45,445.07 1,223,285.46 0.935331 45,445.07
B1 17,981.78 13,167,064.50 0.992019 17,981.78
B2 7,773.63 5,692,203.43 0.992019 7,773.63
B3 5,829.55 4,268,656.56 0.992019 5,829.55
B4 3,886.82 2,846,101.71 0.992019 3,886.82
B5 1,944.09 1,423,546.87 0.992019 1,944.09
B6 3,886.70 2,846,018.80 0.992019 3,886.70
Totals 5,733,314.97 666,430,738.86 0.929184 5,733,314.97
Principal Distribution Factors Statement
Class Original Beginning Scheduled UnScheduled Accretion
Face Certificate Principal Principal
Amount Balance Distribution Distribution
<s> <c> <c> <c> <c> <c>
CB1 17,658,000.00 1000.000000 0.000000 0.000000 0.000000
CB2 119,304,000.00 971.960660 1.236097 4.044353 0.000000
CB3 0.00 0.000000 0.000000 0.000000 0.000000
CB4 28,558,000.00 971.960660 1.236097 4.044353 0.000000
CB5 1,268,000.00 971.960662 1.236096 4.044353 0.000000
CB6 0.00 0.000000 0.000000 0.000000 0.000000
CB7 8,382,000.00 1000.000000 0.000000 0.000000 0.000000
CB8 0.00 0.000000 0.000000 0.000000 0.000000
CB9 2,023,000.00 1000.000000 0.000000 0.000000 0.000000
CB10 1,000,000.00 1000.000000 0.000000 0.000000 0.000000
CBR 100.00 0.000000 0.000000 0.000000 0.000000
2CB1 89,780,000.00 905.430547 0.869908 7.361146 0.000000
2CB2 38,400,000.00 905.430547 0.869908 7.361146 0.000000
2CB3 1,704,000.00 905.430546 0.869906 7.361144 0.000000
3CB1 93,431,000.00 945.253573 0.916427 9.686268 0.000000
4CB1 15,240,000.00 960.789183 0.886097 16.169947 0.000000
5A1 17,971,000.00 1000.000000 0.000000 0.000000 0.000000
5A2 146,259,000.00 886.791888 1.191686 9.068435 0.000000
5A3 5,347,000.00 1000.000000 0.000000 0.000000 0.000000
5A4 5,347,000.00 1000.000000 0.000000 0.000000 0.000000
5A5 5,362,000.00 1000.000000 0.000000 0.000000 0.000000
5A6 1,000,000.00 1000.000000 0.000000 0.000000 0.000000
5IO 0.00 0.000000 0.000000 0.000000 0.000000
6A1 23,684,000.00 945.819726 3.649218 0.908046 0.000000
7A1 63,709,000.00 924.680840 3.428226 11.183334 0.000000
15IO 0.00 0.000000 0.000000 0.000000 0.000000
CBIO 0.00 0.000000 0.000000 0.000000 0.000000
APO 1,307,864.00 970.078334 1.387988 33.359562 0.000000
B1 13,273,000.00 993.373486 1.354764 0.000000 0.000000
B2 5,738,000.00 993.373486 1.354763 0.000000 0.000000
B3 4,303,000.00 993.373486 1.354764 0.000000 0.000000
B4 2,869,000.00 993.373486 1.354765 0.000000 0.000000
B5 1,435,000.00 993.373484 1.354767 0.000000 0.000000
B6 2,868,916.00 993.373633 1.354763 0.000000 0.000000
Principal Distribution Factors Statement (continued)
Class Realized Total Ending Ending Total
Loss Principal Certificate Certificate Principal
Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c> <c>
CB1 0.000000 0.000000 1,000.000000 1.000000 0.000000
CB2 0.000000 5.280450 966.680209 0.966680 5.280450
CB3 0.000000 0.000000 0.000000 0.000000 0.000000
CB4 0.000000 5.280450 966.680209 0.966680 5.280450
CB5 0.000000 5.280450 966.680213 0.966680 5.280450
CB6 0.000000 0.000000 0.000000 0.000000 0.000000
CB7 0.000000 0.000000 1,000.000000 1.000000 0.000000
CB8 0.000000 0.000000 0.000000 0.000000 0.000000
CB9 0.000000 0.000000 1,000.000000 1.000000 0.000000
CB10 0.000000 0.000000 1,000.000000 1.000000 0.000000
CBR 0.000000 0.000000 0.000000 0.000000 0.000000
2CB1 0.000000 8.231054 897.199494 0.897199 8.231054
2CB2 0.000000 8.231054 897.199493 0.897199 8.231054
2CB3 0.000000 8.231056 897.199495 0.897199 8.231056
3CB1 0.000000 10.602695 934.650878 0.934651 10.602695
4CB1 0.000000 17.056044 943.733139 0.943733 17.056044
5A1 0.000000 0.000000 1,000.000000 1.000000 0.000000
5A2 0.000000 10.260121 876.531767 0.876532 10.260121
5A3 0.000000 0.000000 1,000.000000 1.000000 0.000000
5A4 0.000000 0.000000 1,000.000000 1.000000 0.000000
5A5 0.000000 0.000000 1,000.000000 1.000000 0.000000
5A6 0.000000 0.000000 1,000.000000 1.000000 0.000000
5IO 0.000000 0.000000 0.000000 0.000000 0.000000
6A1 0.000000 4.557264 941.262462 0.941262 4.557264
7A1 0.000000 14.611559 910.069281 0.910069 14.611559
15IO 0.000000 0.000000 0.000000 0.000000 0.000000
CBIO 0.000000 0.000000 0.000000 0.000000 0.000000
APO 0.000000 34.747550 935.330784 0.935331 34.747550
B1 0.000000 1.354764 992.018722 0.992019 1.354764
B2 0.000000 1.354763 992.018723 0.992019 1.354763
B3 0.000000 1.354764 992.018722 0.992019 1.354764
B4 0.000000 1.354765 992.018721 0.992019 1.354765
B5 0.000000 1.354767 992.018725 0.992019 1.354767
B6 0.000000 1.354763 992.018867 0.992019 1.354763
<FN>
All classes are per 1,000 dollar denomination.
</FN>
Interest Distribution Statement
Class Accrual Accrual Current Beginning Current Payment of
Dates Days Certificate Certificate/ Accrued Unpaid Interest
Rate Notional Balance Interest Shortfall
<s> <c> <c> <c> <c> <c> <c>
CB1 11/01/05 - 11/30/05 30 5.50000% 0.00 80,932.50 0.00
CB2 11/01/05 - 11/30/05 30 5.00000% 115,958,794.53 483,161.64 0.00
CB3 11/25/05 - 12/24/05 30 2.95625% 28,989,698.63 71,417.33 0.00
CB4 11/25/05 - 12/24/05 30 4.48375% 27,757,252.52 103,713.82 0.00
CB5 11/25/05 - 12/24/05 30 4.48375% 1,232,446.12 4,604.98 0.00
CB6 11/25/05 - 12/24/05 30 0.06000% 28,989,698.63 1,449.48 0.00
CB7 11/01/05 - 11/30/05 30 5.25000% 8,382,000.00 36,671.25 0.00
CB8 11/01/05 - 11/30/05 30 5.50000% 381,000.00 1,746.25 0.00
CB9 11/01/05 - 11/30/05 30 5.50000% 2,023,000.00 9,272.08 0.00
CB10 11/01/05 - 11/30/05 30 5.50000% 1,000,000.00 4,583.33 0.00
CBR N/A N/A 5.50000% 0.00 0.00 0.00
2CB1 11/01/05 - 11/30/05 30 6.00000% 81,289,554.52 406,447.77 0.00
2CB2 11/01/05 - 11/30/05 30 6.00000% 34,768,533.01 173,842.67 0.00
2CB3 11/01/05 - 11/30/05 30 6.00000% 1,542,853.65 7,714.27 0.00
3CB1 11/01/05 - 11/30/05 30 6.00000% 88,315,986.59 441,579.93 0.00
4CB1 11/01/05 - 11/30/05 30 6.50000% 14,642,427.15 79,313.15 0.00
5A1 11/01/05 - 11/30/05 30 5.50000% 17,971,000.00 82,367.08 0.00
5A2 11/01/05 - 11/30/05 30 5.50000% 129,701,294.75 594,464.27 0.00
5A3 11/01/05 - 11/30/05 30 5.50000% 5,347,000.00 24,507.08 0.00
5A4 11/01/05 - 11/30/05 30 5.50000% 5,347,000.00 24,507.08 0.00
5A5 11/01/05 - 11/30/05 30 5.50000% 5,362,000.00 24,575.83 0.00
5A6 11/01/05 - 11/30/05 30 5.50000% 1,000,000.00 4,583.33 0.00
5IO 11/01/05 - 11/30/05 30 5.50000% 8,769,817.73 40,195.00 0.00
6A1 11/01/05 - 11/30/05 30 5.00000% 22,400,794.38 93,336.64 0.00
7A1 11/01/05 - 11/30/05 30 5.50000% 58,910,491.63 270,006.42 0.00
15IO 11/01/05 - 11/30/05 30 5.50000% 3,289,836.88 15,078.42 0.00
CBIO 11/01/05 - 11/30/05 30 5.50000% 12,865,092.25 58,965.01 0.00
APO N/A N/A 0.00000% 1,268,730.53 0.00 0.00
B1 11/01/05 - 11/30/05 30 5.66855% 13,185,046.28 62,283.40 0.00
B2 11/01/05 - 11/30/05 30 5.66855% 5,699,977.06 26,925.50 0.00
B3 11/01/05 - 11/30/05 30 5.66855% 4,274,486.11 20,191.78 0.00
B4 11/01/05 - 11/30/05 30 5.66855% 2,849,988.53 13,462.75 0.00
B5 11/01/05 - 11/30/05 30 5.66855% 1,425,490.95 6,733.72 0.00
B6 11/01/05 - 11/30/05 30 5.66855% 2,849,905.51 13,462.36 0.00
Totals 3,282,096.12 0.00
Interest Distribution Statement (continued)
Class Current Non-Supported Total Remaining Ending
Interest Interest Interest Unpaid Interest Certificate/Notional
Shortfall(1) Shortfall Distribution Shortfall(2) Balance
<s> <c> <c> <c> <c> <c>
CB1 0.00 0.00 80,932.50 0.00 0.00
CB2 0.00 0.00 483,161.64 0.00 115,328,815.68
CB3 0.00 0.00 71,417.33 0.00 28,832,203.92
CB4 0.00 0.00 103,713.82 0.00 27,606,453.42
CB5 0.00 0.00 4,604.98 0.00 1,225,750.51
CB6 0.00 0.00 1,449.48 0.00 28,832,203.92
CB7 0.00 0.00 36,671.25 0.00 8,382,000.00
CB8 0.00 0.00 1,746.25 0.00 381,000.00
CB9 0.00 0.00 9,272.08 0.00 2,023,000.00
CB10 0.00 0.00 4,583.33 0.00 1,000,000.00
CBR 0.00 0.00 0.12 0.00 0.00
2CB1 0.00 0.00 406,447.77 0.00 80,550,570.54
2CB2 0.00 0.00 173,842.67 0.00 34,452,460.55
2CB3 0.00 0.00 7,714.27 0.00 1,528,827.94
3CB1 0.00 0.00 441,579.93 0.00 87,325,366.18
4CB1 0.00 0.00 79,313.15 0.00 14,382,493.04
5A1 0.00 0.00 82,367.08 0.00 17,971,000.00
5A2 0.00 0.00 594,464.27 0.00 128,200,659.73
5A3 0.00 0.00 24,507.08 0.00 5,347,000.00
5A4 0.00 0.00 24,507.08 0.00 5,347,000.00
5A5 0.00 0.00 24,575.83 0.00 5,362,000.00
5A6 0.00 0.00 4,583.33 0.00 1,000,000.00
5IO 0.00 0.00 40,195.00 0.00 8,724,748.92
6A1 0.00 0.00 93,336.64 0.00 22,292,860.14
7A1 0.00 0.00 270,006.42 0.00 57,979,603.80
15IO 0.00 0.00 15,078.42 0.00 3,229,283.17
CBIO 0.00 0.00 58,965.01 0.00 12,705,380.72
APO 0.00 0.00 0.00 0.00 1,223,285.46
B1 0.00 0.00 62,283.40 0.00 13,167,064.50
B2 0.00 0.00 26,925.50 0.00 5,692,203.43
B3 0.00 0.00 20,191.78 0.00 4,268,656.56
B4 0.00 0.00 13,462.75 0.00 2,846,101.71
B5 0.00 0.00 6,733.72 0.00 1,423,546.87
B6 0.00 0.00 13,462.36 0.00 2,846,018.80
Totals 0.00 0.00 3,282,096.24 0.00
<FN>
(1,2) Amount also includes coupon cap or basis risk shortfalls,if applicable
</FN>
Interest Distribution Factors Statement
Class Accrual Original Current Beginning Current Payment of
Dates Face Certificate Certificate/Notional Accrued Unpaid Interest
Amount Rate Balance Interest Shortfall
<s> <c> <c> <c> <c> <c> <c>
CB1 11/01/05 - 11/30/05 17,658,000.00 5.50000% 0.000000 4.583333 0.000000
CB2 11/01/05 - 11/30/05 119,304,000.00 5.00000% 971.960660 4.049836 0.000000
CB3 11/25/05 - 12/24/05 0.00 2.95625% 971.960659 2.394466 0.000000
CB4 11/25/05 - 12/24/05 28,558,000.00 4.48375% 971.960660 3.631691 0.000000
CB5 11/25/05 - 12/24/05 1,268,000.00 4.48375% 971.960662 3.631688 0.000000
CB6 11/25/05 - 12/24/05 0.00 0.06000% 971.960659 0.048598 0.000000
CB7 11/01/05 - 11/30/05 8,382,000.00 5.25000% 1000.000000 4.375000 0.000000
CB8 11/01/05 - 11/30/05 0.00 5.50000% 1000.000000 4.583333 0.000000
CB9 11/01/05 - 11/30/05 2,023,000.00 5.50000% 1000.000000 4.583332 0.000000
CB10 11/01/05 - 11/30/05 1,000,000.00 5.50000% 1000.000000 4.583330 0.000000
CBR N/A 100.00 5.50000% 0.000000 0.000000 0.000000
2CB1 11/01/05 - 11/30/05 89,780,000.00 6.00000% 905.430547 4.527153 0.000000
2CB2 11/01/05 - 11/30/05 38,400,000.00 6.00000% 905.430547 4.527153 0.000000
2CB3 11/01/05 - 11/30/05 1,704,000.00 6.00000% 905.430546 4.527154 0.000000
3CB1 11/01/05 - 11/30/05 93,431,000.00 6.00000% 945.253573 4.726268 0.000000
4CB1 11/01/05 - 11/30/05 15,240,000.00 6.50000% 960.789183 5.204275 0.000000
5A1 11/01/05 - 11/30/05 17,971,000.00 5.50000% 1000.000000 4.583333 0.000000
5A2 11/01/05 - 11/30/05 146,259,000.00 5.50000% 886.791888 4.064463 0.000000
5A3 11/01/05 - 11/30/05 5,347,000.00 5.50000% 1000.000000 4.583333 0.000000
5A4 11/01/05 - 11/30/05 5,347,000.00 5.50000% 1000.000000 4.583333 0.000000
5A5 11/01/05 - 11/30/05 5,362,000.00 5.50000% 1000.000000 4.583333 0.000000
5A6 11/01/05 - 11/30/05 1,000,000.00 5.50000% 1000.000000 4.583330 0.000000
5IO 11/01/05 - 11/30/05 0.00 5.50000% 816.459812 3.742108 0.000000
6A1 11/01/05 - 11/30/05 23,684,000.00 5.00000% 945.819726 3.940915 0.000000
7A1 11/01/05 - 11/30/05 63,709,000.00 5.50000% 924.680840 4.238121 0.000000
15IO 11/01/05 - 11/30/05 0.00 5.50000% 926.990361 4.248706 0.000000
CBIO 11/01/05 - 11/30/05 0.00 5.50000% 925.443274 4.241615 0.000000
APO N/A 1,307,864.00 0.00000% 970.078334 0.000000 0.000000
B1 11/01/05 - 11/30/05 13,273,000.00 5.66855% 993.373486 4.692489 0.000000
B2 11/01/05 - 11/30/05 5,738,000.00 5.66855% 993.373486 4.692489 0.000000
B3 11/01/05 - 11/30/05 4,303,000.00 5.66855% 993.373486 4.692489 0.000000
B4 11/01/05 - 11/30/05 2,869,000.00 5.66855% 993.373486 4.692489 0.000000
B5 11/01/05 - 11/30/05 1,435,000.00 5.66855% 993.373484 4.692488 0.000000
B6 11/01/05 - 11/30/05 2,868,916.00 5.66855% 993.373633 4.692490 0.000000
Interest Distribution Factors Statement (continued)
Class Current Non-Supported Total Remaining Unpaid Ending
Interest Interest Interest Interest Certificate/
Shortfall(1) Shortfall Distribution Shortfall(2) Notional Balance
<s> <c> <c> <c> <c> <c>
CB1 0.000000 0.000000 4.583333 0.000000 0.000000
CB2 0.000000 0.000000 4.049836 0.000000 966.680209
CB3 0.000000 0.000000 2.394466 0.000000 966.680209
CB4 0.000000 0.000000 3.631691 0.000000 966.680209
CB5 0.000000 0.000000 3.631688 0.000000 966.680213
CB6 0.000000 0.000000 0.048598 0.000000 966.680209
CB7 0.000000 0.000000 4.375000 0.000000 1000.000000
CB8 0.000000 0.000000 4.583333 0.000000 1000.000000
CB9 0.000000 0.000000 4.583332 0.000000 1000.000000
CB10 0.000000 0.000000 4.583330 0.000000 1000.000000
CBR 0.000000 0.000000 1.200000 0.000000 0.000000
2CB1 0.000000 0.000000 4.527153 0.000000 897.199494
2CB2 0.000000 0.000000 4.527153 0.000000 897.199493
2CB3 0.000000 0.000000 4.527154 0.000000 897.199495
3CB1 0.000000 0.000000 4.726268 0.000000 934.650878
4CB1 0.000000 0.000000 5.204275 0.000000 943.733139
5A1 0.000000 0.000000 4.583333 0.000000 1000.000000
5A2 0.000000 0.000000 4.064463 0.000000 876.531767
5A3 0.000000 0.000000 4.583333 0.000000 1000.000000
5A4 0.000000 0.000000 4.583333 0.000000 1000.000000
5A5 0.000000 0.000000 4.583333 0.000000 1000.000000
5A6 0.000000 0.000000 4.583330 0.000000 1000.000000
5IO 0.000000 0.000000 3.742108 0.000000 812.263958
6A1 0.000000 0.000000 3.940915 0.000000 941.262462
7A1 0.000000 0.000000 4.238121 0.000000 910.069281
15IO 0.000000 0.000000 4.248706 0.000000 909.927902
CBIO 0.000000 0.000000 4.241615 0.000000 913.954514
APO 0.000000 0.000000 0.000000 0.000000 935.330784
B1 0.000000 0.000000 4.692489 0.000000 992.018722
B2 0.000000 0.000000 4.692489 0.000000 992.018723
B3 0.000000 0.000000 4.692489 0.000000 992.018722
B4 0.000000 0.000000 4.692489 0.000000 992.018721
B5 0.000000 0.000000 4.692488 0.000000 992.018725
B6 0.000000 0.000000 4.692490 0.000000 992.018867
<FN>
(1,2) Amount also includes coupon cap or basis risk shortfalls,if applicable.
All classes are per 1,000 dollar denomination.
</FN>
Certificateholder Component Statement
Component Beginning Ending Beginning Ending Ending
Pass-Through Notional Notional Component Component Component
Class Rate Balance Balance Balance Balance Percentage
<s> <c> <c> <c> <c> <c> <c>
1CBIO 5.50000% 0.00 6,833,931.88 0.00 0.00 97.44002624%
2CBIO 5.50000% 0.00 4,034,722.73 0.00 0.00 83.53359441%
3CBIO 5.50000% 0.00 1,778,209.52 0.00 0.00 89.11204745%
4CBIO 5.50000% 0.00 58,516.59 0.00 0.00 93.57414248%
6IO 5.50000% 0.00 838,251.39 0.00 0.00 93.67360739%
7IO 5.50000% 0.00 2,391,031.79 0.00 0.00 90.08891179%
1APO 0.00000% 0.00 0.00 433,625.73 433,036.94 95.68714079%
2APO 0.00000% 0.00 0.00 16,213.90 16,196.12 95.51288553%
3APO 0.00000% 0.00 0.00 19,597.33 19,342.26 93.90358287%
4APO 0.00000% 0.00 0.00 327,803.51 322,770.05 95.24274695%
5APO 0.00000% 0.00 0.00 353,844.64 314,765.43 87.81047537%
6APO 0.00000% 0.00 0.00 110,160.75 109,724.63 97.59893795%
7APO 0.00000% 0.00 0.00 7,484.66 7,450.02 93.38205064%
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<s> <c>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 9,156,845.71
Reserve Funds and Credit Enhancements 0.00
Proceeds from Repurchased Loans 0.00
Servicer Advances 0.00
Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00
Prepayment Penalties 0.00
Swap/Cap Payments 0.00
Total Deposits 9,156,845.71
Withdrawals
Swap Payments 0.00
Reserve Funds and Credit Enhancements 0.00
Total Administration Fees 141,434.50
Payment of Interest and Principal 9,015,411.21
Total Withdrawals (Pool Distribution Amount) 9,156,845.71
Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<s> <c>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
ADMINISTRATION FEES
<s> <c>
Gross Servicing Fee* 140,034.18
Wells Fargo Bank, N.A. 1,400.32
Supported Prepayment/Curtailment Interest Shortfall 0.00
Total Administration Fees 141,434.50
<FN>
*Servicer Payees include: BANK OF AMERICA (NY)
</FN>
COLLATERAL STATEMENT
Collateral Description Mixed Fixed
Weighted Average Gross Coupon 6.111956%
Weighted Average Pass-Through Rate 5.859456%
Weighted Average Remaining Term 330
Beginning Scheduled Collateral Loan Count 3,786
Number Of Loans Paid In Full 26
Ending Scheduled Collateral Loan Count 3,760
Beginning Scheduled Collateral Balance 672,164,054.08
Ending Scheduled Collateral Balance 666,430,739.12
Ending Actual Collateral Balance at 30-Nov-2005 667,166,561.76
Monthly P&I Constant 4,342,233.42
Special Servicing Fee 0.00
Prepayment Penalty Waived Amount 0.00
Prepayment Penalty Waived Count 0
Prepayment Penalty Paid Amount 0.00
Prepayment Penalty Paid Count 0
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Class A Non-PO Optimal Amount 8,785,603.96
Class AP Deferred Amount (0.27)
Scheduled Principal 918,702.64
Unscheduled Principal 4,814,612.32
Group Level Collateral Statement
<s> <c> <c>
Group 1 2 3
Collateral Description Fixed 15 & 30 Year Fixed 15 & 30 Year Fixed 15 & 30 Year
Weighted Average Coupon Rate 5.946643 6.436229 6.358187
Weighted Average Net Rate 5.696643 6.186229 6.108187
Weighted Average Remaining Term 353 354 354
Beginning Loan Count 1,094 834 593
Loans Paid In Full 4 7 5
Ending Loan Count 1,090 827 588
Beginning Scheduled Balance 182,334,260.80 123,356,767.90 92,464,483.33
Ending Scheduled Balance 181,537,841.09 122,282,153.53 91,469,604.87
Record Date 11/30/2005 11/30/2005 11/30/2005
Principal And Interest Constant 1,096,827.68 780,144.71 579,567.04
Scheduled Principal 193,263.68 118,517.71 89,645.01
Unscheduled Principal 603,156.03 956,096.66 905,233.45
Scheduled Interest 903,564.00 661,627.00 489,922.03
Servicing Fee 37,986.30 25,699.33 19,263.43
Master Servicing Fee 0.00 0.00 0.00
Trustee Fee 379.86 256.99 192.63
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread 1 0.00 0.00 0.00
Spread 2 0.00 0.00 0.00
Spread 3 0.00 0.00 0.00
Net Interest 865,197.84 635,670.68 470,465.97
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalty Waived Amount 0.00 0.00 0.00
Prepayment Penalty Waived Count 0 0 0
Prepayment Penalty Paid Amount 0.00 0.00 0.00
Prepayment Penalty Paid Count 0 0 0
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 5.694143 6.183729 6.105687
<FN>
</FN>
Group Level Collateral Statement
<s> <c> <c>
Group 4 5 6
Collateral Description Fixed 15 & 30 Year Fixed 15 & 30 Year Fixed 15 & 30 Year
Weighted Average Coupon Rate 6.637038 6.019898 5.425889
Weighted Average Net Rate 6.387037 5.769898 5.175889
Weighted Average Remaining Term 354 352 173
Beginning Loan Count 272 290 164
Loans Paid In Full 3 3 0
Ending Loan Count 269 287 164
Beginning Scheduled Balance 15,659,119.09 173,104,456.69 23,548,249.13
Ending scheduled Balance 15,393,516.18 171,556,254.25 23,435,876.62
Record Date 11/30/2005 11/30/2005 11/30/2005
Principal And Interest Constant 101,056.17 1,051,617.35 197,339.88
Scheduled Principal 14,447.70 183,224.65 90,864.72
Unscheduled Principal 251,155.21 1,364,977.79 21,507.79
Scheduled Interest 86,608.47 868,392.70 106,475.16
Servicing Fee 3,262.32 36,063.43 4,905.89
Master Servicing Fee 0.00 0.00 0.00
Trustee Fee 32.62 360.63 49.06
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 0.00 0.00 0.00
Pool Insurance Fee 0.00 0.00 0.00
Spread 1 0.00 0.00 0.00
Spread 2 0.00 0.00 0.00
Spread 3 0.00 0.00 0.00
Net Interest 83,313.53 831,968.64 101,520.21
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000 0.0000
Prepayment Penalty Waived Amount 0.00 0.00 0.00
Prepayment Penalty Waived Count 0 0 0
Prepayment Penalty Paid Amount 0.00 0.00 0.00
Prepayment Penalty Paid Count 0 0 0
Special Servicing Fee 0.00 0.00 0.00
Pass-Through Rate 6.384538 5.767398 5.173389
<FN>
</FN>
Group Level Collateral Statement
<s> <c> <c>
Group 7 Total
Collateral Description Fixed 15 & 30 Year Mixed Fixed
Weighted Average Coupon Rate 5.970005 6.111956
Weighted Average Net Rate 5.720005 5.861956
Weighted Average Remaining Term 174 330
Record Date 11/30/2005 11/30/2005
Principal And Interest Constant 535,680.59 4,342,233.42
Beginning Loan Count 539 3,786
Loans Paid In Full 4 26
Ending Loan Count 535 3,760
Beginning Scheduled Balance 61,696,717.14 672,164,054.08
Ending Scheduled Balance 60,755,492.58 666,430,739.12
Scheduled Principal 228,739.17 918,702.64
Unscheduled Principal 712,485.39 4,814,612.32
Scheduled Interest 306,941.42 3,423,530.78
Servicing Fee 12,853.48 140,034.18
Master Servicing Fee 0.00 0.00
Trustee Fee 128.53 1,400.32
Fry Amount 0.00 0.00
Special Hazard Fee 0.00 0.00
Other Fee 0.00 0.00
Pool Insurance Fee 0.00 0.00
Spread 1 0.00 0.00
Spread 2 0.00 0.00
Spread 3 0.00 0.00
Net Interest 293,959.41 3,282,096.28
Realized Loss Amount 0.00 0.00
Cumulative Realized Loss 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000
Prepayment Penalty Waived Amount 0.00 0.00
Prepayment Penalty Waived Count 0 0
Prepayment Penalty Paid Amount 0.00 0.00
Prepayment Penalty Paid Count 0 0
Special Servicing Fee 0.00 0.00
Pass-Through Rate 5.717505 5.859456
<FN>
</FN>
Additional Reporting - Deal Level
Miscellaneous Reporting
<s> <c>
Senior % 95.485899%
Subordinate % 4.514101%
Additional Reporting - Group Level
Miscellaneous Reporting
<s> <c>
1
CPR 3.902193%
Subordinate % 4.337061%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 95.662939%
2
CPR 8.922592%
Subordinate % 4.653468%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 95.346532%
3
CPR 11.145927%
Subordinate % 4.466336%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 95.533664%
4
CPR 17.651319%
Subordinate % 4.493342%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 95.506658%
5
CPR 9.071755%
Subordinate % 4.643872%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 95.356128%
6
CPR 1.094734%
Subordinate % 4.425678%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 95.574322%
7
CPR 13.056037%
Subordinate % 4.504417%
Subordinate Prepayment % 0.000000%
Senior Prepayment % 100.000000%
Senior % 95.495583%
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL
<s> <c> <c> <c> <c> <c>
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 1 0 0 1
102,503.68 0.00 0.00 102,503.68
30 Days 25 0 0 0 25
4,948,596.36 0.00 0.00 0.00 4,948,596.36
60 Days 4 0 0 0 4
437,412.22 0.00 0.00 0.00 437,412.22
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 29 1 0 0 30
5,386,008.58 102,503.68 0.00 0.00 5,488,512.26
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.026596% 0.000000% 0.000000% 0.026596%
0.015364% 0.000000% 0.000000% 0.015364%
30 Days 0.664894% 0.000000% 0.000000% 0.000000% 0.664894%
0.741733% 0.000000% 0.000000% 0.000000% 0.741733%
60 Days 0.106383% 0.000000% 0.000000% 0.000000% 0.106383%
0.065563% 0.000000% 0.000000% 0.000000% 0.065563%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.771277% 0.026596% 0.000000% 0.000000% 0.797872%
0.807296% 0.015364% 0.000000% 0.000000% 0.822660%
OTHER INFORMATION
<s> <c>
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 33,789.77
Delinquency Status By Group
DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL
<s> <c> <c> <c> <c> <c>
1
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 6 0 0 0 6
1,099,168.90 0.00 0.00 0.00 1,099,168.90
60 Days 2 0 0 0 2
223,096.11 0.00 0.00 0.00 223,096.11
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 8 0 0 0 8
1,322,265.01 0.00 0.00 0.00 1,322,265.01
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.550459% 0.000000% 0.000000% 0.000000% 0.550459%
0.604966% 0.000000% 0.000000% 0.000000% 0.604966%
60 Days 0.183486% 0.000000% 0.000000% 0.000000% 0.183486%
0.122789% 0.000000% 0.000000% 0.000000% 0.122789%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.733945% 0.000000% 0.000000% 0.000000% 0.733945%
0.727754% 0.000000% 0.000000% 0.000000% 0.727754%
DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL
<s> <c> <c> <c> <c> <c>
2
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 7 0 0 0 7
1,040,133.82 0.00 0.00 0.00 1,040,133.82
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 7 0 0 0 7
1,040,133.82 0.00 0.00 0.00 1,040,133.82
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.846433% 0.000000% 0.000000% 0.000000% 0.846433%
0.849918% 0.000000% 0.000000% 0.000000% 0.849918%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.846433% 0.000000% 0.000000% 0.000000% 0.846433%
0.849918% 0.000000% 0.000000% 0.000000% 0.849918%
DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL
<s> <c> <c> <c> <c> <c>
3
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 1 0 0 1
102,503.68 0.00 0.00 102,503.68
30 Days 4 0 0 0 4
941,070.88 0.00 0.00 0.00 941,070.88
60 Days 1 0 0 0 1
81,226.52 0.00 0.00 0.00 81,226.52
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 5 1 0 0 6
1,022,297.40 102,503.68 0.00 0.00 1,124,801.08
0-29 Days 0.170068% 0.000000% 0.000000% 0.170068%
0.111982% 0.000000% 0.000000% 0.111982%
30 Days 0.680272% 0.000000% 0.000000% 0.000000% 0.680272%
1.028089% 0.000000% 0.000000% 0.000000% 1.028089%
60 Days 0.170068% 0.000000% 0.000000% 0.000000% 0.170068%
0.088737% 0.000000% 0.000000% 0.000000% 0.088737%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.850340% 0.170068% 0.000000% 0.000000% 1.020408%
1.116827% 0.111982% 0.000000% 0.000000% 1.228809%
DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL
<s> <c> <c> <c> <c> <c>
4
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 2 0 0 0 2
106,360.99 0.00 0.00 0.00 106,360.99
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 2 0 0 0 2
106,360.99 0.00 0.00 0.00 106,360.99
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.743494% 0.000000% 0.000000% 0.000000% 0.743494%
0.690536% 0.000000% 0.000000% 0.000000% 0.690536%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.743494% 0.000000% 0.000000% 0.000000% 0.743494%
0.690536% 0.000000% 0.000000% 0.000000% 0.690536%
DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL
<s> <c> <c> <c> <c> <c>
5
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 2 0 0 0 2
1,258,915.41 0.00 0.00 0.00 1,258,915.41
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 2 0 0 0 2
1,258,915.41 0.00 0.00 0.00 1,258,915.41
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.696864% 0.000000% 0.000000% 0.000000% 0.696864%
0.733166% 0.000000% 0.000000% 0.000000% 0.733166%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.696864% 0.000000% 0.000000% 0.000000% 0.696864%
0.733166% 0.000000% 0.000000% 0.000000% 0.733166%
DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL
<s> <c> <c> <c> <c> <c>
6
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 1 0 0 0 1
147,256.41 0.00 0.00 0.00 147,256.41
60 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 1 0 0 0 1
147,256.41 0.00 0.00 0.00 147,256.41
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.609756% 0.000000% 0.000000% 0.000000% 0.609756%
0.626469% 0.000000% 0.000000% 0.000000% 0.626469%
60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.609756% 0.000000% 0.000000% 0.000000% 0.609756%
0.626469% 0.000000% 0.000000% 0.000000% 0.626469%
DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL
<s> <c> <c> <c> <c> <c>
7
No of Loans No of Loans No of Loans No of Loans No of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0 0 0 0
0.00 0.00 0.00 0.00
30 Days 3 0 0 0 3
355,689.95 0.00 0.00 0.00 355,689.95
60 Days 1 0 0 0 1
133,089.59 0.00 0.00 0.00 133,089.59
90 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
120 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
150 Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 4 0 0 0 4
488,779.54 0.00 0.00 0.00 488,779.54
0-29 Days 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000%
30 Days 0.560748% 0.000000% 0.000000% 0.000000% 0.560748%
0.583662% 0.000000% 0.000000% 0.000000% 0.583662%
60 Days 0.186916% 0.000000% 0.000000% 0.000000% 0.186916%
0.218391% 0.000000% 0.000000% 0.000000% 0.218391%
90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 0.747664% 0.000000% 0.000000% 0.000000% 0.747664%
0.802053% 0.000000% 0.000000% 0.000000% 0.802053%
REO Detail - All Mortgage Loans in REO during Current Period
Summary 12 Month REO History*
New REO Loans Month REO Percentage
<s> <c> <s> <c>
Loans in REO 0 Jan-05 0.000%
Original Principal Balance 0.00 Feb-05 0.000%
Current Principal Balance 0.00 Mar-05 0.000%
Apr-05 0.000%
Current REO Total May-05 0.000%
Loans in REO 0 Jun-05 0.000%
Original Principal Balance 0.00 Jul-05 0.000%
Current Principal Balance 0.00 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.000%
Nov-05 0.000%
Dec-05 0.000%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
1 12 Month REO History*
New REO Loans Month REO Percentage
<s> <c> <s> <c>
Loans in REO 0 Jan-05 0.000%
Original Principal Balance 0.00 Feb-05 0.000%
Current Principal Balance 0.00 Mar-05 0.000%
Apr-05 0.000%
Current REO Total May-05 0.000%
Loans in REO 0 Jun-05 0.000%
Original Principal Balance 0.00 Jul-05 0.000%
Current Principal Balance 0.00 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.000%
Nov-05 0.000%
Dec-05 0.000%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
2 12 Month REO History*
New REO Loans Month REO Percentage
<s> <c> <s> <c>
Loans in REO 0 Jan-05 0.000%
Original Principal Balance 0.00 Feb-05 0.000%
Current Principal Balance 0.00 Mar-05 0.000%
Apr-05 0.000%
Current REO Total May-05 0.000%
Loans in REO 0 Jun-05 0.000%
Original Principal Balance 0.00 Jul-05 0.000%
Current Principal Balance 0.00 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.000%
Nov-05 0.000%
Dec-05 0.000%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
3 12 Month REO History*
New REO Loans Month REO Percentage
<s> <c> <s> <c>
Loans in REO 0 Jan-05 0.000%
Original Principal Balance 0.00 Feb-05 0.000%
Current Principal Balance 0.00 Mar-05 0.000%
Apr-05 0.000%
Current REO Total May-05 0.000%
Loans in REO 0 Jun-05 0.000%
Original Principal Balance 0.00 Jul-05 0.000%
Current Principal Balance 0.00 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.000%
Nov-05 0.000%
Dec-05 0.000%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
4 12 Month REO History*
New REO Loans Month REO Percentage
<s> <c> <s> <c>
Loans in REO 0 Jan-05 0.000%
Original Principal Balance 0.00 Feb-05 0.000%
Current Principal Balance 0.00 Mar-05 0.000%
Apr-05 0.000%
Current REO Total May-05 0.000%
Loans in REO 0 Jun-05 0.000%
Original Principal Balance 0.00 Jul-05 0.000%
Current Principal Balance 0.00 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.000%
Nov-05 0.000%
Dec-05 0.000%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
5 12 Month REO History*
New REO Loans Month REO Percentage
<s> <c> <s> <c>
Loans in REO 0 Jan-05 0.000%
Original Principal Balance 0.00 Feb-05 0.000%
Current Principal Balance 0.00 Mar-05 0.000%
Apr-05 0.000%
Current REO Total May-05 0.000%
Loans in REO 0 Jun-05 0.000%
Original Principal Balance 0.00 Jul-05 0.000%
Current Principal Balance 0.00 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.000%
Nov-05 0.000%
Dec-05 0.000%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
6 12 Month REO History*
New REO Loans Month REO Percentage
<s> <c> <s> <c>
Loans in REO 0 Jan-05 0.000%
Original Principal Balance 0.00 Feb-05 0.000%
Current Principal Balance 0.00 Mar-05 0.000%
Apr-05 0.000%
Current REO Total May-05 0.000%
Loans in REO 0 Jun-05 0.000%
Original Principal Balance 0.00 Jul-05 0.000%
Current Principal Balance 0.00 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.000%
Nov-05 0.000%
Dec-05 0.000%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
7 12 Month REO History*
New REO Loans Month REO Percentage
<s> <c> <s> <c>
Loans in REO 0 Jan-05 0.000%
Original Principal Balance 0.00 Feb-05 0.000%
Current Principal Balance 0.00 Mar-05 0.000%
Apr-05 0.000%
Current REO Total May-05 0.000%
Loans in REO 0 Jun-05 0.000%
Original Principal Balance 0.00 Jul-05 0.000%
Current Principal Balance 0.00 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.000%
Nov-05 0.000%
Dec-05 0.000%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
REO Loan Detail - All Mortgage Loans in REO during Current Period
Month
Loan First Original
Loan Entered Payment LTV at Principal
Group Number REO Date State Origination Balance
<s> <c> <c> <c> <c> <c> <c>
No REO loans this period.
REO Loan Detail - All Mortgage Loans in REO during Current Period (continued)
Current Paid Current Approximate
Loan Principal To Months Loan Delinquent
Group Number Balance Date Delinquent Rate Interest
<s> <c> <c> <c> <c> <c> <c>
No REO loans this period.
Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period
Summary 12 Month Foreclosure History*
New Foreclosure Loans Month Foreclosure Percentage
<s> <c> <s> <c>
Loans in Foreclosure 0 Jan-05 0.000%
Original Principal Balance 0.00 Feb-05 0.000%
Current Principal Balance 0.00 Mar-05 0.000%
Apr-05 0.000%
Current Foreclosure Total May-05 0.000%
Loans in Foreclosure 0 Jun-05 0.000%
Original Principal Balance 0.00 Jul-05 0.000%
Current Principal Balance 0.00 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.000%
Nov-05 0.000%
Dec-05 0.000%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
1 12 Month Foreclosure History*
New Foreclosure Loans Month Foreclosure Percentage
<s> <c> <s> <c>
Loans in Foreclosure 0 Jan-05 0.000%
Original Principal Balance 0.00 Feb-05 0.000%
Current Principal Balance 0.00 Mar-05 0.000%
Apr-05 0.000%
Current Foreclosure Total May-05 0.000%
Loans in Foreclosure 0 Jun-05 0.000%
Original Principal Balance 0.00 Jul-05 0.000%
Current Principal Balance 0.00 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.000%
Nov-05 0.000%
Dec-05 0.000%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
2 12 Month Foreclosure History*
New Foreclosure Loans Month Foreclosure Percentage
<s> <c> <s> <c>
Loans in Foreclosure 0 Jan-05 0.000%
Original Principal Balance 0.00 Feb-05 0.000%
Current Principal Balance 0.00 Mar-05 0.000%
Apr-05 0.000%
Current Foreclosure Total May-05 0.000%
Loans in Foreclosure 0 Jun-05 0.000%
Original Principal Balance 0.00 Jul-05 0.000%
Current Principal Balance 0.00 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.000%
Nov-05 0.000%
Dec-05 0.000%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
3 12 Month Foreclosure History*
New Foreclosure Loans Month Foreclosure Percentage
<s> <c> <s> <c>
Loans in Foreclosure 0 Jan-05 0.000%
Original Principal Balance 0.00 Feb-05 0.000%
Current Principal Balance 0.00 Mar-05 0.000%
Apr-05 0.000%
Current Foreclosure Total May-05 0.000%
Loans in Foreclosure 0 Jun-05 0.000%
Original Principal Balance 0.00 Jul-05 0.000%
Current Principal Balance 0.00 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.000%
Nov-05 0.000%
Dec-05 0.000%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
4 12 Month Foreclosure History*
New Foreclosure Loans Month Foreclosure Percentage
<s> <c> <s> <c>
Loans in Foreclosure 0 Jan-05 0.000%
Original Principal Balance 0.00 Feb-05 0.000%
Current Principal Balance 0.00 Mar-05 0.000%
Apr-05 0.000%
Current Foreclosure Total May-05 0.000%
Loans in Foreclosure 0 Jun-05 0.000%
Original Principal Balance 0.00 Jul-05 0.000%
Current Principal Balance 0.00 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.000%
Nov-05 0.000%
Dec-05 0.000%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
5 12 Month Foreclosure History*
New Foreclosure Loans Month Foreclosure Percentage
<s> <c> <s> <c>
Loans in Foreclosure 0 Jan-05 0.000%
Original Principal Balance 0.00 Feb-05 0.000%
Current Principal Balance 0.00 Mar-05 0.000%
Apr-05 0.000%
Current Foreclosure Total May-05 0.000%
Loans in Foreclosure 0 Jun-05 0.000%
Original Principal Balance 0.00 Jul-05 0.000%
Current Principal Balance 0.00 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.000%
Nov-05 0.000%
Dec-05 0.000%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
6 12 Month Foreclosure History*
New Foreclosure Loans Month Foreclosure Percentage
<s> <c> <s> <c>
Loans in Foreclosure 0 Jan-05 0.000%
Original Principal Balance 0.00 Feb-05 0.000%
Current Principal Balance 0.00 Mar-05 0.000%
Apr-05 0.000%
Current Foreclosure Total May-05 0.000%
Loans in Foreclosure 0 Jun-05 0.000%
Original Principal Balance 0.00 Jul-05 0.000%
Current Principal Balance 0.00 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.000%
Nov-05 0.000%
Dec-05 0.000%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
7 12 Month Foreclosure History*
New Foreclosure Loans Month Foreclosure Percentage
<s> <c> <s> <c>
Loans in Foreclosure 0 Jan-05 0.000%
Original Principal Balance 0.00 Feb-05 0.000%
Current Principal Balance 0.00 Mar-05 0.000%
Apr-05 0.000%
Current Foreclosure Total May-05 0.000%
Loans in Foreclosure 0 Jun-05 0.000%
Original Principal Balance 0.00 Jul-05 0.000%
Current Principal Balance 0.00 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.000%
Nov-05 0.000%
Dec-05 0.000%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period
Month
Loan First Original
Loan Entered Payment LTV at Principal
Group Number FC Date State Origination Balance
<s> <c> <c> <c> <c> <c> <c>
No Foreclosure loans this period.
Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period (continued)
Current Paid Current Approximate
Loan Principal To Months Loan Delinquent
Group Number Balance Date Delinquent Rate Interest
<s> <c> <c> <c> <c> <c> <c>
No Foreclosure loans this period.
Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period
Summary 12 Month Bankruptcy History*
New Bankruptcy Loans Month Bankruptcy Percentage
<s> <c> <s> <c>
Loans in Bankruptcy 0 Jan-05 0.000%
Original Principal Balance 0.00 Feb-05 0.000%
Current Principal Balance 0.00 Mar-05 0.000%
Apr-05 0.000%
Current Bankruptcy Total May-05 0.000%
Loans in Bankruptcy 1 Jun-05 0.000%
Original Principal Balance 103,200.00 Jul-05 0.000%
Current Principal Balance 102,503.68 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.015%
Nov-05 0.015%
Dec-05 0.015%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
1 12 Month Bankruptcy History*
New Bankruptcy Loans Month Bankruptcy Percentage
<s> <c> <s> <c>
Loans in Bankruptcy 0 Jan-05 0.000%
Original Principal Balance 0.00 Feb-05 0.000%
Current Principal Balance 0.00 Mar-05 0.000%
Apr-05 0.000%
Current Bankruptcy Total May-05 0.000%
Loans in Bankruptcy 0 Jun-05 0.000%
Original Principal Balance 0.00 Jul-05 0.000%
Current Principal Balance 0.00 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.000%
Nov-05 0.000%
Dec-05 0.000%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
2 12 Month Bankruptcy History*
New Bankruptcy Loans Month Bankruptcy Percentage
<s> <c> <s> <c>
Loans in Bankruptcy 0 Jan-05 0.000%
Original Principal Balance 0.00 Feb-05 0.000%
Current Principal Balance 0.00 Mar-05 0.000%
Apr-05 0.000%
Current Bankruptcy Total May-05 0.000%
Loans in Bankruptcy 0 Jun-05 0.000%
Original Principal Balance 0.00 Jul-05 0.000%
Current Principal Balance 0.00 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.000%
Nov-05 0.000%
Dec-05 0.000%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
3 12 Month Bankruptcy History*
New Bankruptcy Loans Month Bankruptcy Percentage
<s> <c> <s> <c>
Loans in Bankruptcy 0 Jan-05 0.000%
Original Principal Balance 0.00 Feb-05 0.000%
Current Principal Balance 0.00 Mar-05 0.000%
Apr-05 0.000%
Current Bankruptcy Total May-05 0.000%
Loans in Bankruptcy 1 Jun-05 0.000%
Original Principal Balance 103,200.00 Jul-05 0.000%
Current Principal Balance 102,503.68 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.110%
Nov-05 0.111%
Dec-05 0.112%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
4 12 Month Bankruptcy History*
New Bankruptcy Loans Month Bankruptcy Percentage
<s> <c> <s> <c>
Loans in Bankruptcy 0 Jan-05 0.000%
Original Principal Balance 0.00 Feb-05 0.000%
Current Principal Balance 0.00 Mar-05 0.000%
Apr-05 0.000%
Current Bankruptcy Total May-05 0.000%
Loans in Bankruptcy 0 Jun-05 0.000%
Original Principal Balance 0.00 Jul-05 0.000%
Current Principal Balance 0.00 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.000%
Nov-05 0.000%
Dec-05 0.000%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
5 12 Month Bankruptcy History*
New Bankruptcy Loans Month Bankruptcy Percentage
<s> <c> <s> <c>
Loans in Bankruptcy 0 Jan-05 0.000%
Original Principal Balance 0.00 Feb-05 0.000%
Current Principal Balance 0.00 Mar-05 0.000%
Apr-05 0.000%
Current Bankruptcy Total May-05 0.000%
Loans in Bankruptcy 0 Jun-05 0.000%
Original Principal Balance 0.00 Jul-05 0.000%
Current Principal Balance 0.00 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.000%
Nov-05 0.000%
Dec-05 0.000%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
6 12 Month Bankruptcy History*
New Bankruptcy Loans Month Bankruptcy Percentage
<s> <c> <s> <c>
Loans in Bankruptcy 0 Jan-05 0.000%
Original Principal Balance 0.00 Feb-05 0.000%
Current Principal Balance 0.00 Mar-05 0.000%
Apr-05 0.000%
Current Bankruptcy Total May-05 0.000%
Loans in Bankruptcy 0 Jun-05 0.000%
Original Principal Balance 0.00 Jul-05 0.000%
Current Principal Balance 0.00 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.000%
Nov-05 0.000%
Dec-05 0.000%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
7 12 Month Bankruptcy History*
New Bankruptcy Loans Month Bankruptcy Percentage
<s> <c> <s> <c>
Loans in Bankruptcy 0 Jan-05 0.000%
Original Principal Balance 0.00 Feb-05 0.000%
Current Principal Balance 0.00 Mar-05 0.000%
Apr-05 0.000%
Current Bankruptcy Total May-05 0.000%
Loans in Bankruptcy 0 Jun-05 0.000%
Original Principal Balance 0.00 Jul-05 0.000%
Current Principal Balance 0.00 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.000%
Nov-05 0.000%
Dec-05 0.000%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period
Group Loan Month Loan First State LTV at Original
Number Entered Payment Origination Principal
Bankruptcy Date Balance
<s> <c> <c> <c> <c> <c> <c>
3 6372587268 Oct-2005 01-Jun-2005 TX 80.00 103,200.00
Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period (continued)
Group Loan Current Paid To Months Current Approximate
Number Principal Date Delinquent Loan Rate Delinquent
Balance Interest
<s> <c> <c> <c> <c> <c> <c>
3 6372587268 102,503.68 01-Dec-2005 (1) 6.250% 513.02
Realized Loss Detail Report - Loans with Losses during Current Period
Summary
# Loans Prior Realized Current
with Principal Loss/(Gain) Loss
Group Losses Balance Amount Percentage
<s> <c> <c> <c> <c>
1 0 0.00 0.00 0.000%
2 0 0.00 0.00 0.000%
3 0 0.00 0.00 0.000%
4 0 0.00 0.00 0.000%
5 0 0.00 0.00 0.000%
6 0 0.00 0.00 0.000%
7 0 0.00 0.00 0.000%
Total 0 0.00 0.00 0.000%
Realized Loss Loan Detail Report - Loans With Losses during Current Period
Original Current
Loan Principal Note LTV at Original
Group Number Balance Rate State Origination Term
<s> <c> <c> <c> <c> <c> <c>
No losses this period.
Realized Loss Loan Detail Report - Loans With Losses during Current Period (continued)
Prior Cumulative
Loan Principal Realized Realized
Group Number Balance Loss/(Gain) Loss/(Gain)
<s> <c> <c> <c> <c>
No losses this period.
Realized Loss Report - Collateral
Summary
MDR SDA
<s> <c> <s> <c>
Current Month 0.000% Current Month 0.000%
3 Month Average 0.000% 3 Month Average 0.000%
12 Month Average 0.000% 12 Month Average 0.000%
MDR: Current vs 12mo Average* SDA: Current vs 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 0.000% N/A Jul-2005 0.000% N/A
Aug-2005 0.000% N/A Aug-2005 0.000% N/A
Sep-2005 0.000% N/A Sep-2005 0.000% N/A
Oct-2005 0.000% N/A Oct-2005 0.000% N/A
Nov-2005 0.000% N/A Nov-2005 0.000% N/A
Dec-2005 0.000% N/A Dec-2005 0.000% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at
ctslink.com. www.ctslink.com.
CDR Loss Severity Approximation
<s> <c> <s> <c>
Current Month 0.000% Current Month 0.000%
3 Month Average 0.000% 3 Month Average 0.000%
12 Month Average 0.000% 12 Month Average 0.000%
CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 0.000% N/A Jul-2005 0.000% N/A
Aug-2005 0.000% N/A Aug-2005 0.000% N/A
Sep-2005 0.000% N/A Sep-2005 0.000% N/A
Oct-2005 0.000% N/A Oct-2005 0.000% N/A
Nov-2005 0.000% N/A Nov-2005 0.000% N/A
Dec-2005 0.000% N/A Dec-2005 0.000% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at
ctslink.com. www.ctslink.com.
1
MDR SDA
<s> <c> <s> <c>
Current Month 0.000% Current Month 0.000%
3 Month Average 0.000% 3 Month Average 0.000%
12 Month Average 0.000% 12 Month Average 0.000%
MDR: Current vs 12mo Average* SDA: Current vs 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 0.000% N/A Jul-2005 0.000% N/A
Aug-2005 0.000% N/A Aug-2005 0.000% N/A
Sep-2005 0.000% N/A Sep-2005 0.000% N/A
Oct-2005 0.000% N/A Oct-2005 0.000% N/A
Nov-2005 0.000% N/A Nov-2005 0.000% N/A
Dec-2005 0.000% N/A Dec-2005 0.000% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at
ctslink.com. www.ctslink.com.
CDR Loss Severity Approximation
<s> <c> <s> <c>
Current Month 0.000% Current Month 0.000%
3 Month Average 0.000% 3 Month Average 0.000%
12 Month Average 0.000% 12 Month Average 0.000%
CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 0.000% N/A Jul-2005 0.000% N/A
Aug-2005 0.000% N/A Aug-2005 0.000% N/A
Sep-2005 0.000% N/A Sep-2005 0.000% N/A
Oct-2005 0.000% N/A Oct-2005 0.000% N/A
Nov-2005 0.000% N/A Nov-2005 0.000% N/A
Dec-2005 0.000% N/A Dec-2005 0.000% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at
ctslink.com. www.ctslink.com.
2
MDR SDA
<s> <c> <s> <c>
Current Month 0.000% Current Month 0.000%
3 Month Average 0.000% 3 Month Average 0.000%
12 Month Average 0.000% 12 Month Average 0.000%
MDR: Current vs 12mo Average* SDA: Current vs 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 0.000% N/A Jul-2005 0.000% N/A
Aug-2005 0.000% N/A Aug-2005 0.000% N/A
Sep-2005 0.000% N/A Sep-2005 0.000% N/A
Oct-2005 0.000% N/A Oct-2005 0.000% N/A
Nov-2005 0.000% N/A Nov-2005 0.000% N/A
Dec-2005 0.000% N/A Dec-2005 0.000% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at
ctslink.com. www.ctslink.com.
CDR Loss Severity Approximation
<s> <c> <s> <c>
Current Month 0.000% Current Month 0.000%
3 Month Average 0.000% 3 Month Average 0.000%
12 Month Average 0.000% 12 Month Average 0.000%
CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 0.000% N/A Jul-2005 0.000% N/A
Aug-2005 0.000% N/A Aug-2005 0.000% N/A
Sep-2005 0.000% N/A Sep-2005 0.000% N/A
Oct-2005 0.000% N/A Oct-2005 0.000% N/A
Nov-2005 0.000% N/A Nov-2005 0.000% N/A
Dec-2005 0.000% N/A Dec-2005 0.000% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at
ctslink.com. www.ctslink.com.
3
MDR SDA
<s> <c> <s> <c>
Current Month 0.000% Current Month 0.000%
3 Month Average 0.000% 3 Month Average 0.000%
12 Month Average 0.000% 12 Month Average 0.000%
MDR: Current vs 12mo Average* SDA: Current vs 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 0.000% N/A Jul-2005 0.000% N/A
Aug-2005 0.000% N/A Aug-2005 0.000% N/A
Sep-2005 0.000% N/A Sep-2005 0.000% N/A
Oct-2005 0.000% N/A Oct-2005 0.000% N/A
Nov-2005 0.000% N/A Nov-2005 0.000% N/A
Dec-2005 0.000% N/A Dec-2005 0.000% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at
ctslink.com. www.ctslink.com.
CDR Loss Severity Approximation
<s> <c> <s> <c>
Current Month 0.000% Current Month 0.000%
3 Month Average 0.000% 3 Month Average 0.000%
12 Month Average 0.000% 12 Month Average 0.000%
CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 0.000% N/A Jul-2005 0.000% N/A
Aug-2005 0.000% N/A Aug-2005 0.000% N/A
Sep-2005 0.000% N/A Sep-2005 0.000% N/A
Oct-2005 0.000% N/A Oct-2005 0.000% N/A
Nov-2005 0.000% N/A Nov-2005 0.000% N/A
Dec-2005 0.000% N/A Dec-2005 0.000% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at
ctslink.com. www.ctslink.com.
4
MDR SDA
<s> <c> <s> <c>
Current Month 0.000% Current Month 0.000%
3 Month Average 0.000% 3 Month Average 0.000%
12 Month Average 0.000% 12 Month Average 0.000%
MDR: Current vs 12mo Average* SDA: Current vs 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 0.000% N/A Jul-2005 0.000% N/A
Aug-2005 0.000% N/A Aug-2005 0.000% N/A
Sep-2005 0.000% N/A Sep-2005 0.000% N/A
Oct-2005 0.000% N/A Oct-2005 0.000% N/A
Nov-2005 0.000% N/A Nov-2005 0.000% N/A
Dec-2005 0.000% N/A Dec-2005 0.000% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at
ctslink.com. www.ctslink.com.
CDR Loss Severity Approximation
<s> <c> <s> <c>
Current Month 0.000% Current Month 0.000%
3 Month Average 0.000% 3 Month Average 0.000%
12 Month Average 0.000% 12 Month Average 0.000%
CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 0.000% N/A Jul-2005 0.000% N/A
Aug-2005 0.000% N/A Aug-2005 0.000% N/A
Sep-2005 0.000% N/A Sep-2005 0.000% N/A
Oct-2005 0.000% N/A Oct-2005 0.000% N/A
Nov-2005 0.000% N/A Nov-2005 0.000% N/A
Dec-2005 0.000% N/A Dec-2005 0.000% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at
ctslink.com. www.ctslink.com.
5
MDR SDA
<s> <c> <s> <c>
Current Month 0.000% Current Month 0.000%
3 Month Average 0.000% 3 Month Average 0.000%
12 Month Average 0.000% 12 Month Average 0.000%
MDR: Current vs 12mo Average* SDA: Current vs 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 0.000% N/A Jul-2005 0.000% N/A
Aug-2005 0.000% N/A Aug-2005 0.000% N/A
Sep-2005 0.000% N/A Sep-2005 0.000% N/A
Oct-2005 0.000% N/A Oct-2005 0.000% N/A
Nov-2005 0.000% N/A Nov-2005 0.000% N/A
Dec-2005 0.000% N/A Dec-2005 0.000% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at
ctslink.com. www.ctslink.com.
CDR Loss Severity Approximation
<s> <c> <s> <c>
Current Month 0.000% Current Month 0.000%
3 Month Average 0.000% 3 Month Average 0.000%
12 Month Average 0.000% 12 Month Average 0.000%
CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 0.000% N/A Jul-2005 0.000% N/A
Aug-2005 0.000% N/A Aug-2005 0.000% N/A
Sep-2005 0.000% N/A Sep-2005 0.000% N/A
Oct-2005 0.000% N/A Oct-2005 0.000% N/A
Nov-2005 0.000% N/A Nov-2005 0.000% N/A
Dec-2005 0.000% N/A Dec-2005 0.000% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at
ctslink.com. www.ctslink.com.
6
MDR SDA
<s> <c> <s> <c>
Current Month 0.000% Current Month 0.000%
3 Month Average 0.000% 3 Month Average 0.000%
12 Month Average 0.000% 12 Month Average 0.000%
MDR: Current vs 12mo Average* SDA: Current vs 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 0.000% N/A Jul-2005 0.000% N/A
Aug-2005 0.000% N/A Aug-2005 0.000% N/A
Sep-2005 0.000% N/A Sep-2005 0.000% N/A
Oct-2005 0.000% N/A Oct-2005 0.000% N/A
Nov-2005 0.000% N/A Nov-2005 0.000% N/A
Dec-2005 0.000% N/A Dec-2005 0.000% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at
ctslink.com. www.ctslink.com.
CDR Loss Severity Approximation
<s> <c> <s> <c>
Current Month 0.000% Current Month 0.000%
3 Month Average 0.000% 3 Month Average 0.000%
12 Month Average 0.000% 12 Month Average 0.000%
CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 0.000% N/A Jul-2005 0.000% N/A
Aug-2005 0.000% N/A Aug-2005 0.000% N/A
Sep-2005 0.000% N/A Sep-2005 0.000% N/A
Oct-2005 0.000% N/A Oct-2005 0.000% N/A
Nov-2005 0.000% N/A Nov-2005 0.000% N/A
Dec-2005 0.000% N/A Dec-2005 0.000% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at
ctslink.com. www.ctslink.com.
7
MDR SDA
<s> <c> <s> <c>
Current Month 0.000% Current Month 0.000%
3 Month Average 0.000% 3 Month Average 0.000%
12 Month Average 0.000% 12 Month Average 0.000%
MDR: Current vs 12mo Average* SDA: Current vs 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 0.000% N/A Jul-2005 0.000% N/A
Aug-2005 0.000% N/A Aug-2005 0.000% N/A
Sep-2005 0.000% N/A Sep-2005 0.000% N/A
Oct-2005 0.000% N/A Oct-2005 0.000% N/A
Nov-2005 0.000% N/A Nov-2005 0.000% N/A
Dec-2005 0.000% N/A Dec-2005 0.000% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at
ctslink.com. www.ctslink.com.
CDR Loss Severity Approximation
<s> <c> <s> <c>
Current Month 0.000% Current Month 0.000%
3 Month Average 0.000% 3 Month Average 0.000%
12 Month Average 0.000% 12 Month Average 0.000%
CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 0.000% N/A Jul-2005 0.000% N/A
Aug-2005 0.000% N/A Aug-2005 0.000% N/A
Sep-2005 0.000% N/A Sep-2005 0.000% N/A
Oct-2005 0.000% N/A Oct-2005 0.000% N/A
Nov-2005 0.000% N/A Nov-2005 0.000% N/A
Dec-2005 0.000% N/A Dec-2005 0.000% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at
ctslink.com. www.ctslink.com.
<FN>
Calculation Methodology:
Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance).
Conditional Default Rate (CDR): 1-((1-MDR)^12)
SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR/(WAS*0.02) else if WAS is greater than 30 and
less than or equal to 60 then CDR/0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR/(0.6 -
((WAS-60)*0.0095)) else if WAS is greater than 120 then CDR/0.03
Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)
</FN>
Prepayment Detail - Prepayments during Current Period
Summary
Loans Paid In Full Repurchased Loans
Original Current Original Current
Principal Principal Principal Principal
Group Count Balance Balance Count Balance Balance
<s> <c> <c> <c> <c> <c> <c>
1 4 594,205.00 590,087.20 0 0.00 0.00
2 7 953,040.00 948,311.17 0 0.00 0.00
3 5 902,723.00 898,151.91 0 0.00 0.00
4 3 171,442.00 170,603.84 0 0.00 0.00
5 3 1,360,500.00 1,345,869.42 0 0.00 0.00
6 0 0.00 0.00 0 0.00 0.00
7 4 497,142.00 485,709.14 0 0.00 0.00
Total 26 4,479,052.00 4,438,732.68 0 0.00 0.00
Prepayment Detail - Prepayments during Current Period (continued)
Summary
Substitution Loans Liquidated Loans Curtailments
Original Current Original Current
Principal Principal Principal Principal Curtailment
Group Count Balance Balance Count Balance Balance Amount
<s> <c> <c> <c> <c> <c> <c> <c>
1 0 0.00 0.00 0 0.00 0.00 13,679.16
2 0 0.00 0.00 0 0.00 0.00 8,620.88
3 0 0.00 0.00 0 0.00 0.00 7,944.28
4 0 0.00 0.00 0 0.00 0.00 80,705.58
5 0 0.00 0.00 0 0.00 0.00 20,603.84
6 0 0.00 0.00 0 0.00 0.00 21,507.79
7 0 0.00 0.00 0 0.00 0.00 228,515.26
Total 0 0.00 0.00 0 0.00 0.00 381,576.79
Prepayment Loan Detail - Prepayments during Current Period
First Original
Loan LTV at Payment Principal Prepayment
Group Number State Origination Date Balance Amount
<s> <c> <c> <c> <c> <c> <c>
1 6111248453 OR 77.60 01-Jun-2005 64,800.00 64,352.27
1 6469096538 WI 80.00 01-Jun-2005 144,000.00 143,005.16
1 6557048698 CA 70.00 01-May-2005 256,200.00 254,123.53
1 6731129679 FL 79.99 01-Apr-2005 129,205.00 127,995.91
2 6119990155 FL 80.00 01-Jun-2005 89,600.00 89,023.64
2 6154033507 FL 90.00 01-Jun-2005 117,000.00 116,282.83
2 6344677940 CA 65.61 01-Jun-2005 145,000.00 144,044.62
2 6529848779 FL 80.00 01-Jul-2005 151,920.00 151,161.84
2 6703457918 FL 80.00 01-Jun-2005 196,000.00 194,910.08
2 6724919474 AZ 80.00 01-Jun-2005 156,000.00 155,043.73
2 6810742756 FL 80.00 01-Jul-2005 97,520.00 97,009.04
3 3302131614 NV 80.00 01-Jul-2005 131,920.00 131,211.95
3 6186880321 IL 80.00 01-Jul-2005 266,400.00 264,863.43
3 6202361025 VA 97.00 01-Jun-2005 145,403.00 144,421.98
3 6551630954 IL 90.00 01-Jun-2005 207,000.00 205,668.55
3 6630943949 FL 95.00 01-Jul-2005 152,000.00 151,123.26
4 3301911065 MD 80.00 01-Jun-2005 39,920.00 39,669.28
4 3302011402 FL 54.91 01-Jul-2005 81,000.00 80,575.60
4 6158051323 WA 67.36 01-Jun-2005 50,522.00 50,204.75
5 6168362587 CA 75.00 01-May-2005 570,000.00 562,922.88
5 6676148338 SC 85.00 01-May-2005 365,500.00 359,895.62
5 6798101256 CA 66.45 01-May-2005 425,000.00 421,555.45
7 3301578617 TX 64.51 01-May-2005 100,000.00 97,200.49
7 6073776277 SC 79.99 01-Jun-2005 147,052.00 143,532.65
7 6596758091 CA 27.27 01-May-2005 105,000.00 102,208.82
7 6940048603 CA 60.45 01-May-2005 145,090.00 141,028.17
Prepayment Loan Detail - Prepayments during Current Period (continued)
Current
Loan PIF Months Loan Original
Group Number Type Delinquent Rate Term Seasoning
<s> <c> <c> <c> <c> <c> <c>
1 6111248453 Loan Paid in Full 0 6.125% 360 6
1 6469096538 Loan Paid in Full 0 6.125% 360 6
1 6557048698 Loan Paid in Full 0 6.000% 360 7
1 6731129679 Loan Paid in Full 0 5.875% 360 8
2 6119990155 Loan Paid in Full (1) 6.500% 360 6
2 6154033507 Loan Paid in Full 1 6.750% 360 6
2 6344677940 Loan Paid in Full 0 6.500% 360 6
2 6529848779 Loan Paid in Full 0 7.000% 360 5
2 6703457918 Loan Paid in Full 0 7.250% 360 6
2 6724919474 Loan Paid in Full 0 6.750% 360 6
2 6810742756 Loan Paid in Full 0 6.750% 360 5
3 3302131614 Loan Paid in Full 0 6.625% 360 5
3 6186880321 Loan Paid in Full 0 6.250% 360 5
3 6202361025 Loan Paid in Full 0 6.250% 360 6
3 6551630954 Loan Paid in Full (1) 6.500% 360 6
3 6630943949 Loan Paid in Full 0 6.250% 360 5
4 3301911065 Loan Paid in Full (1) 6.625% 360 6
4 3302011402 Loan Paid in Full 0 6.750% 360 5
4 6158051323 Loan Paid in Full 0 6.625% 360 6
5 6168362587 Loan Paid in Full 0 5.375% 360 7
5 6676148338 Loan Paid in Full 0 6.000% 360 7
5 6798101256 Loan Paid in Full 0 6.000% 360 7
7 3301578617 Loan Paid in Full 0 6.000% 180 7
7 6073776277 Loan Paid in Full 0 6.250% 180 6
7 6596758091 Loan Paid in Full (1) 6.625% 180 7
7 6940048603 Loan Paid in Full 0 6.000% 180 7
Prepayment - Voluntary Prepayments
Summary
SMM CPR PSA
<s> <c> <s> <c> <s> <c>
Current Month 0.717% Current Month 8.276% Current Month 688.240%
3 Month Average 1.116% 3 Month Average 12.553% 3 Month Average 1,330.842%
12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000%
CPR: Current vs 12mo Average* PSA: Current vs 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 7.396% N/A Jul-2005 3,652.099% N/A
Aug-2005 12.763% N/A Aug-2005 3,173.550% N/A
Sep-2005 15.427% N/A Sep-2005 2,560.183% N/A
Oct-2005 15.059% N/A Oct-2005 1,876.002% N/A
Nov-2005 14.323% N/A Nov-2005 1,428.284% N/A
Dec-2005 8.276% N/A Dec-2005 688.240% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at
www.ctslink.com. www.ctslink.com.
1
SMM CPR PSA
<s> <c> <s> <c> <s> <c>
Current Month 0.331% Current Month 3.902% Current Month 334.564%
3 Month Average 0.453% 3 Month Average 5.289% 3 Month Average 564.921%
12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000%
CPR: Current vs 12mo Average* PSA: Current vs 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 1.233% N/A Jul-2005 734.290% N/A
Aug-2005 6.094% N/A Aug-2005 1,659.469% N/A
Sep-2005 1.458% N/A Sep-2005 257.034% N/A
Oct-2005 4.565% N/A Oct-2005 594.876% N/A
Nov-2005 7.401% N/A Nov-2005 765.322% N/A
Dec-2005 3.902% N/A Dec-2005 334.564% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at
www.ctslink.com. www.ctslink.com.
2
SMM CPR PSA
<s> <c> <s> <c> <s> <c>
Current Month 0.776% Current Month 8.923% Current Month 779.435%
3 Month Average 1.382% 3 Month Average 15.230% 3 Month Average 1,699.092%
12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000%
CPR: Current vs 12mo Average* PSA: Current vs 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 13.479% N/A Jul-2005 9,348.693% N/A
Aug-2005 24.341% N/A Aug-2005 7,097.042% N/A
Sep-2005 22.383% N/A Sep-2005 4,118.263% N/A
Oct-2005 14.914% N/A Oct-2005 2,004.894% N/A
Nov-2005 21.852% N/A Nov-2005 2,312.946% N/A
Dec-2005 8.923% N/A Dec-2005 779.435% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at
www.ctslink.com. www.ctslink.com.
3
SMM CPR PSA
<s> <c> <s> <c> <s> <c>
Current Month 0.980% Current Month 11.146% Current Month 973.822%
3 Month Average 1.166% 3 Month Average 13.118% 3 Month Average 1,465.797%
12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000%
CPR: Current vs 12mo Average* PSA: Current vs 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 5.031% N/A Jul-2005 3,490.451% N/A
Aug-2005 7.390% N/A Aug-2005 2,149.542% N/A
Sep-2005 14.691% N/A Sep-2005 2,699.639% N/A
Oct-2005 15.325% N/A Oct-2005 2,058.693% N/A
Nov-2005 12.883% N/A Nov-2005 1,364.876% N/A
Dec-2005 11.146% N/A Dec-2005 973.822% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at
www.ctslink.com. www.ctslink.com.
4
SMM CPR PSA
<s> <c> <s> <c> <s> <c>
Current Month 1.605% Current Month 17.651% Current Month 1,533.818%
3 Month Average 1.062% 3 Month Average 11.892% 3 Month Average 1,194.272%
12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000%
CPR: Current vs 12mo Average* PSA: Current vs 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 5.927% N/A Jul-2005 3,944.125% N/A
Aug-2005 4.987% N/A Aug-2005 1,424.695% N/A
Sep-2005 9.792% N/A Sep-2005 1,781.566% N/A
Oct-2005 5.445% N/A Oct-2005 725.729% N/A
Nov-2005 12.578% N/A Nov-2005 1,323.268% N/A
Dec-2005 17.651% N/A Dec-2005 1,533.818% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at
www.ctslink.com. www.ctslink.com.
5
SMM CPR PSA
<s> <c> <s> <c> <s> <c>
Current Month 0.789% Current Month 9.072% Current Month 692.221%
3 Month Average 1.569% 3 Month Average 17.022% 3 Month Average 1,660.498%
12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000%
CPR: Current vs 12mo Average* PSA: Current vs 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 8.371% N/A Jul-2005 2,736.933% N/A
Aug-2005 16.680% N/A Aug-2005 3,294.138% N/A
Sep-2005 25.368% N/A Sep-2005 3,577.991% N/A
Oct-2005 25.769% N/A Oct-2005 2,829.291% N/A
Nov-2005 16.224% N/A Nov-2005 1,459.984% N/A
Dec-2005 9.072% N/A Dec-2005 692.221% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at
www.ctslink.com. www.ctslink.com.
6
SMM CPR PSA
<s> <c> <s> <c> <s> <c>
Current Month 0.092% Current Month 1.095% Current Month 85.921%
3 Month Average 0.372% 3 Month Average 4.257% 3 Month Average 395.030%
12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000%
CPR: Current vs 12mo Average* PSA: Current vs 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 13.696% N/A Jul-2005 5,016.048% N/A
Aug-2005 13.744% N/A Aug-2005 2,893.619% N/A
Sep-2005 0.327% N/A Sep-2005 48.495% N/A
Oct-2005 0.564% N/A Oct-2005 64.421% N/A
Nov-2005 11.114% N/A Nov-2005 1,034.750% N/A
Dec-2005 1.095% N/A Dec-2005 85.921% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at
www.ctslink.com. www.ctslink.com.
7
SMM CPR PSA
<s> <c> <s> <c> <s> <c>
Current Month 1.159% Current Month 13.056% Current Month 1,093.777%
3 Month Average 1.455% 3 Month Average 16.096% 3 Month Average 1,704.030%
12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000%
CPR: Current vs 12mo Average* PSA: Current vs 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 9.921% N/A Jul-2005 5,051.546% N/A
Aug-2005 3.124% N/A Aug-2005 788.307% N/A
Sep-2005 15.565% N/A Sep-2005 2,614.382% N/A
Oct-2005 18.768% N/A Oct-2005 2,363.234% N/A
Nov-2005 16.465% N/A Nov-2005 1,655.080% N/A
Dec-2005 13.056% N/A Dec-2005 1,093.777% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at
www.ctslink.com. www.ctslink.com.
<FN>
Calculation Methodology:
Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled
Principal)
Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12)
PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS))
Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal
Balance))
</FN>
Modifications
Loan Beginning Current Prior Modified Prior Modified
Number Balance Balance Rate Rate Payment Payment
<s> <c> <c> <c> <c> <c> <c>
No Modifications this Period
Substitutions
Loans Repurchased Loans Substituted
Loan Current Current Current Loan Current Current Current
Number Balance Rate Payment Number Balance Rate Payment
<s> <c> <c> <c> <c> <c> <c> <c>
No Substitutions this Period
Repurchases
Loan Current Current Current
Number Balance Rate Payment
<s> <c> <c> <c>
No Repurchases this Period