UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              Washington D. C. 20549


                                     FORM 8-K

                                  CURRENT REPORT
      Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

       Date of Report (Date of earliest event reported):  December 27, 2005

                   ACE SECURITIES CORP. HOME EQUITY LOAN TRUST
             Asset Backed Pass-Through Certificates, Series 2005-HE1
              (Exact name of registrant as specified in its charter)

New York (governing law of          333-119047-05
Pooling and Servicing Agreement)    (Commission           54-2165618
(State or other                     File Number)          54-2165619
jurisdiction                                              IRS EIN
of Incorporation)



       c/o Wells Fargo Bank, N.A.
       9062 Old Annapolis Road
       Columbia, MD                                          21045
       (Address of principal executive offices)             (Zip Code)


       Registrant's telephone number, including area code:  (410) 884-2000

       (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions (see General Instruction A.2. below):

[ ] Written communications pursuant to Rule 425 under the Securities Act
    (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
    (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
    Exchange Act(17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
    Exchange Act(17 CFR 240.13e-4(c))

ITEM 8.01  Other Events

 On December 27, 2005 a distribution was made to holders of ACE SECURITIES CORP
 . HOME EQUITY LOAN TRUST, Asset Backed Pass-Through Certificates, Series
 2005-HE1 Trust.


ITEM 9.01  Financial Statements and Exhibits

      (c)  Exhibits


           Exhibit Number               Description

           EX-99.1                      Monthly report distributed to holders of
                                        Asset Backed Pass-Through Certificates,
                                        Series 2005-HE1 Trust, relating to the
                                        December 27, 2005 distribution.



Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.



                   ACE SECURITIES CORP. HOME EQUITY LOAN TRUST
          Asset Backed Pass-Through Certificates, Series 2005-HE1 Trust
                                   (Registrant)

              By:    Wells Fargo Bank, N.A. as Securities Administrator
              By:   /s/   Beth Belfield as Officer
              By:    Beth Belfield as Officer
              Date:  12/31/2005

                                INDEX TO EXHIBITS


Exhibit Number            Description
EX-99.1                   Monthly report distributed to holders of Asset Backed
                          Pass-Through Certificates, Series 2005-HE1 Trust,
                          relating to the December 27, 2005 distribution.


 EX-99.1

ACE Securities Corporation
Asset Backed Pass-Through Certificates


Record Date:             11/30/2005
Distribution Date:       12/27/2005


ACE Securities Corporation
Asset Backed Pass-Through Certificates
Series ACE 2005-HE1


Contact: Customer Service - CTSLink
         Wells Fargo Bank, N.A.
         Securities Administration Services
         7485 New Horizon Way
         Frederick, MD 21703
         www.ctslink.com
         Telephone: (301) 815-6600
         Fax:       (301) 815-6660









                          Certificateholder Distribution Summary

     Class               CUSIP        Certificate            Beginning           Interest
                                     Pass-Through          Certificate       Distribution
                                             Rate              Balance
<s>          <c>             <c>                <c>                  <c>
     A-1A            004421KP7           4.43375%       490,210,691.92       1,931,974.80
     A-1B            004421KQ5           4.48375%       122,552,841.02         488,441.16
     A-2A            004421KR3           4.31375%        93,787,602.01         359,623.35
     A-2B            004421KS1           4.42375%        60,016,000.00         235,996.25
     A-2C            004421KT9           4.54375%        47,430,000.00         191,564.50
      M-1            004421KU6           4.67375%        58,509,000.00         243,072.39
      M-2            004421KV4           4.69375%        49,271,000.00         205,569.56
      M-3            004421KW2           4.74375%        30,024,000.00         126,601.20
      M-4            004421KX0           4.91375%        29,255,000.00         127,779.34
      M-5            004421KY8           4.97375%        36,953,000.00         163,373.32
      M-6            004421KZ5           5.04375%        20,016,000.00          89,738.40
      M-7            004421LA9           5.47375%        15,397,000.00          74,914.96
      M-8            004421LB7           5.57375%        19,246,000.00          95,353.24
      M-9            004421LC5           6.39375%        18,477,000.00         105,010.95
      B-1            004421LD3           7.44375%        25,405,000.00         168,096.42
      B-2            004421LE1           7.44375%        21,556,000.00         142,628.87
      CE            ACE05HE1CE           0.00000%        10,778,018.64       1,565,199.99
     CE-1          ACE05HE1CE1           0.00000%                 0.00          14,059.75
       P             ACE05HE1P           0.00000%               100.00         922,191.16
       R             ACE5HE1R1           0.00000%                 0.00               0.00

Totals                                                1,148,884,253.59       7,251,189.61





                             Certificateholder Distribution Summary (continued)

     Class              Principal           Current             Ending              Total       Cummulative
                     Distribution          Realized        Certificate       Distribution          Realized
                                               Loss            Balance                               Losses
<s>          <c>                <c>               <c>                <c>                <c>
     A-1A           38,062,428.98              0.00     452,148,262.95      39,994,403.78              0.00
     A-1B            9,515,620.29              0.00     113,037,220.73      10,004,061.45              0.00
     A-2A           12,287,075.63              0.00      81,500,526.38      12,646,698.98              0.00
     A-2B                    0.00              0.00      60,016,000.00         235,996.25              0.00
     A-2C                    0.00              0.00      47,430,000.00         191,564.50              0.00
      M-1                    0.00              0.00      58,509,000.00         243,072.39              0.00
      M-2                    0.00              0.00      49,271,000.00         205,569.56              0.00
      M-3                    0.00              0.00      30,024,000.00         126,601.20              0.00
      M-4                    0.00              0.00      29,255,000.00         127,779.34              0.00
      M-5                    0.00              0.00      36,953,000.00         163,373.32              0.00
      M-6                    0.00              0.00      20,016,000.00          89,738.40              0.00
      M-7                    0.00              0.00      15,397,000.00          74,914.96              0.00
      M-8                    0.00              0.00      19,246,000.00          95,353.24              0.00
      M-9                    0.00              0.00      18,477,000.00         105,010.95              0.00
      B-1                    0.00              0.00      25,405,000.00         168,096.42              0.00
      B-2                    0.00              0.00      21,556,000.00         142,628.87              0.00
      CE                     0.00              0.00      10,778,018.64       1,565,199.99              0.00
     CE-1                    0.00              0.00               0.00          14,059.75              0.00
       P                     0.00              0.00             100.00         922,191.16              0.00
       R                     0.00              0.00               0.00               0.00              0.00

Totals              59,865,124.90              0.00   1,089,019,128.70      67,116,314.51              0.00






                                              Principal Distribution Statement

    Class              Original          Beginning          Scheduled          UnScheduled        Accretion         Realized
                           Face        Certificate          Principal            Principal                              Loss
                         Amount            Balance       Distribution         Distribution
<s>         <c>               <c>                <c>                <c>                  <c>              <c>
     A-1A        729,291,000.00     490,210,691.92               0.00        38,062,428.98             0.00             0.00
     A-1B        182,323,000.00     122,552,841.02               0.00         9,515,620.29             0.00             0.00
     A-2A        185,769,000.00      93,787,602.01               0.00        12,287,075.63             0.00             0.00
     A-2B         60,016,000.00      60,016,000.00               0.00                 0.00             0.00             0.00
     A-2C         47,430,000.00      47,430,000.00               0.00                 0.00             0.00             0.00
     M-1          58,509,000.00      58,509,000.00               0.00                 0.00             0.00             0.00
     M-2          49,271,000.00      49,271,000.00               0.00                 0.00             0.00             0.00
     M-3          30,024,000.00      30,024,000.00               0.00                 0.00             0.00             0.00
     M-4          29,255,000.00      29,255,000.00               0.00                 0.00             0.00             0.00
     M-5          36,953,000.00      36,953,000.00               0.00                 0.00             0.00             0.00
     M-6          20,016,000.00      20,016,000.00               0.00                 0.00             0.00             0.00
     M-7          15,397,000.00      15,397,000.00               0.00                 0.00             0.00             0.00
     M-8          19,246,000.00      19,246,000.00               0.00                 0.00             0.00             0.00
     M-9          18,477,000.00      18,477,000.00               0.00                 0.00             0.00             0.00
     B-1          25,405,000.00      25,405,000.00               0.00                 0.00             0.00             0.00
     B-2          21,556,000.00      21,556,000.00               0.00                 0.00             0.00             0.00
      CE          10,778,849.00      10,778,018.64               0.00                 0.00             0.00             0.00
     CE-1                  0.00               0.00               0.00                 0.00             0.00             0.00
      P                  100.00             100.00               0.00                 0.00             0.00             0.00
      R                    0.00               0.00               0.00                 0.00             0.00             0.00

Totals         1,539,716,949.00   1,148,884,253.59               0.00        59,865,124.90             0.00             0.00





                        Principal Distribution Statement (continued)

     Class                  Total             Ending             Ending              Total
                        Principal        Certificate        Certificate          Principal
                        Reduction            Balance         Percentage       Distribution
<s>          <c>                <c>                <c>                <c>
     A-1A           38,062,428.98     452,148,262.95           0.619983      38,062,428.98
     A-1B            9,515,620.29     113,037,220.73           0.619983       9,515,620.29
     A-2A           12,287,075.63      81,500,526.38           0.438720      12,287,075.63
     A-2B                    0.00      60,016,000.00           1.000000               0.00
     A-2C                    0.00      47,430,000.00           1.000000               0.00
      M-1                    0.00      58,509,000.00           1.000000               0.00
      M-2                    0.00      49,271,000.00           1.000000               0.00
      M-3                    0.00      30,024,000.00           1.000000               0.00
      M-4                    0.00      29,255,000.00           1.000000               0.00
      M-5                    0.00      36,953,000.00           1.000000               0.00
      M-6                    0.00      20,016,000.00           1.000000               0.00
      M-7                    0.00      15,397,000.00           1.000000               0.00
      M-8                    0.00      19,246,000.00           1.000000               0.00
      M-9                    0.00      18,477,000.00           1.000000               0.00
      B-1                    0.00      25,405,000.00           1.000000               0.00
      B-2                    0.00      21,556,000.00           1.000000               0.00
      CE                     0.00      10,778,018.64           0.999923               0.00
     CE-1                    0.00               0.00           0.000000               0.00
       P                     0.00             100.00           1.000000               0.00
       R                     0.00               0.00           0.000000               0.00

Totals              59,865,124.90   1,089,019,128.70           0.707285      59,865,124.90






                                         Principal Distribution Factors Statement

     Class             Original             Beginning             Scheduled            UnScheduled             Accretion
                           Face           Certificate             Principal              Principal
                         Amount               Balance          Distribution           Distribution
<s>          <c>              <c>                   <c>                   <c>                    <c>
     A-1A        729,291,000.00            672.174334              0.000000              52.191003              0.000000
     A-1B        182,323,000.00            672.174334              0.000000              52.191003              0.000000
     A-2A        185,769,000.00            504.861425              0.000000              66.141690              0.000000
     A-2B         60,016,000.00           1000.000000              0.000000               0.000000              0.000000
     A-2C         47,430,000.00           1000.000000              0.000000               0.000000              0.000000
      M-1         58,509,000.00           1000.000000              0.000000               0.000000              0.000000
      M-2         49,271,000.00           1000.000000              0.000000               0.000000              0.000000
      M-3         30,024,000.00           1000.000000              0.000000               0.000000              0.000000
      M-4         29,255,000.00           1000.000000              0.000000               0.000000              0.000000
      M-5         36,953,000.00           1000.000000              0.000000               0.000000              0.000000
      M-6         20,016,000.00           1000.000000              0.000000               0.000000              0.000000
      M-7         15,397,000.00           1000.000000              0.000000               0.000000              0.000000
      M-8         19,246,000.00           1000.000000              0.000000               0.000000              0.000000
      M-9         18,477,000.00           1000.000000              0.000000               0.000000              0.000000
      B-1         25,405,000.00           1000.000000              0.000000               0.000000              0.000000
      B-2         21,556,000.00           1000.000000              0.000000               0.000000              0.000000
      CE          10,778,849.00            999.922964              0.000000               0.000000              0.000000
     CE-1                  0.00              0.000000              0.000000               0.000000              0.000000
       P                 100.00           1000.000000              0.000000               0.000000              0.000000
       R                   0.00              0.000000              0.000000               0.000000              0.000000





                                    Principal Distribution Factors Statement (continued)

    Class                 Realized                  Total                Ending                 Ending                 Total
                              Loss              Principal           Certificate            Certificate             Principal
                                                Reduction               Balance             Percentage          Distribution
<s>         <c>                  <c>                    <c>                   <c>                    <c>
     A-1A                 0.000000              52.191003            619.983330               0.619983             52.191003
     A-1B                 0.000000              52.191003            619.983330               0.619983             52.191003
     A-2A                 0.000000              66.141690            438.719735               0.438720             66.141690
     A-2B                 0.000000               0.000000          1,000.000000               1.000000              0.000000
     A-2C                 0.000000               0.000000          1,000.000000               1.000000              0.000000
     M-1                  0.000000               0.000000          1,000.000000               1.000000              0.000000
     M-2                  0.000000               0.000000          1,000.000000               1.000000              0.000000
     M-3                  0.000000               0.000000          1,000.000000               1.000000              0.000000
     M-4                  0.000000               0.000000          1,000.000000               1.000000              0.000000
     M-5                  0.000000               0.000000          1,000.000000               1.000000              0.000000
     M-6                  0.000000               0.000000          1,000.000000               1.000000              0.000000
     M-7                  0.000000               0.000000          1,000.000000               1.000000              0.000000
     M-8                  0.000000               0.000000          1,000.000000               1.000000              0.000000
     M-9                  0.000000               0.000000          1,000.000000               1.000000              0.000000
     B-1                  0.000000               0.000000          1,000.000000               1.000000              0.000000
     B-2                  0.000000               0.000000          1,000.000000               1.000000              0.000000
      CE                  0.000000               0.000000            999.922964               0.999923              0.000000
     CE-1                 0.000000               0.000000              0.000000               0.000000              0.000000
      P                   0.000000               0.000000          1,000.000000               1.000000              0.000000
      R                   0.000000               0.000000              0.000000               0.000000              0.000000
<FN>
All classes are per $1,000 denomination.
</FN>





                                                 Interest Distribution Statement

     Class          Accrual           Accrual              Current          Beginning             Current            Payment of
                     Dates              Days           Certificate       Certificate/             Accrued        Unpaid Interest
                                                              Rate   Notional Balance            Interest              Shortfall
<s>          <c>                 <c>            <c>              <c>                <c>                 <c>
     A-1A      11/25/05 - 12/26/05       32               4.43375%     490,210,691.92        1,931,974.80                   0.00
     A-1B      11/25/05 - 12/26/05       32               4.48375%     122,552,841.02          488,441.16                   0.00
     A-2A      11/25/05 - 12/26/05       32               4.31375%      93,787,602.01          359,623.35                   0.00
     A-2B      11/25/05 - 12/26/05       32               4.42375%      60,016,000.00          235,996.25                   0.00
     A-2C      11/25/05 - 12/26/05       32               4.54375%      47,430,000.00          191,564.50                   0.00
      M-1      11/25/05 - 12/26/05       32               4.67375%      58,509,000.00          243,072.39                   0.00
      M-2      11/25/05 - 12/26/05       32               4.69375%      49,271,000.00          205,569.56                   0.00
      M-3      11/25/05 - 12/26/05       32               4.74375%      30,024,000.00          126,601.20                   0.00
      M-4      11/25/05 - 12/26/05       32               4.91375%      29,255,000.00          127,779.34                   0.00
      M-5      11/25/05 - 12/26/05       32               4.97375%      36,953,000.00          163,373.32                   0.00
      M-6      11/25/05 - 12/26/05       32               5.04375%      20,016,000.00           89,738.40                   0.00
      M-7      11/25/05 - 12/26/05       32               5.47375%      15,397,000.00           74,914.96                   0.00
      M-8      11/25/05 - 12/26/05       32               5.57375%      19,246,000.00           95,353.24                   0.00
      M-9      11/25/05 - 12/26/05       32               6.39375%      18,477,000.00          105,010.95                   0.00
      B-1      11/25/05 - 12/26/05       32               7.44375%      25,405,000.00          168,096.42                   0.00
      B-2      11/25/05 - 12/26/05       32               7.44375%      21,556,000.00          142,628.87                   0.00
      CE                       N/A      N/A               0.00000%   1,148,884,253.60                0.00                   0.00
     CE-1                      N/A      N/A               0.00000%               0.00                0.00                   0.00
       P                       N/A      N/A               0.00000%             100.00                0.00                   0.00
       R                       N/A      N/A               0.00000%               0.00                0.00                   0.00
Totals                                                                                       4,749,738.71                   0.00





                                     Interest Distribution Statement (continued)

      Class                Current       Non-Supported             Total          Remaining                   Ending
                          Interest            Interest          Interest    Unpaid Interest     Certificate/Notional
                      Shortfall(1)           Shortfall      Distribution       Shortfall(2)                  Balance
<s>            <c>               <c>                 <c>               <c>                <c>
      A-1A                    0.00                0.00      1,931,974.80               0.00           452,148,262.95
      A-1B                    0.00                0.00        488,441.16               0.00           113,037,220.73
      A-2A                    0.00                0.00        359,623.35               0.00            81,500,526.38
      A-2B                    0.00                0.00        235,996.25               0.00            60,016,000.00
      A-2C                    0.00                0.00        191,564.50               0.00            47,430,000.00
       M-1                    0.00                0.00        243,072.39               0.00            58,509,000.00
       M-2                    0.00                0.00        205,569.56               0.00            49,271,000.00
       M-3                    0.00                0.00        126,601.20               0.00            30,024,000.00
       M-4                    0.00                0.00        127,779.34               0.00            29,255,000.00
       M-5                    0.00                0.00        163,373.32               0.00            36,953,000.00
       M-6                    0.00                0.00         89,738.40               0.00            20,016,000.00
       M-7                    0.00                0.00         74,914.96               0.00            15,397,000.00
       M-8                    0.00                0.00         95,353.24               0.00            19,246,000.00
       M-9                    0.00                0.00        105,010.95               0.00            18,477,000.00
       B-1                    0.00                0.00        168,096.42               0.00            25,405,000.00
       B-2                    0.00                0.00        142,628.87               0.00            21,556,000.00
       CE                     0.00                0.00      1,565,199.99               0.00         1,089,019,128.70
      CE-1                    0.00                0.00         14,059.75               0.00                     0.00
        P                     0.00                0.00        922,191.16               0.00                   100.00
        R                     0.00                0.00              0.00               0.00                     0.00

Totals                        0.00                0.00      7,251,189.61               0.00
<FN>
(1,2) Amount also includes coupon cap or basis risk shortfalls,if applicable
</FN>


 

                                              Interest Distribution Factors Statement

     Class          Accrual                Original       Current            Beginning                 Current          Payment of
                     Dates                     Face   Certificate  Certificate/Notional                Accrued      Unpaid Interest
                                             Amount          Rate               Balance               Interest            Shortfall
<s>          <c>                 <c>              <c>           <c>                   <c>                    <c>
     A-1A    11/25/05 - 12/26/05     729,291,000.00      4.43375%            672.174334               2.649114             0.000000
     A-1B    11/25/05 - 12/26/05     182,323,000.00      4.48375%            672.174334               2.678988             0.000000
     A-2A    11/25/05 - 12/26/05     185,769,000.00      4.31375%            504.861425               1.935863             0.000000
     A-2B    11/25/05 - 12/26/05      60,016,000.00      4.42375%           1000.000000               3.932222             0.000000
     A-2C    11/25/05 - 12/26/05      47,430,000.00      4.54375%           1000.000000               4.038889             0.000000
      M-1    11/25/05 - 12/26/05      58,509,000.00      4.67375%           1000.000000               4.154444             0.000000
      M-2    11/25/05 - 12/26/05      49,271,000.00      4.69375%           1000.000000               4.172222             0.000000
      M-3    11/25/05 - 12/26/05      30,024,000.00      4.74375%           1000.000000               4.216667             0.000000
      M-4    11/25/05 - 12/26/05      29,255,000.00      4.91375%           1000.000000               4.367778             0.000000
      M-5    11/25/05 - 12/26/05      36,953,000.00      4.97375%           1000.000000               4.421111             0.000000
      M-6    11/25/05 - 12/26/05      20,016,000.00      5.04375%           1000.000000               4.483333             0.000000
      M-7    11/25/05 - 12/26/05      15,397,000.00      5.47375%           1000.000000               4.865556             0.000000
      M-8    11/25/05 - 12/26/05      19,246,000.00      5.57375%           1000.000000               4.954445             0.000000
      M-9    11/25/05 - 12/26/05      18,477,000.00      6.39375%           1000.000000               5.683333             0.000000
      B-1    11/25/05 - 12/26/05      25,405,000.00      7.44375%           1000.000000               6.616667             0.000000
      B-2    11/25/05 - 12/26/05      21,556,000.00      7.44375%           1000.000000               6.616667             0.000000
      CE     N/A                      10,778,849.00      0.00000%         106586.914206               0.000000             0.000000
     CE-1    N/A                               0.00      0.00000%              0.000000               0.000000             0.000000
       P     N/A                             100.00      0.00000%           1000.000000               0.000000             0.000000
       R     N/A                               0.00      0.00000%              0.000000               0.000000             0.000000




                                      Interest Distribution Factors Statement (continued)

     Class                   Current          Non-Supported                 Total       Remaining Unpaid               Ending
                            Interest               Interest              Interest               Interest          Certificate/
                        Shortfall(1)              Shortfall          Distribution           Shortfall(2)      Notional Balance
<s>          <c>                   <c>                    <c>                   <c>                    <c>
     A-1A                   0.000000               0.000000              2.649114               0.000000            619.983330
     A-1B                   0.000000               0.000000              2.678988               0.000000            619.983330
     A-2A                   0.000000               0.000000              1.935863               0.000000            438.719735
     A-2B                   0.000000               0.000000              3.932222               0.000000           1000.000000
     A-2C                   0.000000               0.000000              4.038889               0.000000           1000.000000
      M-1                   0.000000               0.000000              4.154444               0.000000           1000.000000
      M-2                   0.000000               0.000000              4.172222               0.000000           1000.000000
      M-3                   0.000000               0.000000              4.216667               0.000000           1000.000000
      M-4                   0.000000               0.000000              4.367778               0.000000           1000.000000
      M-5                   0.000000               0.000000              4.421111               0.000000           1000.000000
      M-6                   0.000000               0.000000              4.483333               0.000000           1000.000000
      M-7                   0.000000               0.000000              4.865556               0.000000           1000.000000
      M-8                   0.000000               0.000000              4.954445               0.000000           1000.000000
      M-9                   0.000000               0.000000              5.683333               0.000000           1000.000000
      B-1                   0.000000               0.000000              6.616667               0.000000           1000.000000
      B-2                   0.000000               0.000000              6.616667               0.000000           1000.000000
      CE                    0.000000               0.000000            145.210309               0.000000         101032.970097
     CE-1                   0.000000               0.000000              0.000000               0.000000              0.000000
       P                    0.000000               0.000000        9221911.600000               0.000000           1000.000000
       R                    0.000000               0.000000              0.000000               0.000000              0.000000
<FN>
(1,2) Amount also includes coupon cap or basis risk shortfalls,if applicable.

All classes are per $1,000 denomination.
</FN>




                                              Certificateholder Component Statement


                        Component          Beginning             Ending         Beginning             Ending             Ending
                     Pass-Through           Notional           Notional         Component          Component          Component
Class                         Rate            Balance            Balance           Balance            Balance         Percentage

<s>              <c>             <c>                <c>                <c>               <c>                <c>





                                        CERTIFICATEHOLDER ACCOUNT STATEMENT

                                                CERTIFICATE ACCOUNT

<s>                                                                                      <c>
Beginning Balance                                                                                              0.00

Deposits
     Payments of Interest and Principal                                                               66,275,547.64
     Reserve Funds and Credit Enhancements                                                                     0.00
     Proceeds from Repurchased Loans                                                                           0.00
     Servicer Advances                                                                                   961,926.79
     Realized Loss (Gains, Subsequent Expenses & Recoveries)                                            (41,570.91)
     Prepayment Penalties                                                                                922,191.16
     Swap/Cap Payments                                                                                         0.00
Total Deposits                                                                                        68,118,094.68

Withdrawals
     Swap Payments                                                                                             0.00
     Reserve Funds and Credit Enhancements                                                                     0.00
     Reimbursement for Servicer Advances                                                                 523,734.49
     Total Administration Fees                                                                           478,045.68
     Payment of Interest and Principal                                                                67,116,314.51
Total Withdrawals (Pool Distribution Amount)                                                          68,118,094.68
Ending Balance                                                                                                 0.00





                                PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<s>                                                                                  <c>
Total Prepayment/Curtailment Interest Shortfall                                                      0.00
Servicing Fee Support                                                                                0.00

Non-Supported Prepayment/Curtailment Interest Shortfall                                              0.00





                                        ADMINISTRATION FEES
<s>                                                                       <c>
Gross Servicing Fee*                                                                    464,642.03
Credit Risk Manager Fee - The Murrayhill Company                                         13,403.65
Supported Prepayment/Curtailment Interest Shortfall                                           0.00

Total Administration Fees                                                               478,045.68
<FN>
*Servicer Payees include: OCWEN FEDERAL BANK FSB; SAXON MORTGAGE SERVICES
</FN>




                                                 Reserve Accounts

           Account Name            Beginning     Current Withdrawals      Current Deposits          Ending Balance
                                      Balance

<s>                   <c>                   <c>                    <c>                   <c>
           Reserve Fund              1,000.00              52,723.01             52,723.01                1,000.00




                                     COLLATERAL STATEMENT
                                                           
Collateral Description                                                       Mixed Fixed & Arm
Weighted Average Gross Coupon                                                        7.153321%
Weighted Average Net Coupon                                                          6.668006%
Weighted Average Pass-Through Rate                                                   6.654006%
Weighted Average Remaining Term                                                            343

Beginning Scheduled Collateral Loan Count                                                6,955
Number Of Loans Paid In Full                                                               357
Ending Scheduled Collateral Loan Count                                                   6,598

Beginning Scheduled Collateral Balance                                        1,148,884,253.60
Ending Scheduled Collateral Balance                                           1,089,019,128.70
Ending Actual Collateral Balance at 30-Nov-2005                               1,089,635,006.00

Monthly P&I Constant                                                              7,573,272.56
Special Servicing Fee                                                                     0.00
Prepayment Penalty Waived Amount                                                          0.00
Prepayment Penalty Waived Count                                                              0
Prepayment Penalty Paid Amount                                                      922,191.16
Prepayment Penalty Paid Count                                                              214
Realized Loss Amount                                                                 41,570.91
Cumulative Realized Loss                                                             41,570.91


Scheduled Principal                                                                 725,124.81
Unscheduled Principal                                                            59,140,000.09


Required Overcollateralized Amount                                                        0.00
Overcollateralized Increase Amount                                                   40,780.91
Overcollateralized Reduction Amount                                                       0.00
Specified O/C Amount                                                             10,778,018.65
Overcollateralized Amount                                                        10,778,018.65
Overcollateralized Deficiency Amount                                                      0.00
Base Overcollateralization Amount                                                         0.00
Extra principal distribution Amount                                                  40,780.91
Excess Cash Amount                                                                        0.00




                                     COLLATERAL STATEMENT
                                                                          

Collateral Description                                                      Mixed Fixed & Arm
Weighted Average Coupon Rate                                                        7.153321%
Weighted Average Net Rate                                                           6.668006%
Weighted Average Pass Through Rate                                                  6.654006%
Weighted Average Remaining Term                                                           343
Record Date                                                                        11/30/2005
Principal and Interest Constant                                                  7,573,272.56
Beginning Loan Count                                                                    6,955
Loans Paid in Full                                                                        357
Ending Loan Count                                                                       6,598
Beginning Scheduled Balance                                                  1,148,884,253.60
Ending Scheduled Balance                                                     1,089,019,128.70
Ending Actual Balance at 30-Nov-2005                                         1,089,635,006.00
Scheduled Principal                                                                725,124.81
Unscheduled Principal                                                           59,140,000.09
Scheduled Interest                                                               6,848,147.75
Servicing Fee                                                                      464,642.03
Master Servicing Fee                                                                     0.00
Trustee Fee                                                                              0.00
FRY Amount                                                                               0.00
Special Hazard Fee                                                                       0.00
Other Fee                                                                           13,403.65
Pool Insurance Fee                                                                       0.00
Spread 1                                                                                 0.00
Spread 2                                                                                 0.00
Spread 3                                                                                 0.00
Net Interest                                                                     6,370,102.07
Realized Loss Amount                                                                41,570.91
Cumulative Realized Loss                                                            41,570.91
Percentage of Cumulative Losses                                                        0.0027
Special Servicing Fee                                                                    0.00
Prepayment Penalty Waived Amount                                                         0.00
Prepayment Penalty Waived Count                                                             0
Prepayment Penalty Paid Amount                                                     922,191.16
Prepayment Penalty Paid Count                                                             214
Required Overcollateralized Amount                                                       0.00
Overcollateralized Increase Amount                                                  40,780.91
Overcollateralized Reduction Amount                                                      0.00
Specified O/C Amount                                                            10,778,018.65
Overcollateralized Amount                                                       10,778,018.65
Overcollateralized Deficiency Amount                                                     0.00
Base Overcollateralization Amount                                                        0.00




                                         Group Level Collateral Statement

<s>                                   <c>                 <c>
Group                                                  Group 1                            Group 2                           Group 3
Collateral Description                               Mixed ARM                        Mixed Fixed                         Mixed ARM
Weighted Average Coupon Rate                          7.057958                           8.382701                          6.446486
Weighted Average Net Rate                             6.573122                           7.897035                          5.959493
Weighted Average Remaining Term                            348                                314                               349
Beginning Loan Count                                     4,036                              2,088                               517
Loans Paid In Full                                         209                                108                                24
Ending Loan Count                                        3,827                              1,980                               493
Beginning Scheduled Balance                     719,368,488.17                     146,782,207.29                    237,693,017.81
Ending Scheduled Balance                        678,273,294.49                     140,290,981.58                    227,330,965.75
Record Date                                         11/30/2005                         11/30/2005                        11/30/2005
Principal And Interest Constant                   4,674,498.01                       1,163,532.81                      1,382,871.10
Scheduled Principal                                 443,437.31                         138,173.33                        105,967.22
Unscheduled Principal                            40,651,756.37                       6,353,052.38                     10,256,084.84
Scheduled Interest                                4,231,060.70                       1,025,359.48                      1,276,903.88
Servicing Fee                                       290,646.82                          59,405.92                         96,462.38
Master Servicing Fee                                      0.00                               0.00                              0.00
Trustee Fee                                               0.00                               0.00                              0.00
FRY Amount                                                0.00                               0.00                              0.00
Special Hazard Fee                                        0.00                               0.00                              0.00
Other Fee                                             8,392.63                           1,712.46                          2,773.09
Pool Insurance Fee                                        0.00                               0.00                              0.00
Spread 1                                                  0.00                               0.00                              0.00
Spread 2                                                  0.00                               0.00                              0.00
Spread 3                                                  0.00                               0.00                              0.00
Net Interest                                      3,932,021.25                         964,241.10                      1,177,668.41
Realized Loss Amount                                 34,869.67                           6,701.24                              0.00
Cumulative Realized Loss                             34,869.67                           6,701.24                              0.00
Percentage of Cumulative Losses                         0.0036                             0.0035                            0.0000
Prepayment Penalty Waived Amount                          0.00                               0.00                              0.00
Prepayment Penalty Waived Count                              0                                  0                                 0
Prepayment Penalty Paid Amount                   Not Available                      Not Available                     Not Available
Prepayment Penalty Paid Count                    Not Available                      Not Available                     Not Available
Special Servicing Fee                                     0.00                               0.00                              0.00
Pass-Through Rate                                     6.559122                           7.883035                          5.945493



<FN>

</FN>



                      Group Level Collateral Statement

<s>                                   <c>                 <c>
Group                                                  Group 4                             Total
Collateral Description                             Mixed Fixed                 Mixed Fixed & Arm
Weighted Average Coupon Rate                          8.387742                          7.153321
Weighted Average Net Rate                             7.904793                          6.668006
Weighted Average Remaining Term                            310                               343
Beginning Loan Count                                       314                             6,955
Loans Paid In Full                                          16                               357
Ending Loan Count                                          298                             6,598
Beginning Scheduled Balance                      45,040,540.33                  1,148,884,253.60
Ending scheduled Balance                         43,123,886.88                  1,089,019,128.70
Record Date                                         11/30/2005                        11/30/2005
Principal And Interest Constant                     352,370.64                      7,573,272.56
Scheduled Principal                                  37,546.95                        725,124.81
Unscheduled Principal                             1,879,106.50                     59,140,000.09
Scheduled Interest                                  314,823.69                      6,848,147.75
Servicing Fee                                        18,126.91                        464,642.03
Master Servicing Fee                                      0.00                              0.00
Trustee Fee                                               0.00                              0.00
FRY Amount                                                0.00                              0.00
Special Hazard Fee                                        0.00                              0.00
Other Fee                                               525.47                         13,403.65
Pool Insurance Fee                                        0.00                              0.00
Spread 1                                                  0.00                              0.00
Spread 2                                                  0.00                              0.00
Spread 3                                                  0.00                              0.00
Net Interest                                        296,171.31                      6,370,102.07
Realized Loss Amount                                      0.00                         41,570.91
Cumulative Realized Loss                                  0.00                         41,570.91
Percentage of Cumulative Losses                         0.0000                            0.0027
Prepayment Penalty Waived Amount                          0.00                              0.00
Prepayment Penalty Waived Count                              0                                 0
Prepayment Penalty Paid Amount                   Not Available                         922191.16
Prepayment Penalty Paid Count                    Not Available                               214
Special Servicing Fee                                     0.00                              0.00
Pass-Through Rate                                     7.890793                          6.654006


<FN>

</FN>



                               LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT

             DELINQUENT          BANKRUPTCY           FORECLOSURE         REO                  TOTAL

<s>            <c>                  <c>                  <c>                 <c>                  <c>
             No of Loans         No of Loans          No of Loans         No of Loans          No of Loans
             Principal Balance   Principal Balance    Principal Balance   Principal Balance    Principal Balance

0-29 Days                        15                   0                   1                    16
                                 1,665,964.89         0.00                107,792.45           1,773,757.34

30 Days      155                 5                    2                   0                    162
             23,426,836.08       421,027.67           272,552.25          0.00                 24,120,416.00

60 Days      92                  5                    10                  0                    107
             15,777,584.72       872,522.27           1,916,170.38        0.00                 18,566,277.37

90 Days      25                  10                   15                  1                    51
             2,520,329.28        1,266,897.32         3,044,316.38        119,868.06           6,951,411.04

120 Days     21                  9                    25                  0                    55
             2,104,612.40        807,312.31           4,416,364.16        0.00                 7,328,288.87

150 Days     14                  15                   17                  8                    54
             1,030,511.92        1,541,126.13         3,947,025.98        946,326.72           7,464,990.75

180+ Days    22                  44                   72                  26                   164
             1,639,307.83        5,251,666.40         12,488,446.89       3,451,742.24         22,831,163.36

Totals       329                 103                  141                 36                   609
             46,499,182.23       11,826,516.99        26,084,876.04       4,625,729.47         89,036,304.73

             No of Loans         No of Loans          No of Loans         No of Loans          No of Loans
             Principal Balance   Principal Balance    Principal Balance   Principal Balance    Principal Balance

0-29 Days                        0.227342%            0.000000%           0.015156%            0.242498%
                                 0.152892%            0.000000%           0.009893%            0.162785%

30 Days      2.349197%           0.075781%            0.030312%           0.000000%            2.455289%
             2.149971%           0.038639%            0.025013%           0.000000%            2.213623%

60 Days      1.394362%           0.075781%            0.151561%           0.000000%            1.621704%
             1.447970%           0.080075%            0.175854%           0.000000%            1.703899%

90 Days      0.378903%           0.151561%            0.227342%           0.015156%            0.772962%
             0.231300%           0.116268%            0.279389%           0.011001%            0.637958%

120 Days     0.318278%           0.136405%            0.378903%           0.000000%            0.833586%
             0.193148%           0.074090%            0.405307%           0.000000%            0.672545%

150 Days     0.212186%           0.227342%            0.257654%           0.121249%            0.818430%
             0.094574%           0.141435%            0.362234%           0.086848%            0.685091%

180+ Days    0.333434%           0.666869%            1.091240%           0.394059%            2.485602%
             0.150446%           0.481966%            1.146113%           0.316780%            2.095304%

Totals       4.986360%           1.561079%            2.137011%           0.545620%            9.230070%
             4.267409%           1.085365%            2.393910%           0.424521%            8.171205%





                                               OTHER INFORMATION
<s>                                                                                 <c>
Current Period Class A Insufficient Funds                                                                  0.00
Principal Balance of Contaminated Properties                                                               0.00
Periodic Advance                                                                                     961,926.79





                                                Delinquency Status By Group

                        DELINQUENT           BANKRUPTCY            FORECLOSURE          REO                  TOTAL

<s>                     <c>                  <c>                   <c>                  <c>                  <c>
Group 1

                        No of Loans          No of Loans           No of Loans          No of Loans          No of Loans
                        Principal Balance    Principal Balance     Principal Balance    Principal Balance    Principal Balance
0-29 Days                                    8                     0                    1                    9
                                             1,365,157.66          0.00                 107,792.45           1,472,950.11

30 Days                 98                   3                     2                    0                    103
                        15,789,295.64        374,977.95            272,552.25           0.00                 16,436,825.84

60 Days                 62                   4                     9                    0                    75
                        11,813,754.54        783,027.19            1,533,772.35         0.00                 14,130,554.08

90 Days                 12                   9                     14                   1                    36
                        1,774,969.14         1,255,803.35          2,547,204.26         119,868.06           5,697,844.81

120 Days                7                    5                     22                   0                    34
                        1,145,499.27         659,090.92            3,895,352.61         0.00                 5,699,942.80

150 Days                3                    10                    16                   8                    37
                        552,858.28           1,077,438.23          3,871,799.66         946,326.72           6,448,422.89

180+ Days               2                    33                    59                   24                   118
                        358,610.00           4,248,841.37          10,209,398.36        3,180,473.64         17,997,323.37

Totals                  184                  72                    122                  34                   412
                        31,434,986.87        9,764,336.67          22,330,079.49        4,354,460.87         67,883,863.90


0-29 Days                                    0.209041%             0.000000%            0.026130%            0.235171%
                                             0.201141%             0.000000%            0.015882%            0.217023%

30 Days                 2.560753%            0.078390%             0.052260%            0.000000%            2.691403%
                        2.326374%            0.055249%             0.040157%            0.000000%            2.421781%

60 Days                 1.620068%            0.104521%             0.235171%            0.000000%            1.959760%
                        1.740623%            0.115370%             0.225984%            0.000000%            2.081977%

90 Days                 0.313562%            0.235171%             0.365822%            0.026130%            0.940685%
                        0.261522%            0.185028%             0.375302%            0.017661%            0.839513%

120 Days                0.182911%            0.130651%             0.574863%            0.000000%            0.888424%
                        0.168776%            0.097110%             0.573936%            0.000000%            0.839822%

150 Days                0.078390%            0.261301%             0.418082%            0.209041%            0.966815%
                        0.081457%            0.158748%             0.570466%            0.139431%            0.950102%

180+ Days               0.052260%            0.862294%             1.541678%            0.627123%            3.083355%
                        0.052837%            0.626019%             1.504239%            0.468607%            2.651702%

Totals                  4.807944%            1.881369%             3.187876%            0.888424%            10.765613%
                        4.631590%            1.438665%             3.290085%            0.641581%            10.001920%


                        DELINQUENT           BANKRUPTCY            FORECLOSURE          REO                  TOTAL

<s>                     <c>                  <c>                   <c>                  <c>                  <c>
Group 2

                        No of Loans          No of Loans           No of Loans          No of Loans          No of Loans
                        Principal Balance    Principal Balance     Principal Balance    Principal Balance    Principal Balance
0-29 Days                                    6                     0                    0                    6
                                             206,272.69            0.00                 0.00                 206,272.69

30 Days                 41                   2                     0                    0                    43
                        2,728,500.75         46,049.72             0.00                 0.00                 2,774,550.47

60 Days                 21                   1                     0                    0                    22
                        1,329,687.64         89,495.08             0.00                 0.00                 1,419,182.72

90 Days                 10                   1                     0                    0                    11
                        381,720.80           11,093.97             0.00                 0.00                 392,814.77

120 Days                11                   3                     2                    0                    16
                        257,440.66           63,521.11             127,817.51           0.00                 448,779.28

150 Days                9                    4                     1                    0                    14
                        279,260.86           96,545.07             75,226.32            0.00                 451,032.25

180+ Days               17                   9                     10                   2                    38
                        644,394.60           410,442.57            773,780.95           271,268.60           2,099,886.72

Totals                  109                  26                    13                   2                    150
                        5,621,005.31         923,420.21            976,824.78           271,268.60           7,792,518.90


0-29 Days                                    0.303030%             0.000000%            0.000000%            0.303030%
                                             0.146950%             0.000000%            0.000000%            0.146950%

30 Days                 2.070707%            0.101010%             0.000000%            0.000000%            2.171717%
                        1.943806%            0.032806%             0.000000%            0.000000%            1.976612%

60 Days                 1.060606%            0.050505%             0.000000%            0.000000%            1.111111%
                        0.947280%            0.063757%             0.000000%            0.000000%            1.011037%

90 Days                 0.505051%            0.050505%             0.000000%            0.000000%            0.555556%
                        0.271941%            0.007903%             0.000000%            0.000000%            0.279844%

120 Days                0.555556%            0.151515%             0.101010%            0.000000%            0.808081%
                        0.183403%            0.045253%             0.091058%            0.000000%            0.319714%

150 Days                0.454545%            0.202020%             0.050505%            0.000000%            0.707071%
                        0.198948%            0.068779%             0.053592%            0.000000%            0.321319%

180+ Days               0.858586%            0.454545%             0.505051%            0.101010%            1.919192%
                        0.459072%            0.292403%             0.551248%            0.193254%            1.495976%

Totals                  5.505051%            1.313131%             0.656566%            0.101010%            7.575758%
                        4.004450%            0.657852%             0.695898%            0.193254%            5.551454%


                        DELINQUENT           BANKRUPTCY            FORECLOSURE          REO                  TOTAL

<s>                     <c>                  <c>                   <c>                  <c>                  <c>
Group 3

                        No of Loans          No of Loans           No of Loans          No of Loans          No of Loans
                        Principal Balance    Principal Balance     Principal Balance    Principal Balance    Principal Balance
0-29 Days                                    0                     0                    0                    0
                                             0.00                  0.00                 0.00                 0.00

30 Days                 10                   0                     0                    0                    10
                        4,514,082.80         0.00                  0.00                 0.00                 4,514,082.80

60 Days                 6                    0                     0                    0                    6
                        2,508,548.95         0.00                  0.00                 0.00                 2,508,548.95

90 Days                 0                    0                     1                    0                    1
                        0.00                 0.00                  497,112.12           0.00                 497,112.12

120 Days                1                    0                     1                    0                    2
                        524,783.34           0.00                  393,194.04           0.00                 917,977.38

150 Days                0                    1                     0                    0                    1
                        0.00                 367,142.83            0.00                 0.00                 367,142.83

180+ Days               1                    1                     3                    0                    5
                        498,501.71           473,500.00            1,505,267.58         0.00                 2,477,269.29

Totals                  18                   2                     5                    0                    25
                        8,045,916.80         840,642.83            2,395,573.74         0.00                 11,282,133.37


0-29 Days                                    0.000000%             0.000000%            0.000000%            0.000000%
                                             0.000000%             0.000000%            0.000000%            0.000000%

30 Days                 2.028398%            0.000000%             0.000000%            0.000000%            2.028398%
                        1.984973%            0.000000%             0.000000%            0.000000%            1.984973%

60 Days                 1.217039%            0.000000%             0.000000%            0.000000%            1.217039%
                        1.103082%            0.000000%             0.000000%            0.000000%            1.103082%

90 Days                 0.000000%            0.000000%             0.202840%            0.000000%            0.202840%
                        0.000000%            0.000000%             0.218595%            0.000000%            0.218595%

120 Days                0.202840%            0.000000%             0.202840%            0.000000%            0.405680%
                        0.230762%            0.000000%             0.172899%            0.000000%            0.403661%

150 Days                0.000000%            0.202840%             0.000000%            0.000000%            0.202840%
                        0.000000%            0.161443%             0.000000%            0.000000%            0.161443%

180+ Days               0.202840%            0.202840%             0.608519%            0.000000%            1.014199%
                        0.219206%            0.208212%             0.661910%            0.000000%            1.089327%

Totals                  3.651116%            0.405680%             1.014199%            0.000000%            5.070994%
                        3.538023%            0.369655%             1.053403%            0.000000%            4.961081%


                        DELINQUENT           BANKRUPTCY            FORECLOSURE          REO                  TOTAL

<s>                     <c>                  <c>                   <c>                  <c>                  <c>
Group 4

                        No of Loans          No of Loans           No of Loans          No of Loans          No of Loans
                        Principal Balance    Principal Balance     Principal Balance    Principal Balance    Principal Balance
0-29 Days                                    1                     0                    0                    1
                                             94,534.54             0.00                 0.00                 94,534.54

30 Days                 6                    0                     0                    0                    6
                        394,956.89           0.00                  0.00                 0.00                 394,956.89

60 Days                 3                    0                     1                    0                    4
                        125,593.59           0.00                  382,398.03           0.00                 507,991.62

90 Days                 3                    0                     0                    0                    3
                        363,639.34           0.00                  0.00                 0.00                 363,639.34

120 Days                2                    1                     0                    0                    3
                        176,889.13           84,700.28             0.00                 0.00                 261,589.41

150 Days                2                    0                     0                    0                    2
                        198,392.78           0.00                  0.00                 0.00                 198,392.78

180+ Days               2                    1                     0                    0                    3
                        137,801.52           118,882.46            0.00                 0.00                 256,683.98

Totals                  18                   3                     1                    0                    22
                        1,397,273.25         298,117.28            382,398.03           0.00                 2,077,788.56


0-29 Days                                    0.335570%             0.000000%            0.000000%            0.335570%
                                             0.219109%             0.000000%            0.000000%            0.219109%

30 Days                 2.013423%            0.000000%             0.000000%            0.000000%            2.013423%
                        0.915420%            0.000000%             0.000000%            0.000000%            0.915420%

60 Days                 1.006711%            0.000000%             0.335570%            0.000000%            1.342282%
                        0.291097%            0.000000%             0.886311%            0.000000%            1.177408%

90 Days                 1.006711%            0.000000%             0.000000%            0.000000%            1.006711%
                        0.842833%            0.000000%             0.000000%            0.000000%            0.842833%

120 Days                0.671141%            0.335570%             0.000000%            0.000000%            1.006711%
                        0.409989%            0.196316%             0.000000%            0.000000%            0.606304%

150 Days                0.671141%            0.000000%             0.000000%            0.000000%            0.671141%
                        0.459829%            0.000000%             0.000000%            0.000000%            0.459829%

180+ Days               0.671141%            0.335570%             0.000000%            0.000000%            1.006711%
                        0.319392%            0.275542%             0.000000%            0.000000%            0.594935%

Totals                  6.040268%            1.006711%             0.335570%            0.000000%            7.382550%
                        3.238560%            0.690968%             0.886311%            0.000000%            4.815838%






                        SUBORDINATION LEVEL/CREDIT ENHANCEMENT/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE

                                                                                                      Current
                             Original $        Original %         Current $         Current %           Class%      Prepayment%

<s>                 <c>               <c>               <c>               <c>               <c>              <c>
Class M-1                276,378,949.00      17.94998419%    276,378,118.64      25.37862847%        5.372633%         0.000000%
Class M-2                227,107,949.00      14.74998045%    227,107,118.64      20.85428186%        4.524347%         0.000000%
Class M-3                197,083,949.00      12.80001166%    197,083,118.64      18.09730550%        2.756976%         0.000000%
Class M-4                167,828,949.00      10.89998711%    167,828,118.64      15.41094313%        2.686362%         0.000000%
Class B-1                 32,334,949.00       2.10005800%     32,334,118.64       2.96910475%        2.332833%         0.000000%
Class B-2                 10,778,949.00       0.70006042%     10,778,118.64       0.98970884%        1.979396%         0.000000%
Class CE                         100.00       0.00000649%            100.00       0.00000918%        0.989700%         0.000000%
Class CE-1                       100.00       0.00000649%            100.00       0.00000918%        0.000000%         0.000000%
Class P                            0.00       0.00000000%              0.00       0.00000000%        0.000009%         0.000000%
Class R-I                          0.00       0.00000000%              0.00       0.00000000%        0.000000%         0.000000%

<FN>
Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure.
</FN>






                       180+ Delinquency Summary

                                Summary                                                        Group 1

               Days    Number of            Aggregate    Percentage of       Number of           Aggregate   Percentage of
         Delinquent         Loans         Outstanding       Balance(%)            Loans         Oustanding       Balance(%)
                                           Balance($)                                           Balance($)
<s>               <c>           <c>                 <c>                   <c>         <c>                <c>
    180  -      209            45        6,223,726.51            0.571               37       5,268,414.93            0.776
    210  -      239            42        5,225,112.93            0.480               31       4,029,068.78            0.594
    240  -      269            31        4,743,273.06            0.435               18       3,097,088.29            0.456
    270  -      299            45        6,325,710.46            0.581               31       5,289,410.97            0.779
    300  -      329             1          313,340.40            0.029                1         313,340.40            0.046
              Total           164       22,831,163.36            2.096              118      17,997,323.37            2.651




                 180+ Delinquency Summary (continued)
                                                                                               Group 3
                                Group 2
                                                                               Number of         Aggregate   Percentage of
               Days    Number of            Aggregate    Percentage of              Loans       Oustanding       Balance(%)
         Delinquent         Loans         Outstanding       Balance(%)                          Balance($)
                                           Balance($)
<s>               <c>           <c>                 <c>                   <c>           <c>              <c>
    180  -      209             7          341,061.46            0.243                  1       614,250.12            0.270
    210  -      239             8          559,740.92            0.399                  1       498,501.71            0.219
    240  -      269            10          674,303.70            0.480                  2       852,998.61            0.37
    270  -      299            13          524,780.64            0.374                  1       511,518.85            0.22
    300  -      329             0                0.00            0.000                  0             0.00            0.000
              Total            38        2,099,886.72            1.496                  5     2,477,269.29            1.089





                 180+ Delinquency Summary (continued)

                                Group 4

               Days    Number of            Aggregate    Percentage of
         Delinquent         Loans         Outstanding       Balance(%)
                                           Balance($)
<s>               <c>           <c>                 <c>
    180  -      209             0                0.00            0.000
    210  -      239             2          137,801.52            0.319
    240  -      269             1          118,882.46            0.276
    270  -      299             0                0.00            0.000
    300  -      329             0                0.00            0.000
              Total             3          256,683.98            0.595

<FN>
This report includes all loans greater than 180 days delinquent
regardless of status (REO, Foreclosure, Bankruptcy).

</FN>




                REO Detail - All Mortgage Loans in REO during Current Period



 Summary                                                            12 Month REO History*
 New REO Loans                                                    Month        REO Percentage
     <s>                          <c>                               <s>               <c>
     Loans in REO                             18                  Jan-05            0.000%
     Original Principal Balance     2,959,652.00                  Feb-05            0.000%
     Current Principal Balance      2,953,784.17                  Mar-05            0.000%
                                                                  Apr-05            0.000%
 Current REO Total                                                May-05            0.000%
     Loans in REO                             36                  Jun-05            0.000%
     Original Principal Balance     4,635,375.00                  Jul-05            0.000%
     Current Principal Balance      4,625,729.47                  Aug-05            0.000%
                                                                  Sep-05            0.009%
                                                                  Oct-05            0.168%
                                                                  Nov-05            0.255%
                                                                  Dec-05            0.425%

                                                               *The text reported in the above table is presented graphically
                                                               on the monthly bond remittance report. The monthly bond
                                                               remittance report can be viewed online at www.ctslink.com.



 Group 1                                                            12 Month REO History*
 New REO Loans                                                    Month        REO Percentage
     <s>                          <c>                               <s>               <c>
     Loans in REO                             17                  Jan-05            0.000%
     Original Principal Balance     2,735,552.00                  Feb-05            0.000%
     Current Principal Balance      2,730,098.59                  Mar-05            0.000%
                                                                  Apr-05            0.000%
 Current REO Total                                                May-05            0.000%
     Loans in REO                             34                  Jun-05            0.000%
     Original Principal Balance     4,363,675.00                  Jul-05            0.000%
     Current Principal Balance      4,354,460.87                  Aug-05            0.000%
                                                                  Sep-05            0.009%
                                                                  Oct-05            0.208%
                                                                  Nov-05            0.344%
                                                                  Dec-05            0.642%

                                                               *The text reported in the above table is presented graphically
                                                               on the monthly bond remittance report. The monthly bond
                                                               remittance report can be viewed online at www.ctslink.com.



 Group 2                                                            12 Month REO History*
 New REO Loans                                                    Month        REO Percentage
     <s>                          <c>                               <s>               <c>
     Loans in REO                              1                  Jan-05            0.000%
     Original Principal Balance       224,100.00                  Feb-05            0.000%
     Current Principal Balance        223,685.58                  Mar-05            0.000%
                                                                  Apr-05            0.000%
 Current REO Total                                                May-05            0.000%
     Loans in REO                              2                  Jun-05            0.000%
     Original Principal Balance       271,700.00                  Jul-05            0.000%
     Current Principal Balance        271,268.60                  Aug-05            0.000%
                                                                  Sep-05            0.029%
                                                                  Oct-05            0.064%
                                                                  Nov-05            0.068%
                                                                  Dec-05            0.193%

                                                               *The text reported in the above table is presented graphically
                                                               on the monthly bond remittance report. The monthly bond
                                                               remittance report can be viewed online at www.ctslink.com.



 Group 3                                                            12 Month REO History*
 New REO Loans                                                    Month        REO Percentage
     <s>                          <c>                               <s>               <c>
     Loans in REO                              0                  Jan-05            0.000%
     Original Principal Balance             0.00                  Feb-05            0.000%
     Current Principal Balance              0.00                  Mar-05            0.000%
                                                                  Apr-05            0.000%
 Current REO Total                                                May-05            0.000%
     Loans in REO                              0                  Jun-05            0.000%
     Original Principal Balance             0.00                  Jul-05            0.000%
     Current Principal Balance              0.00                  Aug-05            0.000%
                                                                  Sep-05            0.000%
                                                                  Oct-05            0.145%
                                                                  Nov-05            0.151%
                                                                  Dec-05            0.000%

                                                               *The text reported in the above table is presented graphically
                                                               on the monthly bond remittance report. The monthly bond
                                                               remittance report can be viewed online at www.ctslink.com.



 Group 4                                                            12 Month REO History*
 New REO Loans                                                    Month        REO Percentage
     <s>                          <c>                               <s>               <c>
     Loans in REO                              0                  Jan-05            0.000%
     Original Principal Balance             0.00                  Feb-05            0.000%
     Current Principal Balance              0.00                  Mar-05            0.000%
                                                                  Apr-05            0.000%
 Current REO Total                                                May-05            0.000%
     Loans in REO                              0                  Jun-05            0.000%
     Original Principal Balance             0.00                  Jul-05            0.000%
     Current Principal Balance              0.00                  Aug-05            0.000%
                                                                  Sep-05            0.000%
                                                                  Oct-05            0.000%
                                                                  Nov-05            0.000%
                                                                  Dec-05            0.000%

                                                               *The text reported in the above table is presented graphically
                                                               on the monthly bond remittance report. The monthly bond
                                                               remittance report can be viewed online at www.ctslink.com.






               REO Loan Detail - All Mortgage Loans in REO during Current Period

                                           Month
                                            Loan            First                                               Original
                          Loan           Entered          Payment                             LTV at           Principal
      Group             Number               REO             Date           State        Origination             Balance
<s>               <c>            <c>               <c>              <c>             <c>               <c>

     Group 1        0004113431          Dec-2005      01-Jan-2005              GA              80.00          112,800.00
     Group 1        0082600422          Nov-2005      01-Nov-2004              TX              77.18           60,200.00
     Group 1        0100400495          Dec-2005      01-Dec-2004              IL              85.00          107,950.00
     Group 1        0101100924          Nov-2005      01-Jan-2005              TX              89.05          154,500.00
     Group 1        0110901019          Oct-2005      01-Jan-2005              TX              80.00           86,784.00
     Group 1        1000195055          Dec-2005      01-Dec-2004              GA              90.00          299,700.00
     Group 1        1000200604          Oct-2005      01-Dec-2004              MI              85.00           80,750.00
     Group 1        1000202626          Oct-2005      01-Dec-2004              MI              66.08           56,169.00
     Group 1        1000203824          Nov-2005      01-Jan-2005              MI              80.00           59,920.00
     Group 1        1000204937          Dec-2005      01-Jan-2005              GA              80.00          132,000.00
     Group 1        1000205122          Nov-2005      01-Jan-2005              MI              62.50           50,000.00
     Group 1        1000207416          Dec-2005      01-Jan-2005              CO              80.00          143,200.00
     Group 1        5000116140          Oct-2005      01-Dec-2004              MI              70.00          115,500.00
     Group 1        5000117797          Dec-2005      01-Dec-2004              TX              80.00          118,627.00
     Group 1        5000117842          Nov-2005      01-Dec-2004              MN              90.00          139,500.00
     Group 1        5000119017          Oct-2005      01-Dec-2004              MI              90.00           60,300.00
     Group 1        5000119159          Nov-2005      01-Dec-2004              MI              80.00           68,000.00
     Group 1        5000119953          Oct-2005      01-Dec-2004              MI              80.00           72,000.00
     Group 1        5000120346          Dec-2005      01-Dec-2004              TX              90.00          120,600.00
     Group 1        5000120355          Nov-2005      01-Jan-2005              TX              90.00          216,000.00
     Group 1        5000121170          Dec-2005      01-Dec-2004              MN              80.00          139,600.00
     Group 1        5000122720          Nov-2005      01-Jan-2005              MI              85.00           71,400.00
     Group 1        5000123442          Dec-2005      01-Jan-2005              GA              90.00          180,000.00
     Group 1        6000117179          Oct-2005      01-Nov-2004              GA             100.00          128,000.00
     Group 1        6000118771          Dec-2005      01-Dec-2004              MA              80.00          313,600.00
     Group 1        6000121939          Dec-2005      01-Jan-2005              GA              80.00          208,000.00
     Group 1        6000122069          Dec-2005      01-Dec-2004              GA              90.00          105,750.00
     Group 1        6000122427          Dec-2005      01-Dec-2004              GA              85.00          104,125.00
     Group 1        6000126293          Dec-2005      01-Jan-2005              NC              90.00          140,400.00
     Group 1        7000116717          Oct-2005      01-Dec-2004              MI              85.00          100,300.00
     Group 1        7000119209          Oct-2005      01-Dec-2004              GA              80.00          108,800.00
     Group 1        7000120628          Dec-2005      01-Jan-2005              GA              90.00          126,000.00
     Group 1        7000122336          Dec-2005      01-Jan-2005              NC              80.00          143,600.00
     Group 1        7000123761          Dec-2005      01-Jan-2005              MN              80.00          239,600.00
     Group 2        0004452790          Sep-2005      01-Jan-2005              CO             100.00           47,600.00
     Group 2        6000125231          Dec-2005      01-Jan-2005              GA              90.00          224,100.00





              REO Loan Detail - All Mortgage Loans in REO during Current Period (continued)

                                           Current           Paid                            Current         Approximate
                           Loan          Principal             To           Months              Loan          Delinquent
      Group              Number            Balance           Date       Delinquent              Rate            Interest
<s>                <c>            <c>                <c>            <c>              <c>               <c>
     Group 1         0004113431         112,800.00    01-May-2005                5            6.250%            3,783.50
     Group 1         0082600422          59,947.18    01-May-2005                5            7.900%            2,587.69
     Group 1         0100400495         107,792.45    01-Oct-2005                0            7.600%            1,271.21
     Group 1         0101100924         154,323.41    01-Apr-2005                6            8.800%            8,532.40
     Group 1         0110901019          86,467.47    01-Apr-2005                6            6.900%            3,679.48
     Group 1         1000195055         299,054.85    01-Feb-2005                8            7.700%           17,883.47
     Group 1         1000200604          80,492.85    01-Apr-2005                6            8.350%            4,202.76
     Group 1         1000202626          56,072.79    01-Mar-2005                7            9.190%            3,646.52
     Group 1         1000203824          59,891.36    01-Jan-2005                9            9.600%            4,983.26
     Group 1         1000204937         131,911.25    01-Jan-2005                9            7.990%            9,025.51
     Group 1         1000205122          49,888.34    01-Feb-2005                8            9.350%            3,671.27
     Group 1         1000207416         143,200.00    01-Apr-2005                6            5.900%            5,155.20
     Group 1         5000116140         115,367.98    01-Jan-2005                9            8.800%            8,751.62
     Group 1         5000117797         118,218.38    01-May-2005                5            8.850%            5,747.89
     Group 1         5000117842         139,094.27    01-Mar-2005                7            7.650%            7,436.50
     Group 1         5000119017          60,082.86    01-Mar-2005                7            8.250%            3,484.08
     Group 1         5000119159          67,690.63    01-May-2005                5            9.200%            3,430.06
     Group 1         5000119953          71,845.77    01-Mar-2005                7            9.150%            4,650.59
     Group 1         5000120346         119,868.06    01-Jul-2005                3            7.500%            3,490.62
     Group 1         5000120355         215,855.06    01-Jan-2005                9            8.000%           14,788.85
     Group 1         5000121170         139,387.94    01-Jan-2005                9            7.400%            8,781.81
     Group 1         5000122720          71,164.03    01-Mar-2005                7            8.150%            4,072.10
     Group 1         5000123442         179,695.19    01-Feb-2005                8            6.850%            9,471.71
     Group 1         6000117179         127,676.08    01-Jan-2005                9            7.800%            8,512.41
     Group 1         6000118771         313,340.40    01-Dec-2004               10            6.950%           18,431.80
     Group 1         6000121939         207,808.27    01-Jan-2005                9            6.400%           11,186.00
     Group 1         6000122069         105,276.36    01-May-2005                5            7.550%            4,319.43
     Group 1         6000122427         104,125.00    01-May-2005                5            8.100%            4,616.15
     Group 1         6000126293         139,817.79    01-May-2005                5            7.000%            5,287.80
     Group 1         7000116717          99,875.88    01-Apr-2005                6            6.900%            4,248.34
     Group 1         7000119209         108,626.32    01-Jan-2005                9            7.150%            6,594.49
     Group 1         7000120628         125,891.51    01-Jan-2005                9            6.750%            7,180.77
     Group 1         7000122336         143,459.76    01-Jan-2005                9            6.100%            7,327.51
     Group 1         7000123761         238,451.38    01-May-2005                5            6.250%            7,974.39
     Group 2         0004452790          47,583.02    01-Jan-2005                9           11.000%            4,571.39
     Group 2         6000125231         223,685.58    01-Mar-2005                7            8.450%           13,303.29




              Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period



  Summary                                                         12 Month Foreclosure History*
  New Foreclosure Loans                                           Month     Foreclosure Percentage
     <s>                            <c>                             <s>               <c>
     Loans in Foreclosure                     25                  Jan-05            0.000%
     Original Principal Balance     4,547,735.00                  Feb-05            0.000%
     Current Principal Balance      4,526,205.02                  Mar-05            0.007%
                                                                  Apr-05            0.193%
  Current Foreclosure Total                                       May-05            0.340%
     Loans in Foreclosure                    141                  Jun-05            0.351%
     Original Principal Balance    26,178,989.00                  Jul-05            0.232%
     Current Principal Balance     26,084,876.04                  Aug-05            0.316%
                                                                  Sep-05            1.241%
                                                                  Oct-05            2.869%
                                                                  Nov-05            2.502%
                                                                  Dec-05            2.394%

                                                               *The text reported in the above table is presented graphically
                                                               on the monthly bond remittance report. The monthly bond
                                                               remittance report can be viewed online at www.ctslink.com.



  Group 1                                                         12 Month Foreclosure History*
  New Foreclosure Loans                                           Month     Foreclosure Percentage
     <s>                            <c>                             <s>               <c>
     Loans in Foreclosure                     24                  Jan-05            0.000%
     Original Principal Balance     4,495,935.00                  Feb-05            0.000%
     Current Principal Balance      4,474,512.41                  Mar-05            0.011%
                                                                  Apr-05            0.208%
  Current Foreclosure Total                                       May-05            0.376%
     Loans in Foreclosure                    122                  Jun-05            0.388%
     Original Principal Balance    22,410,744.00                  Jul-05            0.297%
     Current Principal Balance     22,330,079.49                  Aug-05            0.428%
                                                                  Sep-05            1.700%
                                                                  Oct-05            3.841%
                                                                  Nov-05            3.367%
                                                                  Dec-05            3.290%

                                                               *The text reported in the above table is presented graphically
                                                               on the monthly bond remittance report. The monthly bond
                                                               remittance report can be viewed online at www.ctslink.com.



  Group 2                                                         12 Month Foreclosure History*
  New Foreclosure Loans                                           Month     Foreclosure Percentage
     <s>                            <c>                             <s>               <c>
     Loans in Foreclosure                      1                  Jan-05            0.000%
     Original Principal Balance        51,800.00                  Feb-05            0.000%
     Current Principal Balance         51,692.61                  Mar-05            0.000%
                                                                  Apr-05            0.049%
  Current Foreclosure Total                                       May-05            0.086%
     Loans in Foreclosure                     13                  Jun-05            0.088%
     Original Principal Balance       978,995.00                  Jul-05            0.065%
     Current Principal Balance        976,824.78                  Aug-05            0.067%
                                                                  Sep-05            0.211%
                                                                  Oct-05            0.801%
                                                                  Nov-05            0.782%
                                                                  Dec-05            0.696%

                                                               *The text reported in the above table is presented graphically
                                                               on the monthly bond remittance report. The monthly bond
                                                               remittance report can be viewed online at www.ctslink.com.



  Group 3                                                         12 Month Foreclosure History*
  New Foreclosure Loans                                           Month     Foreclosure Percentage
     <s>                            <c>                             <s>               <c>
     Loans in Foreclosure                      0                  Jan-05            0.000%
     Original Principal Balance             0.00                  Feb-05            0.000%
     Current Principal Balance              0.00                  Mar-05            0.000%
                                                                  Apr-05            0.255%
  Current Foreclosure Total                                       May-05            0.433%
     Loans in Foreclosure                      5                  Jun-05            0.450%
     Original Principal Balance     2,404,250.00                  Jul-05            0.181%
     Current Principal Balance      2,395,573.74                  Aug-05            0.189%
                                                                  Sep-05            0.718%
                                                                  Oct-05            1.535%
                                                                  Nov-05            1.207%
                                                                  Dec-05            1.053%

                                                               *The text reported in the above table is presented graphically
                                                               on the monthly bond remittance report. The monthly bond
                                                               remittance report can be viewed online at www.ctslink.com.



  Group 4                                                         12 Month Foreclosure History*
  New Foreclosure Loans                                           Month     Foreclosure Percentage
     <s>                            <c>                             <s>               <c>
     Loans in Foreclosure                      0                  Jan-05            0.000%
     Original Principal Balance             0.00                  Feb-05            0.000%
     Current Principal Balance              0.00                  Mar-05            0.000%
                                                                  Apr-05            0.077%
  Current Foreclosure Total                                       May-05            0.079%
     Loans in Foreclosure                      1                  Jun-05            0.081%
     Original Principal Balance       385,000.00                  Jul-05            0.000%
     Current Principal Balance        382,398.03                  Aug-05            0.000%
                                                                  Sep-05            0.000%
                                                                  Oct-05            1.061%
                                                                  Nov-05            1.112%
                                                                  Dec-05            0.886%

                                                               *The text reported in the above table is presented graphically
                                                               on the monthly bond remittance report. The monthly bond
                                                               remittance report can be viewed online at www.ctslink.com.






           Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period

                                                  Month
                                                   Loan              First                                            Original
                                  Loan          Entered            Payment                            LTV at         Principal
        Group                   Number               FC               Date          State        Origination           Balance
<s>                 <c>                <c>              <c>                <c>            <c>               <c>
       Group 1              0000001895         Dec-2005        01-Jan-2005             NC              80.00         83,771.00
       Group 1              0000002037         Aug-2005        01-Jan-2005             SC             100.00         63,000.00
       Group 1              0000002227         Sep-2005        01-Feb-2005             IN              95.00         42,750.00
       Group 1              0003251418         Nov-2005        01-Jan-2005             WA              80.00        164,800.00
       Group 1              0004601512         Nov-2005        01-Jan-2005             UT              80.00        165,750.00
       Group 1              0081000994         Jul-2005        01-Nov-2004             MI              80.00        120,800.00
       Group 1              0092101031         Oct-2005        01-Nov-2004             CO              88.75        142,000.00
       Group 1              0092900339         Dec-2005        01-Jan-2005             IL              90.00        103,500.00
       Group 1              0100400173         Dec-2005        01-Jan-2005             MO              80.00         64,800.00
       Group 1              0101200453         Oct-2005        01-Jan-2005             NV              94.08        292,500.00
       Group 1              0101400040         Aug-2005        01-Jan-2005             KY              80.00        135,920.00
       Group 1              0101500233         Jul-2005        01-Jan-2005             MI              80.00        103,200.00
       Group 1              0102100468         Oct-2005        01-Jan-2005             IL              80.00         69,600.00
       Group 1              0102900351         Nov-2005        01-Jan-2005             IL              80.00         77,600.00
       Group 1              0110101496         Sep-2005        01-Jan-2005             KY              75.00         58,875.00
       Group 1              0110300720         Oct-2005        01-Jan-2005             IN              80.00         62,400.00
       Group 1              0110400967         Oct-2005        01-Jan-2005             CO              80.00        119,200.00
       Group 1              0110500159         Dec-2005        01-Jan-2005             TX              80.00        111,600.00
       Group 1              0110801442         Oct-2005        01-Jan-2005             WA              90.00        220,050.00
       Group 1              0111500049         Nov-2005        01-Jan-2005             KY              75.00         57,000.00
       Group 1              0111500924         Dec-2005        01-Feb-2005             KS              80.00        156,000.00
       Group 1              0111800846         Oct-2005        01-Jan-2005             IN              80.00         54,400.00
       Group 1              0111801203         Aug-2005        01-Jan-2005             IN              80.00         80,000.00
       Group 1              1000196441         Oct-2005        01-Nov-2004             NV              90.00        324,000.00
       Group 1              1000198291         Oct-2005        01-Dec-2004             MA              80.00        228,000.00
       Group 1              1000198459         Dec-2005        01-Jan-2005             OR              80.00        141,514.00
       Group 1              1000198634         Oct-2005        01-Nov-2004             AZ              90.00        102,600.00
       Group 1              1000199585         Dec-2005        01-Dec-2004             CA              90.00        315,000.00
       Group 1              1000200492         Apr-2005        01-Dec-2004             WA              80.00        260,000.00
       Group 1              1000203698         Oct-2005        01-Jan-2005             CA              90.00        335,700.00
       Group 1              1000208404         Oct-2005        01-Jan-2005             CA              60.00        165,600.00
       Group 1              1000209607         Oct-2005        01-Jan-2005             UT              90.00        220,500.00
       Group 1              1000209752         Oct-2005        01-Jan-2005             IN              80.00         94,000.00
       Group 1              1000209898         Dec-2005        01-Jan-2005             CA              80.00        308,000.00
       Group 1              1000211307         Oct-2005        01-Jan-2005             CA              80.00        312,000.00
       Group 1              2004005377         Dec-2005        01-Feb-2005             MN              90.00        339,300.00
       Group 1              5000109214         Sep-2005        01-Oct-2004             OH              90.00         54,450.00
       Group 1              5000110178         Oct-2005        01-Nov-2004             IL              80.00        164,000.00
       Group 1              5000114059         May-2005        01-Jan-2005             MA              80.00        192,800.00
       Group 1              5000114719         Oct-2005        01-Jan-2005             MI              90.00         51,750.00
       Group 1              5000115675         Oct-2005        01-Nov-2004             IL              80.00        231,120.00
       Group 1              5000116547         Oct-2005        01-Dec-2004             IL              50.00         50,000.00
       Group 1              5000116639         Sep-2005        01-Dec-2004             CT              80.00        174,400.00
       Group 1              5000118551         Sep-2005        01-Dec-2004             IL              80.00        327,200.00
       Group 1              5000118849         Sep-2005        01-Dec-2004             IL             100.00        140,000.00
       Group 1              5000119144         Nov-2005        01-Dec-2004             OH              80.00         69,600.00
       Group 1              5000119150         Aug-2005        01-Dec-2004             OH             100.00         52,000.00
       Group 1              5000119283         Dec-2005        01-Dec-2004             NY              80.00        396,000.00
       Group 1              5000119368         Oct-2005        01-Dec-2004             FL              80.00        110,134.00
       Group 1              5000119987         Dec-2005        01-Dec-2004             MI              85.00         90,950.00
       Group 1              5000120123         Nov-2005        01-Dec-2004             OH              90.00        186,300.00
       Group 1              5000120217         Oct-2005        01-Jan-2005             OH              80.00        108,000.00
       Group 1              5000120286         Sep-2005        01-Dec-2004             IL              90.00        102,150.00
       Group 1              5000120447         Nov-2005        01-Dec-2004             WI              80.00        132,800.00
       Group 1              5000120640         May-2005        01-Jan-2005             MI              85.00         57,800.00
       Group 1              5000120783         Oct-2005        01-Jan-2005             TX              90.00        103,500.00
       Group 1              5000120899         Dec-2005        01-Jan-2005             CT              90.00        148,500.00
       Group 1              5000121149         Oct-2005        01-Jan-2005             MN              80.00        116,000.00
       Group 1              5000121392         May-2005        01-Jan-2005             IL             100.00        124,000.00
       Group 1              5000121497         Oct-2005        01-Jan-2005             MN              85.00        154,700.00
       Group 1              5000121840         Oct-2005        01-Jan-2005             FL              90.00        117,000.00
       Group 1              5000122559         Oct-2005        01-Jan-2005             IL              85.00         50,150.00
       Group 1              5000122898         Oct-2005        01-Jan-2005             CO              90.00        158,400.00
       Group 1              5000124125         Oct-2005        01-Jan-2005             TX              90.00        180,000.00
       Group 1              6000108086         Oct-2005        01-Oct-2004             GA             100.00        350,000.00
       Group 1              6000117887         Sep-2005        01-Dec-2004             IL              80.00         92,000.00
       Group 1              6000118044         Sep-2005        01-Dec-2004             NY              95.00        375,250.00
       Group 1              6000118943         Oct-2005        01-Dec-2004             NY              90.00        391,500.00
       Group 1              6000118983         Oct-2005        01-Dec-2004             GA              80.00        172,000.00
       Group 1              6000119653         Nov-2005        01-Dec-2004             GA              90.00        180,000.00
       Group 1              6000119792         Oct-2005        01-Dec-2004             GA              90.00        204,888.00
       Group 1              6000120164         Oct-2005        01-Dec-2004             NJ              90.00        144,000.00
       Group 1              6000120249         May-2005        01-Jan-2005             FL              85.00         72,675.00
       Group 1              6000121124         Dec-2005        01-Dec-2004             MI              90.00         54,000.00
       Group 1              6000121259         Nov-2005        01-Dec-2004             GA              90.00        130,410.00
       Group 1              6000121264         Sep-2005        01-Dec-2004             MO              80.00         61,600.00
       Group 1              6000121826         Nov-2005        01-Jan-2005             FL              75.00        114,000.00
       Group 1              6000121953         Oct-2005        01-Jan-2005             SC             100.00         80,000.00
       Group 1              6000122763         Oct-2005        01-Dec-2004             KY              95.00        305,271.00
       Group 1              6000123042         Dec-2005        01-Jan-2005             GA              80.00        125,200.00
       Group 1              6000123217         Dec-2005        01-Jan-2005             NC              80.00         65,600.00
       Group 1              6000123310         Oct-2005        01-Jan-2005             MI              80.00        123,200.00
       Group 1              6000124270         Dec-2005        01-Jan-2005             NY              80.00        296,000.00
       Group 1              6000124458         Nov-2005        01-Jan-2005             GA              90.00        242,496.00
       Group 1              6000124467         Oct-2005        01-Jan-2005             NJ              90.00        225,000.00
       Group 1              7000117924         Dec-2005        01-Jan-2005             NY              85.00        297,500.00
       Group 1              7000118618         Sep-2005        01-Dec-2004             IL              80.00        280,000.00
       Group 1              7000119366         Oct-2005        01-Dec-2004             CA              80.00        344,000.00
       Group 1              7000119627         Oct-2005        01-Dec-2004             WA              80.00        114,400.00
       Group 1              7000120098         Sep-2005        01-Dec-2004             WA              75.00        240,000.00
       Group 1              7000120334         Sep-2005        01-Dec-2004             CA              65.00        286,000.00
       Group 1              7000120932         Dec-2005        01-Dec-2004             NC              80.00        210,400.00
       Group 1              7000121426         Oct-2005        01-Jan-2005             ID              86.50        110,720.00
       Group 1              7000121592         Oct-2005        01-Dec-2004             CA              80.00        344,000.00
       Group 1              7000121665         Oct-2005        01-Dec-2004             CA              90.00        270,000.00
       Group 1              7000122515         Oct-2005        01-Jan-2005             CT              90.00        192,600.00
       Group 1              7000122520         Oct-2005        01-Jan-2005             WI              64.71         55,000.00
       Group 1              7000123392         Oct-2005        01-Jan-2005             CT              80.00        451,200.00
       Group 1              7000125531         Dec-2005        01-Jan-2005             NY              66.67        200,000.00
       Group 1              8000020020         Sep-2005        01-Dec-2004             NJ              80.00        254,400.00
       Group 1              8000020999         Oct-2005        01-Nov-2004             PA              80.00        181,200.00
       Group 1              8000021225         Sep-2005        01-Nov-2004             NJ              80.00        304,000.00
       Group 1              8000022676         Dec-2005        01-Dec-2004             NJ              79.26        172,000.00
       Group 1              8000023049         Oct-2005        01-Dec-2004             MA              90.00        270,000.00
       Group 1              8000023142         Oct-2005        01-Jan-2005             NJ              85.00        251,600.00
       Group 1              8000023461         Sep-2005        01-Dec-2004             NY              50.00        300,000.00
       Group 1              8000024262         Sep-2005        01-Dec-2004             MA              90.00        346,500.00
       Group 1              8000024286         Sep-2005        01-Dec-2004             NY              65.00        178,750.00
       Group 1              8000024661         Nov-2005        01-Dec-2004             NY              79.56        253,000.00
       Group 1              8000024687         Oct-2005        01-Jan-2005             NY              95.00        285,000.00
       Group 1              8000025359         Sep-2005        01-Dec-2004             NY              65.00        315,250.00
       Group 1              8000025986         Sep-2005        01-Jan-2005             NJ              90.00        333,000.00
       Group 1              8000026600         Dec-2005        01-Jan-2005             NJ              68.50        160,300.00
       Group 1              8000026623         Oct-2005        01-Jan-2005             NY              64.66        187,500.00
       Group 1              8000026637         Dec-2005        01-Dec-2004             NY              80.00        272,000.00
       Group 1              8000026736         Oct-2005        01-Jan-2005             NY              80.00        250,400.00
       Group 1              8000026916         Dec-2005        01-Jan-2005             MA              90.00        247,500.00
       Group 1              8000026992         Oct-2005        01-Jan-2005             CT              70.00        199,500.00
       Group 1              8000027749         Dec-2005        01-Jan-2005             NJ              65.00        136,500.00
       Group 1              8000027788         Oct-2005        01-Jan-2005             NY              80.00        264,000.00
       Group 1              8000028204         Oct-2005        01-Jan-2005             CT              80.00        132,000.00
       Group 1              8000029180         Oct-2005        01-Jan-2005             NY              80.00        376,000.00
       Group 2              0004113072         Dec-2005        01-Jan-2005             GA             100.00         51,800.00
       Group 2              1000202881         Oct-2005        01-Dec-2004             CA             100.00         78,200.00
       Group 2              1000205040         Oct-2005        01-Jan-2005             GA             100.00         33,000.00
       Group 2              5000114293         Oct-2005        01-Nov-2004             CO              80.00        101,600.00
       Group 2              5000121795         Oct-2005        01-Jan-2005             IL              90.00         76,500.00
       Group 2              5000123680         Nov-2005        01-Jan-2005             GA             100.00         20,000.00
       Group 2              6000120362         Oct-2005        01-Dec-2004             NJ             100.00         16,000.00
       Group 2              6000120648         Oct-2005        01-Dec-2004             ME              80.00        119,920.00
       Group 2              6000120730         Oct-2005        01-Dec-2004             FL              83.44         75,575.00
       Group 2              6000120772         Oct-2005        01-Dec-2004             ME             100.00         29,980.00
       Group 2              6000124536         Nov-2005        01-Jan-2005             NJ              95.00         12,500.00
       Group 2              8000023766         Sep-2005        01-Jan-2005             NJ              80.00        224,000.00
       Group 2              8000029573         Oct-2005        01-Jan-2005             RI              80.00        139,920.00
       Group 3              1000200365         Oct-2005        01-Dec-2004             CA              80.00        396,000.00
       Group 3              5000116575         Oct-2005        01-Dec-2004             TX              88.56        500,000.00
       Group 3              5000121635         May-2005        01-Jan-2005             NY              80.00        512,000.00
       Group 3              8000025083         Sep-2005        01-Jan-2005             NJ             100.00        380,000.00
       Group 3              8000027101         Sep-2005        01-Jan-2005             NJ              85.00        616,250.00
       Group 4              6000126763         Oct-2005        01-Jan-2005             WA              79.38        385,000.00





           Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period (continued)

                                                Current               Paid                        Current          Approximate
                                  Loan        Principal                 To         Months            Loan           Delinquent
        Group                   Number          Balance               Date     Delinquent            Rate             Interest
<s>                 <c>                <c>              <c>               <c>             <c>              <c>
       Group 1              0000001895        83,319.21        01-Jun-2005              4          6.600%             2,651.71
       Group 1              0000002037        62,884.41        01-Mar-2005              7          8.490%             3,890.55
       Group 1              0000002227        42,700.62        01-Mar-2005              7          8.750%             2,725.28
       Group 1              0003251418       164,800.00        01-Jul-2005              3          6.500%             4,120.00
       Group 1              0004601512       165,744.81        01-Aug-2005              2          5.875%             2,969.60
       Group 1              0081000994       120,268.43        01-Jan-2005              9          7.900%             8,156.43
       Group 1              0092101031       141,379.23        01-May-2005              5          8.450%             6,556.47
       Group 1              0092900339       103,063.38        01-Jul-2005              3          7.850%             3,154.23
       Group 1              0100400173        64,588.41        01-Jul-2005              3          9.900%             2,529.70
       Group 1              0101200453       292,496.31        01-Jun-2005              4          7.800%            10,676.17
       Group 1              0101400040       135,724.13        01-Mar-2005              7          9.650%             9,295.52
       Group 1              0101500233       103,065.22        01-Feb-2005              8          8.150%             6,550.52
       Group 1              0102100468        69,303.09        01-Jun-2005              4          6.700%             2,148.05
       Group 1              0102900351        77,353.90        01-Jun-2005              4          9.250%             3,379.58
       Group 1              0110101496        58,745.71        01-Apr-2005              6          7.600%             2,773.04
       Group 1              0110300720        62,208.18        01-Jun-2005              4          9.400%             2,764.58
       Group 1              0110400967       118,928.13        01-Aug-2005              2          7.400%             2,735.36
       Group 1              0110500159       111,600.00        01-May-2005              5          6.400%             3,840.90
       Group 1              0110801442       219,240.05        01-Jun-2005              4          7.750%             7,948.01
       Group 1              0111500049        57,000.00        01-Aug-2005              2          7.600%             1,349.00
       Group 1              0111500924       155,740.97        01-Apr-2005              6          6.950%             6,690.52
       Group 1              0111800846        54,400.00        01-Jun-2005              4          7.350%             1,863.18
       Group 1              0111801203        79,799.16        01-Mar-2005              7          7.600%             4,249.41
       Group 1              1000196441       321,934.64        01-Jun-2005              4          7.250%            10,842.73
       Group 1              1000198291       226,851.54        01-Apr-2005              6          5.990%             8,272.61
       Group 1              1000198459       140,772.25        01-Jul-2005              3          7.550%             4,128.76
       Group 1              1000198634       101,683.61        01-Sep-2005              1          7.200%             1,701.74
       Group 1              1000199585       313,215.93        01-May-2005              5          6.350%            10,657.22
       Group 1              1000200492       258,751.59        01-Jun-2005              4          7.990%             9,672.95
       Group 1              1000203698       334,811.02        01-Mar-2005              7          6.650%            15,387.16
       Group 1              1000208404       161,248.67        01-Apr-2005              6         10.250%            10,456.48
       Group 1              1000209607       220,319.25        01-Jan-2005              9          7.000%            13,072.27
       Group 1              1000209752        93,186.47        01-Aug-2005              2          5.650%             1,597.01
       Group 1              1000209898       306,845.61        01-May-2005              5          7.875%            13,172.86
       Group 1              1000211307       312,000.00        01-Mar-2005              7          7.750%            16,965.00
       Group 1              2004005377       339,300.00        01-Jul-2005              3          7.400%             9,754.85
       Group 1              5000109214        54,211.70        01-Apr-2005              6          8.450%             2,866.65
       Group 1              5000110178       163,546.33        01-Feb-2005              8          7.900%            10,052.80
       Group 1              5000114059       192,648.09        01-Jan-2005              9          7.200%            11,784.02
       Group 1              5000114719        51,624.55        01-Apr-2005              6          8.550%             2,764.44
       Group 1              5000115675       230,049.30        01-Apr-2005              6          7.500%            10,706.17
       Group 1              5000116547        49,838.86        01-Jun-2005              4         10.400%             2,464.30
       Group 1              5000116639       173,676.83        01-Apr-2005              6          7.000%             7,503.40
       Group 1              5000118551       326,061.38        01-Mar-2005              7          6.850%            15,474.12
       Group 1              5000118849       139,631.79        01-Mar-2005              7          8.150%             7,989.55
       Group 1              5000119144        69,424.17        01-Apr-2005              6          9.650%             4,227.38
       Group 1              5000119150        51,840.22        01-Apr-2005              6          8.500%             2,758.63
       Group 1              5000119283       393,244.78        01-Jul-2005              3          6.800%            10,304.03
       Group 1              5000119368       109,545.68        01-May-2005              5          6.650%             3,919.09
       Group 1              5000119987        90,340.01        01-Jul-2005              3          6.990%             2,438.68
       Group 1              5000120123       185,313.82        01-Jun-2005              4          7.500%             6,473.26
       Group 1              5000120217       107,940.88        01-Jan-2005              9          8.990%             8,376.10
       Group 1              5000120286       101,791.72        01-Mar-2005              7          6.700%             4,716.21
       Group 1              5000120447       132,468.15        01-Apr-2005              6          9.500%             7,933.59
       Group 1              5000120640        57,769.08        01-Jan-2005              9          9.100%             4,541.58
       Group 1              5000120783       102,908.10        01-Aug-2005              2          7.800%             2,501.31
       Group 1              5000120899       147,890.85        01-Jun-2005              4          7.990%             5,528.70
       Group 1              5000121149       115,343.57        01-Jun-2005              4          6.350%             3,365.59
       Group 1              5000121392       123,924.72        01-Jan-2005              9          8.490%             9,048.04
       Group 1              5000121497       154,026.46        01-May-2005              5          6.750%             5,600.41
       Group 1              5000121840       116,567.11        01-Jun-2005              4          8.500%             4,655.21
       Group 1              5000122559        50,007.42        01-Apr-2005              6          8.650%             2,711.51
       Group 1              5000122898       158,242.01        01-Jan-2005              9          5.990%             7,922.98
       Group 1              5000124125       179,369.26        01-May-2005              5          7.850%             7,673.71
       Group 1              6000108086       350,000.00        01-Jun-2005              4          7.200%            11,725.02
       Group 1              6000117887        91,793.62        01-Feb-2005              8          7.500%             5,336.06
       Group 1              6000118044       375,250.00        01-Jan-2005              9          7.400%            23,734.59
       Group 1              6000118943       391,499.20        01-Jun-2005              4          7.100%            12,919.50
       Group 1              6000118983       170,893.70        01-Jun-2005              4          6.500%             5,114.61
       Group 1              6000119653       179,270.91        01-Apr-2005              6          7.150%             7,924.51
       Group 1              6000119792       203,691.57        01-Jun-2005              4          7.000%             6,602.17
       Group 1              6000120164       143,765.55        01-Jan-2005              9          7.050%             8,595.81
       Group 1              6000120249        72,629.59        01-Jan-2005              9          8.350%             5,209.49
       Group 1              6000121124        53,742.33        01-Jul-2005              3          8.700%             1,833.91
       Group 1              6000121259       129,915.09        01-Apr-2005              6          7.450%             6,002.85
       Group 1              6000121264        61,517.89        01-Jan-2005              9          8.050%             4,242.91
       Group 1              6000121826       113,613.91        01-Jun-2005              4          9.200%             4,935.33
       Group 1              6000121953        79,875.89        01-Mar-2005              7          9.300%             5,260.51
       Group 1              6000122763       303,744.56        01-May-2005              5          6.990%            11,469.51
       Group 1              6000123042       124,479.68        01-Jun-2005              4          6.500%             3,725.53
       Group 1              6000123217        65,245.77        01-Jul-2005              3          7.400%             1,872.82
       Group 1              6000123310       122,866.01        01-Apr-2005              6          8.000%             6,128.25
       Group 1              6000124270       294,664.68        01-Jul-2005              3          8.300%             9,563.77
       Group 1              6000124458       241,213.15        01-Jun-2005              4          6.700%             7,460.58
       Group 1              6000124467       224,831.34        01-Jan-2005              9          7.450%            14,268.53
       Group 1              7000117924       296,508.69        01-May-2005              5          8.100%            13,118.00
       Group 1              7000118618       279,603.47        01-Jan-2005              9          7.750%            18,514.16
       Group 1              7000119366       342,015.91        01-May-2005              5          6.250%            11,437.59
       Group 1              7000119627       113,764.03        01-May-2005              5          6.850%             4,202.77
       Group 1              7000120098       239,627.74        01-Feb-2005              8          9.300%            17,530.25
       Group 1              7000120334       285,052.47        01-Apr-2005              6         11.990%            21,815.07
       Group 1              7000120932       210,400.00        01-Jul-2005              3          7.250%             5,917.50
       Group 1              7000121426       110,425.84        01-Apr-2005              6          8.100%             5,581.46
       Group 1              7000121592       340,611.69        01-Aug-2005              2          5.600%             5,780.54
       Group 1              7000121665       269,910.05        01-May-2005              5          6.300%             9,131.94
       Group 1              7000122515       192,172.77        01-Mar-2005              7          7.550%            10,130.19
       Group 1              7000122520        54,851.54        01-Mar-2005              7         10.050%             3,921.35
       Group 1              7000123392       449,650.39        01-May-2005              5          7.950%            19,499.38
       Group 1              7000125531       199,051.19        01-Jul-2005              3          8.050%             6,253.01
       Group 1              8000020020       253,795.79        01-Mar-2005              7          8.650%            15,475.04
       Group 1              8000020999       180,494.68        01-Apr-2005              6          8.250%             9,303.48
       Group 1              8000021225       303,023.68        01-Feb-2005              8          7.150%            16,729.81
       Group 1              8000022676       170,868.64        01-Sep-2005              1          8.250%             3,308.28
       Group 1              8000023049       268,308.49        01-Aug-2005              2          7.950%             6,655.73
       Group 1              8000023142       250,560.12        01-Apr-2005              6          6.250%             9,572.07
       Group 1              8000023461       299,205.59        01-Apr-2005              6          8.150%            15,220.69
       Group 1              8000024262       345,776.27        01-Feb-2005              8          7.850%            21,110.23
       Group 1              8000024286       178,532.94        01-Mar-2005              7         11.800%            15,111.37
       Group 1              8000024661       251,446.31        01-Aug-2005              2          8.050%             6,321.31
       Group 1              8000024687       284,084.72        01-Apr-2005              6          7.150%            12,557.96
       Group 1              8000025359       313,236.58        01-Apr-2005              6          7.750%            15,110.14
       Group 1              8000025986       331,809.55        01-May-2005              5          7.750%            14,001.66
       Group 1              8000026600       159,476.26        01-Jul-2005              3          7.650%             4,743.81
       Group 1              8000026623       187,320.37        01-Jan-2005              9          6.200%             9,739.57
       Group 1              8000026637       268,515.20        01-Jul-2005              3          6.650%             6,867.39
       Group 1              8000026736       249,468.42        01-May-2005              5          7.550%            10,235.71
       Group 1              8000026916       246,000.22        01-Jun-2005              4          5.990%             6,735.14
       Group 1              8000026992       198,945.89        01-May-2005              5         11.500%            12,756.39
       Group 1              8000027749       135,638.35        01-Aug-2005              2          7.300%             3,070.19
       Group 1              8000027788       263,541.00        01-Mar-2005              7          8.750%            16,267.51
       Group 1              8000028204       131,748.30        01-Mar-2005              7          8.300%             7,687.05
       Group 1              8000029180       375,611.13        01-Jan-2005              9          5.800%            18,152.13
       Group 2              0004113072        51,692.61        01-Jun-2005              4         11.250%             2,776.84
       Group 2              1000202881        78,143.85        01-Jan-2005              9         10.990%             7,500.11
       Group 2              1000205040        32,989.31        01-Jan-2005              9         11.440%             3,302.72
       Group 2              5000114293       101,358.41        01-Jan-2005              9          7.200%             6,199.62
       Group 2              5000121795        76,124.90        01-Jun-2005              4          7.450%             2,640.12
       Group 2              5000123680        19,810.77        01-Feb-2005              8         10.625%             1,634.29
       Group 2              6000120362        15,932.50        01-Jan-2005              9         11.500%             1,588.75
       Group 2              6000120648       119,684.25        01-Feb-2005              8          8.150%             7,606.58
       Group 2              6000120730        75,226.32        01-May-2005              5          7.400%             3,020.63
       Group 2              6000120772        29,947.63        01-Feb-2005              8         11.000%             2,615.99
       Group 2              6000124536        12,446.45        01-Jan-2005              9         12.250%             1,310.55
       Group 2              8000023766       223,743.96        01-Feb-2005              8          8.800%            15,434.54
       Group 2              8000029573       139,723.82        01-Feb-2005              8          7.800%             8,472.26
       Group 3              1000200365       393,194.04        01-Jun-2005              4          5.990%            10,764.92
       Group 3              5000116575       497,112.12        01-Jul-2005              3          7.750%            14,994.34
       Group 3              5000121635       511,518.85        01-Jan-2005              9          6.300%            27,065.12
       Group 3              8000025083       379,498.61        01-Feb-2005              8          8.100%            23,961.44
       Group 3              8000027101       614,250.12        01-Apr-2005              6          7.100%            26,947.97
       Group 4              6000126763       382,398.03        01-Aug-2005              2          6.950%             8,210.76




               Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period



 Summary                                                            12 Month Bankruptcy History*
 New Bankruptcy Loans                                             Month    Bankruptcy Percentage
     <s>                          <c>                               <s>               <c>
     Loans in Bankruptcy                      30                  Jan-05            0.000%
     Original Principal Balance     3,068,615.00                  Feb-05            0.000%
     Current Principal Balance      3,059,951.68                  Mar-05            0.080%
                                                                  Apr-05            0.184%
 Current Bankruptcy Total                                         May-05            0.197%
     Loans in Bankruptcy                     103                  Jun-05            0.219%
     Original Principal Balance    11,880,082.60                  Jul-05            0.238%
     Current Principal Balance     11,826,516.99                  Aug-05            0.271%
                                                                  Sep-05            0.367%
                                                                  Oct-05            0.495%
                                                                  Nov-05            0.812%
                                                                  Dec-05            1.085%

                                                               *The text reported in the above table is presented graphically
                                                               on the monthly bond remittance report. The monthly bond
                                                               remittance report can be viewed online at www.ctslink.com.



 Group 1                                                            12 Month Bankruptcy History*
 New Bankruptcy Loans                                             Month    Bankruptcy Percentage
     <s>                          <c>                               <s>               <c>
     Loans in Bankruptcy                      22                  Jan-05            0.000%
     Original Principal Balance     2,329,865.00                  Feb-05            0.000%
     Current Principal Balance      2,322,206.32                  Mar-05            0.110%
                                                                  Apr-05            0.259%
 Current Bankruptcy Total                                         May-05            0.279%
     Loans in Bankruptcy                      72                  Jun-05            0.311%
     Original Principal Balance     9,806,023.60                  Jul-05            0.331%
     Current Principal Balance      9,764,336.67                  Aug-05            0.371%
                                                                  Sep-05            0.433%
                                                                  Oct-05            0.622%
                                                                  Nov-05            1.106%
                                                                  Dec-05            1.439%

                                                               *The text reported in the above table is presented graphically
                                                               on the monthly bond remittance report. The monthly bond
                                                               remittance report can be viewed online at www.ctslink.com.



 Group 2                                                            12 Month Bankruptcy History*
 New Bankruptcy Loans                                             Month    Bankruptcy Percentage
     <s>                          <c>                               <s>               <c>
     Loans in Bankruptcy                       6                  Jan-05            0.000%
     Original Principal Balance       146,250.00                  Feb-05            0.000%
     Current Principal Balance        145,362.90                  Mar-05            0.084%
                                                                  Apr-05            0.114%
 Current Bankruptcy Total                                         May-05            0.116%
     Loans in Bankruptcy                      26                  Jun-05            0.131%
     Original Principal Balance       932,559.00                  Jul-05            0.182%
     Current Principal Balance        923,420.21                  Aug-05            0.244%
                                                                  Sep-05            0.464%
                                                                  Oct-05            0.465%
                                                                  Nov-05            0.566%
                                                                  Dec-05            0.658%

                                                               *The text reported in the above table is presented graphically
                                                               on the monthly bond remittance report. The monthly bond
                                                               remittance report can be viewed online at www.ctslink.com.



 Group 3                                                            12 Month Bankruptcy History*
 New Bankruptcy Loans                                             Month    Bankruptcy Percentage
     <s>                          <c>                               <s>               <c>
     Loans in Bankruptcy                       1                  Jan-05            0.000%
     Original Principal Balance       473,500.00                  Feb-05            0.000%
     Current Principal Balance        473,500.00                  Mar-05            0.000%
                                                                  Apr-05            0.000%
 Current Bankruptcy Total                                         May-05            0.000%
     Loans in Bankruptcy                       2                  Jun-05            0.000%
     Original Principal Balance       842,500.00                  Jul-05            0.000%
     Current Principal Balance        840,642.83                  Aug-05            0.000%
                                                                  Sep-05            0.141%
                                                                  Oct-05            0.148%
                                                                  Nov-05            0.154%
                                                                  Dec-05            0.370%

                                                               *The text reported in the above table is presented graphically
                                                               on the monthly bond remittance report. The monthly bond
                                                               remittance report can be viewed online at www.ctslink.com.



 Group 4                                                            12 Month Bankruptcy History*
 New Bankruptcy Loans                                             Month    Bankruptcy Percentage
     <s>                          <c>                               <s>               <c>
     Loans in Bankruptcy                       1                  Jan-05            0.000%
     Original Principal Balance       119,000.00                  Feb-05            0.000%
     Current Principal Balance        118,882.46                  Mar-05            0.000%
                                                                  Apr-05            0.170%
 Current Bankruptcy Total                                         May-05            0.174%
     Loans in Bankruptcy                       3                  Jun-05            0.178%
     Original Principal Balance       299,000.00                  Jul-05            0.182%
     Current Principal Balance        298,117.28                  Aug-05            0.187%
                                                                  Sep-05            0.192%
                                                                  Oct-05            0.379%
                                                                  Nov-05            0.398%
                                                                  Dec-05            0.691%

                                                               *The text reported in the above table is presented graphically
                                                               on the monthly bond remittance report. The monthly bond
                                                               remittance report can be viewed online at www.ctslink.com.






           Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period

      Group                   Loan     Month Loan              First      State          LTV at            Original
                            Number        Entered            Payment                 Origination          Principal
                                       Bankruptcy               Date                                        Balance
<s>               <c>            <c>            <c>                <c>        <c>              <c>
     Group 1            0004452821       Dec-2005        01-Jan-2005         CO            80.00         116,000.00
     Group 1            0092200432       Nov-2005        01-Dec-2004         TX            88.46         135,350.00
     Group 1            0100600162       Nov-2005        01-Jan-2005         WA            90.00         229,500.00
     Group 1            0101300231       Dec-2005        01-Jan-2005         TX            80.00          72,000.00
     Group 1            0101300946       Dec-2005        01-Dec-2004         TX            80.00          93,963.00
     Group 1            0101400925       Nov-2005        01-Jan-2005         CA            90.00         233,100.00
     Group 1            0101500286       Dec-2005        01-Jan-2005         MO            80.00          68,800.00
     Group 1            0102700361       Nov-2005        01-Jan-2005         TN            86.52         102,093.60
     Group 1            0110100142       Sep-2005        01-Jan-2005         OH            80.00          86,800.00
     Group 1            0110401023       Oct-2005        01-Jan-2005         OH            80.00          84,000.00
     Group 1            0111501059       Sep-2005        01-Jan-2005         TX            80.00         131,192.00
     Group 1            0111900108       Oct-2005        01-Jan-2005         MI            80.00         121,520.00
     Group 1            0112200124       Aug-2005        01-Feb-2005         IN            80.00          69,600.00
     Group 1            0120300088       Dec-2005        01-Feb-2005         TX            80.00         101,486.00
     Group 1            1000199110       Sep-2005        01-Dec-2004         GA            80.00         158,400.00
     Group 1            1000204170       Nov-2005        01-Jan-2005         NV            90.00         324,000.00
     Group 1            5000108503       Apr-2005        01-Oct-2004         TX            90.00         142,298.00
     Group 1            5000109585       Nov-2005        01-Oct-2004         TX            90.00         252,000.00
     Group 1            5000113375       Dec-2005        01-Dec-2004         NJ            75.00         273,750.00
     Group 1            5000114132       Aug-2005        01-Dec-2004         IL            80.00         148,800.00
     Group 1            5000115545       Nov-2005        01-Dec-2004         MN            80.00         138,400.00
     Group 1            5000115808       Oct-2005        01-Nov-2004         TX            90.00         179,053.00
     Group 1            5000116188       Oct-2005        01-Nov-2004         IL            85.00          68,000.00
     Group 1            5000117446       Mar-2005        01-Dec-2004         MN            90.00         205,200.00
     Group 1            5000118115       Nov-2005        01-Dec-2004         KY            85.00          66,725.00
     Group 1            5000118576       Dec-2005        01-Dec-2004         IN            90.00          50,400.00
     Group 1            5000118651       Dec-2005        01-Dec-2004         MN            90.00          71,100.00
     Group 1            5000118801       Apr-2005        01-Dec-2004         IA            80.00         111,920.00
     Group 1            5000118874       Dec-2005        01-Dec-2004         IN            90.00          51,300.00
     Group 1            5000119288       Nov-2005        01-Dec-2004         IL            90.00         329,400.00
     Group 1            5000119563       Dec-2005        01-Dec-2004         OH            79.52         109,136.00
     Group 1            5000119611       Dec-2005        01-Dec-2004         VA            95.00         121,600.00
     Group 1            5000120477       Dec-2005        01-Dec-2004         IN            90.00          52,200.00
     Group 1            5000120622       Dec-2005        01-Jan-2005         IN            90.00          54,000.00
     Group 1            5000121003       Dec-2005        01-Jan-2005         IN            90.00          54,900.00
     Group 1            5000121055       Nov-2005        01-Jan-2005         CO            80.00         262,856.00
     Group 1            5000121444       Apr-2005        01-Jan-2005         IL            90.00         184,500.00
     Group 1            5000121717       Oct-2005        01-Dec-2004         TX            90.00         226,424.00
     Group 1            5000121965       Nov-2005        01-Jan-2005         IL            85.00         102,000.00
     Group 1            5000122467       Nov-2005        01-Jan-2005         TX            90.00          94,500.00
     Group 1            5000122526       Dec-2005        01-Jan-2005         IN            90.00          53,100.00
     Group 1            5000122644       Nov-2005        01-Jan-2005         IL            90.00         152,100.00
     Group 1            5000123245       Dec-2005        01-Jan-2005         IN            90.00          52,200.00
     Group 1            5000123533       Dec-2005        01-Jan-2005         CO            90.00         177,300.00
     Group 1            5000124697       Nov-2005        01-Jan-2005         MA            90.00         121,500.00
     Group 1            5000124714       Aug-2005        01-Jan-2005         GA            90.00         179,147.00
     Group 1            6000117598       Oct-2005        01-Dec-2004         MI            76.92          50,000.00
     Group 1            6000118023       Jun-2005        01-Nov-2004         NC            90.00         107,910.00
     Group 1            6000118386       Dec-2005        01-Nov-2004         GA            90.00         110,610.00
     Group 1            6000119043       Nov-2005        01-Dec-2004         GA            80.00          80,000.00
     Group 1            6000119226       Jul-2005        01-Dec-2004         GA            80.00          78,800.00
     Group 1            6000119254       Oct-2005        01-Dec-2004         MD            90.00         107,100.00
     Group 1            6000119642       Dec-2005        01-Dec-2004         NY            90.00         306,000.00
     Group 1            6000119997       Apr-2005        01-Dec-2004         TN            90.00         107,100.00
     Group 1            6000120035       Oct-2005        01-Dec-2004         GA            95.00         123,500.00
     Group 1            6000120048       Dec-2005        01-Dec-2004         GA            90.00         102,600.00
     Group 1            6000120171       Dec-2005        01-Dec-2004         GA            90.00         103,500.00
     Group 1            6000120174       Sep-2005        01-Dec-2004         MO           100.00         171,000.00
     Group 1            6000120348       Jun-2005        01-Dec-2004         GA            90.00         101,610.00
     Group 1            6000120435       Nov-2005        01-Jan-2005         FL            80.00         154,400.00
     Group 1            6000120580       Sep-2005        01-Dec-2004         MD           100.00         150,000.00
     Group 1            6000121845       Dec-2005        01-Dec-2004         FL            90.00         133,920.00
     Group 1            6000122580       Apr-2005        01-Dec-2004         GA            90.00         109,800.00
     Group 1            6000123145       Nov-2005        01-Jan-2005         NJ            75.00         187,500.00
     Group 1            6000126697       May-2005        01-Jan-2005         FL            75.00         135,000.00
     Group 1            7000121171       Nov-2005        01-Dec-2004         MO            80.00         100,860.00
     Group 1            7000121527       Apr-2005        01-Dec-2004         NY            80.00         380,000.00
     Group 1            7000125396       Oct-2005        01-Jan-2005         MO            90.00          64,800.00
     Group 1            8000019415       Oct-2005        01-Nov-2004         NY            90.00          72,000.00
     Group 1            8000022009       Nov-2005        01-Dec-2004         NY            63.49         200,000.00
     Group 1            8000023678       Oct-2005        01-Dec-2004         NY            80.00          72,800.00
     Group 1            8000025517       Nov-2005        01-Dec-2004         MA            80.00         281,600.00
     Group 2            0002564645       Nov-2005        16-Oct-2002         OH           100.00          25,000.00
     Group 2            0004358180       Oct-2005        01-Oct-2002         TN           100.00           8,675.00
     Group 2            0004452822       Dec-2005        01-Jan-2005         CO           100.00          29,000.00
     Group 2            0004701691       Sep-2005        01-Jan-2005         KY           100.00          17,000.00
     Group 2            1000195896       Dec-2005        01-Dec-2004         GA            95.00          16,650.00
     Group 2            5000114185       Aug-2005        01-Dec-2004         IL           100.00          37,200.00
     Group 2            5000115397       Sep-2005        01-Dec-2004         MI            90.00          90,000.00
     Group 2            5000115644       Dec-2005        01-Dec-2004         MN           100.00          34,600.00
     Group 2            5000119053       Apr-2005        01-Dec-2004         IA           100.00          27,980.00
     Group 2            5000119637       Dec-2005        01-Dec-2004         OH            99.40          27,285.00
     Group 2            5000121154       Nov-2005        01-Jan-2005         CO           100.00          65,714.00
     Group 2            5000121605       Apr-2005        01-Jan-2005         IL           100.00          20,500.00
     Group 2            5000121978       Nov-2005        01-Jan-2005         IL           100.00          18,000.00
     Group 2            5000124700       Nov-2005        01-Jan-2005         MA            95.00           6,750.00
     Group 2            5000124840       Aug-2005        01-Jan-2005         GA           100.00          19,905.00
     Group 2            6000116707       Dec-2005        01-Nov-2004         GA           100.00          13,500.00
     Group 2            6000119399       Jul-2005        01-Dec-2004         GA           100.00          19,700.00
     Group 2            6000119615       Jun-2005        01-Nov-2004         NC           100.00          11,990.00
     Group 2            6000120388       Jun-2005        01-Dec-2004         GA           100.00          11,290.00
     Group 2            6000121044       Sep-2005        01-Dec-2004         OK            90.00         115,110.00
     Group 2            6000121097       Sep-2005        01-Dec-2004         OK            95.00           6,395.00
     Group 2            6000122613       Apr-2005        01-Dec-2004         GA            95.00           6,100.00
     Group 2            6000124529       Mar-2005        01-Jan-2005         FL            49.77         107,000.00
     Group 2            7000120008       Jul-2005        01-Jan-2005         HI           100.00          64,000.00
     Group 2            7000121247       Dec-2005        01-Dec-2004         MO           100.00          25,215.00
     Group 2            7000122085       Sep-2005        01-Jan-2005         IN            90.00         108,000.00
     Group 3            5000120014       Dec-2005        01-Jan-2005         CO            79.71         473,500.00
     Group 3            8000024082       Sep-2005        01-Dec-2004         NJ            90.00         369,000.00
     Group 4            5000121216       Dec-2005        01-Jan-2005         CO            99.75         119,000.00
     Group 4            7000121536       Apr-2005        01-Dec-2004         NY           100.00          95,000.00
     Group 4            7000122284       Oct-2005        01-Dec-2004         CA           100.00          85,000.00





           Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period (continued)

      Group                   Loan            Current         Paid To         Months       Current        Approximate
                            Number          Principal             Date     Delinquent    Loan Rate         Delinquent
                                              Balance                                                        Interest
<s>             <c>              <c>                <c>              <c>            <c>          <c>
     Group 1            0004452821         116,000.00      01-Apr-2005           6          6.000%           4,253.36
     Group 1            0092200432         134,874.73      01-Sep-2005           1          8.300%           2,630.04
     Group 1            0100600162         228,454.19      01-Jul-2005           3          8.250%           7,367.17
     Group 1            0101300231          72,000.00      01-Mar-2005           7          8.450%           4,281.14
     Group 1            0101300946          93,956.30      01-Oct-2005           0          9.950%           1,479.80
     Group 1            0101400925         232,919.26      01-Aug-2005           2          7.250%           5,240.68
     Group 1            0101500286          68,800.00      01-Jul-2005           3          6.100%           1,605.30
     Group 1            0102700361         101,858.35      01-Jul-2005           3          8.650%           3,458.95
     Group 1            0110100142          86,440.09      01-May-2005           5          7.000%           3,269.10
     Group 1            0110401023          83,802.90      01-May-2005           5          9.800%           4,539.64
     Group 1            0111501059         131,192.00      01-Apr-2005           6          8.500%           6,996.96
     Group 1            0111900108         121,299.93      01-Apr-2005           6          9.950%           7,629.31
     Group 1            0112200124          69,544.62      01-Feb-2005           8          7.150%           3,839.81
     Group 1            0120300088         101,486.00      01-May-2005           5          6.650%           3,640.77
     Group 1            1000199110         156,836.83      01-Nov-2005           0          7.150%           1,739.03
     Group 1            1000204170         321,826.76      01-Aug-2005           2          6.990%           6,953.11
     Group 1            5000108503         141,821.83      01-Mar-2005           7          8.990%           9,009.39
     Group 1            5000109585         250,149.18      01-Jun-2005           4          7.450%           8,675.12
     Group 1            5000113375         273,194.13      01-Feb-2005           8          7.990%          16,998.21
     Group 1            5000114132         148,501.49      01-Feb-2005           8          8.050%           9,314.14
     Group 1            5000115545         138,080.53      01-Feb-2005           8          7.350%           7,853.95
     Group 1            5000115808         178,423.46      01-Apr-2005           6          8.750%           9,792.26
     Group 1            5000116188          67,860.26      01-Feb-2005           8          9.350%           4,992.63
     Group 1            5000117446         203,318.19      01-Dec-2005         (1)          7.950%           1,263.20
     Group 1            5000118115          66,520.00      01-Apr-2005           6          8.500%           3,539.80
     Group 1            5000118576          50,182.13      01-Apr-2005           6          8.000%           2,502.88
     Group 1            5000118651          70,916.73      01-Mar-2005           7          8.250%           4,111.02
     Group 1            5000118801         110,901.71      01-Dec-2005         (1)          7.990%             692.72
     Group 1            5000118874          50,981.17      01-Aug-2005           2          8.000%           1,273.15
     Group 1            5000119288         328,825.60      01-Jan-2005           9          6.700%          18,604.55
     Group 1            5000119563         108,385.56      01-Jun-2005           4          6.150%           3,054.12
     Group 1            5000119611         120,883.61      01-Jul-2005           3          7.650%           3,595.80
     Group 1            5000120477          51,927.15      01-Jul-2005           3          8.250%           1,674.52
     Group 1            5000120622          53,753.59      01-Jul-2005           3          8.250%           1,733.45
     Group 1            5000121003          54,788.74      01-Mar-2005           7          8.000%           3,073.29
     Group 1            5000121055         262,644.75      01-Jan-2005           9          7.100%          15,824.55
     Group 1            5000121444         182,560.33      01-Nov-2005           0          6.350%           1,779.78
     Group 1            5000121717         225,179.14      01-Jul-2005           3          8.450%           7,449.23
     Group 1            5000121965         101,440.36      01-May-2005           5          5.550%           2,978.17
     Group 1            5000122467          94,367.51      01-Feb-2005           8          7.800%           5,722.07
     Group 1            5000122526          52,974.96      01-Mar-2005           7          7.250%           2,673.19
     Group 1            5000122644         151,534.13      01-May-2005           5          7.550%           6,217.46
     Group 1            5000123245          52,073.37      01-Mar-2005           7          7.100%           2,569.05
     Group 1            5000123533         177,300.00      01-Aug-2005           2          6.500%           3,546.00
     Group 1            5000124697         121,091.01      01-May-2005           5          8.050%           5,321.92
     Group 1            5000124714         178,383.64      01-Jun-2005           4          7.800%           6,499.03
     Group 1            6000117598          49,742.95      01-Jun-2005           4          7.700%           1,787.34
     Group 1            6000118023         107,118.57      01-Sep-2005           1          8.200%           2,060.59
     Group 1            6000118386         110,200.73      01-Apr-2005           6          8.500%           5,864.12
     Group 1            6000119043          79,712.92      01-May-2005           5          8.650%           3,782.62
     Group 1            6000119226          78,638.68      01-Feb-2005           8          7.950%           4,866.65
     Group 1            6000119254         106,697.59      01-Apr-2005           6          7.500%           4,965.67
     Group 1            6000119642         303,991.41      01-Jul-2005           3          7.100%           8,345.50
     Group 1            6000119997         106,943.69      01-Jan-2005           9          7.600%           6,934.07
     Group 1            6000120035         123,354.40      01-Jan-2005           9          8.650%           9,187.51
     Group 1            6000120048         102,318.57      01-Mar-2005           7          7.950%           5,700.85
     Group 1            6000120171         103,107.52      01-Apr-2005           6          7.450%           4,764.19
     Group 1            6000120174         170,635.58      01-Feb-2005           8          7.750%          10,275.20
     Group 1            6000120348         100,955.91      01-Jul-2005           3          7.200%           2,813.64
     Group 1            6000120435         154,083.94      01-Mar-2005           7          7.950%           8,585.22
     Group 1            6000120580         149,430.72      01-Apr-2005           6          7.450%           6,904.58
     Group 1            6000121845         132,984.65      01-Sep-2005           1          7.950%           2,475.02
     Group 1            6000122580         108,910.65      01-Oct-2005           0          7.700%           1,306.42
     Group 1            6000123145         186,899.87      01-May-2005           5          8.300%           8,487.03
     Group 1            6000126697         134,231.99      01-Nov-2005           0          9.450%           2,002.84
     Group 1            7000121171         100,417.15      01-May-2005           5          7.650%           4,178.69
     Group 1            7000121527         374,441.66      01-Dec-2005         (1)          5.500%           1,562.00
     Group 1            7000125396          64,613.80      01-May-2005           5          8.850%           3,141.64
     Group 1            8000019415          71,698.46      01-Mar-2005           7          6.950%           3,456.37
     Group 1            8000022009         199,725.20      01-Jan-2005           9          7.900%          13,500.03
     Group 1            8000023678          72,429.59      01-Jun-2005           4          7.700%           2,602.54
     Group 1            8000025517         280,794.25      01-Feb-2005           8          6.250%          13,395.39
     Group 2            0002564645          22,290.08      16-Nov-2005           0          9.990%             364.96
     Group 2            0004358180           8,556.77      01-May-2005           5         10.850%             529.78
     Group 2            0004452822          28,954.27      01-Apr-2005           6         11.250%           2,075.40
     Group 2            0004701691          16,941.10      01-Jun-2005           4         10.250%             825.90
     Group 2            1000195896          16,504.87      01-Mar-2005           7         11.250%           1,318.44
     Group 2            5000114185          37,097.00      01-Feb-2005           8         12.750%           3,770.41
     Group 2            5000115397          89,495.08      01-Aug-2005           2          8.500%           2,384.19
     Group 2            5000115644          34,209.38      01-Sep-2005           1         11.500%             939.63
     Group 2            5000119053          27,856.44      01-Dec-2005         (1)         11.490%             255.21
     Group 2            5000119637          27,214.92      01-Jun-2005           4         11.000%           1,427.39
     Group 2            5000121154          65,684.86      01-Jan-2005           9          9.990%           5,700.95
     Group 2            5000121605          19,272.36      01-Jan-2006         (2)         11.500%               0.00
     Group 2            5000121978          17,868.51      01-May-2005           5          9.225%             905.20
     Group 2            5000124700           6,662.34      01-Mar-2005           7         12.250%             576.36
     Group 2            5000124840          19,365.09      01-Jun-2005           4         11.750%           1,076.04
     Group 2            6000116707          13,368.04      01-Feb-2005           8         10.000%           1,046.04
     Group 2            6000119399          19,586.29      01-Feb-2005           8         12.525%           1,944.76
     Group 2            6000119615          11,840.34      01-Sep-2005           1         11.500%             325.21
     Group 2            6000120388          11,093.97      01-Jul-2005           3         11.500%             506.10
     Group 2            6000121044         114,790.83      01-Apr-2005           6          9.000%           6,491.69
     Group 2            6000121097           6,226.35      01-May-2005           5         12.250%             420.66
     Group 2            6000122613           5,768.10      01-Nov-2005           0         12.250%             113.24
     Group 2            6000124529         105,974.29      01-Dec-2005         (1)          7.300%             601.02
     Group 2            7000120008          63,893.44      01-May-2005           5         11.400%           4,058.32
     Group 2            7000121247          25,111.42      01-Oct-2005           0         11.000%             439.37
     Group 2            7000122085         107,794.07      01-Mar-2005           7          8.300%           6,289.39
     Group 3            5000120014         473,500.00      01-Feb-2005           8          5.490%          19,689.70
     Group 3            8000024082         367,142.83      01-May-2005           5          7.050%          13,991.98
     Group 4            5000121216         118,882.46      01-Feb-2005           8          9.500%           8,895.70
     Group 4            7000121536          94,534.54      01-Dec-2005         (1)         11.000%             827.50
     Group 4            7000122284          84,700.28      01-Jun-2005           4          9.500%           3,806.49




               Realized Loss Detail Report - Loans with Losses during Current Period


Summary
                                   # Loans              Prior          Realized            Current
                                      with          Principal       Loss/(Gain)               Loss
         Group                      Losses            Balance            Amount         Percentage
<s>                    <c>                <c>                <c>                <c>
        Group 1                          2               0.00         34,869.67             0.005%
        Group 2                          1               0.00          6,701.24             0.005%
        Group 3                          0               0.00              0.00             0.000%
        Group 4                          0               0.00              0.00             0.000%
         Total                           3               0.00         41,570.91             0.004%






               Realized Loss Loan Detail Report - Loans With Losses during Current Period

                                                  Original          Current
                                  Loan           Principal             Note                          LTV at         Original
       Group                    Number             Balance             Rate           State     Origination             Term
<s>                <c>                <c>                  <c>             <c>             <c>             <c>
      Group 1               0003859787          215,200.00           6.750%              CA           80.00              360
      Group 1               1000200201          126,000.00           8.250%              FL           90.00              360
      Group 2               1000200372            7,000.00          12.250%              FL           95.00               60





              Realized Loss Loan Detail Report - Loans With Losses during Current Period (continued)

                                                    Prior                           Cumulative
                                  Loan          Principal          Realized           Realized
       Group                    Number            Balance       Loss/(Gain)        Loss/(Gain)
<s>                <c>                <c>                <c>               <c>
      Group 1               0003859787               0.00              0.00               0.00
      Group 1               1000200201               0.00         34,869.67          34,869.67
      Group 2               1000200372               0.00          6,701.24           6,701.24




                                                   Realized Loss Report - Collateral


  Summary



   MDR                                                          SDA
      <s>                            <c>                        <s>                                       <c>
      Current Month                        0.037%               Current Month                                 1.908%
      3 Month Average                      0.012%               3 Month Average                               0.636%
      12 Month Average                     0.000%               12 Month Average                              0.000%



                  MDR: Current vs 12mo Average*                                SDA: Current vs 12mo Average*
         Month            Current        12mo Avg.                       Month             Current          12mo Avg.
         <s>             <c>            <c>                             <s>               <c>            <c>


         Jan-2005             N/A             N/A                        Jan-2005              N/A               N/A
         Feb-2005          0.000%             N/A                        Feb-2005           0.000%               N/A
         Mar-2005          0.000%             N/A                        Mar-2005           0.000%               N/A
         Apr-2005          0.000%             N/A                        Apr-2005           0.000%               N/A
         May-2005          0.000%             N/A                        May-2005           0.000%               N/A
         Jun-2005          0.000%             N/A                        Jun-2005           0.000%               N/A
         Jul-2005          0.000%             N/A                        Jul-2005           0.000%               N/A
         Aug-2005          0.000%             N/A                        Aug-2005           0.000%               N/A
         Sep-2005          0.000%             N/A                        Sep-2005           0.000%               N/A
         Oct-2005          0.000%             N/A                        Oct-2005           0.000%               N/A
         Nov-2005          0.000%             N/A                        Nov-2005           0.000%               N/A
         Dec-2005          0.037%             N/A                        Dec-2005           1.908%               N/A

   *The text reported in the above table is presented           *The text reported in the above table is presented
   graphically on the monthly bond remittance report. The       graphically on the monthly bond remittance report. The
   monthly bond remittance report can be viewed online at www.  monthly bond remittance report can be viewed online at
   ctslink.com.                                                 www.ctslink.com.





   CDR                                                          Loss Severity Approximation
      <s>                            <c>                        <s>                                       <c>
      Current Month                        0.444%               Current Month                                 0.000%
      3 Month Average                      0.148%               3 Month Average                               0.000%
      12 Month Average                     0.000%               12 Month Average                              0.000%



                  CDR: Current vs 12mo Average*                           Loss Severity: Current vs 12mo Average*
         Month            Current        12mo Avg.                       Month             Current          12mo Avg.
         <s>             <c>            <c>                             <s>               <c>            <c>


         Jan-2005             N/A             N/A                        Jan-2005              N/A               N/A
         Feb-2005          0.000%             N/A                        Feb-2005           0.000%               N/A
         Mar-2005          0.000%             N/A                        Mar-2005           0.000%               N/A
         Apr-2005          0.000%             N/A                        Apr-2005           0.000%               N/A
         May-2005          0.000%             N/A                        May-2005           0.000%               N/A
         Jun-2005          0.000%             N/A                        Jun-2005           0.000%               N/A
         Jul-2005          0.000%             N/A                        Jul-2005           0.000%               N/A
         Aug-2005          0.000%             N/A                        Aug-2005           0.000%               N/A
         Sep-2005          0.000%             N/A                        Sep-2005           0.000%               N/A
         Oct-2005          0.000%             N/A                        Oct-2005           0.000%               N/A
         Nov-2005          0.000%             N/A                        Nov-2005           0.000%               N/A
         Dec-2005          0.444%             N/A                        Dec-2005           0.000%               N/A

   *The text reported in the above table is presented           *The text reported in the above table is presented
   graphically on the monthly bond remittance report. The       graphically on the monthly bond remittance report. The
   monthly bond remittance report can be viewed online at www.  monthly bond remittance report can be viewed online at
   ctslink.com.                                                 www.ctslink.com.





  Group 1



   MDR                                                          SDA
      <s>                            <c>                        <s>                                       <c>
      Current Month                        0.009%               Current Month                                 0.489%
      3 Month Average                      0.003%               3 Month Average                               0.163%
      12 Month Average                     0.000%               12 Month Average                              0.000%



                  MDR: Current vs 12mo Average*                                SDA: Current vs 12mo Average*
         Month            Current        12mo Avg.                       Month             Current          12mo Avg.
         <s>             <c>            <c>                             <s>               <c>            <c>


         Jan-2005             N/A             N/A                        Jan-2005              N/A               N/A
         Feb-2005          0.000%             N/A                        Feb-2005           0.000%               N/A
         Mar-2005          0.000%             N/A                        Mar-2005           0.000%               N/A
         Apr-2005          0.000%             N/A                        Apr-2005           0.000%               N/A
         May-2005          0.000%             N/A                        May-2005           0.000%               N/A
         Jun-2005          0.000%             N/A                        Jun-2005           0.000%               N/A
         Jul-2005          0.000%             N/A                        Jul-2005           0.000%               N/A
         Aug-2005          0.000%             N/A                        Aug-2005           0.000%               N/A
         Sep-2005          0.000%             N/A                        Sep-2005           0.000%               N/A
         Oct-2005          0.000%             N/A                        Oct-2005           0.000%               N/A
         Nov-2005          0.000%             N/A                        Nov-2005           0.000%               N/A
         Dec-2005          0.009%             N/A                        Dec-2005           0.489%               N/A

   *The text reported in the above table is presented           *The text reported in the above table is presented
   graphically on the monthly bond remittance report. The       graphically on the monthly bond remittance report. The
   monthly bond remittance report can be viewed online at www.  monthly bond remittance report can be viewed online at
   ctslink.com.                                                 www.ctslink.com.





   CDR                                                          Loss Severity Approximation
      <s>                            <c>                        <s>                                       <c>
      Current Month                        0.113%               Current Month                                 0.000%
      3 Month Average                      0.038%               3 Month Average                               0.000%
      12 Month Average                     0.000%               12 Month Average                              0.000%



                  CDR: Current vs 12mo Average*                           Loss Severity: Current vs 12mo Average*
         Month            Current        12mo Avg.                       Month             Current          12mo Avg.
         <s>             <c>            <c>                             <s>               <c>            <c>


         Jan-2005             N/A             N/A                        Jan-2005              N/A               N/A
         Feb-2005          0.000%             N/A                        Feb-2005           0.000%               N/A
         Mar-2005          0.000%             N/A                        Mar-2005           0.000%               N/A
         Apr-2005          0.000%             N/A                        Apr-2005           0.000%               N/A
         May-2005          0.000%             N/A                        May-2005           0.000%               N/A
         Jun-2005          0.000%             N/A                        Jun-2005           0.000%               N/A
         Jul-2005          0.000%             N/A                        Jul-2005           0.000%               N/A
         Aug-2005          0.000%             N/A                        Aug-2005           0.000%               N/A
         Sep-2005          0.000%             N/A                        Sep-2005           0.000%               N/A
         Oct-2005          0.000%             N/A                        Oct-2005           0.000%               N/A
         Nov-2005          0.000%             N/A                        Nov-2005           0.000%               N/A
         Dec-2005          0.113%             N/A                        Dec-2005           0.000%               N/A

   *The text reported in the above table is presented           *The text reported in the above table is presented
   graphically on the monthly bond remittance report. The       graphically on the monthly bond remittance report. The
   monthly bond remittance report can be viewed online at www.  monthly bond remittance report can be viewed online at
   ctslink.com.                                                 www.ctslink.com.





  Group 2



   MDR                                                          SDA
      <s>                            <c>                        <s>                                       <c>
      Current Month                        0.000%               Current Month                                 0.000%
      3 Month Average                      0.000%               3 Month Average                               0.000%
      12 Month Average                     0.000%               12 Month Average                              0.000%



                  MDR: Current vs 12mo Average*                                SDA: Current vs 12mo Average*
         Month            Current        12mo Avg.                       Month             Current          12mo Avg.
         <s>             <c>            <c>                             <s>               <c>            <c>


         Jan-2005             N/A             N/A                        Jan-2005              N/A               N/A
         Feb-2005          0.000%             N/A                        Feb-2005           0.000%               N/A
         Mar-2005          0.000%             N/A                        Mar-2005           0.000%               N/A
         Apr-2005          0.000%             N/A                        Apr-2005           0.000%               N/A
         May-2005          0.000%             N/A                        May-2005           0.000%               N/A
         Jun-2005          0.000%             N/A                        Jun-2005           0.000%               N/A
         Jul-2005          0.000%             N/A                        Jul-2005           0.000%               N/A
         Aug-2005          0.000%             N/A                        Aug-2005           0.000%               N/A
         Sep-2005          0.000%             N/A                        Sep-2005           0.000%               N/A
         Oct-2005          0.000%             N/A                        Oct-2005           0.000%               N/A
         Nov-2005          0.000%             N/A                        Nov-2005           0.000%               N/A
         Dec-2005          0.000%             N/A                        Dec-2005           0.000%               N/A

   *The text reported in the above table is presented           *The text reported in the above table is presented
   graphically on the monthly bond remittance report. The       graphically on the monthly bond remittance report. The
   monthly bond remittance report can be viewed online at www.  monthly bond remittance report can be viewed online at
   ctslink.com.                                                 www.ctslink.com.





   CDR                                                          Loss Severity Approximation
      <s>                            <c>                        <s>                                       <c>
      Current Month                        0.000%               Current Month                                 0.000%
      3 Month Average                      0.000%               3 Month Average                               0.000%
      12 Month Average                     0.000%               12 Month Average                              0.000%



                  CDR: Current vs 12mo Average*                           Loss Severity: Current vs 12mo Average*
         Month            Current        12mo Avg.                       Month             Current          12mo Avg.
         <s>             <c>            <c>                             <s>               <c>            <c>


         Jan-2005             N/A             N/A                        Jan-2005              N/A               N/A
         Feb-2005          0.000%             N/A                        Feb-2005           0.000%               N/A
         Mar-2005          0.000%             N/A                        Mar-2005           0.000%               N/A
         Apr-2005          0.000%             N/A                        Apr-2005           0.000%               N/A
         May-2005          0.000%             N/A                        May-2005           0.000%               N/A
         Jun-2005          0.000%             N/A                        Jun-2005           0.000%               N/A
         Jul-2005          0.000%             N/A                        Jul-2005           0.000%               N/A
         Aug-2005          0.000%             N/A                        Aug-2005           0.000%               N/A
         Sep-2005          0.000%             N/A                        Sep-2005           0.000%               N/A
         Oct-2005          0.000%             N/A                        Oct-2005           0.000%               N/A
         Nov-2005          0.000%             N/A                        Nov-2005           0.000%               N/A
         Dec-2005          0.000%             N/A                        Dec-2005           0.000%               N/A

   *The text reported in the above table is presented           *The text reported in the above table is presented
   graphically on the monthly bond remittance report. The       graphically on the monthly bond remittance report. The
   monthly bond remittance report can be viewed online at www.  monthly bond remittance report can be viewed online at
   ctslink.com.                                                 www.ctslink.com.





  Group 3



   MDR                                                          SDA
      <s>                            <c>                        <s>                                       <c>
      Current Month                        0.150%               Current Month                                 7.819%
      3 Month Average                      0.050%               3 Month Average                               2.606%
      12 Month Average                     0.000%               12 Month Average                              0.000%



                  MDR: Current vs 12mo Average*                                SDA: Current vs 12mo Average*
         Month            Current        12mo Avg.                       Month             Current          12mo Avg.
         <s>             <c>            <c>                             <s>               <c>            <c>


         Jan-2005             N/A             N/A                        Jan-2005              N/A               N/A
         Feb-2005          0.000%             N/A                        Feb-2005           0.000%               N/A
         Mar-2005          0.000%             N/A                        Mar-2005           0.000%               N/A
         Apr-2005          0.000%             N/A                        Apr-2005           0.000%               N/A
         May-2005          0.000%             N/A                        May-2005           0.000%               N/A
         Jun-2005          0.000%             N/A                        Jun-2005           0.000%               N/A
         Jul-2005          0.000%             N/A                        Jul-2005           0.000%               N/A
         Aug-2005          0.000%             N/A                        Aug-2005           0.000%               N/A
         Sep-2005          0.000%             N/A                        Sep-2005           0.000%               N/A
         Oct-2005          0.000%             N/A                        Oct-2005           0.000%               N/A
         Nov-2005          0.000%             N/A                        Nov-2005           0.000%               N/A
         Dec-2005          0.150%             N/A                        Dec-2005           7.819%               N/A

   *The text reported in the above table is presented           *The text reported in the above table is presented
   graphically on the monthly bond remittance report. The       graphically on the monthly bond remittance report. The
   monthly bond remittance report can be viewed online at www.  monthly bond remittance report can be viewed online at
   ctslink.com.                                                 www.ctslink.com.





   CDR                                                          Loss Severity Approximation
      <s>                            <c>                        <s>                                       <c>
      Current Month                        1.791%               Current Month                                 0.000%
      3 Month Average                      0.597%               3 Month Average                               0.000%
      12 Month Average                     0.000%               12 Month Average                              0.000%



                  CDR: Current vs 12mo Average*                           Loss Severity: Current vs 12mo Average*
         Month            Current        12mo Avg.                       Month             Current          12mo Avg.
         <s>             <c>            <c>                             <s>               <c>            <c>


         Jan-2005             N/A             N/A                        Jan-2005              N/A               N/A
         Feb-2005          0.000%             N/A                        Feb-2005           0.000%               N/A
         Mar-2005          0.000%             N/A                        Mar-2005           0.000%               N/A
         Apr-2005          0.000%             N/A                        Apr-2005           0.000%               N/A
         May-2005          0.000%             N/A                        May-2005           0.000%               N/A
         Jun-2005          0.000%             N/A                        Jun-2005           0.000%               N/A
         Jul-2005          0.000%             N/A                        Jul-2005           0.000%               N/A
         Aug-2005          0.000%             N/A                        Aug-2005           0.000%               N/A
         Sep-2005          0.000%             N/A                        Sep-2005           0.000%               N/A
         Oct-2005          0.000%             N/A                        Oct-2005           0.000%               N/A
         Nov-2005          0.000%             N/A                        Nov-2005           0.000%               N/A
         Dec-2005          1.791%             N/A                        Dec-2005           0.000%               N/A

   *The text reported in the above table is presented           *The text reported in the above table is presented
   graphically on the monthly bond remittance report. The       graphically on the monthly bond remittance report. The
   monthly bond remittance report can be viewed online at www.  monthly bond remittance report can be viewed online at
   ctslink.com.                                                 www.ctslink.com.





  Group 4



   MDR                                                          SDA
      <s>                            <c>                        <s>                                       <c>
      Current Month                        0.000%               Current Month                                 0.000%
      3 Month Average                      0.000%               3 Month Average                               0.000%
      12 Month Average                     0.000%               12 Month Average                              0.000%



                  MDR: Current vs 12mo Average*                                SDA: Current vs 12mo Average*
         Month            Current        12mo Avg.                       Month             Current          12mo Avg.
         <s>             <c>            <c>                             <s>               <c>            <c>


         Jan-2005             N/A             N/A                        Jan-2005              N/A               N/A
         Feb-2005          0.000%             N/A                        Feb-2005           0.000%               N/A
         Mar-2005          0.000%             N/A                        Mar-2005           0.000%               N/A
         Apr-2005          0.000%             N/A                        Apr-2005           0.000%               N/A
         May-2005          0.000%             N/A                        May-2005           0.000%               N/A
         Jun-2005          0.000%             N/A                        Jun-2005           0.000%               N/A
         Jul-2005          0.000%             N/A                        Jul-2005           0.000%               N/A
         Aug-2005          0.000%             N/A                        Aug-2005           0.000%               N/A
         Sep-2005          0.000%             N/A                        Sep-2005           0.000%               N/A
         Oct-2005          0.000%             N/A                        Oct-2005           0.000%               N/A
         Nov-2005          0.000%             N/A                        Nov-2005           0.000%               N/A
         Dec-2005          0.000%             N/A                        Dec-2005           0.000%               N/A

   *The text reported in the above table is presented           *The text reported in the above table is presented
   graphically on the monthly bond remittance report. The       graphically on the monthly bond remittance report. The
   monthly bond remittance report can be viewed online at www.  monthly bond remittance report can be viewed online at
   ctslink.com.                                                 www.ctslink.com.





   CDR                                                          Loss Severity Approximation
      <s>                            <c>                        <s>                                       <c>
      Current Month                        0.000%               Current Month                                 0.000%
      3 Month Average                      0.000%               3 Month Average                               0.000%
      12 Month Average                     0.000%               12 Month Average                              0.000%



                  CDR: Current vs 12mo Average*                           Loss Severity: Current vs 12mo Average*
         Month            Current        12mo Avg.                       Month             Current          12mo Avg.
         <s>             <c>            <c>                             <s>               <c>            <c>


         Jan-2005             N/A             N/A                        Jan-2005              N/A               N/A
         Feb-2005          0.000%             N/A                        Feb-2005           0.000%               N/A
         Mar-2005          0.000%             N/A                        Mar-2005           0.000%               N/A
         Apr-2005          0.000%             N/A                        Apr-2005           0.000%               N/A
         May-2005          0.000%             N/A                        May-2005           0.000%               N/A
         Jun-2005          0.000%             N/A                        Jun-2005           0.000%               N/A
         Jul-2005          0.000%             N/A                        Jul-2005           0.000%               N/A
         Aug-2005          0.000%             N/A                        Aug-2005           0.000%               N/A
         Sep-2005          0.000%             N/A                        Sep-2005           0.000%               N/A
         Oct-2005          0.000%             N/A                        Oct-2005           0.000%               N/A
         Nov-2005          0.000%             N/A                        Nov-2005           0.000%               N/A
         Dec-2005          0.000%             N/A                        Dec-2005           0.000%               N/A

   *The text reported in the above table is presented           *The text reported in the above table is presented
   graphically on the monthly bond remittance report. The       graphically on the monthly bond remittance report. The
   monthly bond remittance report can be viewed online at www.  monthly bond remittance report can be viewed online at
   ctslink.com.                                                 www.ctslink.com.




<FN>


Calculation Methodology:
Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance).
Conditional Default Rate (CDR): 1-((1-MDR)^12)
SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR/(WAS*0.02) else if WAS is greater than 30 and
less than or equal to 60 then CDR/0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR/(0.6 -
((WAS-60)*0.0095)) else if WAS is greater than 120 then CDR/0.03
Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)








</FN>





               Prepayment Detail - Prepayments during Current Period
Summary
                                    Loans Paid In Full                            Repurchased Loans

                                         Original            Current                  Original            Current
                                        Principal          Principal                 Principal          Principal
         Group            Count           Balance            Balance   Count           Balance            Balance
<s>                       <c>    <c>                <c>                <c>    <c>                <c>
        Group 1             208     40,879,963.00      40,576,036.16       0              0.00               0.00
        Group 2             108      6,404,435.00       6,340,866.22       0              0.00               0.00
        Group 3              23      9,950,048.00       9,897,373.07       0              0.00               0.00
        Group 4              16      1,896,302.00       1,878,516.63       0              0.00               0.00
         Total              355     59,130,748.00      58,692,792.08       0              0.00               0.00




              Prepayment Detail - Prepayments during Current Period (continued)

Summary
                                   Substitution Loans                               Liquidated Loans                    Curtailments

                                       Original            Current                     Original           Current
                                      Principal          Principal                    Principal         Principal        Curtailment
         Group           Count          Balance            Balance      Count           Balance           Balance             Amount
<s>                       <c>    <c>              <c>                <c>    <c>                   <c>               <c>
        Group 1              0             0.00               0.00          1         68,400.00         68,030.56          33,710.53
        Group 2              0             0.00               0.00          0              0.00              0.00          17,404.80
        Group 3              0             0.00               0.00          1        360,000.00        357,686.76           5,533.84
        Group 4              0             0.00               0.00          0              0.00              0.00           2,104.34
         Total               0             0.00               0.00          2        428,400.00        425,717.32          58,753.51





               Prepayment Loan Detail - Prepayments during Current Period
                                                                                     First          Original
                                      Loan                       LTV at            Payment         Principal        Prepayment
         Group                      Number        State     Origination               Date           Balance            Amount
<s>                    <c>                <c>          <c>             <c>                <c>               <c>
        Group 1                 0000000888           CA           95.63        01-Nov-2004        289,466.00        289,303.40
        Group 1                 0000000965           CA           80.00        01-Nov-2004        322,884.00        322,884.00
        Group 1                 0000000997           CA           80.00        01-Nov-2004        315,468.00        315,468.00
        Group 1                 0000001243           SC           90.00        01-Nov-2004        165,869.00        163,020.93
        Group 1                 0000001298           FL           80.00        01-Dec-2004        311,977.00        311,976.98
        Group 1                 0000001362           NV           80.00        01-Dec-2004        129,920.00        129,920.00
        Group 1                 0000001517           AZ           80.00        01-Dec-2004        132,764.00        131,298.60
        Group 1                 0000001609           CA           80.00        01-Jan-2005        128,000.00        127,919.83
        Group 1                 0000001639           CA           84.38        01-Sep-2004        135,000.00        135,000.00
        Group 1                 0000001660           CA           80.00        01-Jan-2005        196,000.00        195,991.83
        Group 1                 0000001843           TN           80.00        01-Dec-2004        135,920.00        134,308.33
        Group 1                 0000002124           NC          100.00        01-Oct-2004         76,000.00         75,323.31
        Group 1                 0002058189           CA           76.80        01-Dec-2004        192,000.00        192,000.00
        Group 1                 0002064846           AZ           90.00        01-Dec-2004        225,900.00        225,823.71
        Group 1                 0002066877           CA           77.27        01-Dec-2004        212,500.00        210,818.85
        Group 1                 0003366662           CA           80.00        01-Sep-2004        348,000.00        348,000.00
        Group 1                 0003550797           CA           80.00        01-Jan-2005        144,000.00        144,000.00
        Group 1                 0003700775           CA           80.00        01-Jan-2005        252,000.00        252,000.00
        Group 1                 0003859778           CA           80.00        01-Jan-2005        192,000.00        192,000.00
        Group 1                 0004090697           FL           80.00        01-Dec-2004        117,600.00        116,084.38
        Group 1                 0004100130           WA           80.00        01-Dec-2004        160,000.00        159,183.72
        Group 1                 0004600849           AZ           80.00        01-Jan-2005        175,600.00        175,600.00
        Group 1                 0004601582           AZ           79.99        01-Jan-2005        122,850.00        122,850.00
        Group 1                 0004701434           OH          100.00        01-Jan-2005         55,000.00         55,000.00
        Group 1                 0021025665           FL           80.00        01-Jan-2005        117,600.00        117,128.13
        Group 1                 0021025872           CA           40.00        01-Jan-2005        105,400.00        105,339.00
        Group 1                 0021026114           CA           67.64        01-Jan-2005        186,000.00        183,136.24
        Group 1                 0024110500           CA           85.00        01-Jan-2005        250,750.00        250,750.00
        Group 1                 0090100850           AZ           80.00        01-Dec-2004        172,000.00        169,484.07
        Group 1                 0093000197           MI           80.00        01-Dec-2004        232,000.00        232,000.00
        Group 1                 0101100387           UT           80.00        01-Jan-2005        100,000.00         99,350.91
        Group 1                 0102000137           CA           50.00        01-Jan-2005        153,500.00        152,962.96
        Group 1                 0110200439           TX           80.00        01-Jan-2005         68,400.00         67,995.32
        Group 1                 0112300586           IN           85.57        01-Feb-2005         90,700.00         90,073.78
        Group 1                 1000188962           FL           64.84        01-Oct-2004         88,500.00         87,564.73
        Group 1                 1000190018           CA           65.00        01-Oct-2004        162,500.00        160,398.24
        Group 1                 1000193811           NV           85.00        01-Oct-2004        174,250.00        172,585.48
        Group 1                 1000194814           OR           80.00        01-Nov-2004        153,200.00        151,489.78
        Group 1                 1000195011           VA           80.00        01-Nov-2004        124,098.00        124,098.00
        Group 1                 1000195762           CA           80.00        01-Nov-2004        214,000.00        211,443.85
        Group 1                 1000198146           MI           65.00        01-Dec-2004        136,500.00        134,923.71
        Group 1                 1000198367           CA           55.88        01-Nov-2004        190,000.00        187,902.80
        Group 1                 1000199431           CA           80.00        01-Nov-2004        138,400.00        136,746.92
        Group 1                 1000199947           CA           80.00        01-Dec-2004        320,000.00        316,399.54
        Group 1                 1000200384           CA           80.00        01-Dec-2004        329,600.00        326,031.53
        Group 1                 1000200530           WA           80.00        01-Dec-2004        184,720.00        182,677.25
        Group 1                 1000200653           NJ           80.00        01-Dec-2004        280,000.00        277,194.80
        Group 1                 1000200726           AZ           80.00        01-Dec-2004        196,856.00        194,590.79
        Group 1                 1000201375           MD           80.00        01-Jan-2005        224,800.00        224,800.00
        Group 1                 1000201524           CA           95.00        01-Dec-2004        327,750.00        327,689.68
        Group 1                 1000201877           CA           80.00        01-Dec-2004        192,000.00        190,095.11
        Group 1                 1000202137           CA           65.00        01-Dec-2004        338,000.00        335,358.33
        Group 1                 1000202359           AZ           98.37        01-Dec-2004        121,000.00        120,953.45
        Group 1                 1000202360           CA           80.00        01-Dec-2004        303,880.00        303,880.00
        Group 1                 1000202778           CA           90.00        01-Dec-2004        157,500.00        155,941.48
        Group 1                 1000203165           CA           80.00        01-Dec-2004        213,840.00        210,852.57
        Group 1                 1000203204           WA           80.00        01-Dec-2004        143,200.00        141,616.35
        Group 1                 1000203265           AZ           80.00        01-Dec-2004         92,000.00         91,032.98
        Group 1                 1000203370           AR           80.00        01-Dec-2004        156,000.00        154,261.57
        Group 1                 1000203416           CA           90.00        01-Dec-2004        322,290.00        317,787.59
        Group 1                 1000203423           CA           80.00        01-Dec-2004        199,200.00        199,200.00
        Group 1                 1000203732           CA           84.07        01-Dec-2004        306,000.00        301,300.19
        Group 1                 1000203805           MI           90.00        01-Dec-2004         94,500.00         93,623.43
        Group 1                 1000204087           CA           67.09        01-Dec-2004        191,200.00        188,589.90
        Group 1                 1000204128           CA           90.00        01-Dec-2004        227,700.00        225,105.20
        Group 1                 1000204233           CA           80.00        01-Dec-2004        240,000.00        237,595.60
        Group 1                 1000204511           CA           80.00        01-Jan-2005        129,600.00        128,270.71
        Group 1                 1000205221           WV           80.00        01-Jan-2005        172,000.00        170,812.84
        Group 1                 1000205488           CA          100.00        01-Jan-2005        335,000.00        334,999.13
        Group 1                 1000205619           NV           85.00        01-Jan-2005        233,750.00        231,211.34
        Group 1                 1000205831           ID           85.00        01-Jan-2005        144,500.00        144,500.00
        Group 1                 1000206011           VA           80.00        01-Jan-2005        108,000.00        106,881.58
        Group 1                 1000206331           CA           80.00        01-Jan-2005        151,200.00        151,200.00
        Group 1                 1000206526           NC           90.00        01-Jan-2005        111,591.00        110,721.56
        Group 1                 1000206577           MI           90.00        01-Jan-2005        104,400.00        103,568.55
        Group 1                 1000206759           CA           72.59        01-Jan-2005        294,000.00        290,384.69
        Group 1                 1000207004           CA           59.83        01-Jan-2005        175,000.00        173,110.10
        Group 1                 1000207218           FL           90.00        01-Jan-2005        117,000.00        115,921.34
        Group 1                 1000207319           MD           80.00        01-Jan-2005        128,000.00        127,945.72
        Group 1                 1000207446           MN           90.00        01-Jan-2005        160,920.00        159,138.23
        Group 1                 1000207466           CA           80.00        01-Jan-2005        205,200.00        205,200.00
        Group 1                 1000208051           CA           75.00        01-Jan-2005        300,000.00        296,800.17
        Group 1                 1000208489           CA           74.31        01-Jan-2005        295,000.00        291,444.41
        Group 1                 1000208504           CA           80.00        01-Jan-2005        208,000.00        207,999.98
        Group 1                 1000208780           MD           80.00        01-Jan-2005        320,608.00        316,087.24
        Group 1                 1000209201           AZ           80.00        01-Jan-2005        160,000.00        158,415.07
        Group 1                 1000209822           NY           80.00        01-Jan-2005        224,000.00        221,934.97
        Group 1                 1000210221           AZ           87.05        01-Jan-2005        168,000.00        167,946.20
        Group 1                 1000210592           CA           94.98        01-Jan-2005        232,710.00        229,660.47
        Group 1                 1200014430           CA           85.00        01-Feb-2005        233,750.00        231,822.39
        Group 1                 2000015669           CA           80.00        01-Feb-2005        264,000.00        263,865.14
        Group 1                 2000017878           NV           74.05        01-Feb-2005        137,000.00        135,414.74
        Group 1                 5000114298           NJ           75.40        01-Dec-2004         95,000.00         94,249.93
        Group 1                 5000114670           IL           93.85        01-Dec-2004        183,000.00        182,999.75
        Group 1                 5000115314           NY           74.78        01-Dec-2004        344,000.00        340,195.82
        Group 1                 5000115378           IL           58.06        01-Dec-2004         90,000.00         89,483.28
        Group 1                 5000116262           NY           62.50        01-Dec-2004        200,000.00        198,219.51
        Group 1                 5000116573           NY           71.60        01-Dec-2004        179,000.00        176,966.62
        Group 1                 5000116764           MN           90.00        01-Dec-2004        261,000.00        258,174.17
        Group 1                 5000117001           IL           50.56        01-Dec-2004         75,000.00         73,489.89
        Group 1                 5000117011           IL           90.00        01-Dec-2004        135,000.00        133,844.12
        Group 1                 5000117924           CA           80.00        01-Dec-2004        240,000.00        237,165.43
        Group 1                 5000118183           NV           59.14        01-Dec-2004        330,000.00        326,214.74
        Group 1                 5000118294           IL           90.00        01-Dec-2004        150,300.00        148,719.13
        Group 1                 5000118540           MN           90.00        01-Dec-2004        207,000.00        204,552.49
        Group 1                 5000118563           IL           80.00        01-Dec-2004        248,000.00        245,857.07
        Group 1                 5000118959           AR           90.00        01-Dec-2004        100,800.00         99,838.35
        Group 1                 5000118977           TX           90.00        01-Dec-2004        127,260.00        126,127.22
        Group 1                 5000119273           NV           83.62        01-Dec-2004        196,500.00        194,697.91
        Group 1                 5000119353           IL           90.00        01-Dec-2004         85,500.00         84,797.17
        Group 1                 5000120042           IL           66.67        01-Dec-2004        130,000.00        129,154.60
        Group 1                 5000120511           IL           80.00        01-Dec-2004        152,800.00        151,035.85
        Group 1                 5000120992           IL           95.00        01-Jan-2005        197,600.00        195,751.94
        Group 1                 5000121346           CO           90.00        01-Jan-2005        121,050.00        119,921.39
        Group 1                 5000121408           CO           90.00        01-Jan-2005        306,000.00        303,038.37
        Group 1                 5000121545           IL           80.00        01-Jan-2005        312,000.00        308,731.20
        Group 1                 5000121609           MD           95.00        01-Jan-2005        166,250.00        164,301.88
        Group 1                 5000121768           IL           83.33        01-Jan-2005        210,000.00        207,719.12
        Group 1                 5000122082           IL           90.00        01-Jan-2005        323,910.00        320,924.02
        Group 1                 5000122630           NJ           80.00        01-Jan-2005        252,000.00        249,560.93
        Group 1                 5000123076           OH           85.00        01-Jan-2005        158,202.00        158,201.00
        Group 1                 5000123427           IL           67.55        01-Jan-2005        179,000.00        177,208.30
        Group 1                 5000123560           WI          100.00        01-Jan-2005        106,900.00        106,131.53
        Group 1                 5000123779           WI           85.00        01-Jan-2005        102,000.00        100,849.05
        Group 1                 5000123951           PA           80.00        01-Jan-2005        165,600.00        163,684.46
        Group 1                 5000123974           IL           85.00        01-Jan-2005        221,000.00        218,576.25
        Group 1                 5000124204           TX           89.14        01-Jan-2005        238,000.00        235,077.21
        Group 1                 5000124305           IL           90.00        01-Jan-2005         98,550.00         97,632.55
        Group 1                 6000090448           FL           80.00        01-Apr-2004        108,000.00        106,274.91
        Group 1                 6000115653           MD           90.00        01-Dec-2004        352,800.00        349,721.12
        Group 1                 6000115968           FL           85.00        01-Nov-2004        165,750.00        164,277.57
        Group 1                 6000116841           NC           70.00        01-Nov-2004        105,000.00        104,285.66
        Group 1                 6000117295           MD           89.28        01-Nov-2004        234,800.00        232,607.47
        Group 1                 6000117827           MD           90.00        01-Dec-2004        162,000.00        160,014.33
        Group 1                 6000118092           NY           65.00        01-Dec-2004        297,050.00        293,443.25
        Group 1                 6000118271           FL          100.00        01-Dec-2004        167,500.00        166,253.02
        Group 1                 6000118332           NJ           85.00        01-Dec-2004        255,000.00        252,214.55
        Group 1                 6000118602           FL           70.00        01-Dec-2004        175,000.00        173,984.91
        Group 1                 6000119041           CA           80.00        01-Dec-2004        335,200.00        331,157.48
        Group 1                 6000119083           MD           75.00        01-Dec-2004        213,750.00        212,340.20
        Group 1                 6000119275           GA           90.00        01-Dec-2004        213,628.00        211,315.14
        Group 1                 6000119345           VT           64.96        01-Dec-2004        165,000.00        163,638.39
        Group 1                 6000119424           MD           80.00        01-Dec-2004        324,200.00        319,956.00
        Group 1                 6000119539           FL           54.00        01-Dec-2004         75,600.00         74,842.56
        Group 1                 6000119565           PA           80.00        01-Dec-2004         93,760.00         92,798.10
        Group 1                 6000120143           FL           80.00        01-Dec-2004        159,200.00        159,142.39
        Group 1                 6000120224           FL           90.00        01-Dec-2004        167,400.00        165,688.74
        Group 1                 6000120370           NY           68.54        01-Jan-2005        305,000.00        302,633.24
        Group 1                 6000120454           VA           85.00        01-Dec-2004        238,000.00        234,970.72
        Group 1                 6000120577           VA           85.00        01-Dec-2004        161,500.00        159,682.98
        Group 1                 6000121051           FL           90.00        01-Dec-2004        141,300.00        139,740.15
        Group 1                 6000121334           FL           90.00        01-Dec-2004        189,000.00        186,868.30
        Group 1                 6000121498           NY           62.83        01-Dec-2004        188,500.00        187,526.07
        Group 1                 6000122490           FL           80.00        01-Jan-2005        110,000.00        108,871.73
        Group 1                 6000122495           GA           90.00        01-Dec-2004        134,100.00        132,769.50
        Group 1                 6000123397           VA           84.70        01-Jan-2005        196,500.00        194,465.15
        Group 1                 6000123673           NJ           90.00        01-Jan-2005         90,000.00         88,961.12
        Group 1                 6000123674           FL           70.00        01-Jan-2005        165,200.00        163,956.95
        Group 1                 6000123942           FL           90.00        01-Jan-2005        127,710.00        126,461.79
        Group 1                 6000124302           FL           80.00        01-Jan-2005        130,400.00        128,928.53
        Group 1                 6000124575           FL           90.00        01-Jan-2005        126,900.00        125,718.62
        Group 1                 6000124589           PA          100.00        01-Jan-2005        256,000.00        253,685.77
        Group 1                 6000124782           NJ           70.00        01-Jan-2005        241,500.00        239,107.18
        Group 1                 6000125267           FL           90.00        01-Jan-2005        319,500.00        316,750.51
        Group 1                 6000127140           GA           85.00        01-Jan-2005         76,415.00         75,438.42
        Group 1                 7000118021           HI           80.00        01-Nov-2004        480,000.00        472,958.90
        Group 1                 7000118322           WA           85.00        01-Nov-2004        306,850.00        303,748.78
        Group 1                 7000118521           FL          100.00        01-Dec-2004        240,000.00        240,000.00
        Group 1                 7000119121           CA           80.00        01-Dec-2004        166,400.00        164,029.17
        Group 1                 7000119282           NY           90.00        01-Jan-2005        419,400.00        415,718.88
        Group 1                 7000119404           CA          100.00        01-Dec-2004        314,000.00        314,000.00
        Group 1                 7000119666           OR           80.00        01-Dec-2004        136,000.00        134,462.43
        Group 1                 7000120171           CA           80.00        01-Dec-2004        168,000.00        167,875.28
        Group 1                 7000120430           CA           80.00        01-Dec-2004        268,000.00        264,984.70
        Group 1                 7000120515           NM           80.00        01-Dec-2004        155,920.00        154,500.00
        Group 1                 7000120894           CA           80.00        01-Jan-2005        261,600.00        257,977.79
        Group 1                 7000121357           FL           80.00        01-Dec-2004        105,652.00        104,551.56
        Group 1                 7000122027           VA           70.00        01-Dec-2004        128,100.00        127,204.72
        Group 1                 7000122242           HI           80.00        01-Jan-2005         77,600.00         76,905.30
        Group 1                 7000122805           WA           69.11        01-Jan-2005         85,000.00         84,317.52
        Group 1                 7000123013           MD           90.00        01-Jan-2005        256,050.00        253,780.40
        Group 1                 7000123200           HI           80.00        01-Jan-2005        268,000.00        268,000.00
        Group 1                 7000123865           MD           80.00        01-Jan-2005        164,000.00        162,495.34
        Group 1                 7000123910           CA           90.00        01-Jan-2005        355,500.00        351,800.83
        Group 1                 7000124361           CA           80.00        01-Jan-2005        236,000.00        236,000.00
        Group 1                 7000124457           DE           90.00        01-Jan-2005        117,000.00        115,850.28
        Group 1                 7000125633           VA           85.00        01-Jan-2005        225,250.00        222,957.36
        Group 1                 8000020163           NY           90.00        01-Dec-2004        283,500.00        279,897.01
        Group 1                 8000022250           MA           71.06        01-Nov-2004        221,000.00        218,809.99
        Group 1                 8000022622           NJ           65.00        01-Jan-2005        179,400.00        178,539.23
        Group 1                 8000023099           MA           80.00        01-Dec-2004        284,000.00        283,981.50
        Group 1                 8000023845           NY           80.00        01-Dec-2004        288,000.00        285,086.46
        Group 1                 8000024000           RI           70.00        01-Jan-2005        155,400.00        154,771.51
        Group 1                 8000024053           NY           59.18        01-Dec-2004        290,000.00        285,757.72
        Group 1                 8000024358           NY           48.65        01-Dec-2004        180,000.00        178,395.53
        Group 1                 8000024609           NY           80.00        01-Jan-2005         96,000.00         95,330.41
        Group 1                 8000024709           NJ           84.27        01-Dec-2004        150,000.00        148,157.36
        Group 1                 8000024721           NY           80.00        01-Dec-2004        280,000.00        277,275.89
        Group 1                 8000025195           PA           90.00        01-Jan-2005        105,300.00        104,237.43
        Group 1                 8000025945           NY           80.00        01-Jan-2005        148,400.00        146,574.21
        Group 1                 8000026033           CT           85.00        01-Dec-2004        165,750.00        163,921.01
        Group 1                 8000026130           MA           66.62        01-Jan-2005        216,500.00        214,927.94
        Group 1                 8000026143           NY           90.00        01-Dec-2004        333,900.00        330,250.01
        Group 1                 8000026254           NJ           84.85        01-Dec-2004        140,000.00        138,454.73
        Group 1                 8000026294           CT          100.00        01-Jan-2005        159,900.00        158,496.51
        Group 1                 8000026469           NJ           88.24        01-Dec-2004        150,000.00        149,935.96
        Group 1                 8000026986           PA           77.14        01-Jan-2005        270,000.00        270,000.00
        Group 1                 8000027324           NY           95.00        01-Jan-2005        408,500.00        403,890.36
        Group 1                 8000029117           CT           85.00        01-Jan-2005        182,325.00        180,667.36
        Group 2                 0000001363           NV           95.00        01-Dec-2004         24,360.00         24,164.76
        Group 2                 0000001681           OR          100.00        01-Jan-2005         37,021.00         36,754.29
        Group 2                 0000001844           TN          100.00        01-Dec-2004         33,980.00         33,700.12
        Group 2                 0003252294           WA          100.00        01-Jan-2005         37,400.00         37,185.70
        Group 2                 0003252298           WA          100.00        01-Jan-2005         50,000.00         49,861.07
        Group 2                 0003252341           WA           99.99        01-Jan-2005         64,950.00         64,475.55
        Group 2                 0003252366           WA          100.00        01-Jan-2005         41,800.00         41,570.37
        Group 2                 0003550507           CA          100.00        01-Jan-2005         34,200.00         34,082.48
        Group 2                 0003700638           CA          100.00        01-Jan-2005         33,800.00         33,717.82
        Group 2                 0004100131           WA          100.00        01-Dec-2004         40,000.00         39,726.38
        Group 2                 0004100469           CA          100.00        01-Dec-2004         39,980.00         39,650.66
        Group 2                 0004100505           FL          100.00        01-Dec-2004         49,719.00         49,450.37
        Group 2                 0004101301           CA           84.13        01-Jan-2005         43,000.00         42,793.23
        Group 2                 0004112229           FL          100.00        01-Nov-2004         36,000.00         35,535.93
        Group 2                 0004452692           CO          100.00        01-Jan-2005         47,500.00         47,381.05
        Group 2                 0004600850           AZ          100.00        01-Jan-2005         43,900.00         43,781.13
        Group 2                 0004601595           AZ           99.99        01-Jan-2005         27,750.00         27,652.64
        Group 2                 0004701527           OH          100.00        01-Jan-2005         23,000.00         22,916.75
        Group 2                 1000194558           CA          100.00        01-Nov-2004         59,000.00         58,611.04
        Group 2                 1000194923           OR          100.00        01-Nov-2004         38,300.00         37,707.36
        Group 2                 1000195840           CA          100.00        01-Nov-2004         53,500.00         53,270.63
        Group 2                 1000198698           CA           90.00        01-Dec-2004        121,500.00        120,417.55
        Group 2                 1000200688           NJ          100.00        01-Dec-2004         70,000.00         69,511.41
        Group 2                 1000200774           CA           48.33        01-Dec-2004        116,000.00        114,523.48
        Group 2                 1000201427           MD          100.00        01-Jan-2005         56,200.00         55,870.84
        Group 2                 1000201532           NY           82.35        01-Dec-2004        140,000.00        138,451.75
        Group 2                 1000201905           CA          100.00        01-Dec-2004         48,000.00         47,795.27
        Group 2                 1000202834           CA           95.00        01-Dec-2004          8,750.00          7,286.44
        Group 2                 1000203108           CA           62.50        01-Dec-2004        250,000.00        246,964.42
        Group 2                 1000203158           CA          100.00        01-Dec-2004         33,000.00         32,818.43
        Group 2                 1000203205           WA          100.00        01-Dec-2004         35,800.00         35,624.11
        Group 2                 1000203234           MD          100.00        01-Dec-2004        155,000.00        153,559.79
        Group 2                 1000203442           CA           80.00        01-Dec-2004        327,200.00        323,132.16
        Group 2                 1000203447           AZ          100.00        01-Dec-2004         23,000.00         22,659.34
        Group 2                 1000203468           CA          100.00        01-Dec-2004         49,800.00         49,528.67
        Group 2                 1000204049           MI          100.00        01-Dec-2004         10,500.00         10,343.51
        Group 2                 1000204205           CA          100.00        01-Dec-2004         53,460.00         53,176.33
        Group 2                 1000204312           CA           95.00        01-Dec-2004         12,650.00         11,869.02
        Group 2                 1000204562           CA           56.99        01-Dec-2004        261,000.00        257,482.46
        Group 2                 1000204666           CA          100.00        01-Jan-2005         32,400.00         32,275.86
        Group 2                 1000206725           NC           95.00        01-Jan-2005          6,199.00          5,847.84
        Group 2                 1000206936           CA          100.00        01-Jan-2005         83,800.00         83,421.91
        Group 2                 1000207360           FL           95.00        01-Jan-2005          6,500.00          6,334.84
        Group 2                 1000207375           MD          100.00        01-Jan-2005         32,000.00         31,502.64
        Group 2                 1000207607           MN           95.00        01-Jan-2005          8,940.00          8,433.56
        Group 2                 1000207686           CA          100.00        01-Jan-2005         51,300.00         51,113.35
        Group 2                 1000207886           FL          100.00        01-Jan-2005         31,500.00         31,305.75
        Group 2                 1000208611           CA          100.00        01-Jan-2005         52,000.00         51,795.27
        Group 2                 1000210648           MO           85.00        01-Jan-2005         13,000.00         10,962.99
        Group 2                 4303003746           CA           56.15        01-May-2004         30,000.00         29,156.93
        Group 2                 4303003940           AZ           94.89        01-Aug-2004         46,250.00         45,749.96
        Group 2                 4303004227           NY           95.00        01-Jun-2004         94,600.00         93,695.77
        Group 2                 4303004644           NY          100.00        01-Jul-2004        145,000.00        143,759.83
        Group 2                 4303005809           CA           90.00        01-Jul-2004         42,500.00         42,019.68
        Group 2                 4303006546           CA           95.00        01-Aug-2004         42,000.00         41,725.31
        Group 2                 4303007678           NY          100.00        01-Oct-2004         85,000.00         84,460.72
        Group 2                 4303007687           NY          100.00        01-Oct-2004         95,875.00         95,127.03
        Group 2                 4303007690           NY           90.00        01-Oct-2004         49,400.00         47,913.01
        Group 2                 5000115833           WI          100.00        01-Nov-2004         25,800.00         25,335.33
        Group 2                 5000116827           MN          100.00        01-Dec-2004         29,000.00         28,723.08
        Group 2                 5000117228           CO           92.50        01-Nov-2004         30,000.00         29,758.45
        Group 2                 5000123252           IL          100.00        01-Jan-2005         25,600.00         25,475.20
        Group 2                 5000123761           GA          100.00        01-Jan-2005         23,600.00         23,283.50
        Group 2                 5000124134           IL           90.00        01-Jan-2005         13,000.00         12,292.88
        Group 2                 5000124369           IL          100.00        01-Jan-2005         10,950.00         10,790.24
        Group 2                 6000115609           WI           76.19        01-Dec-2004        160,000.00        158,458.59
        Group 2                 6000118369           NJ           90.00        01-Dec-2004         15,000.00         14,123.38
        Group 2                 6000118482           FL          100.00        01-Dec-2004         25,000.00         24,872.84
        Group 2                 6000118762           FL           95.00        01-Dec-2004         28,500.00         28,390.99
        Group 2                 6000119091           CA          100.00        01-Dec-2004         83,800.00         83,145.00
        Group 2                 6000119304           GA           95.00        01-Dec-2004         11,868.00         11,174.48
        Group 2                 6000120175           FL          100.00        01-Dec-2004         39,800.00         39,630.32
        Group 2                 6000121154           FL          100.00        01-Dec-2004         15,700.00         14,705.88
        Group 2                 6000121364           FL          100.00        01-Dec-2004         21,000.00         19,554.47
        Group 2                 6000121702           RI          100.00        01-Jan-2005         41,600.00         41,343.41
        Group 2                 6000123245           FL          100.00        01-Jan-2005         27,500.00         27,411.01
        Group 2                 6000123248           GA           95.00        01-Dec-2004          7,450.00          7,008.69
        Group 2                 6000123773           NJ           89.64        01-Jan-2005        226,800.00        224,428.72
        Group 2                 6000123934           NJ           95.00        01-Jan-2005          5,000.00          4,730.83
        Group 2                 6000124048           FL          100.00        01-Jan-2005         14,190.00         13,795.95
        Group 2                 6000124313           FL          100.00        01-Jan-2005         32,600.00         32,453.23
        Group 2                 6000124683           FL          100.00        01-Jan-2005         14,100.00         13,263.14
        Group 2                 6000127194           GA          100.00        01-Jan-2005         13,485.00         13,042.73
        Group 2                 6000127930           FL          100.00        01-Jan-2005         47,000.00         46,744.13
        Group 2                 7000119776           HI          100.00        01-Dec-2004         89,000.00         88,578.47
        Group 2                 7000120188           CA          100.00        01-Dec-2004         42,000.00         41,554.31
        Group 2                 7000120852           CA          100.00        01-Dec-2004         62,000.00         61,624.22
        Group 2                 7000121019           FL          100.00        01-Dec-2004         88,000.00         87,567.96
        Group 2                 7000121509           FL          100.00        01-Dec-2004         26,413.00         26,177.51
        Group 2                 7000122273           CA           80.00        01-Dec-2004        205,600.00        203,204.41
        Group 2                 7000122288           HI          100.00        01-Jan-2005         19,400.00         18,884.85
        Group 2                 7000122326           CA          100.00        01-Dec-2004         51,400.00         51,097.12
        Group 2                 7000122893           WA          100.00        01-Dec-2004         42,000.00         41,798.82
        Group 2                 7000123107           MD           95.00        01-Jan-2005         14,225.00         13,440.26
        Group 2                 7000123281           NJ           80.00        01-Jan-2005        220,000.00        217,724.41
        Group 2                 7000124412           MD          100.00        01-Jan-2005         41,000.00         40,830.51
        Group 2                 7000124413           CA          100.00        01-Jan-2005         59,000.00         58,596.01
        Group 2                 7000124468           MA          100.00        01-Jan-2005         58,000.00         57,715.96
        Group 2                 7000124934           DE           95.00        01-Jan-2005          6,500.00          6,140.53
        Group 2                 8000020271           NY           95.00        01-Dec-2004         15,750.00         15,255.15
        Group 2                 8000023707           NJ          100.00        01-Nov-2004         54,000.00         53,763.96
        Group 2                 8000023905           NJ           37.68        01-Dec-2004         78,000.00         77,471.34
        Group 2                 8000026056           CT          100.00        01-Dec-2004         29,250.00         29,102.77
        Group 2                 8000026790           NY          100.00        01-Jan-2005         71,070.00         70,776.27
        Group 2                 8000026957           NY           90.00        01-Jan-2005        205,200.00        202,795.39
        Group 2                 8000028002           NJ           90.85        01-Jan-2005        139,000.00        137,815.60
        Group 2                 8000028022           NJ           84.21        01-Jan-2005        160,000.00        158,524.99
        Group 2                 8000028037           CT          100.00        01-Jan-2005         60,000.00         59,663.73
        Group 3                 0000001257           CA           85.00        01-Dec-2004        413,015.00        412,884.55
        Group 3                 0003367816           CA           85.00        01-Jan-2005        374,000.00        373,985.38
        Group 3                 0003859799           CA           80.00        01-Jan-2005        367,200.00        367,200.00
        Group 3                 0004100668           AZ           80.00        01-Jan-2005        428,000.00        428,000.00
        Group 3                 0004110516           CA           95.00        01-Jan-2005        408,500.00        408,500.00
        Group 3                 0004111205           CA           80.00        01-Jan-2005        448,000.00        448,000.00
        Group 3                 1000196644           GA           90.00        01-Dec-2004        517,500.00        517,500.00
        Group 3                 1000203276           PA           80.00        01-Jan-2005        411,200.00        407,190.99
        Group 3                 1000207294           PA           90.00        01-Jan-2005        450,000.00        445,295.07
        Group 3                 2000016794           CA           85.00        01-Feb-2005        374,000.00        370,279.15
        Group 3                 5000113184           TX           80.00        01-Dec-2004        360,000.00        357,484.14
        Group 3                 7000113015           CA           83.33        01-Sep-2004        500,000.00        492,945.22
        Group 3                 7000118151           CA           80.00        01-Nov-2004        369,600.00        364,910.16
        Group 3                 7000118561           CA           90.00        01-Nov-2004        364,500.00        364,499.07
        Group 3                 7000119699           VA           90.00        01-Dec-2004        382,950.00        382,888.26
        Group 3                 7000120345           MD           82.36        01-Dec-2004        465,333.00        460,581.76
        Group 3                 7000121508           CA           80.00        01-Dec-2004        604,000.00        604,000.00
        Group 3                 7000121641           MD           80.00        01-Jan-2005        364,000.00        359,969.90
        Group 3                 7000121862           CA           80.00        01-Dec-2004        388,000.00        383,550.27
        Group 3                 7000122400           CA           80.00        01-Jan-2005        500,000.00        493,792.31
        Group 3                 7000124014           VA           90.00        01-Jan-2005        495,000.00        495,000.00
        Group 3                 8000017638           CT           80.00        01-Nov-2004        436,000.00        435,243.95
        Group 3                 8000023829           NY           85.00        01-Dec-2004        476,000.00        467,227.94
        Group 3                 8000026105           NY           95.00        01-Jan-2005        413,250.00        409,622.88
        Group 4                 0000000966           CA          100.00        01-Nov-2004         80,721.00         80,055.99
        Group 4                 0000000998           CA          100.00        01-Nov-2004         78,867.00         78,111.99
        Group 4                 0000001299           FL          100.00        01-Dec-2004         77,994.00         77,591.06
        Group 4                 0003859800           CA          100.00        01-Jan-2005         91,800.00         91,340.55
        Group 4                 0004111206           CA          100.00        01-Jan-2005        112,000.00        111,195.04
        Group 4                 1000197031           GA          100.00        01-Dec-2004         57,500.00         57,114.22
        Group 4                 1000201118           CA          100.00        01-Dec-2004         82,400.00         82,046.87
        Group 4                 1000202392           CA          100.00        01-Dec-2004         75,970.00         75,509.60
        Group 4                 1000203166           WA           68.38        01-Dec-2004        581,250.00        573,653.26
        Group 4                 6000115700           MD           95.00        01-Dec-2004         19,600.00         19,067.66
        Group 4                 7000118579           CA           98.15        01-Nov-2004         33,000.00         32,760.57
        Group 4                 7000119004           CA          100.00        01-Nov-2004         92,400.00         91,825.74
        Group 4                 7000121895           CA          100.00        01-Dec-2004         97,000.00         96,412.16
        Group 4                 7000124126           VA           95.00        01-Jan-2005         27,500.00         26,716.80
        Group 4                 8000024556           NY           85.00        01-Dec-2004        369,750.00        365,661.11
        Group 4                 8000026176           NY           95.00        01-Dec-2004         18,550.00         17,939.54





               Prepayment Loan Detail - Prepayments during Current Period (continued)

                                                                                        Current
                                     Loan                     PIF        Months            Loan       Original
         Group                     Number                    Type    Delinquent            Rate           Term       Seasoning
<s>                    <c>               <c>                     <c>            <c>            <c>             <c>
        Group 1                0000000888       Loan Paid in Full           0              7.125%          360              13
        Group 1                0000000965       Loan Paid in Full           0              5.750%          360              13
        Group 1                0000000997       Loan Paid in Full           0              5.750%          360              13
        Group 1                0000001243       Loan Paid in Full           0              8.750%          360              13
        Group 1                0000001298       Loan Paid in Full           0              6.625%          360              12
        Group 1                0000001362       Loan Paid in Full           0              6.375%          360              12
        Group 1                0000001517       Loan Paid in Full           0              7.000%          360              12
        Group 1                0000001609       Loan Paid in Full           0              6.125%          360              11
        Group 1                0000001639       Loan Paid in Full           0              7.500%          360              15
        Group 1                0000001660       Loan Paid in Full           0              6.875%          360              11
        Group 1                0000001843       Loan Paid in Full           0              6.625%          360              12
        Group 1                0000002124       Loan Paid in Full           0              8.850%          360              14
        Group 1                0002058189       Loan Paid in Full           0              7.290%          360              12
        Group 1                0002064846       Loan Paid in Full           0              7.790%          360              12
        Group 1                0002066877       Loan Paid in Full           0              8.690%          360              12
        Group 1                0003366662       Loan Paid in Full           0              5.750%          360              15
        Group 1                0003550797       Loan Paid in Full          (1)             5.750%          360              11
        Group 1                0003700775       Loan Paid in Full           0              7.000%          360              11
        Group 1                0003859778       Loan Paid in Full          (1)             7.990%          360              11
        Group 1                0004090697       Loan Paid in Full          (1)             7.625%          360              12
        Group 1                0004100130       Loan Paid in Full          (1)             6.250%          360              12
        Group 1                0004600849       Loan Paid in Full          (1)             7.125%          360              11
        Group 1                0004601582       Loan Paid in Full          (1)             6.750%          360              11
        Group 1                0004701434       Loan Paid in Full          (1)             8.625%          360              11
        Group 1                0021025665       Loan Paid in Full           0              8.875%          360              11
        Group 1                0021025872       Loan Paid in Full           0              5.750%          360              11
        Group 1                0021026114       Loan Paid in Full          (1)             6.500%          360              11
        Group 1                0024110500       Loan Paid in Full           0              5.250%          360              11
        Group 1                0090100850       Loan Paid in Full          (1)             5.500%          360              12
        Group 1                0093000197       Loan Paid in Full           0              6.750%          360              12
        Group 1                0101100387       Loan Paid in Full          (1)             9.900%          360              11
        Group 1                0102000137       Loan Paid in Full           1              6.750%          360              11
        Group 1                0110200439             Liquidation           8              9.700%          360              11
        Group 1                0112300586       Loan Paid in Full          (1)             8.500%          360              10
        Group 1                1000188962       Loan Paid in Full          (1)             7.990%          360              14
        Group 1                1000190018       Loan Paid in Full           0              6.950%          360              14
        Group 1                1000193811       Loan Paid in Full          (1)             8.500%          360              14
        Group 1                1000194814       Loan Paid in Full          (1)             7.350%          360              13
        Group 1                1000195011       Loan Paid in Full          (1)             6.500%          360              13
        Group 1                1000195762       Loan Paid in Full           5              6.990%          360              13
        Group 1                1000198146       Loan Paid in Full           0              6.800%          360              12
        Group 1                1000198367       Loan Paid in Full           0              7.400%          360              13
        Group 1                1000199431       Loan Paid in Full           0              6.990%          360              13
        Group 1                1000199947       Loan Paid in Full           4              6.900%          360              12
        Group 1                1000200384       Loan Paid in Full           0              7.100%          360              12
        Group 1                1000200530       Loan Paid in Full           6              6.990%          360              12
        Group 1                1000200653       Loan Paid in Full           0              7.500%          360              12
        Group 1                1000200726       Loan Paid in Full          (1)             6.800%          360              12
        Group 1                1000201375       Loan Paid in Full           0              5.650%          360              11
        Group 1                1000201524       Loan Paid in Full          (1)             6.300%          360              12
        Group 1                1000201877       Loan Paid in Full           0              7.550%          360              12
        Group 1                1000202137       Loan Paid in Full           0              8.750%          360              12
        Group 1                1000202359       Loan Paid in Full          (1)             7.600%          360              12
        Group 1                1000202360       Loan Paid in Full           0              5.990%          360              12
        Group 1                1000202778       Loan Paid in Full          (1)             7.800%          360              12
        Group 1                1000203165       Loan Paid in Full           6              5.750%          360              12
        Group 1                1000203204       Loan Paid in Full           0              6.990%          360              12
        Group 1                1000203265       Loan Paid in Full          (1)             7.250%          360              12
        Group 1                1000203370       Loan Paid in Full          (1)             6.950%          360              12
        Group 1                1000203416       Loan Paid in Full           0              5.750%          360              12
        Group 1                1000203423       Loan Paid in Full           1              6.400%          360              12
        Group 1                1000203732       Loan Paid in Full          (1)             5.950%          360              12
        Group 1                1000203805       Loan Paid in Full          (1)             7.900%          360              12
        Group 1                1000204087       Loan Paid in Full          (1)             5.875%          360              12
        Group 1                1000204128       Loan Paid in Full           1              6.990%          360              12
        Group 1                1000204233       Loan Paid in Full          (1)             7.500%          360              12
        Group 1                1000204511       Loan Paid in Full           0              6.950%          360              11
        Group 1                1000205221       Loan Paid in Full           0              8.950%          360              11
        Group 1                1000205488       Loan Paid in Full          (1)             6.500%          360              11
        Group 1                1000205619       Loan Paid in Full           0              6.650%          360              11
        Group 1                1000205831       Loan Paid in Full           0              7.350%          360              11
        Group 1                1000206011       Loan Paid in Full          (1)             6.900%          360              11
        Group 1                1000206331       Loan Paid in Full          (1)             5.250%          360              11
        Group 1                1000206526       Loan Paid in Full           0              8.350%          360              11
        Group 1                1000206577       Loan Paid in Full           0              8.240%          360              11
        Group 1                1000206759       Loan Paid in Full           0              6.050%          360              11
        Group 1                1000207004       Loan Paid in Full           0              7.400%          360              11
        Group 1                1000207218       Loan Paid in Full           0              7.500%          360              11
        Group 1                1000207319       Loan Paid in Full          (1)             7.300%          360              11
        Group 1                1000207446       Loan Paid in Full           0              6.550%          360              11
        Group 1                1000207466       Loan Paid in Full           0              6.500%          360              11
        Group 1                1000208051       Loan Paid in Full           0              6.750%          360              11
        Group 1                1000208489       Loan Paid in Full          (1)             6.100%          360              11
        Group 1                1000208504       Loan Paid in Full          (1)             6.250%          360              11
        Group 1                1000208780       Loan Paid in Full           1              5.250%          360              11
        Group 1                1000209201       Loan Paid in Full           0              7.600%          360              11
        Group 1                1000209822       Loan Paid in Full           0              7.500%          360              11
        Group 1                1000210221       Loan Paid in Full          (1)             7.200%          360              11
        Group 1                1000210592       Loan Paid in Full          (1)             5.650%          360              11
        Group 1                1200014430       Loan Paid in Full          (1)             7.750%          360              10
        Group 1                2000015669       Loan Paid in Full           0              6.100%          360              10
        Group 1                2000017878       Loan Paid in Full           0              8.500%          360              10
        Group 1                5000114298       Loan Paid in Full          (1)             8.700%          360              12
        Group 1                5000114670       Loan Paid in Full           0              7.750%          360              12
        Group 1                5000115314       Loan Paid in Full          (1)             6.990%          360              12
        Group 1                5000115378       Loan Paid in Full           8             10.250%          360              12
        Group 1                5000116262       Loan Paid in Full           0              8.100%          360              12
        Group 1                5000116573       Loan Paid in Full          (1)             6.850%          360              12
        Group 1                5000116764       Loan Paid in Full           1              7.100%          360              12
        Group 1                5000117001       Loan Paid in Full          (1)            10.250%          360              12
        Group 1                5000117011       Loan Paid in Full           0              8.300%          360              12
        Group 1                5000117924       Loan Paid in Full           0              7.000%          360              12
        Group 1                5000118183       Loan Paid in Full           0              6.800%          360              12
        Group 1                5000118294       Loan Paid in Full           0              7.250%          360              12
        Group 1                5000118540       Loan Paid in Full           0              6.640%          360              12
        Group 1                5000118563       Loan Paid in Full           0              8.250%          360              12
        Group 1                5000118959       Loan Paid in Full          (1)             7.750%          360              12
        Group 1                5000118977       Loan Paid in Full          (2)             8.100%          360              12
        Group 1                5000119273       Loan Paid in Full           0              7.950%          360              12
        Group 1                5000119353       Loan Paid in Full          (1)             8.500%          360              12
        Group 1                5000120042       Loan Paid in Full          (1)             9.650%          360              12
        Group 1                5000120511       Loan Paid in Full           0              6.950%          360              12
        Group 1                5000120992       Loan Paid in Full           0              7.450%          360              11
        Group 1                5000121346       Loan Paid in Full           0              7.500%          360              11
        Group 1                5000121408       Loan Paid in Full           0              7.250%          360              11
        Group 1                5000121545       Loan Paid in Full          (1)             6.850%          360              11
        Group 1                5000121609       Loan Paid in Full          (1)             6.250%          360              11
        Group 1                5000121768       Loan Paid in Full          (1)             6.800%          360              11
        Group 1                5000122082       Loan Paid in Full           0              7.500%          360              11
        Group 1                5000122630       Loan Paid in Full           0              7.250%          360              11
        Group 1                5000123076       Loan Paid in Full          (1)             6.150%          360              11
        Group 1                5000123427       Loan Paid in Full           0              7.300%          360              11
        Group 1                5000123560       Loan Paid in Full          (1)             8.750%          360              11
        Group 1                5000123779       Loan Paid in Full          (1)             6.450%          360              11
        Group 1                5000123951       Loan Paid in Full          (1)             6.500%          360              11
        Group 1                5000123974       Loan Paid in Full          (1)             6.600%          360              11
        Group 1                5000124204       Loan Paid in Full           0              6.000%          360              11
        Group 1                5000124305       Loan Paid in Full          (1)             7.450%          360              11
        Group 1                6000090448       Loan Paid in Full           0              7.700%          360              20
        Group 1                6000115653       Loan Paid in Full           0              8.200%          360              12
        Group 1                6000115968       Loan Paid in Full           0              8.500%          360              13
        Group 1                6000116841       Loan Paid in Full           0             10.500%          360              13
        Group 1                6000117295       Loan Paid in Full          (1)             8.250%          360              13
        Group 1                6000117827       Loan Paid in Full           0              6.450%          360              12
        Group 1                6000118092       Loan Paid in Full          (1)             6.500%          360              12
        Group 1                6000118271       Loan Paid in Full           0              8.990%          360              12
        Group 1                6000118332       Loan Paid in Full           0              7.500%          360              12
        Group 1                6000118602       Loan Paid in Full          (1)            10.200%          360              12
        Group 1                6000119041       Loan Paid in Full           0              6.800%          360              12
        Group 1                6000119083       Loan Paid in Full           1              9.800%          360              12
        Group 1                6000119275       Loan Paid in Full           0              7.100%          360              12
        Group 1                6000119345       Loan Paid in Full           0              8.500%          360              12
        Group 1                6000119424       Loan Paid in Full           0              6.100%          360              12
        Group 1                6000119539       Loan Paid in Full          (1)             7.500%          360              12
        Group 1                6000119565       Loan Paid in Full          (1)             7.650%          360              12
        Group 1                6000120143       Loan Paid in Full           0              7.150%          360              12
        Group 1                6000120224       Loan Paid in Full           0              7.350%          360              12
        Group 1                6000120370       Loan Paid in Full          (1)             8.750%          360              11
        Group 1                6000120454       Loan Paid in Full          (1)             6.250%          360              12
        Group 1                6000120577       Loan Paid in Full          (1)             6.900%          360              12
        Group 1                6000121051       Loan Paid in Full           0              7.200%          360              12
        Group 1                6000121334       Loan Paid in Full           0              6.900%          360              12
        Group 1                6000121498       Loan Paid in Full           0             10.750%          360              12
        Group 1                6000122490       Loan Paid in Full           0              6.950%          360              11
        Group 1                6000122495       Loan Paid in Full           0              7.550%          360              12
        Group 1                6000123397       Loan Paid in Full           0              6.900%          360              11
        Group 1                6000123673       Loan Paid in Full           0              7.200%          360              11
        Group 1                6000123674       Loan Paid in Full          (1)             9.450%          360              11
        Group 1                6000123942       Loan Paid in Full           0              7.200%          360              11
        Group 1                6000124302       Loan Paid in Full           0              6.450%          360              11
        Group 1                6000124575       Loan Paid in Full           0              7.450%          360              11
        Group 1                6000124589       Loan Paid in Full          (1)             7.600%          360              11
        Group 1                6000124782       Loan Paid in Full          (1)             7.550%          360              11
        Group 1                6000125267       Loan Paid in Full           0              7.850%          360              11
        Group 1                6000127140       Loan Paid in Full          (1)             6.050%          360              11
        Group 1                7000118021       Loan Paid in Full          (1)             5.900%          360              13
        Group 1                7000118322       Loan Paid in Full           8              7.850%          360              13
        Group 1                7000118521       Loan Paid in Full          (1)             7.550%          360              12
        Group 1                7000119121       Loan Paid in Full           0              5.700%          360              12
        Group 1                7000119282       Loan Paid in Full           0              7.750%          360              11
        Group 1                7000119404       Loan Paid in Full           0              7.750%          360              12
        Group 1                7000119666       Loan Paid in Full          (1)             6.875%          360              12
        Group 1                7000120171       Loan Paid in Full          (1)             5.800%          360              12
        Group 1                7000120430       Loan Paid in Full          (1)             6.900%          360              12
        Group 1                7000120515       Loan Paid in Full          (1)             8.250%          360              12
        Group 1                7000120894       Loan Paid in Full           0              5.350%          360              11
        Group 1                7000121357       Loan Paid in Full          (1)             7.300%          360              12
        Group 1                7000122027       Loan Paid in Full           0              9.300%          360              12
        Group 1                7000122242       Loan Paid in Full           0              7.650%          360              11
        Group 1                7000122805       Loan Paid in Full          (1)             8.200%          360              11
        Group 1                7000123013       Loan Paid in Full           0              7.700%          360              11
        Group 1                7000123200       Loan Paid in Full          (1)             5.700%          360              11
        Group 1                7000123865       Loan Paid in Full          (1)             8.050%          360              11
        Group 1                7000123910       Loan Paid in Full           0              6.875%          360              11
        Group 1                7000124361       Loan Paid in Full           0              5.700%          360              11
        Group 1                7000124457       Loan Paid in Full          (1)             7.400%          360              11
        Group 1                7000125633       Loan Paid in Full           0              6.990%          360              11
        Group 1                8000020163       Loan Paid in Full           0              7.150%          360              12
        Group 1                8000022250       Loan Paid in Full           0              7.950%          360              13
        Group 1                8000022622       Loan Paid in Full           0             10.700%          360              11
        Group 1                8000023099       Loan Paid in Full          (1)             6.250%          360              12
        Group 1                8000023845       Loan Paid in Full           0              7.450%          360              12
        Group 1                8000024000       Loan Paid in Full          (1)            11.500%          360              11
        Group 1                8000024053       Loan Paid in Full          (1)             5.500%          360              12
        Group 1                8000024358       Loan Paid in Full           0              8.100%          360              12
        Group 1                8000024609       Loan Paid in Full          (1)             8.900%          360              11
        Group 1                8000024709       Loan Paid in Full          (1)             7.050%          360              12
        Group 1                8000024721       Loan Paid in Full           0              7.650%          360              12
        Group 1                8000025195       Loan Paid in Full           0              7.050%          360              11
        Group 1                8000025945       Loan Paid in Full          (1)             5.990%          360              11
        Group 1                8000026033       Loan Paid in Full           0              7.200%          360              12
        Group 1                8000026130       Loan Paid in Full          (1)             8.700%          360              11
        Group 1                8000026143       Loan Paid in Full          (1)             7.050%          360              12
        Group 1                8000026254       Loan Paid in Full           0              7.000%          360              12
        Group 1                8000026294       Loan Paid in Full          (1)             7.750%          360              11
        Group 1                8000026469       Loan Paid in Full           0              6.350%          360              12
        Group 1                8000026986       Loan Paid in Full          (1)             6.050%          360              11
        Group 1                8000027324       Loan Paid in Full           0              6.450%          360              11
        Group 1                8000029117       Loan Paid in Full           3              7.950%          360              11
        Group 2                0000001363       Loan Paid in Full           0              8.625%          180              12
        Group 2                0000001681       Loan Paid in Full           0             10.250%          180              11
        Group 2                0000001844       Loan Paid in Full           0              8.490%          180              12
        Group 2                0003252294       Loan Paid in Full           0              9.500%          180              11
        Group 2                0003252298       Loan Paid in Full          (1)            11.250%          360              11
        Group 2                0003252341       Loan Paid in Full          (1)             9.625%          360              11
        Group 2                0003252366       Loan Paid in Full          (1)            10.990%          360              11
        Group 2                0003550507       Loan Paid in Full           0              9.625%          360              11
        Group 2                0003700638       Loan Paid in Full           0             11.250%          360              11
        Group 2                0004100131       Loan Paid in Full          (1)            10.125%          180              12
        Group 2                0004100469       Loan Paid in Full          (1)             8.750%          180              12
        Group 2                0004100505       Loan Paid in Full          (1)            11.000%          180              12
        Group 2                0004101301       Loan Paid in Full          (1)            10.700%          180              11
        Group 2                0004112229       Loan Paid in Full          (1)            11.500%          360              13
        Group 2                0004452692       Loan Paid in Full           0             11.750%          360              11
        Group 2                0004600850       Loan Paid in Full          (1)            10.750%          180              11
        Group 2                0004601595       Loan Paid in Full           0             10.750%          360              11
        Group 2                0004701527       Loan Paid in Full           0              9.990%          360              11
        Group 2                1000194558       Loan Paid in Full           0              9.990%          360              13
        Group 2                1000194923       Loan Paid in Full          (1)            11.875%          240              13
        Group 2                1000195840       Loan Paid in Full           5             11.990%          360              13
        Group 2                1000198698       Loan Paid in Full          (1)             8.100%          360              12
        Group 2                1000200688       Loan Paid in Full           0             10.000%          360              12
        Group 2                1000200774       Loan Paid in Full           0              6.250%          360              12
        Group 2                1000201427       Loan Paid in Full           0              9.750%          360              11
        Group 2                1000201532       Loan Paid in Full          (1)             6.990%          360              12
        Group 2                1000201905       Loan Paid in Full           0             11.650%          360              12
        Group 2                1000202834       Loan Paid in Full          (1)            12.500%           60              12
        Group 2                1000203108       Loan Paid in Full          (1)             6.500%          360              12
        Group 2                1000203158       Loan Paid in Full           0             10.990%          360              12
        Group 2                1000203205       Loan Paid in Full           0             10.990%          360              12
        Group 2                1000203234       Loan Paid in Full          (1)             7.900%          360              12
        Group 2                1000203442       Loan Paid in Full          (1)             6.375%          360              12
        Group 2                1000203447       Loan Paid in Full          (1)            11.525%          240              12
        Group 2                1000203468       Loan Paid in Full           0             10.500%          360              12
        Group 2                1000204049       Loan Paid in Full          (1)            11.500%          240              12
        Group 2                1000204205       Loan Paid in Full           6             10.625%          360              12
        Group 2                1000204312       Loan Paid in Full          (1)            11.750%          120              12
        Group 2                1000204562       Loan Paid in Full          (1)             6.250%          360              12
        Group 2                1000204666       Loan Paid in Full           0             11.750%          360              11
        Group 2                1000206725       Loan Paid in Full           0             11.500%          120              11
        Group 2                1000206936       Loan Paid in Full          (1)            10.990%          360              11
        Group 2                1000207360       Loan Paid in Full           0             11.990%          180              11
        Group 2                1000207375       Loan Paid in Full          (1)            10.500%          240              11
        Group 2                1000207607       Loan Paid in Full           0             11.500%          120              11
        Group 2                1000207686       Loan Paid in Full           0             11.990%          360              11
        Group 2                1000207886       Loan Paid in Full          (1)             9.500%          360              11
        Group 2                1000208611       Loan Paid in Full          (1)            11.625%          360              11
        Group 2                1000210648       Loan Paid in Full          (1)            11.990%           60              11
        Group 2                4303003746       Loan Paid in Full           0             10.125%          240              19
        Group 2                4303003940       Loan Paid in Full           0              8.750%          180              16
        Group 2                4303004227       Loan Paid in Full          (1)             9.750%          360              18
        Group 2                4303004644       Loan Paid in Full          (1)            10.000%          360              17
        Group 2                4303005809       Loan Paid in Full          (1)             8.625%          180              17
        Group 2                4303006546       Loan Paid in Full          (1)            10.990%          180              16
        Group 2                4303007678       Loan Paid in Full           0             10.500%          360              14
        Group 2                4303007687       Loan Paid in Full           0              9.500%          360              14
        Group 2                4303007690       Loan Paid in Full          (1)             8.500%          360              14
        Group 2                5000115833       Loan Paid in Full           0             10.625%          240              13
        Group 2                5000116827       Loan Paid in Full           0             11.750%          360              12
        Group 2                5000117228       Loan Paid in Full          (1)             8.990%          360              13
        Group 2                5000123252       Loan Paid in Full          (1)            10.625%          360              11
        Group 2                5000123761       Loan Paid in Full           0             11.990%          240              11
        Group 2                5000124134       Loan Paid in Full          (1)            12.250%          120              11
        Group 2                5000124369       Loan Paid in Full          (1)            11.000%          240              11
        Group 2                6000115609       Loan Paid in Full          (1)             7.700%          360              12
        Group 2                6000118369       Loan Paid in Full           0             12.500%          120              12
        Group 2                6000118482       Loan Paid in Full          (1)            11.125%          360              12
        Group 2                6000118762       Loan Paid in Full           0             12.150%          360              12
        Group 2                6000119091       Loan Paid in Full           0              8.750%          360              12
        Group 2                6000119304       Loan Paid in Full           0             12.500%          120              12
        Group 2                6000120175       Loan Paid in Full           0             11.650%          360              12
        Group 2                6000121154       Loan Paid in Full           0             11.000%          120              12
        Group 2                6000121364       Loan Paid in Full           0              9.475%          120              12
        Group 2                6000121702       Loan Paid in Full          (1)             9.500%          360              11
        Group 2                6000123245       Loan Paid in Full           0             12.525%          360              11
        Group 2                6000123248       Loan Paid in Full           0             12.250%          120              12
        Group 2                6000123773       Loan Paid in Full          (1)             6.850%          360              11
        Group 2                6000123934       Loan Paid in Full          (1)            12.500%          120              11
        Group 2                6000124048       Loan Paid in Full           0             11.000%          180              11
        Group 2                6000124313       Loan Paid in Full           0             11.000%          360              11
        Group 2                6000124683       Loan Paid in Full           0             10.625%          120              11
        Group 2                6000127194       Loan Paid in Full          (1)             9.475%          180              11
        Group 2                6000127930       Loan Paid in Full          (1)            10.125%          360              11
        Group 2                7000119776       Loan Paid in Full           0             11.275%          360              12
        Group 2                7000120188       Loan Paid in Full          (1)             9.000%          360              12
        Group 2                7000120852       Loan Paid in Full           0              9.990%          360              12
        Group 2                7000121019       Loan Paid in Full          (1)            10.990%          360              12
        Group 2                7000121509       Loan Paid in Full          (3)            12.525%          360              12
        Group 2                7000122273       Loan Paid in Full           0              6.900%          360              12
        Group 2                7000122288       Loan Paid in Full           0             11.500%          180              11
        Group 2                7000122326       Loan Paid in Full           0             10.125%          360              12
        Group 2                7000122893       Loan Paid in Full          (1)            11.125%          360              12
        Group 2                7000123107       Loan Paid in Full           0             11.990%          120              11
        Group 2                7000123281       Loan Paid in Full          (1)             8.000%          360              11
        Group 2                7000124412       Loan Paid in Full           0             11.400%          360              11
        Group 2                7000124413       Loan Paid in Full           0              8.990%          360              11
        Group 2                7000124468       Loan Paid in Full          (1)            10.625%          360              11
        Group 2                7000124934       Loan Paid in Full          (1)            12.250%          120              11
        Group 2                8000020271       Loan Paid in Full           0             11.990%          180              12
        Group 2                8000023707       Loan Paid in Full          (1)            11.900%          360              13
        Group 2                8000023905       Loan Paid in Full           0              9.450%          360              12
        Group 2                8000026056       Loan Paid in Full           0             10.875%          360              12
        Group 2                8000026790       Loan Paid in Full           0             11.400%          360              11
        Group 2                8000026957       Loan Paid in Full          (1)             6.250%          360              11
        Group 2                8000028002       Loan Paid in Full           0              7.900%          360              11
        Group 2                8000028022       Loan Paid in Full           0              7.500%          360              11
        Group 2                8000028037       Loan Paid in Full           0             10.375%          360              11
        Group 3                0000001257       Loan Paid in Full           0              7.000%          360              12
        Group 3                0003367816       Loan Paid in Full           0              6.875%          360              11
        Group 3                0003859799       Loan Paid in Full          (1)             7.250%          360              11
        Group 3                0004100668       Loan Paid in Full          (1)             7.125%          360              11
        Group 3                0004110516       Loan Paid in Full           0              7.850%          360              11
        Group 3                0004111205       Loan Paid in Full           0              5.125%          360              11
        Group 3                1000196644       Loan Paid in Full          (1)             6.850%          360              12
        Group 3                1000203276       Loan Paid in Full          (1)             7.300%          360              11
        Group 3                1000207294       Loan Paid in Full           0              6.850%          360              11
        Group 3                2000016794       Loan Paid in Full          (1)             6.640%          360              10
        Group 3                5000113184             Liquidation           6              9.300%          360              12
        Group 3                7000113015       Loan Paid in Full           0              6.850%          360              15
        Group 3                7000118151       Loan Paid in Full          (1)             6.950%          360              13
        Group 3                7000118561       Loan Paid in Full           0              5.400%          360              13
        Group 3                7000119699       Loan Paid in Full          (1)             6.250%          360              12
        Group 3                7000120345       Loan Paid in Full          (1)             7.990%          360              12
        Group 3                7000121508       Loan Paid in Full           0              5.550%          360              12
        Group 3                7000121641       Loan Paid in Full          (1)             6.550%          360              11
        Group 3                7000121862       Loan Paid in Full          (1)             6.800%          360              12
        Group 3                7000122400       Loan Paid in Full          (1)             5.990%          360              11
        Group 3                7000124014       Loan Paid in Full          (1)             6.490%          360              11
        Group 3                8000017638       Loan Paid in Full          (1)             5.990%          360              13
        Group 3                8000023829       Loan Paid in Full           0              5.700%          360              12
        Group 3                8000026105       Loan Paid in Full           0              7.750%          360              11
        Group 4                0000000966       Loan Paid in Full           0              8.875%          180              13
        Group 4                0000000998       Loan Paid in Full           0              8.125%          180              13
        Group 4                0000001299       Loan Paid in Full           0             10.750%          180              12
        Group 4                0003859800       Loan Paid in Full           0             10.500%          180              11
        Group 4                0004111206       Loan Paid in Full           0              8.750%          180              11
        Group 4                1000197031       Loan Paid in Full          (1)             9.500%          360              12
        Group 4                1000201118       Loan Paid in Full           0             11.625%          360              12
        Group 4                1000202392       Loan Paid in Full           0              9.990%          360              12
        Group 4                1000203166       Loan Paid in Full          (1)             6.250%          360              12
        Group 4                6000115700       Loan Paid in Full           0             12.250%          180              12
        Group 4                7000118579       Loan Paid in Full           0              9.500%          360              13
        Group 4                7000119004       Loan Paid in Full          (1)            11.125%          360              13
        Group 4                7000121895       Loan Paid in Full          (1)             9.990%          360              12
        Group 4                7000124126       Loan Paid in Full          (1)            10.990%          180              11
        Group 4                8000024556       Loan Paid in Full           0              6.990%          360              12
        Group 4                8000026176       Loan Paid in Full          (1)            12.250%          180              12




                                            Prepayment - Voluntary Prepayments


  Summary
     SMM                                   CPR                                      PSA
     <s>                  <c>              <s>                   <c>                <s>                         <c>
     Current Month            5.151%       Current Month             46.985%        Current Month               2,019.869%
     3 Month Average          4.696%       3 Month Average           43.768%        3 Month Average             2,057.909%
     12 Month Average         0.000%       12 Month Average           0.000%        12 Month Average                0.000%



                CPR: Current vs 12mo Average*                                PSA: Current vs 12mo Average*
          Month        Current        12mo Avg.                        Month        Current        12mo Avg.
             <s>           <c>            <c>                             <s>           <c>            <c>



         Jan-2005          N/A           N/A                          Jan-2005          N/A           N/A
         Feb-2005       4.556%           N/A                          Feb-2005   1,352.692%           N/A
         Mar-2005      13.548%           N/A                          Mar-2005   2,531.312%           N/A
         Apr-2005      16.778%           N/A                          Apr-2005   2,285.517%           N/A
         May-2005      22.318%           N/A                          May-2005   2,393.499%           N/A
         Jun-2005      30.270%           N/A                          Jun-2005   2,675.148%           N/A
         Jul-2005      31.037%           N/A                          Jul-2005   2,333.148%           N/A
         Aug-2005      35.922%           N/A                          Aug-2005   2,347.134%           N/A
         Sep-2005      41.544%           N/A                          Sep-2005   2,401.507%           N/A
         Oct-2005      39.249%           N/A                          Oct-2005   2,035.416%           N/A
         Nov-2005      45.072%           N/A                          Nov-2005   2,118.442%           N/A
         Dec-2005      46.985%           N/A                          Dec-2005   2,019.869%           N/A

     *The text reported in the above table is presented        *The text reported in the above table is presented
     graphically on the monthly bond remittance report. The    graphically on the monthly bond remittance report. The
     monthly bond remittance report can be viewed online at    monthly bond remittance report can be viewed online at
     www.ctslink.com.                                          www.ctslink.com.



  Group 1
     SMM                                   CPR                                      PSA
     <s>                  <c>              <s>                   <c>                <s>                         <c>
     Current Month            5.655%       Current Month             50.266%        Current Month               2,167.244%
     3 Month Average          4.901%       3 Month Average           45.093%        3 Month Average             2,121.489%
     12 Month Average         0.000%       12 Month Average           0.000%        12 Month Average                0.000%



                CPR: Current vs 12mo Average*                                PSA: Current vs 12mo Average*
          Month        Current        12mo Avg.                        Month        Current        12mo Avg.
             <s>           <c>            <c>                             <s>           <c>            <c>



         Jan-2005          N/A           N/A                          Jan-2005          N/A           N/A
         Feb-2005       4.752%           N/A                          Feb-2005   1,456.676%           N/A
         Mar-2005      13.648%           N/A                          Mar-2005   2,597.209%           N/A
         Apr-2005      19.164%           N/A                          Apr-2005   2,642.095%           N/A
         May-2005      21.402%           N/A                          May-2005   2,316.028%           N/A
         Jun-2005      30.216%           N/A                          Jun-2005   2,690.531%           N/A
         Jul-2005      34.124%           N/A                          Jul-2005   2,580.451%           N/A
         Aug-2005      36.388%           N/A                          Aug-2005   2,389.271%           N/A
         Sep-2005      42.676%           N/A                          Sep-2005   2,476.927%           N/A
         Oct-2005      38.621%           N/A                          Oct-2005   2,009.711%           N/A
         Nov-2005      46.392%           N/A                          Nov-2005   2,187.514%           N/A
         Dec-2005      50.266%           N/A                          Dec-2005   2,167.244%           N/A

     *The text reported in the above table is presented        *The text reported in the above table is presented
     graphically on the monthly bond remittance report. The    graphically on the monthly bond remittance report. The
     monthly bond remittance report can be viewed online at    monthly bond remittance report can be viewed online at
     www.ctslink.com.                                          www.ctslink.com.



  Group 2
     SMM                                   CPR                                      PSA
     <s>                  <c>              <s>                   <c>                <s>                         <c>
     Current Month            4.332%       Current Month             41.226%        Current Month               1,709.799%
     3 Month Average          4.473%       3 Month Average           42.208%        3 Month Average             1,916.696%
     12 Month Average         0.000%       12 Month Average           0.000%        12 Month Average                0.000%



                CPR: Current vs 12mo Average*                                PSA: Current vs 12mo Average*
          Month        Current        12mo Avg.                        Month        Current        12mo Avg.
             <s>           <c>            <c>                             <s>           <c>            <c>



         Jan-2005          N/A           N/A                          Jan-2005          N/A           N/A
         Feb-2005       3.612%           N/A                          Feb-2005     814.145%           N/A
         Mar-2005      14.313%           N/A                          Mar-2005   2,249.856%           N/A
         Apr-2005      13.319%           N/A                          Apr-2005   1,606.582%           N/A
         May-2005      15.516%           N/A                          May-2005   1,511.489%           N/A
         Jun-2005      22.974%           N/A                          Jun-2005   1,876.590%           N/A
         Jul-2005      28.048%           N/A                          Jul-2005   1,977.824%           N/A
         Aug-2005      28.434%           N/A                          Aug-2005   1,755.769%           N/A
         Sep-2005      45.071%           N/A                          Sep-2005   2,482.620%           N/A
         Oct-2005      39.940%           N/A                          Oct-2005   1,984.664%           N/A
         Nov-2005      45.458%           N/A                          Nov-2005   2,055.625%           N/A
         Dec-2005      41.226%           N/A                          Dec-2005   1,709.799%           N/A

     *The text reported in the above table is presented        *The text reported in the above table is presented
     graphically on the monthly bond remittance report. The    graphically on the monthly bond remittance report. The
     monthly bond remittance report can be viewed online at    monthly bond remittance report can be viewed online at
     www.ctslink.com.                                          www.ctslink.com.



  Group 3
     SMM                                   CPR                                      PSA
     <s>                  <c>              <s>                   <c>                <s>                         <c>
     Current Month            4.317%       Current Month             41.112%        Current Month               1,794.957%
     3 Month Average          4.297%       3 Month Average           40.967%        3 Month Average             1,970.089%
     12 Month Average         0.000%       12 Month Average           0.000%        12 Month Average                0.000%



                CPR: Current vs 12mo Average*                                PSA: Current vs 12mo Average*
          Month        Current        12mo Avg.                        Month        Current        12mo Avg.
             <s>           <c>            <c>                             <s>           <c>            <c>



         Jan-2005          N/A           N/A                          Jan-2005          N/A           N/A
         Feb-2005       4.379%           N/A                          Feb-2005   1,450.779%           N/A
         Mar-2005      13.955%           N/A                          Mar-2005   2,784.229%           N/A
         Apr-2005      13.863%           N/A                          Apr-2005   1,979.972%           N/A
         May-2005      27.811%           N/A                          May-2005   3,098.943%           N/A
         Jun-2005      36.247%           N/A                          Jun-2005   3,304.073%           N/A
         Jul-2005      24.406%           N/A                          Jul-2005   1,882.688%           N/A
         Aug-2005      39.723%           N/A                          Aug-2005   2,658.209%           N/A
         Sep-2005      38.306%           N/A                          Sep-2005   2,260.959%           N/A
         Oct-2005      40.979%           N/A                          Oct-2005   2,165.251%           N/A
         Nov-2005      40.811%           N/A                          Nov-2005   1,950.060%           N/A
         Dec-2005      41.112%           N/A                          Dec-2005   1,794.957%           N/A

     *The text reported in the above table is presented        *The text reported in the above table is presented
     graphically on the monthly bond remittance report. The    graphically on the monthly bond remittance report. The
     monthly bond remittance report can be viewed online at    monthly bond remittance report can be viewed online at
     www.ctslink.com.                                          www.ctslink.com.



  Group 4
     SMM                                   CPR                                      PSA
     <s>                  <c>              <s>                   <c>                <s>                         <c>
     Current Month            4.176%       Current Month             40.060%        Current Month               1,708.753%
     3 Month Average          4.255%       3 Month Average           40.604%        3 Month Average             1,899.224%
     12 Month Average         0.000%       12 Month Average           0.000%        12 Month Average                0.000%



                CPR: Current vs 12mo Average*                                PSA: Current vs 12mo Average*
          Month        Current        12mo Avg.                        Month        Current        12mo Avg.
             <s>           <c>            <c>                             <s>           <c>            <c>



         Jan-2005          N/A           N/A                          Jan-2005          N/A           N/A
         Feb-2005       5.371%           N/A                          Feb-2005   1,525.828%           N/A
         Mar-2005       6.685%           N/A                          Mar-2005   1,215.109%           N/A
         Apr-2005       1.887%           N/A                          Apr-2005     251.070%           N/A
         May-2005      27.900%           N/A                          May-2005   2,941.144%           N/A
         Jun-2005      19.675%           N/A                          Jun-2005   1,714.484%           N/A
         Jul-2005      22.174%           N/A                          Jul-2005   1,644.137%           N/A
         Aug-2005      30.705%           N/A                          Aug-2005   1,983.976%           N/A
         Sep-2005      25.919%           N/A                          Sep-2005   1,481.010%           N/A
         Oct-2005      37.733%           N/A                          Oct-2005   1,938.668%           N/A
         Nov-2005      44.018%           N/A                          Nov-2005   2,050.252%           N/A
         Dec-2005      40.060%           N/A                          Dec-2005   1,708.753%           N/A

     *The text reported in the above table is presented        *The text reported in the above table is presented
     graphically on the monthly bond remittance report. The    graphically on the monthly bond remittance report. The
     monthly bond remittance report can be viewed online at    monthly bond remittance report can be viewed online at
     www.ctslink.com.                                          www.ctslink.com.


<FN>

Calculation Methodology:
Single Month Mortality (SMM):  (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled
Principal)
Conditional PrePayment Rate (CPR):  1 - ((1 - SMM)^12)
PSA Standard Prepayment Model:  100 * CPR / (0.2 * MIN(30,WAS))
Weighted Average Seasoning (WAS):  sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal
Balance))







</FN>




                                                     Modifications

             Loan          Beginning            Current        Prior     Modified             Prior            Modified
           Number            Balance            Balance         Rate         Rate            Payment            Payment
<s>             <c>                <c>                <c>          <c>          <c>                <c>

                                         No Modifications this Period




                                                          Substitutions
                              Loans Repurchased                                          Loans Substituted

            Loan          Current     Current          Current             Loan            Current     Current           Current
          Number          Balance        Rate          Payment           Number             Balance       Rate           Payment
<s>               <c>               <c>         <c>              <c>              <c>                 <c>    <c>

                                                 No Substitutions this Period




                                     Repurchases

               Loan                Current        Current               Current
             Number                Balance           Rate               Payment
<s>               <c>                    <c>            <c>

                           No Repurchases this Period