UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D. C. 20549
FORM 8-K/A
CURRENT REPORT
Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): December 27, 2005
FBR SECURITIZATION TRUST
Callable Mortgage-Backed Notes, Series 2005-2
(Exact name of registrant as specified in its charter)
New York (governing law of 333-127901-01
Pooling and Servicing Agreement) (Commission N/A
(State or other File Number) IRS EIN
jurisdiction
of Incorporation)
c/o Wells Fargo Bank, N.A.
9062 Old Annapolis Road
Columbia, MD 21045
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (410) 884-2000
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act(17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act(17 CFR 240.13e-4(c))
ITEM 8.01 Other Events
Subsequent to filing the 8-K relating to the payment date on December 27, 2005,
a revision was made to the FBR SECURITIZATION TRUST Callable Mortgage-Backed
Notes, Series 2005-2 which was not included in the original 8-K filed. The 8-K
is being amended to reflect a restatement of delinquencies due to incorrect
action codes provided at issuance. The name of the trust and the payment date
have also been corrected. The revised data has been and will continue to be
available on the Wells Fargo Bank, N.A. website at www.ctslink.com.
ITEM 9.01 Financial Statements and Exhibits
(c) Exhibits
Exhibit Number Description
EX-99.1 Amended monthly report distributed to
holders of Callable Mortgage-Backed
Notes, Series 2005-2 Trust, relating to
the December 27, 2005 distribution.
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
FBR SECURITIZATION TRUST
Callable Mortgage-Backed Notes, Series 2005-2 Trust
(Registrant)
By: Wells Fargo Bank, N.A. as Securities Administrator
By: /s/ Beth Belfield as Officer
By: Beth Belfield as Officer
Date: 3/24/2006
INDEX TO EXHIBITS
Exhibit Number Description
EX-99.1 Amended monthly report distributed to holders of
Callable Mortgage-Backed Notes, Series 2005-2 Trust,
relating to the December 27, 2005 distribution.
EX-99.1
Friedman, Billings, Ramsey & Co., Inc.
Callable Mortgage-Backed Notes
Record Date: 11/30/2005
Distribution Date: 12/27/2005
Friedman, Billings, Ramsey & Co., Inc.
Callable Mortgage-Backed Notes
Series 2005-2
Contact: Customer Service - CTSLink
Wells Fargo Bank, N.A.
Securities Administration Services
7485 New Horizon Way
Frederick, MD 21703
www.ctslink.com
Telephone: (301) 815-6600
Fax: (301) 815-6660
Certificateholder Distribution Summary
Class CUSIP Certificate Beginning Interest
Pass-Through Certificate Distribution
Rate Balance
<s> <c> <c> <c> <c>
AV1 30246QAC7 4.44375% 824,343,988.96 3,256,158.76
AV2-A1 30246QAD5 4.33375% 187,414,169.24 721,961.03
AV2-1B1 30246QAS2 4.31375% 199,981,990.01 766,819.83
AV2-1B2 30246QAT0 4.37375% 76,688,000.00 298,145.90
AV2-2A 30246QAE3 4.44375% 154,260,000.00 609,327.00
AV2-3A 30246QAF0 4.48375% 134,000,000.00 534,064.44
AV2-3B1 30246QAU7 4.46375% 139,180,000.00 552,235.31
AV2-3B2 30246QAV5 4.57375% 24,560,000.00 99,850.04
M-1 30246QAG8 4.67375% 83,200,000.00 345,649.78
M-2 30246QAH6 4.69375% 71,800,000.00 299,565.56
M-3 30246QAJ2 4.70375% 41,030,000.00 171,550.99
M-4 30246QAK9 4.81375% 38,750,000.00 165,806.94
M-5 30246QAL7 4.84375% 35,330,000.00 152,115.28
M-6 30246QAM5 4.91375% 29,630,000.00 129,417.26
M-7 30246QAN3 5.44375% 27,350,000.00 132,343.61
M-8 30246QAP8 5.54375% 22,800,000.00 112,353.33
M-9 30246QAQ6 6.04375% 17,100,000.00 91,865.00
M-10 30246QAR4 6.44375% 48,920,000.00 280,202.89
N 30246QAW3 5.19400% 46,698,517.58 202,126.75
OWNTRST FBR0502OT 0.00000% 0.00 0.00
Totals 2,203,036,665.79 8,921,559.70
Certificateholder Distribution Summary (continued)
Class Principal Current Ending Total Cummulative
Distribution Realized Certificate Distribution Realized
Loss Balance Losses
<s> <c> <c> <c> <c> <c>
AV1 35,694,535.73 0.00 788,649,453.23 38,950,694.49 0.00
AV2-A1 14,116,178.62 0.00 173,297,990.62 14,838,139.65 0.00
AV2-1B1 20,838,995.33 0.00 179,142,994.68 21,605,815.16 0.00
AV2-1B2 0.00 0.00 76,688,000.00 298,145.90 0.00
AV2-2A 0.00 0.00 154,260,000.00 609,327.00 0.00
AV2-3A 0.00 0.00 134,000,000.00 534,064.44 0.00
AV2-3B1 0.00 0.00 139,180,000.00 552,235.31 0.00
AV2-3B2 0.00 0.00 24,560,000.00 99,850.04 0.00
M-1 0.00 0.00 83,200,000.00 345,649.78 0.00
M-2 0.00 0.00 71,800,000.00 299,565.56 0.00
M-3 0.00 0.00 41,030,000.00 171,550.99 0.00
M-4 0.00 0.00 38,750,000.00 165,806.94 0.00
M-5 0.00 0.00 35,330,000.00 152,115.28 0.00
M-6 0.00 0.00 29,630,000.00 129,417.26 0.00
M-7 0.00 0.00 27,350,000.00 132,343.61 0.00
M-8 0.00 0.00 22,800,000.00 112,353.33 0.00
M-9 0.00 0.00 17,100,000.00 91,865.00 0.00
M-10 0.00 0.00 48,920,000.00 280,202.89 0.00
N 4,996,628.33 0.00 41,701,889.25 5,198,755.08 0.00
OWNTRST 0.00 0.00 0.00 0.00 0.00
Totals 75,646,338.01 0.00 2,127,390,327.78 84,567,897.71 0.00
Principal Distribution Statement
Class Original Beginning Scheduled UnScheduled Accretion Realized
Face Certificate Principal Principal Loss
Amount Balance Distribution Distribution
<s> <c> <c> <c> <c> <c> <c>
AV1 876,720,000.00 824,343,988.96 0.00 35,694,535.73 0.00 0.00
AV2-A1 211,360,000.00 187,414,169.24 0.00 14,116,178.62 0.00 0.00
AV2-1B1 235,332,000.00 199,981,990.01 0.00 20,838,995.33 0.00 0.00
AV2-1B2 76,688,000.00 76,688,000.00 0.00 0.00 0.00 0.00
AV2-2A 154,260,000.00 154,260,000.00 0.00 0.00 0.00 0.00
AV2-3A 134,000,000.00 134,000,000.00 0.00 0.00 0.00 0.00
AV2-3B1 139,180,000.00 139,180,000.00 0.00 0.00 0.00 0.00
AV2-3B2 24,560,000.00 24,560,000.00 0.00 0.00 0.00 0.00
M-1 83,200,000.00 83,200,000.00 0.00 0.00 0.00 0.00
M-2 71,800,000.00 71,800,000.00 0.00 0.00 0.00 0.00
M-3 41,030,000.00 41,030,000.00 0.00 0.00 0.00 0.00
M-4 38,750,000.00 38,750,000.00 0.00 0.00 0.00 0.00
M-5 35,330,000.00 35,330,000.00 0.00 0.00 0.00 0.00
M-6 29,630,000.00 29,630,000.00 0.00 0.00 0.00 0.00
M-7 27,350,000.00 27,350,000.00 0.00 0.00 0.00 0.00
M-8 22,800,000.00 22,800,000.00 0.00 0.00 0.00 0.00
M-9 17,100,000.00 17,100,000.00 0.00 0.00 0.00 0.00
M-10 48,920,000.00 48,920,000.00 0.00 0.00 0.00 0.00
Totals 2,268,010,000.00 2,156,338,148.21 0.00 70,649,709.68 0.00 0.00
Principal Distribution Statement (continued)
Class Total Ending Ending Total
Principal Certificate Certificate Principal
Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c>
AV1 35,694,535.73 788,649,453.23 0.89954541 35,694,535.73
AV2-A1 14,116,178.62 173,297,990.62 0.81991858 14,116,178.62
AV2-1B1 20,838,995.33 179,142,994.68 0.76123517 20,838,995.33
AV2-1B2 0.00 76,688,000.00 1.00000000 0.00
AV2-2A 0.00 154,260,000.00 1.00000000 0.00
AV2-3A 0.00 134,000,000.00 1.00000000 0.00
AV2-3B1 0.00 139,180,000.00 1.00000000 0.00
AV2-3B2 0.00 24,560,000.00 1.00000000 0.00
M-1 0.00 83,200,000.00 1.00000000 0.00
M-2 0.00 71,800,000.00 1.00000000 0.00
M-3 0.00 41,030,000.00 1.00000000 0.00
M-4 0.00 38,750,000.00 1.00000000 0.00
M-5 0.00 35,330,000.00 1.00000000 0.00
M-6 0.00 29,630,000.00 1.00000000 0.00
M-7 0.00 27,350,000.00 1.00000000 0.00
M-8 0.00 22,800,000.00 1.00000000 0.00
M-9 0.00 17,100,000.00 1.00000000 0.00
M-10 0.00 48,920,000.00 1.00000000 0.00
Totals 70,649,709.68 2,085,688,438.53 0.91961166 70,649,709.68
Principal Distribution Factors Statement
Class Original Beginning Scheduled UnScheduled Accretion
Face Certificate Principal Principal
Amount Balance Distribution Distribution
<s> <c> <c> <c> <c> <c>
AV1 876,720,000.00 940.25913514 0.00000000 40.71372357 0.00000000
AV2-A1 211,360,000.00 886.70594833 0.00000000 66.78737046 0.00000000
AV2-1B1 235,332,000.00 849.78664189 0.00000000 88.55147337 0.00000000
AV2-1B2 76,688,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
AV2-2A 154,260,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
AV2-3A 134,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
AV2-3B1 139,180,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
AV2-3B2 24,560,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
M-1 83,200,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
M-2 71,800,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
M-3 41,030,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
M-4 38,750,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
M-5 35,330,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
M-6 29,630,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
M-7 27,350,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
M-8 22,800,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
M-9 17,100,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
M-10 48,920,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
N 55,000,000.00 849.06395600 0.00000000 0.00000000 0.00000000
OWNTRST 0.00 0.00000000 0.00000000 0.00000000 0.00000000
Principal Distribution Factors Statement (continued)
Class Realized Total Ending Ending Total
Loss Principal Certificate Certificate Principal
Reduction Balance Percentage Distribution
<s> <c> <c> <c> <c> <c>
AV1 0.00000000 40.71372357 899.54541157 0.89954541 40.71372357
AV2-A1 0.00000000 66.78737046 819.91857788 0.81991858 66.78737046
AV2-1B1 0.00000000 88.55147337 761.23516853 0.76123517 88.55147337
AV2-1B2 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000
AV2-2A 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000
AV2-3A 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000
AV2-3B1 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000
AV2-3B2 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000
M-1 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000
M-2 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000
M-3 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000
M-4 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000
M-5 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000
M-6 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000
M-7 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000
M-8 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000
M-9 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000
M-10 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000
N 0.00000000 90.84778782 758.21616818 0.75821617 90.84778782
OWNTRST 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
NOTE: All Classes are per $1,000 denomination
</FN>
Interest Distribution Statement
Class Accrual Accrual Current Beginning Current Payment of
Dates Days Certificate Certificate/ Accrued Unpaid Interest
Rate Notional Interest Shortfall (1)
Balance
<s> <c> <c> <c> <c> <c> <c>
AV1 11/25/05 - 12/26/05 32 4.44375% 824,343,988.96 3,256,158.76 0.00
AV2-A1 11/25/05 - 12/26/05 32 4.33375% 187,414,169.24 721,961.03 0.00
AV2-1B1 11/25/05 - 12/26/05 32 4.31375% 199,981,990.01 766,819.83 0.00
AV2-1B2 11/25/05 - 12/26/05 32 4.37375% 76,688,000.00 298,145.90 0.00
AV2-2A 11/25/05 - 12/26/05 32 4.44375% 154,260,000.00 609,327.00 0.00
AV2-3A 11/25/05 - 12/26/05 32 4.48375% 134,000,000.00 534,064.44 0.00
AV2-3B1 11/25/05 - 12/26/05 32 4.46375% 139,180,000.00 552,235.31 0.00
AV2-3B2 11/25/05 - 12/26/05 32 4.57375% 24,560,000.00 99,850.04 0.00
M-1 11/25/05 - 12/26/05 32 4.67375% 83,200,000.00 345,649.78 0.00
M-2 11/25/05 - 12/26/05 32 4.69375% 71,800,000.00 299,565.56 0.00
M-3 11/25/05 - 12/26/05 32 4.70375% 41,030,000.00 171,550.99 0.00
M-4 11/25/05 - 12/26/05 32 4.81375% 38,750,000.00 165,806.94 0.00
M-5 11/25/05 - 12/26/05 32 4.84375% 35,330,000.00 152,115.28 0.00
M-6 11/25/05 - 12/26/05 32 4.91375% 29,630,000.00 129,417.26 0.00
M-7 11/25/05 - 12/26/05 32 5.44375% 27,350,000.00 132,343.61 0.00
M-8 11/25/05 - 12/26/05 32 5.54375% 22,800,000.00 112,353.33 0.00
M-9 11/25/05 - 12/26/05 32 6.04375% 17,100,000.00 91,865.00 0.00
M-10 11/25/05 - 12/26/05 32 6.44375% 48,920,000.00 280,202.89 0.00
N 11/25/05 - 12/24/05 30 5.19400% 46,698,517.58 202,126.75 0.00
OWNTRST N/A N/A 0.00000% 0.00 0.00 0.00
Totals 8,921,559.70 0.00
Interest Distribution Statement (continued)
Class Current Non-Supported Total Remaining Ending
Interest Interest Interest Unpaid Interest Certificate/
Shortfall(1) Shortfall Distribution Shortfall(1) Notional
Balance
<s> <c> <c> <c> <c> <c>
AV1 0.00 0.00 3,256,158.76 0.00 788,649,453.23
AV2-A1 0.00 0.00 721,961.03 0.00 173,297,990.62
AV2-1B1 0.00 0.00 766,819.83 0.00 179,142,994.68
AV2-1B2 0.00 0.00 298,145.90 0.00 76,688,000.00
AV2-2A 0.00 0.00 609,327.00 0.00 154,260,000.00
AV2-3A 0.00 0.00 534,064.44 0.00 134,000,000.00
AV2-3B1 0.00 0.00 552,235.31 0.00 139,180,000.00
AV2-3B2 0.00 0.00 99,850.04 0.00 24,560,000.00
M-1 0.00 0.00 345,649.78 0.00 83,200,000.00
M-2 0.00 0.00 299,565.56 0.00 71,800,000.00
M-3 0.00 0.00 171,550.99 0.00 41,030,000.00
M-4 0.00 0.00 165,806.94 0.00 38,750,000.00
M-5 0.00 0.00 152,115.28 0.00 35,330,000.00
M-6 0.00 0.00 129,417.26 0.00 29,630,000.00
M-7 0.00 0.00 132,343.61 0.00 27,350,000.00
M-8 0.00 0.00 112,353.33 0.00 22,800,000.00
M-9 0.00 0.00 91,865.00 0.00 17,100,000.00
M-10 0.00 0.00 280,202.89 0.00 48,920,000.00
N 0.00 0.00 202,126.75 0.00 41,701,889.25
OWNTRST 0.00 0.00 0.00 0.00 0.00
Totals 0.00 0.00 8,921,559.70 0.00
<FN>
(1) Amount also includes Coupon Cap or Basis Risk Shortfalls,if applicable.
</FN>
Interest Distribution Factors Statement
Class Original Current Beginning Current Payment of
Face Certificate Certificate/ Accrued Unpaid Interest
Amount Rate Notional Interest Shortfall (1)
Balance
<s> <c> <c> <c> <c> <c>
AV1 876,720,000.00 4.44375% 940.25913514 3.71402359 0.00000000
AV2-A1 211,360,000.00 4.33375% 886.70594833 3.41578837 0.00000000
AV2-1B1 235,332,000.00 4.31375% 849.78664189 3.25845967 0.00000000
AV2-1B2 76,688,000.00 4.37375% 1000.00000000 3.88777775 0.00000000
AV2-2A 154,260,000.00 4.44375% 1000.00000000 3.95000000 0.00000000
AV2-3A 134,000,000.00 4.48375% 1000.00000000 3.98555552 0.00000000
AV2-3B1 139,180,000.00 4.46375% 1000.00000000 3.96777777 0.00000000
AV2-3B2 24,560,000.00 4.57375% 1000.00000000 4.06555537 0.00000000
M-1 83,200,000.00 4.67375% 1000.00000000 4.15444447 0.00000000
M-2 71,800,000.00 4.69375% 1000.00000000 4.17222228 0.00000000
M-3 41,030,000.00 4.70375% 1000.00000000 4.18111114 0.00000000
M-4 38,750,000.00 4.81375% 1000.00000000 4.27888877 0.00000000
M-5 35,330,000.00 4.84375% 1000.00000000 4.30555562 0.00000000
M-6 29,630,000.00 4.91375% 1000.00000000 4.36777793 0.00000000
M-7 27,350,000.00 5.44375% 1000.00000000 4.83888885 0.00000000
M-8 22,800,000.00 5.54375% 1000.00000000 4.92777763 0.00000000
M-9 17,100,000.00 6.04375% 1000.00000000 5.37222222 0.00000000
M-10 48,920,000.00 6.44375% 1000.00000000 5.72777780 0.00000000
N 55,000,000.00 5.19400% 849.06395600 3.67503182 0.00000000
OWNTRST 0.00 0.00000% 0.00000000 0.00000000 0.00000000
Interest Distribution Factors Statement (continued)
Class Current Non-Supported Total Remaining Unpaid Ending
Interest Interest Interest Interest Certificate/
Shortfall(1) Shortfall Distribution Shortfall(1) Notional
Balance
<s> <c> <c> <c> <c> <c>
AV1 0.00000000 0.00000000 3.71402359 0.00000000 899.54541157
AV2-A1 0.00000000 0.00000000 3.41578837 0.00000000 819.91857788
AV2-1B1 0.00000000 0.00000000 3.25845967 0.00000000 761.23516853
AV2-1B2 0.00000000 0.00000000 3.88777775 0.00000000 1000.00000000
AV2-2A 0.00000000 0.00000000 3.95000000 0.00000000 1000.00000000
AV2-3A 0.00000000 0.00000000 3.98555552 0.00000000 1000.00000000
AV2-3B1 0.00000000 0.00000000 3.96777777 0.00000000 1000.00000000
AV2-3B2 0.00000000 0.00000000 4.06555537 0.00000000 1000.00000000
M-1 0.00000000 0.00000000 4.15444447 0.00000000 1000.00000000
M-2 0.00000000 0.00000000 4.17222228 0.00000000 1000.00000000
M-3 0.00000000 0.00000000 4.18111114 0.00000000 1000.00000000
M-4 0.00000000 0.00000000 4.27888877 0.00000000 1000.00000000
M-5 0.00000000 0.00000000 4.30555562 0.00000000 1000.00000000
M-6 0.00000000 0.00000000 4.36777793 0.00000000 1000.00000000
M-7 0.00000000 0.00000000 4.83888885 0.00000000 1000.00000000
M-8 0.00000000 0.00000000 4.92777763 0.00000000 1000.00000000
M-9 0.00000000 0.00000000 5.37222222 0.00000000 1000.00000000
M-10 0.00000000 0.00000000 5.72777780 0.00000000 1000.00000000
N 0.00000000 0.00000000 3.67503182 0.00000000 758.21616818
OWNTRST 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(1) Amount also includes Coupon Cap or Basis Risk Shortfalls,if applicable.
NOTE: All Classes are per $1,000 denomination
</FN>
CERTIFICATEHOLDER ACCOUNT STATEMENT
CERTIFICATE ACCOUNT
<s> <c>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 84,678,015.14
Reserve Funds and Credit Enhancements 0.00
Proceeds from Repurchased Loans 0.00
Servicer Advances 1,567,202.77
Gains & Subsequent Recoveries (Realized Losses) 0.00
Prepayment Penalties 1,759,838.25
Total Deposits 88,005,056.16
Withdrawals
Reserve Funds and Credit Enhancements 0.00
Reimbursement for Servicer Advances 1,594,972.77
Total Administration Fees 1,842,185.68
Payment of Interest and Principal 84,567,897.71
Total Withdrawals (Pool Distribution Amount) 88,005,056.16
Ending Balance 0.00
<FN>
Servicer Advances are calculated as delinquent scheduled principal and interest.
NOTE: Please see Additional Reporting Page for information related to SWAP and CAP payments.
</FN>
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<s> <c>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
ADMINISTRATION FEES
<s> <c>
Gross Servicing Fee 903,223.22
Credit Risk Manager Fee - Murrayhill Company 22,580.59
Master Servicer Fee - Wells Fargo Bank, NA 9,032.23
MGIC Fee 907,349.64
Supported Prepayment/Curtailment Interest Shortfall 0.00
Total Administration Fees 1,842,185.68
COLLATERAL STATEMENT
Collateral Description Mixed Fixed & Arm
Weighted Average Gross Coupon 7.180680%
Weighted Average Net Coupon 6.680680%
Weighted Average Pass-Through Rate 6.160896%
Weighted Average Remaining Term 350
Beginning Scheduled Collateral Loan Count 11,048
Number Of Loans Paid In Full 286
Ending Scheduled Collateral Loan Count 10,762
Beginning Scheduled Collateral Balance 2,167,735,705.62
Ending Scheduled Collateral Balance 2,097,085,995.94
Ending Actual Collateral Balance at 30-Nov-2005 2,098,441,681.15
Monthly P&I Constant 14,259,112.19
Special Servicing Fee 0.00
Prepayment Penalty Waived Amount 0.00
Prepayment Penalty Waived Count 0
Prepayment Penalty Paid Amount 1,759,838.25
Prepayment Penalty Paid Count Not Available
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Scheduled Principal 1,287,598.42
Unscheduled Principal 69,362,111.26
Group Level Collateral Statement
<s> <c> <c>
Group Group 1 Group 2
Collateral Description Fixed 15/30 & ARM Fixed 15/30 & ARM
Weighted Average Coupon Rate 7.296898 7.281413
Weighted Average Net Rate 6.796898 6.781413
Pass-Through Rate 6.265509 6.177675
Weighted Average Remaining Term 332 355
Record Date 11/30/2005 11/30/2005
Principal And Interest Constant 1,092,248.49 5,817,870.71
Beginning Loan Count 1,275 5,146
Loans Paid in Full 20 146
Ending Loan Count 1,255 5,000
Beginning Scheduled Balance 156,512,390.74 870,109,935.88
Ending Scheduled Balance 153,433,770.69 837,494,020.20
Scheduled Principal 140,536.05 538,179.13
Unscheduled Principal 2,938,084.00 32,077,736.55
Scheduled Interest 951,712.44 5,279,691.58
Servicing Fees 65,213.50 362,545.81
Master Servicing Fees 652.13 3,625.46
Trustee Fee 0.00 0.00
FRY Amount 0.00 0.00
Special Hazard Fee 0.00 0.00
Other Fee 68,655.32 434,140.26
Pool Insurance Fee 0.00 0.00
Spread 1 0.00 0.00
Spread 2 0.00 0.00
Spread 3 0.00 0.00
Net Interest 817,191.49 4,479,380.05
Realized Loss Amount 0.00 0.00
Cumulative Realized Loss 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000
Prepayment Penalty Waived Amount 0.00 0.00
Prepayment Penalty Waived Count 0 0
Prepayment Penalty Paid Amount Not Available Not Available
Prepayment Penalty Paid Count Not Available Not Available
Special Servicing Fee 0.00 0.00
Group Level Collateral Statement
<s> <c> <c>
Group Group 3 Group 4
Collateral Description Fixed 15/30 & ARM Fixed 15/30 & ARM
Weighted Average Coupon Rate 7.739792 6.984460
Weighted Average Net Rate 7.239792 6.484460
Pass-Through Rate 6.820410 6.024760
Weighted Average Remaining Term 307 355
Record Date 11/30/2005 11/30/2005
Principal And Interest Constant 1,126,693.04 6,222,299.95
Beginning Loan Count 1,157 3,470
Loans Paid in Full 23 97
Ending Loan Count 1,134 3,373
Beginning Scheduled Balance 156,316,824.21 984,796,554.79
Ending Scheduled Balance 153,229,992.20 952,928,212.85
Scheduled Principal 118,476.61 490,406.63
Unscheduled Principal 2,968,355.40 31,377,935.31
Scheduled Interest 1,008,216.43 5,731,893.32
Servicing Fees 65,132.01 410,331.90
Master Servicing Fees 651.32 4,103.32
Trustee Fee 0.00 0.00
FRY Amount 0.00 0.00
Special Hazard Fee 0.00 0.00
Other Fee 53,979.03 373,155.62
Pool Insurance Fee 0.00 0.00
Spread 1 0.00 0.00
Spread 2 0.00 0.00
Spread 3 0.00 0.00
Net Interest 888,454.07 4,944,302.48
Realized Loss Amount 0.00 0.00
Cumulative Realized Loss 0.00 0.00
Percentage of Cumulative Losses 0.0000 0.0000
Prepayment Penalty Waived Amount 0.00 0.00
Prepayment Penalty Waived Count 0 0
Prepayment Penalty Paid Amount Not Available Not Available
Prepayment Penalty Paid Count Not Available Not Available
Special Servicing Fee 0.00 0.00
Group Level Collateral Statement
<s> <c> <c>
Group Total
Collateral Description Mixed Fixed & Arm
Weighted Average Coupon Rate 7.180680
Weighted Average Net Rate 6.680680
Pass-Through Rate 6.160896
Weighted Average Remaining Term 350
Record Date 11/30/2005
Principal And Interest Constant 14,259,112.19
Beginning Loan Count 11,048
Loans Paid in Full 286
Ending Loan Count 10,762
Beginning Scheduled Balance 2,167,735,705.62
Ending Scheduled Balance 2,097,085,995.94
Scheduled Principal 1,287,598.42
Unscheduled Principal 69,362,111.26
Scheduled Interest 12,971,513.77
Servicing Fees 903,223.22
Master Servicing Fees 9,032.23
Trustee Fee 0.00
FRY Amount 0.00
Special Hazard Fee 0.00
Other Fee 929,930.23
Pool Insurance Fee 0.00
Spread 1 0.00
Spread 2 0.00
Spread 3 0.00
Net Interest 11,129,328.09
Realized Loss Amount 0.00
Cumulative Realized Loss 0.00
Percentage of Cumulative Losses 0.0000
Prepayment Penalty Waived Amount 0.00
Prepayment Penalty Waived Count 0
Prepayment Penalty Paid Amount 1,759,838.25
Prepayment Penalty Paid Count Not Available
Special Servicing Fee 0.00
Additional Reporting - Deal Level
Cash Reporting
<s> <c>
Cap Payment 1,029568.77
Excess Cash Amount 2,787,954.60
Extra Principal Amount 0.00
Miscellaneous Reporting
<s> <c>
Current LIBOR Rate Used 4.19375%
Next Month's LIBOR Rate 4.37875%
Misc Adj (547.88)
Soldier/Sailor 0.00
Structural Reporting
<s> <c>
OC Deficiency Amount 0.00
OC Amount 11,397,557.41
OC Release Amount 0.00
OC Target Amount 11,397,557.41
OC Increase Amount 0.00
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL
<s> <c> <c> <c> <c> <c>
No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 36 0 0 36
6,232,710.36 0.00 0.00 6,232,710.36
30 Days 244 5 0 0 249
43,595,412.45 521,690.84 0.00 0.00 44,117,103.29
60 Days 106 2 3 0 111
19,541,481.70 374,037.36 267,975.77 0.00 20,183,494.83
90 Days 36 3 46 0 85
7,377,767.36 455,501.44 8,445,840.89 0.00 16,279,109.69
120 Days 5 5 7 0 17
1,142,724.58 1,254,112.50 1,220,884.16 0.00 3,617,721.24
150 Days 0 0 1 0 1
0.00 0.00 315,000.00 0.00 315,000.00
180+ Days 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00
Totals 391 51 57 0 499
71,657,386.09 8,838,052.50 10,249,700.82 0.00 90,745,139.41
No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans
Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance
0-29 Days 0.334510% 0.000000% 0.000000% 0.334510%
0.297016% 0.000000% 0.000000% 0.297016%
30 Days 2.267237% 0.046460% 0.000000% 0.000000% 2.313696%
2.077514% 0.024861% 0.000000% 0.000000% 2.102375%
60 Days 0.984947% 0.018584% 0.027876% 0.000000% 1.031407%
0.931238% 0.017825% 0.012770% 0.000000% 0.961833%
90 Days 0.334510% 0.027876% 0.427430% 0.000000% 0.789816%
0.351583% 0.021707% 0.402482% 0.000000% 0.775771%
120 Days 0.046460% 0.046460% 0.065044% 0.000000% 0.157963%
0.054456% 0.059764% 0.058181% 0.000000% 0.172400%
150 Days 0.000000% 0.000000% 0.009292% 0.000000% 0.009292%
0.000000% 0.000000% 0.015011% 0.000000% 0.015011%
180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Totals 3.633154% 0.473890% 0.529641% 0.000000% 4.636685%
3.414790% 0.421172% 0.488443% 0.000000% 4.324406%
<s> <c>
Current Period Class A Insufficient Funds 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 1,567,202.77
REO Detail - All Mortgage Loans in REO during Current Period
Summary 12 Month REO History*
New REO Loans Month REO Percentage
<s> <c> <s> <c>
Loans in REO 0 Jan-05 0.000%
Original Principal Balance 0.00 Feb-05 0.000%
Current Principal Balance 0.00 Mar-05 0.000%
Apr-05 0.000%
Current REO Total May-05 0.000%
Loans in REO 0 Jun-05 0.000%
Original Principal Balance 0.00 Jul-05 0.000%
Current Principal Balance 0.00 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.000%
Nov-05 0.000%
Dec-05 0.000%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
REO Loan Detail - All Mortgage Loans in REO during Current Period
Month
Loan First Original
Loan Entered Payment LTV at Principal
Group Number REO Date State Origination Balance
<s> <c> <c> <c> <c> <c> <c>
No REO Loans this Period
REO Loan Detail - All Mortgage Loans in REO during Current Period (continued)
Current Paid Current Approximate
Loan Principal To Months Loan Delinquent
Group Number Balance Date Delinquent Rate Interest
<s> <c> <c> <c> <c> <c> <c>
No REO Loans this Period
Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period
Summary 12 Month Foreclosure History*
New Foreclosure Loans Month Foreclosure Percentage
<s> <c> <s> <c>
Loans in Foreclosure 49 Jan-05 0.000%
Original Principal Balance 9,081,890.00 Feb-05 0.000%
Current Principal Balance 9,075,270.23 Mar-05 0.000%
Apr-05 0.000%
Current Foreclosure Total May-05 0.000%
Loans in Foreclosure 57 Jun-05 0.000%
Original Principal Balance 10,257,503.00 Jul-05 0.000%
Current Principal Balance 10,249,700.82 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.000%
Nov-05 0.054%
Dec-05 0.488%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period
Month
Loan First Original
Loan Entered Payment LTV at Principal
Group Number FC Date State Origination Balance
<s> <c> <c> <c> <c> <c> <c>
Group 1 0000204324 Dec-2005 01-May-2005 MN 90.00 175,500.00
Group 2 0000194640 Dec-2005 01-May-2005 NY 85.00 177,650.00
Group 2 0000196021 Dec-2005 01-May-2005 IL 80.00 159,200.00
Group 2 0000196144 Dec-2005 01-May-2005 MD 68.23 107,800.00
Group 2 0000196417 Dec-2005 01-May-2005 NJ 80.00 296,400.00
Group 2 0000196799 Dec-2005 01-May-2005 MI 85.00 113,050.00
Group 2 0000201058 Dec-2005 01-May-2005 CA 95.00 270,750.00
Group 2 0000208520 Dec-2005 01-Jun-2005 MN 90.00 225,000.00
Group 2 0000213288 Dec-2005 01-Jul-2005 CA 61.59 295,000.00
Group 2 0000225750 Dec-2005 01-Jul-2005 IL 80.00 200,000.00
Group 2 0041594524 Dec-2005 01-Aug-2005 FL 85.00 124,950.00
Group 2 0041622812 Dec-2005 01-Aug-2005 MO 90.00 72,000.00
Group 2 0041647900 Dec-2005 01-Jul-2005 TX 70.59 60,000.00
Group 2 0041664863 Dec-2005 01-Jul-2005 MO 80.00 62,000.00
Group 2 0041671082 Dec-2005 01-Aug-2005 MO 80.00 68,000.00
Group 2 0041736075 Dec-2005 01-Aug-2005 NV 72.25 289,000.00
Group 2 0041738659 Dec-2005 01-Jul-2005 OH 90.00 81,000.00
Group 2 0041748435 Dec-2005 01-Aug-2005 CO 85.00 55,250.00
Group 2 0041749417 Dec-2005 01-Aug-2005 WI 90.00 170,910.00
Group 2 0041774753 Dec-2005 01-Jul-2005 MO 80.00 108,000.00
Group 2 0041780685 Dec-2005 01-Aug-2005 MI 90.00 69,300.00
Group 2 0041789405 Dec-2005 01-Aug-2005 FL 90.00 49,500.00
Group 2 0041793019 Dec-2005 01-Aug-2005 GA 90.00 243,000.00
Group 2 0041819467 Dec-2005 01-Aug-2005 MI 80.00 48,000.00
Group 2 0041834409 Dec-2005 01-Aug-2005 TX 90.00 72,000.00
Group 2 0041853458 Dec-2005 01-Aug-2005 MO 85.00 89,250.00
Group 2 0041856063 Dec-2005 01-Aug-2005 FL 90.00 112,500.00
Group 2 0041870411 Dec-2005 01-Aug-2005 AR 90.00 48,510.00
Group 2 0041873290 Dec-2005 01-Aug-2005 PA 90.00 42,300.00
Group 2 0041886078 Dec-2005 01-Aug-2005 OR 80.00 107,160.00
Group 2 0041906389 Dec-2005 01-Aug-2005 TX 90.00 88,200.00
Group 2 00QB511924 Dec-2005 01-Apr-2005 FL 85.00 323,000.00
Group 2 0504283190 Dec-2005 01-Jul-2005 CA 80.00 137,600.00
Group 2 0505198462 Nov-2005 01-Jul-2005 KS 85.00 106,675.00
Group 2 1000711606 Dec-2005 01-Aug-2005 TX 79.33 238,000.00
Group 2 1000754164 Dec-2005 01-Aug-2005 IL 95.00 191,710.00
Group 3 0041741422 Dec-2005 01-Jul-2005 OH 85.00 70,550.00
Group 3 0505093745 Dec-2005 01-Jul-2005 IN 79.64 89,988.00
Group 3 1000728277 Dec-2005 01-Aug-2005 FL 100.00 78,000.00
Group 4 0000183462 Dec-2005 01-Mar-2005 CA 75.00 315,000.00
Group 4 0000200315 Nov-2005 01-May-2005 FL 80.00 107,920.00
Group 4 0000203107 Dec-2005 01-May-2005 IL 90.00 148,500.00
Group 4 0000206020 Dec-2005 01-Jun-2005 CA 80.00 352,000.00
Group 4 0041281924 Dec-2005 01-Aug-2005 AR 90.00 59,400.00
Group 4 0041775206 Dec-2005 01-Aug-2005 MO 80.00 46,400.00
Group 4 0041783796 Dec-2005 01-Aug-2005 FL 80.00 128,000.00
Group 4 0041827031 Dec-2005 01-Aug-2005 CO 83.98 471,900.00
Group 4 0041874181 Dec-2005 01-Aug-2005 NJ 80.00 240,000.00
Group 4 0504146503 Dec-2005 01-Jul-2005 CA 80.00 159,680.00
Group 4 0504214845 Dec-2005 01-Jul-2005 MI 80.00 356,000.00
Group 4 0505062664 Dec-2005 01-Jul-2005 NJ 80.00 500,000.00
Group 4 0505105805 Dec-2005 01-Jul-2005 FL 80.00 560,000.00
Group 4 0505117718 Dec-2005 01-Jul-2005 CA 60.00 300,000.00
Group 4 0505117861 Dec-2005 01-Jul-2005 IL 80.00 144,000.00
Group 4 0505118796 Dec-2005 01-Jul-2005 NV 80.00 200,000.00
Group 4 0505232897 Dec-2005 01-Jul-2005 MD 90.00 540,000.00
Group 4 1000727760 Dec-2005 01-Aug-2005 FL 80.00 312,000.00
Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period (continued)
Current Paid Current Approximate
Loan Principal To Months Loan Delinquent
Group Number Balance Date Delinquent Rate Interest
<s> <c> <c> <c> <c> <c> <c>
Group 1 0000204324 175,210.88 01-Jun-2005 4 6.990% 2,833.25
Group 2 0000194640 177,251.98 01-Jul-2005 3 7.500% 3,094.80
Group 2 0000196021 158,708.34 01-Jul-2005 3 5.850% 2,116.05
Group 2 0000196144 107,532.82 01-Jul-2005 3 6.990% 1,740.31
Group 2 0000196417 295,505.63 01-Jul-2005 3 5.990% 4,043.39
Group 2 0000196799 112,761.46 01-Jul-2005 3 6.840% 1,782.62
Group 2 0000201058 270,123.80 01-Jul-2005 3 7.340% 4,608.20
Group 2 0000208520 224,654.13 01-Jul-2005 3 7.340% 3,834.58
Group 2 0000213288 294,878.66 01-Jul-2005 3 10.340% 7,245.92
Group 2 0000225750 200,000.00 01-Jun-2005 4 7.090% 3,284.30
Group 2 0041594524 124,950.00 01-Jul-2005 3 8.350% 2,447.51
Group 2 0041622812 71,970.44 01-Aug-2005 2 10.350% 1,770.80
Group 2 0041647900 59,958.49 01-Jul-2005 3 7.850% 1,099.41
Group 2 0041664863 61,963.24 01-Jul-2005 3 8.605% 1,253.26
Group 2 0041671082 68,000.00 01-Jul-2005 3 8.730% 1,396.66
Group 2 0041736075 289,000.00 01-Jul-2005 3 7.490% 5,038.92
Group 2 0041738659 80,951.93 01-Jul-2005 3 8.600% 1,636.31
Group 2 0041748435 55,250.00 01-Jul-2005 3 9.350% 1,220.53
Group 2 0041749417 170,910.00 01-Jul-2005 3 7.990% 3,193.78
Group 2 0041774753 107,925.29 01-Jul-2005 3 7.850% 1,978.95
Group 2 0041780685 69,300.00 01-Jul-2005 3 9.225% 1,509.23
Group 2 0041789405 49,500.00 01-Jul-2005 3 8.850% 1,031.55
Group 2 0041793019 243,000.00 01-Jul-2005 3 8.600% 4,911.92
Group 2 0041819467 47,972.95 01-Aug-2005 2 8.850% 1,000.29
Group 2 0041834409 72,000.00 01-Jul-2005 3 7.740% 1,300.41
Group 2 0041853458 89,250.00 01-Jul-2005 3 8.225% 1,720.30
Group 2 0041856063 112,500.00 01-Jul-2005 3 9.350% 2,333.68
Group 2 0041870411 48,510.00 01-Jul-2005 3 8.850% 1,010.92
Group 2 0041873290 42,300.00 01-Jul-2005 3 7.725% 762.41
Group 2 0041886078 107,160.00 01-Jul-2005 3 6.225% 1,529.32
Group 2 0041906389 88,200.00 01-Jul-2005 3 8.475% 1,755.25
Group 2 00QB511924 322,167.61 01-Jul-2005 3 8.250% 6,229.60
Group 2 0504283190 137,600.00 01-Jun-2005 4 7.990% 2,569.56
Group 2 0505198462 106,675.00 01-Jun-2005 4 8.375% 2,094.88
Group 2 1000711606 238,000.00 01-Jul-2005 3 10.700% 6,062.00
Group 2 1000754164 191,710.00 01-Jul-2005 3 8.990% 4,062.31
Group 3 0041741422 70,524.70 01-Jul-2005 3 10.975% 1,844.85
Group 3 0505093745 89,988.00 01-Jun-2005 4 8.750% 1,851.68
Group 3 1000728277 78,000.00 01-Jul-2005 3 11.000% 2,045.30
Group 4 0000183462 315,000.00 01-May-2005 5 5.990% 4,323.39
Group 4 0000200315 107,582.43 01-Jul-2005 3 5.790% 1,418.26
Group 4 0000203107 148,032.38 01-Aug-2005 2 7.250% 2,494.03
Group 4 0000206020 351,730.28 01-Jun-2005 4 7.340% 5,995.86
Group 4 0041281924 59,400.00 01-Jul-2005 3 10.350% 1,460.90
Group 4 0041775206 46,400.00 01-Jul-2005 3 9.600% 1,054.06
Group 4 0041783796 128,000.00 01-Jul-2005 3 7.230% 2,148.51
Group 4 0041827031 471,900.00 01-Jul-2005 3 7.850% 8,653.04
Group 4 0041874181 240,000.00 01-Jul-2005 3 6.975% 3,875.34
Group 4 0504146503 159,680.00 01-Jun-2005 4 6.750% 2,495.01
Group 4 0504214845 355,748.74 01-Jul-2005 3 7.750% 6,434.10
Group 4 0505062664 499,589.34 01-Jul-2005 3 6.990% 8,085.60
Group 4 0505105805 559,563.14 01-Jul-2005 3 7.250% 9,420.24
Group 4 0505117718 299,808.70 01-Jul-2005 3 8.250% 5,797.50
Group 4 0505117861 143,877.20 01-Jul-2005 3 6.799% 2,259.83
Group 4 0505118796 199,818.84 01-Jul-2005 3 6.490% 2,984.05
Group 4 0505232897 539,704.42 01-Jul-2005 3 8.990% 10,709.13
Group 4 1000727760 312,000.00 01-Jul-2005 3 6.970% 5,034.03
Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period
Summary 12 Month Bankruptcy History*
New Bankruptcy Loans Month Bankruptcy Percentage
<s> <c> <s> <c>
Loans in Bankruptcy 14 Jan-05 0.000%
Original Principal Balance 2,036,275.00 Feb-05 0.000%
Current Principal Balance 2,029,990.77 Mar-05 0.000%
Apr-05 0.000%
Current Bankruptcy Total May-05 0.000%
Loans in Bankruptcy 51 Jun-05 0.000%
Original Principal Balance 8,863,270.00 Jul-05 0.000%
Current Principal Balance 8,838,052.50 Aug-05 0.000%
Sep-05 0.000%
Oct-05 0.000%
Nov-05 0.331%
Dec-05 0.421%
*The text reported in the above table is presented graphically
on the monthly bond remittance report. The monthly bond
remittance report can be viewed online at www.ctslink.com.
Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period
Group Loan Month Loan First State LTV at Original
Number Entered Payment Origination Principal
Bankruptcy Date Balance
<s> <c> <c> <c> <c> <c> <c>
Group 1 0000187483 Dec-2005 01-Apr-2005 PA 86.58 222,500.00
Group 1 0000197300 Nov-2005 01-May-2005 SC 95.00 109,250.00
Group 1 0000203262 Dec-2005 01-May-2005 VA 80.00 336,000.00
Group 1 0000207070 Dec-2005 01-Jul-2005 IL 95.00 118,750.00
Group 2 0000194433 Dec-2005 01-May-2005 IL 95.00 142,500.00
Group 2 0000195044 Dec-2005 01-Apr-2005 MO 100.00 94,000.00
Group 2 0000196062 Nov-2005 01-May-2005 OH 88.33 200,500.00
Group 2 0000197008 Nov-2005 01-May-2005 MI 90.00 103,500.00
Group 2 0000198768 Nov-2005 01-May-2005 FL 65.88 112,000.00
Group 2 0000200457 Nov-2005 01-May-2005 IN 95.00 101,650.00
Group 2 0000217770 Nov-2005 01-Jul-2005 CA 89.17 247,000.00
Group 2 0000233122 Nov-2005 01-Aug-2005 GA 85.00 164,900.00
Group 2 0000236825 Nov-2005 01-Sep-2005 MI 90.00 58,410.00
Group 2 0000239588 Nov-2005 01-Sep-2005 IN 85.00 108,800.00
Group 2 0041556903 Nov-2005 01-Aug-2005 UT 90.00 189,900.00
Group 2 0041618539 Nov-2005 01-Jul-2005 MS 85.00 69,700.00
Group 2 0041692450 Dec-2005 01-Jul-2005 HI 90.00 211,500.00
Group 2 0041708314 Dec-2005 01-Aug-2005 IL 80.00 182,400.00
Group 2 0041731217 Nov-2005 01-Aug-2005 PA 85.00 45,900.00
Group 2 0041774530 Nov-2005 01-Aug-2005 FL 94.74 270,000.00
Group 2 0041775073 Dec-2005 01-Jul-2005 IL 80.00 60,000.00
Group 2 0041777194 Nov-2005 01-Aug-2005 MO 90.00 93,600.00
Group 2 0041785312 Dec-2005 01-Aug-2005 VA 85.00 221,000.00
Group 2 0041799552 Dec-2005 01-Aug-2005 UT 88.11 163,000.00
Group 2 0041821414 Nov-2005 01-Aug-2005 PA 78.90 43,000.00
Group 2 0041822685 Dec-2005 01-Aug-2005 OH 90.00 148,500.00
Group 2 0041840968 Dec-2005 01-Aug-2005 WI 85.00 87,550.00
Group 2 0041863408 Nov-2005 01-Aug-2005 AZ 85.00 157,250.00
Group 2 00QB533111 Nov-2005 01-Jun-2005 CA 80.00 288,000.00
Group 2 0504054142 Dec-2005 01-Jun-2005 GA 90.00 136,800.00
Group 2 0504282837 Dec-2005 01-Jul-2005 KY 80.00 92,000.00
Group 2 0504282887 Dec-2005 01-Jun-2005 IN 95.00 133,000.00
Group 2 0504284031 Dec-2005 01-Jul-2005 IN 85.00 106,675.00
Group 2 0505025707 Dec-2005 01-Jul-2005 IL 90.00 166,500.00
Group 2 0505105467 Dec-2005 01-Jul-2005 KY 85.00 119,000.00
Group 2 0505131085 Dec-2005 01-Jul-2005 CT 80.00 136,000.00
Group 2 1000695337 Nov-2005 01-Aug-2005 MO 85.00 287,300.00
Group 3 0041763723 Dec-2005 01-Aug-2005 CA 80.00 600,000.00
Group 3 0041858622 Nov-2005 01-Aug-2005 MS 85.00 70,125.00
Group 3 0502245660 Dec-2005 01-Jul-2005 GA 80.00 96,960.00
Group 3 0504203277 Dec-2005 01-Jun-2005 TX 80.00 87,600.00
Group 3 0504257994 Dec-2005 01-Jul-2005 IN 99.46 185,000.00
Group 3 0504258468 Nov-2005 01-Jul-2005 TN 64.75 77,700.00
Group 3 0505026129 Dec-2005 01-Jul-2005 OH 80.00 103,600.00
Group 4 0000217540 Dec-2005 01-Jul-2005 NY 90.00 391,500.00
Group 4 0041744780 Nov-2005 01-Aug-2005 NV 85.00 378,250.00
Group 4 0041791047 Nov-2005 01-Aug-2005 IL 80.00 424,000.00
Group 4 0041880907 Nov-2005 01-Aug-2005 AZ 62.90 195,000.00
Group 4 0504134859 Dec-2005 01-Jun-2005 CO 80.00 216,000.00
Group 4 0504257648 Dec-2005 01-Jul-2005 MA 80.00 289,200.00
Group 4 0505267074 Nov-2005 01-Jul-2005 KS 80.00 220,000.00
Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period (continued)
Group Loan Current Paid To Months Current Approximate
Number Principal Date Delinquent Loan Rate Delinquent
Balance Interest
<s> <c> <c> <c> <c> <c> <c>
Group 1 0000187483 221,893.27 01-Jun-2005 4 6.500% 3,316.03
Group 1 0000197300 108,610.81 01-Nov-2005 0 6.990% 1,175.32
Group 1 0000203262 334,076.01 01-Oct-2005 0 6.290% 3,222.28
Group 1 0000207070 118,270.89 01-Nov-2005 0 7.140% 1,149.74
Group 2 0000194433 141,774.84 01-Oct-2005 0 6.900% 1,511.62
Group 2 0000195044 93,551.54 01-Nov-2005 0 8.700% 1,278.94
Group 2 0000196062 199,631.41 01-Nov-2005 0 8.500% 2,393.10
Group 2 0000197008 102,852.57 01-Nov-2005 0 7.540% 1,068.42
Group 2 0000198768 111,434.68 01-Nov-2005 0 7.740% 1,345.13
Group 2 0000200457 99,617.30 01-Nov-2005 0 8.990% 1,421.56
Group 2 0000217770 246,909.38 01-Oct-2005 0 6.750% 2,239.12
Group 2 0000233122 164,424.22 01-Nov-2005 0 7.690% 1,749.11
Group 2 0000236825 58,278.85 01-Nov-2005 0 7.490% 600.53
Group 2 0000239588 108,519.02 01-Dec-2005 (1) 8.240% 700.40
Group 2 0041556903 189,342.53 01-Nov-2005 0 7.600% 1,985.78
Group 2 0041618539 69,666.43 01-Jul-2005 3 9.600% 1,582.58
Group 2 0041692450 211,141.84 01-Aug-2005 2 6.850% 3,061.83
Group 2 0041708314 181,811.30 01-Nov-2005 0 7.125% 2,008.32
Group 2 0041731217 45,810.49 01-Nov-2005 0 9.600% 694.96
Group 2 0041774530 269,104.12 01-Nov-2005 0 6.980% 2,544.24
Group 2 0041775073 59,826.31 01-Nov-2005 0 9.225% 870.43
Group 2 0041777194 93,479.59 01-Sep-2005 1 8.225% 1,678.12
Group 2 0041785312 220,366.83 01-Nov-2005 0 7.725% 2,357.05
Group 2 0041799552 162,895.52 01-Aug-2005 2 8.225% 2,922.36
Group 2 0041821414 42,896.38 01-Nov-2005 0 8.725% 588.23
Group 2 0041822685 148,303.86 01-Sep-2005 1 8.095% 2,814.03
Group 2 0041840968 87,370.11 01-Nov-2005 0 9.350% 1,171.10
Group 2 0041863408 156,862.87 01-Nov-2005 0 8.475% 1,873.85
Group 2 00QB533111 288,000.00 01-Jun-2005 4 7.300% 4,896.00
Group 2 0504054142 136,719.23 01-Jun-2005 4 8.625% 2,770.43
Group 2 0504282837 91,673.70 01-Nov-2005 0 7.790% 1,114.24
Group 2 0504282887 132,544.27 01-Nov-2005 0 8.875% 1,671.71
Group 2 0504284031 106,498.50 01-Sep-2005 1 8.990% 2,259.16
Group 2 0505025707 166,037.43 01-Nov-2005 0 8.999% 2,128.44
Group 2 0505105467 118,615.33 01-Nov-2005 0 8.250% 1,362.08
Group 2 0505131085 135,434.95 01-Nov-2005 0 6.990% 1,465.57
Group 2 1000695337 286,736.30 01-Nov-2005 0 9.570% 4,335.58
Group 3 0041763723 597,704.90 01-Nov-2005 0 6.250% 5,730.79
Group 3 0041858622 70,045.67 01-Sep-2005 1 8.850% 1,461.36
Group 3 0502245660 96,890.17 01-Jul-2005 3 7.650% 1,728.13
Group 3 0504203277 87,213.48 01-Nov-2005 0 7.625% 1,036.04
Group 3 0504257994 184,387.16 01-Nov-2005 0 8.129% 2,096.35
Group 3 0504258468 76,772.80 01-Oct-2005 0 7.750% 926.24
Group 3 0505026129 103,363.22 01-Sep-2005 1 7.400% 1,781.64
Group 4 0000217540 391,500.00 01-Jun-2005 4 8.740% 8,046.09
Group 4 0041744780 376,993.98 01-Nov-2005 0 6.980% 3,564.31
Group 4 0041791047 422,901.76 01-Nov-2005 0 8.225% 5,446.65
Group 4 0041880907 194,351.84 01-Nov-2005 0 6.975% 2,098.26
Group 4 0504134859 216,000.00 01-Jun-2005 4 6.900% 3,456.00
Group 4 0504257648 288,944.84 01-Jul-2005 3 6.625% 4,412.61
Group 4 0505267074 220,000.00 01-Nov-2005 0 6.249% 2,107.96
Realized Loss Detail Report - Loans with Losses during Current Period
Summary
# Loans Prior Realized Current
with Principal Loss/(Gain) Loss
Group Losses Balance Amount Percentage
<s> <c> <c> <c> <c>
Total 0 0.00 0.00 0.000%
Realized Loss Loan Detail Report - Loans With Losses during Current Period
Original Current
Loan Principal Note LTV at Original
Group Number Balance Rate State Origination Term
<s> <c> <c> <c> <c> <c> <c>
No Losses this Period
Realized Loss Loan Detail Report - Loans With Losses during Current Period (continued)
Prior Cumulative
Loan Principal Realized Realized
Group Number Balance Loss/(Gain) Loss/(Gain)
<s> <c> <c> <c> <c>
No Losses this Period
Realized Loss Report - Collateral
Summary
MDR SDA
<s> <c> <s> <c>
Current Month 0.000% Current Month 0.000%
3 Month Average 0.000% 3 Month Average 0.000%
12 Month Average 0.000% 12 Month Average 0.000%
MDR: Current vs. 12mo Average* SDA: Current vs. 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 N/A N/A Jul-2005 N/A N/A
Aug-2005 N/A N/A Aug-2005 N/A N/A
Sep-2005 N/A N/A Sep-2005 N/A N/A
Oct-2005 0.000% N/A Oct-2005 0.000% N/A
Nov-2005 0.000% N/A Nov-2005 0.000% N/A
Dec-2005 0.000% N/A Dec-2005 0.000% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at
www.ctslink.com. www.ctslink.com.
CDR Loss Severity Approximation
<s> <c> <s> <c>
Current Month 0.000% Current Month 0.000%
3 Month Average 0.000% 3 Month Average 0.000%
12 Month Average 0.000% 12 Month Average 0.000%
CDR: Current vs. 12mo Average* Loss Severity: Current vs. 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 N/A N/A Jul-2005 N/A N/A
Aug-2005 N/A N/A Aug-2005 N/A N/A
Sep-2005 N/A N/A Sep-2005 N/A N/A
Oct-2005 0.000% N/A Oct-2005 0.000% N/A
Nov-2005 0.000% N/A Nov-2005 0.000% N/A
Dec-2005 0.000% N/A Dec-2005 0.000% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at
www.ctslink.com. www.ctslink.com.
<FN>
Calculation Methodology:
Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance).
Conditional Default Rate (CDR): 1-((1-MDR)^12)
SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR / (WAS * 0.02) else if WAS is greater than 30
and less than or equal to 60 then CDR / 0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR / (0.6 -
((WAS - 60) * 0.0095)) else if WAS is greater than 120 then CDR / 0.03
Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)
</FN>
Prepayment Detail - Prepayments during Current Period
Summary
Loans Paid In Full Repurchased Loans
Original Current Original Current
Principal Principal Principal Principal
Group Count Balance Balance Count Balance Balance
<s> <c> <c> <c> <c> <c> <c>
Total 286 69,495,527.00 69,158,482.64 0 0.00 0.00
Prepayment Detail - Prepayments during Current Period (continued)
Summary
Substitution Loans Liquidated Loans Curtailments
Original Current Original Current
Principal Principal Principal Principal Curtailment
Group Count Balance Balance Count Balance Balance Amount
<s> <c> <c> <c> <c> <c> <c> <c>
Total 0 0.00 0.00 0 0.00 0.00 246,287.33
Prepayment Loan Detail - Prepayments during Current Period
First Original
Loan LTV at Payment Principal Prepayment
Group Number State Origination Date Balance Amount
<s> <c> <c> <c> <c> <c> <c>
Group 1 0000195517 VA 79.51 01-May-2005 130,000.00 123,851.21
Group 1 0000197525 CA 69.51 01-May-2005 212,000.00 210,313.88
Group 1 0000198211 CA 84.29 01-May-2005 177,000.00 175,631.70
Group 1 0000201323 IL 85.00 01-May-2005 153,000.00 151,757.63
Group 1 0000203201 CA 54.88 01-May-2005 135,000.00 133,956.36
Group 1 0000203997 MI 77.95 01-May-2005 99,000.00 95,634.32
Group 1 0000214288 PA 70.00 01-Jul-2005 182,000.00 181,035.35
Group 1 0000214370 CA 100.00 01-Jul-2005 61,400.00 60,920.25
Group 1 0000214512 MI 90.00 01-Jun-2005 144,000.00 143,073.80
Group 1 0000216907 IL 100.00 01-Jul-2005 63,000.00 62,454.25
Group 1 0000217280 RI 78.77 01-Jul-2005 256,000.00 254,442.57
Group 1 0000218046 MA 90.00 01-Jul-2005 328,500.00 327,205.77
Group 1 0000229435 IL 57.14 01-Aug-2005 120,000.00 119,730.09
Group 1 0000235595 FL 78.95 01-Sep-2005 120,000.00 119,650.28
Group 1 0505049121 MD 85.00 01-Jul-2005 72,250.00 71,939.32
Group 1 0505050871 IL 70.00 01-Jul-2005 217,000.00 213,090.70
Group 1 0505197753 MD 95.00 01-Jul-2005 104,500.00 104,159.25
Group 1 0505244171 CA 80.00 01-Jul-2005 280,000.00 278,266.04
Group 1 1000708253 IL 95.00 01-Aug-2005 49,200.00 49,113.30
Group 1 1000764211 CA 100.00 01-Aug-2005 55,000.00 54,882.67
Group 2 0000174598 CA 85.00 01-Feb-2005 204,000.00 201,550.70
Group 2 0000179743 CA 76.98 01-May-2005 204,000.00 202,631.94
Group 2 0000179773 CA 95.00 01-Mar-2005 270,750.00 267,605.59
Group 2 0000185206 VA 80.00 01-Apr-2005 336,000.00 333,457.60
Group 2 0000185646 CA 63.11 01-Apr-2005 130,000.00 129,116.57
Group 2 0000185863 CA 78.98 01-Apr-2005 347,500.00 347,499.09
Group 2 0000188487 CA 90.00 01-Apr-2005 292,500.00 292,499.99
Group 2 0000188502 CA 80.00 01-Apr-2005 288,000.00 285,266.94
Group 2 0000189790 CA 95.00 01-Apr-2005 247,000.00 245,131.07
Group 2 0000191263 CA 90.00 01-May-2005 108,000.00 107,275.67
Group 2 0000191503 IL 85.71 01-Apr-2005 180,000.00 178,612.85
Group 2 0000191892 NV 82.29 01-Apr-2005 139,900.00 138,841.46
Group 2 0000192094 MD 86.70 01-May-2005 163,000.00 163,000.00
Group 2 0000192192 VA 79.95 01-Apr-2005 159,104.00 158,064.70
Group 2 0000192276 IL 95.00 01-Apr-2005 161,500.00 160,273.85
Group 2 0000192348 IL 87.16 01-Apr-2005 292,000.00 289,636.28
Group 2 0000192640 NY 79.00 01-Apr-2005 395,000.00 390,755.13
Group 2 0000193655 IL 90.00 01-May-2005 349,484.00 346,456.98
Group 2 0000194045 FL 85.00 01-May-2005 182,750.00 181,629.92
Group 2 0000194416 CA 79.01 01-May-2005 128,000.00 127,043.72
Group 2 0000194435 MA 95.00 01-May-2005 307,800.00 305,735.84
Group 2 0000194525 CA 95.00 01-May-2005 272,650.00 271,143.29
Group 2 0000194677 CA 85.00 01-May-2005 267,750.00 266,169.41
Group 2 0000194698 FL 80.00 01-Apr-2005 128,000.00 127,282.01
Group 2 0000194998 FL 80.00 01-May-2005 176,000.00 175,077.36
Group 2 0000195109 IL 95.00 01-May-2005 242,250.00 240,548.18
Group 2 0000195424 MA 90.00 01-May-2005 328,500.00 326,301.65
Group 2 0000195504 CA 85.00 01-May-2005 327,250.00 327,250.00
Group 2 0000195740 CA 85.90 01-Jun-2005 268,000.00 266,250.12
Group 2 0000196135 IL 68.81 01-May-2005 225,000.00 223,172.92
Group 2 0000196528 WI 80.00 01-Jun-2005 133,600.00 132,818.29
Group 2 0000196939 IL 40.29 01-May-2005 280,000.00 278,122.28
Group 2 0000197233 CA 85.00 01-May-2005 354,450.00 354,349.40
Group 2 0000197464 VA 83.00 01-May-2005 276,390.00 274,822.01
Group 2 0000197710 CA 61.48 01-May-2005 300,000.00 297,563.94
Group 2 0000197889 CA 80.00 01-May-2005 148,000.00 146,742.88
Group 2 0000198822 CA 85.00 01-May-2005 157,250.00 157,249.99
Group 2 0000199040 CA 66.82 01-May-2005 220,500.00 218,962.46
Group 2 0000199531 CA 90.00 01-May-2005 378,000.00 376,352.33
Group 2 0000200081 CA 95.00 01-Jun-2005 294,500.00 294,498.38
Group 2 0000200509 IL 59.26 01-May-2005 240,000.00 237,824.53
Group 2 0000201055 CA 84.50 01-May-2005 338,000.00 335,123.70
Group 2 0000201256 CA 64.85 01-May-2005 190,000.00 188,713.41
Group 2 0000201480 VA 85.00 01-May-2005 357,850.00 355,450.19
Group 2 0000201568 CA 80.00 01-May-2005 142,400.00 141,338.23
Group 2 0000202105 CA 84.81 01-May-2005 335,000.00 335,000.00
Group 2 0000202700 NV 68.97 01-May-2005 280,000.00 280,000.00
Group 2 0000202910 IA 100.00 01-May-2005 147,900.00 147,235.06
Group 2 0000203177 CA 83.97 01-May-2005 285,500.00 283,585.38
Group 2 0000204504 CA 44.65 01-Jun-2005 192,000.00 190,940.66
Group 2 0000205165 MD 80.00 01-May-2005 128,000.00 127,329.68
Group 2 0000205808 CA 53.49 01-May-2005 115,000.00 114,184.30
Group 2 0000208652 CA 60.00 01-Jun-2005 300,000.00 297,082.67
Group 2 0000208813 CA 88.93 01-Jun-2005 225,000.00 225,000.00
Group 2 0000209062 MD 95.00 01-Jun-2005 139,650.00 138,784.00
Group 2 0000209211 IL 80.00 01-Jun-2005 240,000.00 238,330.90
Group 2 0000209369 CA 95.00 01-Jun-2005 356,250.00 354,268.98
Group 2 0000210254 CA 68.82 01-Jun-2005 320,000.00 319,696.99
Group 2 0000210361 CA 86.90 01-Jun-2005 252,000.00 251,999.60
Group 2 0000210855 CA 90.00 01-Jun-2005 306,000.00 304,156.71
Group 2 0000211018 IL 94.69 01-Jun-2005 330,000.00 328,200.70
Group 2 0000212017 CA 90.00 01-Jun-2005 303,300.00 301,525.50
Group 2 0000212727 RI 95.00 01-Jun-2005 299,250.00 299,235.44
Group 2 0000214844 FL 80.00 01-Jul-2005 100,000.00 99,547.67
Group 2 0000215133 CA 85.00 01-Jun-2005 289,000.00 288,914.50
Group 2 0000217328 IL 95.00 01-Jul-2005 237,500.00 235,913.04
Group 2 0000217531 CA 95.00 01-Jul-2005 222,300.00 222,298.12
Group 2 0000217685 CA 78.66 01-Jul-2005 263,500.00 263,468.39
Group 2 0000217940 CA 89.75 01-Jul-2005 278,240.00 278,240.00
Group 2 0000218326 CA 90.00 01-Jul-2005 301,500.00 301,106.01
Group 2 0000218889 CA 87.88 01-Jul-2005 290,000.00 288,552.77
Group 2 0000218918 IL 76.92 01-Jul-2005 100,000.00 99,551.25
Group 2 0000219060 IL 80.00 01-Jul-2005 174,000.00 173,129.97
Group 2 0000221660 IL 80.00 01-Aug-2005 348,800.00 347,599.70
Group 2 0000222812 OH 90.00 01-Jul-2005 104,400.00 103,931.48
Group 2 0000223921 WI 80.00 01-Jul-2005 88,000.00 87,775.70
Group 2 0000224749 CA 66.09 01-Jul-2005 167,200.00 167,200.00
Group 2 0000227111 CA 80.00 01-Aug-2005 352,000.00 351,999.99
Group 2 0000227202 MA 85.00 01-Jul-2005 437,750.00 436,509.90
Group 2 0000228290 CA 80.00 01-Aug-2005 344,000.00 344,000.00
Group 2 0000228355 IA 86.96 01-Aug-2005 60,000.00 59,873.09
Group 2 0000229035 IL 84.21 01-Aug-2005 320,000.00 318,795.23
Group 2 0000231486 IL 85.00 01-Sep-2005 106,250.00 105,955.48
Group 2 0000232317 CA 30.49 01-Aug-2005 125,000.00 124,591.92
Group 2 0000235421 VA 85.00 01-Aug-2005 153,850.00 153,390.63
Group 2 0000238209 CA 80.00 01-Aug-2005 292,000.00 291,313.23
Group 2 0041502014 MD 80.00 01-Jun-2005 164,000.00 162,895.62
Group 2 0041502444 DC 90.00 01-Jun-2005 342,000.00 340,359.49
Group 2 0041554171 HI 70.00 01-Jul-2005 147,000.00 146,296.05
Group 2 0041563479 UT 90.00 01-Jul-2005 94,500.00 94,148.59
Group 2 0041615857 DC 80.00 01-Jul-2005 140,000.00 139,290.13
Group 2 0041684838 IL 80.00 01-Jul-2005 150,400.00 149,717.02
Group 2 0041693110 WA 34.67 01-Aug-2005 104,000.00 103,574.90
Group 2 0041736331 IL 63.16 01-Aug-2005 120,000.00 119,717.74
Group 2 0041748526 AZ 82.54 01-Aug-2005 156,000.00 155,395.54
Group 2 0041751835 IL 90.00 01-Jul-2005 54,000.00 53,841.03
Group 2 0041772047 CA 36.25 01-Jul-2005 145,000.00 143,979.79
Group 2 0041796533 CA 80.00 01-Aug-2005 208,000.00 207,047.71
Group 2 0041808916 IL 80.00 01-Aug-2005 125,600.00 125,136.75
Group 2 0041809641 CA 95.00 01-Aug-2005 308,750.00 307,587.60
Group 2 0041825845 AZ 80.00 01-Aug-2005 200,000.00 199,166.11
Group 2 0041826884 FL 65.00 01-Aug-2005 52,000.00 51,822.85
Group 2 0041835745 FL 80.00 01-Aug-2005 64,000.00 63,780.29
Group 2 0041835869 CA 68.60 01-Aug-2005 295,000.00 293,546.15
Group 2 0041836115 CA 90.00 01-Aug-2005 234,000.00 233,258.76
Group 2 0041836255 MD 90.00 01-Aug-2005 260,100.00 259,276.96
Group 2 0041836602 CA 80.00 01-Aug-2005 348,000.00 346,473.91
Group 2 0041845884 CA 48.54 01-Aug-2005 250,000.00 249,032.27
Group 2 0041847823 CA 56.20 01-Aug-2005 195,000.00 194,245.19
Group 2 00QB540723 CA 75.00 01-Jun-2005 277,500.00 275,940.57
Group 2 00QB550432 CA 75.00 01-Jul-2005 348,750.00 347,092.79
Group 2 00QB551008 CA 66.33 01-Jul-2005 262,000.00 260,692.52
Group 2 0503216551 CA 80.00 01-Jul-2005 132,800.00 132,799.99
Group 2 0503285475 VA 85.00 01-Jun-2005 113,050.00 112,487.58
Group 2 0504226935 NJ 80.00 01-Aug-2005 198,400.00 197,575.71
Group 2 0504227488 CA 46.05 01-Jul-2005 175,000.00 174,143.57
Group 2 0504269896 IL 70.00 01-Jun-2005 171,500.00 170,636.08
Group 2 0504272602 TX 95.00 01-Jun-2005 110,010.00 109,508.69
Group 2 0504272670 TX 95.00 01-Jun-2005 110,010.00 109,508.69
Group 2 0505026347 MD 59.38 01-Jul-2005 190,000.00 189,022.87
Group 2 0505094051 AZ 95.00 01-Jul-2005 176,700.00 175,899.15
Group 2 0505094213 NJ 80.00 01-Jul-2005 308,000.00 306,462.89
Group 2 0505106487 CA 80.00 01-Jul-2005 188,000.00 187,015.02
Group 2 0505117594 VA 83.00 01-Jul-2005 287,180.00 285,828.70
Group 2 0505120127 CA 61.19 01-Jul-2005 205,000.00 204,072.78
Group 2 0505131049 AZ 90.00 01-Jul-2005 151,055.00 150,467.01
Group 2 0505163769 VA 85.00 01-Jul-2005 204,000.00 203,175.49
Group 2 0505174507 NV 85.00 01-Jul-2005 323,000.00 321,574.83
Group 2 0505187169 VA 80.00 01-Aug-2005 153,840.00 153,376.91
Group 2 0505197742 IL 80.00 01-Jul-2005 204,000.00 202,981.69
Group 2 0505198910 NV 85.00 01-Jul-2005 189,550.00 188,834.15
Group 2 0505244649 OR 80.00 01-Jul-2005 117,600.00 117,581.40
Group 2 0505254992 AL 80.00 01-Jul-2005 84,000.00 83,639.12
Group 2 1000708231 IL 80.00 01-Aug-2005 262,400.00 261,474.99
Group 2 1000743612 CA 80.00 01-Jul-2005 216,000.00 216,000.00
Group 2 1000744589 CA 80.00 01-Aug-2005 232,000.00 231,243.96
Group 2 1000747212 CA 70.00 01-Aug-2005 178,500.00 177,729.61
Group 2 1000749180 CA 80.00 01-Aug-2005 200,000.00 199,998.92
Group 2 1000753455 FL 80.00 01-Aug-2005 120,000.00 119,583.70
Group 2 1000753916 CA 70.00 01-Jul-2005 355,600.00 353,625.98
Group 2 1000782255 CA 74.62 01-Aug-2005 190,292.00 189,725.02
Group 2 1000799871 IL 90.00 01-Aug-2005 247,500.00 246,699.12
Group 2 1000803877 FL 80.00 01-Aug-2005 142,400.00 141,776.40
Group 2 5000000288 AZ 88.89 01-Apr-2005 200,000.00 200,000.00
Group 2 5000000862 WA 80.00 01-May-2005 200,000.00 198,658.44
Group 2 5000001235 VA 90.00 01-May-2005 175,500.00 174,281.40
Group 3 0000198521 FL 90.00 01-May-2005 196,200.00 194,818.60
Group 3 0000199309 CA 73.44 01-Jun-2005 235,000.00 233,262.66
Group 3 0000207268 FL 82.06 01-Jun-2005 215,000.00 213,998.31
Group 3 0000215937 CA 100.00 01-Jul-2005 103,500.00 102,395.30
Group 3 0000215962 CA 100.00 01-Jun-2005 55,000.00 54,809.47
Group 3 0000216831 CA 100.00 01-Jul-2005 102,200.00 101,922.40
Group 3 0000218298 CA 100.00 01-Jul-2005 130,000.00 129,041.40
Group 3 0000219176 CA 100.00 01-Jul-2005 37,600.00 37,494.78
Group 3 0000219938 WI 100.00 01-Jul-2005 108,000.00 107,177.91
Group 3 0000220662 VA 100.00 01-Jul-2005 80,000.00 79,489.16
Group 3 0000224812 NJ 90.00 01-Jul-2005 343,800.00 342,320.39
Group 3 0041848128 CA 100.00 01-Aug-2005 59,800.00 59,668.73
Group 3 0503081576 IN 87.01 01-Jun-2005 205,000.00 203,914.84
Group 3 0504271823 TN 77.19 01-Jul-2005 65,460.00 65,229.81
Group 3 0504283385 OH 75.00 01-Jul-2005 63,750.00 63,517.38
Group 3 0505026345 OH 100.00 01-Jul-2005 192,000.00 189,987.26
Group 3 0505037515 WA 65.41 01-Jul-2005 302,500.00 300,666.93
Group 3 1000707230 CA 64.06 01-Jul-2005 180,000.00 180,000.00
Group 3 1000743566 IL 100.00 01-Jul-2005 50,000.00 49,868.44
Group 3 1000758427 AZ 100.00 01-Aug-2005 47,900.00 47,766.93
Group 3 1000761735 IL 100.00 01-Aug-2005 83,000.00 82,849.27
Group 3 1000770230 CA 95.00 01-Aug-2005 90,000.00 89,797.15
Group 3 1000803888 FL 100.00 01-Aug-2005 35,600.00 35,535.34
Group 4 0000171825 SC 100.00 01-Feb-2005 125,000.00 123,723.13
Group 4 0000184760 CA 80.00 01-Mar-2005 284,000.00 283,986.83
Group 4 0000185908 CA 87.93 01-Apr-2005 382,500.00 382,499.99
Group 4 0000186389 CA 78.89 01-Apr-2005 213,000.00 210,976.92
Group 4 0000189335 CA 74.44 01-Apr-2005 335,000.00 331,937.76
Group 4 0000189375 CA 80.00 01-Apr-2005 332,000.00 329,212.98
Group 4 0000193319 MD 79.94 01-May-2005 518,000.00 518,000.00
Group 4 0000194332 CA 85.00 01-Apr-2005 382,500.00 382,500.00
Group 4 0000194528 CA 70.00 01-May-2005 245,000.00 243,772.24
Group 4 0000195096 MD 84.14 01-Apr-2005 244,000.00 244,000.00
Group 4 0000195507 CA 85.00 01-May-2005 536,350.00 532,653.13
Group 4 0000196761 IL 95.00 01-May-2005 418,000.00 347,325.99
Group 4 0000197336 CA 53.81 01-May-2005 169,500.00 168,067.96
Group 4 0000198287 VA 61.73 01-May-2005 214,500.00 213,061.50
Group 4 0000198716 IL 94.53 01-May-2005 139,900.00 138,547.09
Group 4 0000198753 CA 90.00 01-Jun-2005 450,000.00 447,155.16
Group 4 0000199588 CA 90.00 01-May-2005 306,000.00 305,999.99
Group 4 0000199709 CA 70.00 01-May-2005 168,000.00 167,353.46
Group 4 0000200348 MD 73.31 01-May-2005 173,000.00 171,885.62
Group 4 0000200621 VA 80.00 01-May-2005 521,600.00 521,600.00
Group 4 0000200674 MD 95.00 01-May-2005 194,750.00 193,481.60
Group 4 0000200767 CA 85.00 01-May-2005 409,700.00 407,357.13
Group 4 0000200981 CA 80.00 01-May-2005 202,400.00 202,400.00
Group 4 0000202168 MD 95.00 01-May-2005 475,000.00 448,617.71
Group 4 0000203464 CA 88.37 01-Jun-2005 380,000.00 380,000.00
Group 4 0000203875 CA 85.00 01-Jul-2005 177,650.00 176,915.76
Group 4 0000206043 CA 95.00 01-Jun-2005 389,500.00 389,500.00
Group 4 0000206078 CA 95.00 01-May-2005 374,300.00 371,789.90
Group 4 0000206544 CA 84.94 01-Jun-2005 352,500.00 352,492.81
Group 4 0000210040 CA 90.00 01-Jun-2005 252,000.00 252,000.00
Group 4 0000211656 CA 84.67 01-Jul-2005 580,000.00 576,884.13
Group 4 0000212473 IL 95.00 01-Jul-2005 437,000.00 434,683.78
Group 4 0000213787 FL 85.00 01-Jun-2005 170,000.00 169,075.97
Group 4 0000217653 CA 90.00 01-Jul-2005 445,500.00 445,500.00
Group 4 0000218766 CA 90.00 01-Jul-2005 397,800.00 396,050.05
Group 4 0000219918 WI 80.00 01-Jul-2005 432,000.00 431,999.77
Group 4 0000222650 CA 80.00 01-Jul-2005 220,000.00 220,000.00
Group 4 0000223223 CA 78.26 01-Jul-2005 360,000.00 358,287.92
Group 4 0000224191 CA 60.18 01-Jul-2005 340,000.00 338,443.77
Group 4 0000224346 NH 60.00 01-Aug-2005 147,000.00 146,752.06
Group 4 0000227307 CA 85.00 01-Aug-2005 471,750.00 471,750.00
Group 4 0000227833 CA 80.00 01-Jul-2005 576,000.00 575,988.00
Group 4 0000228123 NY 100.00 01-Aug-2005 320,000.00 319,110.94
Group 4 0000238018 IL 58.70 01-Aug-2005 135,000.00 134,487.07
Group 4 0000238966 CA 80.00 01-Aug-2005 464,000.00 463,166.27
Group 4 0041593336 MD 84.89 01-Jul-2005 399,000.00 396,752.97
Group 4 0041639733 CA 75.00 01-Jul-2005 731,250.00 727,214.02
Group 4 0041640004 DC 95.00 01-Jun-2005 95,000.00 94,576.18
Group 4 0041674383 FL 90.00 01-Aug-2005 288,000.00 287,155.00
Group 4 0041678715 IN 80.00 01-Jul-2005 84,000.00 83,596.80
Group 4 0041785320 AZ 80.00 01-Aug-2005 183,118.00 183,118.00
Group 4 0041791906 MD 82.76 01-Aug-2005 360,000.00 358,388.06
Group 4 0041805011 FL 90.00 01-Aug-2005 135,000.00 134,502.69
Group 4 0041812017 AZ 85.00 01-Aug-2005 185,300.00 184,785.18
Group 4 0041812173 CA 80.00 01-Aug-2005 508,000.00 504,848.18
Group 4 0041812967 AZ 85.00 01-Aug-2005 218,450.00 217,740.96
Group 4 0041827395 GA 90.00 01-Aug-2005 493,200.00 491,471.84
Group 4 0041840521 AZ 83.40 01-Aug-2005 325,250.00 324,193.30
Group 4 0041847997 CA 80.00 01-Aug-2005 239,200.00 238,051.06
Group 4 0041849209 VA 83.01 01-Aug-2005 386,000.00 384,351.88
Group 4 0041871013 AZ 74.18 01-Aug-2005 135,000.00 134,451.61
Group 4 0041880600 IL 85.00 01-Aug-2005 164,050.00 163,367.07
Group 4 00QB522424 CA 80.00 01-May-2005 368,000.00 368,000.00
Group 4 0502180574 CA 80.00 01-Jul-2005 233,637.00 233,335.26
Group 4 0503231028 VA 80.00 01-Jul-2005 207,380.00 206,364.24
Group 4 0504122517 IL 80.00 01-Jun-2005 276,000.00 274,723.10
Group 4 0504158812 CA 80.00 01-Jul-2005 156,132.00 155,443.07
Group 4 0504203380 CA 85.00 01-Jul-2005 605,625.00 603,407.04
Group 4 0504271266 IL 80.00 01-Jul-2005 248,800.00 247,750.41
Group 4 0504271382 NY 80.00 01-Jul-2005 240,000.00 238,772.75
Group 4 0504272610 CA 80.00 01-Jul-2005 207,200.00 207,200.00
Group 4 0504283798 CA 70.59 01-Jul-2005 600,000.00 600,000.00
Group 4 0505037424 VA 100.00 01-Jul-2005 134,000.00 133,486.78
Group 4 0505037823 KS 76.98 01-Jul-2005 408,000.00 406,061.25
Group 4 0505038579 CA 89.17 01-Jul-2005 481,500.00 479,524.93
Group 4 0505049145 CA 87.72 01-Jul-2005 500,000.00 497,949.09
Group 4 0505052113 MD 78.29 01-Jul-2005 375,000.00 375,000.00
Group 4 0505063470 CA 80.00 01-Jul-2005 151,200.00 150,549.26
Group 4 0505129392 FL 80.00 01-Jul-2005 197,600.00 197,600.00
Group 4 0505131764 TX 80.00 01-Jul-2005 360,000.00 360,000.00
Group 4 0505175518 NV 90.00 01-Jul-2005 105,300.00 104,890.10
Group 4 0505187378 CA 80.00 01-Jul-2005 279,920.00 278,356.88
Group 4 0505197693 FL 53.19 01-Jul-2005 500,000.00 497,738.45
Group 4 0505200438 WI 90.00 01-Jul-2005 98,100.00 97,667.85
Group 4 0505244716 OR 80.00 01-Jul-2005 218,800.00 218,799.99
Group 4 1000602751 OR 73.58 01-Jul-2005 596,000.00 596,000.00
Group 4 1000695832 IL 80.00 01-Jul-2005 200,000.00 198,900.35
Group 4 1000738492 CA 80.00 01-Aug-2005 412,000.00 409,816.21
Group 4 1000739022 CA 80.00 01-Jul-2005 482,400.00 482,400.00
Group 4 1000747144 CA 85.00 01-Aug-2005 391,000.00 391,000.00
Group 4 1000753578 CA 81.39 01-Jul-2005 411,000.00 411,000.00
Group 4 1000759541 CA 43.95 01-Aug-2005 167,000.00 166,259.42
Group 4 1000761656 IL 80.00 01-Aug-2005 332,000.00 330,763.59
Group 4 1000764075 CA 80.00 01-Aug-2005 220,000.00 220,000.00
Group 4 1000770218 CA 80.00 01-Aug-2005 480,000.00 477,772.69
Group 4 5000005025 MD 85.92 01-Jul-2005 537,000.00 534,957.15
Group 4 5000009395 CA 74.90 01-Sep-2005 382,000.00 382,000.00
Prepayment Loan Detail - Prepayments during Current Period (continued)
Current
Loan PIF Months Loan Original
Group Number Type Delinquent Rate Term Seasoning
<s> <c> <c> <c> <c> <c> <c>
Group 1 0000195517 Loan Paid in Full 0 6.950% 120 7
Group 1 0000197525 Loan Paid in Full 0 6.100% 360 7
Group 1 0000198211 Loan Paid in Full 0 6.250% 360 7
Group 1 0000201323 Loan Paid in Full 0 5.990% 360 7
Group 1 0000203201 Loan Paid in Full 0 6.250% 360 7
Group 1 0000203997 Loan Paid in Full 0 7.050% 180 7
Group 1 0000214288 Loan Paid in Full 0 6.690% 360 5
Group 1 0000214370 Loan Paid in Full 0 10.250% 240 5
Group 1 0000214512 Loan Paid in Full 1 6.500% 360 6
Group 1 0000216907 Loan Paid in Full (1) 9.900% 240 5
Group 1 0000217280 Loan Paid in Full 0 6.250% 360 5
Group 1 0000218046 Loan Paid in Full 0 8.190% 360 5
Group 1 0000229435 Loan Paid in Full 0 10.000% 360 4
Group 1 0000235595 Loan Paid in Full 0 7.640% 360 3
Group 1 0505049121 Loan Paid in Full 0 8.500% 360 5
Group 1 0505050871 Loan Paid in Full 0 7.750% 180 5
Group 1 0505197753 Loan Paid in Full 0 9.250% 360 5
Group 1 0505244171 Loan Paid in Full 0 5.875% 360 5
Group 1 1000708253 Loan Paid in Full 0 11.140% 180 4
Group 1 1000764211 Loan Paid in Full 0 10.250% 180 4
Group 2 0000174598 Loan Paid in Full 0 5.640% 360 10
Group 2 0000179743 Loan Paid in Full 0 6.990% 360 7
Group 2 0000179773 Loan Paid in Full 0 5.290% 360 9
Group 2 0000185206 Loan Paid in Full 0 6.990% 360 8
Group 2 0000185646 Loan Paid in Full 0 7.540% 360 8
Group 2 0000185863 Loan Paid in Full 0 6.165% 360 8
Group 2 0000188487 Loan Paid in Full 3 6.940% 360 8
Group 2 0000188502 Loan Paid in Full 0 5.800% 360 8
Group 2 0000189790 Loan Paid in Full 0 6.990% 360 8
Group 2 0000191263 Loan Paid in Full 0 6.990% 360 7
Group 2 0000191503 Loan Paid in Full 0 6.950% 360 8
Group 2 0000191892 Loan Paid in Full 0 6.990% 360 8
Group 2 0000192094 Loan Paid in Full 0 6.990% 360 7
Group 2 0000192192 Loan Paid in Full 0 7.740% 360 8
Group 2 0000192276 Loan Paid in Full 0 6.990% 360 8
Group 2 0000192348 Loan Paid in Full 0 6.640% 360 8
Group 2 0000192640 Loan Paid in Full 0 5.990% 360 8
Group 2 0000193655 Loan Paid in Full 0 6.040% 360 7
Group 2 0000194045 Loan Paid in Full 0 7.450% 360 7
Group 2 0000194416 Loan Paid in Full 0 6.490% 360 7
Group 2 0000194435 Loan Paid in Full 0 6.990% 360 7
Group 2 0000194525 Loan Paid in Full (1) 7.990% 360 7
Group 2 0000194677 Loan Paid in Full 0 7.640% 360 7
Group 2 0000194698 Loan Paid in Full 0 8.500% 360 8
Group 2 0000194998 Loan Paid in Full 0 8.240% 360 7
Group 2 0000195109 Loan Paid in Full 0 6.750% 360 7
Group 2 0000195424 Loan Paid in Full 0 7.000% 360 7
Group 2 0000195504 Loan Paid in Full 0 6.150% 360 7
Group 2 0000195740 Loan Paid in Full 0 6.990% 360 6
Group 2 0000196135 Loan Paid in Full 0 5.990% 360 7
Group 2 0000196528 Loan Paid in Full 0 6.990% 360 6
Group 2 0000196939 Loan Paid in Full 0 6.990% 360 7
Group 2 0000197233 Loan Paid in Full 0 6.990% 360 7
Group 2 0000197464 Loan Paid in Full 0 7.840% 360 7
Group 2 0000197710 Loan Paid in Full 0 5.990% 360 7
Group 2 0000197889 Loan Paid in Full 0 5.750% 360 7
Group 2 0000198822 Loan Paid in Full 0 6.500% 360 7
Group 2 0000199040 Loan Paid in Full 0 6.790% 360 7
Group 2 0000199531 Loan Paid in Full 0 9.140% 360 7
Group 2 0000200081 Loan Paid in Full 0 6.990% 360 6
Group 2 0000200509 Loan Paid in Full 0 5.400% 360 7
Group 2 0000201055 Loan Paid in Full 0 5.740% 360 7
Group 2 0000201256 Loan Paid in Full 0 6.940% 360 7
Group 2 0000201480 Loan Paid in Full 0 6.990% 360 7
Group 2 0000201568 Loan Paid in Full 0 6.440% 360 7
Group 2 0000202105 Loan Paid in Full 0 6.600% 360 7
Group 2 0000202700 Loan Paid in Full 0 5.500% 360 7
Group 2 0000202910 Loan Paid in Full 0 8.990% 360 7
Group 2 0000203177 Loan Paid in Full 0 6.990% 360 7
Group 2 0000204504 Loan Paid in Full 2 7.290% 360 6
Group 2 0000205165 Loan Paid in Full 0 8.240% 360 7
Group 2 0000205808 Loan Paid in Full 0 6.700% 360 7
Group 2 0000208652 Loan Paid in Full (1) 6.750% 360 6
Group 2 0000208813 Loan Paid in Full 0 6.700% 360 6
Group 2 0000209062 Loan Paid in Full 0 6.690% 360 6
Group 2 0000209211 Loan Paid in Full 0 6.090% 360 6
Group 2 0000209369 Loan Paid in Full 0 7.250% 360 6
Group 2 0000210254 Loan Paid in Full (1) 6.000% 360 6
Group 2 0000210361 Loan Paid in Full 0 6.190% 360 6
Group 2 0000210855 Loan Paid in Full 0 6.840% 360 6
Group 2 0000211018 Loan Paid in Full 0 7.350% 360 6
Group 2 0000212017 Loan Paid in Full 0 6.990% 360 6
Group 2 0000212727 Loan Paid in Full 0 7.600% 360 6
Group 2 0000214844 Loan Paid in Full 0 7.500% 360 5
Group 2 0000215133 Loan Paid in Full 0 7.100% 360 6
Group 2 0000217328 Loan Paid in Full 0 7.250% 360 5
Group 2 0000217531 Loan Paid in Full 0 7.500% 360 5
Group 2 0000217685 Loan Paid in Full 0 6.340% 360 5
Group 2 0000217940 Loan Paid in Full 0 6.600% 360 5
Group 2 0000218326 Loan Paid in Full 0 6.240% 360 5
Group 2 0000218889 Loan Paid in Full 0 7.000% 360 5
Group 2 0000218918 Loan Paid in Full 0 7.540% 360 5
Group 2 0000219060 Loan Paid in Full (1) 6.990% 360 5
Group 2 0000221660 Loan Paid in Full 0 7.940% 360 4
Group 2 0000222812 Loan Paid in Full 0 7.540% 360 5
Group 2 0000223921 Loan Paid in Full 0 10.290% 360 5
Group 2 0000224749 Loan Paid in Full 0 6.990% 360 5
Group 2 0000227111 Loan Paid in Full 0 6.550% 360 4
Group 2 0000227202 Loan Paid in Full 0 9.790% 360 5
Group 2 0000228290 Loan Paid in Full 0 6.590% 360 4
Group 2 0000228355 Loan Paid in Full 0 10.290% 360 4
Group 2 0000229035 Loan Paid in Full 0 7.490% 360 4
Group 2 0000231486 Loan Paid in Full 0 7.890% 360 3
Group 2 0000232317 Loan Paid in Full 0 8.500% 360 4
Group 2 0000235421 Loan Paid in Full 0 8.640% 360 4
Group 2 0000238209 Loan Paid in Full (1) 6.820% 360 4
Group 2 0041502014 Loan Paid in Full 0 6.260% 360 6
Group 2 0041502444 Loan Paid in Full 0 7.995% 360 6
Group 2 0041554171 Loan Paid in Full 0 7.225% 360 5
Group 2 0041563479 Loan Paid in Full 0 8.475% 360 5
Group 2 0041615857 Loan Paid in Full 0 6.990% 360 5
Group 2 0041684838 Loan Paid in Full 1 7.480% 360 5
Group 2 0041693110 Loan Paid in Full 0 7.100% 360 4
Group 2 0041736331 Loan Paid in Full 0 9.788% 360 4
Group 2 0041748526 Loan Paid in Full 0 7.345% 360 4
Group 2 0041751835 Loan Paid in Full 0 9.725% 360 5
Group 2 0041772047 Loan Paid in Full 1 6.788% 360 5
Group 2 0041796533 Loan Paid in Full 0 6.490% 360 4
Group 2 0041808916 Loan Paid in Full 0 7.855% 360 4
Group 2 0041809641 Loan Paid in Full 0 7.490% 360 4
Group 2 0041825845 Loan Paid in Full 0 6.975% 360 4
Group 2 0041826884 Loan Paid in Full 0 8.600% 360 4
Group 2 0041835745 Loan Paid in Full 0 7.980% 360 4
Group 2 0041835869 Loan Paid in Full 0 6.105% 360 4
Group 2 0041836115 Loan Paid in Full 0 8.350% 360 4
Group 2 0041836255 Loan Paid in Full 0 8.355% 360 4
Group 2 0041836602 Loan Paid in Full 0 6.850% 360 4
Group 2 0041845884 Loan Paid in Full 0 7.350% 360 4
Group 2 0041847823 Loan Paid in Full 0 7.350% 360 4
Group 2 00QB540723 Loan Paid in Full 0 7.200% 360 6
Group 2 00QB550432 Loan Paid in Full 0 7.250% 360 5
Group 2 00QB551008 Loan Paid in Full 0 7.000% 360 5
Group 2 0503216551 Loan Paid in Full 0 6.500% 360 5
Group 2 0503285475 Loan Paid in Full 0 7.850% 360 6
Group 2 0504226935 Loan Paid in Full 0 6.990% 360 4
Group 2 0504227488 Loan Paid in Full 0 7.100% 360 5
Group 2 0504269896 Loan Paid in Full 0 7.750% 360 6
Group 2 0504272602 Loan Paid in Full 0 8.250% 360 6
Group 2 0504272670 Loan Paid in Full 0 8.250% 360 6
Group 2 0505026347 Loan Paid in Full 0 7.050% 360 5
Group 2 0505094051 Loan Paid in Full 0 7.490% 360 5
Group 2 0505094213 Loan Paid in Full 0 7.000% 360 5
Group 2 0505106487 Loan Paid in Full 0 6.750% 360 5
Group 2 0505117594 Loan Paid in Full 0 8.200% 360 5
Group 2 0505120127 Loan Paid in Full 0 7.500% 360 5
Group 2 0505131049 Loan Paid in Full 0 8.250% 360 5
Group 2 0505163769 Loan Paid in Full 0 8.125% 360 5
Group 2 0505174507 Loan Paid in Full 0 7.625% 360 5
Group 2 0505187169 Loan Paid in Full 0 8.600% 360 4
Group 2 0505197742 Loan Paid in Full 0 6.999% 360 5
Group 2 0505198910 Loan Paid in Full 0 8.399% 360 5
Group 2 0505244649 Loan Paid in Full 0 6.750% 360 5
Group 2 0505254992 Loan Paid in Full 0 7.759% 360 5
Group 2 1000708231 Loan Paid in Full 0 7.820% 360 4
Group 2 1000743612 Loan Paid in Full 0 7.370% 360 5
Group 2 1000744589 Loan Paid in Full 0 8.210% 360 4
Group 2 1000747212 Loan Paid in Full 0 6.795% 360 4
Group 2 1000749180 Loan Paid in Full 0 6.990% 360 4
Group 2 1000753455 Loan Paid in Full (1) 7.900% 360 4
Group 2 1000753916 Loan Paid in Full 0 6.450% 360 5
Group 2 1000782255 Loan Paid in Full 1 8.650% 360 4
Group 2 1000799871 Loan Paid in Full 0 8.245% 360 4
Group 2 1000803877 Loan Paid in Full 0 6.720% 360 4
Group 2 5000000288 Loan Paid in Full 0 6.850% 360 8
Group 2 5000000862 Loan Paid in Full 0 6.990% 360 7
Group 2 5000001235 Loan Paid in Full 0 6.840% 360 7
Group 3 0000198521 Loan Paid in Full (1) 6.990% 360 7
Group 3 0000199309 Loan Paid in Full 0 5.990% 360 6
Group 3 0000207268 Loan Paid in Full 0 8.140% 360 6
Group 3 0000215937 Loan Paid in Full (1) 11.000% 240 5
Group 3 0000215962 Loan Paid in Full 0 10.250% 180 6
Group 3 0000216831 Loan Paid in Full 3 9.990% 180 5
Group 3 0000218298 Loan Paid in Full 0 10.700% 240 5
Group 3 0000219176 Loan Paid in Full (1) 10.750% 180 5
Group 3 0000219938 Loan Paid in Full (1) 10.600% 240 5
Group 3 0000220662 Loan Paid in Full 0 11.800% 240 5
Group 3 0000224812 Loan Paid in Full 0 7.750% 360 5
Group 3 0041848128 Loan Paid in Full 1 10.115% 180 4
Group 3 0503081576 Loan Paid in Full 0 7.500% 360 6
Group 3 0504271823 Loan Paid in Full (1) 8.750% 360 5
Group 3 0504283385 Loan Paid in Full 0 8.750% 360 5
Group 3 0505026345 Loan Paid in Full 0 7.999% 240 5
Group 3 0505037515 Loan Paid in Full 0 5.990% 360 5
Group 3 1000707230 Loan Paid in Full 0 6.180% 360 5
Group 3 1000743566 Loan Paid in Full (1) 10.140% 180 5
Group 3 1000758427 Loan Paid in Full 0 8.990% 180 4
Group 3 1000761735 Loan Paid in Full 0 11.000% 180 4
Group 3 1000770230 Loan Paid in Full 1 9.990% 180 4
Group 3 1000803888 Loan Paid in Full 0 11.000% 180 4
Group 4 0000171825 Loan Paid in Full 0 6.990% 360 10
Group 4 0000184760 Loan Paid in Full 0 5.990% 360 9
Group 4 0000185908 Loan Paid in Full 0 6.940% 360 8
Group 4 0000186389 Loan Paid in Full 0 5.790% 360 8
Group 4 0000189335 Loan Paid in Full 0 6.000% 360 8
Group 4 0000189375 Loan Paid in Full 0 6.450% 360 8
Group 4 0000193319 Loan Paid in Full 0 6.940% 360 7
Group 4 0000194332 Loan Paid in Full 0 5.540% 360 8
Group 4 0000194528 Loan Paid in Full 0 8.990% 360 7
Group 4 0000195096 Loan Paid in Full 0 6.750% 360 8
Group 4 0000195507 Loan Paid in Full 0 6.850% 360 7
Group 4 0000196761 Loan Paid in Full 0 8.750% 360 7
Group 4 0000197336 Loan Paid in Full 0 5.750% 360 7
Group 4 0000198287 Loan Paid in Full 0 6.990% 360 7
Group 4 0000198716 Loan Paid in Full 0 8.875% 360 7
Group 4 0000198753 Loan Paid in Full (2) 6.590% 360 6
Group 4 0000199588 Loan Paid in Full 0 7.015% 360 7
Group 4 0000199709 Loan Paid in Full 2 9.740% 360 7
Group 4 0000200348 Loan Paid in Full 0 7.200% 360 7
Group 4 0000200621 Loan Paid in Full 0 6.375% 360 7
Group 4 0000200674 Loan Paid in Full 0 7.140% 360 7
Group 4 0000200767 Loan Paid in Full 0 7.800% 360 7
Group 4 0000200981 Loan Paid in Full 0 6.490% 360 7
Group 4 0000202168 Loan Paid in Full 0 7.350% 360 7
Group 4 0000203464 Loan Paid in Full 0 7.450% 360 6
Group 4 0000203875 Loan Paid in Full (1) 7.990% 360 5
Group 4 0000206043 Loan Paid in Full 0 7.250% 360 6
Group 4 0000206078 Loan Paid in Full 0 6.990% 360 7
Group 4 0000206544 Loan Paid in Full 0 6.590% 360 6
Group 4 0000210040 Loan Paid in Full 0 6.990% 360 6
Group 4 0000211656 Loan Paid in Full 0 6.950% 360 5
Group 4 0000212473 Loan Paid in Full 0 6.690% 360 5
Group 4 0000213787 Loan Paid in Full 0 7.390% 360 6
Group 4 0000217653 Loan Paid in Full 0 6.690% 360 5
Group 4 0000218766 Loan Paid in Full 2 7.640% 360 5
Group 4 0000219918 Loan Paid in Full 0 6.965% 360 5
Group 4 0000222650 Loan Paid in Full 0 5.990% 360 5
Group 4 0000223223 Loan Paid in Full 0 7.640% 360 5
Group 4 0000224191 Loan Paid in Full 0 7.440% 360 5
Group 4 0000224346 Loan Paid in Full 0 11.340% 360 4
Group 4 0000227307 Loan Paid in Full 0 7.850% 360 4
Group 4 0000227833 Loan Paid in Full 0 6.290% 360 5
Group 4 0000228123 Loan Paid in Full 0 8.990% 360 4
Group 4 0000238018 Loan Paid in Full 0 7.444% 360 4
Group 4 0000238966 Loan Paid in Full (1) 7.250% 360 4
Group 4 0041593336 Loan Paid in Full 0 6.375% 360 5
Group 4 0041639733 Loan Paid in Full 0 6.480% 360 5
Group 4 0041640004 Loan Paid in Full (1) 8.355% 360 6
Group 4 0041674383 Loan Paid in Full 1 8.725% 360 4
Group 4 0041678715 Loan Paid in Full 0 7.225% 360 5
Group 4 0041785320 Loan Paid in Full 0 6.475% 360 4
Group 4 0041791906 Loan Paid in Full 0 6.605% 360 4
Group 4 0041805011 Loan Paid in Full 0 7.600% 360 4
Group 4 0041812017 Loan Paid in Full 0 8.990% 360 4
Group 4 0041812173 Loan Paid in Full (1) 6.605% 360 4
Group 4 0041812967 Loan Paid in Full 0 8.230% 360 4
Group 4 0041827395 Loan Paid in Full 0 7.850% 360 4
Group 4 0041840521 Loan Paid in Full 0 8.225% 360 4
Group 4 0041847997 Loan Paid in Full 1 6.240% 360 4
Group 4 0041849209 Loan Paid in Full 0 6.850% 360 4
Group 4 0041871013 Loan Paid in Full (1) 7.105% 360 4
Group 4 0041880600 Loan Paid in Full 0 6.980% 360 4
Group 4 00QB522424 Loan Paid in Full 0 6.500% 360 7
Group 4 0502180574 Loan Paid in Full 0 6.899% 360 5
Group 4 0503231028 Loan Paid in Full 0 7.490% 360 5
Group 4 0504122517 Loan Paid in Full 0 8.175% 360 6
Group 4 0504158812 Loan Paid in Full 0 7.625% 360 5
Group 4 0504203380 Loan Paid in Full 0 8.550% 360 5
Group 4 0504271266 Loan Paid in Full 0 7.850% 360 5
Group 4 0504271382 Loan Paid in Full 0 6.875% 360 5
Group 4 0504272610 Loan Paid in Full 0 6.750% 360 5
Group 4 0504283798 Loan Paid in Full 0 7.375% 360 5
Group 4 0505037424 Loan Paid in Full 0 8.390% 360 5
Group 4 0505037823 Loan Paid in Full 0 7.250% 360 5
Group 4 0505038579 Loan Paid in Full 0 7.990% 360 5
Group 4 0505049145 Loan Paid in Full (1) 7.990% 360 5
Group 4 0505052113 Loan Paid in Full 0 6.375% 360 5
Group 4 0505063470 Loan Paid in Full 0 7.750% 360 5
Group 4 0505129392 Loan Paid in Full 0 7.999% 360 5
Group 4 0505131764 Loan Paid in Full 1 7.500% 360 5
Group 4 0505175518 Loan Paid in Full 0 8.250% 360 5
Group 4 0505187378 Loan Paid in Full 0 6.800% 360 5
Group 4 0505197693 Loan Paid in Full 0 7.500% 360 5
Group 4 0505200438 Loan Paid in Full 0 8.750% 360 5
Group 4 0505244716 Loan Paid in Full (1) 6.250% 360 5
Group 4 1000602751 Loan Paid in Full 0 6.500% 360 5
Group 4 1000695832 Loan Paid in Full (1) 6.500% 360 5
Group 4 1000738492 Loan Paid in Full 0 5.720% 360 4
Group 4 1000739022 Loan Paid in Full 0 6.390% 360 5
Group 4 1000747144 Loan Paid in Full 0 8.970% 360 4
Group 4 1000753578 Loan Paid in Full 0 5.380% 360 5
Group 4 1000759541 Loan Paid in Full 0 6.670% 360 4
Group 4 1000761656 Loan Paid in Full 0 7.545% 360 4
Group 4 1000764075 Loan Paid in Full 0 6.250% 360 4
Group 4 1000770218 Loan Paid in Full 2 6.420% 360 4
Group 4 5000005025 Loan Paid in Full (2) 10.070% 360 5
Group 4 5000009395 Loan Paid in Full 0 6.990% 360 3
Prepayment - Voluntary Prepayments
Summary
SMM CPR PSA
<s> <c> <s> <c> <s> <c>
Current Month 3.202% Current Month 32.327% Current Month 3,135.705%
3 Month Average 2.684% 3 Month Average 27.777% 3 Month Average 3,380.716%
12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000%
CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average*
Month Current 12mo Avg. Month Current 12mo Avg.
<s> <c> <c> <s> <c> <c>
Jan-2005 N/A N/A Jan-2005 N/A N/A
Feb-2005 N/A N/A Feb-2005 N/A N/A
Mar-2005 N/A N/A Mar-2005 N/A N/A
Apr-2005 N/A N/A Apr-2005 N/A N/A
May-2005 N/A N/A May-2005 N/A N/A
Jun-2005 N/A N/A Jun-2005 N/A N/A
Jul-2005 N/A N/A Jul-2005 N/A N/A
Aug-2005 N/A N/A Aug-2005 N/A N/A
Sep-2005 N/A N/A Sep-2005 N/A N/A
Oct-2005 23.961% N/A Oct-2005 3,762.938% N/A
Nov-2005 27.044% N/A Nov-2005 3,243.504% N/A
Dec-2005 32.327% N/A Dec-2005 3,135.705% N/A
*The text reported in the above table is presented *The text reported in the above table is presented
graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The
monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at
www.ctslink.com. www.ctslink.com.
<FN>
Calculation Methodology:
Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled
Principal)
Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12)
PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS))
Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal
Balance))
</FN>
Modifications
Loan Beginning Current Prior Modified Prior Modified
Number Balance Balance Rate Rate Payment Payment
<s> <c> <c> <c> <c> <c> <c>
No Modifications this Period
Substitutions
Loans Repurchased Loans Substituted
Loan Current Current Current Loan Current Current Current
Number Balance Rate Payment Number Balance Rate Payment
<s> <c> <c> <c> <c> <c> <c> <c>
No Substitutions this Period
Repurchases
Loan Current Current Current
Number Balance Rate Payment
<s> <c> <c> <c>
No Repurchases this Period