UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2005 BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2005-10 (Exact name of registrant as specified in its charter) New York (governing law of 333-118843-39 Pooling and Servicing Agreement) (Commission 54-2186663 (State or other File Number) 54-2186664 jurisdiction 54-2186665 of Incorporation) 54-6681239 IRS EIN c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events Subsequent to filing the 8-K relating to the payment date on December 27, 2005, a revision was made to holders of BANC OF AMERICA MORTGAGE SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2005-10 Trust which was not included in the original 8-K filed. The 8-K is being amended because the deal was incorrectly re-ran after it was completed so LLT and RCT did not load properly and the report was missing information on the Certificate Account and Collateral Statement pages. The revised data has been and will continue to be available on the Wells Fargo Bank, N.A. website at www.ctslink.com. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Amended monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-10 Trust, relating to the December 27, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2005-10 Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 4/10/2006 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Amended monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-10 Trust, relating to the December 27, 2005 distribution. EX-99.1 Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Record Date: 11/30/2005 Distribution Date: 12/27/2005 Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Series 2005-10 Contact: CTSLink Customer Service Wells Fargo Bank, N.A. Corporate Trust Services 9062 Old Annapolis Road Columbia, MD 21045-1951 @ www.ctslink.com/cmbs Telephone: (301) 815-6600 Fax: (301) 815-6600 Certificateholder Distribution Summary Class CUSIP Certificate Beginning Interest Pass-Through Certificate Distribution Rate Balance <s> <c> <c> <c> <c> 1-A-1 05949CLF1 5.50000% 54,787,000.00 251,107.08 1-A-2 05949CLG9 5.50000% 49,663,532.10 227,624.52 1-A-3 05949CLH7 5.50000% 16,531,000.00 75,767.08 1-A-4 05949CLJ3 5.50000% 39,646,000.00 181,710.83 1-A-5 05949CLK0 5.50000% 671,000.00 3,075.42 1-A-6 05949CLL8 5.50000% 9,929,048.68 45,508.14 1-A-7 05949CLM6 5.50000% 2,201,000.00 10,087.92 1-A-8 05949CLN4 5.50000% 5,022.92 23.02 1-A-9 05949CLP9 4.89375% 19,944,618.78 81,336.65 1-A-10 05949CLQ7 0.60625% 0.00 10,076.19 1-A-11 05949CLR5 5.50000% 1,314,723.63 6,025.82 1-A-12 05949CLS3 5.50000% 10,441,000.00 47,854.58 1-A-13 05949CLT1 5.50000% 68,333,466.16 313,195.05 1-A-14 05949CLU8 5.50000% 2,883,000.00 13,213.75 1-A-15 05949CLV6 5.50000% 10,000,000.00 45,833.33 1-A-16 05949CLW4 5.50000% 10,230,000.00 46,887.50 1-A-17 05949CLX2 5.50000% 500,000.00 2,291.67 1-A-18 05949CLY0 5.50000% 149,220,266.51 683,926.22 1-A-19 05949CLZ7 5.50000% 14,145,486.67 64,833.48 1-A-20 05949CMA1 5.50000% 14,578,513.33 66,818.19 1-AR 05949CMB9 5.50000% 0.00 0.24 30-PO 05949CMC7 0.00000% 3,552,963.14 0.00 2-A-1 05949CMD5 5.25000% 44,534,788.40 194,839.70 2-A-2 05949CME3 5.25000% 1,856,068.44 8,120.30 15-PO 05949CMF0 0.00000% 1,466,151.85 0.00 X-IO 05949CMG8 5.50000% 0.00 54,583.08 B-1 05949CMH6 5.47713% 9,259,000.48 42,260.60 B-2 05949CMJ2 5.47713% 2,995,118.37 13,670.54 B-3 05949CMK9 5.47713% 1,633,882.51 7,457.48 B-4 05949CML7 5.47713% 816,941.26 3,728.74 B-5 05949CMM5 5.47713% 816,941.26 3,728.74 B-6 05949CMN3 5.47713% 817,454.59 3,731.09 Totals 542,773,989.08 2,509,316.95 Certificateholder Distribution Summary (continued) Class Principal Current Ending Total Cummulative Distribution Realized Certificate Distribution Realized Loss Balance Losses <s> <c> <c> <c> <c> <c> 1-A-1 0.00 0.00 54,787,000.00 251,107.08 0.00 1-A-2 306,550.50 0.00 49,356,981.60 534,175.02 0.00 1-A-3 0.00 0.00 16,531,000.00 75,767.08 0.00 1-A-4 0.00 0.00 39,646,000.00 181,710.83 0.00 1-A-5 0.00 0.00 671,000.00 3,075.42 0.00 1-A-6 164,531.46 0.00 9,764,517.22 210,039.60 0.00 1-A-7 0.00 0.00 2,201,000.00 10,087.92 0.00 1-A-8 (23.02) 0.00 5,045.94 0.00 0.00 1-A-9 83,759.14 0.00 19,860,859.64 165,095.79 0.00 1-A-10 0.00 0.00 0.00 10,076.19 0.00 1-A-11 84,811.95 0.00 1,229,911.68 90,837.77 0.00 1-A-12 0.00 0.00 10,441,000.00 47,854.58 0.00 1-A-13 348,520.45 0.00 67,984,945.71 661,715.50 0.00 1-A-14 0.00 0.00 2,883,000.00 13,213.75 0.00 1-A-15 0.00 0.00 10,000,000.00 45,833.33 0.00 1-A-16 0.00 0.00 10,230,000.00 46,887.50 0.00 1-A-17 0.00 0.00 500,000.00 2,291.67 0.00 1-A-18 710,402.67 0.00 148,509,863.83 1,394,328.89 0.00 1-A-19 66,818.19 0.00 14,078,668.48 131,651.67 0.00 1-A-20 (66,818.19) 0.00 14,645,331.52 0.00 0.00 1-AR 0.00 0.00 0.00 0.24 0.00 30-PO 4,976.74 0.00 3,547,986.40 4,976.74 0.00 2-A-1 176,744.73 0.00 44,358,043.67 371,584.43 0.00 2-A-2 7,366.16 0.00 1,848,702.28 15,486.46 0.00 15-PO 5,796.92 0.00 1,460,354.93 5,796.92 0.00 X-IO 0.00 0.00 0.00 54,583.08 0.00 B-1 12,120.29 0.00 9,246,880.19 54,380.89 0.00 B-2 3,920.69 0.00 2,991,197.68 17,591.23 0.00 B-3 2,138.80 0.00 1,631,743.72 9,596.28 0.00 B-4 1,069.40 0.00 815,871.86 4,798.14 0.00 B-5 1,069.40 0.00 815,871.86 4,798.14 0.00 B-6 1,070.07 0.00 816,384.52 4,801.16 0.00 Totals 1,914,826.35 0.00 540,859,162.73 4,424,143.30 0.00 <FN> This report has been compiled from information provided to Wells Fargo Bank, N.A., by various third parties, which may include the Servicer, Master Servicer, Special Servicer and others. Wells Fargo Bank, N.A., has not independently confirmed the accuracy of information received from these third parties and assumes no duty to do so. Wells Fargo Bank, N.A., expressly disclaims any responsibility for the accuracy or completeness of information furnished by third parties. </FN> Principal Distribution Statement Class Original Beginning Scheduled UnScheduled Accretion Realized Face Certificate Principal Principal Loss Amount Balance Distribution Distribution <s> <c> <c> <c> <c> <c> <c> 1-A-1 54,787,000.00 54,787,000.00 0.00 0.00 0.00 0.00 1-A-2 50,000,000.00 49,663,532.10 91,078.68 215,471.82 0.00 0.00 1-A-3 16,531,000.00 16,531,000.00 0.00 0.00 0.00 0.00 1-A-4 39,646,000.00 39,646,000.00 0.00 0.00 0.00 0.00 1-A-5 671,000.00 671,000.00 0.00 0.00 0.00 0.00 1-A-6 10,073,000.00 9,929,048.68 48,883.65 115,647.81 0.00 0.00 1-A-7 2,201,000.00 2,201,000.00 0.00 0.00 0.00 0.00 1-A-8 5,000.00 5,022.92 0.00 0.00 (23.02) 0.00 1-A-9 20,000,000.00 19,944,618.78 24,885.53 58,873.61 0.00 0.00 1-A-10 0.00 0.00 0.00 0.00 0.00 0.00 1-A-11 1,481,000.00 1,314,723.63 26,988.65 63,849.12 (6,025.82) 0.00 1-A-12 10,441,000.00 10,441,000.00 0.00 0.00 0.00 0.00 1-A-13 68,716,000.00 68,333,466.16 103,548.30 244,972.15 0.00 0.00 1-A-14 2,883,000.00 2,883,000.00 0.00 0.00 0.00 0.00 1-A-15 10,000,000.00 10,000,000.00 0.00 0.00 0.00 0.00 1-A-16 10,230,000.00 10,230,000.00 0.00 0.00 0.00 0.00 1-A-17 500,000.00 500,000.00 0.00 0.00 0.00 0.00 1-A-18 150,000,000.00 149,220,266.51 211,066.49 499,336.19 0.00 0.00 1-A-19 14,212,000.00 14,145,486.67 19,852.23 46,965.95 0.00 0.00 1-A-20 14,512,000.00 14,578,513.33 0.00 0.00 (66,818.19) 0.00 1-AR 100.00 0.00 0.00 0.00 0.00 0.00 30-PO 3,557,175.00 3,552,963.14 4,028.70 948.04 0.00 0.00 2-A-1 45,133,000.00 44,534,788.40 167,373.34 9,371.38 0.00 0.00 2-A-2 1,881,000.00 1,856,068.44 6,975.59 390.57 0.00 0.00 15-PO 1,489,854.00 1,466,151.85 5,635.07 161.85 0.00 0.00 X-IO 0.00 0.00 0.00 0.00 0.00 0.00 B-1 9,271,000.00 9,259,000.48 12,120.29 0.00 0.00 0.00 B-2 2,999,000.00 2,995,118.37 3,920.69 0.00 0.00 0.00 B-3 1,636,000.00 1,633,882.51 2,138.80 0.00 0.00 0.00 B-4 818,000.00 816,941.26 1,069.40 0.00 0.00 0.00 B-5 818,000.00 816,941.26 1,069.40 0.00 0.00 0.00 B-6 818,514.00 817,454.59 1,070.07 0.00 0.00 0.00 Totals 545,310,643.00 542,773,989.08 731,704.88 1,255,988.49 (72,867.03) 0.00 Principal Distribution Statement (continued) Class Total Ending Ending Total Principal Certificate Certificate Principal Reduction Balance Percentage Distribution <s> <c> <c> <c> <c> 1-A-1 0.00 54,787,000.00 1.00000000 0.00 1-A-2 306,550.50 49,356,981.60 0.98713963 306,550.50 1-A-3 0.00 16,531,000.00 1.00000000 0.00 1-A-4 0.00 39,646,000.00 1.00000000 0.00 1-A-5 0.00 671,000.00 1.00000000 0.00 1-A-6 164,531.46 9,764,517.22 0.96937528 164,531.46 1-A-7 0.00 2,201,000.00 1.00000000 0.00 1-A-8 (23.02) 5,045.94 1.00918800 (23.02) 1-A-9 83,759.14 19,860,859.64 0.99304298 83,759.14 1-A-10 0.00 0.00 0.00000000 0.00 1-A-11 84,811.95 1,229,911.68 0.83046028 84,811.95 1-A-12 0.00 10,441,000.00 1.00000000 0.00 1-A-13 348,520.45 67,984,945.71 0.98936122 348,520.45 1-A-14 0.00 2,883,000.00 1.00000000 0.00 1-A-15 0.00 10,000,000.00 1.00000000 0.00 1-A-16 0.00 10,230,000.00 1.00000000 0.00 1-A-17 0.00 500,000.00 1.00000000 0.00 1-A-18 710,402.67 148,509,863.83 0.99006576 710,402.67 1-A-19 66,818.19 14,078,668.48 0.99061838 66,818.19 1-A-20 (66,818.19) 14,645,331.52 1.00918767 (66,818.19) 1-AR 0.00 0.00 0.00000000 0.00 30-PO 4,976.74 3,547,986.40 0.99741688 4,976.74 2-A-1 176,744.73 44,358,043.67 0.98282950 176,744.73 2-A-2 7,366.16 1,848,702.28 0.98282949 7,366.16 15-PO 5,796.92 1,460,354.93 0.98020003 5,796.92 X-IO 0.00 0.00 0.00000000 0.00 B-1 12,120.29 9,246,880.19 0.99739836 12,120.29 B-2 3,920.69 2,991,197.68 0.99739836 3,920.69 B-3 2,138.80 1,631,743.72 0.99739836 2,138.80 B-4 1,069.40 815,871.86 0.99739836 1,069.40 B-5 1,069.40 815,871.86 0.99739836 1,069.40 B-6 1,070.07 816,384.52 0.99739836 1,070.07 Totals 1,914,826.35 540,859,162.73 0.99183680 1,914,826.35 Principal Distribution Factors Statement Class Original Beginning Scheduled UnScheduled Accretion Face Certificate Principal Principal Amount Balance Distribution Distribution <s> <c> <c> <c> <c> <c> 1-A-1 54,787,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-2 50,000,000.00 993.27064200 1.82157360 4.30943640 0.00000000 1-A-3 16,531,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-4 39,646,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-5 671,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-6 10,073,000.00 985.70919091 4.85293855 11.48096992 0.00000000 1-A-7 2,201,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-8 5,000.00 1004.58400000 0.00000000 0.00000000 (4.60400000) 1-A-9 20,000,000.00 997.23093900 1.24427650 2.94368050 0.00000000 1-A-10 0.00 0.00000000 0.00000000 0.00000000 0.00000000 1-A-11 1,481,000.00 887.72696151 18.22326131 43.11216745 (4.06875084) 1-A-12 10,441,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-13 68,716,000.00 994.43311834 1.50690232 3.56499432 0.00000000 1-A-14 2,883,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-15 10,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-16 10,230,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-17 500,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-18 150,000,000.00 994.80177673 1.40710993 3.32890793 0.00000000 1-A-19 14,212,000.00 995.31991768 1.39686392 3.30466859 0.00000000 1-A-20 14,512,000.00 1004.58333310 0.00000000 0.00000000 (4.60434055) 1-AR 100.00 0.00000000 0.00000000 0.00000000 0.00000000 30-PO 3,557,175.00 998.81595367 1.13255603 0.26651486 0.00000000 2-A-1 45,133,000.00 986.74558305 3.70844703 0.20763920 0.00000000 2-A-2 1,881,000.00 986.74558214 3.70844763 0.20763955 0.00000000 15-PO 1,489,854.00 984.09095791 3.78229679 0.10863481 0.00000000 X-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 9,271,000.00 998.70569302 1.30733362 0.00000000 0.00000000 B-2 2,999,000.00 998.70569190 1.30733244 0.00000000 0.00000000 B-3 1,636,000.00 998.70569071 1.30733496 0.00000000 0.00000000 B-4 818,000.00 998.70569682 1.30733496 0.00000000 0.00000000 B-5 818,000.00 998.70569682 1.30733496 0.00000000 0.00000000 B-6 818,514.00 998.70569104 1.30733256 0.00000000 0.00000000 Principal Distribution Factors Statement (continued) Class Realized Total Ending Ending Total Loss Principal Certificate Certificate Principal Reduction Balance Percentage Distribution <s> <c> <c> <c> <c> <c> 1-A-1 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 1-A-2 0.00000000 6.13101000 987.13963200 0.98713963 6.13101000 1-A-3 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 1-A-4 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 1-A-5 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 1-A-6 0.00000000 16.33390847 969.37528244 0.96937528 16.33390847 1-A-7 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 1-A-8 0.00000000 (4.60400000) 1009.18800000 1.00918800 (4.60400000) 1-A-9 0.00000000 4.18795700 993.04298200 0.99304298 4.18795700 1-A-10 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-A-11 0.00000000 57.26667792 830.46028359 0.83046028 57.26667792 1-A-12 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 1-A-13 0.00000000 5.07189665 989.36122170 0.98936122 5.07189665 1-A-14 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 1-A-15 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 1-A-16 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 1-A-17 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 1-A-18 0.00000000 4.73601780 990.06575887 0.99006576 4.73601780 1-A-19 0.00000000 4.70153321 990.61838446 0.99061838 4.70153321 1-A-20 0.00000000 (4.60434055) 1009.18767365 1.00918767 (4.60434055) 1-AR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 30-PO 0.00000000 1.39907089 997.41688278 0.99741688 1.39907089 2-A-1 0.00000000 3.91608646 982.82949660 0.98282950 3.91608646 2-A-2 0.00000000 3.91608719 982.82949495 0.98282949 3.91608719 15-PO 0.00000000 3.89093159 980.20002631 0.98020003 3.89093159 X-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 1.30733362 997.39835940 0.99739836 1.30733362 B-2 0.00000000 1.30733244 997.39835945 0.99739836 1.30733244 B-3 0.00000000 1.30733496 997.39836186 0.99739836 1.30733496 B-4 0.00000000 1.30733496 997.39836186 0.99739836 1.30733496 B-5 0.00000000 1.30733496 997.39836186 0.99739836 1.30733496 B-6 0.00000000 1.30733256 997.39835849 0.99739836 1.30733256 <FN> NOTE: All classes are per $1,000 denomination. </FN> Interest Distribution Statement Class Accrual Accrual Current Beginning Current Payment of Dates Days Certificate Certificate/ Accrued Unpaid Interest Rate Notional Interest Shortfall (1) Balance <s> <c> <c> <c> <c> <c> <c> 1-A-1 11/01/05 - 11/30/05 30 5.50000% 54,787,000.00 251,107.08 0.00 1-A-2 11/01/05 - 11/30/05 30 5.50000% 49,663,532.10 227,624.52 0.00 1-A-3 11/01/05 - 11/30/05 30 5.50000% 16,531,000.00 75,767.08 0.00 1-A-4 11/01/05 - 11/30/05 30 5.50000% 39,646,000.00 181,710.83 0.00 1-A-5 11/01/05 - 11/30/05 30 5.50000% 671,000.00 3,075.42 0.00 1-A-6 11/01/05 - 11/30/05 30 5.50000% 9,929,048.68 45,508.14 0.00 1-A-7 11/01/05 - 11/30/05 30 5.50000% 2,201,000.00 10,087.92 0.00 1-A-8 11/01/05 - 11/30/05 30 5.50000% 5,022.92 23.02 0.00 1-A-9 11/25/05 - 12/24/05 30 4.89375% 19,944,618.78 81,336.65 0.00 1-A-10 11/25/05 - 12/24/05 30 0.60625% 19,944,618.78 10,076.19 0.00 1-A-11 11/01/05 - 11/30/05 30 5.50000% 1,314,723.63 6,025.82 0.00 1-A-12 11/01/05 - 11/30/05 30 5.50000% 10,441,000.00 47,854.58 0.00 1-A-13 11/01/05 - 11/30/05 30 5.50000% 68,333,466.16 313,195.05 0.00 1-A-14 11/01/05 - 11/30/05 30 5.50000% 2,883,000.00 13,213.75 0.00 1-A-15 11/01/05 - 11/30/05 30 5.50000% 10,000,000.00 45,833.33 0.00 1-A-16 11/01/05 - 11/30/05 30 5.50000% 10,230,000.00 46,887.50 0.00 1-A-17 11/01/05 - 11/30/05 30 5.50000% 500,000.00 2,291.67 0.00 1-A-18 11/01/05 - 11/30/05 30 5.50000% 149,220,266.51 683,926.22 0.00 1-A-19 11/01/05 - 11/30/05 30 5.50000% 14,145,486.67 64,833.48 0.00 1-A-20 11/01/05 - 11/30/05 30 5.50000% 14,578,513.33 66,818.19 0.00 1-AR N/A N/A 5.50000% 0.00 0.00 0.00 30-PO N/A N/A 0.00000% 3,552,963.14 0.00 0.00 2-A-1 11/01/05 - 11/30/05 30 5.25000% 44,534,788.40 194,839.70 0.00 2-A-2 11/01/05 - 11/30/05 30 5.25000% 1,856,068.44 8,120.30 0.00 15-PO N/A N/A 0.00000% 1,466,151.85 0.00 0.00 X-IO 11/01/05 - 11/30/05 30 5.50000% 11,909,036.56 54,583.08 0.00 B-1 11/01/05 - 11/30/05 30 5.47713% 9,259,000.48 42,260.60 0.00 B-2 11/01/05 - 11/30/05 30 5.47713% 2,995,118.37 13,670.54 0.00 B-3 11/01/05 - 11/30/05 30 5.47713% 1,633,882.51 7,457.48 0.00 B-4 11/01/05 - 11/30/05 30 5.47713% 816,941.26 3,728.74 0.00 B-5 11/01/05 - 11/30/05 30 5.47713% 816,941.26 3,728.74 0.00 B-6 11/01/05 - 11/30/05 30 5.47713% 817,454.59 3,731.09 0.00 Totals 2,509,316.71 0.00 Interest Distribution Statement (continued) Class Current Non-Supported Total Remaining Ending Interest Interest Interest Unpaid Interest Certificate/ Shortfall(1) Shortfall Distribution Shortfall(1) Notional Balance <s> <c> <c> <c> <c> <c> 1-A-1 0.00 0.00 251,107.08 0.00 54,787,000.00 1-A-2 0.00 0.00 227,624.52 0.00 49,356,981.60 1-A-3 0.00 0.00 75,767.08 0.00 16,531,000.00 1-A-4 0.00 0.00 181,710.83 0.00 39,646,000.00 1-A-5 0.00 0.00 3,075.42 0.00 671,000.00 1-A-6 0.00 0.00 45,508.14 0.00 9,764,517.22 1-A-7 0.00 0.00 10,087.92 0.00 2,201,000.00 1-A-8 0.00 0.00 23.02 0.00 5,045.94 1-A-9 0.00 0.00 81,336.65 0.00 19,860,859.64 1-A-10 0.00 0.00 10,076.19 0.00 19,860,859.64 1-A-11 0.00 0.00 6,025.82 0.00 1,229,911.68 1-A-12 0.00 0.00 47,854.58 0.00 10,441,000.00 1-A-13 0.00 0.00 313,195.05 0.00 67,984,945.71 1-A-14 0.00 0.00 13,213.75 0.00 2,883,000.00 1-A-15 0.00 0.00 45,833.33 0.00 10,000,000.00 1-A-16 0.00 0.00 46,887.50 0.00 10,230,000.00 1-A-17 0.00 0.00 2,291.67 0.00 500,000.00 1-A-18 0.00 0.00 683,926.22 0.00 148,509,863.83 1-A-19 0.00 0.00 64,833.48 0.00 14,078,668.48 1-A-20 0.00 0.00 66,818.19 0.00 14,645,331.52 1-AR 0.00 0.00 0.24 0.00 0.00 30-PO 0.00 0.00 0.00 0.00 3,547,986.40 2-A-1 0.00 0.00 194,839.70 0.00 44,358,043.67 2-A-2 0.00 0.00 8,120.30 0.00 1,848,702.28 15-PO 0.00 0.00 0.00 0.00 1,460,354.93 X-IO 0.00 0.00 54,583.08 0.00 11,804,624.50 B-1 0.00 0.00 42,260.60 0.00 9,246,880.19 B-2 0.00 0.00 13,670.54 0.00 2,991,197.68 B-3 0.00 0.00 7,457.48 0.00 1,631,743.72 B-4 0.00 0.00 3,728.74 0.00 815,871.86 B-5 0.00 0.00 3,728.74 0.00 815,871.86 B-6 0.00 0.00 3,731.09 0.00 816,384.52 Totals 0.00 0.00 2,509,316.95 0.00 <FN> (1) Amount also includes Coupon Cap or Basis Risk Shortfalls,if applicable. </FN> Interest Distribution Factors Statement Class Original Current Beginning Current Payment of Face Certificate Certificate/ Accrued Unpaid Interest Amount Rate Notional Interest Shortfall (1) Balance <s> <c> <c> <c> <c> <c> 1-A-1 54,787,000.00 5.50000% 1000.00000000 4.58333327 0.00000000 1-A-2 50,000,000.00 5.50000% 993.27064200 4.55249040 0.00000000 1-A-3 16,531,000.00 5.50000% 1000.00000000 4.58333313 0.00000000 1-A-4 39,646,000.00 5.50000% 1000.00000000 4.58333325 0.00000000 1-A-5 671,000.00 5.50000% 1000.00000000 4.58333830 0.00000000 1-A-6 10,073,000.00 5.50000% 985.70919091 4.51783381 0.00000000 1-A-7 2,201,000.00 5.50000% 1000.00000000 4.58333485 0.00000000 1-A-8 5,000.00 5.50000% 1004.58400000 4.60400000 0.00000000 1-A-9 20,000,000.00 4.89375% 997.23093900 4.06683250 0.00000000 1-A-10 0.00 0.60625% 997.23093900 0.50380950 0.00000000 1-A-11 1,481,000.00 5.50000% 887.72696151 4.06875084 0.00000000 1-A-12 10,441,000.00 5.50000% 1000.00000000 4.58333301 0.00000000 1-A-13 68,716,000.00 5.50000% 994.43311834 4.55781841 0.00000000 1-A-14 2,883,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 1-A-15 10,000,000.00 5.50000% 1000.00000000 4.58333300 0.00000000 1-A-16 10,230,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 1-A-17 500,000.00 5.50000% 1000.00000000 4.58334000 0.00000000 1-A-18 150,000,000.00 5.50000% 994.80177673 4.55950813 0.00000000 1-A-19 14,212,000.00 5.50000% 995.31991768 4.56188292 0.00000000 1-A-20 14,512,000.00 5.50000% 1004.58333310 4.60434055 0.00000000 1-AR 100.00 5.50000% 0.00000000 0.00000000 0.00000000 30-PO 3,557,175.00 0.00000% 998.81595367 0.00000000 0.00000000 2-A-1 45,133,000.00 5.25000% 986.74558305 4.31701194 0.00000000 2-A-2 1,881,000.00 5.25000% 986.74558214 4.31701223 0.00000000 15-PO 1,489,854.00 0.00000% 984.09095791 0.00000000 0.00000000 X-IO 0.00 5.50000% 993.42290490 4.55318796 0.00000000 B-1 9,271,000.00 5.47713% 998.70569302 4.55836479 0.00000000 B-2 2,999,000.00 5.47713% 998.70569190 4.55836612 0.00000000 B-3 1,636,000.00 5.47713% 998.70569071 4.55836186 0.00000000 B-4 818,000.00 5.47713% 998.70569682 4.55836186 0.00000000 B-5 818,000.00 5.47713% 998.70569682 4.55836186 0.00000000 B-6 818,514.00 5.47713% 998.70569104 4.55837041 0.00000000 Interest Distribution Factors Statement (continued) Class Current Non-Supported Total Remaining Unpaid Ending Interest Interest Interest Interest Certificate/ Shortfall(1) Shortfall Distribution Shortfall(1) Notional Balance <s> <c> <c> <c> <c> <c> 1-A-1 0.00000000 0.00000000 4.58333327 0.00000000 1000.00000000 1-A-2 0.00000000 0.00000000 4.55249040 0.00000000 987.13963200 1-A-3 0.00000000 0.00000000 4.58333313 0.00000000 1000.00000000 1-A-4 0.00000000 0.00000000 4.58333325 0.00000000 1000.00000000 1-A-5 0.00000000 0.00000000 4.58333830 0.00000000 1000.00000000 1-A-6 0.00000000 0.00000000 4.51783381 0.00000000 969.37528244 1-A-7 0.00000000 0.00000000 4.58333485 0.00000000 1000.00000000 1-A-8 0.00000000 0.00000000 4.60400000 0.00000000 1009.18800000 1-A-9 0.00000000 0.00000000 4.06683250 0.00000000 993.04298200 1-A-10 0.00000000 0.00000000 0.50380950 0.00000000 993.04298200 1-A-11 0.00000000 0.00000000 4.06875084 0.00000000 830.46028359 1-A-12 0.00000000 0.00000000 4.58333301 0.00000000 1000.00000000 1-A-13 0.00000000 0.00000000 4.55781841 0.00000000 989.36122170 1-A-14 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000 1-A-15 0.00000000 0.00000000 4.58333300 0.00000000 1000.00000000 1-A-16 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000 1-A-17 0.00000000 0.00000000 4.58334000 0.00000000 1000.00000000 1-A-18 0.00000000 0.00000000 4.55950813 0.00000000 990.06575887 1-A-19 0.00000000 0.00000000 4.56188292 0.00000000 990.61838446 1-A-20 0.00000000 0.00000000 4.60434055 0.00000000 1009.18767365 1-AR 0.00000000 0.00000000 2.40000000 0.00000000 0.00000000 30-PO 0.00000000 0.00000000 0.00000000 0.00000000 997.41688278 2-A-1 0.00000000 0.00000000 4.31701194 0.00000000 982.82949660 2-A-2 0.00000000 0.00000000 4.31701223 0.00000000 982.82949495 15-PO 0.00000000 0.00000000 0.00000000 0.00000000 980.20002631 X-IO 0.00000000 0.00000000 4.55318796 0.00000000 984.71310445 B-1 0.00000000 0.00000000 4.55836479 0.00000000 997.39835940 B-2 0.00000000 0.00000000 4.55836612 0.00000000 997.39835945 B-3 0.00000000 0.00000000 4.55836186 0.00000000 997.39836186 B-4 0.00000000 0.00000000 4.55836186 0.00000000 997.39836186 B-5 0.00000000 0.00000000 4.55836186 0.00000000 997.39836186 B-6 0.00000000 0.00000000 4.55837041 0.00000000 997.39835849 <FN> (1) Amount also includes Coupon Cap or Basis Risk Shortfalls,if applicable. NOTE: All classes are per $1,000 denomination. </FN> Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage <s> <c> <c> <c> <c> <c> <c> 1-X-IO 5.50000% 11,662,448.81 11,558,909.00 0.00 0.00 98.45400695% 2-X-IO 5.50000% 246,587.75 245,715.50 0.00 0.00 99.29222886% CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT <s> <c> Beginning Balance 0.00 Deposits Payments of Interest and Principal 4,538,804.30 Reserve Funds and Credit Enhancements 0.00 Proceeds from Repurchased Loans 0.00 Servicer Advances 0.00 Gains & Subsequent Recoveries (Realized Losses) 0.00 Prepayment Penalties 0.00 Total Deposits 4,538,804.30 Withdrawals Reserve Funds and Credit Enhancements 0.00 Total Administration Fees 114,661.00 Payment of Interest and Principal 4,424,143.31 Total Withdrawals (Pool Distribution Amount) 4,538,804.31 Ending Balance 0.00 <FN> Servicer Advances are calculated as delinquent scheduled principal and interest. </FN> PREPAYMENT/CURTAILMENT INTEREST SHORTFALL <s> <c> Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00 ADMINISTRATION FEES <s> <c> Gross Servicing Fee* 113,077.91 Trustee Fee - Wells Fargo Bank, N.A. 1,583.09 Supported Prepayment/Curtailment Interest Shortfall 0.00 Total Administration Fees 114,661.00 <FN> *Servicer Payees include: BANK OF AMERICA (NY) </FN> Reserve and Guaranty Funds Account Name Beginning Current Current Ending Balance Withdrawals Deposits Balance <s> <c> <c> <c> <c> Reserve Fund 0.00 0.00 0.00 0.00 COLLATERAL STATEMENT Collateral Description Mixed Fixed Weighted Average Gross Coupon 5.801261% Weighted Average Pass-Through Rate 5.547760% Weighted Average Remaining Term 340 Beginning Scheduled Collateral Loan Count 997 Number Of Loans Paid In Full 2 Ending Scheduled Collateral Loan Count 995 Beginning Scheduled Collateral Balance 542,773,990.29 Ending Scheduled Collateral Balance 540,859,163.94 Ending Actual Collateral Balance at 30-Nov-2005 541,423,648.65 Monthly P&I Constant 3,334,033.40 Special Servicing Fee 0.00 Prepayment Penalty Paid Amount 0.00 Prepayment Penalty Paid Count 0 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 4,317,403.55 Class AP Deferred Amount 0.00 Scheduled Principal 710,055.49 Unscheduled Principal 1,204,770.86 Group Level Collateral Statement <s> <c> <c> Group Group One Group Two Collateral Description Mixed Fixed Mixed Fixed Weighted Average Coupon Rate 5.843894 5.375014 Weighted Average Net Rate 5.593894 5.125013 Weighted Average Remaining Term 356 178 Record Date 11/30/2005 11/30/2005 Principal And Interest Constant 2,927,374.96 406,658.44 Beginning Loan Count 903 94 Loans Paid in Full 2 0 Ending Loan Count 901 94 Beginning Scheduled Balance 493,422,054.25 49,351,936.04 Ending Scheduled Balance 491,702,754.03 49,156,409.91 Scheduled Principal 524,453.16 185,602.33 Unscheduled Principal 1,194,847.06 9,923.80 Scheduled Interest 2,402,921.80 221,056.11 Servicing Fees 102,796.26 10,281.65 Master Servicing Fees 0.00 0.00 Trustee Fee 1,439.15 143.94 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest 2,298,686.39 210,630.52 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalty Paid Amount 0.00 0.00 Prepayment Penalty Paid Count 0 0 Special Servicing Fee 0.00 0.00 Group Level Collateral Statement <s> <c> <c> Group Total Collateral Description Mixed Fixed Weighted Average Coupon Rate 5.801261 Weighted Average Net Rate 5.551260 Weighted Average Remaining Term 340 Record Date 11/30/2005 Principal And Interest Constant 3,334,033.40 Beginning Loan Count 997 Loans Paid in Full 2 Ending Loan Count 995 Beginning Scheduled Balance 542,773,990.29 Ending Scheduled Balance 540,859,163.94 Scheduled Principal 710,055.49 Unscheduled Principal 1,204,770.86 Scheduled Interest 2,623,977.91 Servicing Fees 113,077.91 Master Servicing Fees 0.00 Trustee Fee 1,583.09 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 2,509,316.91 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Prepayment Penalty Paid Amount 0.00 Prepayment Penalty Paid Count 0 Special Servicing Fee 0.00 Additional Reporting - Deal Level Miscellaneous Reporting <s> <c> Senior % 96.961564% Subordinate % 3.038436% Additional Reporting - Group Level Miscellaneous Reporting <s> <c> Group One CPR 2.870482% Subordinate % 3.030281% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 96.969719% Group Two CPR 0.241941% Subordinate % 3.121859% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 96.878141% LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL <s> <c> <c> <c> <c> <c> No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 8 0 0 0 8 4,502,522.93 0.00 0.00 0.00 4,502,522.93 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 8 0 0 0 8 4,502,522.93 0.00 0.00 0.00 4,502,522.93 No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.804020% 0.000000% 0.000000% 0.000000% 0.804020% 0.831608% 0.000000% 0.000000% 0.000000% 0.831608% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.804020% 0.000000% 0.000000% 0.000000% 0.804020% 0.831608% 0.000000% 0.000000% 0.000000% 0.831608% <s> <c> Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 0.00 Delinquency Status By Group DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL <s> <c> <c> <c> <c> <c> Group One No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 7 0 0 0 7 3,979,426.32 0.00 0.00 0.00 3,979,426.32 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 7 0 0 0 7 3,979,426.32 0.00 0.00 0.00 3,979,426.32 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.776915% 0.000000% 0.000000% 0.000000% 0.776915% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.776915% 0.000000% 0.000000% 0.000000% 0.776915% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL <s> <c> <c> <c> <c> <c> Group Two No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 523,096.61 0.00 0.00 0.00 523,096.61 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 523,096.61 0.00 0.00 0.00 523,096.61 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.063830% 0.000000% 0.000000% 0.000000% 1.063830% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.063830% 0.000000% 0.000000% 0.000000% 1.063830% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% REO Detail - All Mortgage Loans in REO during Current Period Summary 12 Month REO History* New REO Loans Month REO Percentage <s> <c> <s> <c> Loans in REO 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Actual Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current REO Total May-05 0.000% Loans in REO 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Actual Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group One 12 Month REO History* New REO Loans Month REO Percentage <s> <c> <s> <c> Loans in REO 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Actual Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current REO Total May-05 0.000% Loans in REO 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Actual Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group Two 12 Month REO History* New REO Loans Month REO Percentage <s> <c> <s> <c> Loans in REO 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Actual Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current REO Total May-05 0.000% Loans in REO 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Actual Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. REO Loan Detail - All Mortgage Loans in REO during Current Period Month Loan First Original Loan Entered Payment LTV at Principal Group Number REO Date State Origination Balance <s> <c> <c> <c> <c> <c> <c> No REO Loans this Period REO Loan Detail - All Mortgage Loans in REO during Current Period (continued) Current Paid Current Approximate Loan Actual To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest <s> <c> <c> <c> <c> <c> <c> No REO Loans this Period Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period Summary 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage <s> <c> <s> <c> Loans in Foreclosure 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Actual Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current Foreclosure Total May-05 0.000% Loans in Foreclosure 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Actual Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group One 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage <s> <c> <s> <c> Loans in Foreclosure 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Actual Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current Foreclosure Total May-05 0.000% Loans in Foreclosure 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Actual Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group Two 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage <s> <c> <s> <c> Loans in Foreclosure 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Actual Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current Foreclosure Total May-05 0.000% Loans in Foreclosure 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Actual Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period Month Loan First Original Loan Entered Payment LTV at Principal Group Number FC Date State Origination Balance <s> <c> <c> <c> <c> <c> <c> No Foreclosure Loans this Period Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period (continued) Current Paid Current Approximate Loan Actual To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest <s> <c> <c> <c> <c> <c> <c> No Foreclosure Loans this Period Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period Summary 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage <s> <c> <s> <c> Loans in Bankruptcy 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Actual Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Actual Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group One 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage <s> <c> <s> <c> Loans in Bankruptcy 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Actual Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Actual Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group Two 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage <s> <c> <s> <c> Loans in Bankruptcy 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Actual Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Actual Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period Group Loan Month Loan First State LTV at Original Number Entered Payment Origination Principal Bankruptcy Date Balance <s> <c> <c> <c> <c> <c> <c> No Bankruptcy Loans this Period Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period (continued) Group Loan Current Paid To Months Current Approximate Number Actual Date Delinquent Loan Rate Delinquent Balance Interest <s> <c> <c> <c> <c> <c> <c> No Bankruptcy Loans this Period Realized Loss Detail Report - Loans with Losses during Current Period Summary # Loans Prior Realized Current with Actual Loss/(Gain) Loss Group Losses Balance Amount Percentage <s> <c> <c> <c> <c> Group One 0 0.00 0.00 0.000% Group Two 0 0.00 0.00 0.000% Total 0 0.00 0.00 0.000% Realized Loss Loan Detail Report - Loans With Losses during Current Period Original Current Loan Principal Note LTV at Original Group Number Balance Rate State Origination Term <s> <c> <c> <c> <c> <c> <c> No Losses this Period Realized Loss Loan Detail Report - Loans With Losses during Current Period (continued) Prior Cumulative Loan Actual Realized Realized Group Number Balance Loss/(Gain) Loss/(Gain) <s> <c> <c> <c> <c> No Losses this Period Realized Loss Report - Collateral Summary MDR SDA <s> <c> <s> <c> Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs. 12mo Average* SDA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. <s> <c> <c> <s> <c> <c> Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 N/A N/A Aug-2005 N/A N/A Sep-2005 N/A N/A Sep-2005 N/A N/A Oct-2005 N/A N/A Oct-2005 N/A N/A Nov-2005 0.000% N/A Nov-2005 0.000% N/A Dec-2005 0.000% N/A Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation <s> <c> <s> <c> Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs. 12mo Average* Loss Severity: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. <s> <c> <c> <s> <c> <c> Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 N/A N/A Aug-2005 N/A N/A Sep-2005 N/A N/A Sep-2005 N/A N/A Oct-2005 N/A N/A Oct-2005 N/A N/A Nov-2005 0.000% N/A Nov-2005 0.000% N/A Dec-2005 0.000% N/A Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group One MDR SDA <s> <c> <s> <c> Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs. 12mo Average* SDA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. <s> <c> <c> <s> <c> <c> Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 N/A N/A Aug-2005 N/A N/A Sep-2005 N/A N/A Sep-2005 N/A N/A Oct-2005 N/A N/A Oct-2005 N/A N/A Nov-2005 0.000% N/A Nov-2005 0.000% N/A Dec-2005 0.000% N/A Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation <s> <c> <s> <c> Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs. 12mo Average* Loss Severity: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. <s> <c> <c> <s> <c> <c> Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 N/A N/A Aug-2005 N/A N/A Sep-2005 N/A N/A Sep-2005 N/A N/A Oct-2005 N/A N/A Oct-2005 N/A N/A Nov-2005 0.000% N/A Nov-2005 0.000% N/A Dec-2005 0.000% N/A Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group Two MDR SDA <s> <c> <s> <c> Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs. 12mo Average* SDA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. <s> <c> <c> <s> <c> <c> Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 N/A N/A Aug-2005 N/A N/A Sep-2005 N/A N/A Sep-2005 N/A N/A Oct-2005 N/A N/A Oct-2005 N/A N/A Nov-2005 0.000% N/A Nov-2005 0.000% N/A Dec-2005 0.000% N/A Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation <s> <c> <s> <c> Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs. 12mo Average* Loss Severity: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. <s> <c> <c> <s> <c> <c> Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 N/A N/A Aug-2005 N/A N/A Sep-2005 N/A N/A Sep-2005 N/A N/A Oct-2005 N/A N/A Oct-2005 N/A N/A Nov-2005 0.000% N/A Nov-2005 0.000% N/A Dec-2005 0.000% N/A Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. <FN> Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Scheduled Balance of Liquidated Loans)/ sum(Beg Scheduled Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR / (WAS * 0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR / 0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR / (0.6 - ((WAS - 60) * 0.0095)) else if WAS is greater than 120 then CDR / 0.03 Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Scheduled Balance of Liquidated Loans) </FN> Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Scheduled Principal Scheduled Group Count Balance Balance Count Balance Balance <s> <c> <c> <c> <c> <c> <c> Group One 2 1,049,330.00 1,047,953.32 0 0.00 0.00 Group Two 0 0.00 0.00 0 0.00 0.00 Total 2 1,049,330.00 1,047,953.32 0 0.00 0.00 Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Scheduled Principal Scheduled Curtailment Group Count Balance Balance Count Balance Balance Amount <s> <c> <c> <c> <c> <c> <c> <c> Group One 0 0.00 0.00 0 0.00 0.00 147,907.16 Group Two 0 0.00 0.00 0 0.00 0.00 9,923.80 Total 0 0.00 0.00 0 0.00 0.00 157,830.96 Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount <s> <c> <c> <c> <c> <c> <c> Group One 3302793322 CA 55.52 01-Nov-2005 610,790.00 609,511.53 Group One 6578062504 AZ 80.00 01-Oct-2005 438,540.00 437,428.37 Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning <s> <c> <c> <c> <c> <c> <c> Group One 3302793322 Loan Paid in Full 0 5.750% 360 1 Group One 6578062504 Loan Paid in Full 0 6.875% 360 2 Prepayment - Voluntary Prepayments Summary SMM CPR PSA <s> <c> <s> <c> <s> <c> Current Month 0.222% Current Month 2.635% Current Month 757.437% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. <s> <c> <c> <s> <c> <c> Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 N/A N/A Aug-2005 N/A N/A Sep-2005 N/A N/A Sep-2005 N/A N/A Oct-2005 N/A N/A Oct-2005 N/A N/A Nov-2005 3.960% N/A Nov-2005 2,680.313% N/A Dec-2005 2.635% N/A Dec-2005 757.437% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group One SMM CPR PSA <s> <c> <s> <c> <s> <c> Current Month 0.242% Current Month 2.870% Current Month 826.141% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. <s> <c> <c> <s> <c> <c> Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 N/A N/A Aug-2005 N/A N/A Sep-2005 N/A N/A Sep-2005 N/A N/A Oct-2005 N/A N/A Oct-2005 N/A N/A Nov-2005 3.255% N/A Nov-2005 2,208.938% N/A Dec-2005 2.870% N/A Dec-2005 826.141% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group Two SMM CPR PSA <s> <c> <s> <c> <s> <c> Current Month 0.020% Current Month 0.242% Current Month 68.785% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. <s> <c> <c> <s> <c> <c> Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 N/A N/A Aug-2005 N/A N/A Sep-2005 N/A N/A Sep-2005 N/A N/A Oct-2005 N/A N/A Oct-2005 N/A N/A Nov-2005 10.712% N/A Nov-2005 7,060.265% N/A Dec-2005 0.242% N/A Dec-2005 68.785% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. <FN> Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance)) </FN> Modifications Beginning Current Loan Scheduled Scheduled Prior Modified Prior Modified Number Balance Balance Rate Rate Payment Payment <s> <c> <c> <c> <c> <c> <c> No Modifications this Period Substitutions Loans Repurchased Loans Substituted Current Current Loan Scheduled Current Current Loan Scheduled Current Current Number Balance Rate Payment Number Balance Rate Payment <s> <c> <c> <c> <c> <c> <c> <c> No Substitutions this Period Repurchases Current Loan Scheduled Current Current Number Balance Rate Payment <s> <c> <c> <c> No Repurchases this Period