UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              Washington D. C. 20549


                                     FORM 8-K/A

                                  CURRENT REPORT
      Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

       Date of Report (Date of earliest event reported):  December 27, 2005

                    BANC OF AMERICA MORTGAGE SECURITIES, INC.
                Mortgage Pass-Through Certificates, Series 2005-10
              (Exact name of registrant as specified in its charter)

New York (governing law of          333-118843-39
Pooling and Servicing Agreement)    (Commission           54-2186663
(State or other                     File Number)          54-2186664
jurisdiction                                              54-2186665
of Incorporation)                                         54-6681239
                                                          IRS EIN



       c/o Wells Fargo Bank, N.A.
       9062 Old Annapolis Road
       Columbia, MD                                         21045
       (Address of principal executive offices)             (Zip Code)


       Registrant's telephone number, including area code:  (410) 884-2000

       (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions (see General Instruction A.2. below):

[ ] Written communications pursuant to Rule 425 under the Securities Act
    (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
    (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
    Exchange Act(17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
    Exchange Act(17 CFR 240.13e-4(c))

ITEM 8.01  Other Events

 Subsequent to filing the 8-K relating to the payment date on December 27, 2005,
 a revision was made to holders of BANC OF AMERICA MORTGAGE SECURITIES, INC.,
 Mortgage Pass-Through Certificates, Series 2005-10 Trust which was not included
 in the original 8-K filed. The 8-K is being amended because the deal was
 incorrectly re-ran after it was completed so LLT and RCT did not load properly
 and the report was missing information on the Certificate Account and
 Collateral Statement pages. The revised data has been and will continue to be
 available on the Wells Fargo Bank, N.A. website at www.ctslink.com.


ITEM 9.01  Financial Statements and Exhibits

      (c)  Exhibits


           Exhibit Number      Description

           EX-99.1             Amended monthly report distributed to holders of
                               Mortgage Pass-Through Certificates, Series
                               2005-10 Trust, relating to the December 27, 2005
                               distribution.



Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.



                    BANC OF AMERICA MORTGAGE SECURITIES, INC.
             Mortgage Pass-Through Certificates, Series 2005-10 Trust
                                   (Registrant)

              By:    Wells Fargo Bank, N.A. as Trustee
              By:    /s/ Beth Belfield as Officer
              By:    Beth Belfield as Officer
              Date:  4/10/2006

                                INDEX TO EXHIBITS


Exhibit Number        Description
EX-99.1               Amended monthly report distributed to holders of Mortgage
                      Pass-Through Certificates, Series 2005-10 Trust, relating
                      to the December 27, 2005 distribution.


 EX-99.1

Banc of America Mortgage Securities, Inc.
Mortgage Pass-Through Certificates


Record Date:             11/30/2005
Distribution Date:       12/27/2005


Banc of America Mortgage Securities, Inc.
Mortgage Pass-Through Certificates
Series 2005-10


Contact: CTSLink Customer Service
         Wells Fargo Bank, N.A.
         Corporate Trust Services
         9062 Old Annapolis Road
         Columbia, MD 21045-1951
         @ www.ctslink.com/cmbs
         Telephone: (301) 815-6600
         Fax:       (301) 815-6600









                          Certificateholder Distribution Summary

     Class               CUSIP        Certificate            Beginning           Interest
                                     Pass-Through          Certificate       Distribution
                                             Rate              Balance
<s>          <c>             <c>                <c>                  <c>
     1-A-1           05949CLF1           5.50000%        54,787,000.00         251,107.08
     1-A-2           05949CLG9           5.50000%        49,663,532.10         227,624.52
     1-A-3           05949CLH7           5.50000%        16,531,000.00          75,767.08
     1-A-4           05949CLJ3           5.50000%        39,646,000.00         181,710.83
     1-A-5           05949CLK0           5.50000%           671,000.00           3,075.42
     1-A-6           05949CLL8           5.50000%         9,929,048.68          45,508.14
     1-A-7           05949CLM6           5.50000%         2,201,000.00          10,087.92
     1-A-8           05949CLN4           5.50000%             5,022.92              23.02
     1-A-9           05949CLP9           4.89375%        19,944,618.78          81,336.65
    1-A-10           05949CLQ7           0.60625%                 0.00          10,076.19
    1-A-11           05949CLR5           5.50000%         1,314,723.63           6,025.82
    1-A-12           05949CLS3           5.50000%        10,441,000.00          47,854.58
    1-A-13           05949CLT1           5.50000%        68,333,466.16         313,195.05
    1-A-14           05949CLU8           5.50000%         2,883,000.00          13,213.75
    1-A-15           05949CLV6           5.50000%        10,000,000.00          45,833.33
    1-A-16           05949CLW4           5.50000%        10,230,000.00          46,887.50
    1-A-17           05949CLX2           5.50000%           500,000.00           2,291.67
    1-A-18           05949CLY0           5.50000%       149,220,266.51         683,926.22
    1-A-19           05949CLZ7           5.50000%        14,145,486.67          64,833.48
    1-A-20           05949CMA1           5.50000%        14,578,513.33          66,818.19
     1-AR            05949CMB9           5.50000%                 0.00               0.24
     30-PO           05949CMC7           0.00000%         3,552,963.14               0.00
     2-A-1           05949CMD5           5.25000%        44,534,788.40         194,839.70
     2-A-2           05949CME3           5.25000%         1,856,068.44           8,120.30
     15-PO           05949CMF0           0.00000%         1,466,151.85               0.00
     X-IO            05949CMG8           5.50000%                 0.00          54,583.08
      B-1            05949CMH6           5.47713%         9,259,000.48          42,260.60
      B-2            05949CMJ2           5.47713%         2,995,118.37          13,670.54
      B-3            05949CMK9           5.47713%         1,633,882.51           7,457.48
      B-4            05949CML7           5.47713%           816,941.26           3,728.74
      B-5            05949CMM5           5.47713%           816,941.26           3,728.74
      B-6            05949CMN3           5.47713%           817,454.59           3,731.09

Totals                                                  542,773,989.08       2,509,316.95





                             Certificateholder Distribution Summary (continued)

     Class              Principal           Current             Ending              Total       Cummulative
                     Distribution          Realized        Certificate       Distribution          Realized
                                               Loss            Balance                               Losses
<s>          <c>                <c>               <c>                <c>                <c>
     1-A-1                   0.00              0.00      54,787,000.00         251,107.08              0.00
     1-A-2             306,550.50              0.00      49,356,981.60         534,175.02              0.00
     1-A-3                   0.00              0.00      16,531,000.00          75,767.08              0.00
     1-A-4                   0.00              0.00      39,646,000.00         181,710.83              0.00
     1-A-5                   0.00              0.00         671,000.00           3,075.42              0.00
     1-A-6             164,531.46              0.00       9,764,517.22         210,039.60              0.00
     1-A-7                   0.00              0.00       2,201,000.00          10,087.92              0.00
     1-A-8                (23.02)              0.00           5,045.94               0.00              0.00
     1-A-9              83,759.14              0.00      19,860,859.64         165,095.79              0.00
    1-A-10                   0.00              0.00               0.00          10,076.19              0.00
    1-A-11              84,811.95              0.00       1,229,911.68          90,837.77              0.00
    1-A-12                   0.00              0.00      10,441,000.00          47,854.58              0.00
    1-A-13             348,520.45              0.00      67,984,945.71         661,715.50              0.00
    1-A-14                   0.00              0.00       2,883,000.00          13,213.75              0.00
    1-A-15                   0.00              0.00      10,000,000.00          45,833.33              0.00
    1-A-16                   0.00              0.00      10,230,000.00          46,887.50              0.00
    1-A-17                   0.00              0.00         500,000.00           2,291.67              0.00
    1-A-18             710,402.67              0.00     148,509,863.83       1,394,328.89              0.00
    1-A-19              66,818.19              0.00      14,078,668.48         131,651.67              0.00
    1-A-20            (66,818.19)              0.00      14,645,331.52               0.00              0.00
     1-AR                    0.00              0.00               0.00               0.24              0.00
     30-PO               4,976.74              0.00       3,547,986.40           4,976.74              0.00
     2-A-1             176,744.73              0.00      44,358,043.67         371,584.43              0.00
     2-A-2               7,366.16              0.00       1,848,702.28          15,486.46              0.00
     15-PO               5,796.92              0.00       1,460,354.93           5,796.92              0.00
     X-IO                    0.00              0.00               0.00          54,583.08              0.00
      B-1               12,120.29              0.00       9,246,880.19          54,380.89              0.00
      B-2                3,920.69              0.00       2,991,197.68          17,591.23              0.00
      B-3                2,138.80              0.00       1,631,743.72           9,596.28              0.00
      B-4                1,069.40              0.00         815,871.86           4,798.14              0.00
      B-5                1,069.40              0.00         815,871.86           4,798.14              0.00
      B-6                1,070.07              0.00         816,384.52           4,801.16              0.00

Totals               1,914,826.35              0.00     540,859,162.73       4,424,143.30              0.00

<FN>

This report has been compiled from information provided to Wells Fargo Bank, N.A., by various
third parties, which may include the Servicer, Master Servicer, Special Servicer and others.
Wells Fargo Bank, N.A., has not independently confirmed the accuracy of information received
from these third parties and assumes no duty to do so. Wells Fargo Bank, N.A., expressly
disclaims any responsibility for the accuracy or completeness of information furnished by
third parties.

</FN>





                                              Principal Distribution Statement

    Class              Original          Beginning          Scheduled          UnScheduled        Accretion         Realized
                           Face        Certificate          Principal            Principal                              Loss
                         Amount            Balance       Distribution         Distribution
<s>         <c>               <c>                <c>                <c>                  <c>              <c>
    1-A-1         54,787,000.00      54,787,000.00               0.00                 0.00             0.00             0.00
    1-A-2         50,000,000.00      49,663,532.10          91,078.68           215,471.82             0.00             0.00
    1-A-3         16,531,000.00      16,531,000.00               0.00                 0.00             0.00             0.00
    1-A-4         39,646,000.00      39,646,000.00               0.00                 0.00             0.00             0.00
    1-A-5            671,000.00         671,000.00               0.00                 0.00             0.00             0.00
    1-A-6         10,073,000.00       9,929,048.68          48,883.65           115,647.81             0.00             0.00
    1-A-7          2,201,000.00       2,201,000.00               0.00                 0.00             0.00             0.00
    1-A-8              5,000.00           5,022.92               0.00                 0.00          (23.02)             0.00
    1-A-9         20,000,000.00      19,944,618.78          24,885.53            58,873.61             0.00             0.00
    1-A-10                 0.00               0.00               0.00                 0.00             0.00             0.00
    1-A-11         1,481,000.00       1,314,723.63          26,988.65            63,849.12       (6,025.82)             0.00
    1-A-12        10,441,000.00      10,441,000.00               0.00                 0.00             0.00             0.00
    1-A-13        68,716,000.00      68,333,466.16         103,548.30           244,972.15             0.00             0.00
    1-A-14         2,883,000.00       2,883,000.00               0.00                 0.00             0.00             0.00
    1-A-15        10,000,000.00      10,000,000.00               0.00                 0.00             0.00             0.00
    1-A-16        10,230,000.00      10,230,000.00               0.00                 0.00             0.00             0.00
    1-A-17           500,000.00         500,000.00               0.00                 0.00             0.00             0.00
    1-A-18       150,000,000.00     149,220,266.51         211,066.49           499,336.19             0.00             0.00
    1-A-19        14,212,000.00      14,145,486.67          19,852.23            46,965.95             0.00             0.00
    1-A-20        14,512,000.00      14,578,513.33               0.00                 0.00      (66,818.19)             0.00
     1-AR                100.00               0.00               0.00                 0.00             0.00             0.00
    30-PO          3,557,175.00       3,552,963.14           4,028.70               948.04             0.00             0.00
    2-A-1         45,133,000.00      44,534,788.40         167,373.34             9,371.38             0.00             0.00
    2-A-2          1,881,000.00       1,856,068.44           6,975.59               390.57             0.00             0.00
    15-PO          1,489,854.00       1,466,151.85           5,635.07               161.85             0.00             0.00
     X-IO                  0.00               0.00               0.00                 0.00             0.00             0.00
     B-1           9,271,000.00       9,259,000.48          12,120.29                 0.00             0.00             0.00
     B-2           2,999,000.00       2,995,118.37           3,920.69                 0.00             0.00             0.00
     B-3           1,636,000.00       1,633,882.51           2,138.80                 0.00             0.00             0.00
     B-4             818,000.00         816,941.26           1,069.40                 0.00             0.00             0.00
     B-5             818,000.00         816,941.26           1,069.40                 0.00             0.00             0.00
     B-6             818,514.00         817,454.59           1,070.07                 0.00             0.00             0.00

Totals           545,310,643.00     542,773,989.08         731,704.88         1,255,988.49      (72,867.03)             0.00





                        Principal Distribution Statement (continued)

     Class                  Total             Ending             Ending              Total
                        Principal        Certificate        Certificate          Principal
                        Reduction            Balance         Percentage       Distribution
<s>          <c>                <c>                <c>                <c>
     1-A-1                   0.00      54,787,000.00         1.00000000               0.00
     1-A-2             306,550.50      49,356,981.60         0.98713963         306,550.50
     1-A-3                   0.00      16,531,000.00         1.00000000               0.00
     1-A-4                   0.00      39,646,000.00         1.00000000               0.00
     1-A-5                   0.00         671,000.00         1.00000000               0.00
     1-A-6             164,531.46       9,764,517.22         0.96937528         164,531.46
     1-A-7                   0.00       2,201,000.00         1.00000000               0.00
     1-A-8                (23.02)           5,045.94         1.00918800            (23.02)
     1-A-9              83,759.14      19,860,859.64         0.99304298          83,759.14
    1-A-10                   0.00               0.00         0.00000000               0.00
    1-A-11              84,811.95       1,229,911.68         0.83046028          84,811.95
    1-A-12                   0.00      10,441,000.00         1.00000000               0.00
    1-A-13             348,520.45      67,984,945.71         0.98936122         348,520.45
    1-A-14                   0.00       2,883,000.00         1.00000000               0.00
    1-A-15                   0.00      10,000,000.00         1.00000000               0.00
    1-A-16                   0.00      10,230,000.00         1.00000000               0.00
    1-A-17                   0.00         500,000.00         1.00000000               0.00
    1-A-18             710,402.67     148,509,863.83         0.99006576         710,402.67
    1-A-19              66,818.19      14,078,668.48         0.99061838          66,818.19
    1-A-20            (66,818.19)      14,645,331.52         1.00918767        (66,818.19)
     1-AR                    0.00               0.00         0.00000000               0.00
     30-PO               4,976.74       3,547,986.40         0.99741688           4,976.74
     2-A-1             176,744.73      44,358,043.67         0.98282950         176,744.73
     2-A-2               7,366.16       1,848,702.28         0.98282949           7,366.16
     15-PO               5,796.92       1,460,354.93         0.98020003           5,796.92
     X-IO                    0.00               0.00         0.00000000               0.00
      B-1               12,120.29       9,246,880.19         0.99739836          12,120.29
      B-2                3,920.69       2,991,197.68         0.99739836           3,920.69
      B-3                2,138.80       1,631,743.72         0.99739836           2,138.80
      B-4                1,069.40         815,871.86         0.99739836           1,069.40
      B-5                1,069.40         815,871.86         0.99739836           1,069.40
      B-6                1,070.07         816,384.52         0.99739836           1,070.07

Totals               1,914,826.35     540,859,162.73         0.99183680       1,914,826.35






                                         Principal Distribution Factors Statement

     Class            Original              Beginning             Scheduled            UnScheduled             Accretion
                          Face            Certificate             Principal              Principal
                        Amount                Balance          Distribution           Distribution
<s>          <c>             <c>                    <c>                   <c>                    <c>
     1-A-1       54,787,000.00          1000.00000000            0.00000000             0.00000000            0.00000000
     1-A-2       50,000,000.00           993.27064200            1.82157360             4.30943640            0.00000000
     1-A-3       16,531,000.00          1000.00000000            0.00000000             0.00000000            0.00000000
     1-A-4       39,646,000.00          1000.00000000            0.00000000             0.00000000            0.00000000
     1-A-5          671,000.00          1000.00000000            0.00000000             0.00000000            0.00000000
     1-A-6       10,073,000.00           985.70919091            4.85293855            11.48096992            0.00000000
     1-A-7        2,201,000.00          1000.00000000            0.00000000             0.00000000            0.00000000
     1-A-8            5,000.00          1004.58400000            0.00000000             0.00000000          (4.60400000)
     1-A-9       20,000,000.00           997.23093900            1.24427650             2.94368050            0.00000000
    1-A-10                0.00             0.00000000            0.00000000             0.00000000            0.00000000
    1-A-11        1,481,000.00           887.72696151           18.22326131            43.11216745          (4.06875084)
    1-A-12       10,441,000.00          1000.00000000            0.00000000             0.00000000            0.00000000
    1-A-13       68,716,000.00           994.43311834            1.50690232             3.56499432            0.00000000
    1-A-14        2,883,000.00          1000.00000000            0.00000000             0.00000000            0.00000000
    1-A-15       10,000,000.00          1000.00000000            0.00000000             0.00000000            0.00000000
    1-A-16       10,230,000.00          1000.00000000            0.00000000             0.00000000            0.00000000
    1-A-17          500,000.00          1000.00000000            0.00000000             0.00000000            0.00000000
    1-A-18      150,000,000.00           994.80177673            1.40710993             3.32890793            0.00000000
    1-A-19       14,212,000.00           995.31991768            1.39686392             3.30466859            0.00000000
    1-A-20       14,512,000.00          1004.58333310            0.00000000             0.00000000          (4.60434055)
     1-AR               100.00             0.00000000            0.00000000             0.00000000            0.00000000
     30-PO        3,557,175.00           998.81595367            1.13255603             0.26651486            0.00000000
     2-A-1       45,133,000.00           986.74558305            3.70844703             0.20763920            0.00000000
     2-A-2        1,881,000.00           986.74558214            3.70844763             0.20763955            0.00000000
     15-PO        1,489,854.00           984.09095791            3.78229679             0.10863481            0.00000000
     X-IO                 0.00             0.00000000            0.00000000             0.00000000            0.00000000
      B-1         9,271,000.00           998.70569302            1.30733362             0.00000000            0.00000000
      B-2         2,999,000.00           998.70569190            1.30733244             0.00000000            0.00000000
      B-3         1,636,000.00           998.70569071            1.30733496             0.00000000            0.00000000
      B-4           818,000.00           998.70569682            1.30733496             0.00000000            0.00000000
      B-5           818,000.00           998.70569682            1.30733496             0.00000000            0.00000000
      B-6           818,514.00           998.70569104            1.30733256             0.00000000            0.00000000






                                    Principal Distribution Factors Statement (continued)

    Class                 Realized                  Total                 Ending                Ending                 Total
                              Loss              Principal            Certificate           Certificate             Principal
                                                Reduction                Balance            Percentage          Distribution
<s>         <c>                  <c>                    <c>                   <c>                    <c>
    1-A-1               0.00000000             0.00000000         1000.00000000             1.00000000            0.00000000
    1-A-2               0.00000000             6.13101000          987.13963200             0.98713963            6.13101000
    1-A-3               0.00000000             0.00000000         1000.00000000             1.00000000            0.00000000
    1-A-4               0.00000000             0.00000000         1000.00000000             1.00000000            0.00000000
    1-A-5               0.00000000             0.00000000         1000.00000000             1.00000000            0.00000000
    1-A-6               0.00000000            16.33390847          969.37528244             0.96937528           16.33390847
    1-A-7               0.00000000             0.00000000         1000.00000000             1.00000000            0.00000000
    1-A-8               0.00000000           (4.60400000)         1009.18800000             1.00918800          (4.60400000)
    1-A-9               0.00000000             4.18795700          993.04298200             0.99304298            4.18795700
    1-A-10              0.00000000             0.00000000            0.00000000             0.00000000            0.00000000
    1-A-11              0.00000000            57.26667792          830.46028359             0.83046028           57.26667792
    1-A-12              0.00000000             0.00000000         1000.00000000             1.00000000            0.00000000
    1-A-13              0.00000000             5.07189665          989.36122170             0.98936122            5.07189665
    1-A-14              0.00000000             0.00000000         1000.00000000             1.00000000            0.00000000
    1-A-15              0.00000000             0.00000000         1000.00000000             1.00000000            0.00000000
    1-A-16              0.00000000             0.00000000         1000.00000000             1.00000000            0.00000000
    1-A-17              0.00000000             0.00000000         1000.00000000             1.00000000            0.00000000
    1-A-18              0.00000000             4.73601780          990.06575887             0.99006576            4.73601780
    1-A-19              0.00000000             4.70153321          990.61838446             0.99061838            4.70153321
    1-A-20              0.00000000           (4.60434055)         1009.18767365             1.00918767          (4.60434055)
     1-AR               0.00000000             0.00000000            0.00000000             0.00000000            0.00000000
    30-PO               0.00000000             1.39907089          997.41688278             0.99741688            1.39907089
    2-A-1               0.00000000             3.91608646          982.82949660             0.98282950            3.91608646
    2-A-2               0.00000000             3.91608719          982.82949495             0.98282949            3.91608719
    15-PO               0.00000000             3.89093159          980.20002631             0.98020003            3.89093159
     X-IO               0.00000000             0.00000000            0.00000000             0.00000000            0.00000000
     B-1                0.00000000             1.30733362          997.39835940             0.99739836            1.30733362
     B-2                0.00000000             1.30733244          997.39835945             0.99739836            1.30733244
     B-3                0.00000000             1.30733496          997.39836186             0.99739836            1.30733496
     B-4                0.00000000             1.30733496          997.39836186             0.99739836            1.30733496
     B-5                0.00000000             1.30733496          997.39836186             0.99739836            1.30733496
     B-6                0.00000000             1.30733256          997.39835849             0.99739836            1.30733256
<FN>


NOTE: All classes are per $1,000 denomination.
</FN>





                                                 Interest Distribution Statement

     Class          Accrual           Accrual              Current          Beginning             Current            Payment of
                     Dates              Days           Certificate       Certificate/             Accrued        Unpaid Interest
                                                              Rate           Notional            Interest          Shortfall (1)
                                                                              Balance
<s>          <c>                 <c>            <c>              <c>                <c>                 <c>
     1-A-1     11/01/05 - 11/30/05       30               5.50000%      54,787,000.00          251,107.08                   0.00
     1-A-2     11/01/05 - 11/30/05       30               5.50000%      49,663,532.10          227,624.52                   0.00
     1-A-3     11/01/05 - 11/30/05       30               5.50000%      16,531,000.00           75,767.08                   0.00
     1-A-4     11/01/05 - 11/30/05       30               5.50000%      39,646,000.00          181,710.83                   0.00
     1-A-5     11/01/05 - 11/30/05       30               5.50000%         671,000.00            3,075.42                   0.00
     1-A-6     11/01/05 - 11/30/05       30               5.50000%       9,929,048.68           45,508.14                   0.00
     1-A-7     11/01/05 - 11/30/05       30               5.50000%       2,201,000.00           10,087.92                   0.00
     1-A-8     11/01/05 - 11/30/05       30               5.50000%           5,022.92               23.02                   0.00
     1-A-9     11/25/05 - 12/24/05       30               4.89375%      19,944,618.78           81,336.65                   0.00
    1-A-10     11/25/05 - 12/24/05       30               0.60625%      19,944,618.78           10,076.19                   0.00
    1-A-11     11/01/05 - 11/30/05       30               5.50000%       1,314,723.63            6,025.82                   0.00
    1-A-12     11/01/05 - 11/30/05       30               5.50000%      10,441,000.00           47,854.58                   0.00
    1-A-13     11/01/05 - 11/30/05       30               5.50000%      68,333,466.16          313,195.05                   0.00
    1-A-14     11/01/05 - 11/30/05       30               5.50000%       2,883,000.00           13,213.75                   0.00
    1-A-15     11/01/05 - 11/30/05       30               5.50000%      10,000,000.00           45,833.33                   0.00
    1-A-16     11/01/05 - 11/30/05       30               5.50000%      10,230,000.00           46,887.50                   0.00
    1-A-17     11/01/05 - 11/30/05       30               5.50000%         500,000.00            2,291.67                   0.00
    1-A-18     11/01/05 - 11/30/05       30               5.50000%     149,220,266.51          683,926.22                   0.00
    1-A-19     11/01/05 - 11/30/05       30               5.50000%      14,145,486.67           64,833.48                   0.00
    1-A-20     11/01/05 - 11/30/05       30               5.50000%      14,578,513.33           66,818.19                   0.00
     1-AR                      N/A      N/A               5.50000%               0.00                0.00                   0.00
     30-PO                     N/A      N/A               0.00000%       3,552,963.14                0.00                   0.00
     2-A-1     11/01/05 - 11/30/05       30               5.25000%      44,534,788.40          194,839.70                   0.00
     2-A-2     11/01/05 - 11/30/05       30               5.25000%       1,856,068.44            8,120.30                   0.00
     15-PO                     N/A      N/A               0.00000%       1,466,151.85                0.00                   0.00
     X-IO      11/01/05 - 11/30/05       30               5.50000%      11,909,036.56           54,583.08                   0.00
      B-1      11/01/05 - 11/30/05       30               5.47713%       9,259,000.48           42,260.60                   0.00
      B-2      11/01/05 - 11/30/05       30               5.47713%       2,995,118.37           13,670.54                   0.00
      B-3      11/01/05 - 11/30/05       30               5.47713%       1,633,882.51            7,457.48                   0.00
      B-4      11/01/05 - 11/30/05       30               5.47713%         816,941.26            3,728.74                   0.00
      B-5      11/01/05 - 11/30/05       30               5.47713%         816,941.26            3,728.74                   0.00
      B-6      11/01/05 - 11/30/05       30               5.47713%         817,454.59            3,731.09                   0.00
Totals                                                                                       2,509,316.71                   0.00







                                     Interest Distribution Statement (continued)

      Class                Current       Non-Supported             Total          Remaining                   Ending
                          Interest            Interest          Interest    Unpaid Interest             Certificate/
                      Shortfall(1)           Shortfall      Distribution       Shortfall(1)                 Notional
                                                                                                             Balance
<s>            <c>               <c>                 <c>               <c>                <c>
      1-A-1                   0.00                0.00        251,107.08               0.00            54,787,000.00
      1-A-2                   0.00                0.00        227,624.52               0.00            49,356,981.60
      1-A-3                   0.00                0.00         75,767.08               0.00            16,531,000.00
      1-A-4                   0.00                0.00        181,710.83               0.00            39,646,000.00
      1-A-5                   0.00                0.00          3,075.42               0.00               671,000.00
      1-A-6                   0.00                0.00         45,508.14               0.00             9,764,517.22
      1-A-7                   0.00                0.00         10,087.92               0.00             2,201,000.00
      1-A-8                   0.00                0.00             23.02               0.00                 5,045.94
      1-A-9                   0.00                0.00         81,336.65               0.00            19,860,859.64
     1-A-10                   0.00                0.00         10,076.19               0.00            19,860,859.64
     1-A-11                   0.00                0.00          6,025.82               0.00             1,229,911.68
     1-A-12                   0.00                0.00         47,854.58               0.00            10,441,000.00
     1-A-13                   0.00                0.00        313,195.05               0.00            67,984,945.71
     1-A-14                   0.00                0.00         13,213.75               0.00             2,883,000.00
     1-A-15                   0.00                0.00         45,833.33               0.00            10,000,000.00
     1-A-16                   0.00                0.00         46,887.50               0.00            10,230,000.00
     1-A-17                   0.00                0.00          2,291.67               0.00               500,000.00
     1-A-18                   0.00                0.00        683,926.22               0.00           148,509,863.83
     1-A-19                   0.00                0.00         64,833.48               0.00            14,078,668.48
     1-A-20                   0.00                0.00         66,818.19               0.00            14,645,331.52
      1-AR                    0.00                0.00              0.24               0.00                     0.00
      30-PO                   0.00                0.00              0.00               0.00             3,547,986.40
      2-A-1                   0.00                0.00        194,839.70               0.00            44,358,043.67
      2-A-2                   0.00                0.00          8,120.30               0.00             1,848,702.28
      15-PO                   0.00                0.00              0.00               0.00             1,460,354.93
      X-IO                    0.00                0.00         54,583.08               0.00            11,804,624.50
       B-1                    0.00                0.00         42,260.60               0.00             9,246,880.19
       B-2                    0.00                0.00         13,670.54               0.00             2,991,197.68
       B-3                    0.00                0.00          7,457.48               0.00             1,631,743.72
       B-4                    0.00                0.00          3,728.74               0.00               815,871.86
       B-5                    0.00                0.00          3,728.74               0.00               815,871.86
       B-6                    0.00                0.00          3,731.09               0.00               816,384.52

Totals                        0.00                0.00      2,509,316.95               0.00
<FN>
(1) Amount also includes Coupon Cap or Basis Risk Shortfalls,if applicable.
</FN>


 

                                        Interest Distribution Factors Statement

     Class                Original          Current              Beginning               Current            Payment of
                              Face      Certificate           Certificate/               Accrued        Unpaid Interest
                            Amount             Rate               Notional              Interest          Shortfall (1)
                                                                   Balance
<s>          <c>                 <c>              <c>                    <c>                   <c>
     1-A-1           54,787,000.00         5.50000%          1000.00000000            4.58333327             0.00000000
     1-A-2           50,000,000.00         5.50000%           993.27064200            4.55249040             0.00000000
     1-A-3           16,531,000.00         5.50000%          1000.00000000            4.58333313             0.00000000
     1-A-4           39,646,000.00         5.50000%          1000.00000000            4.58333325             0.00000000
     1-A-5              671,000.00         5.50000%          1000.00000000            4.58333830             0.00000000
     1-A-6           10,073,000.00         5.50000%           985.70919091            4.51783381             0.00000000
     1-A-7            2,201,000.00         5.50000%          1000.00000000            4.58333485             0.00000000
     1-A-8                5,000.00         5.50000%          1004.58400000            4.60400000             0.00000000
     1-A-9           20,000,000.00         4.89375%           997.23093900            4.06683250             0.00000000
    1-A-10                    0.00         0.60625%           997.23093900            0.50380950             0.00000000
    1-A-11            1,481,000.00         5.50000%           887.72696151            4.06875084             0.00000000
    1-A-12           10,441,000.00         5.50000%          1000.00000000            4.58333301             0.00000000
    1-A-13           68,716,000.00         5.50000%           994.43311834            4.55781841             0.00000000
    1-A-14            2,883,000.00         5.50000%          1000.00000000            4.58333333             0.00000000
    1-A-15           10,000,000.00         5.50000%          1000.00000000            4.58333300             0.00000000
    1-A-16           10,230,000.00         5.50000%          1000.00000000            4.58333333             0.00000000
    1-A-17              500,000.00         5.50000%          1000.00000000            4.58334000             0.00000000
    1-A-18          150,000,000.00         5.50000%           994.80177673            4.55950813             0.00000000
    1-A-19           14,212,000.00         5.50000%           995.31991768            4.56188292             0.00000000
    1-A-20           14,512,000.00         5.50000%          1004.58333310            4.60434055             0.00000000
     1-AR                   100.00         5.50000%             0.00000000            0.00000000             0.00000000
     30-PO            3,557,175.00         0.00000%           998.81595367            0.00000000             0.00000000
     2-A-1           45,133,000.00         5.25000%           986.74558305            4.31701194             0.00000000
     2-A-2            1,881,000.00         5.25000%           986.74558214            4.31701223             0.00000000
     15-PO            1,489,854.00         0.00000%           984.09095791            0.00000000             0.00000000
     X-IO                     0.00         5.50000%           993.42290490            4.55318796             0.00000000
      B-1             9,271,000.00         5.47713%           998.70569302            4.55836479             0.00000000
      B-2             2,999,000.00         5.47713%           998.70569190            4.55836612             0.00000000
      B-3             1,636,000.00         5.47713%           998.70569071            4.55836186             0.00000000
      B-4               818,000.00         5.47713%           998.70569682            4.55836186             0.00000000
      B-5               818,000.00         5.47713%           998.70569682            4.55836186             0.00000000
      B-6               818,514.00         5.47713%           998.70569104            4.55837041             0.00000000






                                      Interest Distribution Factors Statement (continued)

     Class                   Current          Non-Supported                 Total       Remaining Unpaid               Ending
                            Interest               Interest              Interest               Interest          Certificate/
                        Shortfall(1)              Shortfall          Distribution           Shortfall(1)              Notional
                                                                                                                       Balance
<s>          <c>                   <c>                    <c>                   <c>                    <c>
     1-A-1                0.00000000             0.00000000            4.58333327             0.00000000         1000.00000000
     1-A-2                0.00000000             0.00000000            4.55249040             0.00000000          987.13963200
     1-A-3                0.00000000             0.00000000            4.58333313             0.00000000         1000.00000000
     1-A-4                0.00000000             0.00000000            4.58333325             0.00000000         1000.00000000
     1-A-5                0.00000000             0.00000000            4.58333830             0.00000000         1000.00000000
     1-A-6                0.00000000             0.00000000            4.51783381             0.00000000          969.37528244
     1-A-7                0.00000000             0.00000000            4.58333485             0.00000000         1000.00000000
     1-A-8                0.00000000             0.00000000            4.60400000             0.00000000         1009.18800000
     1-A-9                0.00000000             0.00000000            4.06683250             0.00000000          993.04298200
    1-A-10                0.00000000             0.00000000            0.50380950             0.00000000          993.04298200
    1-A-11                0.00000000             0.00000000            4.06875084             0.00000000          830.46028359
    1-A-12                0.00000000             0.00000000            4.58333301             0.00000000         1000.00000000
    1-A-13                0.00000000             0.00000000            4.55781841             0.00000000          989.36122170
    1-A-14                0.00000000             0.00000000            4.58333333             0.00000000         1000.00000000
    1-A-15                0.00000000             0.00000000            4.58333300             0.00000000         1000.00000000
    1-A-16                0.00000000             0.00000000            4.58333333             0.00000000         1000.00000000
    1-A-17                0.00000000             0.00000000            4.58334000             0.00000000         1000.00000000
    1-A-18                0.00000000             0.00000000            4.55950813             0.00000000          990.06575887
    1-A-19                0.00000000             0.00000000            4.56188292             0.00000000          990.61838446
    1-A-20                0.00000000             0.00000000            4.60434055             0.00000000         1009.18767365
     1-AR                 0.00000000             0.00000000            2.40000000             0.00000000            0.00000000
     30-PO                0.00000000             0.00000000            0.00000000             0.00000000          997.41688278
     2-A-1                0.00000000             0.00000000            4.31701194             0.00000000          982.82949660
     2-A-2                0.00000000             0.00000000            4.31701223             0.00000000          982.82949495
     15-PO                0.00000000             0.00000000            0.00000000             0.00000000          980.20002631
     X-IO                 0.00000000             0.00000000            4.55318796             0.00000000          984.71310445
      B-1                 0.00000000             0.00000000            4.55836479             0.00000000          997.39835940
      B-2                 0.00000000             0.00000000            4.55836612             0.00000000          997.39835945
      B-3                 0.00000000             0.00000000            4.55836186             0.00000000          997.39836186
      B-4                 0.00000000             0.00000000            4.55836186             0.00000000          997.39836186
      B-5                 0.00000000             0.00000000            4.55836186             0.00000000          997.39836186
      B-6                 0.00000000             0.00000000            4.55837041             0.00000000          997.39835849
<FN>
(1) Amount also includes Coupon Cap or Basis Risk Shortfalls,if applicable.

NOTE: All classes are per $1,000 denomination.
</FN>





                                              Certificateholder Component Statement


                        Component          Beginning             Ending         Beginning             Ending             Ending
                     Pass-Through           Notional           Notional         Component          Component          Component
Class                         Rate            Balance            Balance           Balance            Balance         Percentage

<s>              <c>             <c>                <c>                <c>               <c>                <c>
1-X-IO                    5.50000%      11,662,448.81      11,558,909.00              0.00               0.00       98.45400695%
2-X-IO                    5.50000%         246,587.75         245,715.50              0.00               0.00       99.29222886%





                                        CERTIFICATEHOLDER ACCOUNT STATEMENT

                                                CERTIFICATE ACCOUNT

<s>                                                                                      <c>
Beginning Balance                                                                                              0.00

Deposits
     Payments of Interest and Principal                                                                4,538,804.30
     Reserve Funds and Credit Enhancements                                                                     0.00
     Proceeds from Repurchased Loans                                                                           0.00
     Servicer Advances                                                                                         0.00
     Gains & Subsequent Recoveries (Realized Losses)                                                           0.00
     Prepayment Penalties                                                                                      0.00
Total Deposits                                                                                         4,538,804.30

Withdrawals
     Reserve Funds and Credit Enhancements                                                                     0.00
     Total Administration Fees                                                                           114,661.00
     Payment of Interest and Principal                                                                 4,424,143.31
Total Withdrawals (Pool Distribution Amount)                                                           4,538,804.31

Ending Balance                                                                                                 0.00

<FN>
Servicer Advances are calculated as delinquent scheduled principal and interest.

</FN>





                                PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<s>                                                                                  <c>
Total Prepayment/Curtailment Interest Shortfall                                                      0.00
Servicing Fee Support                                                                                0.00

Non-Supported Prepayment/Curtailment Interest Shortfall                                              0.00





                                        ADMINISTRATION FEES
<s>                                                                       <c>
Gross Servicing Fee*                                                                    113,077.91
Trustee Fee - Wells Fargo Bank, N.A.                                                      1,583.09
Supported Prepayment/Curtailment Interest Shortfall                                           0.00

Total Administration Fees                                                               114,661.00
<FN>
*Servicer Payees include: BANK OF AMERICA (NY)
</FN>




                                            Reserve and Guaranty Funds

           Account Name             Beginning                Current               Current                  Ending
                                      Balance            Withdrawals              Deposits                 Balance
<s>                   <c>                   <c>                    <c>                   <c>
           Reserve Fund                  0.00                   0.00                  0.00                    0.00



                                     COLLATERAL STATEMENT
                                                           
Collateral Description                                                             Mixed Fixed
Weighted Average Gross Coupon                                                        5.801261%
Weighted Average Pass-Through Rate                                                   5.547760%
Weighted Average Remaining Term                                                            340

Beginning Scheduled Collateral Loan Count                                                  997
Number Of Loans Paid In Full                                                                 2
Ending Scheduled Collateral Loan Count                                                     995

Beginning Scheduled Collateral Balance                                          542,773,990.29
Ending Scheduled Collateral Balance                                             540,859,163.94
Ending Actual Collateral Balance at 30-Nov-2005                                 541,423,648.65

Monthly P&I Constant                                                              3,334,033.40
Special Servicing Fee                                                                     0.00
Prepayment Penalty Paid Amount                                                            0.00
Prepayment Penalty Paid Count                                                                0
Realized Loss Amount                                                                      0.00
Cumulative Realized Loss                                                                  0.00

Class A Optimal Amount                                                            4,317,403.55
Class AP Deferred Amount                                                                  0.00

Scheduled Principal                                                                 710,055.49
Unscheduled Principal                                                             1,204,770.86






                                         Group Level Collateral Statement

<s>                               <c>                       <c>
Group                                                          Group One                       Group Two
 Collateral Description                                       Mixed Fixed                     Mixed Fixed
 Weighted Average Coupon Rate                                    5.843894                        5.375014
 Weighted Average Net Rate                                       5.593894                        5.125013
 Weighted Average Remaining Term                                      356                             178
 Record Date                                                   11/30/2005                      11/30/2005
 Principal And Interest Constant                             2,927,374.96                      406,658.44
 Beginning Loan Count                                                 903                              94
 Loans Paid in Full                                                     2                               0
 Ending Loan Count                                                    901                              94
 Beginning Scheduled Balance                               493,422,054.25                   49,351,936.04
 Ending Scheduled Balance                                  491,702,754.03                   49,156,409.91
 Scheduled Principal                                           524,453.16                      185,602.33
 Unscheduled Principal                                       1,194,847.06                        9,923.80
 Scheduled Interest                                          2,402,921.80                      221,056.11
 Servicing Fees                                                102,796.26                       10,281.65
 Master Servicing Fees                                               0.00                            0.00
 Trustee Fee                                                     1,439.15                          143.94
 FRY Amount                                                          0.00                            0.00
 Special Hazard Fee                                                  0.00                            0.00
 Other Fee                                                           0.00                            0.00
 Pool Insurance Fee                                                  0.00                            0.00
 Spread 1                                                            0.00                            0.00
 Spread 2                                                            0.00                            0.00
 Spread 3                                                            0.00                            0.00
 Net Interest                                                2,298,686.39                      210,630.52
 Realized Loss Amount                                                0.00                            0.00
 Cumulative Realized Loss                                            0.00                            0.00
 Percentage of Cumulative Losses                                   0.0000                          0.0000
 Prepayment Penalty Paid Amount                                      0.00                            0.00
 Prepayment Penalty Paid Count                                          0                               0
 Special Servicing Fee                                               0.00                            0.00





                                         Group Level Collateral Statement

<s>                               <c>                       <c>
Group                                                              Total
 Collateral Description                                       Mixed Fixed
 Weighted Average Coupon Rate                                    5.801261
 Weighted Average Net Rate                                       5.551260
 Weighted Average Remaining Term                                      340
 Record Date                                                   11/30/2005
 Principal And Interest Constant                             3,334,033.40
 Beginning Loan Count                                                 997
 Loans Paid in Full                                                     2
 Ending Loan Count                                                    995
 Beginning Scheduled Balance                               542,773,990.29
 Ending Scheduled Balance                                  540,859,163.94
 Scheduled Principal                                           710,055.49
 Unscheduled Principal                                       1,204,770.86
 Scheduled Interest                                          2,623,977.91
 Servicing Fees                                                113,077.91
 Master Servicing Fees                                               0.00
 Trustee Fee                                                     1,583.09
 FRY Amount                                                          0.00
 Special Hazard Fee                                                  0.00
 Other Fee                                                           0.00
 Pool Insurance Fee                                                  0.00
 Spread 1                                                            0.00
 Spread 2                                                            0.00
 Spread 3                                                            0.00
 Net Interest                                                2,509,316.91
 Realized Loss Amount                                                0.00
 Cumulative Realized Loss                                            0.00
 Percentage of Cumulative Losses                                   0.0000
 Prepayment Penalty Paid Amount                                      0.00
 Prepayment Penalty Paid Count                                          0
 Special Servicing Fee                                               0.00





                            Additional Reporting - Deal Level


                                 Miscellaneous Reporting

<s>                                                              <c>
Senior %                                                                       96.961564%
Subordinate %                                                                   3.038436%





                                      Additional Reporting - Group Level
                                            Miscellaneous Reporting


        <s>                                                                 <c>
        Group One
        CPR                                                                                 2.870482%
        Subordinate %                                                                       3.030281%
        Subordinate Prepayment %                                                            0.000000%
        Senior Prepayment %                                                               100.000000%
        Senior %                                                                           96.969719%

        Group Two
        CPR                                                                                 0.241941%
        Subordinate %                                                                       3.121859%
        Subordinate Prepayment %                                                            0.000000%
        Senior Prepayment %                                                               100.000000%
        Senior %                                                                           96.878141%





                               LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT

             DELINQUENT          BANKRUPTCY           FORECLOSURE         REO                  TOTAL

<s>            <c>                  <c>                  <c>                 <c>                  <c>
             No. of Loans        No. of Loans         No. of Loans        No. of Loans         No. of Loans
             Actual Balance       Actual Balance      Actual Balance       Actual Balance      Actual Balance

0-29 Days                        0                    0                   0                    0
                                 0.00                 0.00                0.00                 0.00

30 Days      8                   0                    0                   0                    8
             4,502,522.93        0.00                 0.00                0.00                 4,502,522.93

60 Days      0                   0                    0                   0                    0
             0.00                0.00                 0.00                0.00                 0.00

90 Days      0                   0                    0                   0                    0
             0.00                0.00                 0.00                0.00                 0.00

120 Days     0                   0                    0                   0                    0
             0.00                0.00                 0.00                0.00                 0.00

150 Days     0                   0                    0                   0                    0
             0.00                0.00                 0.00                0.00                 0.00

180+ Days    0                   0                    0                   0                    0
             0.00                0.00                 0.00                0.00                 0.00

Totals       8                   0                    0                   0                    8
             4,502,522.93        0.00                 0.00                0.00                 4,502,522.93

             No. of Loans        No. of Loans         No. of Loans        No. of Loans         No. of Loans
             Actual Balance       Actual Balance      Actual Balance       Actual Balance      Actual Balance

0-29 Days                        0.000000%            0.000000%           0.000000%            0.000000%
                                 0.000000%            0.000000%           0.000000%            0.000000%

30 Days      0.804020%           0.000000%            0.000000%           0.000000%            0.804020%
             0.831608%           0.000000%            0.000000%           0.000000%            0.831608%

60 Days      0.000000%           0.000000%            0.000000%           0.000000%            0.000000%
             0.000000%           0.000000%            0.000000%           0.000000%            0.000000%

90 Days      0.000000%           0.000000%            0.000000%           0.000000%            0.000000%
             0.000000%           0.000000%            0.000000%           0.000000%            0.000000%

120 Days     0.000000%           0.000000%            0.000000%           0.000000%            0.000000%
             0.000000%           0.000000%            0.000000%           0.000000%            0.000000%

150 Days     0.000000%           0.000000%            0.000000%           0.000000%            0.000000%
             0.000000%           0.000000%            0.000000%           0.000000%            0.000000%

180+ Days    0.000000%           0.000000%            0.000000%           0.000000%            0.000000%
             0.000000%           0.000000%            0.000000%           0.000000%            0.000000%

Totals       0.804020%           0.000000%            0.000000%           0.000000%            0.804020%
             0.831608%           0.000000%            0.000000%           0.000000%            0.831608%






<s>                                                                                 <c>
Current Period Class A Insufficient Funds                                                                  0.00
Principal Balance of Contaminated Properties                                                               0.00
Periodic Advance                                                                                           0.00





                                                Delinquency Status By Group

                        DELINQUENT           BANKRUPTCY            FORECLOSURE          REO                  TOTAL

<s>                     <c>                  <c>                   <c>                  <c>                  <c>
Group One

                        No. of Loans         No. of Loans          No. of Loans         No. of Loans         No. of Loans
                        Actual Balance        Actual Balance       Actual Balance       Actual Balance       Actual Balance
0-29 Days                                    0                     0                    0                    0
                                             0.00                  0.00                 0.00                 0.00

30 Days                 7                    0                     0                    0                    7
                        3,979,426.32         0.00                  0.00                 0.00                 3,979,426.32

60 Days                 0                    0                     0                    0                    0
                        0.00                 0.00                  0.00                 0.00                 0.00

90 Days                 0                    0                     0                    0                    0
                        0.00                 0.00                  0.00                 0.00                 0.00

120 Days                0                    0                     0                    0                    0
                        0.00                 0.00                  0.00                 0.00                 0.00

150 Days                0                    0                     0                    0                    0
                        0.00                 0.00                  0.00                 0.00                 0.00

180+ Days               0                    0                     0                    0                    0
                        0.00                 0.00                  0.00                 0.00                 0.00

Totals                  7                    0                     0                    0                    7
                        3,979,426.32         0.00                  0.00                 0.00                 3,979,426.32


0-29 Days                                    0.000000%             0.000000%            0.000000%            0.000000%
                                             0.000000%             0.000000%            0.000000%            0.000000%

30 Days                 0.776915%            0.000000%             0.000000%            0.000000%            0.776915%
                        0.000000%            0.000000%             0.000000%            0.000000%            0.000000%

60 Days                 0.000000%            0.000000%             0.000000%            0.000000%            0.000000%
                        0.000000%            0.000000%             0.000000%            0.000000%            0.000000%

90 Days                 0.000000%            0.000000%             0.000000%            0.000000%            0.000000%
                        0.000000%            0.000000%             0.000000%            0.000000%            0.000000%

120 Days                0.000000%            0.000000%             0.000000%            0.000000%            0.000000%
                        0.000000%            0.000000%             0.000000%            0.000000%            0.000000%

150 Days                0.000000%            0.000000%             0.000000%            0.000000%            0.000000%
                        0.000000%            0.000000%             0.000000%            0.000000%            0.000000%

180+ Days               0.000000%            0.000000%             0.000000%            0.000000%            0.000000%
                        0.000000%            0.000000%             0.000000%            0.000000%            0.000000%

Totals                  0.776915%            0.000000%             0.000000%            0.000000%            0.776915%
                        0.000000%            0.000000%             0.000000%            0.000000%            0.000000%


                        DELINQUENT           BANKRUPTCY            FORECLOSURE          REO                  TOTAL

<s>                     <c>                  <c>                   <c>                  <c>                  <c>
Group Two

                        No. of Loans         No. of Loans          No. of Loans         No. of Loans         No. of Loans
                        Actual Balance        Actual Balance       Actual Balance       Actual Balance       Actual Balance
0-29 Days                                    0                     0                    0                    0
                                             0.00                  0.00                 0.00                 0.00

30 Days                 1                    0                     0                    0                    1
                        523,096.61           0.00                  0.00                 0.00                 523,096.61

60 Days                 0                    0                     0                    0                    0
                        0.00                 0.00                  0.00                 0.00                 0.00

90 Days                 0                    0                     0                    0                    0
                        0.00                 0.00                  0.00                 0.00                 0.00

120 Days                0                    0                     0                    0                    0
                        0.00                 0.00                  0.00                 0.00                 0.00

150 Days                0                    0                     0                    0                    0
                        0.00                 0.00                  0.00                 0.00                 0.00

180+ Days               0                    0                     0                    0                    0
                        0.00                 0.00                  0.00                 0.00                 0.00

Totals                  1                    0                     0                    0                    1
                        523,096.61           0.00                  0.00                 0.00                 523,096.61


0-29 Days                                    0.000000%             0.000000%            0.000000%            0.000000%
                                             0.000000%             0.000000%            0.000000%            0.000000%

30 Days                 1.063830%            0.000000%             0.000000%            0.000000%            1.063830%
                        0.000000%            0.000000%             0.000000%            0.000000%            0.000000%

60 Days                 0.000000%            0.000000%             0.000000%            0.000000%            0.000000%
                        0.000000%            0.000000%             0.000000%            0.000000%            0.000000%

90 Days                 0.000000%            0.000000%             0.000000%            0.000000%            0.000000%
                        0.000000%            0.000000%             0.000000%            0.000000%            0.000000%

120 Days                0.000000%            0.000000%             0.000000%            0.000000%            0.000000%
                        0.000000%            0.000000%             0.000000%            0.000000%            0.000000%

150 Days                0.000000%            0.000000%             0.000000%            0.000000%            0.000000%
                        0.000000%            0.000000%             0.000000%            0.000000%            0.000000%

180+ Days               0.000000%            0.000000%             0.000000%            0.000000%            0.000000%
                        0.000000%            0.000000%             0.000000%            0.000000%            0.000000%

Totals                  1.063830%            0.000000%             0.000000%            0.000000%            1.063830%
                        0.000000%            0.000000%             0.000000%            0.000000%            0.000000%








                REO Detail - All Mortgage Loans in REO during Current Period



 Summary                                                            12 Month REO History*
 New REO Loans                                                    Month        REO Percentage
     <s>                          <c>                               <s>               <c>
     Loans in REO                              0                  Jan-05            0.000%
     Original Principal Balance             0.00                  Feb-05            0.000%
     Current Actual Balance                 0.00                  Mar-05            0.000%
                                                                  Apr-05            0.000%
 Current REO Total                                                May-05            0.000%
     Loans in REO                              0                  Jun-05            0.000%
     Original Principal Balance             0.00                  Jul-05            0.000%
     Current Actual Balance                 0.00                  Aug-05            0.000%
                                                                  Sep-05            0.000%
                                                                  Oct-05            0.000%
                                                                  Nov-05            0.000%
                                                                  Dec-05            0.000%

                                                               *The text reported in the above table is presented graphically
                                                               on the monthly bond remittance report. The monthly bond
                                                               remittance report can be viewed online at www.ctslink.com.



 Group One                                                          12 Month REO History*
 New REO Loans                                                    Month        REO Percentage
     <s>                          <c>                               <s>               <c>
     Loans in REO                              0                  Jan-05            0.000%
     Original Principal Balance             0.00                  Feb-05            0.000%
     Current Actual Balance                 0.00                  Mar-05            0.000%
                                                                  Apr-05            0.000%
 Current REO Total                                                May-05            0.000%
     Loans in REO                              0                  Jun-05            0.000%
     Original Principal Balance             0.00                  Jul-05            0.000%
     Current Actual Balance                 0.00                  Aug-05            0.000%
                                                                  Sep-05            0.000%
                                                                  Oct-05            0.000%
                                                                  Nov-05            0.000%
                                                                  Dec-05            0.000%

                                                               *The text reported in the above table is presented graphically
                                                               on the monthly bond remittance report. The monthly bond
                                                               remittance report can be viewed online at www.ctslink.com.



 Group Two                                                          12 Month REO History*
 New REO Loans                                                    Month        REO Percentage
     <s>                          <c>                               <s>               <c>
     Loans in REO                              0                  Jan-05            0.000%
     Original Principal Balance             0.00                  Feb-05            0.000%
     Current Actual Balance                 0.00                  Mar-05            0.000%
                                                                  Apr-05            0.000%
 Current REO Total                                                May-05            0.000%
     Loans in REO                              0                  Jun-05            0.000%
     Original Principal Balance             0.00                  Jul-05            0.000%
     Current Actual Balance                 0.00                  Aug-05            0.000%
                                                                  Sep-05            0.000%
                                                                  Oct-05            0.000%
                                                                  Nov-05            0.000%
                                                                  Dec-05            0.000%

                                                               *The text reported in the above table is presented graphically
                                                               on the monthly bond remittance report. The monthly bond
                                                               remittance report can be viewed online at www.ctslink.com.






                    REO Loan Detail - All Mortgage Loans in REO during Current Period

                                               Month
                                                Loan           First                                             Original
                               Loan          Entered         Payment                            LTV at          Principal
        Group                Number              REO            Date          State        Origination            Balance
<s>                   <c>            <c>              <c>              <c>            <c>                <c>


                                                 No REO Loans this Period





              REO Loan Detail - All Mortgage Loans in REO during Current Period (continued)

                                             Current           Paid                           Current        Approximate
                              Loan            Actual             To         Months               Loan         Delinquent
       Group                Number           Balance           Date     Delinquent               Rate           Interest
<s>                 <c>             <c>               <c>            <c>             <c>               <c>

                                                  No REO Loans this Period




              Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period



  Summary                                                         12 Month Foreclosure History*
  New Foreclosure Loans                                           Month     Foreclosure Percentage
     <s>                            <c>                             <s>               <c>
     Loans in Foreclosure                      0                  Jan-05            0.000%
     Original Principal Balance             0.00                  Feb-05            0.000%
     Current Actual Balance                 0.00                  Mar-05            0.000%
                                                                  Apr-05            0.000%
  Current Foreclosure Total                                       May-05            0.000%
     Loans in Foreclosure                      0                  Jun-05            0.000%
     Original Principal Balance             0.00                  Jul-05            0.000%
     Current Actual Balance                 0.00                  Aug-05            0.000%
                                                                  Sep-05            0.000%
                                                                  Oct-05            0.000%
                                                                  Nov-05            0.000%
                                                                  Dec-05            0.000%

                                                               *The text reported in the above table is presented graphically
                                                               on the monthly bond remittance report. The monthly bond
                                                               remittance report can be viewed online at www.ctslink.com.



  Group One                                                       12 Month Foreclosure History*
  New Foreclosure Loans                                           Month     Foreclosure Percentage
     <s>                            <c>                             <s>               <c>
     Loans in Foreclosure                      0                  Jan-05            0.000%
     Original Principal Balance             0.00                  Feb-05            0.000%
     Current Actual Balance                 0.00                  Mar-05            0.000%
                                                                  Apr-05            0.000%
  Current Foreclosure Total                                       May-05            0.000%
     Loans in Foreclosure                      0                  Jun-05            0.000%
     Original Principal Balance             0.00                  Jul-05            0.000%
     Current Actual Balance                 0.00                  Aug-05            0.000%
                                                                  Sep-05            0.000%
                                                                  Oct-05            0.000%
                                                                  Nov-05            0.000%
                                                                  Dec-05            0.000%

                                                               *The text reported in the above table is presented graphically
                                                               on the monthly bond remittance report. The monthly bond
                                                               remittance report can be viewed online at www.ctslink.com.



  Group Two                                                       12 Month Foreclosure History*
  New Foreclosure Loans                                           Month     Foreclosure Percentage
     <s>                            <c>                             <s>               <c>
     Loans in Foreclosure                      0                  Jan-05            0.000%
     Original Principal Balance             0.00                  Feb-05            0.000%
     Current Actual Balance                 0.00                  Mar-05            0.000%
                                                                  Apr-05            0.000%
  Current Foreclosure Total                                       May-05            0.000%
     Loans in Foreclosure                      0                  Jun-05            0.000%
     Original Principal Balance             0.00                  Jul-05            0.000%
     Current Actual Balance                 0.00                  Aug-05            0.000%
                                                                  Sep-05            0.000%
                                                                  Oct-05            0.000%
                                                                  Nov-05            0.000%
                                                                  Dec-05            0.000%

                                                               *The text reported in the above table is presented graphically
                                                               on the monthly bond remittance report. The monthly bond
                                                               remittance report can be viewed online at www.ctslink.com.






           Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period

                                                  Month
                                                   Loan              First                                            Original
                                  Loan          Entered            Payment                            LTV at         Principal
        Group                   Number               FC               Date          State        Origination           Balance
<s>                 <c>                <c>              <c>                <c>            <c>               <c>

                                                No Foreclosure Loans this Period





           Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period (continued)

                                                Current               Paid                        Current          Approximate
                                  Loan           Actual                 To         Months            Loan           Delinquent
        Group                   Number          Balance               Date     Delinquent            Rate             Interest
<s>                 <c>                <c>              <c>               <c>             <c>              <c>

                                               No Foreclosure Loans this Period





               Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period



 Summary                                                            12 Month Bankruptcy History*
 New Bankruptcy Loans                                             Month    Bankruptcy Percentage
     <s>                          <c>                               <s>               <c>
     Loans in Bankruptcy                       0                  Jan-05            0.000%
     Original Principal Balance             0.00                  Feb-05            0.000%
     Current Actual Balance                 0.00                  Mar-05            0.000%
                                                                  Apr-05            0.000%
 Current Bankruptcy Total                                         May-05            0.000%
     Loans in Bankruptcy                       0                  Jun-05            0.000%
     Original Principal Balance             0.00                  Jul-05            0.000%
     Current Actual Balance                 0.00                  Aug-05            0.000%
                                                                  Sep-05            0.000%
                                                                  Oct-05            0.000%
                                                                  Nov-05            0.000%
                                                                  Dec-05            0.000%

                                                               *The text reported in the above table is presented graphically
                                                               on the monthly bond remittance report. The monthly bond
                                                               remittance report can be viewed online at www.ctslink.com.



 Group One                                                          12 Month Bankruptcy History*
 New Bankruptcy Loans                                             Month    Bankruptcy Percentage
     <s>                          <c>                               <s>               <c>
     Loans in Bankruptcy                       0                  Jan-05            0.000%
     Original Principal Balance             0.00                  Feb-05            0.000%
     Current Actual Balance                 0.00                  Mar-05            0.000%
                                                                  Apr-05            0.000%
 Current Bankruptcy Total                                         May-05            0.000%
     Loans in Bankruptcy                       0                  Jun-05            0.000%
     Original Principal Balance             0.00                  Jul-05            0.000%
     Current Actual Balance                 0.00                  Aug-05            0.000%
                                                                  Sep-05            0.000%
                                                                  Oct-05            0.000%
                                                                  Nov-05            0.000%
                                                                  Dec-05            0.000%

                                                               *The text reported in the above table is presented graphically
                                                               on the monthly bond remittance report. The monthly bond
                                                               remittance report can be viewed online at www.ctslink.com.



 Group Two                                                          12 Month Bankruptcy History*
 New Bankruptcy Loans                                             Month    Bankruptcy Percentage
     <s>                          <c>                               <s>               <c>
     Loans in Bankruptcy                       0                  Jan-05            0.000%
     Original Principal Balance             0.00                  Feb-05            0.000%
     Current Actual Balance                 0.00                  Mar-05            0.000%
                                                                  Apr-05            0.000%
 Current Bankruptcy Total                                         May-05            0.000%
     Loans in Bankruptcy                       0                  Jun-05            0.000%
     Original Principal Balance             0.00                  Jul-05            0.000%
     Current Actual Balance                 0.00                  Aug-05            0.000%
                                                                  Sep-05            0.000%
                                                                  Oct-05            0.000%
                                                                  Nov-05            0.000%
                                                                  Dec-05            0.000%

                                                               *The text reported in the above table is presented graphically
                                                               on the monthly bond remittance report. The monthly bond
                                                               remittance report can be viewed online at www.ctslink.com.






           Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period

      Group                   Loan     Month Loan              First      State          LTV at            Original
                            Number        Entered            Payment                 Origination          Principal
                                       Bankruptcy               Date                                        Balance
<s>               <c>            <c>            <c>                <c>        <c>              <c>

                                         No Bankruptcy Loans this Period






           Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period (continued)

      Group                   Loan            Current         Paid To         Months       Current        Approximate
                            Number             Actual             Date     Delinquent    Loan Rate         Delinquent
                                              Balance                                                        Interest
<s>               <c>            <c>                <c>              <c>            <c>          <c>

                                            No Bankruptcy Loans this Period





               Realized Loss Detail Report - Loans with Losses during Current Period


Summary
                                   # Loans              Prior          Realized            Current
                                      with             Actual       Loss/(Gain)               Loss
         Group                      Losses            Balance            Amount         Percentage
<s>                    <c>                <c>                <c>                <c>
       Group One                         0               0.00              0.00             0.000%
       Group Two                         0               0.00              0.00             0.000%
         Total                           0               0.00              0.00             0.000%






               Realized Loss Loan Detail Report - Loans With Losses during Current Period

                                                  Original          Current
                                  Loan           Principal             Note                          LTV at         Original
       Group                    Number             Balance             Rate           State     Origination             Term
<s>                <c>                <c>                  <c>             <c>             <c>             <c>

                                                   No Losses this Period





              Realized Loss Loan Detail Report - Loans With Losses during Current Period (continued)

                                                    Prior                           Cumulative
                                  Loan             Actual          Realized           Realized
       Group                    Number            Balance       Loss/(Gain)        Loss/(Gain)
<s>                <c>                <c>                <c>               <c>

                                     No Losses this Period




                                                   Realized Loss Report - Collateral


  Summary



   MDR                                                          SDA
      <s>                            <c>                        <s>                                       <c>
      Current Month                        0.000%               Current Month                                 0.000%
      3 Month Average                      0.000%               3 Month Average                               0.000%
      12 Month Average                     0.000%               12 Month Average                              0.000%



                  MDR: Current vs. 12mo Average*                               SDA: Current vs. 12mo Average*
         Month            Current        12mo Avg.                       Month             Current          12mo Avg.
         <s>             <c>            <c>                             <s>               <c>            <c>


         Jan-2005             N/A             N/A                        Jan-2005              N/A               N/A
         Feb-2005             N/A             N/A                        Feb-2005              N/A               N/A
         Mar-2005             N/A             N/A                        Mar-2005              N/A               N/A
         Apr-2005             N/A             N/A                        Apr-2005              N/A               N/A
         May-2005             N/A             N/A                        May-2005              N/A               N/A
         Jun-2005             N/A             N/A                        Jun-2005              N/A               N/A
         Jul-2005             N/A             N/A                        Jul-2005              N/A               N/A
         Aug-2005             N/A             N/A                        Aug-2005              N/A               N/A
         Sep-2005             N/A             N/A                        Sep-2005              N/A               N/A
         Oct-2005             N/A             N/A                        Oct-2005              N/A               N/A
         Nov-2005          0.000%             N/A                        Nov-2005           0.000%               N/A
         Dec-2005          0.000%             N/A                        Dec-2005           0.000%               N/A

   *The text reported in the above table is presented           *The text reported in the above table is presented
   graphically on the monthly bond remittance report. The       graphically on the monthly bond remittance report. The
   monthly bond remittance report can be viewed online at       monthly bond remittance report can be viewed online at
   www.ctslink.com.                                             www.ctslink.com.





   CDR                                                          Loss Severity Approximation
      <s>                            <c>                        <s>                                       <c>
      Current Month                        0.000%               Current Month                                 0.000%
      3 Month Average                      0.000%               3 Month Average                               0.000%
      12 Month Average                     0.000%               12 Month Average                              0.000%



                  CDR: Current vs. 12mo Average*                          Loss Severity: Current vs. 12mo Average*
         Month            Current        12mo Avg.                       Month             Current          12mo Avg.
         <s>             <c>            <c>                             <s>               <c>            <c>


         Jan-2005             N/A             N/A                        Jan-2005              N/A               N/A
         Feb-2005             N/A             N/A                        Feb-2005              N/A               N/A
         Mar-2005             N/A             N/A                        Mar-2005              N/A               N/A
         Apr-2005             N/A             N/A                        Apr-2005              N/A               N/A
         May-2005             N/A             N/A                        May-2005              N/A               N/A
         Jun-2005             N/A             N/A                        Jun-2005              N/A               N/A
         Jul-2005             N/A             N/A                        Jul-2005              N/A               N/A
         Aug-2005             N/A             N/A                        Aug-2005              N/A               N/A
         Sep-2005             N/A             N/A                        Sep-2005              N/A               N/A
         Oct-2005             N/A             N/A                        Oct-2005              N/A               N/A
         Nov-2005          0.000%             N/A                        Nov-2005           0.000%               N/A
         Dec-2005          0.000%             N/A                        Dec-2005           0.000%               N/A

   *The text reported in the above table is presented           *The text reported in the above table is presented
   graphically on the monthly bond remittance report. The       graphically on the monthly bond remittance report. The
   monthly bond remittance report can be viewed online at       monthly bond remittance report can be viewed online at
   www.ctslink.com.                                             www.ctslink.com.





  Group One



   MDR                                                          SDA
      <s>                            <c>                        <s>                                       <c>
      Current Month                        0.000%               Current Month                                 0.000%
      3 Month Average                      0.000%               3 Month Average                               0.000%
      12 Month Average                     0.000%               12 Month Average                              0.000%



                  MDR: Current vs. 12mo Average*                               SDA: Current vs. 12mo Average*
         Month            Current        12mo Avg.                       Month             Current          12mo Avg.
         <s>             <c>            <c>                             <s>               <c>            <c>


         Jan-2005             N/A             N/A                        Jan-2005              N/A               N/A
         Feb-2005             N/A             N/A                        Feb-2005              N/A               N/A
         Mar-2005             N/A             N/A                        Mar-2005              N/A               N/A
         Apr-2005             N/A             N/A                        Apr-2005              N/A               N/A
         May-2005             N/A             N/A                        May-2005              N/A               N/A
         Jun-2005             N/A             N/A                        Jun-2005              N/A               N/A
         Jul-2005             N/A             N/A                        Jul-2005              N/A               N/A
         Aug-2005             N/A             N/A                        Aug-2005              N/A               N/A
         Sep-2005             N/A             N/A                        Sep-2005              N/A               N/A
         Oct-2005             N/A             N/A                        Oct-2005              N/A               N/A
         Nov-2005          0.000%             N/A                        Nov-2005           0.000%               N/A
         Dec-2005          0.000%             N/A                        Dec-2005           0.000%               N/A

   *The text reported in the above table is presented           *The text reported in the above table is presented
   graphically on the monthly bond remittance report. The       graphically on the monthly bond remittance report. The
   monthly bond remittance report can be viewed online at       monthly bond remittance report can be viewed online at
   www.ctslink.com.                                             www.ctslink.com.





   CDR                                                          Loss Severity Approximation
      <s>                            <c>                        <s>                                       <c>
      Current Month                        0.000%               Current Month                                 0.000%
      3 Month Average                      0.000%               3 Month Average                               0.000%
      12 Month Average                     0.000%               12 Month Average                              0.000%



                  CDR: Current vs. 12mo Average*                          Loss Severity: Current vs. 12mo Average*
         Month            Current        12mo Avg.                       Month             Current          12mo Avg.
         <s>             <c>            <c>                             <s>               <c>            <c>


         Jan-2005             N/A             N/A                        Jan-2005              N/A               N/A
         Feb-2005             N/A             N/A                        Feb-2005              N/A               N/A
         Mar-2005             N/A             N/A                        Mar-2005              N/A               N/A
         Apr-2005             N/A             N/A                        Apr-2005              N/A               N/A
         May-2005             N/A             N/A                        May-2005              N/A               N/A
         Jun-2005             N/A             N/A                        Jun-2005              N/A               N/A
         Jul-2005             N/A             N/A                        Jul-2005              N/A               N/A
         Aug-2005             N/A             N/A                        Aug-2005              N/A               N/A
         Sep-2005             N/A             N/A                        Sep-2005              N/A               N/A
         Oct-2005             N/A             N/A                        Oct-2005              N/A               N/A
         Nov-2005          0.000%             N/A                        Nov-2005           0.000%               N/A
         Dec-2005          0.000%             N/A                        Dec-2005           0.000%               N/A

   *The text reported in the above table is presented           *The text reported in the above table is presented
   graphically on the monthly bond remittance report. The       graphically on the monthly bond remittance report. The
   monthly bond remittance report can be viewed online at       monthly bond remittance report can be viewed online at
   www.ctslink.com.                                             www.ctslink.com.





  Group Two



   MDR                                                          SDA
      <s>                            <c>                        <s>                                       <c>
      Current Month                        0.000%               Current Month                                 0.000%
      3 Month Average                      0.000%               3 Month Average                               0.000%
      12 Month Average                     0.000%               12 Month Average                              0.000%



                  MDR: Current vs. 12mo Average*                               SDA: Current vs. 12mo Average*
         Month            Current        12mo Avg.                       Month             Current          12mo Avg.
         <s>             <c>            <c>                             <s>               <c>            <c>


         Jan-2005             N/A             N/A                        Jan-2005              N/A               N/A
         Feb-2005             N/A             N/A                        Feb-2005              N/A               N/A
         Mar-2005             N/A             N/A                        Mar-2005              N/A               N/A
         Apr-2005             N/A             N/A                        Apr-2005              N/A               N/A
         May-2005             N/A             N/A                        May-2005              N/A               N/A
         Jun-2005             N/A             N/A                        Jun-2005              N/A               N/A
         Jul-2005             N/A             N/A                        Jul-2005              N/A               N/A
         Aug-2005             N/A             N/A                        Aug-2005              N/A               N/A
         Sep-2005             N/A             N/A                        Sep-2005              N/A               N/A
         Oct-2005             N/A             N/A                        Oct-2005              N/A               N/A
         Nov-2005          0.000%             N/A                        Nov-2005           0.000%               N/A
         Dec-2005          0.000%             N/A                        Dec-2005           0.000%               N/A

   *The text reported in the above table is presented           *The text reported in the above table is presented
   graphically on the monthly bond remittance report. The       graphically on the monthly bond remittance report. The
   monthly bond remittance report can be viewed online at       monthly bond remittance report can be viewed online at
   www.ctslink.com.                                             www.ctslink.com.





   CDR                                                          Loss Severity Approximation
      <s>                            <c>                        <s>                                       <c>
      Current Month                        0.000%               Current Month                                 0.000%
      3 Month Average                      0.000%               3 Month Average                               0.000%
      12 Month Average                     0.000%               12 Month Average                              0.000%



                  CDR: Current vs. 12mo Average*                          Loss Severity: Current vs. 12mo Average*
         Month            Current        12mo Avg.                       Month             Current          12mo Avg.
         <s>             <c>            <c>                             <s>               <c>            <c>


         Jan-2005             N/A             N/A                        Jan-2005              N/A               N/A
         Feb-2005             N/A             N/A                        Feb-2005              N/A               N/A
         Mar-2005             N/A             N/A                        Mar-2005              N/A               N/A
         Apr-2005             N/A             N/A                        Apr-2005              N/A               N/A
         May-2005             N/A             N/A                        May-2005              N/A               N/A
         Jun-2005             N/A             N/A                        Jun-2005              N/A               N/A
         Jul-2005             N/A             N/A                        Jul-2005              N/A               N/A
         Aug-2005             N/A             N/A                        Aug-2005              N/A               N/A
         Sep-2005             N/A             N/A                        Sep-2005              N/A               N/A
         Oct-2005             N/A             N/A                        Oct-2005              N/A               N/A
         Nov-2005          0.000%             N/A                        Nov-2005           0.000%               N/A
         Dec-2005          0.000%             N/A                        Dec-2005           0.000%               N/A

   *The text reported in the above table is presented           *The text reported in the above table is presented
   graphically on the monthly bond remittance report. The       graphically on the monthly bond remittance report. The
   monthly bond remittance report can be viewed online at       monthly bond remittance report can be viewed online at
   www.ctslink.com.                                             www.ctslink.com.




<FN>
Calculation Methodology:
Monthly Default Rate (MDR): sum(Beg Scheduled Balance of Liquidated Loans)/ sum(Beg Scheduled Balance).
Conditional Default Rate (CDR): 1-((1-MDR)^12)
SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR / (WAS * 0.02) else if WAS is greater than 30
and less than or equal to 60 then CDR / 0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR / (0.6 -
((WAS - 60) * 0.0095)) else if WAS is greater than 120 then CDR / 0.03
Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Scheduled Balance of Liquidated Loans)








</FN>





               Prepayment Detail - Prepayments during Current Period
Summary
                                    Loans Paid In Full                            Repurchased Loans

                                         Original            Current                  Original            Current
                                        Principal          Scheduled                 Principal          Scheduled
         Group            Count           Balance            Balance   Count           Balance            Balance
<s>                       <c>    <c>                <c>                <c>    <c>                <c>
       Group One              2      1,049,330.00       1,047,953.32       0              0.00               0.00
       Group Two              0              0.00               0.00       0              0.00               0.00
         Total                2      1,049,330.00       1,047,953.32       0              0.00               0.00




              Prepayment Detail - Prepayments during Current Period (continued)

Summary
                                   Substitution Loans                               Liquidated Loans                    Curtailments

                                       Original            Current                     Original           Current
                                      Principal          Scheduled                    Principal         Scheduled        Curtailment
         Group           Count          Balance            Balance      Count           Balance           Balance             Amount
<s>                       <c>    <c>              <c>                <c>    <c>                   <c>               <c>
       Group One             0             0.00               0.00          0              0.00              0.00         147,907.16
       Group Two             0             0.00               0.00          0              0.00              0.00           9,923.80
         Total               0             0.00               0.00          0              0.00              0.00         157,830.96





               Prepayment Loan Detail - Prepayments during Current Period
                                                                                     First          Original
                                      Loan                       LTV at            Payment         Principal        Prepayment
         Group                      Number        State     Origination               Date           Balance            Amount
<s>                    <c>                <c>          <c>             <c>                <c>               <c>
       Group One                3302793322           CA           55.52        01-Nov-2005        610,790.00        609,511.53
       Group One                6578062504           AZ           80.00        01-Oct-2005        438,540.00        437,428.37





               Prepayment Loan Detail - Prepayments during Current Period (continued)

                                                                                        Current
                                     Loan                PIF             Months            Loan       Original
         Group                     Number               Type         Delinquent            Rate           Term       Seasoning
<s>                    <c>               <c>                     <c>            <c>            <c>             <c>
       Group One               3302793322       Loan Paid in Full           0              5.750%          360               1
       Group One               6578062504       Loan Paid in Full           0              6.875%          360               2




                                            Prepayment - Voluntary Prepayments


  Summary
     SMM                                   CPR                                      PSA
     <s>                  <c>              <s>                   <c>                <s>                         <c>
     Current Month            0.222%       Current Month              2.635%        Current Month                 757.437%
     3 Month Average          0.000%       3 Month Average            0.000%        3 Month Average                 0.000%
     12 Month Average         0.000%       12 Month Average           0.000%        12 Month Average                0.000%



                CPR: Current vs. 12mo Average*                               PSA: Current vs. 12mo Average*
          Month        Current        12mo Avg.                        Month        Current        12mo Avg.
             <s>           <c>            <c>                             <s>           <c>            <c>



         Jan-2005          N/A           N/A                          Jan-2005          N/A           N/A
         Feb-2005          N/A           N/A                          Feb-2005          N/A           N/A
         Mar-2005          N/A           N/A                          Mar-2005          N/A           N/A
         Apr-2005          N/A           N/A                          Apr-2005          N/A           N/A
         May-2005          N/A           N/A                          May-2005          N/A           N/A
         Jun-2005          N/A           N/A                          Jun-2005          N/A           N/A
         Jul-2005          N/A           N/A                          Jul-2005          N/A           N/A
         Aug-2005          N/A           N/A                          Aug-2005          N/A           N/A
         Sep-2005          N/A           N/A                          Sep-2005          N/A           N/A
         Oct-2005          N/A           N/A                          Oct-2005          N/A           N/A
         Nov-2005       3.960%           N/A                          Nov-2005   2,680.313%           N/A
         Dec-2005       2.635%           N/A                          Dec-2005     757.437%           N/A

     *The text reported in the above table is presented        *The text reported in the above table is presented
     graphically on the monthly bond remittance report. The    graphically on the monthly bond remittance report. The
     monthly bond remittance report can be viewed online at    monthly bond remittance report can be viewed online at
     www.ctslink.com.                                          www.ctslink.com.



  Group One
     SMM                                   CPR                                      PSA
     <s>                  <c>              <s>                   <c>                <s>                         <c>
     Current Month            0.242%       Current Month              2.870%        Current Month                 826.141%
     3 Month Average          0.000%       3 Month Average            0.000%        3 Month Average                 0.000%
     12 Month Average         0.000%       12 Month Average           0.000%        12 Month Average                0.000%



                CPR: Current vs. 12mo Average*                               PSA: Current vs. 12mo Average*
          Month        Current        12mo Avg.                        Month        Current        12mo Avg.
             <s>           <c>            <c>                             <s>           <c>            <c>



         Jan-2005          N/A           N/A                          Jan-2005          N/A           N/A
         Feb-2005          N/A           N/A                          Feb-2005          N/A           N/A
         Mar-2005          N/A           N/A                          Mar-2005          N/A           N/A
         Apr-2005          N/A           N/A                          Apr-2005          N/A           N/A
         May-2005          N/A           N/A                          May-2005          N/A           N/A
         Jun-2005          N/A           N/A                          Jun-2005          N/A           N/A
         Jul-2005          N/A           N/A                          Jul-2005          N/A           N/A
         Aug-2005          N/A           N/A                          Aug-2005          N/A           N/A
         Sep-2005          N/A           N/A                          Sep-2005          N/A           N/A
         Oct-2005          N/A           N/A                          Oct-2005          N/A           N/A
         Nov-2005       3.255%           N/A                          Nov-2005   2,208.938%           N/A
         Dec-2005       2.870%           N/A                          Dec-2005     826.141%           N/A

     *The text reported in the above table is presented        *The text reported in the above table is presented
     graphically on the monthly bond remittance report. The    graphically on the monthly bond remittance report. The
     monthly bond remittance report can be viewed online at    monthly bond remittance report can be viewed online at
     www.ctslink.com.                                          www.ctslink.com.



  Group Two
     SMM                                   CPR                                      PSA
     <s>                  <c>              <s>                   <c>                <s>                         <c>
     Current Month            0.020%       Current Month              0.242%        Current Month                  68.785%
     3 Month Average          0.000%       3 Month Average            0.000%        3 Month Average                 0.000%
     12 Month Average         0.000%       12 Month Average           0.000%        12 Month Average                0.000%



                CPR: Current vs. 12mo Average*                               PSA: Current vs. 12mo Average*
          Month        Current        12mo Avg.                        Month        Current        12mo Avg.
             <s>           <c>            <c>                             <s>           <c>            <c>



         Jan-2005          N/A           N/A                          Jan-2005          N/A           N/A
         Feb-2005          N/A           N/A                          Feb-2005          N/A           N/A
         Mar-2005          N/A           N/A                          Mar-2005          N/A           N/A
         Apr-2005          N/A           N/A                          Apr-2005          N/A           N/A
         May-2005          N/A           N/A                          May-2005          N/A           N/A
         Jun-2005          N/A           N/A                          Jun-2005          N/A           N/A
         Jul-2005          N/A           N/A                          Jul-2005          N/A           N/A
         Aug-2005          N/A           N/A                          Aug-2005          N/A           N/A
         Sep-2005          N/A           N/A                          Sep-2005          N/A           N/A
         Oct-2005          N/A           N/A                          Oct-2005          N/A           N/A
         Nov-2005      10.712%           N/A                          Nov-2005   7,060.265%           N/A
         Dec-2005       0.242%           N/A                          Dec-2005      68.785%           N/A

     *The text reported in the above table is presented        *The text reported in the above table is presented
     graphically on the monthly bond remittance report. The    graphically on the monthly bond remittance report. The
     monthly bond remittance report can be viewed online at    monthly bond remittance report can be viewed online at
     www.ctslink.com.                                          www.ctslink.com.


<FN>

Calculation Methodology:
Single Month Mortality (SMM):  (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled
Principal)
Conditional PrePayment Rate (CPR):  1 - ((1 - SMM)^12)
PSA Standard Prepayment Model:  100 * CPR / (0.2 * MIN(30,WAS))
Weighted Average Seasoning (WAS):  sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal
Balance))







</FN>




                                                     Modifications
                           Beginning            Current
             Loan          Scheduled          Scheduled        Prior     Modified             Prior            Modified
           Number            Balance            Balance         Rate         Rate            Payment            Payment
<s>             <c>                <c>                <c>          <c>          <c>                <c>

                                         No Modifications this Period




                                                          Substitutions
                              Loans Repurchased                                          Loans Substituted

                          Current                                                          Current
            Loan        Scheduled     Current          Current             Loan           Scheduled    Current           Current
          Number          Balance        Rate          Payment           Number             Balance       Rate           Payment
<s>               <c>               <c>         <c>              <c>              <c>                 <c>    <c>

                                                 No Substitutions this Period




                                     Repurchases

                                   Current
               Loan              Scheduled        Current               Current
             Number                Balance           Rate               Payment
<s>               <c>                    <c>            <c>

                           No Repurchases this Period