SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K/A Amendment 1 (Mark One) / x / ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 1998 or / / TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 333-03574 First Union Residential Securitization Transactions, Inc. Mortgage Pass-Through Certificates Series 1998-B Trust (Exact name of registrant as specified in its charter) New York Pending (State or other jurisdiction (I.R.S. Employer of incorporation or Identification No.) organization) c/o Norwest Bank Minnesota, N.A. 11000 Broken Land Parkway Columbia, Maryland 21044 (Address of principal executive offices) (ZIP Code) Registrant's telephone number, including area code: (410) 884-2000 Securities to be registered pursuant to Section 12(b) of the Act: NONE Securities to be registered pursuant to Section 12(g) of the Act: NONE Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes X No ___ This Amendment No. 1 on Form 10-K/A amends Item 14 of the original Annual Report on Form 10-K (the "Original Form 10-K") filed on March 25, 1999, on behalf of First Union Residential Securitization Transactions, Inc. Mortgage Pass-Through Certificates Series 1998-B Trust established pursuant to a Pooling and Servicing Agreement among First Union Residential Securitization Transactions, Inc. as Depositor, First Union National Bank as Seller, Master Servicer and Trust Administratot and Norwest Bank Minnesota, National Association, as Trustee and as Document Custodian, pursuant to which the First Union Residential Securitization Transactions, Inc. Mortgage Pass-Through Certificates Series 1998-B Trust registered under the Securities Act of 1933 (the "Certificates") were issued. Item 14 of the Original Form 10-K is amended to read in its entirety as follows: Item 14. Exhibits, Financial Statement Schedules, and Reports on Form 8-K. (a) Exhibits (99.1) Annual Independent Accountants' Servicing Reports concerning servicing activities for the year ended December 31, 1998. a) First Union, as Servicer <F1> (99.2) Report of Management as to Compliance with Minimum Servicing Standards for the year ended December 31, 1998. a) First Union, as Servicer <F1> (99.3) Annual Statements of Compliance under the Pooling and Servicing Agreements for the year ended December 31, 1998. a) First Union, as Servicer <F1> (99.4) Aggregate Statement of Principal and Interest Distributions to Certificate Holders. <F2> (b) On October 09, 1998, November 10, 1998, and December 08, 1998, reports on Form 8-K were filed by the Company in order to provide the statements for the monthly distributions to holders of the Certificates. No other reports on Form 8-K have been filed during the last quarter of the period covered by this report. (c) Not applicable. (d) Omitted. <F1> Filed herewith. <F2> Previously filed. SIGNATURES Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized: First Union Residential Securitization Transactions, Inc. Mortgage Pass-Through Certificates Series 1998-B Trust Signed: Norwest Bank Minnesota, N.A., as Trustee By: Sherri J. Sharps, Vice President By: /s/ Sherri J. Sharps, Vice President Dated: December 15, 1999 Exhibit Index Exhibit No. 99.1 Annual Independent Accountants' Servicing Reports concerning servicing activities for the year ended December 31, 1998. a) First Union, as Servicer <F1> 99.2 Report of Management as to Compliance with Minimum Servicing Standards for the year ended December 31, 1998. a) First Union, as Servicer <F1> 99.3 Annual Statements of Compliance under the Pooling and Servicing Agreements for the year ended December 31, 1998. a) First Union, as Servicer <F1> 99.4 Aggregate Statement of Principal and Interest Distributions to Certificate Holders.<F2> <F1> Filed herewith. <F2> Previously filed.