Distribution Financial Services RV Trust 1999-1 January 18, 2000 Payment Date Statement to Noteholders Per Section 5.08 of the Transfer and Servicing Agreement Beginning Pool Balance $822,708,956.14 Beginning Pool Factor 2.19663767 Distribution Allocable to Principal on Notes Prior Current Class Principal Pymt. $1000 orig.prin.bal. Principal Pymt. $1000 orig.prin.bal. A-1 $0.00 0.0000000 $0.00 0.0000000 A-2 $18,542,940.08 0.0000000 $17,100,764.15 624.0821530 A-3 $0.00 0.0000000 $0.00 0.0000000 A-4 $0.00 0.0000000 $0.00 0.0000000 A-5 $0.00 0.0000000 $0.00 0.0000000 A-6 $0.00 0.0000000 $0.00 0.0000000 B $0.00 0.0000000 $0.00 0.0000000 C $0.00 0.0000000 $0.00 0.0000000 Distribution Allocable to Interest on Notes Prior Current Class Rate Interest Pymt. $1000 orig.prin.bal. Interest Pymt. $1000 orig.prin.ba.l A-1 4.97% $0.00 0.0000000 $0.00 0.0000000 A-2 5.38% $0.00 0.0000000 $713,287.36 3.1349290 A-3 5.70% $0.00 0.0000000 $940,490.50 4.7500000 A-4 5.84% $0.00 0.0000000 $937,524.40 4.8666670 A-5 5.97% $0.00 0.0000000 $794,616.95 4.9750000 A-6 6.02% $0.00 0.0000000 $322,902.77 5.0166670 B 6.36% $0.00 0.0000000 $132,500.00 5.3000000 C 7.23% $0.00 0.0000000 $120,500.00 6.0250000 Note Balance After Giving Effect to Principal Distribution Class Beginning Balance Pool Factor Ending Balance Pool Factor A-1 0.00 1.0000000 $0.00 0.0000000 A-2 159,097,552.24 1.0000000 $141,996,788.09 624.0821530 A-3 197,998,000.00 1.0000000 $197,998,000.00 1.0000000 A-4 192,640,000.00 1.0000000 $192,642,000.00 1.0000000 A-5 159,722,000.00 1.0000000 $159,722,000.00 1.0000000 A-6 64,366,000.00 1.0000000 $64,366,000.00 1.0000000 B 25,000,000.00 1.0000000 $25,000,000.00 1.0000000 C 20,000,000.00 1.0000000 $20,000,000.00 1.0000000 Servicing Fee $342,795.40 Servicing Fee Per $1,000 of Orig.Note 0.9152658 Realized Losses $812,325.36 Reserve Account Balance $17,354,119.88 Payments Received with Respect to Receivables During Most Recently Ended Collection Period $21,458,014.58 Interest Payments Received $6,183,895.11 Scheduled Principal Payments Received $4,213,287.00 Principal Prepayments Received $11,060,832.47 Distribution to Residual Interestholders $0.00 Noteholders' Interest Carryover Shortfall $0.00 Noteholders' Interest Carryover Shortfall Per $1,000 Note 0.0000000 Aggregate Purchase Amounts for Receivables that were purchased in related Collection Period $0.00 Ending Pool Balance $806,606,182.06 Ending Pool Factor 2.15364317