Exhibit 3
Distribution Financial Services RV Trust 1999-3
May 15, 2000 Payment Date Statement to Noteholders
Per Section 5.08 of the Transfer and Servicing Agreement


                            
Beginning Pool Balance         322,163,808.93
Beginning Pool Factor              1.00000000

Distribution Allocable to Principal on Notes

                              Prior                               Current
          Class          Principal Pymts. $1000 orig.prin.bal. Principal Pymt. $1000 orig.prin.bal.
                                                                     
            A-1                $0.00           0.0000000            $0.00         0.0000000
            A-2                $0.00           0.0000000    $5,909,062.66        58.8939209
            A-3                $0.00           0.0000000            $0.00         0.0000000
            A-4                $0.00           0.0000000            $0.00         0.0000000
            A-5                $0.00           0.0000000            $0.00         0.0000000
            A-6                $0.00           0.0000000            $0.00         0.0000000
              B                $0.00           0.0000000            $0.00         0.0000000
              C                $0.00           0.0000000            $0.00         0.0000000

Distribution Allocable to Interest on Notes

                                Prior                                 Current
Class         Rate          Interest Pymt.  $1000 orig.prin.bal. Interest Pymt. $1000 orig.prin.bal.
                                                                      
A-1           5.32%               $0.00           0.0000000            $0.00         0.0000000
A-2           5.97%               $0.00           0.0000000      $384,425.99         3.8314628
A-3           6.43%               $0.00           0.0000000      $259,718.42         5.3583334
A-4           6.65%               $0.00           0.0000000      $479,952.67         5.5416667
A-5           6.76%               $0.00           0.0000000      $211,728.83         5.6333330
A-6           6.88%               $0.00           0.0000000      $314,456.13         5.7333330
  B           7.17%               $0.00           0.0000000       $55,943.93         5.9750000
  C           7.92%               $0.00           0.0000000       $49,440.60         6.6000000

Note Balance After Giving Effect to Principal Distribution


Class    Beginning Balance        Pool Factor   Ending Balance      Pool Factor
                                                        
A-1                0.00            0.0000000            $0.00         0.0000000
A-2       95,328,779.42            1.0000000   $71,362,492.47       711.2493519
A-3       48,470,000.00            1.0000000   $48,470,000.00         1.0000000
A-4       86,608,000.00            1.0000000   86,608,000.00          1.0000000
A-5       37,585,000.00            1.0000000   37,585,000.00          1.0000000
A-6       54,847,000.00            1.0000000   54,847,000.00          1.0000000
  B        9,363,000.00            1.0000000    9,363,000.00          1.0000000
  C        7,491,000.00            1.0000000    7,491,000.00          1.0000000

                                                                         
Servicing Fee                                                                  $134,234.92
Servicing Fee Per $1,000 of Orig.Note                                            0.3584080

Realized Losses                                                                 $51,503.96

Reserve Account Balance                                                      $6,628,483.05

Payments Received with Respect to Receivables During Most Recently
Ended Collection Period                                                      $7,624,845.46
          Interest Payments Received                                         $2,290,599.69
          Scheduled Principal Payments Received                              $1,515,924.12
          Principal Prepayments Received                                     $3,818,321.65

Distribution to Residual Interestholders                                             $0.00

Noteholders' Interest Carryover Shortfall                                            $0.00
Noteholders' Interest Carryover Shortfall Per $1,000 Note                        0.0000000

Aggregate Purchase Amounts for Receivables that were purchased in
related Collection Period                                                            $0.00

Ending Pool Balance                                                        $316,778,059.20
Ending Pool Factor                                                              0.84579925