<ARTICLE> 5 <LEGEND> This financial data schedule contains summary financial information as of and for the three months ended March 31, 1999, which is extracted from the Condensed Consolidated Balance Sheets, Statements of Operations, and Statements of Cash Flows, and is qualified in its entirety by reference to the financial statements within the report of Form 10-Q filing. </LEGEND> <CIK> 0001012704 <NAME> UGLY DUCKLING CORP <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-END> Mar-31-1999 <CASH> 4,387 <SECURITIES> 0 <RECEIVABLES> 332,971 <ALLOWANCES> 73,373 <INVENTORY> 39,891 <CURRENT-ASSETS> 0<F1> <PP&E> 44,237 <DEPRECIATION> 9,938 <TOTAL-ASSETS> 406,616 <CURRENT-LIABILITIES> 0<F1> <BONDS> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 19 <OTHER-SE> 157,871 <TOTAL-LIABILITY-AND-EQUITY> 406,616 <SALES> 106,443 <TOTAL-REVENUES> 130,118 <CGS> 60,097 <TOTAL-COSTS> 0 <OTHER-EXPENSES> 37,104 <LOSS-PROVISION> 28,561 <INTEREST-EXPENSE> 3,656 <INCOME-PRETAX> 700 <INCOME-TAX> 280 <INCOME-CONTINUING> 420 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 420 <EPS-PRIMARY> 0.03 <EPS-DILUTED> 0.03 <FN> <F1>UNCLASSIFIED BALANCE SHEET</FN>