SECURITIES AND EXCHANGE COMMISSION
                          Washington, D.C. 20549


                                 FORM 8-K


                              CURRENT REPORT



                  Pursuant to Section 13 or 15(d) of the
                     Securities Exchange Act of 1934


                        ESB FINANCIAL CORPORATION
______________________________________________________________________________
           (Exact name of registrant specified in its charter)




        Pennsylvania                     0-19345                25-1659846
______________________________________________________________________________
(State or other jurisdiction     (Commission File Number)   (I.R.S. Employer
of incorporation or organization)                        Identification Number)




600 Lawrence Avenue
Ellwood City, Pennsylvania                                         16117
______________________________________________________________________________
(Address of principal executive offices)                        (Zip Code)










                               (724) 758-5584
______________________________________________________________________________
            (Registrant's telephone number, including area code)




ESB Financial Corporation
Form 8-K
Page 2



Item 5.   Other Events

     The information to be reported herein is incorporated by reference from
the press release, dated June 18, 2002, filed as Exhibit 99 to this Form 8-K.

Item 7.   Financial Statements and Exhibits

               (a)  Not applicable.

               (b)  Not applicable.

               (c)  Exhibits.

                    99   Press release dated June 18, 2002.






















ESB Financial Corporation
Form 8-K
Page 3




                                 SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


                                        ESB Financial Corporation
                                        _________________________
                                             (Registrant)



Date:  June 19, 2002              By:/s/ Charlotte A. Zuschlag
                                     _________________________
                                     Charlotte A. Zuschlag
                                     President & Chief Executive Officer
                                     (Principal Executive Officer)